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<ul><li>Google is looking to tap into its <keyword id="2750705" type="General" weightage="100" keywordseo="google-pay" source="Orion">Google Pay</keyword> user base to enter the lending segment.</li><li>Google has partnered with banks and NBFCs to offer credit to merchants and consumers.</li><li>Google Pay handles over 30% of the total UPI transactions in the country.</li></ul> Search giant Google has made several major announcements for India at their annual Google for India event including its entry into the lending business, AI-powered initiatives and more. While the company has made several announcements for its different applications and services such as Search, <keyword id="691847" type="General" weightage="20" keywordseo="google-cloud" source="Orion">Google Cloud</keyword> and more, its announcements related to Google Pay were a key highlight of the event. Google is now entering the lucrative lending business in India, along with local partners. This is aimed at both small merchants and regular users. It is noteworthy that Google Pay enjoys a huge market share in India, handling over 30% of the total UPI transactions in the country. “Just like UPI revolutionised digital payments, digitising credit – with consent and privacy safeguards – can provide ways of expanding the reach of formal credit. And the lower transaction cost of digital credit delivery can enable smaller minimum ticket loan sizes, making it more suitable and approachable for more borrowers,” Google said in a post. <cmsannotation type="cmsannotation" annotationid="Credit for merchants" comment="subhead" text="Credit for merchants">Credit for merchants</cmsannotation> Google has announced several credit facilities for merchants, aimed at offering improved access to credit. For this, the company has partnered with banks and NBFCs. <cmsannotation type="cmsannotation" annotationid="Merchant credit line" comment="subhead2" text="Merchant credit line">Merchant credit line</cmsannotation> To help merchants get quicker access to a credit line for their working capital requirements, Google has announced a merchant credit line in partnership with ePayLater. This will be available to merchants, both online and offline, for the purchase of stock and supplies. <cmsannotation type="cmsannotation" annotationid="Sachet loans" comment="subhead2" text="Sachet loans">Sachet loans</cmsannotation> Merchants looking for a smaller credit can instead opt for sachet loans, which is being offered in partnership with DMI finance. The sachet loans start as low as ₹15,000, with repayment options starting at ₹111. <cmsannotation type="cmsannotation" annotationid="Merchant loans" comment="subhead2" text="Merchant loans">Merchant loans</cmsannotation> Google has also partnered with ICICI Bank and Indifi to offer seamless merchant loans and repeat loans. <cmsannotation type="cmsannotation" annotationid="Credit for consumers" comment="subhead" text="Credit for consumers">Credit for consumers</cmsannotation> It’s not just merchants, Google is also entering the consumer lending segment. <cmsannotation type="cmsannotation" annotationid="Personal loans on Google Pay" comment="subhead2" text="Personal loans on Google Pay">Personal loans on Google Pay</cmsannotation> Google has partnered with Axis Bank to offer personal loans to customers on the Google Pay app. Google Pay is already offering personal loans through the app in partnership with DMI Finance and is expected to soon onboard more partners. <cmsannotation type="cmsannotation" annotationid="Credit on UPI" comment="subhead2" text="Credit on UPI">Credit on UPI</cmsannotation> Google has partnered with ICICI Bank to offer Credit on UPI. What this essentially means is that customers will soon be able to avail credit lines from banks on UPI and use this credit line to make payments via the Google Pay app. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms">OnePlus Open foldable launched in India as an 'affordable' alternative to Samsung Galaxy Z Fold 5</a> <a href="https://www.businessinsider.in/tech/mobile/news/best-mobile-phone-under-30000-in-india-in-festival-season-2023/slidelist/104551645.cms">Best smartphones under ₹30,000 in India – the perfect mid-range options for you</a> <a href="https://www.businessinsider.in/tech/mobile/news/global-smartphone-shipments-decline-for-the-ninth-consecutive-quarter-expected-to-bounce-back-in-festive-season/articleshow/104487576.cms">Smartphone makers should be a worried lot as global shipments decline to a decade low</a>

