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<ul><li>IndusInd Bank, Tata Motors, Kotak Mahindra Bank, and Bajaj Finance are leading the charts among <keyword id="66115" type="PERSON" weightage="20" keywordseo="Nifty-50">Nifty 50</keyword>’s <keyword id="10324401" type="UNKNOWN" weightage="20" keywordseo="top-10-gainers">top 10 gainers</keyword> in the last three months.</li><li>Interestingly, financial firms account for seven of the top 10 gainers.</li><li>The Supreme Court’s order on standstill of NPA recognition provided a relief rally in financials and, more recently, the RBI panel recommendations came as a boost for NBFC and small finance bank stocks. </li></ul>The bulls are in charge on Dalal Street and the market has seen a record run with the Nifty 50 hitting the 13,000 mark in trade today. The surprising factor is that financials have played a significant role in the rally. Over the last three months, seven of the top ten best performing stocks on the Nifty 50 have been financial companies, with IndusInd Bank leading the charge. While the RBI panel recommendations are one of the reasons behind their strong performance, the others include improving liquidity and credit growth amongst others. <div type="Article" hostid="261" msid="79323107" title="RBI panel proposes recommendations that could redefine private bank ownership" mstype="2" mssubtype="0"></div> <table style="border-width: initial; border-style: none; width: 468pt; table-layout: fixed;"></colgroup><tbody><tr><td colspan="2" style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Top 10 gainers on the NIFTY 50 in the last three months: </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Companies on the NIFTY 50 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">% gains in the last three months </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">IndusInd Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">64.70% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Tata Motors </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">44.62% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Kotak Mahindra Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">43.66% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Bajaj Finance </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">41.88% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Bajaj Finserv </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">38,89% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Axis Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">39.77% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">HDFC Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">31.80% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Wipro </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">30.11% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">ICICI Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">28.32% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Tata Steel </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">27.45% </td></tr></tbody></table>Source: Trendlyne data What drove the banking shares rally in the last three months? The winds were already on the uptake with not enough shares of HDFC Bank, IndusInd Bank and Kotak Mahindra Bank for foreign investors to pick up back in August. This after the London based FTSE Global Index <a href="https://www.businessinsider.in/stock-market/markets/news/there-arent-enough-shares-of-hdfc-bank-indusind-bank-and-kotak-bank-that-foreign-investors-can-buy/articleshow/77798108.cms">chose to no longer list the banks on its indices.</a> The shortage of shares was partly due to the Reserve Bank of India’s (RBI) moratorium that held off the expected onslaught of defaulters when the nationwide lockdown was announced. But, that isn’t what drove the rally in the last three months. A critical change occurred at the end of September when the moratorium technically had expired. The Supreme Court announced a stay on accounts under moratorium from being declared non-performing assets (NPAs) or bad loans. <table style="border-width: initial; border-style: none; width: 468pt; table-layout: fixed;"></colgroup><tbody><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Top private sector banks </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">% of loans under moratorium </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">ICICI Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">18% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">IndusInd Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">16% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Axis Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">10% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Kotak Mahindra Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">10% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">HDFC Bank </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">9% </td></tr></tbody></table>Source: Jefferies This led a rally in the stock markets for two reasons. One, that the banks’ balance sheets will be protected for a little while longer. And, two, because it meant the Supreme Court would be hearing arguments for waiving off the compound interest loans. A verdict it eventually granted just before Diwali. <div type="image" title="Copy of KMB1 (1)" msid="79386169" hostid="261" caption="&amp;lt;p&amp;gt;India&amp;#39;s credit growth over the last three months&amp;lt;/p&amp;gt;"></div> Other factors like HDFC Bank’s denial of allegations by a US-based law firm that filed a class action lawsuit against the bank, fund raising exercises, the shoring up of capital to fend against any bad