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A new JP Morgan report has cited Sanjiv Mehta, chief of Hindustan Unilever and Hari Menon, co-founder &amp; CEO, BigBasket, saying that Covid-19 has caused unparalleled disruption in the India story of <keyword id="1640900" type="PERSON" weightage="20" keywordseo="Online-grocery">online grocery</keyword> penetration. Forced consumer trials, leading to a sustainable change in consumer behaviour, has triggered a three times uptick for <keyword id="2057213" type="PERSON" weightage="20" keywordseo="Big-Basket">Big Basket</keyword>. New customers stand at two times for Big Basket. Adoption rates have also picked up significantly in Tier 2 cities, outpacing Tier 1/Metros. Even as growth rates have stabilised post easing of lockdown, strong customer retention metrics (especially new customers) indicate a sustainable shift in penetration for this channel, JP Morgan researchers reported. Further, higher order density, pick up in ticket sizes and moderation in promotional intensity have culminated in expansion in the overall industry profit pool for e-grocers. While promotional intensity could revert to earlier levels, increased order density could well be a meaningful margin tailwind. For FMCG companies, online channel helps accelerate innovation with better handle on customer insights, and agility in identifying emerging trends. Online <keyword id="6372044" type="UNKNOWN" weightage="20" keywordseo="grocery">grocery</keyword> retailers too gather customer data and help brands optimise tactical promotions. Implications include consolidation underway in modern trade (MT) and emergence of omnichannel. Covid-19 disruptions have underlined the benefits of e-commerce, thus accelerating online adoption by modern and general trade. Even as offline retailers step up digitisation and online investments, they need to be mindful of cross-channel cannibalisation and target unique customer cohorts. Mehta and Menon said the focus should therefore be to add new customers on the online platform, necessitating a differentiated approach (aggregators/ market places/ grocery portals). On a strategic level, online/offline channel needs to be dealt with separately even as offline retailers increasingly adopt an omni-channel model. Mehta and Menon said a general trade (GT) channel is underway with rising digital technology intervention. Proximity and convenience has been a core driver of consumer behaviour over the recent months, thus magnifying the criticality of mom-n-pop outlets. With 10 million+ outlets, general trade accounts for 75-80 per cent of fast moving consumer goods (FMCG). Even as MT and e-commerce channels have continued to scale up, GT will continue to remain the most important channel over the long term, they said. Further, digitisation of mom-n-pop outlets is driving improved demand capture/fulfilment, optimised inventory, digital payments and superior customer servicing efficiency enabling them to upgrade and compete with the channels of the future. <keyword id="44863" type="CITY" weightage="20" keywordseo="HUL">HUL</keyword> is participating in the digitisation journey for general trade e a <keyword id="9990702" type="UNKNOWN" weightage="20" keywordseo="shikhar-app">Shikhar app</keyword> now has 0.23 mn outlets onboarded and has seen a two times rise in order value and number of SKUs ordered (vs pre-Covid-19 levels). Private labels remain a challenge for established brands. The strategy by online retailers has primarily been on entering spaces with modest competitive intensity and limited presence of established branded players. Key spaces for e-grocers (like Big Basket) include: fresh fruits and vegetables (leveraging an integrated farm-to-fork model); emerging categories like health foods/organic; general merchandise; selective presence in large FMCG categories (soaps, detergents); and categories with few leading brands (Snacks, Batter, Toilet cleaners). While established FMCG players recognise private labels as a source of incremental competition, they derive confidence from their well reckoned ability to fight off regional brands across multiple categories/markets over the years.

Online grocery market is booming – HUL's Shikhar app now gets double the orders, Big Baskets rakes in thrice the volume

