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<ul><li>Google is looking to tap into its <keyword id="2750705" type="General" weightage="100" keywordseo="google-pay" source="Orion">Google Pay</keyword> user base to enter the lending segment.</li><li>Google has partnered with banks and NBFCs to offer credit to merchants and consumers.</li><li>Google Pay handles over 30% of the total UPI transactions in the country.</li></ul> Search giant Google has made several major announcements for India at their annual Google for India event including its entry into the lending business, AI-powered initiatives and more. While the company has made several announcements for its different applications and services such as Search, <keyword id="691847" type="General" weightage="20" keywordseo="google-cloud" source="Orion">Google Cloud</keyword> and more, its announcements related to Google Pay were a key highlight of the event. Google is now entering the lucrative lending business in India, along with local partners. This is aimed at both small merchants and regular users. It is noteworthy that Google Pay enjoys a huge market share in India, handling over 30% of the total UPI transactions in the country. “Just like UPI revolutionised digital payments, digitising credit – with consent and privacy safeguards – can provide ways of expanding the reach of formal credit. And the lower transaction cost of digital credit delivery can enable smaller minimum ticket loan sizes, making it more suitable and approachable for more borrowers,” Google said in a post. <cmsannotation type="cmsannotation" annotationid="Credit for merchants" comment="subhead" text="Credit for merchants">Credit for merchants</cmsannotation> Google has announced several credit facilities for merchants, aimed at offering improved access to credit. For this, the company has partnered with banks and NBFCs. <cmsannotation type="cmsannotation" annotationid="Merchant credit line" comment="subhead2" text="Merchant credit line">Merchant credit line</cmsannotation> To help merchants get quicker access to a credit line for their working capital requirements, Google has announced a merchant credit line in partnership with ePayLater. This will be available to merchants, both online and offline, for the purchase of stock and supplies. <cmsannotation type="cmsannotation" annotationid="Sachet loans" comment="subhead2" text="Sachet loans">Sachet loans</cmsannotation> Merchants looking for a smaller credit can instead opt for sachet loans, which is being offered in partnership with DMI finance. The sachet loans start as low as ₹15,000, with repayment options starting at ₹111. <cmsannotation type="cmsannotation" annotationid="Merchant loans" comment="subhead2" text="Merchant loans">Merchant loans</cmsannotation> Google has also partnered with ICICI Bank and Indifi to offer seamless merchant loans and repeat loans. <cmsannotation type="cmsannotation" annotationid="Credit for consumers" comment="subhead" text="Credit for consumers">Credit for consumers</cmsannotation> It’s not just merchants, Google is also entering the consumer lending segment. <cmsannotation type="cmsannotation" annotationid="Personal loans on Google Pay" comment="subhead2" text="Personal loans on Google Pay">Personal loans on Google Pay</cmsannotation> Google has partnered with Axis Bank to offer personal loans to customers on the Google Pay app. Google Pay is already offering personal loans through the app in partnership with DMI Finance and is expected to soon onboard more partners. <cmsannotation type="cmsannotation" annotationid="Credit on UPI" comment="subhead2" text="Credit on UPI">Credit on UPI</cmsannotation> Google has partnered with ICICI Bank to offer Credit on UPI. What this essentially means is that customers will soon be able to avail credit lines from banks on UPI and use this credit line to make payments via the Google Pay app. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms">OnePlus Open foldable launched in India as an 'affordable' alternative to Samsung Galaxy Z Fold 5</a> <a href="https://www.businessinsider.in/tech/mobile/news/best-mobile-phone-under-30000-in-india-in-festival-season-2023/slidelist/104551645.cms">Best smartphones under ₹30,000 in India – the perfect mid-range options for you</a> <a href="https://www.businessinsider.in/tech/mobile/news/global-smartphone-shipments-decline-for-the-ninth-consecutive-quarter-expected-to-bounce-back-in-festive-season/articleshow/104487576.cms">Smartphone makers should be a worried lot as global shipments decline to a decade low</a>

