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Around 75 % of <keyword id="20593458" type="General" weightage="20" keywordseo="UPI-users" source="keywords">UPI users</keyword> will stop using it if any transaction charge is levied on the service, a survey by LocalCircles said today. The survey found that 38% of users make over 50% of their payment transactions via <keyword id="19900911" type="General" weightage="100" keywordseo="UPI" source="keywords">UPI</keyword> instead of debit, credit, or any other form of digital transaction. "Only 22 % UPI users surveyed are willing to bear a <keyword id="20813527" type="General" weightage="20" keywordseo="transaction-fee" source="keywords">transaction fee</keyword> on payments, 75% of respondents stated that they will stop using UPI if a transaction fee is introduced," the survey said. The survey comprising three broad areas, claims to have received 42,000 responses from 308 districts but the number of replies on each question varied. The questions regarding transaction fee on UPI received 15,598 responses. The <keyword id="19907219" type="General" weightage="20" keywordseo="National-Payments-Corporation-of-India" source="keywords" meta.keywordsubtype="org" meta.entityname="National Payments Corporation of India" meta.hostid="261" meta.entityid="National Payments Corporation of India">National Payments Corporation of India</keyword> (NPCI) posted a record 57% rise in the volume of transactions and 44% rise in value in the 2023-24 fiscal year, compared to the previous fiscal year. For the first time UPI transactions crossed 100 billion and closed at 131 billion in a financial year, compared to 84 billion in 2022-23. In value terms, it touched Rs 199.89 trillion, compared to Rs 139.1 trillion, the report said. The survey found 37 % of respondents shared UPI transaction accounts for more than 50 % of their total payment in value terms. "With UPI rapidly becoming an integral part of nearly 4 in 10 consumers, there is strong resistance to any kind of direct or indirect transaction charges being imposed. LocalCircles will escalate the findings of this survey with the <keyword id="19908390" type="General" weightage="20" keywordseo="Ministry-of-Finance" source="keywords" meta.keywordsubtype="org" meta.entityname="Ministry of Finance" meta.hostid="261" meta.entityid="Ministry of Finance">Ministry of Finance</keyword> and <keyword id="19899810" type="General" weightage="20" keywordseo="Reserve-Bank-of-India" source="keywords" meta.keywordsubtype="org" meta.entityname="Reserve Bank of India" meta.hostid="261" meta.entityid="Reserve Bank of India">Reserve Bank of India</keyword> (RBI) so that the pulse of the UPI user is taken into account before any MDR charges are permitted," the survey report said. The survey was conducted online, between July 15 to September 20.

Majority of users say they will stop using UPI if transaction fee is levied, notes a LocalCircles survey