Canberra, <keyword id="10378287" type="UNKNOWN" weightage="20" keywordseo="australia-skipper-aaron-finch">Australia skipper Aaron Finch</keyword> on Friday won the toss and elected to bowl against India in the first T20I of the three-match series at the Manuka Oval. D'Arcy Short will open the innings alongside Finch, the Australia skipper informed. "It's been quite a big build-up anyway (for the T20 World Cup). We don't have many changes, Short opens the batting, (Matthew) Wade bats at three," Finch said. The Australian team is wearing an indigenous jersey to pay tribute to country's indigenous people. The jersey has been designed by Kirrae Whurrong woman Aunty Fiona Clarke, great great-grand daughter of Grongarrong (Mosquito), who was one of the members of the team that played in England in 1868, designed the original Walkabout Wickets artwork that will feature on the front of the playing shirt. It has been co-designed by Courtney Hagen, Butchulla and Gubbi Gubbi woman and <keyword id="44302" type="COMPANY" weightage="20" keywordseo="Cricket-Australia">Cricket Australia</keyword>'s Indigenous Engagement Specialist. "It's a phenomenal design, grateful to be able to wear it (the indigenous kit)," the Australian captain said while talking about the kit. For India, left-arm pacer T Natarajan is making his <keyword id="754653" type="PERSON" weightage="20" keywordseo="T20I-debut">T20I debut</keyword>. "Its' a great chance to have a look at a few guys. We have managed workloads of the bowlers nicely so far. We've been playing good T20 cricket, we just have to continue that," said India skipper Virat Kohli. "Natarajan is making his debut today. He looked composed in the third ODI. There was a reason I went to him," he added. Playing XIs India: Shikhar Dhawan, KL Rahul(w), Virat Kohli(c), Shreyas Iyer, Sanju Samson, Hardik Pandya, Ravindra Jadeja, Washington Sundar, Deepak Chahar, Mohammed Shami, T Natarajan Australia: <keyword id="6248623" type="PERSON" weightage="20" keywordseo="d-arcy-short">D Arcy Short</keyword>, Aaron Finch(c), Matthew Wade(w), Steven Smith, Glenn Maxwell, Moises Henriques, Mitch Swepson, Sean Abbott, Mitchell Starc, Adam Zampa, Josh Hazlewood SEE ALSO: <a href="https://www.businessinsider.in/tech/news/sbis-mobile-banking-app-is-down-for-the-third-time-in-last-30-days/articleshow/79548953.cms">SBI’s mobile banking app is down for the third time in 30 days — digital services take a hit for the 25th time this year</a> <a href="https://www.businessinsider.in/policy/economy/news/rbi-governor-shaktikanta-das-believes-that-inflation-is-likely-to-remain-elevated-in-the-winter-months/articleshow/79559454.cms">RBI governor believes inflation is likely to remain elevated this winter</a> <a href="https://www.businessinsider.in/business/telecom/news/airtel-added-3-77-million-and-jio-added-1-46-million-new-subscribers-in-september-month/articleshow/79558962.cms">Airtel records 3.8 million new subscribers in September – more than two times of Reliance Jio’s additions</a>