Google for India – Sachet loans to credit on UPI, tech giant bets on lending

<ul><li><keyword id="9462167" type="General" weightage="20" keywordseo="google-pay-transactions" source="Orion">Google Pay transactions</keyword> are supported by a ‘Unified Payments Interface’ or ‘UPI.’</li><li>Google rebranded Tez as <keyword id="2750705" type="General" weightage="20" keywordseo="google-pay" source="Orion">Google Pay</keyword> back in 2018.</li><li>Here’s how you can change your <keyword id="14270568" type="General" weightage="20" keywordseo="upi-pin-in-google-pay" source="Orion">UPI PIN in Google Pay</keyword>.</li></ul>Google was the first to introduce a UPI-based payment system - ‘Tez’ back in 2017. On August 28, 2018, the company rebranded it to ‘Google Pay.’ UPI comes with a series of features including self-transfer, balance check, payment via QR code scanning, and more. Google pay is one of the most used payment apps in India. Also known as GPAY, it lets you make all types of online payments. Every transaction done on Google Pay is secured by a <keyword id="4760578" type="General" weightage="20" keywordseo="upi-pin" source="Orion">UPI pin</keyword>. When you make any transaction on Google Pay, you need to enter 4 digit code to allow bank transactions. This UPI pin is set when you are creating your Google Pay account. But if you have forgotten your UPI PIN or need to change it because of security concerns, here’s how you can change it. <ul><li>Launch the Google Pay app and tap on your display picture located in the top-right corner of the app.</li></ul><div type="image" title="Google Pay" msid="92411357" hostid="261" sizebytes="16502"></div><ul><li>Tap on the bank account option and select the bank account to which you want to make the changes.</li></ul><div type="image" title="Google Pay" msid="92411378" hostid="261" sizebytes="22234"></div><ul><li>Once you select the bank account, on the top right corner of the screen you will see the three-dot menu, click on it and it will show a drop-down menu.</li></ul><div type="image" title="Google Pay" msid="92411423" hostid="261" sizebytes="23910"></div><ul><li>From the drop-down menu select ‘Change UPI PIN.’</li></ul><div type="image" title="Google Pay" msid="92411447" hostid="261" sizebytes="26270"></div><ul><li>Now enter your old UPI PIN and then the new one twice.</li><li>Once done, you are good to go.</li></ul>If you end up entering the wrong UPI PIN more than three times, you have to wait 24 hours to reset the UPI PIN. Also, if you want to change your UPI ID, follow these steps- <ul><li>Open the Google Pay app and tap on your display picture.</li><li>Tap on payment methods and then tap on the bank account whose UPI ID you want to change.</li><li>Tap on the UPI ID and then tap on ‘+’ to change the UPI ID.</li></ul><div type="image" title="Google Pay" msid="92411514" hostid="261" sizebytes="9536"></div> SEE ALSO: <a href="https://www.businessinsider.in/business/telecom/news/5g-in-india-does-the-aam-aadmi-even-need-it/articleshow/92382529.cms">5G in India – does the aam aadmi even need it?</a> <a href="https://www.businessinsider.in/business/auto/news/ev-fires-will-happen-says-olas-bhavish-agarwal-after-tata-nexon-ev-fire-reports/articleshow/92406258.cms">EV fires will happen says Ola's Bhavish Agarwal after Tata Nexon EV fire reports</a>

