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As we purchase more online and swipe cards more often, we are contributing to a cashless economy which is more efficient. But it comes with various risks like data misuse. Financial data is one of the most sought-after information by online criminals and there have been many <a href="https://www.businessinsider.in/biggest-data-breaches-of-2019-to-affect-india/articleshow/72465865.cms">data leaks in 2019</a> to show that no information is safe. As per a recent <a href="https://www.businessinsider.in/tech/news/4-lakh-indian-debit-and-credit-cards-are-selling-for-9-apiece-on-the-dark-web/articleshow/74028856.cms">report</a>, over 4 lakh Indian debit and credit cards were available on the <keyword id="1929208" type="PERSON" weightage="20" keywordseo="dark-web">dark web</keyword> for $9 each. You can read <a href="https://www.businessinsider.in/tech/news/here-is-what-happens-your-credit/debit-card-number-name-and-cvv-end-up-on-the-dark-web/articleshow/74058814.cms?src=hp_tech">here</a> how your financial data reaches the dark web and what happens to it. In this post, we will explain what steps you can take to prevent your debit and <keyword id="6368202" type="UNKNOWN" weightage="20" keywordseo="credit-card">credit card</keyword> information from reaching the dark web. How is financial data stolen Financial data can be stolen in <a href="https://www.businessinsider.in/tech/news/microsoft-dropbox-and-linkedin-are-the-biggest-targets-for-phishing-attacks/articleshow/72492998.cms">phishing attacks</a>, <a href="https://www.businessinsider.in/tech/news/airtel-data-breach-exposes-personal-data-of-32-crore-subscribers/articleshow/72428075.cms">data breaches</a>, skimming and other <a href="https://www.businessinsider.in/biggest-data-breaches-of-2019-to-affect-india/articleshow/72465865.cms">leaks</a>. Phishing attacks Phishing is aimed at collecting usernames, passwords and other personal information of users. It is usually done using an email or a message that contains a link or an attachment. The sender pretends to be a trustworthy entity such as a company or bank. Data breaches Data breaches occur when the user data stored with companies and websites is stolen using phishing, malware, or JS-sniffers. Under attacks like this, user data such as customer name, number, address and payment details are stolen. So, one should be careful about the entities that possess their basic information. Skimming In this, skimmers are attached to ATMs and card machines to steal your card details so they can access your account. They use the obtained details to clone your card and run up charges on your account. How to protect you debit and credit card from getting stolen Here are some tips that will help you to protect your financial information from getting stolen. Check ATM machines for skimmers <div type="image" title="ATM Skimmer" msid="74061252" hostid="261"></div>

 When you are at the at the ATM, you can check for skimmers in the following ways: <ul><li>Check the ATM card reader for tape or glue residue. </li><li>Check if anything is hanging from the ATM. </li><li>Wiggle the card slot for loose-fitting attachments. </li></ul>Monitor your transactions Regularly check your account statements and card reports for suspicious transactions. If you find even a small transaction that wasn’t done by you, immediately inform your bank and get the card blocked. Do not use shady websites If you are getting a deal that you think is too good to be true or a new website is offering you great deals, do not fall for such tricks and purchase items only from known and trustworthy websites. Be careful with emails Phishing attacks are often carried out by sending attachments or links via email. Avoid clicking on suspicious links and attachments and only click on emails from trusted sources. Do not share your card details If anyone calls you claiming that they work for your bank and ask you for your card details, do not provide any information about your bank account or cards. Call up your bank and share the phone number from which you received the call. See also: <a href="https://www.businessinsider.in/tech/news/here-is-what-happens-your-credit/debit-card-number-name-and-cvv-end-up-on-the-dark-web/articleshow/74058814.cms?src=hp_tech">Here is what happens when your credit/debit card number, name and CVV end up on the dark web</a> <a href="https://www.businessinsider.in/4-lakh-indian-debit-and-credit-cards-are-selling-for-9-apiece-on-the-dark-web/articleshow/74028856.cms">4 lakh Indian debit and credit cards are selling for $9 apiece on the dark web</a> <a href="https://www.businessinsider.in/biggest-data-breaches-of-2019-to-affect-india/articleshow/72465865.cms">Biggest data leaks of 2019 that hit Indians</a>

