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<ul><li>Indian Hotels, the operator of Taj Hotels, launched its food delivery platform Qmin at the peak of the pandemic.</li><li>Born out of adversity, this start-up has been profitable since day one in the industry dominated by <keyword id="830092" type="General" weightage="20" keywordseo="zomato" source="Orion">Zomato</keyword> and <keyword id="6358977" type="General" weightage="20" keywordseo="swiggy" source="Orion">Swiggy</keyword>.</li><li>Jehangir Press, associate VP, strategic accounts management group and commercial director, Qmin at IHCL speaks to Business Insider India about Taj’s value chain, growth story, journey so far and revenue goals for FY23.</li></ul>Indian Hotels, the operator of Taj Hotels, launched its food delivery platform Qmin two years ago. At the height of the pandemic, instead of outsourcing the Taj Hotel Group’s delivery services to existing platforms, the Tata Group launched its own in-house platform in Qmin. In the last two years, Qmin has generated revenues to the tune of ₹100 crore. This year alone, it hopes to clock in revenues to the tune of ₹80 crore. “We are possibly the only food delivery platform that has been profitable from day one because we have found the right balance of using our existing resources,” Jehangir Press, associate VP, strategic accounts management group and commercial director, Qmin at IHCL, told Business Insider India. The 90-minute delivery service Zomato and its rival Swiggy together hold <a href="https://theprint.in/theprint-essential/are-zomato-swiggy-helping-restaurant-business-or-hurting-it-why-cci-has-ordered-a-probe/905581/">90-95%</a> market share in India’s food delivery business, but also burning cash. In the quarter ending March 2022, Zomato posted a <a href="https://www.businessinsider.in/stock-market/news/zomato-posted-a-1222-crore-loss-but-its-stock-gained-18-reasons-behind-the-surge/articleshow/91766080.cms">net loss</a> of ₹1,222 crore, which widened by ₹400 crore since last year. With Qmin, the Tata Group could move away from having to depend on the likes of Zomato or Swiggy for deliveries. Qmin also gave the group complete control over the entire value chain from food preparation to delivery. “We have 100% control – over the value chain and with that, you are in control of the safety, hygiene, and health of everything that you're sending out. Also, we obviously cannot compromise on hygiene and safety. We took a call and even though it costs us substantially more, we went with the complete ecosystem,” said Press. Unlike its competitors that have been focusing on chopping their delivery time from 30 minutes to 10 minutes, Qmin says it has prioritized safety, security, hygiene, sustainability and delivering a luxurious experience. Qmin takes up to 90 minutes to deliver its orders. Its menu starts from ₹200 onwards and Qmin’s family feast widget and Fiama pizzas are the most ordered meals on the app. <div type="image" title="Qmin Packaging image" msid="93520889" hostid="261" caption="&amp;lt;p&amp;gt;Qmin&amp;lt;/p&amp;gt;"></div> It has delivered over a million meals to consumers so far and donated over 57,000 meals to flood-affected areas of Assam. From luxury food delivery to gourmet dining cafes While it started off as a gourmet food delivery service, Qmin has expanded into different food categories with the launch of its food truck, gourmet eatery shops and Qmin quick service restaurant (QSR). Its food trucks are stationed outside corporate offices and it also caters to private house parties. <div type="image" title="3 (1)" msid="93520927" hostid="261" caption="&amp;lt;p&amp;gt;Qmin&amp;lt;/p&amp;gt;"></div> Qmin shops, present in Mumbai and Delhi, retail international food items such as breads, handcrafted cheeses, meats, patisserie items, etc. Qmin also has 13 QSRs in Bengaluru and will be expanding its presence in the country in the coming months. “We're looking at atleast 100 plus shops in QSRs to very quickly open up all across the country. Our truck business will also grow, (but) not at the same pace. The shops are where we see the major growth,” said Press. Qmin is also looking at expanding its presence across borders, starting with the UK, US and UAE markets. While delivery and retail shops contribute almost equally to Qmin’s overall sales, Press is confident that retail shops will contribute a lion’s share of the revenue in the near future.