loans, and the uptake of collections in the second quarter also cast a net of optimism on the banking sector. The more recent rally Over the last two days, one announcement has overshadowed all others — the RBI’s new rules for how private sector banks can be owned. While there are <a href="https://www.businessinsider.in/finance/banks/news/former-rbi-governor-raghuram-rajan-and-viral-acharya-believe-its-a-bad-idea-to-allows-companies-to-own-banks/articleshow/79370513.cms">varying opinions</a> on whether or not large companies and NBFCs should be allowed to own banks, one thing most seem to agree on is that increasing the cap for promoters’ stake from 15% to 26% is a good move. IndusInd Bank’s share price rallied by more than 4% yesterday and opened on high in trade this morning as well. The promoters of the Bank, the Hinduja Group, had expressed its interest to pump in more money. And, if the RBI’s proposed change is accepted, it would be fresh capital infusion for the private sector bank. Uncertainty over what lies ahead The stock market’s rally may paint a rosy picture, but analysts believe that the worst is yet to come. Once the Supreme Court announces its final verdict, the stay on accounts being declared NPA will end and the true situation will reveal itself. The time is also ticking against borrowers who may have dipped into their savings to make payments as the unemployment rate continues to rise. Meanwhile, a storm may be approaching with a second wave of COVID-19 likely to hit the country in winter. Many states have already begun bringing back <a href="https://www.businessinsider.in/india/news/checkout-which-states-have-reimposed-curfews-and-restrictions-again-as-second-covid-19-wave-hits-india/articleshow/79366320.cms">restrictions</a> like night curfews and shutting down markets to limit the spread of the infection. SEE ALSO: <a href="https://www.businessinsider.in/thelife/personalities/news/elon-musk-surpasses-bill-gates-to-become-the-worlds-second-richest-person-as-teslas-market-cap-inches-closer-to-500-billion/articleshow/79382348.cms">Elon Musk surpasses Bill Gates to become the world’s second-richest person as Tesla’s market cap inches closer to $500 billion</a> <a href="https://www.businessinsider.in/stock-market/news/market-at-record-high-nifty-breaches-13000-future-retail-spicejet-axis-bank-are-the-top-stock-movers-in-trade-today/articleshow/79382052.cms">Market at record high, Nifty hits 13,000 — Here are the top stock movers in trade today</a> <a href="https://www.businessinsider.in/business/startups/news/google-is-reportedly-in-talks-to-acquire-twitter-backed-indian-social-media-startup-sharechat/articleshow/79381248.cms">Google reportedly sets its eyes on Twitter-backed Indian social media startup Sharechat</a>

Seven of the top ten Nifty gainers in the last three months have been financials

<ul><li>Indian stock market indices opened in green on Friday.</li><li>The BSE Sensex was trading 0.87% higher at 38,551.15; while NSE Nifty was up 98.05 points at 11,410.25. </li><li>These are the top stocks that are buzzing the D-street today.</li><li><a href="https://www.businessinsider.in/">Check out the latest news and updates on Business Insider.</a> </li></ul>Indian stock market indices, Sensex surged over 300 points in early trade on Friday led by gains in index-heavyweights HDFC Bank, Reliance Industries and Infosys amid strong cues from global markets. The BSE Sensex was trading 0.87% higher at 38,551.15; while NSE Nifty was up 98.05 points at 11,410.25. PowerGrid was the top gainer in the Sensex pack, rising around 3%, followed by SBI, HDFC Bank, IndusInd Bank, Axis Bank, Tata Steel, Reliance Industries and Infosys. On the other hand, Bharti Airtel was the sole laggard in early trade. These are the top stocks that are buzzing the D-street today. SBI gained nearly 3% <div type="image" title="SBI August 21" msid="77668593" hostid="261"></div> State Bank of India shares gained nearly 3% after <a href="https://www.bloombergquint.com/business/sbi-indias-largest-lender-readies-plan-for-restructuring-relief-to-retail-borrowers-or-exclusive">news reports surfaced </a>that the bank is finalising its plan to offer restructuring relief to retail borrowers. The banking regulator has already permitted lenders to do so. The restructuring plan will be designed strictly for retail or individual borrowers directly affected by COVID-19, the report added. Hindalco gained nearly 2% <div type="image" title="HIndalco August 21" msid="77668598" hostid="261"></div> Hindalco shares gained nearly 2% after the company signed an MoU with UltraTech Cement to deliver 1.2 million metric tonne of bauxite residue annually to the cement company’s 14 plants located across seven states. Wipro up over 1% <div type="image" title="Wipro August 21" msid="77668651" hostid="261"></div> Wipro shares were trading 1% higher on August 21 a day after the company set up a blockchain-based gas trading platform for Uniper Global Commodities SE. Future Enterprises gains 5% <div type="image" title="Future Enterprises August 20" msid="77668677" hostid="261"></div> Future Enterprises was trading 5% higher as<a href="https://www.business-standard.com/article/companies/future-enterprises-board-likely-to-discuss-merger-plan-on-saturday-120082100066_1.html"> reports suggest </a>that company is due to discuss the proposal to merge other listed group entities, such as Future Lifestyle, Future Retail, and Future Supply Chain Solutions, with itself on Saturday. SBI Life gains over 4% on Nifty inclusion <div type="image" title="SBI life August 20" msid="77668708" hostid="261"></div> Shares of SBI Life Insurance gained nearly 4% after