How to change UPI pin in Google Pay

Payments made via Unified Payments Interface (UPI) reported a 45% yearly growth, according to data from the National Payment Corporation of <keyword id="19895063" type="General" weightage="20" keywordseo="India" source="keywords">India</keyword> (<keyword id="19998946" type="General" weightage="20" keywordseo="NPCI" source="keywords">NPCI</keyword>). The value of transactions also saw a growth of over 35%, totaling Rs 20.64 trillion. This marks the third consecutive month when total transactions exceeded Rs 20 trillion. In June 2024, the total UPI transaction value was Rs 20.07 trillion, while in May it was Rs 20.44 trillion. NPCI data also showed that the average daily transaction value through UPI in July 2024 was Rs 466 million, or about Rs 66,590 crore. Compared with June, the volume of <keyword id="19957378" type="General" weightage="100" keywordseo="UPI-transactions" source="keywords">UPI transactions</keyword> grew by 3.95% in July, while the value of transactions increased by 2.84%. In the first four months of the current fiscal year (2024-25), UPI recorded transactions amounting to Rs 80.79 trillion, across approximately 55.66 billion transactions. In 2023-24, total UPI transactions were 131 billion, compared to 84 billion in 2022-23. The monthly bulletin of the <keyword id="19899810" type="General" weightage="20" keywordseo="reserve-bank-of-india" source="keywords">Reserve Bank of India</keyword> (RBI) reported that over the last four years, UPI transactions have seen a ten-fold increase in volume, from 12.5 billion transactions in 2019-20 to 131 billion transactions in 2023-24, which accounts for 80% of the total digital payment volumes. Unified Payments Interface (UPI) transactions experienced substantial growth, increasing by 57% year-on-year in FY24. Within this segment, PhonePe and Google Pay dominated, holding a combined market share of 86%, according to the Boston Consulting Group's (BCG) Banking Sector Roundup for 2023-24. A shift in <keyword id="19989657" type="General" weightage="20" keywordseo="digital-payments" source="keywords">digital payments</keyword> was noted, with credit card transactions doubling over the past three years. In contrast, debit card transactions declined by 43% year-on-year. By making digital payment platform technology and device agnostic, UPI has contributed to <keyword id="20377974" type="General" weightage="20" keywordseo="financial-inclusion" source="keywords">financial inclusion</keyword> at the grassroots level. Digital payments in India are hitting fresh highs, as citizens increasingly adopt emerging modes of online transactions. One key emphasis of the Indian government has been to ensure that the benefits of UPI are not limited to India alone; other countries, too, can benefit from it. UPI is India's mobile-based fast payment system, which facilitates customers to make round-the-clock payments instantly using a Virtual Payment Address (VPA) created by the customer. The share of UPI in digital payments in India has reached close to 80% in 2023. Today, India accounts for nearly 46% of the world's digital transactions, based on 2022 data.

UPI transactions cross Rs 20 trillion for third successive month, in July 2024

<ul><li>Now, users can make <keyword id="6358921" type="General" weightage="80" keywordseo="upi" source="Orion">UPI</keyword> payments using <keyword id="597447" type="General" weightage="80" keywordseo="rupay" source="Orion">RuPay</keyword> credit cards on <keyword id="2750705" type="General" weightage="20" keywordseo="google-pay" source="Orion">Google Pay</keyword>.</li><li>At present, there is no option to add Visa and Mastercard-issued credit cards to Google Pay.</li><li>We tell you how to add your RuPay credit card to your Google Pay.</li></ul>Google Pay, in association with the <keyword id="6383340" type="General" weightage="50" keywordseo="national-payments-corporation-of-india" source="Orion">National Payments Corporation of India</keyword> (NPCI), on Tuesday rolled out support for RuPay credit cards on Unified Payments Interface (UPI). With this, users can now link their RuPay credit cards with Google Pay to make payments at all online and offline merchants where RuPay credit cards are accepted. Customers with RuPay credit cards issued by Axis Bank, Bank of Baroda, Canara Bank, HDFC Bank, Indian Bank, Kotak Mahindra Bank, Punjab National Bank and Union Bank of India will be able to avail this feature. Until the latest update, UPI-based payment app Google Pay, like most payments apps, only supported payments using a debit card. Now, users can add their RuPay credit card and make payments seamlessly to merchants across the country. At present, there is no option to add Visa and Mastercard-issued credit cards to Google Pay or any other UPI payment app in India. To link a RuPay credit card to Google Pay, follow these steps: <ul><li>To get started, open the Google Pay app and navigate to the settings menu.</li><li>To proceed, select the ‘<keyword id="17501077" type="General" weightage="50" keywordseo="setup-payment-method" source="Orion">Setup Payment Method</keyword>’ option in Google Pay and choose to add a RuPay credit card.</li><li>Enter the required details such as the last six digits of the card, the expiry date, and the PIN.</li><li>You will need to verify the details by entering the OTP (One-Time Password) sent to your registered mobile number.</li><li>Now, when making a payment to any UPI vendor, you can select your RuPay credit card as the payment method. This can be done by either scanning the barcode provided by the vendor or by entering the UPI ID or phone number associated with the recipient.</li></ul>SEE ALSO: <a href="https://www.businessinsider.in/tech/apps/news/is-whatsapp-secretly-listening-to-your-private-conversations-heres-how-to-check/articleshow/100155980.cms">Is WhatsApp secretly listening to your private conversations? Here’s how to check</a> <a href="https://www.businessinsider.in/tech/news/google-pixel-6a-vs-pixel-7a-smartphone-comparison-with-price-and-features/articleshow/100177889.cms">Google Pixel 6a vs Pixel 7a: Is Google's latest mid-ranger worth the extra ₹12,000?</a>

