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<ul><li>The deadline to link your PAN to your Aadhaar is March 31, 2022.</li><li>One could face certain consequences in executing financial transactions if PAN and Aadhaar are not linked.</li><li>Also a penalty of ₹1,000 is levied if failed to link PAN with Aadhaar before March 31.</li></ul>While the current financial year is about to end this week, there are a host of tax-related tasks one needs to complete to avoid any consequences. Among other things, an important one is to link your PAN with your Aadhaar card before March 31st, 2022. If you do not link your PAN to Aadhaar, it will become inoperative and one may face slew of penalties. Linking PAN-Aadhaar after March 31 will levy a fine up to ₹1,000, according to the Central Board of Direct Taxes. Besides, providing an invalid PAN will also attract fines up to ₹10,000. In case you don’t link PAN with Aadhaar, your PAN would become inoperative, which would mean that you will not be able to invest in mutual funds, stocks or open a bank account among other things. To complete the KYC process on an investment platform, one needs an active PAN. These are the easiest two ways to link your PAN to Aadhaar. <ul><li><a href="https://eportal.incometax.gov.in/iec/foservices/#/pre-login/bl-link-aadhaar">Click here </a>to quickly link your PAN to Aadhaar on the income tax portal.</li><li>Send an SMS from your registered number with Aadhaar on 567678 or 56161.</li></ul>Linking your PAN with Aadhaar will help you in quick e-verification of income tax returns. <div type="javascript" title="Custom" contenttype="Image"><cdata><![CDATA[ ]]></cdata></div> SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/tech/apps/news/india-might-be-building-a-super-app-for-its-farmers-combining-weather-market-updates-advisories-and-more-in-one-app/articleshow/90509756.cms">India might be building a super app for its farmers, combining weather, market updates, advisories and more in one app</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/investment/news/crypto-prices-are-on-the-rise-heres-list-of-altcoins-that-have-been-in-the-spotlight/slidelist/90495792.cms">Crypto prices are on the rise – here’s list of altcoins that have been in the spotlight</a>

Three days left to link PAN with Aadhaar to avoid any penalty or other consequences

The <keyword id="19938467" type="General" weightage="20" keywordseo="deadline" source="keywords">deadline</keyword> for filing your <keyword id="19995225" type="General" weightage="20" keywordseo="income-tax-return" source="keywords">income tax return</keyword> for AY 2024-25 i.e. July 31st is knocking right at your door. If you are yet to file your <keyword id="19897621" type="General" weightage="20" keywordseo="itr" source="keywords">ITR</keyword>, you still have some time. But there are certain things that you must remember and double-check before you click on submit ITR-from picking out the right form to ensuring that all the details you’ve furnished are correct. Read on to know the top five things that you must remember before <keyword id="19942833" type="General" weightage="100" keywordseo="ITR-filing" source="keywords">ITR filing</keyword>. <h2>Linking your PAN with Aadhar is mandatory</h2>Before you file your ITR, ensure that your <keyword id="19985317" type="General" weightage="20" keywordseo="Pan-card" source="keywords">PAN card</keyword> is linked to your <keyword id="19952125" type="General" weightage="20" keywordseo="Aadhar-card" source="keywords">Aadhar card</keyword>. You can’t file your ITR without linking your Pan to Aadhar first. This can be done online. In case you’re wondering whether or not your PAN is linked to your Aadhar card, you can visit <a href="https://eportal.incometax.gov.in/iec/foservices/#/pre-login/verifyYourPAN">this</a> link and verify. However, remember that this process can take up to 6-10 days to complete, so you'll have to jump aboard the belated ITR bandwagon in case you've just initiated the linking process. <h2>Pick the correct form</h2>Choosing the correct form is one of the most important things that you need to keep in mind while filing your ITR. For instance, the ITR-1 form is designed for resident individuals who have income from salary, one house property, and other sources such as interest or dividends, provided their total income does not exceed Rs 50 lakh. On the other hand, ITR-2 is applicable to individuals and Hindu Undivided Families (HUFs) with income from capital gains or foreign assets.<div type="Article" hostid="261" msid="111406215" title="Wondering which ITR form is right for you? Know all about it here" mstype="2" mssubtype="0"></div> ITR-3 is applicable for those who have income from business or professions, or those who are self-employed. ITR-4 is filled by those who opt for presumptive taxation. <h2>Remember to <keyword id="22469557" type="General" weightage="20" keywordseo="e-verify" source="keywords">E-verify</keyword> your return: </h2>Think you're done with your ITR filing? Think again! You will also need to e-verify your return. If the e-verification is not done within 30 days from filing your ITR, it will be rendered invalid, and will be considered as not filed. You will also not receive any refunds in the absence of e-verification of your ITR. You can easily e-verify your ITR via generating an OTP on your mobile number linked with Aadhar, or by generating an electronic verification code (EVC) through your pre-verified bank account or demat account. <h2>Check your documents and details</h2> When you are trying to get things done quickly, it isn’t uncommon to forget double-checking the details entered. Do remember to double-check all the details that you enter in your ITR. Also, filing an ITR requires certain documents like bank statements, investment proofs, <keyword id="19948097" type="General" weightage="20" keywordseo="tds" source="keywords">TDS</keyword> certificates, Form 16 etc. Even though you don’t have to attach these documents in the ITR, you must keep them handy. <div type="Article" hostid="261" msid="111402608" title="ITR filing: Documents you need to file your income tax return" mstype="2" mssubtype="0"></div> <h2>Check income and investment details</h2> If you have just one source of income, the process is easy as you just need to mention that in your ITR. However, if you have <keyword id="22106780" type="General" weightage="20" keywordseo="multiple-sources-of-income" source="keywords">multiple sources of income</keyword>, you need to be careful and mention all of them. Similarly, ensure that you have entered all investment details in the form correctly. Do not forget to mention your interest earned on savings and fixed deposits, dividend income (if any) or income from other sources, since that could lead to hefty penalties.