The offers and details on this page may have updated or changed since the time of publication. See our article on <a href="https://www.businessinsider.com/how-credit-cards-save-me-thousands-on-travel-2024-8" target="_blank">Business Insider</a> for current information.<ul class="summary-list"><li>I'm a frequent traveler spending $1,300 a year on credit card fees to get great perks. </li><li><a href="https://www.businessinsider.com/personal-finance/american-express-platinum-credit-card-review">The Platinum Card® from American Express</a> saves me money with its complimentary Priority Pass membership.</li></ul>I used to think that paying an annual fee for a credit card was a terrible idea and a waste of money. For years, I prided myself on using <a href="https://www.businessinsider.com/personal-finance/credit-cards/best-no-fee-credit-card">no-fee credit cards</a> that offered a small amount of <a href="https://www.businessinsider.com/personal-finance/credit-cards/best-cash-back-credit-cards">cash back</a> on purchases. But I changed my mind once I started traveling more and learning about the perks some credit cards offered.I dove in head first. This year I've spent about $1,300 on annual fees. Most of the fees are worth every penny and have easily paid for themselves, though there are some I'm not sure about. Here are my <a href="https://www.businessinsider.com/favorite-credit-card-perks-frequent-traveler-2024-7">favorite travel card perks</a>, plus a few I've enjoyed but would be OK losing. <h2>I love having airport-lounge access and travel upgrades</h2>My <a href="https://www.businessinsider.com/personal-finance/credit-cards/amex-business-platinum-card-review"></a><a href="https://www.businessinsider.com/personal-finance/credit-cards/amex-business-platinum-card-review">American Express Business Platinum</a> <a href="https://www.businessinsider.com/personal-finance/credit-cards/amex-business-platinum-card-review"></a>comes with a hard-to-swallow $695 annual fee, but the perks have more than outweighed the cost. For context, I'm a freelance writer and use this card for expenses associated with my business, but American Express offers a <a href="https://www.americanexpress.com/us/credit-cards/card/platinum/?s_stlnk=CS_Test_Plat_4.12.24&amp;utm_mcid=&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_term=%2Bamerican+%2Bexpress+%2Bplatinum&amp;utm_cmpid=21211613033&amp;utm_adgid=142828790300&amp;utm_tgtid=kwd-383918391531&amp;utm_mt=p&amp;utm_adid=703411312682&amp;utm_dvc=c&amp;utm_ntwk=g&amp;utm_adpos=&amp;utm_plcmnt=&amp;utm_locphysid=9007537&amp;utm_locintid=&amp;utm_feeditemid=&amp;utm_devicemdl=&amp;utm_plcmnttgt=&amp;utm_programname=brandcps&amp;utm_cmp=Platinum&amp;utm_sl=&amp;gclid=CjwKCAjwnK60BhA9EiwAmpHZw0IzIjTZihCfICjEFqbYrlNo64dRJwmOPmozqwz45-NBNN3umc8DHxoCd4gQAvD_BwE&amp;eep=28810&amp;utm_misc=cardshop" target="_blank" rel="noopener">personal version</a> that's very similar.I've used this card's benefits to get <a href="https://www.businessinsider.com/personal-finance/credit-cards/clear-airport-security">CLEAR</a> and <a href="https://www.businessinsider.com/personal-finance/credit-cards/best-global-entry-tsa-precheck-credit-card">Global Entry</a>, both of which have helped me speed through security lines at airports. It got me an automatic upgrade to <a href="https://www.businessinsider.com/personal-finance/credit-cards/how-to-earn-redeem-hilton-honors-points">Hilton Honors</a> Gold elite status, which has scored me free breakfast and room upgrades throughout my travels. However, my favorite perk of this card is my free <a href="https://www.businessinsider.com/personal-finance/credit-cards/how-to-get-priority-pass-for-free">Priority Pass</a> membership. With it, I've gained access to several airport lounges for myself and up to two travel companions, usually my children.This benefit alone has saved me hundreds of dollars since I no longer have to buy pricey food at the airport — most lounges offer plenty of it for free. Plus, lounge access has made long travel days and layovers so much easier. I wish I had gotten this card sooner. <h2>Being able to avoid foreign transaction fees has saved me a lot of money</h2>The first credit card I applied for with an annual fee is the <a href="https://creditcards.chase.com/a1/24Q3/sapphire/dual?CELL=6D4C&amp;jp_cmp=cc/Sapphire+Preferred_Brand_Exact_Sapphire+Preferred_SEM_US_NA_Standard_NA/sea/p56274819573/Chase+Sapphire+Preferred&amp;gclsrc=aw.ds&amp;ds_rl=1253080&amp;gad_source=1&amp;gclid=CjwKCAjwnK60BhA9EiwAmpHZw2RFN6PLXS_Pd4E6N_kWGXSjbA1p81Z5g46aBhQkqNhsnB2L5vgYZhoC8Y4QAvD_BwE&amp;gclsrc=aw.ds" target="_blank" rel="noopener"></a><a href="https://www.businessinsider.com/personal-finance/chase-sapphire-preferred-card-review">Chase Sapphire Preferred® Card</a>, which has a $95 annual fee. Many of my cards charge up to 3% for every transaction made in a currency other than US dollars, but this one doesn't. <a href="https://www.businessinsider.com/personal-finance/credit-cards/what-is-foreign-transaction-fee">Foreign transaction fees</a> can add up quickly, even on a short trip. Because I take a couple of international trips a year, the $95 annual fee more