Qmin has been profitable business for IHCL from day one, says Jehangir Press

The <keyword id="5160877" type="General" weightage="20" keywordseo="american-express-platinum-card" source="Orion">American Express Platinum Card</keyword> provides powerful backing to People Going Places with a Purpose. It’s meant for people who want to follow their passions, make an impact on the world, and have strong passion-points which find expression in the way they lead their lives. <a href="https://www.americanexpress.com/in/charge-cards/platinum-card/?linknav=in-amex-cardshop-allcards-learn-AmericanExpressPlatinum-fc">Amex Platinum</a> is a multifaceted Card which opens a world of platinum privileges for the consumers. So why is the <keyword id="15595211" type="General" weightage="20" keywordseo="amex-platinum-card" source="Orion">Amex Platinum Card</keyword> different from the rest? Here’s what sets it apart. Besides no pre-set spending limit1, Amex Platinum Card includes privileges that are designed to complement every aspect of your jetsetter life, such as air miles, hotel accommodation, and shopping vouchers. It also offers complimentary elite tier membership, <a href="https://www.americanexpress.com/in/articles/life-with-amex/travel/hotel-room-upgrade.html?intlink=in-acq-chargecards-hotelroomupgrade">hotel room upgrades</a>, access to exclusive <a href="https://www.americanexpress.com/in/benefits/the-platinum-card/?hub=in_card_benefits_platinum">benefits</a>, and more. Benefits from the very start The benefits begin from the moment one signs up for the Amex Platinum Card. Welcome gifts for Cardmembers come in the form of stay vouchers at the most luxurious hotels and resorts, and they can avail extra benefits at every property they choose to stay at. Welcome bonuses are given to customers after they pay the annual fee and have spent predetermined amounts for their cards. What’s more? The Amex Platinum Card gives Cardmembers 3x reward points for everything they spent abroad, and one reward point for every2 ₹40 spent. You can earn 5x rewards by buying items or booking tickets through the Amex Reward Multiplier program as well. And the best part of all, your reward points never expire! Your platinum world of privileges We all know how boring the endless waiting for the flight can get, whether you are at airport food courts or a waiting lounge? But the next time you’re at the airport, you can enjoy a premium airport lounge experience. The Amex Platinum Card gives members access to over 1300 exclusive VIP airport lounges not just in India, but across 130 countries across the world, irrespective of the airlines or class they’re travelling in and that too for a nominal fee. For instance, you can access Priority Pass lounges all over the world, along with The Centurion Lounge, American Express Proprietary Lounges, Lufthansa Lounges, Delta Sky Club and many more. <div type="image" title="Your platinum world of privileges" msid="95709563" hostid="261"></div> It doesn’t end here; Amex Platinum Card holders can also avail the ‘Do Anything’ Platinum Concierge service. As the name says you can do anything with this service to create memorable moments with your loved ones – be it booking tickets, getting flowers delivered to a loved one, or even make reservations for dinner on the fly. And yes, the service is available 24x7. Who doesn’t like a concierge of their own, right? And if that wasn’t enough, Amex Platinum Cardmembers also enjoy complimentary memberships to guest loyalty programs at some of the top hotel brands across the world, including the likes of Marriott Bonvoy, Taj, Radisson Rewards, and Hilton-Honors. <div type="image" title="Top hotel brands across the world" msid="95709619" hostid="261"></div> Everyone makes mistakes, here you may have to pay none for yours. What if you lost your Card while travelling? Among the many benefits of Amex Platinum is ‘zero lost Card liability’. For Platinum card holders, the liability is ‘nil’ if they report a Card lost or stolen within three days of an incident. Even if one can’t report in the given time, the liability is limited to a maximum of ₹1000 for Amex Platinum customers. Along with zero liability, the Platinum Card Services Helpline run by Amex also facilitates emergency card replacement for cardmembers. Amex will deliver a replacement Card free of charge, usually within two business days. Exclusive offers from the best of brands If all that wasn’t enough, the Amex Platinum customers can also avail special discounts and offers on brands all over the world. This includes e-commerce stores, fashion brands, boutiques, flower delivery networks, hotels, airlines and much more. For instance, Amex Platinum Cardholders can get discounts of 15%* on Tata Cliq Luxury till April 30, 2023. Amex’s <a href="https://www.americanexpress.com/in/benefits/the-platinum-card/golf.html?linknav=en-IN-oneAmex-axpSearchResults-1&amp;searchresult=Golf%20">Golf program</a> gives Cardmembers access to best of international and domestic golf courses with complimentary gold lessons from professionals. Amex Platinum also brings elevated dining experiences for making special moments of the Cardmembers more special. <div type="image" title="Elevated dining experiences" msid="95709666" hostid="261"></div> If you are looking for a Card which complements your lifestyle and is designed to suit your preferences and spending needs, then American Express Platinum Card should definitely be in your shortlist. <a href="https://www.americanexpress.com/en-in/charge-cards/apply/personal/platinum?intlink=in-amex-cardshop-details-apply-AmericanExpressPlatinum">Apply now</a> and simply choose to live the American Express way and enjoy the platinum world of privileges it offers. * <a href="https://www.americanexpress.com/content/dam/amex/in/benefits/tatacliqluxe_plat_tc.pdf">T&amp;Cs apply</a> 1.This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited. 2. Except for Insurance and Utilities. Disclaimer: This article is generated and published by the Insider Studios team. You can get in touch with them on insiderstudios@businessinsider.in