Five things to remember as you file your ITRs at the last minute

The <keyword id="19994390" type="General" weightage="20" keywordseo="GST-Council" source="keywords">GST Council</keyword> on Saturday decided to tweak <keyword id="20452955" type="General" weightage="20" keywordseo="tax-rates" source="keywords">tax rates</keyword> on items, including accommodation services for students and solar cookers, and took a host of taxpayer-friendly measures including waiver of interest and penalty for demand notices issued in the first three years of <keyword id="6354679" type="General" weightage="100" keywordseo="GST" source="Orion">GST</keyword> rollout. Briefing reporters after the 53rd <keyword id="3680839" type="General" weightage="20" keywordseo="GST-Council-meeting" source="Orion">GST Council meeting</keyword>, Finance Minister <keyword id="129243" type="General" weightage="20" keywordseo="Nirmala-Sitharaman" source="Orion">Nirmala Sitharaman</keyword> said the Council has recommended to roll-out the biometric-based <keyword id="20433416" type="General" weightage="20" keywordseo="Aadhaar-authentication" source="keywords">Aadhaar authentication</keyword> of registration applicants on pan-India basis in a phased manner. This will help check fraudulent registration done to avail input tax credit and evade taxes. To reduce litigation, the Council decided to fix a monetary limit for tax officers to file appeals before the GST Appellate Tribunal, the High Court and the Supreme Court at Rs 20 lakh, Rs 1 crore and Rs 2 crore, respectively. It also recommended reduction of the quantum of pre-deposit required to be paid by taxpayers for filing of appeals under Goods and Services Tax (GST). The maximum amount of pre-deposit for filing appeal with the appellate authority has been reduced from Rs 25 crore CGST and SGST each to Rs 20 crores CGST and SGST each. This will help ease cash flow and working capital blockage for the taxpayers. "The 53rd GST Council meeting has taken a number of decisions on trade facilitation, easing compliance burden and giving relief to taxpayers in terms of easing compliance," Sitharaman said. The Minister said the next meeting of the GST Council will be held in August in which the Group of Ministers (GoM) on GST rate rationalisation under Bihar Deputy Chief Minister Sumant Chaudhary, will give a presentation on the status of the work and aspects covered by the panel and work pending before the panel. "What was decided in the Council is, when we meet in the next GST Council meeting we will start a discussion on rate rationalisation... There will be a presentation by the GoM irrespective of whether the report is draft... and then Council will start the discussion on rate rationalisation in the next meeting in August," Sitharaman said. The GST Council on Saturday recommended to exempt Accommodation Services of up to Rs 20,000 per person per month from GST. This is subject to the condition that these services are supplied for a minimum continuous period of 90 days. "It's primarily meant for students," Sitharaman said. In a taxpayer friendly move, the Council has decided to waive interest and penalties for demand notices issued under Section 73 of the CGST Act (for cases not involving fraud, suppression or wilful misstatement) for the fiscal years 2017-18, 2018-19 and 2019-20, if the full tax demanded is paid by March 31, 2025. GST, which subsumed 17 local taxes and cesses, was rolled out on July 1, 2017. With its introduction, prices of various products and services used by masses have moderated. As per the CBIC data, mobile phones and many household items including TV, refrigerator, washing machine and AC have become cheaper post GST. It has reduced burden on household income and improved affordability. The Council also decided to refer the standing committee's recommendation to exempt GST on fertiliser and cut rates on raw materials to the GoM on rate rationalisation. Currently, GST is levied at 5 per cent on fertilisers, while its raw materials like sulphuric acid and ammonia face 18 per cent tax. Also the Tax Collected at Source (TCS) rate for e-commerce suppliers has been cut from present 1 per cent to 0.5 per cent, which will ease the financial burden on the suppliers making supplies through E-commerce platform. Besides, services provided by Indian Railways to the general public, namely, sale of platform tickets, facility of retiring rooms/waiting rooms, cloak room services and battery-operated car services as well as intra-railway transactions would be exempt from GST. GST Council has prescribed a uniform rate of 12 per cent on all milk cans meaning steel, iron, aluminum which are irrespective of the use. The Council also recommended a uniform GST rate of 12 per cent on all carton boxes and cases of both corrugated and non-corrugated paper or paper board, which in particular, help the apple growers of Himachal Pradesh and Jammu &amp; Kashmir. All types of Sprinklers, including fire water sprinklers, will attract 12 per cent GST. Solar Cookers, whether it has a single or dual energy source, too will attract a 12 per cent tax. The Council also decided that GST anti-profiteering provisions will have a sunset date of April 1, 2025. Current cases and investigations with regard to profiteering complaints will be handled by the Principal bench of GST Appellate Tribunal (GSTAT), instead of the Competition Commission of India (CCI). Also, the time limit to avail input tax credit w.r.t. any invoice or debit note through any GSTR 3B return filed up to November 30, 2021 for FY 2017-18, 2018-19, 2019-20 and 2020-21, has been fixed at November 30, 2021. Sitharaman said less than two per cent of the total 58.62 lakh taxpayers under Central GST administration has been sent tax notices and the intention of the government is to make GST assessees life easier by reducing compliance requirements. "I want to reassure the assessees that our intent is to make GST assessees life easier, we are working towards less and less compliance. On behalf of the CGST, notices are not being sent left, right and centre. Only 1.96 per cent of all active tax assessees have been sent notices from Central GST," Sitharaman said.