Here’s how to add your RuPay credit card to Google Pay

<ul><li><keyword id="790242" type="General" weightage="20" keywordseo="whatsapp" source="Orion">WhatsApp</keyword> is expected to soon get several new features, including AI-powered features.</li><li>The upcoming features also include international <keyword id="19900911" type="General" weightage="20" keywordseo="upi" source="keywords">UPI</keyword> payments from WhatsApp.</li><li>Here are some of the features expected to be introduced soon on WhatsApp.</li></ul>WhatsApp received several features in <a href="https://www.businessinsider.in/tech/apps/news/list-of-features-introduced-by-whatsapp-in-2023/articleshow/106141000.cms"> 2023</a>, including the ability to edit messages that have already been sent, using<a href="https://www.businessinsider.in/tech/apps/news/how-to-use-two-whatsapp-accounts-on-one-phone/articleshow/104641592.cms"> multiple accounts</a> on a single phone, chat lock, and more. The Meta-owned platform has now been spotted testing some new features. The upcoming features range from international UPI payments to AI features for editing photos, answering queries and more. WhatsApp is also expected to get usernames, longer video status duration and more. In this post, we look at some of the upcoming WhatsApp features. <cmsannotation type="cmsannotation" annotationid="International UPI payments" comment="subhead" text="International UPI payments">International UPI payments</cmsannotation> WhatsApp is<a href="https://twitter.com/AssembleDebug/status/1772145252415189196"> reportedly</a> working on a new feature that will allow users to enable international payments in the app. As part of this, users will be able to authorise international payments for a period of up to three months using UPI right from WhatsApp. This will allow users to make payments to international businesses. Do note that this feature is already available in UPI apps such as PhonePe and Google Pay. <cmsannotation type="cmsannotation" annotationid="AI photo editing, chat and more" comment="subhead" text="AI photo editing, chat and more">AI photo editing, chat and more</cmsannotation> Meta will reportedly integrate its Meta AI into WhatsApp, allowing users to ask questions and chat with the AI chatbot using the search bar. The app will offer users suggestions on what questions to ask to easily get answers. In addition to this, WhatsApp is also working on a tool that will allow users to use AI to edit their photos before they send them to others. Users will reportedly be able to change the background of the images, add artistic effects to the images and more. The introduction of these features will eliminate the need to use other AI-powered tools to get answers to queries or edit images. <cmsannotation type="cmsannotation" annotationid="Share files" comment="subhead" text="Share files">Share files</cmsannotation> WhatsApp is reportedly working on a new feature that will allow users to easily share files with others. This feature works just like Google’s Quick Share feature and is expected to allow users to share files up to 2GB. This feature will allow users to share files only with users who are near them. <cmsannotation type="cmsannotation" annotationid="Username for login" comment="subhead" text="Username for login">Username for login</cmsannotation> WhatsApp is expected to soon introduce a new feature that will enable users to set usernames on the app. Applications such as Instagram and Facebook already allow users to use unique usernames on their platforms. With the introduction of this feature, users will be able to set unique usernames on WhatsApp and will not be required to share their phone number to connect with someone. Telegram has been offering this feature for a while now, and Signal recently<a href="https://www.businessinsider.in/tech/apps/news/signal-launches-usernames-to-keep-your-phone-number-private/articleshow/107868401.cms"> announced</a> the rollout of the feature. <cmsannotation type="cmsannotation" annotationid="Profile picture privacy" comment="subhead" text="Profile picture privacy">Profile picture privacy</cmsannotation> In a bid to boost user privacy, WhatsApp is planning on rolling out a new feature that will prevent users from taking screenshots of the profile pictures of other users. Users who try to take a screenshot of a profile picture will get an error message that reads, “Can’t take a screenshot due to app restrictions.”. SEE ALSO: <a href="https://www.businessinsider.in/tech/news/wwdc-2024-to-begin-on-june-10-ai-features-for-ios-18-and-more/articleshow/108810215.cms">WWDC 2024 to begin on June 10 – AI features for iOS 18 and more</a> <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-12-review/articleshow/108723955.cms">OnePlus 12 review: A feature-packed device with promising battery backup</a> <a href="https://www.businessinsider.in/tech/mobile/news/motorola-edge-50-pro-to-launch-in-india-on-april-3-everything-we-know-so-far/articleshow/108667275.cms">Motorola Edge 50 Pro to launch in India on April 3 – Everything we know so far</a>

