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<ul class="summary-list"><li>Nvidia has asked suppliers to change server racks for Blackwell due to overheating, per The Information.</li><li>It sparks concerns that Nvidia may delay deliveries, which are expected to start next month.</li></ul>Nvidia has asked its suppliers to rethink the design of server racks that hold its new Blackwell chips in recent months because of an overheating issue, The Information <a target="_blank" class="" href="https://affiliate.insider.com?h=eea90dde0f5d18d3de4fd21150c31b73eebb50bfadd743ee4f37fc0d1ae7ed9c&amp;postID=673b15fbcb042e5dec092759&amp;postSlug=nvidia-blackwell-chip-ai-overheating-delay-share-price-2024-11&amp;site=bi&amp;u=https%3A%2F%2Fwww.theinformation.com%2Farticles%2Fnvidia-customers-worry-about-snag-with-new-ai-chip-servers">reported</a>.According to the report, the racks' reconfigurations came late in Blackwell's production process, sparking fears it could result in delivery delays.Blackwell is Nvidia's new flagship graphics processing unit architecture, coming in variations known as the B100, B200 and GB200. The AI superchip is highly sought after because it's at least <a target="_blank" href="https://www.businessinsider.com/nvidia-ceo-jensen-huang-unveils-next-generation-ai-chip-blackwell-2024-3">twice as fast as its predecessor</a>, Hopper. Companies require increasingly powerful computer servers for data centers to train and run their AI models. The chips are also considered a key growth driver for Nvidia, with one analyst previously <a target="_blank" class="" href="https://markets.businessinsider.com/news/stocks/nvidia-stock-price-outlook-upside-blackwell-rubin-apple-iphone-moment-2024-11?_gl=1*1p1lh2c*_ga*MTkxNTk0NTIzNC4xNzI0NzcxMzM1*_ga_E21CV80ZCZ*MTczMTkyNDE1OC4zNzIuMS4xNzMxOTI2MjU0LjAuMC4w">likening Blackwell to an iPhone moment</a>. Last month, Nvidia CEO Jensen Huang told CNBC that "demand for Blackwell is insane" and separately said that <a target="_blank" href="https://markets.businessinsider.com/news/stocks/nvidia-stock-forecast-blackwell-gpu-demand-ai-tech-stocks-nvda-2024-10">Blackwell is sold out</a> for the next 12 months.Customers include Amazon Web Services, Meta, Microsoft, and SoftBank. Nvidia's share price has soared by 195% since the start of the year, propelling it above Apple earlier this month to become the world's most valuable company. While some Wall Street investors have become concerned that Nvidia is overvalued, Beth Kindig, the lead tech analyst at I/O Fund, said in August that the release of Blackwell would mean <a target="_blank" class="" href="https://markets.businessinsider.com/news/stocks/nvidia-stock-prediction-nvda-price-valuation-blackwell-ai-chip-gpu-2024-8?_gl=1*2v3s6p*_ga*MTkxNTk0NTIzNC4xNzI0NzcxMzM1*_ga_E21CV80ZCZ*MTczMTkyNDE1OC4zNzIuMS4xNzMxOTI2ODk0LjAuMC4w">"fireworks" for Nvidia's share price</a>. Nvidia has already delayed shipment of the next-generation AI chips by a quarter after The Information reported in August that it had design flaws. That pushed shipments back by two to three months to December.Huang said last month that it had <a target="_blank" href="https://www.businessinsider.com/jensen-huang-tsmc-helped-fix-design-flaw-with-nvidias-blackwell-2024-10">fixed the design flaw</a> in the GPUs, thanks to help from TSMC, Reuters reported at the time. <a target="_blank" href="https://www.businessinsider.com/softbank-nvidia-first-blackwell-chips-customer-huang-son-ai-supercomputer-2024-11">SoftBank is the first customer</a> to use Nvidia's Blackwell chips, the companies said at Nvidia's AI summit in Japan last week. They are gearing up to build what they said will be Japan's most powerful supercomputer early next year.All eyes are on Nvidia this week as it is set to report its third-quarter earnings on Wednesday. The chip giant's shares slipped by 3.3% in premarket trading on Monday. A Nvidia spokesperson said in a statement shared with Business Insider, "Nvidia GB200 systems are the most advanced computers ever created. Integrating them into a diverse range of data center environments requires co-engineering with our customers. "While our customers race to be first to market, Nvidia is working with leading CSPs as an integral part of our engineering team and process. The engineering iterations are normal and expected."

Blackwell is key to Nvidia's next growth phase. The new AI chip has reportedly hit an overheating snag.