GST Council tweaks tax rates; Waives interest, penalty on tax dues for first 3 years of rollout

<keyword id="22524198" type="General" weightage="20" keywordseo="nonstick-cookware" source="keywords">Nonstick cookware</keyword> with its <keyword id="22334184" type="General" weightage="20" keywordseo="Teflon" source="keywords">Teflon</keyword> coating has had a bad reputation since the early 2000s, cancer being one of its many alleged evils. And yet, not only is a nonstick pan found in almost every kitchen, it is also among the most-loved dishes to cook with — who doesn’t like it when their dosa comes out perfectly crisp AND lifts off the tawa off its own accord without having to scrape? But if recent news around the ‘<keyword id="22524197" type="General" weightage="100" keywordseo="Teflon-flu" source="keywords">teflon flu</keyword>’ is having you eye your beloved nonstick rather suspiciously, we gotchu. According to a recent report, over 250 Americans were hospitalised last year due to a condition called ‘<keyword id="22541724" type="General" weightage="20" keywordseo="teflon-fever" source="Orion">Teflon fever</keyword>’, formally known as <keyword id="22541725" type="General" weightage="20" keywordseo="polymer-fume-fever" source="Orion">polymer fume fever</keyword>. Its symptoms range from mild flu-like symptoms such as headache and body aches to more severe conditions requiring medical attention. <div type="Article" hostid="261" msid="91352745" title="Healthy people are at-risk of liver disease from &amp;#39;forever chemicals&amp;#39; in takeout containers and non-stick pans, scientists say" mstype="2" mssubtype="0"></div><h2>What is Teflon flu? </h2>Teflon, or polytetrafluoroethylene (PTFE), is a synthetic chemical that creates a non-stick surface on cookware. While convenient, it can pose <keyword id="19977451" type="General" weightage="20" keywordseo="health-risks" source="keywords">health risks</keyword> if mishandled. When Teflon-coated cookware is overheated — to above 500°F (or 260°C), the coating can deteriorate, releasing harmful fumes into the air. These fumes contain a complex mix of fluorinated substances that can cause flu-like symptoms when inhaled. While Teflon cookware is a common culprit, it's important to note that other sources can also lead to similar symptoms. For instance, people working in welding or metal-related industries are at risk of metal fume fever, caused by inhaling fumes from heated metals. Symptoms of both Teflon flu and metal fume fever can include fever, chills, cough, chest tightness, and muscle aches. And if you experience these symptoms after exposure to fumes, it's essential to seek medical attention. <h2>How to prevent Teflon flu?</h2>To minimise the risk of Teflon flu and prolong the life of your cookware, follow these guidelines: Avoid overheating! Teflon flu becomes a problem when the nonstick cookware is heated past the 260°C-mark. However, this is rare as the temperature most meats and other foods are looked at is 75°C or hotter. When cooking on a Teflon-coated pan, using medium or low heat is recommended to prevent high heat from damaging the coating and releasing harmful fumes. If you’re looking to broil or sear your food, then avoiding your nonstick and opting for an iron skillet instead is recommended. Also, never heat your nonstick without oil or food already in it to prevent overheating. Proper ventilation To avoid inhaling any fumes that your Teflon-coated pan might be emanating, using the kitchen exhaust fan or opening the windows might be ideal. Utensil care The other major concern with Teflon coating is that it has been linked to various health conditions upon ingestion. One must avoid scratching it and only use wooden or silicone spatulas on it. Metal utensils can damage the coating and increase the risk of overheating, as well! Gentle cleaning Again, to avoid scratching your nonstick pan, wash it with warm, soapy water and a soft sponge is important. Abrasive scouring pads or steel wool are a big no on Teflon-coated cookware. You can consider soaking your nonstick for a bit in case of stubborn residue, but leaving it in water for a long time can damage its coating and shorten its lifespan over time. Replace when necessary This is perhaps the most important point to note: throw away your pans if they start to peel, flake or chip and find a replacement. <div type="Article" hostid="261" msid="95388062" title="A single scratch on a Teflon nonstick pan can release thousands of microplastic particles, study suggests" mstype="2" mssubtype="0"></div>While Teflon cookware is usually deemed safe when used properly, it's also versatile and relatively cheaper than cast iron and carbon utensils. But hey, if you’re still uncertain about good old nonstick, there’s plenty of other options to explore!

5 tips to prevent ‘Teflon flu’ and use your nonstick pans safely

<ul><li>Typically, a non-linked savings <keyword id="153887" type="General" weightage="20" keywordseo="life-insurance-policy" source="Orion">life insurance policy</keyword> has two components in its premium, namely risk and savings component. </li><li>The proposed changes if implemented would allow insurers to set a threshold premium amount beyond which the surrender charges won’t be applied. </li><li>Experts say one should consider financial circumstances, goals, and alternatives before deciding to surrender an <keyword id="3281103" type="General" weightage="20" keywordseo="endowment-policy" source="Orion">endowment policy</keyword>. </li></ul>The Insurance Regulatory and Development Authority of India (<keyword id="635172" type="General" weightage="20" keywordseo="irdai" source="Orion">IRDAI</keyword>) in its exposure draft released earlier this month (Dec 12) has proposed to amend the <keyword id="885219" type="General" weightage="20" keywordseo="surrender-value" source="Orion">surrender value</keyword> calculation for non-linked life insurance policies. Typically, a non-linked savings life insurance policy has two components in its premium, namely risk and savings component. Currently, the guaranteed surrender value ratio as stipulated by IRDAI doesn’t differentiate between the savings and risk component of the premium. The exposure draft has possibly tried to strip out the savings component in each non-linked life insurance premium as the amount of premium in excess of the threshold premium. “Logically, there should not be any surrender penalty in the savings component of the premium, which the proposed draft has tried to address. This would ensure the financial loss to the customer comes down significantly in case they surrender or discontinue their policy before the term completion,” says Sabyasachi Sarkar, appointed actuary, Go Digit Life Insurance. This is an extremely customer-friendly step proposed by the regulator as a lot of policies lapse or are surrendered by the policyholders before the policy term ends. “This will ensure the debate around low surrender value among insurance products ends and makes non-linked traditional insurance plans attractive among customers,” adds Sarkar. What it means “The proposed changes if implemented would allow insurers to set a threshold premium amount beyond which the surrender charges won’t be applied and lead to more money in hands of policyholders if they chose to surrender the policy,” says Abhishek Kumar, SEBI Registered Investment Adviser and Founder, SahajMoney.com. For example, If one is paying ₹1 lakh as annual premium and threshold value is set to 30% then in that case the surrender charges would apply only to ₹30,000 and balance ₹70,000 would be free from any surrender charges. Earlier the surrender charges would apply to the entire annual premium of ₹1 lakh. So the customer stands to gain if these proposals are implemented. Existing vs Proposed: Guaranteed surrender value of regular premium policy <table style="border-width: initial; border-style: none;"></colgroup><tbody><tr><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;background-color:#ffc000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Cumulative Premium Paid (in ₹) </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;background-color:#ffc000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Year of Surrender </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;background-color:#ffc000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Guaranteed Surrender Value (Existing) (in ₹) </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;background-color:#ffc000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Guaranteed Surrender Value (Proposed) (in ₹) </td></tr><tr><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">1,50,000 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">1 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">0 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">1,25,000 </td></tr><tr><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">3,00,000 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">2 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">90,000 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">2,65,000 </td></tr><tr><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">4,50,000 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">3 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">1,57,500 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">4,01,250 </td></tr><tr><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">6,00,000 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">4 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">3,00,000 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">5,50,000 </td></tr><tr><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">7,50,000 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">5 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">3,75,000 </td><td style="border-left:solid #000000 1.363635pt;border-right:solid #000000 1.363635pt;border-bottom:solid #000000 1.363635pt;border-top:solid #000000 1.363635pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">6,87,500 </td></tr></tbody></table> Calculations and assumptions: The calculations are for non-linked traditional insurance policy with a policy term of 10 years and an annual premium of ₹1.5 lakh. Premium Threshold assumed at ₹25,000 and premium in excess of threshold limit at ₹1.25 lakh. Note: The premium threshold limit assumed at ₹25,000 as no specific premium threshold is defined in exposure draft. The Exposure Draft states there shall be a Premium Threshold defined for each product. Source: Go Digit Life Insurance estimates based on IRDAI Exposure Draft However, surrendering your moneyback policy may not be a <a href="https://www.businessinsider.in/personal-finance/news/should-you-surrender-your-moneyback-policy/articleshow/104517016.cms">wise idea</a> in all situations. You should consider your financial circumstances, goals, and alternatives before deciding to surrender the policy, as it may have significant financial implications.