Google for India – Sachet loans to credit on UPI, tech giant bets on lending

<ul><li>The highest number of <keyword id="35520" type="General" weightage="100" keywordseo="personal-loans" source="Orion">personal loans</keyword> are disbursed in less than ₹5,000 ticket size. </li><li>Digital loan disbursements continue to rise - disbursement volumes grew by a whopping 153% over the last year. </li><li>In consumer durable <keyword id="6362287" type="General" weightage="80" keywordseo="loans" source="Orion">loans</keyword>, loans of ticket sizes between ₹5,000- ₹10,000 witnessed the highest growth of 493% from April 2021 to April 2022.</li></ul>In the first half of the current financial year, <keyword id="8058517" type="General" weightage="20" keywordseo="digital-lenders" source="Orion">digital lenders</keyword> disbursed a total of ₹2.74 crore loans through their balance sheet according to a <keyword id="2461546" type="General" weightage="20" keywordseo="fintech" source="Orion">Fintech</keyword> Lending Report by<a href="https://www.equifax.co.in/"> Equifax Credit Information Services Private Limited</a> (ECIS), a leading credit bureau, along with<a href="https://faceofindia.org/"> Fintech Association for Consumer Empowerment</a> (FACE), an industry association and self-regulatory body for fintech lenders. Digital loan disbursements continue to rise and disbursement volumes grew by a whopping 153% over the last year with the disbursement value growing by 62%. The Fintech Lending Trends report uncovers the lending patterns for the fast-moving fintech lending industry. It aims to contribute to market players making informed decisions and expanding prudently and responsibly. Personal loans remain the dominant product, accounting for 96% of the total disbursement volume and 66% of the total value. The highest number of personal loans are disbursed in less than ₹5,000 ticket size. When it comes to consumer durable loans, loans of ticket sizes between ₹5000-₹10,000 witnessed the highest growth of 493% from April 2021 to April 2022. Maharashtra, Karnataka, Telangana, Tamil Nadu and Andhra Pradesh are the top five states for digital loans accounting for a total of 54% of the total disbursement value. Andhra Pradesh and Telangana see the highest growth of digital borrowing at 87% and 67%, respectively. Nanaiah Kalengada, managing director, ECIS and country leader - India &amp; MEA, Equifax, says, "Fintech lending industry in India has gained significant importance in recent years due to providing access to credit to a larger population and offering alternative borrowing options to the customers.” Says Sugandh Saxena, CEO at FACE, "A robust regulatory framework for digital lending safeguarding customer interests and concerted actions to address illegal digital lending apps create a much favorable ecosystem for digital lending. Data from the<a href="https://faceofindia.org/assets/ResourCecenter/FACE-Equifax-FinTech-Lending-Trends-Vol-I-H1-FY-2022-23.pdf"> </a>report validates the fintech lending role in distributing ‘sachet loans’ to the mass market and bringing them to the formal credit fold, expanding their credit footprint. Looking at the developments this financial year, including multi-fold business growth, the industry is in good spirits to be a force of good in our customer’s journey for progress with roots nurtured with inclusion, innovation, customer-centricity and compliance.” SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/careers/news/people-have-to-be-comfortable-with-the-idea-that-they-need-to-reskill-and-upskill-for-career/articleshow/98303764.cms">People have to be comfortable with the idea that they need to reskill and upskill over the course of their career: Mohan Lakhamraju, Great Learning</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/careers/news/green-jobs-like-sustainability-managers-environmental-consultants-esg-analysts-growing-in-india/articleshow/98304119.cms">India Inc. sees 81% annual increase in green jobs in January: foundit</a>

Personal loans remain the dominant Fintech product, accounting for 96% of the total disbursement volume: Equifax and FACE

Popular messaging app <keyword id="790242" type="General" weightage="20" keywordseo="whatsapp" source="Orion">WhatsApp</keyword> has announced a new feature that will help users who have multiple accounts. One can soon have two <keyword id="6950081" type="General" weightage="20" keywordseo="whatsapp-accounts" source="Orion">WhatsApp accounts</keyword> logged in at the same time. Yes, you read it right. <keyword id="6354630" type="General" weightage="80" keywordseo="mark-zuckerberg" source="Orion">Mark Zuckerberg</keyword> recently announced that the particular feature will be rolled out to Android users in the coming weeks and months, TechCrunch reported. "Helpful for switching between accounts - such as your work and personal - now you no longer need to log out each time, carry two phones or worry about messaging from the wrong place," the company said in a blog post. To set up a second account, you will need a second phone number and SIM card, or a phone that accepts multi-SIM or eSIM. Simply open your WhatsApp settings, click on the arrow next to your name, and click "Add account". This will allow you to manage two separate accounts within the app. While setting up, you will need your second phone with SIM or a phone with physical or eSIM facility for multi-SIM as you will have to authenticate your account while logging in. The company said that you will be able to manage separate notifications and privacy settings for each account. It is available on both WhatsApp beta and stable versions. SEE ALSO:<a href="https://www.businessinsider.in/tech/mobile/webstories/oneplus-open-vs-samsung-galaxy-z-fold-5-battle-of-the-foldable-smartphones/slidelist/104581006.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/mobile/webstories/oneplus-open-vs-samsung-galaxy-z-fold-5-battle-of-the-foldable-smartphones/slidelist/104581006.cms" target="_blank">OnePlus Open vs Samsung Galaxy Z Fold 5 – battle of the foldable smartphones</a><a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms" target="_blank">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a><a href="https://www.businessinsider.in/business/news/elon-musk-says-x-to-soon-launch-a-premium-subscription-to-remove-ads/articleshow/104576727.cms" target="_blank"></a> <a href="https://www.businessinsider.in/business/news/elon-musk-says-x-to-soon-launch-a-premium-subscription-to-remove-ads/articleshow/104576727.cms" target="_blank">Pay to post on X soon? Musk says two new subscription plans in the works</a>