How to stop your debit/credit card information from reaching the dark web

<div class="KonaFilter image-container display-table float_right"><div><div class="image on-image"><a href="https://www.facebook.com/photo.php?fbid=471821093138&amp;set=a.471821023138.262634.312520783138&amp;type=3&amp;theater">Facebook/TrumpNewYork</a></div></div></div>Hackers have snuck a virus into payment systems at several Trump Hotel destinations, potentially stealing customers credit card data, <a href="http://money.cnn.com/2015/09/30/technology/trump-hotels-hack/" target="_blank">CNN Money reports</a>.The hotel chain has <a href="https://www.trumphotelcollection.com/data-security-notice" target="_blank">warned</a> that anybody who stayed at certain Trump Hotel locations in Chicago, Honolulu, Las Vegas, Toronto, Miami, and New York between May 19 and June 2 of this year may have had their credit card data exposed to hackers.The company says that the virus was located in point-of-sale systems such as credit card machines. As customers typed their payment information into the machine, the virus may have quietly pulled the data as well, although the company cannot be sure that any data was actually stolen."An independent forensic investigation has not conclusively determined that any particular customer's payment card information was taken," the company stated.The Trump Hotel Collection is owned by real-estate mogul and current front-runner for the Republican presidential nomination, Donald Trump.CNN Money says the hotel chain is offering one year of free identity fraud protection to any customers who may be affected by the hack. <div class="margin-top"> <h3>NOW WATCH: <a href="http://www.businessinsider.com/skylodge-hotel-hangs-off-mountain-travel-vacation-2015-7">You can now stay in a hotel that hangs off a mountain - it's gorgeous and terrifying</a></h3> <div> <div> <div class="ooyala-video-player" data-video-autoplay="false" data-video-id="loMTBhdjrK1jYfkOnQcVaMxW691pGdOm" data-player-variable="ooyalapopvideo" id="ooyalaplayer_popvideo" style="width:1280px;height:720px"></div> </div> </div> </div>

Hackers may have stolen credit card information from Trump Hotels

This year in September, police arrested a student from Vadodara for illegally using credit cards of three American nationals to book air tickets. 
 
In March 2013, two top officials of an online shopping portal were arrested after almost 200 complaints were received from customers who said they paid for things they never ordered or received. 
 Like these, there are numerous examples to highlight a growing trend of frauds and scams related to online transactions, which are generally done by credit or debit cards. As per the ASSOCHAM-Mahindra SSG Report-2015, the number of cyber crimes reported in 2011 was 13301, which shot up to 300,000 in the year 2015. Of the reported cyber crimes, credit and <keyword id="3171349" type="UNKNOWN" weightage="20" keywordseo="debit-card-frauds">debit card frauds</keyword> topped the list and saw six-fold times increase over last three years. 
 
What should an online shopper do now? Stop shopping? Online shopping is very convenient but when we use are credit card online we expose ourselves to potential frauds. Here are some ways you can safeguard yourself from online frauds 
 
1. Choose your credit/debit card wisely: While choosing a card, it is important that you focus not only on the fees, credit limit, reward structure etc, but also on the security features of the card. Although the RBI has rules in place, it is important to be sure that your credit card issuer is also committed to customer’s safety. Often hackers hack into a bank’s website and steal customer’s card details to make fraudulent transactions. If the card company does not have proper security systems in place, it makes you vulnerable to frauds. 
 
2. Never store your credit card number on a website: Storing your credit/debit card number on a website exposes it to a lot of potential threats. Hackers try to use the information stored on the website. Typing same information again and again is a tedious task, especially for a website that you use regularly, but it is better safe than sorry. 
 
3. Use secure websites: There are numerous websites available for shopping. Before getting lured by special discounts, trendy designs and fast delivery promises, check for the security features of the website especially when making a transaction on a new website. Check the website URL, it should begin with “https” and there should be some indication on the website to ensure that it is a secure one, like the sign of a lock or a Verisign website. Generally all website mention the recommended security guidelines, mode of payment to be used etc, for the safety of the use. Read these carefully before using. 
 