Insurance regulator proposes increasing surrender value of non-linked policies: Explained

<ul><li>If you are facing any difficulty in PAN-Aadhaar <keyword id="1321742" type="General" weightage="20" keywordseo="linking" source="Orion">linking</keyword> due to a discrepancy in information, you need to resolve the issue. </li><li>That can be done by updating the relevant information in your <keyword id="144117" type="General" weightage="20" keywordseo="aadhaar" source="Orion">Aadhaar</keyword> and <keyword id="61610" type="General" weightage="20" keywordseo="pan" source="Orion">PAN</keyword> card, either through online channels or by visiting authorised Aadhaar and PAN service providers. </li><li>The IT department has cautioned that if individuals do not link their Aadhaar number with PAN by the due date, their PAN will become <keyword id="2228892" type="General" weightage="20" keywordseo="inoperative" source="Orion">inoperative</keyword>. </li></ul>The Finance Ministry had extended the <keyword id="43355" type="General" weightage="20" keywordseo="deadline" source="Orion">deadline</keyword> to link one’s Permanent Account Number (PAN) with Aadhaar until June 30, 2023. The earlier deadline was March 31. Starting July 1, an individual’s PAN will become inoperative if it is not linked to Aadhaar. To link PAN with Aadhaar, you need to pay a fine of ₹1,000. This can be done on the NSDL portal. It's important to note that the <keyword id="6354751" type="General" weightage="20" keywordseo="income-tax" source="Orion">Income Tax</keyword> department will not process tax returns until your PAN and Aadhaar are linked. <cmsannotation type="cmsannotation" annotationid="Penalty for not linking PAN and Aadhaar" comment="subhead" text="Penalty for not linking PAN and Aadhaar">Penalty for not linking PAN and Aadhaar</cmsannotation> The IT department has cautioned that if individuals do not link their Aadhaar number with PAN by the due date, their PAN will become inoperative. This will restrict them from using PAN for filing returns, processing pending returns, issuing refunds, completing pending proceedings, deducting taxes at a regular rate, and may also create challenges with banks and financial platforms due to PAN's significance as a vital know-your-customer (KYC) criterion for financial transactions. Not being able to file returns will be a serious handicap as the last day for filing returns is July 31. Also, as per Section 272B of the Income Tax Act, if an individual fails to quote or furnish her PAN as required by the Income Tax Law, a penalty of ₹10,000 can be levied. This penalty can be imposed for each instance of non-compliance with the PAN quoting requirement. <cmsannotation type="cmsannotation" annotationid="subhead" text="Resolving discrepancies">Resolving discrepancies</cmsannotation> The IT department recently acknowledged in a tweet that many individuals are encountering difficulties when attempting to link their PAN-Aadhaar due to discrepancies in name, date of birth and gender. The department suggests individuals update any relevant information in their Aadhaar and PAN card either through online channels or by visiting authorised Aadhaar and PAN service providers. The tweet also highlights an additional measure taken to facilitate the linking process: the introduction of biometric-based authentication, which can be accessed at dedicated centres of PAN Service Providers (Protean &amp; UTIITSL). According to the Unique Identification Authority of India (UIDAI), updating address details on Aadhaar can be done online through the Self Service Update Portal (SSUP). However, for updating other details such as demographic information (name, address, date of birth, gender, mobile number, email) and biometrics (fingerprints, iris and photograph) in Aadhaar, it is necessary to visit a Permanent Enrolment Centre. PAN details can be updated by visiting the National Securities Depository Limited (NSDL) PAN website - onlineservices.nsdl.com/ or the UTI Infrastructure Technology And Services Limited (UTIITSL) website- pan.utiitsl.com.