Live your life American Express’ Platinum way: Exceptional privileges, rewards and experiences

<ul><li>With the passing away of <keyword id="6398943" type="General" weightage="20" keywordseo="rakesh-jhunjhunwala" source="Orion">Rakesh Jhunjhunwala</keyword>, India has lost its biggest champion.</li><li>He had been widely known for his investment strategies, but he was also one of the biggest philanthropists in the country.</li><li>Even while battling illness, he opened an eye hospital where 80% of surgeries would be carried out free of cost.</li></ul>“When I became a billionaire in 2008, my father wasn’t interested in my net worth but in how much I was going to give away,” Rakesh Jhunjhunwala, India’s best known stock investor, had said nearly a decade ago. This is probably one of the reasons why Jhunjhunwala constantly endeavoured to strike the right balance between earning and giving back to the society. The man, dubbed as India’s Warren Buffett, was so much more than an Indian stock market mogul. He has been among the country’s most notable philanthropists – he wanted to give away a fourth of his wealth within his lifetime. He did achieve the target last year as he donated 25% of his annual income towards charitable work focused on the education sector, according to Edelgive Hurun India Philanthropy list. He donated approximately <a href="https://www.india.com/business/rakesh-jhunjhunwala-as-a-philanthropist-big-bull-donated-approx-rs-13-69-lakh-per-day-5571664/">₹13.69 lakh</a> per day last year. Jhunjhunwala <a href="https://www.businessinsider.in/india/news/akasa-air-founder-top-broker-rakesh-jhunjhunwala-passes-at-62/articleshow/93551704.cms">passed away </a>on Sunday morning, leaving a deep void. His stock picks had earned him a cult following, and his humble nature was praised by many. It was not long ago that Jhunjhunwala’s simple dressing sense became a source for many memes after his meeting with Prime Minister Narendra Modi. Son of an income-tax officer, Jhunjhunwala never forgot his roots no matter how much wealth he had accumulated over the years. “I would be driving the same car and having the same food even with 85% less wealth than now. At heart, I’m pure middle-class. If I don’t go to the office for a few days, my wife starts asking why you are home,” India’s <a href="https://www.forbes.com/india-billionaires/list/#tab:overall">36th </a>richest man had <a href="https://www.thehindubusinessline.com/markets/rakesh-jhunjhunwala-indias-warren-buffet-who-remained-a-middle-class-at-heart/article65768876.ece">said</a>. Jhunjhunwala stepped into philanthropy with St Jude, a free-of-cost shelter for underprivileged children battling cancer, which has helped over 31,262 children since its inception in 2006. His biggest charity was Agastya, which aims to impart knowledge of science to young students. Other than these, he also backed Ashoka University. Friends and the beneficiaries of these organisations have also <a href="https://www.outlookindia.com/business/the-oracle-of-dalal-street-rakesh-jhunjhunwala-news-216304">highlighted</a> that Jhunjhunwala didn’t just believe in only signing a cheque, but was also actively involved in these causes. The philanthropy didn’t end here. Even when he was battling health problems last year, Jhunjhunwala opened an eye hospital named after his father near Mumbai last June. The R Jhunjhunwala Sankara Eye Hospital follows a 20:80 model, where two in ten surgeries are subsidised for those who can afford it and the remaining eight are totally free of cost. The hospital is primarily built for patients from rural Maharashtra. Jhunjhunwala was born on July 5, 1960, and grew up in a Rajasthani family in Bombay. He entered the stock market with just ₹5,000 in 1985. He amassed a fortune worth an estimated $5.8 billion (roughly ₹46,042 crore) in his life span. His portfolio included 47 companies like Star Health, Titan, Canara Bank, Indian Hotels Company, Nazara Technologies and Tata Motors at the end of June. He also had holdings in Tata Communications, Bilcare, Federal Bank and Aptech. His latest venture was an airline – Akasa Air, which took its maiden flight exactly a week before his death on August 7. A Chartered Accountant by qualification and training, he was 62 and is survived by his wife Rekha and three children. “Rakesh Jhunjhunwala was indomitable. Full of life, witty and insightful, he leaves behind an indelible contribution to the financial world,” Prime Minister Narendra Modi said on Sunday. SEE ALSO <a class="tout-title-link" href="https://www.businessinsider.in/stock-market/news/heres-a-list-of-stocks-that-can-benefit-from-the-festive-season/articleshow/93579202.cms">Here’s a list of stocks that can benefit from the festive season</a> <a href="https://www.businessinsider.in/business/news/food-delivery-startup-qmin-claims-to-be-the-only-profitable-business-among-its-peers-like-zomato-swiggy/articleshow/93520527.cms">Taj Hotels’ Qmin food delivery app claims to be the only profitable business among its peers</a> <a href="https://www.businessinsider.in/entertainment/news/avatar-2-black-panther-2-ant-man-here-is-a-complete-list-of-hollywood-movies-expected-to-hit-indian-theaters-in-the-next-6-7-months/articleshow/93522825.cms">Avatar 2, Black Panther 2, Ant Man — Here is a complete list of Hollywood movies expected to hit Indian theaters in the next 6-7 months</a>

