You Searched For "traditional ira" and got 20 results
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4 mins read
An IRA CD is a conservative investment account for people nearing retirement
An IRA CD is a type of retirement account that guarantees a certain rate of return. It can be a goo…
Laura Grace Tarpley, CEPF
6 mins read
Traditional IRA vs. Roth IRA: What's the difference?
A traditional IRA allows you to make pre-tax contributions to save for retirement, while Roth IRAs …
Lauren Perez
7 mins read
9 ways to withdraw money early from your IRA - without paying a penalty
IRAs were designed as a tax advantaged way to encourage individuals to save for retirement. You can…
Walecia Konrad
4 mins read
What to know about SIMPLE IRAs: Retirement accounts for small businesses and their employees
A SIMPLE IRA is a retirement account option offered by small businesses with 100 employees or less.
Aly J. Yale
4 mins read
What to know about SEP IRAs: retirement plans that business owners can establish for employees
SEP IRA is a retirement savings plan for business owners and self-employed people. A SEP plan has h…
Lydia Kibet
6 mins read
Roth 401(k) vs. Roth IRA: How each of these after-tax retirement accounts can help maximize your savings
Roth 401(k) and Roth IRA accounts are funded with after-tax dollars and provide tax-free distributi…
Melanie Lockert
8 mins read
Understanding the key differences between an IRA and a 401(k)
When it comes to 401(k) plans and IRAs, neither option is better in general, but depending on the f…
Choncé Maddox
7 mins read
Here are 5 steps to opening an IRA to start saving for retirement
You can open an IRA, or Individual Retirement Account, via several kinds of institutions, including…
Aly J. Yale
6 mins read
A guide to IRAs: Tax-advantaged investing accounts that help you save for retirement
An IRA is a kind of retirement account for individuals. There are several types of IRAs to choose f…
Aly J. Yale
9 mins read
3 steps to start building your own retirement plan
Experts recommend planning for retirement as early as possible. These 4 steps can help guide you to…
Alexander Webb
5 mins read
Backdoor Roth IRA: Understanding the loophole that gives high-income earners the tax benefits of a Roth IRA
A backdoor Roth IRA is a completely legal strategy for high-income taxpayers to avoid the Roth's in…
Amena Saad
5 mins read
What is the Roth IRA 5-year rule? Important guidelines for withdrawing IRA earnings
The Roth IRA 5-year rule applies in three situations: withdrawing account earnings, converting a tr…
Janet Berry-Johnson
2 mins read
A 27-year-old influencer advises her thousands of followers to delete Robinhood and go for a 401k and 'boring' index funds
"If someone would rather set up that app than their 401(k), I tell them to delete the app," Helen L…
Natasha Dailey
8 mins read
How to open a Roth IRA in 3 steps to start saving for retirement
To open a Roth IRA, you'll need to choose your investing strategy, institution and contribution sch…
Aly J. Yale
6 mins read
What is a Roth IRA? How to take advantage of after-tax benefits when saving for retirement
Roth IRAs are a type of individual retirement account in which you pay taxes now rather than later.…
Aly J. Yale
5 mins read
Understanding Roth IRA withdrawal rules helps you avoid taking money too soon, triggering taxes and penalties
Roth IRA withdrawal rules are more flexible than those for traditional IRAs, but you don't get a fr…
Jean Folger
6 mins read
A bitcoin IRA lets you profit from the cryptocurrency's potential gains in a tax-advantaged way
A bitcoin IRA is a self-directed individual retirement account allowed to hold cryptocurrencies. Th…
Leslie Quander Wooldridge
4 mins read
A Gold IRA is a special retirement account that allows you to invest in gold bullion and coins — here's how it works
A Gold IRA is a self-directed retirement account allowed to hold physical precious metals, unlike s…
Jean Folger
5 mins read
A self-directed IRA gives you control over a greater choice of investment options, but it also means more responsibility and risks
A self-directed IRA (SDIRA) can invest in assets that are off-limits to regular IRAs. You directly …
Jean Folger
5 mins read
Opening a Roth IRA for your kids offers investment options, tax-free growth, and a great lesson in how to save
A Roth IRA for kids can help young wage-earners save for retirement, a first home, or their educati…