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<ul><li>According to a <keyword id="4321682" type="PERSON" weightage="20" keywordseo="customer-survey">customer survey</keyword> done by financial group Robocash Group, roughly one-third (30%) of Indians fall short of money every now and then. </li><li>A fourth of respondents in <keyword id="3658" type="LOCATION" weightage="20" keywordseo="India">India</keyword> and the Philippines are directly or indirectly involved in careers related to finance. </li><li>This is when half of the Indian respondents are university graduates and most have a regular job.</li></ul>Financial literacy is as important as it is to earn well. However, Indians seem to be facing difficulty in planning their personal budgets. According to a customer survey done by financial group Robocash Group, roughly one-third (30%) of Indians fall short of money every now and then. Also, close to 88% respondents of the survey feel that the gaps in their personal budget is due to the lack of financial knowledge. They are also keen on improving the situation. This is in spite of the fact that half of the respondents are either university graduates, and most of them hold on to a regular job. But they are also keen on improving the situation. “The level of financial literacy and readiness to improve it among customers significantly correlates with their involvement in finance,” the report added. In fact, one-fourth of respondents in India and the Philippines are directly or indirectly involved in a career field related to finance. The survey was performed in three countries — India, Philippines, Vietnam. Indians seem to face budgetary issues as only 23% and 21% of the respondents admitted to budgetary gaps in the Philippines and Vietnam, respectively.

A third of Indians are constantly short of money and 88% admit that they lack financial literacy

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A third of Indians are constantly short of money and 88% admit that they lack financial literacy

Prerna Sindwani

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