the benchmark index Nifty50 said the company would be included from September 25 onwards. Jet Airways down over 1% after the company extends insolvency resolution <div type="image" title="Jet Airways August 21" msid="77668751" hostid="261"></div> Defunct airline Jet Airways’ shares fell over 1% after the deadline for completion of insolvency resolution process was extended for the fourth time due to the pandemic. “While the CoC (Committee of Creditors) and the RP are taking all necessary steps to expedite the insolvency process, it is difficult to exactly predict when it will be completed,” Resolution Professional for the airline, Ashish Chhawchharia, said in a letter to the employees. Rossari climbed over 4% <div type="image" title="Rossari August 21" msid="77668777" hostid="261"></div> Rossari shares climbed over 4% during the early trade hours on Friday. The company is slated to report its first-ever quarterly earnings since it listed on the Indian bourses last month. Reliance Industries shares gained nearly a percent during morning trade <div type="image" title="SBI" msid="77668832" hostid="261"></div> RIL opened 1% higher on August 20 after <a href="https://economictimes.indiatimes.com/tech/internet/saudi-arabias-public-investment-fund-looks-to-invest-up-to-1-billion-in-jios-fibre-assets/articleshow/77665968.cms">news reports surfaced</a> that the Saudi Arabia's Public Investment Fund (PIF) has initiated discussions with RIL on investing as much as $1 billion in Jio's fibre assets, adding to a stake purchase in Jio Platforms. SEE ALSO:<a href="https://www.businessinsider.in/tech/news/facebook-asked-to-appear-before-parliamentary-panel-in-india-to-discuss-safeguarding-citizens-rights/articleshow/77666642.cms" data-type="tilCustomLink"> Facebook asked to appear before Parliamentary Panel in India to discuss 'safeguarding citizens' rights'</a> <a href="https://www.businessinsider.in/tech/apps/news/google-eyes-indias-sharechat-as-microsoft-goes-after-tiktok-in-the-us-heres-why-it-makes-sense/articleshow/77667345.cms" data-type="tilCustomLink">Google eyes India’s ShareChat as Microsoft goes after TikTok in the US — here’s why it makes sense</a>

Top stock movers on Dalal Street today— RIL, SBI, Infosys, Wipro, Future Enterprises, Rossari, Jet Airways and more

<ul><li><keyword id="6485927" type="General" weightage="100" keywordseo="realme" source="Orion">Realme</keyword> launched two new smartphones today, aimed at the budget and mid-range segments.</li><li><keyword id="13360654" type="General" weightage="20" keywordseo="Realme-9-Speed-Edition" source="Orion">Realme 9 Speed Edition</keyword> features the Qualcomm Snapdragon 778G 5G chipset and a 144Hz display, which is a first in the sub-₹20,000 price segment.</li><li>Here is our review for the Realme 9 Speed Edition, find out if it is an option worth considering for your next smartphone upgrade.</li></ul>Realme today launched two brand new smartphones in the market – the Realme 9 and a slightly more powerful Realme 9 Speed Edition. Aimed at the value for money buyers, Realme’s latest mid-range offering promises to pack a punch and then some – after all, the sub-₹20,000 price segment is getting more crowded than ever before, especially with the launch of the <a href="https://www.businessinsider.in/tech/mobile/news/redmi-note-11-pro-redmi-note-11-pro-and-redmi-watch-2-lite-launched-in-india/articleshow/90096594.cms">Redmi Note 11 Pro+ 5G</a>. Realme is no stranger to the value for money audience – it is now the second-largest smartphone brand in India with a <a href="https://www.counterpointresearch.com/india-smartphone-share/">17% market share.</a> Unlike other companies, Realme is yet to touch the ultra-expensive price bracket and is doing fairly well in the sub-₹20,000 category – the new Realme 9 series is a continuation of the same philosophy. I have spent almost a week with the Realme 9 Speed Edition and here’s what I found out. Price and availability Realme 9 Speed Edition starts at a price of ₹19,999 for the 6GB RAM and 128GB storage variant. There is another high-end variant that is priced at ₹22,999 and packs in 8GB of RAM and similar storage. It is available on Flipkart and Realme’s own D2C website. Design and build quality At 199 grams, there is a certain heft to the Realme 9 Speed Edition that I felt after taking the phone out of the box for the first time. That being said the in-hand feel was quite satisfactory and holding it was not a difficult task at least for someone with relatively bigger hands. But if you are someone with small hands, then you might take some time to adjust for comfortable one-handed usage. <div type="image" title="DSC_0023_1200x900" msid="90150305" hostid="261" caption="&amp;lt;p&amp;gt;Realme 9 Speed Edition sports a polycarbonate back. &amp;lt;/p&amp;gt;"></div> The variant with me is in a starry glow colourway which is a combination of blue and pink depending on the angle you are looking from. The matte finish gives it a premium look. The rest of the physical characteristics are what we see on classic Realme mid-rangers. There are volume rockers with satisfactory build quality, a power lock and unlock button incorporating the fingerprint sensor, which is very snappy, and a SIM card slot. The SIM card slot also has space for a microSD card (upto 1TB), alongside two SIM cards. <div type="image" title="DSC_0037_1200x900" msid="90150383" hostid="261" caption="&amp;lt;p&amp;gt;Realme 9 Speed Edition has a bottom firing loud speaker, USB Type-C port and a 3.5mm headphone jack. &amp;lt;/p&amp;gt;"></div> There is a camera bump on the back that houses three cameras along with an LED flash. You also get a prominent