India vs Australia 1st T20: Australia choose to bowl, Natarajan makes debut

Saturday night will see a clash between the master and the apprentice. MS Dhoni, who is on the last bend of his career and has been turning up only for <keyword id="13886" type="COMPANY" weightage="20" keywordseo="Chennai-Super-Kings">Chennai Super Kings</keyword> (CSK) since his retirement from international cricket last year, will lead the three-time champions against Delhi Capitals (DC), who will be captained by Rishabh Pant, his long-term successor as India's first choice wicketkeeper. Pant has said in the past that he wants to emulate Dhoni but seems to be carving his own niche. While his power-hitting has already been well-known, his batting went a notch higher since the last Indian Premier League (IPL) as he helped India win the Test series in Australia and against England at home. His wicketkeeping skills came as a pleasant surprise during both series and now it will be his captaincy skills that will be put to test. Pant replaced the injured Shreyas Iyer, who is nursing a shoulder injury. The last year's runners-up have also added Steve Smith to their squad. Their pace bowling attack, comprising Kagiso Rabada, Anrich Nortje, <keyword id="149050" type="COMPANY" weightage="20" keywordseo="Umesh-Yadav">Umesh Yadav</keyword> and Ishant Sharma along with all-rounders Chris Woakes, Tom Curran and Marcus Stoinis, is among the best in the league. Experienced and acclaimed spinners like off-spinner R Ashwin and leg-spinner Amit Mishra make up a very strong bowling line-up that will test the CSK batting line-up that performed very poorly in the last edition. The CSK batting will rely a lot on Faf du Plessis but the return of Suresh Raina, who missed the last season, will be a boost for the three-time champions as they look to do better this time than the seventh place finish they got last season. India's Test batting stalwart Cheteshwar Pujara too has been included in the CSK line-up for his first IPL in seven years. The India No. 3 batsman was seen using a higher back-lift and hitting sixes in one of the net sessions. CSK blundered last year by not reading the pitches well and not playing their spinners early enough. They realised their mistake and started to give Mitchell Santner and Imran Tahir matches. But it was too late by then. One man who could make a difference is Shardul Thakur, who has done exceedingly well for India since the last IPL. He would be leading their pace bowling along with Deepak Chahar or Aussie Jason Behrendorff, who has come in for Josh Hazlewood. But essentially, CSK's fate on Saturday will depend on how their batting stands up to DC's bowling. DC squad: Rishabh Pant (captain/wicketkeeper), Shikhar Dhawan, Prithvi Shaw, Ajinkya Rahane, Steve Smith, Sam Billings, Shimron Hetmyer, Ishant Sharma, Kagiso Rabada, Anrich Nortje, Umesh Yadav, Tom Curran, Avesh Khan, Lalit Yadav, Pravin Dubey, Ripal Patel, Lukman Hussain Meriwala, M Siddharth, Marcus Stoinis, Axar Patel, Ravichandran Ashwin, Chris Woakes, <keyword id="3788898" type="COMPANY" weightage="20" keywordseo="Vishnu-Vinod">Vishnu Vinod</keyword> (wicketkeeper), <keyword id="128070" type="COMPANY" weightage="20" keywordseo="Aditya-Tare">Aditya Tare</keyword> (wicketkeeper) CSK squad: MS Dhoni (captain/wicketkeeper), Suresh Raina, Narayan Jagadeesan, Ruturaj Gaikwad, KM Asif, Karn Sharma, Ambati Rayudu, Deepak Chahar, Faf du Plessis, Shardul Thakur, Mitchell Santner, Dwayne Bravo, Lungi Ngidi, Sam Curran, Ravindra Jadeja, Imran Tahir, Robin Uthappa, Moeen Ali, <keyword id="2102949" type="COMPANY" weightage="20" keywordseo="K-Gowtham">K Gowtham</keyword>, Cheteshwar Pujara, M.Harisankar Reddy, K.Bhagath Varma, C Hari Nishaanth, R Sai Kishore <h4 style="color: rgb(44, 44, 45);">SEE ALSO:<a href="https://www.businessinsider.in/tech/mobile/news/nokia-x20-specifications-nokia-new-phones-price-in-india/articleshow/81981039.cms">Six new Nokia smartphones announced – price, specifications and availability details you should know</a> <a href="https://www.businessinsider.in/business/startups/news/founders-take-note-heres-why-most-startups-fail/articleshow/81981138.cms">Founders, take note: here’s why most startups fail</a> <a href="https://www.businessinsider.in/tech/apps/news/google-phone-app-now-lets-you-record-calls-automatically-from-unknown-numbers/articleshow/81982791.cms">Google Phone app now lets you record calls automatically from unknown numbers</a> <a href="https://www.businessinsider.in/business/startups/news/adar-poonawalla-serum-institute-of-india-has-bought-stake-policybazaar/articleshow/81985425.cms">Serum Institute of India buys into IPO-bound insurance unicorn PolicyBazaar, as True North sells part stake in secondary sale</a> </h4><h4 style="color: rgb(44, 44, 45);"></h4>

It's master vs disciple: Dhoni takes on Pant in today's second IPL match as CSK clashes with DC