From AI photo editing to international UPI payments, here are upcoming WhatsApp features

<ul><li>There has been an increase in <keyword id="43991" type="General" weightage="100" keywordseo="financial-fraud" source="Orion">financial fraud</keyword> amid an increase in financial transactions.</li><li>People are storing important financial information on their smartphones without any security.</li><li>88% of the people surveyed have submitted their Aadhaar as proof for applications and bookings.</li></ul> The Reserve Bank of India (RBI) has revealed that 5,406 instances of financial fraud were reported during April-September 2022, up from 4,069 reports during the same period in 2021. According to the central bank, the modus operandi for fraud has shifted to card and internet-based transactions. According to a survey conducted by LocalCircles, people are still storing important financial information such as internet banking passwords, and debit and credit card PINs on their smartphones. <cmsannotation type="cmsannotation" annotationid="17% of people store financial information on their smartphone" comment="subhead" text="17% of people store financial information on their smartphone">17% of people store financial information on their smartphone</cmsannotation> Out of over 32,000 people surveyed, 9% admitted to storing important financial information on their phone’s contact list, and 8% admitted using the notes app on their smartphone. This means that 17% of people store important data without security. A similar survey in 2021 revealed that 11% of people were storing important financial data on their phones, meaning there has been an increase in this number, despite attempts by the central bank to raise awareness among the people. 18% of the people revealed that they store financial information on their computers and laptops. At the same time, 14% of the people claimed that they had memorised their financial information and had yet to store it anywhere. <cmsannotation type="cmsannotation" annotationid="24% of the people share their debit and credit card PIN with family" comment="subhead" text="24% of the people share their debit and credit card PIN with family">24% of the people share their debit and credit card PIN with family</cmsannotation> According to the report, 24% of the people share their debit and credit card PIN with one or more family members, and 6% share with their domestic or office staff. 67% of the people surveyed said they do not share this information with anyone. <cmsannotation type="cmsannotation" annotationid="88% of the people share Aadhaar for applications and bookings" comment="subhead" text="88% of the people share Aadhaar for applications and bookings">88% of the people share Aadhaar for applications and bookings</cmsannotation> Identity and address proofs such as Aadhaar, PAN, driving licence and others have become something we often share with government or private entities such as banks and hotels for various applications and bookings, be it in digital form or as a photocopy. Sometimes, more than one of these documents is shared, and there is an overlap. A staggering 88% of the people have revealed that they have shared their Aadhaar as proof in the last five years. This was followed by 58% of the people sharing their PAN and 47% of the people sharing their driving licence. Additionally, 42% of the people shared their passports, and 35% shared their voter ID. <cmsannotation type="cmsannotation" annotationid="Nearly half of the people have faced a financial fraud" comment="subhead" text="Nearly half of the people have faced a financial fraud">Nearly half of the people have faced a financial fraud</cmsannotation> According to the report, 42%of the people surveyed have claimed to have faced some type of financial fraud during the three years between June 2019 to June 2022. Worse, 74% of these people failed to get their money back. We recommend that users do not store sensitive financial information such as banking passwords and debit and credit card PINs on their smartphones and laptops. Instead, users should opt for secure applications or try to memorise this information. SEE ALSO: <a href="https://www.businessinsider.in/tech/news/most-common-passwords-can-be-easily-cracked-by-ai-in-under-a-minute/articleshow/99379900.cms">AI chatbots are cracking the code: How PassGAN can break into 51% of common passwords in under a minute</a> <a href="https://www.businessinsider.in/tech/news/google-makes-it-easier-for-users-to-delete-their-account-and-data-from-applications/articleshow/99289621.cms">Google makes it easier for users to delete their account and data from applications</a> <a href="https://www.businessinsider.in/tech/mobile/news/how-to-block-your-lost-or-stolen-phone-and-how-to-unblock-it/articleshow/99207569.cms">How to block your lost or stolen phone and how to unblock it</a>

Despite a rise in financial frauds, 17% of people store financial information on their smartphones