<ul class="summary-list"><li>Markets are still just in the first phase of an AI-led upsurge, Goldman Sachs wrote in a recent research note.</li><li>Nvidia is the central piece in the opening inning, but analysts still see more upside in further phases of the AI story.</li></ul>Artificial intelligence has already propelled markets into overdrive, and yet this equity power fuel is nowhere close to running low, Goldman Sachs said.Instead, stocks are just in the first phase of the AI-led upsurge, which will broaden out to uplift more and more sectors, the bank said in a <a href="https://www.goldmansachs.com/intelligence/pages/ai-infrastructure-stocks-poised-to-be-next-phase.html?chl=em&amp;plt=briefings&amp;cid=0419&amp;plc=body" target="_blank" rel="noopener">Tuesday post</a>. "If Nvidia represents the first phase of the AI trade, Phase 2 will be about other companies that are helping to build AI-related infrastructure," it said. "Phase 3 deals with companies incorporating AI into their products to boost revenue, while Phase 4 is about the AI-related productivity gains that should be possible across many businesses."Here's a deeper rundown of Goldman's AI timeline:First phaseEver since ChatGPT sparked the AI race in late 2022, chipmaker <a href="https://markets.businessinsider.com/stocks/nvda-stock">Nvidia</a> has catapulted in markets. Given that its semiconductors are the basis for this emerging software, the company has made itself a cornerstone of the technological transition, climbing as much as 590% in this period. "Remarkably, though, those gains have been entirely driven by earnings growth: The company's price-to-earnings ratio is barely higher than it was at the start of last year," Goldman said.Supporting the view that the first phase is not over, analysts see even more gains ahead. Recently, Evercore ISI put out a bull target of $1,540, <a href="https://markets.businessinsider.com/news/stocks/nvidia-stock-price-prediction-ai-ecosystem-potential-fully-realized-2024-4">representing 81% upside</a> from Friday's stock price."We think investors underestimate the importance of the chip+hardware+software ecosystem that Nvidia has created," analysts said.Second phaseEventually, Goldman expects other firms to benefit from the AI buildout, though this isn't limited to just semiconductor producers and designers. Cloud providers, <a href="https://www.businessinsider.com/apple-ai-macs-iphones-look-more-important-than-vision-pro-2024-4#:~:text=Apple%20wanted%20all%20eyes%20to,Apple's%20stock%20by%20%24112%20billion.">computer equipment makers</a> and security software developers will all have a part to play. That also extends to real world infrastructure, as AI will need expansive data centers to run it — a boost to everything from real estate to the utility sector.It's a bet also made by investing legend Steve Eisman, who previously explained that the new GPUs require <a href="https://africa.businessinsider.com/markets/big-short-investor-steve-eisman-details-the-4-themes-that-have-him-betting-on-a/eh30vw2" target="_blank" rel="noopener">three times as much electricity as traditional hardware</a>. The <a href="https://markets.businessinsider.com/news/stocks/grid-electrical-equipment-stocks-artificial-intelligence-investing-ai-stocks-140-2024-4?_gl=1*m7guiv*_ga*MTMxNDIwNDI1Ni4xNjc1Njg3OTU4*_ga_E21CV80ZCZ*MTcxMjMyODIzNS4yODQuMS4xNzEyMzMyMDkzLjYwLjAuMA">accelerated power demand</a> will amplify spending on grid improvements and the companies that run it.Third phaseAs generative AI advances, firms that can integrate the technology into their offerings will win out, Goldman said.Already, top tech firms are racing to implement services that lean on AI, and investors have rewarded those that best do so. For instance, Wedbush Securities' Dan Ives has long celebrated <a href="https://markets.businessinsider.com/stocks/msft-stock">Microsoft's</a> CoPilot tool as one example, <a href="https://markets.businessinsider.com/news/stocks/microsoft-stock-price-target-outlook-ai-copilot-azure-wedbush-ives-2024-3">calling it an "iPhone moment"</a> for the company.Its stock has gained as much as 14.4% this year. Fourth phaseWith infrastructure and services established to support AI over the long-haul, the technology will have free reign to maximize company productivity across the economy, Goldman said. "Software and services companies and commercial and professional services firms appear to have the biggest potential for earnings gains from AI, because they have a combination of relatively high labor costs overall and a high share of their labor bill that may be exposed to AI automation," it wrote.

Goldman says we're still in phase 1 of AI's stock-market takeover. Here's how they expect phases 2 through 4 to play out.