WhatsApp now allows users to have two accounts on one phone within the app

As side-effects of generative <keyword id="6355999" type="General" weightage="20" keywordseo="AI" source="Orion">AI</keyword> begin to haunt people, <keyword id="399907" type="General" weightage="100" keywordseo="meta" source="Orion">Meta</keyword> has asked advertisers to disclose whenever a social issue, electoral, or political ad contains an image or video that have been digitally created or altered. Advertisers will now have to disclose whenever political ads contain a photorealistic image or video, or realistic sounding audio, that was digitally created or altered to depict a real person as saying or doing something they did not say or do. The policy will apply to ads that depict a realistic-looking person that does not exist or a realistic-looking event that did not happen, or alter footage of a real event that happened; or depict a realistic event that allegedly occurred, but that is not a true image, video, or audio recording of the event. "Advertisers running these ads do not need to disclose when content is digitally created or altered in ways that are inconsequential or immaterial to the claim, assertion, or issue raised in the ad," Meta said in a blog post late on Wednesday. This may include image size adjusting, cropping an image, colour correction, or image sharpening, unless such changes are consequential or material to the claim, assertion, or issue raised in the ad. The new policy will go into effect in the new year and will be required globally. Meta will add information on the ad when an advertiser discloses in the advertising flow that the content is digitally created or altered. This information will also appear in the Ad Library. "If we determine that an advertiser doesn't disclose as required, we will reject the ad and repeated failure to disclose may result in penalties against the advertiser. We will share additional details about the specific process advertisers will go through during the ad creation process," said the company. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/what-is-samsungs-bixby-call-features-and-how-it-works/articleshow/105033482.cms">Samsung’s Bixby offers to answer calls for you – here’s how it works</a> <a href="https://www.businessinsider.in/tech/mobile/news/the-average-selling-price-of-smartphones-increased-in-a-flat-market/articleshow/105033814.cms">The average selling price of Indian smartphones has increased despite a flat market</a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a>

Meta asks advertisers to disclose use of AI in political, social ads

Star all-rounder <keyword id="6354903" type="General" weightage="50" keywordseo="hardik-pandya" source="Orion">Hardik Pandya</keyword> is likely to sit out of India's next two World Cup matches as he is yet to recover from his ankle injury that rendered him out of action last week. <keyword id="207468" type="General" weightage="20" keywordseo="Pandya" source="Orion">Pandya</keyword> had slipped in his follow-through while playing against Bangladesh in Pune on October 19 and missed the clash against New Zealand in Dharamsala on October 22. The Bardoa player had reported to <keyword id="66712" type="General" weightage="50" keywordseo="national-cricket-academy" source="Orion">National Cricket Academy</keyword> on Monday in Bengaluru for injury management. "<keyword id="51324" type="General" weightage="50" keywordseo="hardik" source="Orion">Hardik</keyword> is still under medication. While the swelling on his left ankle has subsided considerably, he will start bowling only towards the weekend. Right now, important is to give him time to recover," an NCA source told PTI. Since India are in a very strong position to make the semifinals, having won all five matches so far, Pandya could easily be rested for the next two matches that will allow him complete recovery before the knock-outs. "Pandya has suffered a bad sprain but fortunately not a fracture. The BCCI medical team wants to take maximum precaution. He is likely to miss next two to three matches. The team wants him fully fit for the knock-out stage," added a BCCI source. India next play against defending champions England on October 29 in Lucknow and take on Sri Lanka in Mumbai on November 2. Pandya's absence had created space for <keyword id="496245" type="General" weightage="50" keywordseo="suryakumar-yadav" source="Orion">Suryakumar Yadav</keyword> and <keyword id="967087" type="General" weightage="50" keywordseo="mohammed-shami" source="Orion">Mohammed Shami</keyword> in the playing XI against New Zealand. SEE ALSO:<a href="https://www.businessinsider.in/tech/mobile/news/android-smartphones-to-get-more-generative-ai-features-with-this-new-qualcomm-chipset/articleshow/104690419.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/mobile/news/android-smartphones-to-get-more-generative-ai-features-with-this-new-qualcomm-chipset/articleshow/104690419.cms" target="_blank">Android smartphones to get more generative AI features with this new Qualcomm chipset</a><a href="https://www.businessinsider.in/business/auto/news/best-premium-cars-and-suvs-with-cng-in-india/slidelist/104652159.cms" target="_blank"></a> <a href="https://www.businessinsider.in/business/auto/news/best-premium-cars-and-suvs-with-cng-in-india/slidelist/104652159.cms" target="_blank">The premium CNG cars – From Maruti Suzuki XL6 to Tata Altroz</a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a>