4. Be careful with names: Do not follow a link that is sent to you in a promotional email. Often, miscreants create websites that have similar names with similar web-design and layout to trick consumers. The difference in name of the website can be minimal to notice and you may end up buying stuff from a dummy website. Type the name of the website yourself. 
 
5. Avoid public terminals: Using public terminals or transacting over a WI-FI network makes the user more vulnerable to credit card misuse. You can never be sure about the safety of a public terminal, if they have required safety features (spyware or malware) and who will use it after you. The information you enter can be hacked into and may also be available to other people using the terminal. 
 
6. Never enter Pin Number: Apart from having requisite safety guards on your computer/phone to prevent hacking, extra caution is required when using phones for online shopping. Never enter your PIN for online shopping. Online shopping requires CVV number and the transaction password that is sent to your phone. Be vary of sites that ask your PIN number. 
 
Whether it is the virtual world or the physical one, using your credit card with a few precautions go a long way in keeping it safe. Be cautious and do not become a statistic in the growing credit card fraud! 
 
(Rajiv Raj is the Director and Co-Founder of www.creditvidya.com) 
 
(Image: ThinkStock)

Here are 6 ways to protect yourself from credit card frauds

<ul><li>Emotet malware was developed as a banking trojan that steals personal information.</li><li>The malware was deactivated a year ago but has again been detected in November 2021.</li><li>This time, <keyword id="182214" type="General" weightage="20" keywordseo="google-chrome" source="Orion">Google Chrome</keyword> users are at risk as it targets stealing credit and <keyword id="14160108" type="General" weightage="20" keywordseo="debit-card-information" source="Orion">debit card information</keyword>.</li></ul>Google Chrome users are yet again at the risk of being compromised by another banking trojan. This time, it’s not a new one, but it is capable of stealing your credit and debit card information. The malware known as Emotet mainly spreads through spam mails and tempts users to click on the infected files and links. Originally, the Emotet virus was used to access the sensitive and private information of foreign devices. After staying dormant for a while, it seems like Emotet has made its way back again with its new variant that targets Google Chrome users by stealing their card information. Emotet peeks into your system and tries to steal card information like name, expiry date and card numbers from Google Chrome profiles. It collects information and then transfers it to the command-and-control (C2) server. Also, it has the ability to hide from anti-virus software. Tips to keep yourself protected from Emotet <ul><li>Install all security updates to prevent the virus from sneaking in.</li><li>Scan your system regularly and install all the necessary virus and malware protection programs.</li><li>Read the mails carefully and avoid clicking on fishy links.</li><li>Keep a backup of your data.</li></ul>Emotet is considered one of the most dangerous malware as it not only spreads via mail but also is used as a dropper for other malwares like TrickBot. TrickBot is also a banking trojan that steals and accesses personal information, financial details and account credentials by sending fraud banking links. SEE ALSO: <a href="https://www.businessinsider.in/india/news/how-to-use-indian-railways-destination-alert-service/articleshow/92106794.cms" style="">What is Indian Railways destination alert service and how to use it</a> <a href="https://www.businessinsider.in/tech/apps/news/how-to-prevent-your-instagram-account-from-getting-hacked/articleshow/92103322.cms" style="">How to prevent your Instagram account from getting hacked</a>