<ul class="summary-list"><li>Walmart this week announced its $2.3 billion acquisition of Vizio and its SmartCast Operating System.</li><li>The deal widens Walmart's advertising reach as it battles Amazon for the most eyes on its products.</li></ul>Walmart last week announced its <a target="_blank" href="https://www.businessinsider.com/how-walmart-vizio-acquisition-challenge-amazon-ad-dominance-2024-2">$2.3 billion acquisition of Vizio</a> and its SmartCast Operating System in a move that widens its advertising reach amid an ongoing battle with <a target="_blank" href="https://www.businessinsider.com/amazon">Amazon</a> to get the most eyes on its products through ads displayed in streaming content.The Vizio acquisition is in line with Walmart's aggressive moves to bolster its advertising business, which the company reported in its <a target="_blank" href="https://corporate.walmart.com/news/2024/02/20/walmart-releases-q4-and-fy24-earnings">Q4 earnings statement</a> grew about 28% to reach $3.4 billion over the last year."Walmart has entered Amazon and Best Buy's ecosystem of users through the purchase of Vizio — a strategic move that will not only increase Walmart's inventory supply but also boost e-commerce sales for the company," <a target="_blank" href="https://www.forbes.com/sites/bradadgate/2024/02/21/walmarts-acquisition-of-vizio-is-more-about-consumer-insights/?sh=f707950787d5">Forbes</a> reported David Zapletal, Chief Operating Officer at the marketing firm Digital Remedy said of the <a target="_blank" href="https://www.businessinsider.com/deals-mergers-acquisitions-comeback-walmart-truist-capital-fed-rates-recession-2024-2">Vizio deal</a>.Representatives for Walmart and Amazon did not respond to requests for comment from Business Insider.<h2>How Walmart competes — on TV</h2>Vizio creates smart televisions and sound bars, and its SmartCast system grants users access to third-party streaming apps like <a target="_blank" href="https://www.businessinsider.com/guides/tech/disney-plus-bundle">Disney+ and Hulu</a>, akin to a software version of Amazon's FireStick. Ads can then be displayed through the operating system, and customer insights can be gleaned via its <a target="_blank" href="https://markets.businessinsider.com/news/stocks/automatic-content-recognition-market-latest-advancement-in-technology-2018-to-2023-1027494993">automatic content recognition</a> (ACR) systems, which log what type of content users browse to better deliver targeted ads."This ACR data provides very powerful targeting capabilities —which Amazon doesn't have at Vizio's scale — for <a target="_blank" href="https://www.businessinsider.com/meet-the-walmart-execs-leading-its-advertising-business-2023-5">Walmart Connect</a> to compete with some of the other companies out there," Kenneth Suh, the Chief Strategy Officer of the ad tech platform Nexxen, told <a target="_blank" href="https://www.adweek.com/convergent-tv/walmart-vizio-what-to-know/">AdWeek</a>.The acquisition positions Walmart to embed itself directly into consumers' homes with its advertisements, allowing the company to reach new customers and gain deeper insights into their media consumption habits, which should, in turn, grow its commerce sales.Walmart currently sells ad space to suppliers on its internal site and app and conducts ad campaigns through promoted posts on external social media sites. Though the company also purchases streaming and television advertisements, the <a target="_blank" href="https://www.businessinsider.com/vizio-stops-renewing-adtech-contracts-to-compete-with-roku-2021-7">Vizio</a> acquisition will greatly decrease the cost of such campaigns by presenting ads through the newly Walmart-owned platform rather than purchasing space from third parties."Walmart's consumer reach could propel Vizio's ad business to eventually rival Samsung and Roku. If that happens, and it's not clear that it will, then Walmart-Vizio could become a top five CTV ad seller in the US, and eventually, globally," AdWeek reported <a target="_blank" href="https://www.businessinsider.com/amazon-ad-tier-prime-video-could-mean-higher-prices-report-2023-6">Ross Benes</a>, an Insider Intelligence analyst, said.While Walmart's ad business is still a fraction of Amazon's — Amazon reported its ad services grew 27% in the fourth quarter, hitting $46 billion in total revenue for 2023 — the brick-and-mortar chain of stores continues to lead the way in day-to-day grocery sales. It also reports higher revenue than the online retail giant.In Q4, which included the holiday shopping season for both companies, Walmart reported $173.4 billion in revenue, compared to <a target="_blank" href="https://www.wsj.com/market-data/quotes/AMZN/financials">Amazon's reported</a> $169.96 billion."Selling a book or a TV is great and super helpful," the CEO of Amazon's Worldwide Stores, Doug Herrington, told <a target="_blank" href="https://fortune.com/2024/02/05/amazon-more-sales-than-walmart-grocery-fresh-whole-foods-struggles/">Fortune</a>, noting Amazon's strengths in large or irregular purchases, and comparing them with Walmart's advantage in daily grocery sales, saying: "How many times do I buy a book or TV each week versus how many times do I buy a packaged goods item, or some toilet paper or some food?"The Vizio acquisition, which is still subject to regulatory approval before completion, will position Walmart to capitalize on the trend of retailers using <a target="_blank" rel="" href="https://www.businessinsider.com/retailers-are-scaling-up-with-adtech-companies-for-offsite-ad-sales-2024-1">targeted ads</a> to attract prospective customers browsing other websites and potentially widen the revenue gap between the competing retailers.With 18 million active user accounts, per the Walmart <a target="_blank" href="https://corporate.walmart.com/news/2024/02/20/walmart-agrees-to-acquire-vizio-holding-corp-to-facilitate-accelerated-growth-of-walmart-connect-through-vizio-s-smartcast-operating-system">press release</a> announcing the deal, Vizio's existing platform will allow Walmart to place its own targeted ads — as well as sell ads from its suppliers — in front of the eyes of millions of potential customers who watch movies and television shows on its new platform.Amazon in January announced its plan to charge Prime members $2.99 each month to keep their <a target="_blank" href="https://www.businessinsider.com/amazon-prime-video-starts-ads-unless-you-pay-extra-2024-1">streaming content ad-free</a>, in addition to its base subscription fees."There is a lot to be excited about with this acquisition," Seth Dallaire, executive vice president and chief revenue officer of Walmart US, said in the press release about the Vizio deal. "We believe the combination of these two businesses would be impactful as we redefine the intersection of retail and entertainment."

The next phase of the war between Walmart and Amazon will be fought on your TV

<ul><li>As per a recent report from Gartner, over 70% of the organizations are taking steps toward shifting their focus from big to small and wide data. </li><li><keyword id="6359249" type="General" weightage="20" keywordseo="analytics" source="Orion">Analytics</keyword> has empowered organizations to get insights that were previously hidden due to lack of advancement in technology. </li><li><keyword id="6357343" type="General" weightage="20" keywordseo="Data-science" source="Orion">Data science</keyword> has emerged during the <keyword id="82162" type="General" weightage="20" keywordseo="third-phase" source="Orion">third phase</keyword> of analytics, paving the way for the need of data scientists.</li></ul>Even though it is a cliche, there is no denying that ‘<keyword id="3907070" type="General" weightage="20" keywordseo="data-is-the-new-oil" source="Orion">data is the new oil</keyword>’. Today’s organizations heavily rely on data to make business-critical decisions. It enables them to understand the needs, desires, and behaviours of the customers as well as provide insights on how well they are performing compared to their competitors. But, with the growing use of digital media, the data is becoming more complex than ever. To keep up with its complexity organizations will have to start investing in the models that will help them extract the required insights from today’s complex marketplace. In fact, as per a recent study from Gartner, over 70% of organizations are planning to shift their focus from big to small and wide data. While having a massive volume of data can help organizations get an edge over their competitors, not being able to harness it can put them at a great disadvantage. Hence, organizations have been utilizing analytics to effectively scour through the large volume of data. Analytics has empowered organizations to gauge and gather insights that were previously hidden due to a lack of effective availability of tools in place. It has played a critical role in uplifting a few organizations to achieve new heights and strengthen their position in the marketplace. However, the advanced analytics we are familiar with today hasn’t always been like that. There have been multiple phases in its evolution that have served the needs in the respective times while also pushing organizations to look for advanced analytics solutions. The analytics evolution phases include: Analytics 1.0 This was the uprising of the data warehouse where customer (business) and production processes (transactions) were centralized into a huge repository such as a data warehouse. It marked the era where real progress was established to attain an objective and in-depth understanding of the critical business operations, allowing enterprise leaders to get fact-based comprehension while advancing beyond intuition decision-making. The data within the data warehouse was captured, transformed, and queried with the help of ETL and BI tools. The kind of analytics taken during this phase was mostly qualified as Descriptive and Diagnostic. But this era had limitations. The potential capabilities associated with data were used within enterprises alone. This prevented organizations from predicting industry, effectively limiting their ability to advance. Analytics 2.0 This era has changed the world for the better. With the immense surge in data worldwide, in this phase of analytics the term ‘Big Data’ was coined. This phase has allowed organizations to deal with the shortcomings of phase one, where the analytics was not confined to large or multiple large entities. Enterprises irrespective of their sizes began to implement ways to deal with large sets of data and come up with meaningful insights. Tools such as OLAP, data mining and more were invented during this phase. In this phase of analytics technology such as the internet proliferated, and has become more advanced, and mature and provided automated options for managing data. This allowed data analysts to analyze data, trends and more and come up with conclusions and recommendations like never before. Analytics 3.0 This phase of analytics witnessed the emergence of customer-facing products, services and features. Smartphones, Facebook (now Meta), Twitter, connected devices, etc marked their footprint in the digital landscape. Organizations in this space attracted users to their websites through better search algorithms, recommendations and suggestions all of which were deeply analytics-driven. This era also marked the creation of “Online Analytical Processing” platforms by big tech giants in the marketplace. Knowing that enterprises will have to tackle the issues related to unstructured data, many firms familiarize themselves with a new class of databases known as NoSQL. New technologies were introduced for faster processing and machine learning models for advanced analytics. Data science also emerged during this era, paving the way for the need of data scientists. Analytics 4.0 While this phase of analytics evolution is still in its early stage, it is still able to gather data from hundreds of sources. We can see enterprises have already taken steps towards implementing advanced automated decision-making tools by using cloud and big data technologies, alongside predictive analytics. By incorporating leading cloud platforms, organizations are now in a better position to enable massive streaming and complex analytics. The applications of analytics have evolved over the years from being confined to a single organization for manual analysis to the development of sophisticated platforms and algorithms. Given its journey so far, it won’t be surprising to expect the unexpected in the coming years as analytics technology advances. SEE ALSO: <a href="https://www.businessinsider.in/international/news/india-might-be-used-as-a-back-door-for-russian-oil-say-media-reports/articleshow/92480791.cms">India might be used as a 'back door' for Russian oil, say media reports</a> <a href="https://www.businessinsider.in/tech/enterprise/what-is-next-for-open-source-alma-linux-and-beyond/articleshow/92482817.cms">What is next for Open Source- Alma Linux and beyond</a> <a href="https://www.businessinsider.in/tech/enterprise/ensuring-ai-stays-away-from-biases-that-affect-human-mind/articleshow/92482818.cms">Ensuring AI stays away from biases that affect human mind</a>