feature on the Realme 9 Speed Edition which has become endangered lately, a 3.5mm audio jack. This is a welcome feature at a time when the audio jack has been disappearing from smartphones at an alarming rate. <div type="image" title="DSC_0038_1200x900" msid="90150841" hostid="261" caption="&amp;lt;p&amp;gt;Realme 9 Speed Edition runs on Android 11. &amp;lt;/p&amp;gt;"></div> Software Experience– bloatware alert Quickly touching upon the software, the Realme 9-Speed Edition runs on Android 11 with Realme UI skin out of the box. My initial experience with the smartphone was smooth and fairly responsive. Do note, that this was a brand new unit, which is expected to feel fast and responsive, but usually, these phones tend to get slower with extensive usage. As I used the phone longer, the amount of bloatware stuck out like a sore thumb. Mixed between Google and Realme’s proprietary apps, there are some bad apples, like MX TakaTak and Josh, an image editing app Soloop, and even ShareChat. Thankfully all of the above can be uninstalled, but booting up the device and seeing them first hand was a turn-off for me. Also, I am still adjusting to ads. spamming my notifications. After getting rid of them, the actual user experience is intuitive, with plenty of options to customize including useful widgets to add intuitiveness to the experience, and the usual themes and fonts. Display – bright and smooth This is my first time using a Realme device at a stretch and the screen quality has amazed me. The Realme 9 Speed Edition features a 6.6-inch LCD display with a punch-hole notch. The display is adequately bright and produces vivid colours, which makes it a good device to watch content on. Even though it uses an LCD panel, the black levels are fairly good, having watched Zack Snyder’s Justice League on it. The maximum refresh rate on the Realme 9 Speed Edition is 144Hz. Be it browsing on the internet or playing video games, the experience is buttery smooth, as expected. Complimenting the display is a bottom-firing loudspeaker, which produces high levels of volume but underwhelms in terms of details. Also, if you use the phone in landscape mode, your palm tends to cover the speaker blocking the sound which is annoying for a mono loudspeaker. Performance Realme 9 Speed Edition is powered by the Qualcomm Snapdragon 778G 5G chipset. In my four days of usage so far, the phone stands out with its smooth and fast performance. It boots up in a jiffy, with zero lags, and handles heavy games like Battlegrounds Mobile India smoothly, even at Ultra HD settings. <div type="image" title="IMG_1348_1200x900" msid="90151790" hostid="261" caption="&amp;lt;p&amp;gt;Realme 9 Speed Edition runs BGMI on UHD settings. &amp;lt;/p&amp;gt;"></div> My review unit has 8GB RAM which is ample to hold applications in memory for longer periods of time. Rarely did the phone miss a beat and I would usually jump straight to the point where I left off in a particular app. Internal storage is 128GB which should be sufficient for most users. Battery life and management is where the Realme 9 Speed Edition should get your attention. Packing in a decent 5,000mAh cell, I had to charge the smartphone once in two days. It is worth noting that your mileage in this regard might vary based on your usage patterns. This is incredible, given that the screen refresh rate and audio profiles were maxed out. When I had to put it on charge, the 30W Dart Charge fast charging came in handy, with the Realme 9 Speed Edition going from 0 to 100% in about 50 minutes. Now, it is a 5G smartphone but I can’t test that performance just yet because of the absence of infrastructure. What I can tell you is that on 4G LTE the performance was quite satisfactory, I used it with my Vi sim and there were no call drops. Data connectivity was also stable and 4G internet speeds were decent. Yet again, it is worth noting that your mileage may vary based on network conditions in your area. <div type="image" title="DSC_0029_1200x900" msid="90150684" hostid="261" caption="&amp;lt;p&amp;gt;Realme 9 Speed Edition has a triple rear camera set-up. &amp;lt;/p&amp;gt;"></div> Camera performance Realme 9 Speed Edition features a triple camera array, housed in the camera island on the back. The primary camera is a 48MP sensor which is snappy to click pictures but the end results are not very pleasing. The colour tones do not look natural, and the pictures have a milk tint to them. The AI retouching does help, but the execution is not perfect yet, and it’s a little obvious that the picture has been enhanced post-capture. <div type="image" title="IMG20220310111733_1200x900" msid="90150481" hostid="261" caption="&amp;lt;p&amp;gt;Realme 9 Speed Edition features a 48MP primary camera. &amp;lt;/p&amp;gt;"></div>Then there is a dedicated 2MP monochrome portrait lens, which at first sounds like marketing lingo, but the results are good and worthy of your Instagram feed. <div type="image" title="IMG20220310125331_1200x900" msid="90150501" hostid="261" caption="&amp;lt;p&amp;gt;Ultra-Wide angle shot from Realme 9 Speed Edition. &amp;lt;/p&amp;gt;"></div>The 2MP macro sensor produces rich images in perfect lighting conditions, but I won't suggest keeping your hopes high with this one either. <div type="image" title="IMG20220311113447_1200x900" msid="90150532" hostid="261" caption="&amp;lt;p&amp;gt;Realme 9 Speed Edition portrait selfie. &amp;lt;/p&amp;gt;"></div> The front camera is a 16MP shooter which performs decently by itself. But it's with AI retouching that things get interesting. The AI beauty selfie feature lets you fiddle around with everything on your face. You can change the size of your