Best printers for Home

Best Mixer Grinder

Best wired Earphones

Best 43 Inch TV in India

Best Wi Fi Routers

Best Home Theatre in India

Smart Watch under 5000

Best Laptops for Education

Best Laptop for Students

India is rapidly becoming a digital economy, much ahead of many developed countries. The widespread adoption of digital payments in the country has set an example for the world. One company that has been instrumental in driving this transformation is Paytm. The journey of mobile payments in the country is synonymous with the journey of India’s leading fintech company. Through a wide range of payments and financial services offered by Paytm along with its cutting-edge products, have revolutionised the payments landscape in India. It was Paytm that brought the QR code to India, teaching ‘scan and pay’ to millions. While the launch of QR code changed the payments game entirely, the icing on the cake came with the launch of <keyword id="9418617" type="General" weightage="100" keywordseo="paytm-soundbox" source="Orion">Paytm Soundbox</keyword>, a first-of-its-kind device that provided audio confirmations on successful payments. Strengthening its leadership in in-store payments and taking its payment suffering a notch higher, the company recently launched an innovative device - <keyword id="18606921" type="General" weightage="20" keywordseo="paytm-pocket" source="Orion">Paytm Pocket</keyword> Soundbox. The lightweight portable device is designed for merchants on the move like auto drivers, electricians, delivery agents, cart vendors and several others. The ‘Made in India’ device fits right into the pocket like a small debit card. The company also launched <keyword id="18468098" type="General" weightage="20" keywordseo="paytm-music" source="Orion">Paytm Music</keyword> Soundbox to enable some music, listen to match commentary, news while also receiving payment notifications. Here’s how you can order Paytm Pocket Soundbox and Paytm Music Soundbox: <ol><li>Open the Paytm for Business app</li><li>Click on the soundbox banner or on 'Soundbox' icon on the homepage</li><li>You will be taken to the Soundbox device page where you can choose your preferred language</li><li>Post that, Click 'Buy Now' to place your order</li></ol>Paytm Soundbox, the iconic payments device has become omnipresent across the country. The sound of payment confirmation from Paytm Soundbox is like music to the merchant's ears and its impact can be seen with its ubiquitous presence everywhere from street vendors to grocery stores across the country. It would be safe to say that Paytm Soundbox has become the sound of merchant transactions in India. In fact, the global brokerage firm BofA after its offline primary checks stated that Paytm appears to dominate the Soundbox market in Mumbai. “In areas we visited, most of the devices were installed in small Kiranas, sweet shops, cigarette kiosks, salons, small mobile merchants' vs bigger shops. A common theme was these outlets had fast shopper intensity at a limited store size/area. During peak load hours, it became easy for shopkeepers to keep a tab on payments; Not many were savvy in using mobile phones and hence preferred this,” said BofA in a report released on June 29. The rapid adoption of Paytm Soundbox after its introduction in 2019 reflects growing trust in the tech innovator that ensures convenient and quick payment experience to all. The small portable device offers instant audio confirmation in 11 languages and provides a battery back-up of 7 days, the best in the industry. The highly durable device also comes in a 4G-enabled variant which provides stable connectivity for real time payments. In areas where the 4G network does not work, it automatically shifts to the 2G network for uninterrupted connectivity. What makes Paytm Soundbox stand out among others is that it is completely Made in India. Paytm has strengthened its leadership in in-store payment devices with a cumulative deployment of 82 lakh devices including Soundbox and Paytm Card Machines. So far till July 2023, the company has added more than 24 lakh merchants who are paying subscriptions for its devices. As India’s leading payments company, Paytm has been rapidly expanding its merchant base and helping them with a seamless transition to digital. The company’s technology-led innovations have made it the most preferred choice for merchants who want to scale their business. Disclaimer: This article is generated and published by the Insider Studios team. You can get in touch with them on insiderstudios@businessinsider.in

From teaching Indians to scan and pay to now a Soundbox that fits in your pocket — how Paytm rules in-store payments