<ul><li><keyword id="19795788" type="General" weightage="100" keywordseo="Quishing" source="Orion">Quishing</keyword> or the use of QR codes to steal money and personal information has been on a rise in <keyword id="19895063" type="General" weightage="20" keywordseo="india" source="keywords">India</keyword>.</li><li>Nearly half of UPI-related frauds in 2023 reportedly involved the use of QR codes.</li><li>Here’s everything you need to know about quishing and how to protect yourself from such scams.</li></ul>Digital payments have grown by leaps and bounds in India over the past few years, with unified payments interface (<keyword id="19900911" type="General" weightage="20" keywordseo="upi" source="keywords">UPI</keyword>) making it easier to pay on the go. While UPI has made payments easier, scammers have also kept abreast with technology to come up with new ways to defraud people. The latest deceit has scammers resorting to quishing to steal money, personal information and committing identity theft. <cmsannotation type="cmsannotation" annotationid="What is quishing?" comment="subhead" text="What is quishing?"><keyword id="19805899" type="General" weightage="20" keywordseo="what-is-Quishing" source="Orion">What is quishing</keyword>?</cmsannotation> You may have heard about terms such as phishing, card skimming, email spoofing and more. But quishing is a rising scam that involves the use of fake QR codes to redirect the user to a fake website or to steal information. According to a<a href="https://timesofindia.indiatimes.com/city/delhi/rise-of-quishing-the-threat-of-fake-qr-codes-for-financial-fraud-and-identity-theft/articleshow/106940852.cms"> report</a>, complaints related to UPI frauds have increased from 15,000 cases in 2022 to over 30,000 in 2023. Of this, nearly half of the cases reportedly involved QR codes It’s not just UPI, QR codes have been in use for a long time now, be it for sharing information about a product or sharing a digital menu at some restaurants. <keyword id="1011037" type="General" weightage="20" keywordseo="qr-code" source="Orion">QR code</keyword> frauds have also risen in countries like the US, with the Federal Trade Commission (FTC) issuing an<a href="https://consumer.ftc.gov/consumer-alerts/2023/12/scammers-hide-harmful-links-qr-codes-steal-your-information"> alert</a>, cautioning users about harmful links in QR codes. <cmsannotation type="cmsannotation" annotationid="Here’s how quishing works" comment="subhead" text="Here’s how quishing works">Here’s how quishing works</cmsannotation> In quishing, the scammer generally asks the victim to scan a QR code using the camera, which then redirects the user to a website created by the scammer. This website is generally an imitation of a genuine website, be it an e-commerce platform, a bank or other platforms that deal with important personal and financial information. Then, the website asks the user to enter their personal information or account details. When the user enters this information, the information is sent to the scammer, who can use this information to steal money or commit identity theft. In some instances, these QR codes also prompt the victim to enter their UPI PIN to send money. When the user enters their UPI PIN, the scammer receives it and can use it to steal money. Not just this, QR codes may also include malicious files, which are automatically downloaded when the user scans the code. This may infect the user’s smartphone and steal their personal information without them even knowing. <cmsannotation type="cmsannotation" annotationid="How to protect yourself from quishing?" comment="subhead" text="How to protect yourself from quishing?">How to protect yourself from quishing?