Only 2 days left to link PAN with Aadhaar – Missing the deadline will lead to PAN deactivation and more

<ul class="summary-list"><li><keyword id="11947904" type="UNKNOWN" weightage="60" keywordseo="pfas" source="Orion">PFAS</keyword> are known as "forever <keyword id="12205881" type="UNKNOWN" weightage="60" keywordseo="chemicals" source="Orion">chemicals</keyword>" because they are slow to break down in the environment and the body.</li><li>Exposure to PFAS has been linked to an elevated risk of some cancers, low birth weight, and immune dysfunction.</li></ul>More patients are requiring liver transplants late in life, and scientists have identified exposure to industrial chemical compounds as a contributing factor to increased rates of liver disease.In the next decade, scientists expect to see non-alcoholic fatty liver disease become the leading reason for liver transplants. The disease, which is estimated to affect <a href="https://pubmed.ncbi.nlm.nih.gov/32061595/">25% of the world's population</a>, has already caused <a href="https://www.healio.com/news/gastroenterology/20220309/nash-linked-to-sharp-increase-in-liver-transplants-in-older-patients">millions of elderly Americans</a> to require new livers.Several factors can affect an individual's risk of liver disease. Drinking alcohol can damage the liver over time, especially for heavy drinkers. Obesity, high blood pressure, and high cholesterol have also been named as risk factors.Now, scientists have found that exposure to chemicals called PFAS, which are especially slow to break down in the body, is linked to an increased risk of non-alcoholic fatty liver disease, according to an analysis published in <a href="https://ehp.niehs.nih.gov/doi/10.1289/EHP10092">Environmental Health Perspectives</a>.<h2>PFAS chemicals are circulating in the environment</h2>PFAS, or per- and polyfluoroalkyl substances, are notoriously difficult to get rid of once they've been manufactured. They're known for their waterproof, stain-resistant, and grease-resistant properties, making PFAS popular additives in <a href="https://www.insider.com/how-to-avoid-household-products-that-contain-toxic-pfas-chemicals-2021-7">everything from rain gear to take-out containers</a>.Scientists have found that <a href="https://www.niehs.nih.gov/health/topics/agents/pfc/index.cfm#:~:text=One%20report%20by%20the%20Centers,blood%20of%2097%25%20of%20Americans.&amp;text=A%20more%20recent%20NHANES%20report,products%20in%20the%20early%202000s.">virtually all Americans</a> are exposed to some PFAS in the air or contaminated drinking water, and the chemicals remain in the bloodstream for a lifetime. High levels of exposure to PFAS have been linked to <a href="https://www.epa.gov/pfas/our-current-understanding-human-health-and-environmental-risks-pfas">health risks</a> related to some cancers, weakened immune function, and developmental delays in children.Scientists who study <keyword id="12905983" type="UNKNOWN" weightage="60" keywordseo="environmental-health" source="Orion">environmental health</keyword> have suspected a connection between PFAS and liver damage for years now, but the field needed a large-scale review to prove a link, lead author Elizabeth Costello said in a <a href="https://www.eurekalert.org/news-releases/950780">news release</a>. Costello and colleagues at the University of Southern California's Keck School of Medicine compiled more than 100 studies that evaluated PFAS exposure and liver damage in either human or rodent populations. The evidence clearly demonstrated that exposure to three well-known PFAS was connected to higher levels of an enzyme that indicates liver damage, Costello said. Those specific chemicals — nicknamed <a href="https://pubchem.ncbi.nlm.nih.gov/compound/74483">PFOS</a>, <a href="https://pubchem.ncbi.nlm.nih.gov/compound/9554">PFOA</a>, and <a href="https://pubchem.ncbi.nlm.nih.gov/compound/Perfluorononanoic-acid">PFNA</a> — are among the most studied PFAS to date.Evidence for newer PFAS created to replace banned or blacklisted chemicals is not as strong, though the authors predicted that these next-generation chemicals behave like the most well-known PFAS because they share a similar structure.<h2>Exposure to PFAS may affect the liver similarly to a high-fat diet</h2>The authors also noted that PFAS are structurally <a href="https://www.insider.com/fatty-acid-butter-dairy-may-be-healthy-new-research-suggests-2022-3">similar to fatty acids</a>, so exposure to the chemicals may mimic the effects of consuming a lot of fat.Studies in rodents exposed to PFAS revealed that the chemicals bind to receptors for fatty acids, causing abnormal fat buildup in the liver. This effect was linked to several indicators of fatty liver disease, including increased cholesterol, triglycerides, and uric acid.However, isolating the effect of PFAS on the liver in humans is a trickier feat. Humans are exposed to <a href="https://www.insider.com/toxic-chemicals-to-avoid-makeup-shampoo-ingredient-labels-2021-10">a chemical cocktail</a> of hundreds if not thousands of different compounds that may or may not affect human <keyword id="11894571" type="UNKNOWN" weightage="100" keywordseo="health" source="Orion">health</keyword>, Costello said in the news release. Future research may use mixture analyses to evaluate different combinations of chemicals, and more studies are needed to follow people exposed to PFAS over several years.

Healthy people are at-risk of liver disease from 'forever chemicals' in takeout containers and non-stick pans, scientists say