Hardik Pandya may miss more World Cup matches, continues his recovery at NCA

<ul><li><keyword id="6355315" type="General" weightage="100" keywordseo="elon-musk" source="Orion">Elon Musk</keyword> has revealed that <keyword id="49715" type="General" weightage="20" keywordseo="x" source="Orion">X</keyword> will soon get two new premium subscriptions.</li><li>One of the subscriptions will completely remove advertisements from the platform.</li><li>This may also mean that X may soon start charging users if they wish to post on the platform.</li></ul> Elon Musk on Friday revealed that X (formerly Twitter) is working on two new tiers of premium subscription, which will be launched soon. This comes just days after X started testing a<a href="https://www.businessinsider.in/tech/news/elon-musk-says-new-users-on-x-will-have-to-pay-1-a-year-to-prove-they-are-not-a-bot/articleshow/104516084.cms"> $1 annual fee</a> for new accounts in select markets. Musk has said that one of the tiers will allow users to completely remove ads from the platform. At the moment, it is not known if the $1 annual subscription is one of the subscription plans Musk is talking about. <cmsannotation type="cmsannotation" annotationid="Two new subscriptions for X" comment="subhead" text="Two new subscriptions for X">Two new subscriptions for X</cmsannotation> Musk has said that X is testing two new premium subscription plans – a lower cost option with all the features but no reduction in ads. The second plan, which Musk has said will be more expensive, will completely remove ads from the platform. If the cheaper affordable plan does not offer any additional benefit and only offers all the existing features, this may mean that Musk is looking to make X a paid-only platform, allowing only users with a subscription to post. In its $1 “Not a bot” subscription plan testing, X had mentioned that existing users will not be affected by this plan and will continue to be able to use the platform like before. During the testing of its “Not a bot” program, X had mentioned that the users who do not opt for a subscription plan will only be able to read posts, watch videos and follow accounts. X had mentioned that the paid plan is being introduced to reduce spam, manipulation of the platform and reduce bot activity. SEE ALSO: <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a> <a href="https://www.businessinsider.in/tech/news/elon-musk-says-new-users-on-x-will-have-to-pay-1-a-year-to-prove-they-are-not-a-bot/articleshow/104516084.cms">Fight against bots? Musk says new users on X will soon have to pay $1 to create an account</a> <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms">OnePlus Open foldable launched in India as an 'affordable' alternative to Samsung Galaxy Z Fold 5</a>

Pay to post on X soon? Musk says two new subscription plans in the works

Indian Space Research Organisation (<keyword id="6358064" type="General" weightage="20" keywordseo="ISRO" source="Orion">ISRO</keyword>) successfully executed the <keyword id="19218514" type="General" weightage="20" keywordseo="Test-Flight-Abort-Mission" source="Orion">Test Flight Abort Mission</keyword>, for the <keyword id="6797456" type="General" weightage="20" keywordseo="Gaganyaan" source="Orion">Gaganyaan</keyword> mission on Saturday after the first test flight was aborted at 8:45 am due to a problem in the engine ignition. Earlier today, ISRO briefly aborted the launch of the first uncrewed test flight (TV-D1 Flight Test) in the Gaganyaan Mission. The space agency then said that the errors have been identified and corrected and the second launch was scheduled for 10:00 Hrs today. This Flight test vehicle Abort mission is conducted to demonstrate the performance of the Crew escape system as part of the Gaganyaan mission. The mission objectives of the TV-D1 launch are: Flight demonstration and evaluation of Test Vehicle subsystems; flight demonstration and evaluation of Crew Escape System including various separation systems; crew module characteristics; and deceleration system demonstration at higher altitudes and its recovery. The Test Vehicle is a single-stage liquid rocket developed for this abort mission. The payloads consist of the Crew Module (CM) and Crew Escape Systems (CES) with their fast-acting solid motors, along with CM fairing (CMF) and Interface Adapters. This flight simulated the abort condition during the ascent trajectory corresponding to a Mach number of 1.2 encountered in the Gaganyaan mission. This mission represents a significant milestone in India's effort to demonstrate that it is possible to send humans into space. The Gaganyaan project envisages a demonstration of human spaceflight capability by launching a crew of three members into an orbit of 400 km for a 3-day mission and bringing them safely back to earth by landing in Indian waters. This programme will make India the fourth nation to launch a manned spaceflight mission after the US, Russia, and China. Building on the success of the Indian space initiatives, including the recent Chandrayan-3 and Aditya L1 missions, Prime Minister Narendra Modi directed that India should now aim for new and ambitious goals, including setting up 'Bharatiya Antariksha Station' (Indian Space Station) by 2035 and sending the first Indian to the Moon by 2040. SEE ALSO:<a href="https://www.businessinsider.in/tech/mobile/webstories/oneplus-open-vs-samsung-galaxy-z-fold-5-battle-of-the-foldable-smartphones/slidelist/104581006.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/mobile/webstories/oneplus-open-vs-samsung-galaxy-z-fold-5-battle-of-the-foldable-smartphones/slidelist/104581006.cms" target="_blank">OnePlus Open vs Samsung Galaxy Z Fold 5 – battle of the foldable smartphones</a><a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms" target="_blank">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a><a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms" target="_blank">OnePlus Open foldable launched in India as an 'affordable' alternative to Samsung Galaxy Z Fold 5</a>