than pays for itself. The <a href="https://www.businessinsider.com/personal-finance/chase-sapphire-preferred-card-review">Chase Sapphire Preferred® Card</a> also has other money-saving perks for travelers I like, including competitive <a href="https://www.businessinsider.com/personal-finance/travel-insurance/travel-insurance-vs-credit-card">travel insurance</a> and <a href="https://www.businessinsider.com/personal-finance/auto-insurance/what-is-rental-car-insurance">car-rental insurance</a> for trips charged to the card. Although my <a href="https://www.businessinsider.com/personal-finance/credit-cards/amex-business-platinum-card-review">Amex Business Platinum</a> also provides fee-free foreign transactions and travel insurance, American Express isn't as widely accepted internationally. I've had <a href="https://www.businessinsider.com/personal-finance/credit-cards/best-chase-card">Chase credit cards</a> accepted almost everywhere I've traveled so I will keep this one in my wallet. <h2>I paid several hundred dollars to get an Amex Gold, but I got points galore </h2><div type="image" title="The bar at the Delta One lounge with black high top chairs." height="3024" width="4032" msid="112720766" hostid="261" sizebytes="943274"></div>I applied for an <a href="https://creditcard.americanexpress.com/d/business-gold-card/?s_stlnk=23WelcomeOffer&amp;utm_mcid=&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_term=%2Bamerican%20%2Bexpress%20%2Bbusiness%20%2Bgold&amp;utm_cmpid=21422559996&amp;utm_adgid=170920140424&amp;utm_tgtid=kwd-707750570877&amp;utm_mt=p&amp;utm_adid=695113361185&amp;utm_dvc=c&amp;utm_ntwk=g&amp;utm_plcmnt=&amp;utm_locphysid=9007537&amp;utm_locintid=&amp;utm_feeditemid=&amp;utm_devicemdl=&amp;utm_plcmnttgt=&amp;utm_ltpcid=CjwKCAjwnK60BhA9EiwAmpHZw-_dU_STCnbf2AlVEPaJelCH5fK1yVPArCw6-X9Tg9n8-NzLqCGoaxoCHHsQAvD_BwE&amp;utm_programname=brandproductspecific&amp;utm_cmp=GoldTermsSMB&amp;gclid=CjwKCAjwnK60BhA9EiwAmpHZw-_dU_STCnbf2AlVEPaJelCH5fK1yVPArCw6-X9Tg9n8-NzLqCGoaxoCHHsQAvD_BwE" target="_blank" rel="noopener"></a><a href="https://www.businessinsider.com/personal-finance/amex-business-gold-card-review">American Express® Business Gold Card</a> card when the company ran one of its rare promotions offering 150,000 points as a sign-up bonus. The card's $375 annual fee is high, but the generous sign-up bonus more than made up for it for me.I have several international trips planned this year, and I expect that the 150,000 points I plan to redeem for airline tickets will easily save me at least triple the annual fee. For example, a ticket on a flight I'm eyeing to New Delhi from Washington, DC, costs $1,488 and is 148,000 points.With this card, I also receive monthly statement credits — up to $20 a month — offsetting more than half of the annual fee I paid. However, it's a pain to keep track of earning the monthly credit, and the card's other benefits aren't that valuable to me.I probably won't keep this card for a second year since American Express offers a <a href="https://www.americanexpress.com/us/credit-cards/card/gold-card/?utm_mcid=&amp;utm_source=google&amp;utm_medium=cpc&amp;utm_term=%2Bamerican+%2Bexpress+%2Bgold&amp;utm_cmpid=21215159479&amp;utm_adgid=141451150545&amp;utm_tgtid=kwd-378783604257&amp;utm_mt=p&amp;utm_adid=688797561785&amp;utm_dvc=c&amp;utm_ntwk=g&amp;utm_adpos=&amp;utm_plcmnt=&amp;utm_locphysid=9007537&amp;utm_locintid=&amp;utm_feeditemid=&amp;utm_devicemdl=&amp;utm_plcmnttgt=&amp;utm_programname=brandcps&amp;utm_cmp=Gold&amp;utm_sl=&amp;gclid=CjwKCAjwnK60BhA9EiwAmpHZwwBO9FJLMLIaV_rtDd4b73g6qijaQ1295HWyR5scWwkpNerBJ-G0XxoCYB4QAvD_BwE&amp;eep=28810&amp;utm_misc=cardshop" target="_blank" rel="noopener">personal version of it</a> with similar perks and a lower annual fee.<h2>Priority boarding has been nice, but not quite worth the price</h2>I'm a frequent flyer on United but have never accrued enough points to gain status with the airline. To get more perks on United, I applied for a <a href="https://fortune.com/recommends/credit-cards/united-explorer-card-review/" target="_blank" rel="noopener"></a><a href="https://www.businessinsider.com/personal-finance/united-explorer-card-review">United℠ Explorer Card</a> card, which doesn't charge an annual fee for the first year ($0 intro for the first year, then $95 annually in subsequent years). My favorite perk of this card is priority boarding. Combined with other perks like single-entry passes to <a href="https://www.businessinsider.com/see-inside-uniteds-new-41-million-polaris-lounge-washington-dulles-2022-3">United Club lounges</a> and free checked bags, I thought this card was a good value. However, I now get lounge access and credit for checked bags with my <a href="https://www.businessinsider.com/personal-finance/credit-cards/amex-business-platinum-card-review">Amex Business Platinum</a>, and I don't think priority boarding is valuable enough to make up for the annual fee. I would also rather earn points that can be transferred to several airlines and hotels rather than being locked into United. I plan on canceling this card when the next annual fee comes due, but I might reapply if I find that I miss priority boarding a lot.