The last date to link PAN CARD with Aadhaar is 31st December 2019. However, to the masses, it is still unclear as to what the consquences of non-compliance would be. The central board of direct taxes (CBDT) in its notification dated 28th September 2019 extended the deadline for the 7th time to the end of the year. It is mandatory to link your <keyword id="8156425" type="UNKNOWN" weightage="20" keywordseo="Aadhaar-Card-with-PAN">Aadhaar card with PAN</keyword> if you have to process the Income Tax Return. Any bank transaction above Rs. 50,000 will need you to link your Aadhaar and PAN. Linking Aadhaar card with PAN card is a simple process similar to linking PAN card with Aadhaar card. Why must you link your Aadhaar card with PAN? The Income Tax department had earlier announced that all the PAN cards that have not been linked to Aadhaar card will be deactivated after 30 September 2019. Linking Aadhaar with Pan has been mandated for all having a PAN card. If multiple PAN cards are issued in the same name, this problem can be tackled by linking Aadhaar with PAN. If your Aadhaar is not linked with PAN, your IT returns will never be processed by the Income Tax Department. When you link your Aadhaar card with PAN, you will get a summary of all the taxes levied on you for your future reference. Steps to link your Aadhaar card and PAN card online through e-filing website Step:1 Visit the Income Tax e-filing website <a href="https://www.incometaxindiaefiling.gov.in/home">https://www.incometaxindiaefiling.gov.in/home</a> Step 2: Input your PAN and Aadhaar number sin the respective columns you will see in the form displayed. Step 3: Enter your full name as it is found on your Aadhaar card Step 4: If your Aadhaar card mentions only your birth year, then tick the square Step 5: Input the captcha code you will find on the image for verifying. Step 6: Click on ‘Link Aadhaar’ option You will see a pop up message that will tell you that your Aadhaar card has been successfully linked to your PAN. Steps to link Aadhaar with Pan by sending SMS For linking your Aadhaar with PAN, follow the simple steps given here. Take your mobile phone that has the SIM with the registered mobile number Type in the message UIDPAN&lt;12 Digit Aadhaar&gt; &lt;10 Digit PAN&gt; Send this message to 567678 or 56161 This process will see to that your Aadhaar is linked with PAN. Read this if you cannot link your Aadhaar card with PAN To link your Aadhaar and PAN, it is necessary that the name on your Aadhaar card and PAN card must match with each other. If there is a mismatch of the spelling, you will not be able to link your Aadhaar with PAN. In case of spelling mismatch, you will have to PAN cards have to be mandatorily linked with Aadhaar before the deadline ends otherwise they will be deactivated by the Income Tax Department. The name of the applicant should be the same on both PAN card and the Aadhaar card. In case there is some spelling mismatch, your will be unable to link Aadhaar with PAN. You will have to get your name corrected and after correction, you can easily link your PAN with Aadhaar. Here are the steps to make corrections in your PAN card. Visit the official e-filing website of NSDL at <a href="https://goo.gl/zvt8eV">https://goo.gl/zvt8eV</a> From the drop down menu, choose the option ‘Changes or Correction in existing PAN data/Reprint of PAN Card (No changes in Existing PAN Data)’ Select the category of individual and then enter your details, make the payment and submit the form online. You will get your updated Aadhaar delivered at your address. When you receive your PAN, you can link your Aadhaar with your PAN.

Explained: How to link PAN CARD with Aadhaar

<ul><li>The deadline for filing <keyword id="6355828" type="UNKNOWN" weightage="20" keywordseo="income-tax-returns">income tax returns</keyword> has been extended to November 30 from July 31, 2020 while the documents for <keyword id="2012250" type="COMPANY" weightage="20" keywordseo="tax-saving-investments">tax saving investments</keyword> have to be submitted by June 30, 2020. </li><li>Those who are planning to get their PAN Card (Permanent Account Number) linked to Aadhaar will have to do it by June 30 — failing which, they will be required to pay a penalty of ₹10,000. </li><li>The last date to file the income tax returns for the financial year 2018-19 is also June 30.</li></ul>In the last two months under lockdown, the government has imposed several relaxations to the tax filing process for the last financial year FY20. This includes income tax return filing (ITR), submission of tax saving documents, linking aadhaar to PAN and others. The ITR filing and tax saving exercise The deadline for filing income tax returns has been extended to November 30 from July 31, 2020 — giving the taxpayers more time to prepare and file their tax saving investments. That means, the taxpayers will have to file their TDS (tax Deduction at Source) certificate before June 30 to proceed with the income tax filing process. Usually, the TDS returns are to be filed by May 31 as per the income tax laws — after which the Form 16 is issued. However, this time the government had extended the deadlines for tax saving submissions due to the COVID crisis, adding that this should not be taken as an extension to the financial year. Form 16 Form 16 is issued by the employer after the taxpayer files their <keyword id="564055" type="PERSON" weightage="20" keywordseo="TDS-certificate">TDS certificate</keyword> for the given financial year. The deadline for the same has been extended to June 30. "The government has extended the date for filing TDS returns by the employer from May 31, 2020 to June 30, 2020 for the FY 2019-20. Similarly, the last date to issue Form 16 by the employer to employee has also been extended to June 30, 2020,” Saraswathi Kasturirangan, Partner, Deloitte India told ET. Linking Aadhaar to PAN Meanwhile, those who are planning to get their PAN Card (Permanent Account Number) linked to Aadhaar will have to do it by June 30 — failing which, they will be required to pay a penalty of ₹10,000, according to the Income Tax Act. The PAN Card will be considered inoperative, if it is not linked to the Aadhaar Card. Earlier, the deadline to link the two documents was March 31. Revised ITR for FY 2018-19 Given the <keyword id="1754604" type="PERSON" weightage="20" keywordseo="coronavirus">coronavirus</keyword> pandemic, the government extended the deadline for filing the ITRs for FY19 and FY20 both. While the last date to file income tax return for the last financial year is November 30, the revised ITRs for FY19 can be submitted by June 30.