The third phase of analytics is in vogue and how is it working for organizations

The counting of votes cast by 64.2 crore hopeful Indian voters during the six-week-long 18th <keyword id="19923279" type="General" weightage="20" keywordseo="Lok-Sabha-elections" source="keywords">Lok Sabha elections</keyword> officially began at 8 AM today and it is suffice to say that the air is crackling with equal parts excitement and trepidation. Over 700 aspiring parties participated in the world’s largest democratic exercise. But the main duelling parties remain consistent with previous trends: the ruling Bharatiya Janata Party (<keyword id="19894848" type="General" weightage="20" keywordseo="BJP" source="keywords">BJP</keyword>) led by Prime Minister <keyword id="19895781" type="General" weightage="20" keywordseo="Narendra-Modi" source="keywords">Narendra Modi</keyword> and the opposition bloc led by the <keyword id="19964138" type="General" weightage="20" keywordseo="Indian-National-Congress" source="keywords" meta.keywordsubtype="org" meta.entityname="Indian National Congress" meta.hostid="261" meta.entityid="Indian National Congress">Indian National Congress</keyword> (INC). Modi is shooting for a third, historic win after spending the last ten years in office, but the road ahead does not seem as smooth as anticipated. A political party in India requires at least 272 seats to cross the majority mark in the 543-member lower house of the Indian parliament, the Lok Sabha. The PM has audaciously declared that he is expecting a huge win exceeding 400 seats, the slogan ab ki baar 400 paar is stuck in every Indian’s head — irrespective of their political inclination. The Congress-led India bloc, on the other hand, is aiming for a relatively modest 295. On Saturday, most exit poll surveys predicted 350-370 seats for the BJP and between 107-140 seats for the opposition. However, the early trends are showing a very different picture with the INDIA bloc exceeding expectations in many states. Polls have been off the mark a few times before, but as NDA looks poised to win a third term, albeit with a few last-minute struggles, here’s a look back at the previous elections responsible for Mr Narendra Modi’s unmatchable dominance over <keyword id="20184421" type="General" weightage="20" keywordseo="Indian-politics" source="keywords">Indian politics</keyword>. <cmsannotation type="cmsannotation" annotationid="Inside BJP’s decade-long winning streak" comment="subhead" text="Inside BJP’s decade-long winning streak">Inside BJP’s decade-long winning streak </cmsannotation>The BJP has come a long way since 1984 when the party won just two seats. Its pro-Hindutva stance pushed it to prominence over the decades, especially in the 1990s. The BJP was in power for a considerable amount of time under Atal Bihari Vajpayee’s leadership at the turn of the century. But the kind of support that Narendra Modi has received since 2014 has been unmatched in the history of modern Indian politics. In 2014, the BJP saw a surprising landslide victory with 282 of the 543 seats. But what factors contributed to its sweeping win with a 31.3% majority? Throughout its campaigning ahead of the general elections that year, the BJP kept stressing its interest in fixing the economy and combating corruption allegedly caused by the Congress party’s rather inept governing. Modi, who called himself a chowkidar or watchman, vowed to set the government and bureaucracy to rights. He promised more jobs for young Indians and even launched a social media campaign to appeal to the younger generation. Many experts suggested that Modi created the brand “NaMo'' for himself through relentless media campaigning, something that <keyword id="19895780" type="General" weightage="20" keywordseo="rahul-gandhi" source="keywords">Rahul Gandhi</keyword> and other major political leaders could not do at the time. Additionally, he is also said to have had the support of the 45,000 country-wide RSS branches — the Hindu cultural nationalist parent of the BJP. However, after the leader had managed to comfortably settle into his new role as the Prime Minister of India, he announced the demonetisation of all ₹500 and ₹1,000 banknotes of the Mahatma Gandhi Series on 8 November 2016. As per a 2018 report from the Reserve Bank of India said that “the effort had failed to remove black money from the economy”. Modi was widely criticised for the way this move impacted the middle-class people of India. Despite this setback as well as criticism against his economic reforms like GST, he continued to implement bold policy changes to strengthen the core economy. His tilt towards a digital economy and seemingly tough actions against corrupt practices received widespread acclaim. He also successfully invoked a strong sense of nationalism and security in the people through the Balakot airstrike, a bombing raid conducted by Indian warplanes in February 2019. And it worked! BJP came to power again in the 2019 Lok Sabha elections, this victory being bigger than the last. The BJP won a whopping 37.36% of the vote — the highest by a political party since the 1989 general elections with 303 seats. However, similar to 2019, towards the end of his second term in 2024, joblessness appears to be on the rise and incomes of farmers continue to plummet. Amid major issues like food inflation and the threat of AI to the job market, the ruling party relied on not-so-subtle religious polarisation and a ton of welfare programmes. From being chowkidar in 2014, Prime Minister Narendra Modi has been depicted to be a saint today by many of his followers. While past leaders in India have tried to hold on to their secular image, Mr Modi has been seen flouting this convention on multiple occasions, expressing that he takes pride in his religion. With crores of followers still supporting him, the PM seems to be already on a path to victory. Only time will tell if the struggles during the last phases of this year’s election will come back to haunt him. In the meantime, stay tuned to Business Insider India for <a href="https://www.businessinsider.in/politics/elections/lok-sabha-election-results-2024-live-counting-begins-at-8-am-as-bjp-led-nda-hopes-for-a-historic-third-term/articleshow/110685785.cms">more updates on the Lok Sabha elections 2024</a>.