I spend $1,300 a year on credit-card fees to get big travel perks. Here are ones I swear by and which I won't pay for again.

<ul class="summary-list"><li>While most retail sales still occur in-store, digital is driving innovation as ecommerce grows.</li><li>Domestic P2P and digital remittance providers will diversify to lure users and monetize solutions.</li></ul>Ongoing ecommerce growth is pushing payment providers to make efficient and inexpensive digital payment solutions their top priority despite the ever-changing post-pandemic landscape. In-store shopping remains the largest US retail channel by both share and dollars. By the end of 2026, brick-and-mortar will still account for $4 in $5 spent in retail—making it a critical investment for payment providers despite being less flashy than ecommerce and emerging digital channels. In order to keep shoppers in-store, merchants must broaden their accepted payment methods by allowing proximity mobile payments; contactless cards; buy now, pay later; and account-to-account payment options. According to Zebra Technologies, as of July 2022, 45% of retailers worldwide were planning to convert cash register space to self-checkouts due to consumer interest, cost-saving potential, and the need to cut or reallocate labor.Though we forecast ecommerce sales will remain above $1 trillion for the second consecutive year in 2023, some changes will need to be made to the purchasing landscape to address declining computer and desktop retail sales. Because consumers have been spending more time on mobile devices, it is predicted that smartphones will generate 87.2% of mcommerce sales this year. As a result of this uptick, payment providers must invest in their mobile shopping and buying experience. Social commerce and connected devices are also showing larger adoption rates and can be expected to continue rising over the next few years.Other payment sectors to watch include domestic peer-to-peer payments, which more than 3 in 5 smartphone users have adopted despite the high level of fraud; digital remittance, which nearly doubled between 2022 and 2027 even with its high fees; B2B payments, which are focused on cutting transaction time and making the shift to digital; B2C payments, which about half of the US population received a disbursement from in 2022, according to PYMNTS.com; and cross-border payments, which are bouncing back after the pandemic despite high inflation rates.Overall, it is clear that in order to retain and build business, companies must shift to focus on digitization and integration. Curious to learn more about payment channels and types of transactions? Click <a href="https://store.emarketer.com/products/payment-channels-and-types-of-transactions-digitization-integration-and-the-economy-are-reshaping-customer-priorities-for-shopping-and-paying" target="_blank" rel="noopener">here</a> to purchase this report directly from Insider Intelligence. Want more data? Click <a href="https://store.emarketer.com/products/the-payments-ecosystem-2023-the-key-trends-changing-how-providers-compete-for-customers-and-transactions" target="_blank" rel="noopener">here</a> to purchase The Payments Ecosystem collection.