June 30 is the deadline for tax saving investments and linking Aadhaar with PAN

<ul><li>The government has yet again deferred the deadlines for filing <keyword id="382766" type="PERSON" weightage="20" keywordseo="tax-returns">tax returns</keyword>, linking the <keyword id="6356006" type="UNKNOWN" weightage="20" keywordseo="Aadhaar-card">Aadhaar card</keyword> to the PANS (<keyword id="134255" type="COMPANY" weightage="20" keywordseo="permanent-account-number">Permanent account Number</keyword>) and other compliances. </li><li>On Wednesday (June 24), <keyword id="2552407" type="COMPANY" weightage="20" keywordseo="The-Central-Board-of-Direct-Taxes">the Central Board of Direct Taxes</keyword> (CBDT) said that the final date for filing income tax returns for the 2018-19 fiscal has been extended by a month. </li><li>The taxpayers can now submit the revised ITRs by July 31, 2020. </li><li>Those who are planning to get their PAN Card (Permanent Account Number) linked to Aadhaar can do it by March 31, 2021. </li></ul>Amid the uncertainty around the COVID crisis, the government has yet again deferred the deadlines for filing tax returns, linking the Aadhaar card to the PANS (Permanent account Number) and other compliances. <div type="twitter" handle="IncomeTaxIndia" handlename="Income Tax India" image="http://pbs.twimg.com/profile_images/662206045398237184/06GHxXSF_normal.jpg" favoritecount="1253" retweetcount="480" status="Major relief for taxpayers!CBDT issues Notification no S.O. 2033(E) dated 24th June, 2020 on Taxation &amp; Other Laws… https://t.co/4d21Kfoyk2" createdat="1593015647000" id="1275826214083555334"></div> On Wednesday (June 24), the Central Board of Direct Taxes (CBDT) said that the final date for filing income tax returns for the 2018-19 fiscal has been extended by a month. The taxpayers can now submit the revised ITRs by July 31, 2020. <table style="border-width: initial; border-style: none; width: 468pt; table-layout: fixed;"></colgroup><tbody><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Compliance </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Last date </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Revised income tax filing FY19 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">July 31, 2020 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Income tax returns FY20 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 30, 2020 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Linking PAN with Aadhaar Card </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">March 31, 2021 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Issuing TDS/TCS certificates </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">August 15, 2020 </td></tr></tbody></table> On the other hand, the board said that those who are planning to get their PAN Card (Permanent Account Number) linked to Aadhaar can do it by March 31, 2021. Earlier, the deadline to link the two documents was June 30 — failing which, they will be required to pay a penalty of ₹10,000, according to the Income Tax Act. The PAN Card will be considered inoperative, if it is not linked to the Aadhaar Card. In March, the Finance Minister Nirmala Sitharaman had extended the last date for filing tax returns and submitting the tax saving documents. “Government extends various time limits under the direct tax, benami laws, providing further relief to taxpayers for making compliances under these laws. Time limits had earlier been extended by taxation and other laws ordinance on March 31, 2020, <keyword id="2236838" type="COMPANY" weightage="20" keywordseo="The-Income-Tax-department">the income tax department</keyword> said. The deadline for filing income tax returns for FY20 has been extended to November 30 from July 31, 2020 — giving the taxpayers more time to prepare and file their tax saving investments. That means, the taxpayers will have to file their TDS (tax Deduction at Source) certificate before July 31 now to proceed with the income tax filing process. Usually, the TDS returns are to be filed by May 31 as per the income tax laws — after which the Form 16 is issued. However, this time the government had extended the deadlines for tax saving submissions due to the COVID crisis, adding that this should not be taken as an extension to the financial year.

The new deadlines for tax saving investments, income tax returns, and linking PAN with Aadhaar

<ul><li>The company intends to raise ₹126 crore through the public issue.</li><li>The grey market premium was at ₹58 on December 21.</li><li>The company’s IPO has been oversubscribed by 20 times.</li></ul>The allotment status of Mumbai-based adhesive and sealants manufacturer <keyword id="12699747" type="General" weightage="20" keywordseo="hp-adhesives" source="Orion">HP Adhesives</keyword>’ initial public offering (IPO) will be announced today, December 22. The company intends to raise ₹126 crore through the public issue, which consists of a fresh issue of ₹113 crore and offer for sale (OfS) of ₹12.53 crore. The grey market premium — premium at which the shares are trading in the grey market — was at ₹58 on December 21. HP Adhesives manufactures a wide range of products such as solvent cements, silicone sealants, contact adhesives, white glue, plumbing accessories and manhole covers. The company’s IPO has been oversubscribed by 20 times. The issue reserved for retail investors was subscribed 81 times and the portion for non-institutional investors (NII) was oversubscribed 19 times. Here is how to check HP Adhesives’ IPO allotment status on stock exchange website: <ul><li>Go to the <a href="https://www.bseindia.com/investors/appli_check.aspx">BSE website</a> or NSE website<a href="https://www1.nseindia.com/products/dynaContent/equities/ipos/ipo_login.jsp"> here</a>.</li><li>On BSE, Select 'Equity' and then from the dropdown, select 'HP Adhesives’.</li><li>Now, enter your application number and PAN.</li><li>Click on 'Search'.</li><li>Please note the details will only be available once the shares are allotted.</li></ul>You can also visit the registrar website (Link Intime India) to check your application <ul><li>Visit the registrar's website <a href="https://linkintime.co.in/MIPO/Ipoallotment.html">here</a>.</li><li>Click on 'Select company' and click on ‘HP Adhesives’.</li><li>Once the company is selected, you will have to enter either your PAN detail, the application number, or the client ID.</li><li>Enter the captcha and click ’submit’.</li></ul>Once you hit 'submit', the status of your application will appear on the screen. Please ensure the details that you provide are correct. It will show the number of shares you subscribed to and the number of shares allotted to you. SEE ALSO <a href="https://www.businessinsider.in/business/news/snapdeal-ipo-paper-reveals-that-it-is-going-offline/articleshow/88408081.cms" data-type="tilCustomLink">Snapdeal IPO papers reveal the e-tailer’s offline aspirations for budget fashion</a> <a href="https://www.businessinsider.in/stock-market/news/mapmyindia-ipo-makes-a-positive-stock-market-debut/articleshow/88403594.cms" data-type="tilCustomLink">MapmyIndia debuts below expectation but IPO investors still make a sweet 53% return on listing</a> <a href="https://www.businessinsider.in/business/startups/news/zepto-raised-100-million-at-570-valuation-to-deliver-product-in-10-minutes/articleshow/88394937.cms" data-type="tilCustomLink">Two teenage Stanford dropouts have made their startup worth half a billion in 7 months</a>

The allotment status of HP Adhesives will be announced today — here’s how you can check it