nose, eyes, and cheeks, and of course, the classic option to change your skin tone. It’s like giving yourself an AI plastic surgery. Maybe some users will find it amusing, I am not a big fan. After that experience, it’s the video mode that surprised me. With electronic image stabilization (EIS) enabled, you can document whatever is in front of the sensor without losing the meaning. Audio is also crisp and goes well with the visual outcome. There are classic features onboard as well like dual video mode which might come in handy. Verdict The Realme 9 Speed Edition has the potential to stand out and carve its own name in the mid-range smartphone category. It seems like a safe bet for buyers looking for powerful performance without shelling premium. To be more specific, gamers and aggressive users don’t mind compromising on the camera. In its price bracket of under ₹20,000, we only have a handful of choices from Xiaomi and Samsung both of which are now repeating the same recipe with multiple devices. In that situation, Realme 9 Speed Edition can be considered a value choice liberating the buyers from the obvious. But if you need an overall package with a better camera, display and can do with decent performance, you can explore other options like the Samsung A52 5G, Redmi Note 11T or Nord CE 2 5G. SEE ALSO- <a href="https://www.businessinsider.in/tech/mobile/news/nothing-android-smartphone-prototype-shown-off-at-mobile-world-congress-2022-says-a-new-report/articleshow/89961918.cms" data-type="tilCustomLink">Nothing Android smartphone prototype shown off at Mobile World Congress 2022, says a new report</a> <a href="https://www.businessinsider.in/tech/news/oneplus-nord-ce-2-first-impression-review/articleshow/89644127.cms" data-type="tilCustomLink">OnePlus Nord CE 2 5G: First Impressions</a>

Realme 9 Speed Edition review – Great performance for price but underwhelming camera

<ul><li>Shares of Aptus Value Housing listed at ₹329.95 while the price band was fixed at ₹346-353 per share.</li><li>The IPO was subscribed 17.20 times on the last day of the bidding.</li><li>The market capitalisation of the company stood at ₹16,688 crore.</li></ul>Shares of Aptus Value Housing made a tepid listing on the National Stock Exchange (NSE) and BSE as the stock listed at 6.53% discount over the issue price band of ₹346-353 apiece. Post listing, the market capitalisation of the company stood at ₹16,688 crore, according to BSE data. The shares of Aptus Value Housing were trading at ₹342, lower by 3% at 10.01 a.m., on August 24. However, the grey market had indicated a premium of ₹13-15 on its issue price on the issue price. The IPO ⁠— open between August 10 and August 12 ⁠— saw good demand from investors. It was subscribed 17.20 times on the last day of the bidding. The Chennai-based retail-focused housing finance company primarily serves low and middle-income self-employed customers in the rural and semi-urban markets of India. The company was looking to raise ₹2,780 crore through the public offering, out of which ₹500 crore is to be fresh issue and offer for sale up ₹2,280 crores from existing shareholders. Analysts expected the stock to open with a tepid listing but recommend holding the stock for a long term. “We had given a SUBSCRIBE rating to the IPO from a long term perspective and expect the company to do well in the long run given consistent strong financial performance, industry leading return ratios and good asset quality. Given the recent volatility in the markets there is a likelihood of a tepid listing for the stock tomorrow,” said Jyoti Roy, deputy vice president, equity strategist at Angel Broking. The company intends to use the IPO proceeds of the fresh issue towards augmenting the capital base to meet its future capital requirements. SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/business/startups/news/swiggy-sharechat-byjus-lead-the-funding-race-as-indian-startups-raised-6-5-billion-between-april-and-june/articleshow/85583697.cms">Swiggy, ShareChat, Byju’s lead the funding race as Indian startups raised $6.5 billion between April and June</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/tech/xiaomi-to-no-longer-use-the-mi-branding-for-its-products/articleshow/85583323.cms">Xiaomi to no longer use the ‘Mi’ branding for its products</a>

Aptus Value Housing's IPO investors lose ₹16 a share on listing but analysts still believe it's a good bet

<ul><li>The Oppo Reno 10 Pro+ is the latest premium smartphone from the company in India.</li><li>The Oppo Reno 10 Pro+ is priced at ₹54,999 and is available in a single variant.</li><li>Here’s my review of the Oppo Reno 10 Pro+ that will help you decide whether to buy the device or not.</li></ul> Oppo recently launched its Reno 10 series in India, which includes the vanilla Reno 10, Reno 10 Pro and the Reno 10 Pro+. As the name suggests, the Reno 10 Pro+ is the premium offering in the series and is loaded with features. The Oppo Reno 10 Pro+ comes with several improvements over its predecessor, including a powerful processor, decent cameras and fast charging support. Oppo has claimed that this is the first smartphone to offer a 64MP telephoto camera with OIS. I have been using the Oppo Reno 10 Pro+ for a few days now, and here is my review of the latest premium device from the smartphone maker. <cmsannotation type="cmsannotation" annotationid="Oppo Reno 10 Pro+ price and availability" comment="subhead" text="Oppo Reno 10 Pro+ price and availability">Oppo Reno 10 Pro+ price and availability</cmsannotation> The Oppo Reno 10 Pro+ has been priced at ₹54,999 for the lone 12GB RAM + 256GB internal storage variant. The device comes in Glossy Purple and