Payment Channels and Types of Transactions

<ul class="summary-list"><li><keyword id="12039041" type="UNKNOWN" weightage="60" keywordseo="ethereum-transaction" source="Orion">Ethereum transaction</keyword> fees are running red hot as people pile onto the network for NFTs and DeFi.</li><li>Yet the high costs are infuriating users and sending many towards other blockchains such as solana.</li></ul>Transaction fees on the <a href="https://markets.businessinsider.com/currencies/eth-usd">ethereum</a> blockchain are running red hot as NFT-mania clogs up the network.It's a problem that's infuriating people and sending many looking elsewhere, to cheaper blockchains such as solana and avalanche.Some even think it could be an existential threat to a <a href="https://www.businessinsider.com/crypto-explained-should-you-invest-defi-altcoin-bitcoin-ethereum-markets-2021-10?r=US&amp;IR=T">cryptocurrency</a> network that bills itself as the future of finance.The <keyword id="11892696" type="UNKNOWN" weightage="60" keywordseo="ethereum" source="Orion">ethereum</keyword> network runs <keyword id="11896271" type="UNKNOWN" weightage="60" keywordseo="ether" source="Orion">ether</keyword>, which has a total market value of more than <a href="https://coinmarketcap.com/currencies/ethereum/">$500 billion</a>, making it the world's second-biggest cryptocurrency after <a href="https://markets.businessinsider.com/currencies/btc-usd">bitcoin</a>.But the network is also at the centre of the modern <keyword id="11893898" type="UNKNOWN" weightage="60" keywordseo="crypto" source="Orion">crypto</keyword> ecosystem. It's the foundation on which <a href="https://www.businessinsider.com/nft-meaning?r=US&amp;IR=T">non-fungible tokens</a> (types of crypto collectibles) and <a href="https://www.businessinsider.com/the-definitive-guide-to-decentralized-finance-defi-2021-11?r=US&amp;IR=T#:~:text=Decentralized%20Finance%20(DeFi)%20aims%20to,theory%20prevents%20monopolies%20from%20forming.">decentralized finance</a> are built. Both NFTs and DeFi are now huge industries.Ethereum is running on surge pricingOn ethereum, people pay a <a href="https://ethereum.org/en/developers/docs/gas/">"base fee"</a> to have their transactions verified by other users known as "miners."Yet those fees have rocketed as <a href="https://markets.businessinsider.com/news/currencies/nft-market-worth-7-billion-legal-issues-could-hinder-growth-2021-11">interest in NFTs has soared</a>, and more people try their hand at DeFi.Imagine ethereum as a bit like a ride-hailing app that is struggling to add new drivers, in a city that's just seen a huge influx of people. Now, for each ride (or transaction), people have to pay a huge surge price to get drivers to pick them up.The average transaction or "gas" fee on the ethereum network rose to as high as $63 in November. That was its second-highest level ever, behind May's record high of $70, according to crypto exchange Kraken's analysts.Read more: <a href="https://www.businessinsider.com/crypto-cryptocurrency-investing-blockchain-trends-themes-ubs-regulation-influence-interoperability-2021-12?r=US&amp;IR=T">A currency strategist at UBS shares the 3 trends he believes will shape the crypto market in the next 12 months</a>People are regularly paying more than $100 just to deposit, say, $50 worth of cryptocurrency on DeFi platforms – and that's making many extremely angry."Gas fees are insane," said one user on the ethereum Reddit page. Another said: "If the ethereum network can't fix its gas fees, it won't be used by the average consumer."Some are looking to solanaNot all crypto fans are upset. Networks such as solana, avalanche, and cardano are positioning themselves to profit.Solana's transaction fees are minuscule, just a fraction of a penny. The network is also much faster, handling many thousands of transactions per second, compared with double-digit figures for ethereum.Solana's native token sol has risen more than 400% over the past 180 days, according to <a href="https://www.coingecko.com/en/coins/solana">Coingecko</a>. Avalanche is up more than 500% over the same period, while ethereum has gained around 80%."Some of those headwinds for ethereum I think have caused people to ask themselves, 'What else do I want to own at this point?'" Pete Humiston, head of research at Kraken, told Insider.Developers are working on itSo why can't ethereum simply expand the network?Ben Edgington, a developer at ethereum-focused company ConsenSys, said it's a philosophical point.Increasing the capacity of a decentralized crypto network would mean forcing users to deal with ever-increasing data and to upgrade their hardware, he told Insider."If we crank up transaction throughput, that will exclude those with more modest resources from participating," Edgington said. It would then no longer be very decentralized.Developers are scrambling to work out other solutions, such as expanding a second ethereum layer. That would effectively enable many activities to happen away from the core network, which would remain accessible.It's far too soon to say high gas fees are a crisis for ethereum, according to Jack O'Holleran, CEO at ethereum development company Skale Labs. In fact, he said, they're a symptom of the network's huge success."There's so much momentum from a developer perspective around ethereum," he told Insider. "The best quality teams and projects and platforms are all building on ethereum. It's the system that connects into everything."

Ethereum transaction fees are running sky-high. That's infuriating users and boosting rivals like solana and avalanche.