<ul class="summary-list"><li>High-quality loaf pans cook your baked goods evenly, release them with little fuss, and are made of heavy-duty materials.</li><li>The <a href="https://amzn.to/2N3v67v" target="_blank" rel="noopener">Wilton Recipe Right Bread Loaf Baking Pan</a> is our top pick because it features a non-stick coating that helps food pop right out, it's the most cost-effective option in our guide, and the wide lip makes the pan easy to rotate.</li></ul>If you like to bake bread in the oven or meatloaf is one of your go-to meals, a top-quality loaf pan is a must. These pans are generally 9 inches long, 5 inches wide, and 2.5 inches deep, though the exact measurements vary brand-to-brand. Since the breads, cakes, and other baked goods are so thick, it's crucial that the loaf pan cooks slowly and evenly without burning.Stainless steel, aluminized steel, and glass bread pans all do an excellent job of baking slowly. If you are looking for a lighter exterior to your bread, choose a lighter-colored material.If the appearance of the bread you produce means a lot to you, then you need to pay close attention to the size of the loaf pan you use and how much flour your recipe calls for. A good rule of thumb is to use an 8.5-by-4.5-inch pan for recipes that call for three cups of flour or less (although you can expect some trial and error). If the recipe calls for 3.5 cups, then an 8.5-by-4.5-inch or 9-by-5-inch pan will do. Anything over 3.75 cups, will work best in a 9-by-5-inch pan. However, a pain de mie pan, also known as a Pullman loaf pan, is ideal for recipes with more than four cups of flour. While researching the best loaf pans, we examined hundreds of buyer and expert ratings and reviews of dozens of models. Our guide features pans that have a strong track record of performance, durability, and versatility.<h3>Here are our picks for the best loaf pans you can buy:</h3><ul class="summary-list"><li>Best loaf pan overall: <a href="https://www.amazon.com/gp/product/B000FT1F6Y/ref=as_li_tl?ie=UTF8&amp;tag=biipgf_062718_best-loaf-pans-20&amp;camp=1789&amp;creative=9325&amp;linkCode=as2&amp;creativeASIN=B000FT1F6Y&amp;linkId=b4052923173210b894eff2de9ad10029" target="_blank" rel="noopener">Wilton Recipe Right Bread Loaf Baking Pan</a></li><li>Best aluminized steel loaf pan: <a href="https://www.amazon.com/gp/product/B0029JQEIC/ref=as_li_tl?ie=UTF8&amp;tag=biipg_062518_best-summer-gear-20&amp;camp=1789&amp;creative=9325&amp;linkCode=as2&amp;creativeASIN=B0029JQEIC&amp;linkId=f273e92fd71935c98befd923887275f5" target="_blank" rel="noopener">USA Pan Bakeware Aluminized Steel Loaf Pan</a></li><li>Best glass loaf pan: <a href="https://www.amazon.com/gp/product/B00004SZ7J/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00004SZ7J&amp;linkCode=as2&amp;tag=biipgf_062718_best-loaf-pans-20&amp;linkId=676fcbdffa3c5a2b47af1479ed893d24" target="_blank" rel="noopener">Pyrex 1.5-Quart Clear Basics Glass Loaf Pan</a></li><li>Best loaf pan with handles: <a href="https://www.amazon.com/gp/product/B01BLEHWS6/ref=as_li_tl?ie=UTF8&amp;tag=biipgf_062718_best-loaf-pans-20&amp;camp=1789&amp;creative=9325&amp;linkCode=as2&amp;creativeASIN=B01BLEHWS6&amp;linkId=98e1c90dbdfb09236c2cb8d87b7eeae0" target="_blank" rel="noopener">Farberware Nonstick Bakeware Loaf Pan</a></li><li>Best meatloaf pan: <a href="https://www.amazon.com/gp/product/B006AEVRB6/ref=as_li_tl?ie=UTF8&amp;tag=biipgf_062718_best-loaf-pans-20&amp;camp=1789&amp;creative=9325&amp;linkCode=as2&amp;creativeASIN=B006AEVRB6&amp;linkId=03a2197c6720663e628de2ffeae54fbe" target="_blank" rel="noopener">Chicago Metallic Non-Stick 2-Piece Meatloaf Set</a></li></ul>Updated on 10/29/2019 by Caitlin Petreycik: Updated prices, links, and formatting. Added related guides. <a href="http://e.businessinsider.com/join/ci/insider-picks">Subscribe to our newsletter.</a> Find all the best offers at our <a href="https://coupons.businessinsider.com/">Coupons page</a>. Disclosure: This post is brought to you by the <a href="http://www.businessinsider.com/insiderpicks">Insider Picks</a> team. We highlight products and services you might find interesting. If you buy them, we get a small share of the revenue from the sale from our commerce partners. We frequently receive products free of charge from manufacturers to test. This does not drive our decision as to whether or not a product is featured or recommended. We operate independently from our advertising sales team. We welcome your feedback. Email us at insiderpicks@businessinsider.com.

The best loaf pans

With effect from July 1, 2017, the Indian government has made it mandatory to link PAN card with Aadhaar number, as per the income tax laws. However, there are some exemptions as well, subject to certain conditions. In a notification issued in May this year, the <keyword id="121964" type="ORGANIZATION" weightage="100" keywordseo="Central-Board-of-Direct-Taxes">Central Board of Direct Taxes</keyword> (<keyword id="128665" type="ORGANIZATION" weightage="100" keywordseo="CBDT">CBDT</keyword>) had clarified that the following categories of individuals would be exempt from the purview of Section 139AA of the Income Tax Act, which requires linking both numbers: (i) Those categorised as Non-resident Indians as per the Income Tax Laws (ii) Not a citizen of India (iii) Is of age 80 years or more at any time during the tax year (iv) Residents of the states of Assam, Meghalaya and Jammu and Kashmir However, people falling in the above mentioned categories are exempted from the rule only if they do not possess Aadhaar or Aadhaar Enrolment ID. As per the newly introduced section 139AA of the Income Tax Act, every person who has a PAN as on July 1, 2017 and is eligible to obtain Aadhaar Number on the same date shall intimate the same to the tax authorities, failing which their PAN will become invalid from a date that the department would later notify.

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