As PM Modi awaits his third big win, here’s how BJP created history during the 2014 & 2019 Lok Sabha elections

<ul class="summary-list"><li>Mohamed El-Erian said conditions in the US banking sector have stabilized, but more can be done to prevent further damage. </li><li>The Allianz economic adviser listed four ways the US can avoid a "damaging" third phase of banking tumult. </li></ul>Top economist <a href="https://markets.businessinsider.com/news/stocks/mohamed-el-erian-credit-crunch-recession-fed-commercial-real-estate-2023-4">Mohamed El-Erian</a> says the US is in the second stage of the banking turmoil – and outlined 4 ways to avoid a "significantly more damaging" third phase of financial tumult. In a <a href="https://www.ft.com/content/831c4c7b-c202-4baf-b099-b188e60bd84b" target="_blank" rel="noopener">Financial Times op-ed</a>, the chief economic adviser to Allianz stated the first phase of the turmoil – when depositors fled with their money from poorly-managed lenders and caused a string of bank failures – has stabilized. El-Erian was seemingly referring to the failures of Silicon Valley Bank, Signature Bank and, most recently, <a href="https://www.businessinsider.com/why-first-republic-failed-what-means-rest-banking-industry-2023-5" target="_blank" rel="noopener">First Republic</a>, over the past two months. "The current phase, which focuses on funding cost and balance sheet issues of less problematic banks that happen to operate in a highly unsettled neighbourhood, can also be stabilized. Indeed, it must if we are to avoid a third phase entailing considerably more financial and economic damage," El-Erian, president of Queen's College, Cambridge University, said. The good news is that the US is unlikely to see another "dramatic institutional collapse" similar to that of Silicon Valley Bank, according to El-Erian. That's thanks to the federal government's handling of the stunning bank failure by signalling unlimited insurance on deposits and opening a funding window for lenders. But US regional banks still operate with "mismatches between their short-term liabilities and longer-term assets," El-Erian said. "Their balance sheets are further encumbered by dodgy commercial real estate loans," he added. "This second phase can also be contained. First, banks must be careful in what they say and, generally, have very responsive communication with investors, El-Erian said. "Second, the Fed must strengthen its supervision regime. Third, public-private resolutions for banks need to be made to work to a tighter timeline if needed," he added. "Fourth, the public sector needs to assure markets that, rather than the ad hoc approaches that have dominated so far, it will work to revamp both the deposit insurance system and the regulation of banks erroneously deemed to involve no systemic threat," the former PIMCO CEO continued. "Doing so is necessary if the US is to avoid a third, and significantly more damaging, phase of the banking turmoil," El-Erian said.

Mohamed El-Erian says the US is in the second stage of the banking turmoil &ndash; and lists 4 ways to avoid a 'significantly damaging' third phase.

<ul class="summary-list"><li>Netflix plans to "retire" its $11.99 a month Basic subscription.</li><li>The plan is only available to existing users.</li></ul><a target="_blank" href="https://www.businessinsider.com/netflix-earnings-winning-streaming-wars-not-even-close-2024-1">Netflix</a> plans to "retire" its cheapest ad-free plan in some countries.The streaming giant has already limited the $11.99-a-month Basic subscription, blocking new or returning users from signing up for the plan in the US and UK since July last year.On Tuesday, Netflix said it planned to <a target="_blank" href="https://s22.q4cdn.com/959853165/files/doc_financials/2023/q4/NEW-FINAL-Q4-23-Shareholder-Letter.pdf">phase out the plan </a>where it's still available, starting with the UK and Canada, in the second quarter of the year.Netflix recently <a target="_blank" href="https://www.businessinsider.com/netflix-subscription-prices-go-up-increase-ads-password-sharing-growth-2023-10">raised the plan's price</a> from $9.99 to $11.99 a month for subscribers in the US, UK, and France. The increase was part of a other increases, with the premium plan rising $3 to $22.99.The move leaves some users facing a de-facto price increase as Netflix's next cheapest ad-free plan costs $15.49 a month. A plan <a target="_blank" href="https://help.netflix.com/en/node/126831">with advertising</a> is also available at $6.99 a month.Netflix cemented its place as the dominant streaming service with its Tuesday earnings. The company reported a record fourth quarter, adding 13.1 million subscribers and boosting its total to 260 million globally.Its closest rival, Disney+, is still trailing far behind with 150 million subscribers.Shares in Netflix jumped have risen by more than a third in the past year, valuing the company at about $215 billion. On the call, Netflix co-CEO Ted Sarandos said he was "thrilled" with the controversial <a target="_blank" href="https://www.businessinsider.com/netflix-thrilled-with-password-sharing-crackdown-earnings-call-2024-1">password-sharing crackdown</a>."Our engagement is a bit impacted by our paid sharing. Think about it like fewer households using the same account," Sarandos said. "So as those folks spin off and <a target="_blank" rel="" href="https://www.businessinsider.com/netflix-password-sharing-crackdown-has-been-a-huge-success-data-2023-8">get their own accounts</a>, and we win them over with our programming, that will normalize and continue to grow. We're really pleased with our engagement."On Tuesday Netflix announced a $5 billion, 10-year deal with TKO Group to bring <a target="_blank" href="https://www.businessinsider.com/why-netflix-pro-wrestling-wwe-deal-makes-sense-2024-1">Raw, the weekly WWE pro wrestling show</a>, to Netflix in the US and other countries from 2025.Netflix did not immediately respond to a request for comment from Business Insider, made outside normal working hours.