Silvery Grey colour options and will be available from Flipkart, Oppo India Online store and the company’s authorised retailers across the country from July 13. <cmsannotation type="cmsannotation" annotationid="Oppo Reno 10 Pro+ specifications" comment="subhead" text="Oppo Reno 10 Pro+ specifications">Oppo Reno 10 Pro+ specifications</cmsannotation> <table style="border-width: initial; border-style: none;" class="redcator-table-advance"></colgroup><tbody><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#000000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Particulars </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#000000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Specifications </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Display </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">6.7-inch 1.5K curved OLED </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Refresh rate </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">120Hz </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Protection </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">AGC Dragontrail Star 2 </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Chipset </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Snapdragon 8+ Gen 1 </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Variants </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">12GB + 256GB </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Rear camera </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">50MP + 8MP + 64MP </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Selfie camera </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">32MP </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Battery </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">4,700mAh </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Charging </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">100W </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Fingerprint sensor </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">In-display fingerprint sensor </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Weight </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">194 grams </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Water resistance </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">NA </td></tr><tr><td style="border-left:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">5G </td><td style="border-right:solid #000000 0.6260872500000001pt;border-bottom:solid #000000 0.6260872500000001pt;border-top:solid #000000 0.6260872500000001pt;vertical-align:bottom;background-color:#d9d9d9;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Yes, SA/NSA </td></tr></tbody><tbody></tbody></table> <cmsannotation type="cmsannotation" annotationid="Oppo Reno 10 Pro+ pros and cons" comment="subhead" text="Oppo Reno 10 Pro+ pros and cons">Oppo Reno 10 Pro+ pros and cons</cmsannotation> Pros <ul><li>Snapdragon 8+ Gen 1</li><li>Good design and decent cameras</li></ul>Cons <ul><li>Bloatware on a premium smartphone</li><li>Price</li></ul> <cmsannotation type="cmsannotation" annotationid="Design and Display" comment="subhead" text="Design and Display">Design and Display</cmsannotation> One of the things that usually helps Oppo’s Reno series stand apart is its design. The Oppo Reno 10 Pro+ features an elegant design as well and is available in two colour options – Glossy Purple and Silvery Grey. I reviewed the Glossy Purple colour variant. <div type="image" title="Rear" msid="101687489" hostid="261" sizebytes="57670" caption="&amp;lt;p&amp;gt;Oppo Reno 10 Pro+ design&amp;lt;/p&amp;gt;"></div> The device comes with a glass back with Corning Gorilla Glass 5, which protects it from scratches and prevents damage. It comes with a glossy finish and prevents fingerprint smudges. There is a large oval camera module on the left and the device comes with Oppo branding on the bottom. <div type="image" title="Right side" msid="101687513" hostid="261" sizebytes="54998" caption="&amp;lt;p&amp;gt;Volume rockers and the power button on the Oppo Reno 10 Pro+&amp;lt;/p&amp;gt;"></div> While the left side is bare, the right side houses the volume rockers and the power button. <div type="image" title="Left" msid="101687527" hostid="261" sizebytes="77162" caption="&amp;lt;p&amp;gt;Oppo Reno 10 Pro+ left side&amp;lt;/p&amp;gt;"></div> On the top, the device features the speaker grille, an IR sensor and a microphone. At the bottom, the device features the speaker grille, USB Type-C port, a microphone and the SIM tray. <div type="image" title="Display" msid="101687588" hostid="261" sizebytes="63570" caption="&amp;lt;p&amp;gt;The Oppo Reno 10 Pro+ display&amp;lt;/p&amp;gt;"></div> Coming to the display, the Oppo Reno 10 Pro+ features a 6.7-inch 1.5K curved OLED display with a 120Hz refresh rate and 1400 nits peak brightness. The display is protected by AGC Dragontrail Star 2 glass. The display comes with HDR10+ support and offers good visuals. The high peak brightness ensures good visibility, even in direct sunlight. The sleek bezels offer a distraction-free experience. <cmsannotation type="cmsannotation" annotationid="Software and performance" comment="subhead" text="Software and performance">Software and performance</cmsannotation> The Oppo Reno 10 Pro+ runs on Android 13 out of the box with the company’s ColorOS 13.1 on top. The device will receive three years of Android updates and four years of security updates. Those familiar with ColorOS will know that it is a highly customizable version of Android. It adds a lot of features and allows you to customise the device as per your preference. You may expect the