<ul><li>The 30-share BSE index was trading 1.52% lower; while the Nifty50 cracked 150 points at 10:05 am. </li><li>These were the top losers and gainers in the Nifty pack. </li><li>These are the top stocks that are buzzing in trade today.</li><li><a href="https://www.businessinsider.in/">Check out the latest news and updates on Business Insider.</a> </li></ul>Indian stock market index Sensex tumbled over 500 points on Tuesday, led by massive sell-off in global stocks amid heavy foreign fund outflow. The 30-share BSE index was trading 1.52% lower; while the Nifty50 cracked 150 points at 10:05 am. These were the top losers and gainers in the Nifty pack: <table style="border-width: initial; border-style: none;"></colgroup><tbody><tr><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Top Nifty Gainers </td><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Top Nifty Losers </td></tr><tr><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Infratel </td><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">IndusInd Bank </td></tr><tr><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Dr. Reddy's Laboratories </td><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Hindalco </td></tr><tr><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Power Grid </td><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Bajaj Finance </td></tr><tr><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Kotak Mahindra Bank </td><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Zee Entertainment Limited </td></tr><tr><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">- </td><td style="border-left:solid #000000 0.9907650000000001pt;border-right:solid #000000 0.9907650000000001pt;border-bottom:solid #000000 0.9907650000000001pt;border-top:solid #000000 0.9907650000000001pt;vertical-align:bottom;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Tata Motors </td></tr></tbody></table>*as of September 24, 10:00 am RIL and Future Retail trade in red RIL shares down 1%, while Future Retail lost 5% as the Competition Commission of India (CCI) will examine the online and offline aspects of the Reliance-Future Group deal – separately and together – to ascertain their effect on competition, according to <a href="https://economictimes.indiatimes.com/industry/services/retail/competition-commission-reviewing-both-online-offline-aspects-of-reliance-future-deal/articleshow/78280366.cms?from=mdr">reports</a>. RIL’s retail arm sought the CCI approval for its ₹24,713 crore acquisition of the online and offline businesses of Future Retail. Ircon International shares gains 2% The shares of Ircon International surged 2% in an otherwise weak market after it secured contracts worth over ₹400 crore from the Ministry of Railways. The contracts pertain to works of nine roads over bridges. Dr Reddy's Lab shares up 1% The shares of Dr Reddy's Labs were trading 1% higher after the company received US Food and Drug Administration nod for its hyperparathyroidism drug, Cinacalcet Tablet. HDFC Limited shares down 1% The shares of Housing Development Finance Corporation was down 1% after the company said it is looking to raise up to ₹5,000 crore by issuing bonds on a private placement basis. ONGC shares down 2% The shares of state-owned Oil and Natural Gas company was down 2% after a massive fire broke out in its Surat-based <a href="https://www.businessinsider.in/india/news/massive-fire-at-hazira-based-gas-processing-plant-ongc-in-surat-updates/articleshow/78287631.cms">Hazira gas processing </a>plant in the early hours of Thursday. The reason and the damage due to the fire at ONGC plant are yet to be ascertained. Tata Motors DVR shares up 2% The shares of Tata Motors DVR 'A' Ordinary were up 2% after the parent company Tata Sons bought 37.63 lakh shares in the company at ₹59.83 per share on the NSE. Future Consumer shares down 4% Kishore Biyani owned Future Consumer shares shed 4% value during the early trade hours after the promoter entity Future Capital Investment invoked 36.6 lakh pledged equity shares of Future Consumer. SEE ALSO: <a href="https://www.businessinsider.in/careers/news/yes-bank-is-hiring-again-for-the-coming-year-after-workforce-shrinks-by-1000-since-march/articleshow/78287419.cms" data-type="tilCustomLink">EXCLUSIVE: YES Bank's workforce shrank by 1,000 employees since March but now it's hiring again for the coming year</a> <a href="https://www.businessinsider.in/business/ecommerce/news/online-grocery-market-is-booming-huls-shikhar-app-now-gets-double-the-orders-big-baskets-rakes-in-thrice-the-volume/articleshow/78288794.cms" data-type="tilCustomLink">Online grocery market is booming – HUL's Shikhar app now gets double the orders, Big Baskets rakes in thrice the volume</a>

Top stock movers — RIL, Future Retail, Ircon International, Dr Reddy's Lab, ONGC, HDFC and more