Life and times of Rakesh Jhunjhunwala — the man behind the trader

<ul class="summary-list"><li>As a <keyword id="11929862" type="UNKNOWN" weightage="60" keywordseo="croatia" source="Orion">Croatia</keyword> <keyword id="11896628" type="UNKNOWN" weightage="100" keywordseo="travel" source="Orion">travel</keyword> advisor and <keyword id="14080283" type="UNKNOWN" weightage="60" keywordseo="dubrovnik" source="Orion">Dubrovnik</keyword> resident, I've tried all of the best restaurants in town.</li><li>Here are my favorite eateries, from traditional smoked meats to sushi and Mediterranean fusion.</li></ul>Four years ago, I moved from the US to Dubrovnik, a city I loved for its culture, history, scenic coastline, and perhaps most of all, the local food scene.The cuisine in Dubrovnik blends Italian, Balkan, and Mediterranean influences and is always based on what is in season. Restaurants in Dubrovnik embrace the concept of "eating with the seasons," combining the freshest herbs and ingredients resulting in constantly changing menus that always feel exciting. I've taste-tested the best restaurants around town, which I now share with clients through my work as a <a href="http://mindfultravelcroatia.com" target="_blank" rel="nofollow noopener sponsored">Croatia travel advisor</a>. Whenever I plan an itinerary for a client, I always make sure the meals showcase local specialties like fresh-caught sea bream, black cuttlefish risotto, and Dubrovnik's traditional "dirty macaroni" (a mixed meat and tomato sauce pasta). However, I also enjoy the city's Italian-style pizza, sushi, Balkan-style burek pastries, and more. One thing I'll tell you in advance about restaurants in Dubrovnik is that many are open seasonally. The main tourist season runs from the beginning of April to the end of October, and some restaurants will close either for all or a portion of the off-season from November through March. There are still plenty of restaurants open year-round, but make sure to check in advance. You can usually check on Google maps if the restaurant is marked as "temporarily closed" during the off-season or on Mondays.<div type="image" title="Dubrovnik travel guide Restaurant 360 PRESS PHOTO" height="1332" width="1776" msid="91921663" hostid="261"></div>360With a prime location along the Dubrovnik city walls, I recommend <a href="https://360dubrovnik.com/" target="_blank" rel="nofollow noopener sponsored">360</a> for travelers looking for a fine-dining experience paired with panoramic views. This Michelin-starred restaurant is known for intricate tasting menus of fresh seafood while incorporating local ingredients with thoughtful plating. The knowledgeable sommeliers will guide you through wine pairing with each course, just be sure to book in advance, and know that 360 is only open for dinner. <div type="image" title="Stara Loza serves a variety of Mediterranean fusion dishes at reasonable prices. Dubrovnik travel guide Dario Garofalo for Insider" height="4480" width="5973" msid="91921664" hostid="261"></div>Stara Loza <a href="https://www.prijekopalace.com/index.php/restaurant" target="_blank" rel="nofollow noopener sponsored">Stara Loza</a> is one of my favorite restaurants in the heart of the Old Town for its incredible views and even better food. Located in the Prijeko Palace, Stara Loza serves a variety of Mediterranean fusion dishes at reasonable prices. Choose between sitting outside on the street terrace, in the salon filled with eclectic art overlooking the Old Town, or on the intimate rooftop terrace that seats up to 16 people (just be sure to reserve this last option in advance). I adore the ox cheek or tuna steak, paired with local wine or a cocktail. <div type="image" title="Dubrovnik travel guide Dario Garofalo for Insider" height="4480" width="5973" msid="91921821" hostid="261"></div>Pizzeria Tabasco It's common knowledge among my fellow locals that <a href="http://www.pizzeriatabasco.hr/hr/index.php" target="_blank" rel="nofollow noopener sponsored">Pizzeria Tabasco</a> has the best pizza in town. Located just outside of Dubrovnik's Old Town, I think that the down-to-earth vibe makes it feel like you're eating in someone's home. There are a variety of toppings and flavors available, with some of the most popular being the Dubrovnik, Siciliana, and the Ragusa pizza. You can also order delivery from Tabasco if you're within the Ploće and Pile area. Taj Mahal <a href="https://tajmahal-dubrovnik.com/hr/jelovnik/" target="_blank" rel="nofollow noopener sponsored">Taj Mahal</a> is a Bosnian eatery with a wide selection of authentic Balkan dishes, and it's my favorite place to go when craving any sort of meat dish. From gourmet kebabs to traditional cabbage-stuffed sarma and homemade burek pastries, I often come here with friends to share several dishes. There are two locations, one in the Old Town and another in Lapad, next to Hotel Lero.<div type="image" title="Dubrovnik travel guide Dario Garofalo for Insider" height="3366" width="4480" msid="91921823" hostid="261"></div>Shizuku &amp; Trinity Whenever I'm craving sushi, <a href="https://japanese-cuisine-shizuku.eatbu.hr/?lang=en#times" target="_blank" rel="nofollow noopener sponsored">Shizuku &amp; Trinity</a> is my go-to in Dubrovnik. Started by a Japanese couple, I think it has the best sushi in town. I could come here every day just for the seared salmon roll. They also serve plenty of other fusion offerings, such as pad Thai, vegetarian dumplings, chicken wok, and more. The atmosphere is lively, often with a DJ, so be sure to book in advance for dinner on the weekends, and know that the tables are usually limited to two hours. <div type="image" title="Dubrovnik travel guide Dario Garofalo for Insider" height="4480" width="5973" msid="91921826" hostid="261"></div>Ludo More For fresh, local seafood straight from the Adriatic, I go to <a href="https://www.businessinsider.com/reviews/out?u=https%3A%2F%2Fwww.tripadvisor.com%2FRestaurant_Review-g303804-d17691071-Reviews-Ludo_More-Cavtat_Konavle_Dubrovnik_Neretva_County_Dalmatia.html" target="_blank" rel="nofollow noopener sponsored">Ludo More</a> in Cavtat. Owned by two fishermen with a popular <a href="https://www.youtube.com/watch?v=lKj3tjOZjSg" target="_blank" rel="nofollow noopener sponsored">fishing Youtube channel</a>, Ludo translates to "crazy sea" in English. From monkfish to sea bass and brodet "fish stew," I can always count on Ludo More's seasonal menu for the freshest fish in town. It's a bit removed, but worth the trek in my opinion, especially if you want to make it into a day trip to Cavtat and stay to watch the sunset over the Cavtat Harbor. <div type="image" title="Dubrovnik travel guide Dario Garofalo for Insider" height="4476" width="5968" msid="91921828" hostid="261"></div>Konoba Vinica Monković <a href="https://www.konobavinica.com/" target="_blank" rel="nofollow noopener sponsored">Konoba Vinica Monković</a> is where I take visitors when they say they want an authentic Croatian dining experience. Located in the heart of the Konavle Valley past the Dubrovnik airport, this traditional-style "konoba" is a