<ul><li>Jio Financial Services (<keyword id="4167600" type="General" weightage="80" keywordseo="jfs" source="Orion">JFS</keyword>) could emerge as the fifth largest financial services company in terms of net worth, says Macquarie Research.</li><li>JFS has multiple factors that could help it score over the likes of <keyword id="6357120" type="General" weightage="100" keywordseo="paytm" source="Orion">Paytm</keyword> and <keyword id="111876" type="General" weightage="80" keywordseo="bajaj-finance" source="Orion">Bajaj Finance</keyword> among others.</li><li>Reliance’s large distribution network, customer base and deep pockets will benefit Jio Financial Services, the report says.</li></ul>Paytm’s financial services pivot now faces a new threat as <keyword id="3820" type="General" weightage="20" keywordseo="mukesh-ambani" source="Orion">Mukesh Ambani</keyword>, India’s second richest man, has set out to demerge the financial services business from Reliance Industries into a new company to be called Jio Financial Services (JFS). A new report by Macquarie Research says that JFS could emerge as the fifth largest financial services company in terms of net worth – according to the demerger update, Reliance Industries will transfer 6.1% of its shares to JFS. <div type="image" title="JFS-networth" msid="95714505" hostid="261" sizebytes="36060" caption="&amp;lt;p&amp;gt;Jio Financial Services&amp;#39; estimated net worth&amp;lt;/p&amp;gt;"></div> Paytm shares hit a new 52-week low during intraday trading on Wednesday, with a decline of over 5.62% to ₹450 – marking a decline of 79% from its issue price of ₹2,150. <cmsannotation type="cmsannotation" annotationid="Paytm’s financial services offerings face challenge from Reliance’s deep pockets" comment="subhead" text="Paytm’s financial services offerings face challenge from Reliance’s deep pockets">Paytm’s financial services offerings face challenge from Reliance’s deep pockets</cmsannotation> One 97 Communications, the operator of digital payments platform Paytm <a href="https://www.businessinsider.in/business/corporates/news/paytms-lending-and-merchant-businesses-drive-revenue-growth-in-q2-low-penetration-offers-headroom-for-growth-say-analysts/articleshow/95423464.cms">posted</a> a 14% sequential rise in Q2 revenue to ₹1,914 crore driven by growth in its lending and merchant business. For the quarter ended September, Paytm reported a loss of ₹572 crore, which narrowed from ₹644 crore in the previous quarter. Analysts at Goldman Sachs expect Paytm’s margin to improve further and forecast FY24 to be the first full year of adjusted earnings before interest, taxes, depreciation and amortisation (EBITDA) profitability with continuing momentum in the lending vertical. However, Reliance’s large distribution network, customer base and deep pockets will benefit Jio Financial Services, according to Jefferies. The company’s network of over 15,000 stores across several formats (supermarkets, digital stores, etc.) and a vast customer base of more than 400 million in telecom and over 200 million in the retail segment could give JFS a large customer base to bank on. “Unlike other fintechs, JFS will have a large balance sheet, not be asset-light and eventually manufacture most product offerings, giving it a significant competitive advantage, in our view,” the Jefferies report added. Access to vast amounts of real-time data will give the RIL arm a big advantage, making it a tough competitor to other NBFCs, banks and fintechs, analysts say. “JFS will differ from most other fintechs, as it will have access to huge amounts of data, gathered from non-financial relationships; it can process and analyse this data in real time, to offer financial services, similar to Alibaba, Amazon, Apple, Facebook and Google,” added the Jefferies report. <cmsannotation type="cmsannotation" annotationid="Here are the factors which could benefit JFS" comment="subhead" text="Here are the factors which could benefit JFS">Here are the factors which could benefit JFS</cmsannotation> According to the analysts at Macquarie Research, JFS has multiple factors which could help it go one up on the likes of Paytm and Bajaj Finance, among others. Reliance’s deep pockets mean that JFS will benefit from an AAA credit rating, which will help it in attracting funds at low costs when compared to its rivals. As of now, only six large non-banking financial companies (NBFC) have the AAA credit ratings – HDFC, Bajaj Finance, LIC Housing, Tata Capital, Aditya Birla Capital and HDB Financial. Other factors include highest capitalisation amongst large NBFCs, large distribution footprint thanks to Reliance, and the ability to attract top talent thanks to its parent being one of the largest conglomerates of India, according to the report. The last part has already played out – KV Kamath has been appointed as an independent director on the board of Reliance Industries, and the non-executive chairman of Reliance Strategic Investments, which will house JFS. Kamath has played a key role in transforming ICICI into a diversified technology-driven financial services group. “The NBFC business model has been a treacherously difficult one for most conglomerates that have entered the space, with Bajaj Finance and Chola Finance being the standout exceptions,” the report said, but added that RIL’s hunger for scale can “pose a significant growth and market-share risk for players like Bajaj Finance and Paytm with whom it could be competing head-on.” <cmsannotation type="cmsannotation" annotationid="Banks will be able to ward off the JFS challenge" comment="subhead" text="Banks will be able to ward off the JFS challenge">Banks will be able to ward off the JFS challenge</cmsannotation> On the other hand, JFS won’t be as much of a threat to banks, according to the research firm. “We believe JFS could compete more on the unsecured lending done by non-banking financial companies (NBFC) and fintechs than banks as it would be difficult to compete on risk-adjusted pricing to the kind of customers that banks cater to. While there will be some impact, we believe banks largely should be able to manage the competitive intensity coming from JFS,” the report said. SEE ALSO: <a href="https://www.businessinsider.in/business/corporates/news/women-on-nifty500-company-boards-rise-from-6-in-2014-to-17-6-but-the-pace-is-faltering/articleshow/95709351.cms">Women on Nifty500 company boards rise from 6% in 2014 to 17.6%, but the pace is faltering</a> <a href="https://www.businessinsider.in/business/news/vocal-for-local-online-commerce-unicorn-meesho-joins-ondc-to-aid-local-sellers/articleshow/95704818.cms">Vocal for local: Online commerce unicorn Meesho joins ONDC to aid local sellers</a> <a href="https://www.businessinsider.in/stock-market/news/fpis-pour-11452-crore-in-financial-services-in-the-first-half-of-november/articleshow/95681904.cms">FPIs pour ₹11,452 crore in financial services in the first half of November</a>