ISRO successfully launches Test Flight Abort Mission for project Gaganyaan

<keyword id="819997" type="General" weightage="20" keywordseo="iphone-sales" source="Orion">iPhone sales</keyword> crossed 1.5 million units during the first week of festive sales in India for the first time ever, registering more than 25 per cent growth (year-on-year), a report showed on Friday. The festive season smartphone sales grew 25 per cent (on-year) in value in the first week (October 8-15) driven by strong demand for Samsung, <keyword id="6354427" type="General" weightage="20" keywordseo="apple" source="Orion">Apple</keyword> and Xiaomi devices, according to Counterpoint Research. Online channels, which experienced slow demand throughout the year, registered a bigger-than-expected surge in demand, prompting them to raise prices from the third day of the sales week. Around 80 per cent of phones sold on Amazon and Flipkart during first 48 hours were 5G capable. On Flipkart, the premium segment growth was almost 50 per cent YoY driven by the <keyword id="6354606" type="General" weightage="20" keywordseo="iphone" source="Orion">iPhone</keyword> 14 and Galaxy S21 FE, while on Amazon, the segment growth was almost 200 per cent driven by the iPhone 13 and Galaxy S23 FE. This year, the iPhone 14, iPhone 13 and iPhone 12 all experienced high demand, unlike a year ago when the iPhone 13 was the major driver. The Samsung Galaxy S21 FE alsowitnessed strong sales. The model was sold out after two days of the sale on Flipkart. The Rs 10,000-Rs 15,000 price segment witnessed faster 5G upgrades as OEMs launched many devices ahead of the festive season. The realme Narzo 60x 5G, Galaxy M14 5G and M34 5G were the top sellers on Amazon,while the vivo T2x was the top seller on Flipkart. "We are witnessing strong demand for premium devices even after the first week of sales, driven by the availability of many financing and credit schemes, including per-day EMIs," the report mentioned. The strong consumer sentiment will continue in offline sales as well due to parity between offline and online discounts. "Overall, we believe the festive season smartphone sales this year will grow 7 per cent YoY in terms of volumes while the average selling price (ASP) will grow 15 per cent YoY," the report said. SEE ALSO:<a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms" target="_blank">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a><a href="https://www.businessinsider.in/business/news/elon-musk-says-x-to-soon-launch-a-premium-subscription-to-remove-ads/articleshow/104576727.cms" target="_blank"></a> <a href="https://www.businessinsider.in/business/news/elon-musk-says-x-to-soon-launch-a-premium-subscription-to-remove-ads/articleshow/104576727.cms" target="_blank">Pay to post on X soon? Musk says two new subscription plans in the works</a><a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms" target="_blank">OnePlus Open foldable launched in India as an 'affordable' alternative to Samsung Galaxy Z Fold 5</a>

iPhone sales cross 1.5 million units in 1st week of India festive season

<ul><li><keyword id="10591" type="General" weightage="80" keywordseo="samsung" source="Orion">Samsung</keyword> is all set to introduce AI features for its smartphones with <keyword id="19440488" type="General" weightage="80" keywordseo="galaxy-ai" source="Orion">Galaxy AI</keyword>.</li><li>The company has announced <keyword id="19440487" type="General" weightage="100" keywordseo="ai-live-translate-call" source="Orion">AI Live Translate Call</keyword>, a live translation feature for its smartphones.</li><li>The live translation feature and other AI-powered features will be launched early 2024.</li></ul>Professionals working with global companies often have to communicate with people from different countries, including people who may not know the same language. You may have seen live translation being offered at global events like G20 and wished for something like this for smartphones. This may soon become a reality for us with Artificial intelligence (AI). Korean smartphone maker Samsung has now revealed its own AI suite, the Galaxy AI, which it claims will transform your everyday mobile experience. Samsung’s Galaxy AI will soon be offered with the company’s smartphones. This will be powered by both on-device AI and cloud-based AI, similar to Google’s AI features. Samsung has said that the AI features will come early next year. So, we can expect these features to be announced with the Galaxy S24 series in January 2024. “Galaxy AI is universal intelligence on your phone as you’ve never seen it before. In all the places it matters most — from barrier-free communication, to simplified productivity, to unconstrained creativity — we’re unleashing new possibilities,” Samsung said in its blog post. <cmsannotation type="cmsannotation" annotationid="AI Live Translate Call" comment="subhead" text="AI Live Translate Call">AI Live Translate Call</cmsannotation> One of the first features as part of the Galaxy AI is the AI Live Translate Call. This is basically a live translation feature that will be offered with the company’s phone app in its smartphones. What this feature will do is provide a live translation during your call, allowing you to speak with anyone across the world, without having to go around looking for someone who can translate – making it an excellent option, for both professionals and those looking to connect with people across the world. The company has said that audio and text translations will appear in real-time as you speak. The company has also confirmed that the translations will happen on-device and you don’t have to worry about your private conversations leaking. “Galaxy AI is our most comprehensive intelligence offering to date, and it will change how we think about our phones forever,” said <keyword id="19440489" type="General" weightage="50" keywordseo="wonjoon-choi" source="Orion">Wonjoon Choi</keyword>, EVP and Head of R&amp;D, Mobile eXperience Business. <cmsannotation type="cmsannotation" annotationid="Smartphone makers turning towards AI" comment="subhead" text="Smartphone makers turning towards AI">Smartphone makers turning towards AI</cmsannotation> Google has already made AI-powered features as one the highlights of its<a href="https://www.businessinsider.in/tech/mobile/news/google-launches-pixel-8-pixel-8-pro-and-pixel-watch-2-check-out-price-and-specs/articleshow/104165778.cms"> Pixel 8 series</a>, allowing users to edit and improve photos and videos. <keyword id="6354427" type="General" weightage="50" keywordseo="apple" source="Orion">Apple</keyword> is also reportedly investing heavily on AI research and this could result in AI-powered features in the next iteration of iPhones. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/what-is-samsungs-bixby-call-features-and-how-it-works/articleshow/105033482.cms">Samsung’s Bixby offers to answer calls for you – here’s how it works</a> <a href="https://www.businessinsider.in/tech/mobile/news/the-average-selling-price-of-smartphones-increased-in-a-flat-market/articleshow/105033814.cms">The average selling price of Indian smartphones has increased despite a flat market</a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a>