Watching Netflix without ads may cost you more as cheapest Basic plan gets phased out

New Delhi [India], July 14 (ANI): With only hours left for the lift-off, anticipation is building around the launch <keyword id="18004590" type="General" weightage="20" keywordseo="indias-third-lunar-exploration-mission" source="Orion">India's third lunar exploration mission</keyword>, <keyword id="8011274" type="General" weightage="20" keywordseo="chandrayaan-3" source="Orion">Chandrayaan-3</keyword>, by the Indian Space Research Organisation (ISRO), on Friday. The GSLV Mark 3 (LVM 3) heavy-lift launch vehicle, which will release the moon <keyword id="1609912" type="General" weightage="20" keywordseo="lander" source="Orion">lander</keyword> and rover into space, will lift off from Satish Dhawan Space Centre in Andhra Pradesh's Sriharikota at 2.30 pm. The countdown for the launch began on Thursday at 14:35:17 IST, ahead of the lift-off on Friday. Chandrayaan-3 will be ISRO's follow-up attempt after the <keyword id="229677" type="General" weightage="20" keywordseo="chandrayaan-2-mission" source="Orion">Chandrayaan-2 mission</keyword> faced challenges during its <keyword id="943223" type="General" weightage="20" keywordseo="soft-landing" source="Orion">soft landing</keyword> on the lunar surface in 2019 and was eventually deemed to have failed its mission objectives. The 'Launch Rehearsal' simulating the entire launch preparation and process was concluded earlier by the ISRO. Chandrayaan-3 is equipped with a lander, <keyword id="18004591" type="General" weightage="20" keywordseo="a-rover-and-a-propulsion-module" source="Orion">a rover and a propulsion module</keyword>. It weighs around 3,900 kilograms. The ISRO's third lunar exploration mission is equipped with eight payloads. The experiments to be carried out by Chandrayan 3 include the Vikram lander (named after Space scientist Vikram Sarabhai) which will carry 4 instruments, Pragyan (Saanskrit for Wisdom) rover will carry two instruments and Propulsion Module or the Orbiter will carry one experiment. Vikram lander's experiments include Chandra's Surface Thermophysical Experiment (ChaSTE) to measure surface thermal properties, Instrument for Lunar Seismic Activity (ILSA) to measure seismicity around the landing site, Radio Anatomy of Moon Bound Hypersensitive ionosphere and Atmosphere (RAMBHA) to study the gas and plasma environment, and Passive laser retroreflector array provided by NASA for lunar ranging studies. While the Pragyan (Saanskrit for Wisdom) rover will carry two instruments to study the surface elemental composition - Alpha Particle X-ray Spectrometer (APXS) that will help determine the elemental composition of the lunar soil and rocks around the landing site and Laser Induced Breakdown Spectroscope (LIBS) which will conduct qualitative and quantitative elemental analysis in order to infer the chemical and mineralogical composition of the lunar surface. The Propulsion Module or the Orbiter will carry Spectropolarimetry of Habitable Planet Earth (SHAPE) to study Earth's spectral and polarimetric measurements from lunar orbit. This helps scientists analyse the reflected light from exoplanets and determine whether they would qualify for habitability. The journey from Earth to the moon for the spacecraft is estimated to take about a month and the landing is expected on August 23. Upon landing, it will operate for one lunar day, which is approximately 14 Earth days. One day on the Moon is equal to 14 days on Earth. K Sivan, former director of ISRO, told that the success of mission Chandrayan-3 will give a morale boost to programmes like Gaganyan, India's first manned space mission. Chandrayaan-3's development phase commenced in January 2020 with the launch planned sometime in 2021, but the Covid-19 pandemic brought an unforeseen delay to the mission's progress. The major discovery of the Chandrayaan-1 mission, launched in 2008, was the detection of water (H2O) and hydroxyl (OH) on the lunar surface. Data mined by the rover then also revealed their enhanced abundance towards the polar region. The primary science objective of the mission was to prepare a three-dimensional atlas of both the near and far sides of the Moon and to conduct chemical and mineralogical mapping of the entire lunar surface with high spatial resolution, Vikram Sarabhai Space Centre under ISRO had said. Moon serves as a repository of the Earth's past and a successful lunar mission by India will help enhance life on Earth while also enabling it explore the rest of the solar system and beyond. Director of Indian Space and Research Organisation (ISRO), S Somanath, said earlier that if everything goes well, the spacecraft will land on the moon on August 23. The date has been decided based on the sunrise on the moon, he said, adding that if it gets delayed, the landing may take place next month. (ANI)