charming, family-run restaurant, offering traditional Croatian food. The location is shaded by woodlands and sits atop the Ljuta River, making it a tranquil oasis in the summer heat. Meat and fish are slow-cooked under a cast-iron bell, and if you want to order one of these dishes, you'll have to reserve it at least three hours in advance. You will also have to drive or arrange a taxi to get here, as there isn't public transport available. However, I think it's worth the effort for the delicious flavors and live music amidst the beautiful landscape. <div type="image" title="Dubrovnik travel guide Dario Garofalo for Insider" height="2847" width="3797" msid="91921830" hostid="261"></div>Orsan Nestled along the harbor in the Lapad Marina, you won't likely find this seafood spot unless you're looking for it. I come here when I want to have a laid-back lunch by the sea, away from the crowds of the Old Town and Lapad. <a href="https://www.restaurant-orsan-dubrovnik.com/" target="_blank" rel="nofollow noopener sponsored">Orsan</a> serves a variety of local seafood dishes such as black risotto, octopus salad, or salt-baked fish. It's also a great spot to try oysters from the neighboring town of Ston. Book a reservation and watch the sailboats and yachts pass into Orsan Yacht Club. <div type="image" title="Dubrovnik travel guide Dario Garofalo for Insider" height="3366" width="4480" msid="91921831" hostid="261"></div>Urban &amp; VeggieMost Dubrovnik restaurants offer a couple of vegetarian options, but <a href="https://urbanveggie.restaurant/en/?gclid=Cj0KCQjw37iTBhCWARIsACBt1IzBUp1bucnBhchqaP7bvpTJyzvEE6tEPfCHD6USunUemIlDrbRximgaAiFYEALw_wcB" target="_blank" rel="nofollow noopener sponsored">Urban &amp; Veggie</a> is one of the few exclusively vegetarian restaurants in town. The garden terrace is a lovely place to take refuge away from the bustling port of Gruž and the menu includes everything from veggie burgers and flatbread to acai bowls and smoothies. I also come here for live music, which is offered regularly on the weekends. Pantarul As one of my favorite restaurants in Dubrovnik, <a href="https://www.pantarul.com/" target="_blank" rel="nofollow noopener sponsored">Pantarul</a> was founded by food blogger and cookbook author Ana Marija Bujic. I think it effortlessly incorporates a medley of modern Dalmatian dishes with ingredients from farmers in Konavle and župa. I like the relaxed vibe that is warm and inviting and makes for a great setting for a special occasion or celebration. I come here specifically for the sea bream and white chocolate gluten-free cake. You can also learn to cook these dishes in your own home if you can buy the Pantarul cookbook in English <a href="https://www.pantarul.com/product/pantarul-at-home-english/" target="_blank" rel="nofollow noopener sponsored">here</a>. <a href="https://www.insider.com/everything-you-need-to-know-about-traveling-to-dubrovnik-croatia" target="_blank" rel="noopener">View Insider's comprehensive guide to visiting Dubrovnik.</a>

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Qmin has been profitable business for IHCL from day one, says Jehangir Press

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Live your life American Express’ Platinum way: Exceptional privileges, rewards and experiences

Insider Studios

Life and times of Rakesh Jhunjhunwala — the man behind the trader

Kritti Bhalla

I moved to Dubrovnik from the US 4 years ago — here are the 10 places where you absolutely need to eat

Alexandra Schmidt

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