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Six hacks to tackle low CIBIL score before making a home loan application

In case your CIBIL score is unsatisfactory, here are five things to do if things are not in your fa…

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Here’s how utility bills play an important role while applying for a loan

When and how delayed utility bill payment will begin to hurt: TransUnion CIBIL, India’…

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All that you should know about your CIBIL score

CIBIL does not recommend any cut-off score to banks to help them arrive at any lending decisions. E…

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Straigten up! You have a bad credit behavior if you are doing any of these!

Have you missed out on paying your monthly EMIs on any of your loan. This is quite a common trend o…

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What to do when your home loan gets rejected!

Lenders rely on the CIBIL score and CIBIL report to understand your credit history and credit b…

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Six compelling reasons why you should use credit cards

Take a look at the best reasons to use your credit card. A debit card is an extension of you saving…

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Credit Data Bureaus– Why India Needs More Players

There is great news for borrowers who have a good track record when it comes to servicing their loa…

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2 mins read

Being In Debt Could Be Good For Your Credit Score

In order to maintain a good credit score, you first need to figure out how you can achieve it and w…

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Why Your Credit Score Matters?

Credit score, popularly known as CIBIL score, is an indicator of your creditworthiness. Credit scor…

Rajiv Raj   


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Look to refinance your home loan to save on EMI payments

Since May 2022, the EMI per lakh has gone up from ₹899 to ₹1,044. The RBI has raised the repo rate …

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Individual track records don’t matter much to Banks when it comes to charging interests, here’s why

Even a good loan repayment track record and strong financials can’t make you pay less interest than…

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9 mins read

Whether we like it or not, Indians are already partaking in the superfood ‘trend’

Business Insider spoke to nutrition expert Dr. Nandita Iyer who, after her first book — The Eve…

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Five Reasons Why Your Credit Card Could Be Declined

If you miss your credit card payment schedule regularly because of reckless purchases, you will not…

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Financial Literacy- The Key To The Emancipation Of The Indian Woman

Lastly, if you are planning to apply for a loan or even a credit card for that matter, do not forge…

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Want To Plan Your Life? Stop Telling Yourself These Money Lies

We all know that we must start investing money, but very often procrastinate about it. If you are i…

Rajiv Raj