Multilingual global office calls might soon become easier with AI Live Translate Call

<keyword id="6354486" type="General" weightage="20" keywordseo="virat-kohli" source="Orion">Virat Kohli</keyword> brought up his 48th ODI century by hitting the winning six against Bangladesh, aided by <keyword id="6355454" type="General" weightage="20" keywordseo="KL-Rahul" source="Orion">KL Rahul</keyword> at the other end, as the pair turned down easy singles <keyword id="6360637" type="General" weightage="100" keywordseo="kohli" source="Orion">Kohli</keyword> could reach the landmark. Kohli's 48th ton in the format means he could yet overtake Sachin's all-time record of 49 during the ICC Men's Cricket World Cup 2023 in India. The 34-year-old's hundred is his third at ICC Cricket World Cups and the 48th of his ODI career, but it looked all the world like he was going to full short of reaching triple figures when India required 19 runs to win with Kohli himself still 19 short of the landmark. But, he was ably supported by Rahul at the other end and took the strike through to the close of the innings, and reached the milestone he wanted with a maximum that also sealed victory. After the match, which India won by seven wickets with 51 balls to spare, Rahul revealed that refraining from taking singles was his idea to enable Kohli to maintain strike and thereby enhance his prospects of reaching a century. "He was confused, he said it will not look too nice, not to take the single, it's still a World Cup, and it's still a big stage. 'I don't want to look like I am just trying to get the milestone'," Rahul told Star Sports as quoted by ESPNcricinfo. "But I said, I mean it is not won but still I think we'll win quite easily, so if you can get to the milestone why not, you must try. And he did that in the end. I wasn't going to run the singles anyway," he said. In the process of reaching his century, the Indian star became the fastest batter in the history of the men's game to score 26,000 runs in international cricket, bettering the previous record, held by <keyword id="6354267" type="General" weightage="50" keywordseo="sachin-tendulkar" source="Orion">Sachin Tendulkar</keyword>, but 33 innings. Kohli's unbeaten 103 against Bangladesh on Thursday means that only India captain <keyword id="13937" type="General" weightage="50" keywordseo="rohit-sharma" source="Orion">Rohit Sharma</keyword> has now scored more runs so far at the ICC Men's Cricket World Cup 2023, with the pair sitting top two in the Most Runs table. India's victory on Thursday has tied them in terms of points with New Zealand. Both teams remain unbeaten after playing four matches in the tournament. However, New Zealand currently leads the table due to their superior net run rate. SEE ALSO:<a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms" target="_blank">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a><a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms" target="_blank">OnePlus Open foldable launched in India as an 'affordable' alternative to Samsung Galaxy Z Fold 5</a><a href="https://www.businessinsider.in/tech/mobile/news/global-smartphone-shipments-decline-for-the-ninth-consecutive-quarter-expected-to-bounce-back-in-festive-season/articleshow/104487576.cms" target="_blank"></a> <a href="https://www.businessinsider.in/tech/mobile/news/global-smartphone-shipments-decline-for-the-ninth-consecutive-quarter-expected-to-bounce-back-in-festive-season/articleshow/104487576.cms" target="_blank">Smartphone makers should be a worried lot as global shipments decline to a decade low</a>