Mukesh Ambani’s Jio Financial Services’ deep pockets and wide reach to challenge the likes of Paytm, Bajaj Finance

India is on a fast-track to becoming a digital powerhouse and the adoption of mobile payments has crossed new milestones. Fintech giant <keyword id="6357120" type="General" weightage="40" keywordseo="paytm" source="Orion">Paytm</keyword> has a pivotal role in India’s digital transformation through its innovative and easy-to-use solutions. Paytm pioneered QR Codes that have changed the entire payments landscape, teaching ‘scan and pay’ to millions of users. With the launch of <keyword id="9418617" type="General" weightage="100" keywordseo="paytm-soundbox" source="Orion">Paytm Soundbox</keyword> in 2019, in-store payments got a complete overhaul. Paytm became the first company to introduce audio payment alerts through its iconic Soundbox. This portable device has become a common sight across the country with its audio alerts becoming synonymous with successful transactions. According to Paytm’s Annual Report for FY23, over 13.72 billion online payment transactions were processed through its Soundbox devices in the last one year (April 2022 - March 2023). This is a testament of how Paytm’s innovative device continues to be the leading in-store payment solution in the country. It is also a sustainable business solution as it has helped save paper slips worth 12.07 million pounds in FY23. <cmsannotation type="cmsannotation" annotationid="Paytm Soundbox - The Sound of India’s Growing Economy" comment="subhead" text="Paytm Soundbox - The Sound of India’s Growing Economy">Paytm Soundbox - The Sound of India’s Growing Economy</cmsannotation> Paytm All-In-One Soundbox has created a wave among merchants in the country being the first-ever device that enabled them to easily keep track of payments received from customers through audio payment confirmations. The first-of-its-kind IoT device supports 11 regional languages - English, Hindi, Tamil, Telugu, Kannada, Marathi, Malayalam, Bengali, Gujarati, Punjabi and Odia. Paytm Soundbox has significantly reduced customer fraud and risks of false confirmations and building trust between merchants and customers through its devices. Taking its innovations a step further, Paytm recently launched two new 100% indigenous devices – Paytm Music Soundbox and Paytm Pocket Soundbox, further strengthening its payment monetisation. The convenience offered by Paytm Soundbox has taken over the country’s imagination, providing a seamless, instant, and secure payment experience to users. Driving flexibility for users, Paytm Soundbox enables merchants to accept multiple payment methods such Paytm Wallet, Paytm Postpaid (BNPL), Paytm UPI, Paytm UPI Lite, net banking &amp; cards. Paytm Soundbox continues to be the most preferred choice for merchants in the country empowering them with unique offerings such as credit facility, 4G connectivity and cashbacks. Paytm continues to be the market leader in in-store payments, with 82 lakh devices like Paytm Soundbox and Card Machines, deployed at the end of July 2023. The company has added 3.8 lakh devices, crossing a new milestone in in-store payments. As India’s leading payments and financial services company, Paytm ground-breaking innovations have emerged as a disrupter in the mobile payments ecosystem, playing an instrumental role in setting the benchmark for in-store payments in the country. Disclaimer: This article is generated and published by the Insider Studios team. You can get in touch with them on insiderstudios@businessinsider.in

Paytm Soundbox achieves 13.72 billion transactions in FY23 – reinforcing in-store payments dominance