<ul class="summary-list"><li><keyword id="20228059" type="General" weightage="20" keywordseo="Costco" source="keywords" meta.keywordsubtype="org" meta.entityname="Costco" meta.hostid="261" meta.entityid="Costco">Costco</keyword> shoppers are still avoiding splurging on expensive items.</li><li>The average ticket value was down 4.5% in the US, which its CFO attributed to lower sales of higher-value non-food discretionary items.</li></ul><a target="_blank" href="https://www.businessinsider.com/costco-offer-virtual-doctors-visits-to-members-2023-9">Costco</a> shoppers are still cutting back on <keyword id="23596976" type="General" weightage="20" keywordseo="big-ticket-items" source="keywords">big-ticket items</keyword> even as <keyword id="19895000" type="General" weightage="20" keywordseo="inflation" source="keywords">inflation</keyword> cools, execs said at the company's earnings call Tuesday. The average value of each transaction at the wholesaler was down 4.5% year-over-year in the US, which CFO Richard Galanti said was "impacted in large part from weakness in bigger ticket non-foods discretionary items." In the previous quarter, the average ticket size had been down 3.5% compared to the same period in 2022. "It makes sense to us on big-ticket discretionary that's where you'd see the biggest weakness," Galanti told investors. The number of US transactions, however, had increased, he said. <keyword id="20940440" type="General" weightage="20" keywordseo="online-sales" source="keywords">Online sales</keyword> of items in the major big-ticket discretionary categories which make up more than half of Costco's e-commerce revenues — home furnishings, small electrics, jewelry, and hardware — were down 5% year-over-year in the quarter, Galanti said, without giving further details of which items had seen the biggest drop in sales. This is a massive improvement on the 20% year-over-year drop in online sales in these categories that Costco had posted the previous quarter. During that quarter, these items made up 55% of e-commerce sales but just 8% of in-warehouse sales, Galanti said during its earnings call in May. Galanti said that sales of gaming products, tablets, and some Apple products were up, while appliance sales online had risen 30% year-over-year. Audio product sales were up "a little" and TV sales were up but the average price point had come down, he said. Notebook and computer sales hadn't risen, but Galanti didn't say whether they were flat or had fallen. Customers aren't necessarily as receptive to discounts as they used to be. Galanti said that when Costco puts temporary price discounts on items, sales do increase, "but it's not as predictable I would say as it used to be." Galanti said that inflation for fresh food and sundries was "flat-to-down a little" while for some consumer-packaged goods and sundries it was "up a little." The cost of food products for at-home consumption rose just 3% in the year to August, according to the <a target="_blank" href="https://www.bls.gov/news.release/cpi.t02.htm">consumer price index</a>, the Bureau of Labor Statistics' measure of consumer inflation. From July to August, the average price of some items including tomatoes, eggs, cheese, rice, cereal, and bread declined, the data shows. Galanti told investors that <a target="_blank" href="https://www.businessinsider.com/costco-still-not-raising-its-membership-fees-2023-9">Costco wasn't raising membership fees</a> for the time being. The retailer made 1.9% of its revenue in the year through September 3 through <keyword id="23161100" type="General" weightage="20" keywordseo="membership-fees" source="keywords">membership fees</keyword>, but this accounted for the majority of its profit. Overall Costco posted a 6.7% year-over-year jump in global net annual sales to $237.7 billion, alongside $1.5 billion in membership fees. Net income rose 7.7% to $6.3 billion.

You Searched For "transaction fee" and got 12 results

Majority of users say they will stop using UPI if transaction fee is levied, notes a LocalCircles survey

PTI

I spend $1,300 a year on credit-card fees to get big travel perks. Here are ones I swear by and which I won't pay for again.

Jamie Davis Smith

Payment Channels and Types of Transactions

Insider Intelligence

Ethereum transaction fees are running sky-high. That's infuriating users and boosting rivals like solana and avalanche.

Harry Robertson

Costco shoppers are continuing to cut back on big-ticket items, even as inflation falls, as Americans put off buying jewelry, laptops, and furniture

Grace Dean

Payment Channels and Types of Transactions: Digitization, Integration, and the Economy

Insider Intelligence

Payment Channels and Types of Transactions: Digitization, Integration, and the Economy

Insider Intelligence

Payment Channels and Types of Transactions: Digitization, Integration, and the Economy

Insider Intelligence

Payment Channels and Types of Transactions: Digitization, Integration, and the Economy

Insider Intelligence

Payment Channels and Types of Transactions: Digitization, Integration, and the Economy

Insider Intelligence

Payment Channels and Types of Transactions: Digitization, Integration, and the Economy

Insider Intelligence

Payment Channels and Types of Transactions: Digitization, Integration, and the Economy

Insider Intelligence

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