device to be bloatware-free after paying a premium price but the Oppo Reno 10 Pro+ disappoints in this aspect. The device comes pre-installed with applications such as Tiki, ShareChat, Snapchat, Moj, Dream11 and more. <div type="image" title="Software" msid="101687663" hostid="261" sizebytes="64858" caption="&amp;lt;p&amp;gt;Bloatware on the Oppo Reno 10 Pro+&amp;lt;/p&amp;gt;"></div> In addition to this, you also get a “recommended applications” screen while setting up the phone. The device also has the “Hot Apps” and “Hot Games” folders, which are again filled with recommended applications for you to install. Coming to the performance, the Oppo Reno 10 Pro+ is equipped with the Snapdragon 8+ Gen 1 chipset coupled with 12GB of LPDDR5 RAM and 256GB of UFS 3.1 storage. The powerful chipset, coupled with ample RAM and storage allows the device to easily multitask. I tried popular titles such as Battlegrounds Mobile India and Call of Duty: Mobile on the smartphone. The device offers a good gaming experience, even with Full HD graphics and I did not notice any stuttering or lags. It is powered by a 4,700mAh battery coupled with 100W fast charging support. The company has claimed that the device can be fully charged in 27 minutes, allowing you to quickly power up the smartphone. The device easily offers a day of use in a single charge. <cmsannotation type="cmsannotation" annotationid="Camera" comment="subhead" text="Camera">Camera</cmsannotation> <div type="image" title="Camera" msid="101687687" hostid="261" sizebytes="35994" caption="&amp;lt;p&amp;gt;The Oppo Reno 10 Pro+ features a triple camera setup at the back&amp;lt;/p&amp;gt;"></div> Coming to the camera department, the Oppo Reno 10 Pro+ features a triple camera setup at the back consisting of a 50MP primary camera, an 8MP ultra-wide-angle camera and 64MP periscope telephoto camera. <div type="image" title="Daylight" msid="101687749" hostid="261" sizebytes="386228" caption="&amp;lt;p&amp;gt;Image captured in daylight conditions&amp;lt;/p&amp;gt;"></div> The camera is one of the areas where the Oppo Reno 10 Pro+ performs well and offers excellent value. The images captured using the 50MP primary sensor turned out well, capturing good details and in daylight conditions. Optical image stabilisation (OIS) ensures the camera gets good details even with shaky hands. <div type="image" title="IMG20230605001323" msid="101687763" hostid="261" sizebytes="101894" caption="&amp;lt;p&amp;gt;Image captured at night&amp;lt;/p&amp;gt;"></div> Shoots clicked indoors with good lighting turned out well and the device was able to capture them with minimal noise. In low-light conditions, there is a decrease in details and there is visible noise. <div type="image" title="Lowlight" msid="101687790" hostid="261" sizebytes="18170" caption="&amp;lt;p&amp;gt;Image captured in lowlight conditions&amp;lt;/p&amp;gt;"></div> Images captured using the telephoto lens turned out well, capturing good detail with proper edge detection and no unnecessary blurring. The portrait mode works well and even close-up portraits came out with good detail. <div type="image" title="Notch" msid="101687810" hostid="261" sizebytes="66734" caption="&amp;lt;p&amp;gt;The Oppo Reno 10 Pro+ features a 32MP selfie camera&amp;lt;/p&amp;gt;"></div> On the front, the smartphone features a 32MP selfie camera which captures good images in daylight and indoors. The images captured in low-light turned out decently, with minimal loss of details. <cmsannotation type="cmsannotation" annotationid="Verdict" comment="subhead" text="Verdict">Verdict</cmsannotation> The Oppo Reno 10 Pro+ has a lot going for it, including the sleek design, powerful performance, reliable cameras and the fast-charging support. At the same time, it has its fair share of issues, such as the presence of bloatware on the smartphone. At this price point, it is close to the flagship<a href="https://www.businessinsider.in/tech/mobile/news/oppo-reno-10-pro-plus-vs-oneplus-11-mobile-comparison-of-price-and-features/slidelist/101664468.cms"> OnePlus 11</a>. At the end of the day, one needs to consider if he/she is okay with the bloatware and is willing to pay a premium for the camera and the design before deciding whether to purchase the smartphone or not. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/moto-edge-40-review-price-specifications-and-design/articleshow/101110748.cms">Moto Edge 40 review – sleek design encasing sturdy performance</a> <a href="https://www.businessinsider.in/tech/mobile/news/realme-11-pro-5g-review-a-mid-ranger-with-a-premium-design/articleshow/100865073.cms">Realme 11 Pro 5G review – a mid-ranger with a premium design</a> <a href="https://www.businessinsider.in/tech/news/asus-rog-flow-z13-review-a-premium-gaming-tablet/articleshow/100850300.cms">Asus ROG Flow Z13 review – a premium gaming tablet</a>

Oppo Reno 10 Pro+ review: A camera-centric smartphone at a premium