<div class="KonaFilter image-container display-table float_right"><div><div class="image on-image"></div></div></div>As a college freshman, Alex Wissmann spent his first hackathon without any idea what he was doing, building an app that was barely functional.
But the project he made in those 36 hours was enough to land him a summer job.
Working with three other students, Wissmann and his team created an app that chose the safest walking route on Google Maps by evaluating crime history in the area. 
"It was absolutely terrible compared to anything I'd make now. It barely worked," Wissmann said. "[But] that project was massively important, because it taught me how to use Javascript and basic web development tools."
Two years later, Wissmann is now the co-director of PennApps, a prominent intercollegiate hackathon that started at University of Pennsylvania in 2009. Wissmann said hackathon demand really took off in 2013, after both PennApps and MHacks at University of Michigan reached 1,000 participants for the first time.
That was the same year Major League Hacking launched as the official student hackathon league. MLH Commissioner Nick Quinlan said its first fall season included five events. Now Quinlan said he's been in touch with 67 universities interested in holding their own hackathons in 2015.
The increase of collegiate hackathons has helped students in several ways. Hackathons create a fun, collaborative environment for students to learn new coding skills and technologies outside the classroom. Plus, the finished projects bolster resumes and make students more competitive job applicants. And hackathons also provide opportunities to connect with and impress potential employers, since corporate sponsors get the chance to work with students one-on-one.
Wissmann said having that first finished product differentiated him from other freshmen when he met the co-founders of the startup Firefly. Hackathons also allowed him to meet contacts at Mozilla, where he interned the following year.
"I was really blown away by how much the spread of the hackathon scene has influenced how much companies are now coming to us," he said.
<h2 dir="ltr">Instant Interviews</h2>
Today recruiters are prowling hackathons pretty regularly, which can lead to on-the-spot interviews for all sorts of tech companies.
That's what happened with James Mishra, a senior at the University of Minnesota. Mishra said he unknowingly went through a first-round interview with major tech startup, simply by talking to its representatives at a hackathon.
"It's a total thing that they'll pull you into a classroom and interview you right there," he said.
Before he joined Major League Hacking, Quinlan was on the recruiting side as a developer evangelist at SendGrid. Quinlan recounted one instance in which a conversation with a hackathon participant turned into an informal interview.
"We start talking, and we're coding together, and by the end of it I said, 'Hey, you should really apply to SendGrid,'" he said. "And he applies and basically his full screen and his first technical interview just happened because I'd been there coding all night with him."
As hackathons grow and need more funding, Quinlan said he's seen a wide variety of companies get involved. Hackathon sponsors range from CapitalOne Bank to VC firm Andreessen Horowitz to the messaging startup Yo. According to a MLH survey, representation at a hackathon also improves students' perception of participating companies.
Cassidy Williams, a recent college graduate from Iowa State University, attributes the rise in interest to recruiting opportunities for employers. A software engineer and developer evangelist at Venmo, Williams said she first started hearing about hackathons two years ago.
<h2 dir="ltr">The End Of The Career Fair?</h2>
Williams, along with other company representatives and students interviewed, said she could see hackathons replacing career fairs altogether.
"There's just a moment where companies started to realize that the best students aren't always necessarily at the career fair," she said. "They're at these hackathons … and they're intrinsically motivated to actually get something done."
At John Hopkins University, corporate sponsors use both hackathons and career fairs as components of recruiting. Joanne Selinski, a computer science professor at John Hopkins, said the events work in conjunction, but it's unlikely that one will overtake the other.
"Certainly we're not going to have nearly as many companies sponsoring a hackathon event as there are that will come to a career fair," Selinski said. "But they are very complementary events. The career fair is more broad, and the hackathon is more of an in-depth kind of thing."
Shikhar Mohan, a computer science major at Northwestern University, said he added a hackathons section to his resume after he heard a friend's internship application was rejected because he hadn't attended any hackathons.
<h2 dir="ltr">The Downside To Hackathons</h2>
But Mohan said he's also seen dedication to hacking culture result in neglect of proper practices.
"It's hard for people to realize recently with this whole culture, software isn't necessarily just built in 24 hours," he said. "You have to put a lot of thought behind it. There's a lot of different things that go into it."
Mohan said he fell victim to this type of thinking himself, which he discovered during a summer internship.
"I learned Javascript in a hackathon way," Mohan said. "And when I went to Yahoo for my internship and started this code, they were like, 'What is going on here? I can't read this, this isn't testable. We can't maintain this.'"
Selinski said it can be hard to warn against this kind of thinking at hackathons, because it's contradictory to the goal of the event - to build a quick, simple prototype.
"I don't think the hackathon should replace good, solid coursework in computer science," Selinski said. "I hate quickly thrown together code and all its ugliness, and it's hard to do otherwise in that environment. So I wouldn't want that to be peoples' only exposure to building software. That would definitely be a bad thing."

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Online grocery market is booming – HUL's Shikhar app now gets double the orders, Big Baskets rakes in thrice the volume

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