KL Rahul reveals why Virat Kohli avoided singles in ODI century chase

<ul><li><keyword id="104695" type="General" weightage="20" keywordseo="Qualcomm" source="Orion">Qualcomm</keyword> has launched the <keyword id="16594090" type="General" weightage="100" keywordseo="Snapdragon-8-Gen-3" source="Orion">Snapdragon 8 Gen 3</keyword>, the company’s latest flagship mobile platform.</li><li>The new mobile platform offers improvements of up to 30% for CPU performance and 25% for GPU performance.</li><li>The Snapdragon 8 Gen 3 also brings on-device generative AI capabilities for the chipset.</li></ul> Chipmaker Qualcomm has announced the company’s next flagship mobile platform, the Snapdragon 8 Gen 3 at the Qualcomm Snapdragon Tech Summit 2023. The company also announced the Snapdragon X Elite chipset for PCs and S7 and S7 Pro Gen 1 sound platforms at the summit. The main highlight of the event was the <keyword id="19258472" type="General" weightage="80" keywordseo="Snapdragon-8-Gen-3-chipset" source="Orion">Snapdragon 8 Gen 3 chipset</keyword>, which will be used for the next-gen flagship smartphones by companies like Samsung, OnePlus, Xiaomi and more. Smartphone makers have already started lining up the launch of their smartphones, with the Xiaomi 14 series to be the first. <cmsannotation type="cmsannotation" annotationid="Snapdragon 8 Gen 3 specifications" comment="subhead" text="Snapdragon 8 Gen 3 specifications">Snapdragon 8 Gen 3 specifications</cmsannotation> The Snapdragon 8 Gen 3 is the successor of the<a href="https://www.businessinsider.in/tech/news/qualcomm-snapdragon-tech-summit-2022-snapdragon-8-gen-2-oryon-cpu-ar2-gen-1-platform-and-other-announcements/articleshow/95581109.cms"> Snapdragon 8 Gen 2</a> and comes with several improvements. The Snapdragon 8 Gen 3 chipset is powered by a new Kryo CPU with five gold processors that claim to offer 30% improved performance over its predecessor, along with 20% improved power efficiency. The Snapdragon 8 Gen 3 is equipped with a prime core that runs at 3.3 GHz, five performance cores at 3.2 GHz and two efficiency cores at 2.3 GHz. It’s not just the CPU that has received a boost. The Qualcomm <keyword id="12647199" type="General" weightage="80" keywordseo="adreno-gpu" source="Orion">Adreno GPU</keyword> has also been improved, offering 25% faster performance, with 25% improved battery efficiency. The GPU will also offer 1Hz variable refresh rate support, for lower power display modes. <cmsannotation type="cmsannotation" annotationid="Boost for gamers" comment="subhead" text="Boost for gamers">Boost for gamers</cmsannotation> In good news for gamers, the GPU is claimed to offer 40% improved ray tracing, which is beginning to be added to premium smartphone games. The Snapdragon 8 Gen 3 is equipped with the Snapdragon Elite Gaming suite, offering features such as life-like multi-source lighting with hardware-accelerated ray tracing, a first for mobile gaming. It also supports up to 240 FPS on 240 Hz displays, which may be utilised by gaming phones. The Snapdragon Game Super Resolution will enable upscaling game scenes up to 8K external displays. <cmsannotation type="cmsannotation" annotationid="AI gets a boost" comment="subhead" text="AI gets a boost">AI gets a boost</cmsannotation> The Snapdragon 8 Gen 3 mobile platform, the company claims is its first mobile platform meticulously designed with generative AI in mind. The chipset comes with the Qualcomm AI engine, which is the first AI engine to support multi-modal generative AI models, including large language models (LLM), language vision models (LVM), and more. <cmsannotation type="cmsannotation" annotationid="What is generative AI?" comment="subhead" text="What is generative AI?">What is generative AI?</cmsannotation> Generative AI is a type of technology that can create new and original content, such as text, images, videos and more. It does this by learning patterns from existing data, then using this knowledge to generate new and unique outputs. It works by using a variety of machine learning techniques, including deep learning, neural networks, and reinforcement learning. The Snapdragon 8 Gen 3 supports a chatbot trained on Meta’s Llama 2. This chatbot can accept voice, text and images as inputs and can talk back to users in addition to generating text and images. The chipset supports <keyword id="15744151" type="General" weightage="50" keywordseo="stable-diffusion" source="Orion">Stable Diffusion</keyword>, which enables you to generate images in less than a second. “This platform unlocks a new era of generative AI enabling users to generate unique content, help with productivity, and other breakthrough use cases,” said Chris Patrick, senior vice president and general manager of mobile handsets, Qualcomm Technologies. <cmsannotation type="cmsannotation" annotationid="Qualcomm Sensing Hub" comment="subhead" text="Qualcomm Sensing Hub">Qualcomm Sensing Hub</cmsannotation> The Snapdragon 8 Gen 3 chipset is also equipped with the Qualcomm Sensing Hub, which provides information to the AI engine. The hub will also provide information such as your age, location, fitness level and your favourite activities to the AI engine, enabling personalised responses. SEE ALSO: <a href="https://www.businessinsider.in/tech/apps/news/how-to-use-two-whatsapp-accounts-on-one-phone/articleshow/104641592.cms">How to use two WhatsApp accounts on one phone? A step by step guide</a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a> <a href="https://www.businessinsider.in/tech/mobile/news/oneplus-open-foldable-launched-in-india-as-an-affordable-alternative-to-samsung-galaxy-z-fold-5/articleshow/104560947.cms">OnePlus Open foldable launched in India as an 'affordable' alternative to Samsung Galaxy Z Fold 5</a>

Android smartphones to get more generative AI features with this new Qualcomm chipset