Chandrayaan-3 mission: Only hours left for the lift-off

New Delhi: In the world's largest democracy, every five years, a spectacular theatrical performance unfolds, captivating crores of people with its vibrancy, diversity, and sheer scale. Yes, we're talking about the <keyword id="19923279" type="General" weightage="20" keywordseo="lok-sabha-elections" source="keywords">Lok Sabha Elections</keyword> in India. And we have the dates now for the grand finale: June 4! The Election Commission of India on Saturday announced the dates for the general elections to be held from April 19 to June 1 in seven phases. Chief Election Commissioner <keyword id="20110344" type="General" weightage="20" keywordseo="rajiv-kumar" source="keywords">Rajiv Kumar</keyword> announced today that the results will be announced on June 4. Phase 1 voting will be held on April 19, Phase 2 on April 26, Phase 3 on May 7, Phase 4 on May 13, Phase 5 on May 20, Phase 6 on May 25, and Phase 7 on June 1. “We will take democracy to every corner of the country. It is our promise to deliver a national election in a manner that we... remain a beacon for democracy around the world,” said the Chief Election Commissioner. <div type="image" title="Polling schedule" agency="ANI" msid="108550459" hostid="261" sizebytes="17144" caption="&amp;lt;p&amp;gt;Polling schedule (ANI)&amp;lt;/p&amp;gt;"></div> The tenure of the present <keyword id="19895394" type="General" weightage="20" keywordseo="lok-sabha" source="keywords">Lok Sabha</keyword> ends on June 16 and a new House will have to be constituted before that. As the tenure of Andhra Pradesh, Sikkim, Arunachal Pradesh, and Odisha assemblies will also end in June, these states will get an early taste of the ‘one nation, one election’ process, wherein voters will be casting votes for both Lok Sabha and assembly elections. <cmsannotation type="cmsannotation" annotationid="subhead" text="Model code of conduct kicks in">Model code of conduct kicks in</cmsannotation> With the announcement of election dates, the model code of conduct comes into immediate effect. Chief Election Commissioner Rajiv Kumar asked all political parties and their leaders to strictly adhere to the poll code. The Model Code of Conduct (MCC) mandates that no party or candidate shall indulge in any activity which may aggravate existing differences, create mutual hatred or cause tension between different castes and communities, religious or linguistic, according to the set of guidelines issued by the EC. It lists out the dos and don'ts regarding general conduct, meetings, processions, conduct of parties and their candidates on polling day, polling booth, observers, party in power and guidelines on election manifestos. According to the guidelines, all parties and candidates shall avoid scrupulously all activities which are "corrupt practices" and offences under the election law, such as bribing of voters, intimidation of voters, impersonation of voters, canvassing within 100 meters of polling stations, holding public meetings during the period of 48 hours ending with the hour fixed for the close of the poll, and the transport and conveyance of voters to and from the polling station. Political parties and candidates shall ensure that their supporters do not create obstructions in or break up meetings and processions organized by other parties. As soon as the poll code comes into effect, the party in power be it at the Centre or in the State or states concerned, shall ensure that no cause is given for any complaint that it has used its official position for the purposes of its election campaign. <cmsannotation type="cmsannotation" annotationid="subhead" text="Major players and issues">Major players and issues</cmsannotation> Undoubtedly, the scale and magnitude of a nationwide election in a country like India involve numerous complex considerations. However, the major political parties are hoping to narrow down the voter’s priorities to a few major foundational aspirations on which powerful campaigns can be built. Prime Minister <keyword id="19895781" type="General" weightage="20" keywordseo="narendra-modi" source="keywords">Narendra Modi</keyword>, and his party <keyword id="19931558" type="General" weightage="20" keywordseo="bharatiya-janata-party" source="keywords">Bharatiya Janata Party</keyword> (BJP), are confident of reelection for a third consecutive term. They have pitched 'Modi Ki Guarantee' as the main theme of his campaign. PM's website describes it as a guarantee for the development of youth, empowerment of women, welfare of farmers, and all those marginalised and vulnerable who have been ignored for decades. In a letter to the citizens of India on March 15, the Prime Minister noted, “The trust and support of 140 crore Indians inspires and motivates me. The transformation that has taken place in the lives of the people is the biggest achievement of our government over the last 10 years. These transformative outcomes are the result of the sincere efforts made by a determined government to improve the quality of life for the poor, farmers, youth and women.” BJP is building its campaign by highlighting the welfare schemes of the government, infrastructural development across the country, and the rejuvenation of the country’s cultural heritage. The major opposition party <keyword id="19895371" type="General" weightage="20" keywordseo="congress" source="keywords">Congress</keyword>, on the other hand, is banking on its <keyword id="20366194" type="General" weightage="20" keywordseo="nyay" source="keywords">Nyay</keyword> guarantees to woo voters. The grand old party saw some success in the state elections of Himachal Pradesh, Karnataka and Telangana when it pitched such 'Nyay' guarantees to the people. For the Lok Sabha polls, the party has put forward its 5 guarantees aimed at ensuring justice for youth, farmers, women, labourers, and participatory justice. The INDIA bloc, including the Congress, has been raising the issue of unemployment and rising prices of essential commodities. They have stated repeatedly that the lack of jobs is the single biggest issue and sought to corner the government over the issue. The BJP has hit back citing job growth and a fast-growing economy. Other major poll issues include electoral bonds, abrogation of Article 370, <keyword id="19963301" type="General" weightage="20" keywordseo="caa" source="keywords">CAA</keyword>, Uniform Civil Code, Ayodhya Ram Mandir, farmer protests for legal guarantee of MSP, and the Viksit Bharat vision of the government. Overall, India is poised to see an enthralling clash of ideologies, ideas, and personalities throughout the election season as the EC has opened the race for ruling the most populous country on Earth. (With inputs from ANI and PTI)

Elections 2024: Lok Sabha general elections in 7 phases from April 19, results on June 4; Here’s all you need to know