</cmsannotation> Here are some steps you can take to protect yourself: <ul><li>Avoid scanning QR codes when you are not aware about who has placed it, especially in public areas which can be accessed by anyone. </li><li>Do not scan QR codes if you receive them from unknown people in a message or email. </li><li>Avoid scanning QR codes shared on social media, as they may contain malicious files. </li><li>When scanning a QR code that includes a link, inspect the URL before clicking on it. </li><li>If the QR code includes a shortened URL, avoid clicking on it unless you trust the source. </li><li>If a QR code leads you to a website, ensure that it is authentic and ensure it is not a phishing attempt. </li><li>Do not share personal information after you visit a website by following a QR code if you are not certain about its authenticity. </li></ul>Other scams you need to be aware about – <table style="border-width: initial; border-style: none;"></colgroup><tbody><tr><td style="border-left:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;background-color:#000000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Scam </td><td style="border-right:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;background-color:#000000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">How it works </td></tr><tr><td style="border-left:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Phishing </td><td style="border-right:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Involves creation of fake websites to obtain personal and financial information. </td></tr><tr><td style="border-left:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Vishing </td><td style="border-right:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Involves the use of fraudulent phone numbers to obtain personal and financial information. </td></tr><tr><td style="border-left:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Pharming </td><td style="border-right:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">This involves redirection of users from a genuine website to a fake website. </td></tr><tr><td style="border-left:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Smishing </td><td style="border-right:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Involves use of text messages to obtain personal and financial information. </td></tr><tr><td style="border-left:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Skimming </td><td style="border-right:solid #000000 0.5008695000000001pt;border-bottom:solid #000000 0.5008695000000001pt;border-top:solid #000000 0.5008695000000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Involves duplication of debit or credit card, allowing the scammer to steal money. </td></tr></tbody></table> SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/samsung-galaxy-s24-series-with-galaxy-ai-debuts-starting-79999/articleshow/106947200.cms">Samsung Galaxy S24 series with Galaxy AI debuts starting ₹79,999</a> <a href="https://www.businessinsider.in/tech/mobile/news/apple-beats-samsung-for-the-first-time-since-2010-tops-global-smartphone-shipments/articleshow/106922358.cms">Apple beats Samsung for the first time since 2010, tops global smartphone shipments</a> <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-12-with-the-snapdragon-8-gen-3-launch-in-india-on-jan-23-everything-we-know-so-far/articleshow/106691383.cms">OnePlus 12 with the Snapdragon 8 Gen 3 launch in India on Jan 23 – everything we know so far</a>

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