<ul><li><keyword id="8939913" type="General" weightage="80" keywordseo="jio-haptik" source="Orion">Jio Haptik</keyword> and <keyword id="3498585" type="General" weightage="80" keywordseo="cashe" source="Orion">CASHe</keyword> partner to enable automated instant credit lines on <keyword id="790242" type="General" weightage="20" keywordseo="whatsapp" source="Orion">WhatsApp</keyword>. </li><li>This will aid business owners and solopreneurs to access instant credit via WhatsApp. </li><li>Jio <keyword id="4380499" type="General" weightage="100" keywordseo="haptik" source="Orion">Haptik</keyword> and CASHe claim to provide revolving loans on WhatsApp within a minute.</li></ul>Jio Haptik partnered with financial wellness platform CASHe on Tuesday to enable instant credit line disbursals on Whatsapp. Jio Haptik is a WhatsApp chatbot solution provider, which was acquired by <keyword id="6355199" type="General" weightage="50" keywordseo="reliance-industries" source="Orion">Reliance Industries</keyword> in 2019. The overriding technology powering this solution is Haptik’s advanced conversational commerce capabilities and CASHe’s AI-powered bot. The Whatsapp chatbot matches the user’s inputs and automatically facilitates a formal application, along with a Know-Your-Customer (KYC) check. Once verified, it sets up a credit line in a few clicks through a guided conversational flow. The user’s details are generated and displayed based on the name entered – the only key input that the borrower needs to enter is at the start of the conversation. “Haptik is pleased to be partnering with CASHe, India’s leading financial wellness platform, with the aim of helping borrowers get access to loans and credit seamlessly and in under a minute. Since going live with our WhatsApp bot, CASHe has witnessed over 50,000 credit line issuances, more than ₹25 crore in loan disbursals, and more,” said Swapan Rajdev, co-founder and CTO, Haptik. However, this is not the first time that an Indian company is offering loans via Whatsapp. <a href="https://economictimes.indiatimes.com/news/how-to/need-a-loan-just-say-hi-on-whatsapp-and-get-rs-10-lakh-instantly-heres-how-to-apply/articleshow/86961211.cms?from=mdr">Last year</a> IIFL Finance, a non-banking financial company, offered an instant loan disbursement of ₹10 lakh on WhatsApp, where users could access it by typing ‘Hi’ in a chat box, in five minutes. Jio Haptik and CASHe, however, claim to provide revolving loans on WhatsApp within a minute. Revolving loans provide more flexibility with drawdowns and repayments as opposed to traditional loans. “With this solution on offer, we have successfully pivoted our credit model to adapt to the shifts in the lending space by offering instant sachet loans to existing and prospective borrowers through an engaging and conversational flow. The digital assistant on WhatsApp helps us to reach out to new customers and support the existing ones,” said <keyword id="12757264" type="General" weightage="50" keywordseo="yashoraj-tyagi" source="Orion">Yashoraj Tyagi</keyword>, CTO of CASHe. <keyword id="15651702" type="General" weightage="50" keywordseo="jio-on-whatsapp" source="Orion">Jio on Whatsapp</keyword> This August, <keyword id="58448" type="General" weightage="50" keywordseo="reliance-retail" source="Orion">Reliance Retail</keyword> launched a grocery delivery service called Jio on Whatsapp. In the September ending quarter, Reliance Retail said that <keyword id="8506093" type="General" weightage="50" keywordseo="jiomart" source="Orion">JioMart</keyword> on WhatsApp brought in 37% orders from ‘new’ customers on JioMart. “The business launched JioMart on WhatsApp native app during the quarter, a novel and disruptive initiative that brings the simplicity of instant chat service to the online shopping experience to millions of consumers. An impressive 37% of orders received from this platform are from new customers who had not shopped on JioMart before,” Reliance said. SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/india/news/government-listed-private-companies-capex-to-touch-21-lakh-crore-in-fy23-icici-securities/articleshow/95858117.cms">Government, listed private companies’ capex to touch ₹21 lakh crore in FY23: ICICI Securities</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/stock-market/news/recent-ipo-successes-could-lead-to-recovery-in-the-primary-market-ey/articleshow/95858664.cms">Recent IPO successes could lead to recovery in the primary market: E&amp;Y</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/sustainability/news/mumbai-delhi-ranked-lowest-among-6o-global-cities-for-public-transit-systems/articleshow/95857282.cms">Mumbai, Delhi ranked lowest among 6o global cities for public transit systems</a>

You Searched For "sachet loans" and got 12 results

Google for India – Sachet loans to credit on UPI, tech giant bets on lending

Sourabh Jain

Personal loans remain the dominant Fintech product, accounting for 96% of the total disbursement volume: Equifax and FACE

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WhatsApp now allows users to have two accounts on one phone within the app

ANI

Meta asks advertisers to disclose use of AI in political, social ads

IANS

Hardik Pandya may miss more World Cup matches, continues his recovery at NCA

PTI

Pay to post on X soon? Musk says two new subscription plans in the works

Sourabh Jain

ISRO successfully launches Test Flight Abort Mission for project Gaganyaan

ANI

iPhone sales cross 1.5 million units in 1st week of India festive season

IANS

Multilingual global office calls might soon become easier with AI Live Translate Call

Sourabh Jain

KL Rahul reveals why Virat Kohli avoided singles in ODI century chase

IANS

Android smartphones to get more generative AI features with this new Qualcomm chipset

Sourabh Jain

Jio Haptik and CASHe partner to deliver instant credit lines on Whatsapp

Eetika Kapoor

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