New Delhi [India], July 13 (ANI): <keyword id="8011274" type="General" weightage="20" keywordseo="chandrayaan-3" source="Orion">Chandrayaan-3</keyword>, India's third lunar exploration mission, will make India the fourth country to land its spacecraft on the surface of the moon and demonstrate the country's abilities for safe and soft landing on lunar surface. The countdown for the launch of the mission began on Thursday at 14:35:17 IST ahead of take-off on Friday from the Satish Dhawan Space Centre in Sriharikota. The spacecraft will be launched on a GSLV Mark 3 (LVM 3) heavy-lift launch vehicle. This will be Indian Space Research Organisation's (ISRO) follow-up attempt after the Chandrayaan-2 mission faced challenges during its soft landing in 2019. The 'Launch Rehearsal' simulating the entire launch preparation and process has been concluded by the ISRO. A day ahead of the Chandrayaan-3 mission, a team of ISRO scientists on Thursday visited and offered prayers at Tirupathi Venkatachalapathy Temple in Andhra Pradesh with a miniature model of Chandrayaan-3. If all goes well, Chandrayaan-3 will be the first spacecraft to land on Moon's South Pole, demonstrating India's technical prowess and bold spacefaring ambitions. Chandrayaan-3 mission will demonstrate a safe and soft landing on the lunar surface, rover roving on the moon and conducting in-situ scientific experiments. ISRO invited citizens to witness the launch of the much-awaited Chandrayaan-3 from the viewing gallery at Sriharikota. During the Chandrayaan-2 mission, ISRO lost contact with the lander when it was just a notch away from the moon's surface. The journey from Earth to the moon for the to-be-launched spacecraft is estimated to take around a month and the landing is expected on August 23. Upon landing, it will operate for one lunar day, which is approximately 14 Earth days. One day on Moon is equal to 14 days on Earth. K Sivan, former director of ISRO, told that the success of mission Chandrayan-3 will give a morale boost to programs like Gaganyan. "We understood what went wrong with Chandrayan-2 when we could not land on the moon's surface, we recreated the failure modes and we ensured that this time we have success. The challenge is the same as Chandrayan-2, same environment for landing. This time we hope that we have done enough based on the lesson of Chandrayan-2 that gives us more confidence. In space there are always unknown unknowns...hope that all issues are addressed and that we emerge with success," he said. "We are getting tech landing on a celestial body. By landing successfully, we will acquire landing technology and it will be good for future generations. A number of scientific experiments are planned and scientists will have more knowledge of the moon's geology and the earth's origin," he added. Mylswamy Annadurai, Mission Director of Chandrayaan-1, said Chandrayaan-3 is a very important mission. "We have shown that we can orbit, but we could not do a soft landing, By doing so this time we can show that Chandrayan-1 was not an isolated success. Internationally, the world is looking back to the moon, the real seeding for that came from Chandrayaan-1. So we need to make this mission successful," he told ANI. "Hard lessons were learnt from Chandrayaan 1 and 2. At every step, we are supposed to have a plan B. There were some setbacks in Chandrayaan- 2. This time we are back on track. We are clear on what we want to do and it will ensure we can softly land on the surface of the moon. The target of landing is also larger, all elements have been tested multiple times, we hope this is a success...," he added. Chandrayaan-3's development phase commenced in January 2020 with plans to launch it somewhere in 2021, but the COVID-19 pandemic caused delays in the development process. The major discovery of the Chandrayaan-1 mission, launched in 2008, is the detection of water (H2O) and hydroxyl (OH) on the lunar surface. Data also revealed their enhanced abundance towards the polar region. The primary science objective of the mission was to prepare a three-dimensional atlas of both the near and far sides of the Moon and to conduct chemical and mineralogical mapping of the entire lunar surface with high spatial resolution, Vikram Sarabhai Space Centre under ISRO had said. Moon serves as a repository of earth's past and a successful lunar mission by India will help in enhancing life on Earth and prepare to explore the rest of the solar system - and beyond. Director of Indian Space and Research Organisation (ISRO), S Somanath, had said that if everything goes well, the spacecraft will land on the moon on August 23. The date has been decided based on sunrise on the moon but if it gets delayed, then landing may take place next month, he said. (ANI)

Chandrayaan 3: Countdown starts for India's third moon mission

The <keyword id="682334" type="General" weightage="20" keywordseo="Drugs-Controller-General-of-India" source="Orion">Drugs Controller General of India</keyword> (DCGI) has granted permission for the conducting of the Phase III bridging trials of Sputnik Light on the Indian population. The Sputnik Light is a single-dose <keyword id="8904563" type="General" weightage="20" keywordseo="COVID-19-vaccine" source="Orion">Covid-19 vaccine</keyword> of the <keyword id="9340724" type="General" weightage="20" keywordseo="Russian-vaccine" source="Orion">Russian vaccine</keyword> Sputnik. The nod comes after a recent study published in the medical journal The Lancet said that Sputnik Light showed 78.6 to 83.7 per cent efficacy against Covid-19, significantly higher than most two-shot vaccines. The Subject Expert Committee of the Central Drugs Standard Control Organisation (CDSCO) in July had refused to grant emergency-use authorisation to Sputnik-Light, ruling out the need for the conduct of the <keyword id="9915130" type="General" weightage="20" keywordseo="phase-III-trial" source="Orion">phase III trial</keyword> of the Russian vaccine in the country. The committee had noted that Sputnik Light was the same as component-1 of <keyword id="9739267" type="General" weightage="20" keywordseo="Sputnik-V" source="Orion">Sputnik V</keyword> and its safety and immunogenicity data in the Indian population was already generated in a trial. The study was conducted on at least 40,000 elderly people in Argentina. Sputnik Light also reduced hospitalizations among the target population at 82.1-87.6 per cent, the study said. The Russian Direct Investment Fund (RDIF) last year partnered with Dr Reddy's Laboratories to conduct the phase III trials of Sputnik V vaccine in India. In April, Sputnik V received an emergency use authorisation in India. Reddy's administered the first dose of the vaccine in Hyderabad under a limited pilot on May 14. SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/tech/news/ios-15-will-be-released-for-all-compatible-iphones-on-september-20/articleshow/86223330.cms">Everything you need to know about iOS 15: Release date, new features, supported devices</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/stock-market/news/analysts-recommend-buying-zee-entertainment-on-end-to-concerns-over-corporate-governance/articleshow/86222841.cms">Zee Entertainment good to buy as concerns over corporate governance will be put to bed after management change, say analysts</a>

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Mohamed El-Erian says the US is in the second stage of the banking turmoil – and lists 4 ways to avoid a 'significantly damaging' third phase.