<ul><li>India’s hotel industry is headed for a slow recovery from the coronavirus pandemic, it is also poised to be a major contributor to <keyword id="977682" type="PERSON" weightage="20" keywordseo="online-travel">online travel</keyword>’s doubling growth over the next five years. </li><li>A Goldman Sachs report pegs hotels to be the fastest growing segment within the sector with a CAGR (compounded annual growth rate) of 20%.</li><li>Even with the hopeful outlook, hoteliers will have to be patient as the recovery is expected to be slow in the near-term.</li></ul>The battered Indian hospitality industry can make room for growth over the next five years, if they survive the low phase during the pandemic and the key to survival is a robust digital strategy. India’s millions of hotel rooms will have to opt for a digital transformation. Even though the situation looks bleak, Goldman Sachs believes that ‘all hope is not lost’ for hotels in the online space. The report dated July 2020 says that the online travel industry in India is expected to double in the next five years. <div type="image" title="travel." msid="77670730" hostid="261"></div> And hotels will be the fastest-growing segment within the sector with a CAGR (compounded annual growth rate) of 20%. “We estimate hotels alone will contribute c.47% of the online travel revenue pool in India by FY25 (36% in FY20), making it the key battleground within the space,” said the report. Adapting technology and joining branded hotel chains will be key to survival India’s current online penetration is one of the lowest in the world at just 22%, according to the report. Out of the 2 million rooms accounted for hotel rooms in India, only over 140,000 are affiliated with hotel chains. Long-term growth will be driven by budget hotels falling under the unorganized category, who are deeper in the Indian market and can be brought online, believe analysts at Goldman Sachs. “These last few months have proved that branded hotels are and will continue to be the safest environment even in the worst pandemic. Along with safety, hotel brands that figure out how to offer meaningful experiences will lead the way,” said Ankur Gupta, Managing Partner &amp; Head of India Real Estate, Brookfield Asset Management in a report by JLL. All hope is not lost While hotel chains like <keyword id="74790" type="PERSON" weightage="20" keywordseo="Lemon-Tree">Lemon Tree</keyword>, Indian Hotels Company, which is a subsidiary of Tata Group, EIH which runs Oberoi and Trident, and hospitality unicorn <keyword id="2808667" type="PERSON" weightage="20" keywordseo="OYO">OYO</keyword> are all set to benefit from it, the biggest beneficiary could be <keyword id="54613" type="COMPANY" weightage="20" keywordseo="makemytrip">MakeMyTrip</keyword> which currently accounts for 50% of the online hotel aggregator market. For the first three months of the year, MakeMyTrip had reported a 15.9% fall in adjusted revenue to $137.2 million. The NASDAQ-listed company also posted an adjusted operating loss of $10.3 million. MakeMyTrip, which is set to announce its earnings results today, had said during the last earnings call that the current quarter might see its losses ballooning to over $20 billion, but over the next few quarters they will bring down the loss to the $10 million range before targeting breakeven. Recovery will be slow The Hotels Association of India recently requested the <a href="http://bwhotelier.businessworld.in/article/Indian-Hotel-Sector-will-collapse-if-not-supported-by-the-Govt-and-RBI-HAI/28-07-2020-302439/">government</a> to step in to help the sector citing losses to the tune of ₹90,000 crore this year. With hotels being shut for over three months and now opening gradually across the country, the listed hoteliers have all gone to report massive losses for the first quarter of the financial year. Patanjali Keswani, Chairman &amp; Managing Director, Lemon Tree let out a word of caution even said that while he is hopeful for a gradual recovery in the second half of the year, he is still shoring up cash for the next one year, "assuming the worst-case scenario." MakeMyTrip has liquidity of nearly $168 million as of 31st March which will help them survive for two years. But despite the weak beginning to the financial year, the Unlock India phases and the gradual opening of hotels, most recently in <a href="https://www.businessinsider.in/india/news/delhi-allows-re-opening-of-hotels-and-weekly-markets-gyms-to-remain-closed/articleshow/77634741.cms">Delhi</a>, has revived the hopes and the optimism reflects in share price of the listed hoteliers this month. . <table style="border-width: initial; border-style: none; width: 468pt; table-layout: fixed;"></colgroup><tbody><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Hotel Chain </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Stock action in Aug so far </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Lemon Tree </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">+35% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Chalet Hotels </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">+17.9% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">EIH </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">+35.7% </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Indian Hotels Company </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">24.8% </td></tr></tbody></table> Revenge travel will help the battered industry recover <a href="https://www.businessinsider.in/business/news/revenge-travel-is-the-only-way-indian-hotels-can-make-money-but-it-will-take-over-two-years-to-even-match-pre-covid-levels/articleshow/77586911.cms">Revenge travel </a>will help the hotel industry recover. The term gained popularity in <a href="https://www.scmp.com/business/companies/article/3080361/chinas-airlines-are-poised-bout-revenge-travelling-bookings">China</a>, after people having been stuck in a lockdown, started travelling within the country, to be able to just to get out of their homes. A <a href="https://www.mckinsey.com/industries/travel-logistics-and-transport-infrastructure/our-insights/the-way-back-what-the-world-can-learn-from-chinas-travel-restart-after-covid-19">Mckinsey</a> report says that the end of lockdown would mean the first thing people would want to do is eat out, and the second thing is travel. 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