This new Google Chrome malware can steal your credit and debit card information

​Indians are getting more credit cards and swiping them too​

<ul><li>Information of over 100 million debit and credit card users has been leaked online from payments processor <keyword id="3259695" type="PERSON" weightage="20" keywordseo="Juspay">Juspay</keyword>.</li><li>The leak includes the user’s names, contact information and information related to their debit and credit cards.</li><li>Juspay processes payments for companies like Amazon, Swiggy, MakeMyTrip and several other companies.</li><li>Cybersecurity researcher Rajshekhar Rajaharia who first spotted the breach has said that it could become a lot more serious if hackers figure out the encryption algorithm.</li></ul>In what could be a major data breach, information of over 100 million debit and credit card users from payments processor Juspay has leaked on the dark web. Juspay processes payments for companies like Amazon, Swiggy, MakeMyTrip among others. The leaked data is in the form of a data dump and has been leaked through a compromised server of Juspay. Juspay has <a href="https://juspayproducts.medium.com/your-security-is-our-first-concern-8d98c96e5f17">confirmed</a> the data leak in its official blog post, outlining the details of the breach. “It pains us to inform you that a data breach did happen on 18th August 2020. Non-sensitive masked card information, mobile numbers and email ids of a subset of our users were compromised,” the company said. Cybersecurity researcher Rajshekhar Rajaharia discovered the data breach. He found that the data dump was available for sale on the dark web. Speaking to Business Insider, Rajaharia noted that this data breach could be a lot more serious if the hackers figure out the encryption algorithm used to hash card numbers. Here’s what was leaked in the <keyword id="10538684" type="UNKNOWN" weightage="20" keywordseo="Juspay-Data-Breach">Juspay data breach</keyword> As per Juspay, the leaked information includes non-sensitive masked card information, mobile numbers and email IDs of a subset of users. The company has said that the leaked information does not include full card numbers, order information, card PIN or password. The data on the dark web includes information such as the bank that has issued the card, card expiry date, the last four digits of the card, masked card number, card type and the user’s name, among other details. Should you be worried? Rajaharia pointed out that there could be a major risk to users if the algorithm used to hash card numbers is leaked or if the hackers figure it out on their own. A hash is a unique and fixed-length string that is mapped to a set of data. In this case, Juspay has hashed the 16-digit debit and credit card numbers in order to process transactions. If hackers can figure out the algorithm used to generate these hashes, they could use brute force and find out what the original card numbers are. Juspay has masked only six digits out of sixteen-digit card numbers. Rajaharia says that while this is good, the safety of users rests primarily on the hashing algorithm. Scammers could also exploit this data leak In addition to the risks mentioned above, Rajaharia also pointed out that scammers could exploit this data leak to dupe cardholders. Since the leak includes mobile numbers, they could call unsuspecting cardholders and trick them into revealing the full card numbers, PIN, CVV as well as one-time passwords. Rajaharia also pointed out that since these users are paying customers, they are a lot more valuable than non-paying customers. This makes the <keyword id="10540589" type="UNKNOWN" weightage="20" keywordseo="juspay-data-leak">Juspay data leak</keyword> a lot more lucrative for hackers and scammers. According to him, the seller he is in touch with has demanded $8,000 in Bitcoin to purchase the data. SEE ALSO: <a href="https://www.businessinsider.in/tech/news/these-were-the-biggest-cyber-attacks-of-2020/slidelist/79941232.cms">From FireEye to Twitter to Covid-19 vaccine research ⁠— these were the biggest cyber attacks of 2020</a> <a href="https://www.businessinsider.in/retail/news/hackers-are-sending-customers-fake-shipping-messages-appearing-to-come-from-amazon-and-ups-as-a-shipageddon-is-expected-during-a-hectic-shopping-season/articleshow/79816866.cms">Hackers are sending customers fake shipping messages appearing to come from Amazon and UPS as a 'shipageddon' is expected during a hectic shopping season</a>

You Searched For "stop information from credit cards" and got 7 results

How to stop your debit/credit card information from reaching the dark web

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Here are 6 ways to protect yourself from credit card frauds

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You Searched For "stop information from credit cards" and got 7 results

How to stop your debit/credit card information from reaching the dark web

Rounak Jain

Hackers may have stolen credit card information from Trump Hotels

Matthew Speiser

Here are 6 ways to protect yourself from credit card frauds

Rajiv Raj

This new Google Chrome malware can steal your credit and debit card information

Shradha Aneja

​Indians are getting more credit cards and swiping them too​

Katya Naidu

The company that processes payments for Amazon and Swiggy has reported a data leak of over 100 million debit and credit cardholders

Rounak Jain

The ultimate guide to using your credit card wisely

BI India Bureau

Popular Keywords

Buying Guides

Indians are getting more credit cards and swiping them too