India’s leading digital payments and financial services company <keyword id="6357120" type="General" weightage="20" keywordseo="paytm" source="Orion">Paytm</keyword>, which is credited for pioneering QR payments in the country, has taken further steps in deepening its engagement with merchants. Paytm, the king of India's merchant payments, continues to solidify its position as the leader in offline payments making digital transactions accessible across the length and breadth of India. Paytm has over 6.8 million devices and almost 32 million merchants. With the simple scan of a <keyword id="9290101" type="General" weightage="100" keywordseo="paytm-qr-code" source="Orion">Paytm QR code</keyword>, transactions are completed in a jiffy. No more fumbling with cash or card-swiping machines. Paytm has made the process of buying and selling as easy as a stroll in the park. . The company’s personalized QR code sticker for merchants is winning praise online for showcasing the seamless blending of technology and tradition. Paytm ‘s innovation is also seen in its pioneered QR, which allows merchants to add a photograph of their choice to the Paytm QR code sticker. Photo QR allows merchants to pick and promote the photo of their choice. They can add a personal touch with a selfie so that their customers can easily identify them or use any picture saved in their phone gallery. To customize and create special themes, businesses can further choose from a wide range of images available in the Photo QR customization page on the Paytm-for-Business App gallery, such as pictures of Gods, religious festivals, monuments, and business icons. Since then, millions of Paytm merchants across India have quickly adopted Photo QR. <div type="twitter" handle="saurabh" handlename="saurabh" favoritecount="0" retweetcount="0" id="1631532658886053888"></div> Recently, a user shared an image of a Paytm QR sticker in a cab with Lord Ganesha which has gone viral. “These QR code stickers with Ganesha and “Shubh Labh” is such a simple and good idea. Been around for ages (remember those pocket calendars?) but it’s amazing to see the marriage of tradition and technology in action,” he wrote in the caption. <div type="twitter" handle="mightysaksham" handlename="mightysaksham" favoritecount="0" retweetcount="0" id="1613821504382455814"></div> It's not just the big businesses that are reaping the benefits of Paytm's QR code technology. Saksham, a Twitter user, posted a picture of an old man selling guavas in Agra holding up his Paytm QR code for customers to scan and pay. Small roadside vendors like him are enthusiastically adopting this technology. “Impressed by his way of accepting digital payments,” Saksham wrote. Paytm QR has levelled the playing field for small vendors, allowing them to conduct business with the same ease and convenience as large merchants. <div type="twitter" handle="imandydesai" handlename="imandydesai" favoritecount="0" retweetcount="0" id="1612674338112819200"></div> Even petrol pumps, like the one captured in a tweet by Andy Desai, have embraced the convenience of Paytm QR, making transactions much faster compared to traditional card-swiping machines. “Dear Vijay Shekhar Sharma, thank you for revolutionizing UPI payments in India,” Desai captioned the picture. Paytm is the most trusted company in India, as it taught the country how to use the ubiquitous mobile phone to make payments. With the help of Paytm's QR code, Paytm UPI has reached every nook &amp; corner of the country. Disclaimer: This article is generated and published by the Insider Studios team. You can get in touch with them on insiderstudios@businessinsider.in

From petrol pumps to auto rickshaws, fintech pioneer Paytm’s leadership in QR with scan and pay makes mobile payments a breeze

Homegrown Paytm Payments Bank Limited (PPBL) on Wednesday said it supports and welcomes the proposed implementation of the <keyword id="3880260" type="General" weightage="50" keywordseo="national-payments-council-of-india" source="Orion">National Payments Council of India</keyword>'s (<keyword id="193629" type="General" weightage="50" keywordseo="npci" source="Orion">NPCI</keyword>) <keyword id="6358921" type="General" weightage="100" keywordseo="upi" source="Orion">UPI</keyword> market cap. With this, the UPI ecosystem in India will see further growth in a democratised manner, encouraging wider participation and ending the market concentration risk, the company said in a statement. PPBL, which owns <keyword id="6076084" type="General" weightage="50" keywordseo="paytm-upi" source="Orion">Paytm UPI</keyword>, is an NPCI-certified PSP (Payment Service Provider) and Issuer Bank for UPI transactions, and not a Third Party Application Provider (TPAP) and won't come under the purview of NPCI's market cap. The Bank is an Issuer and <keyword id="15597664" type="General" weightage="50" keywordseo="psp-bank" source="Orion">PSP Bank</keyword> in itself along with being an acquirer of UPI transactions on its own platform and serves the customer end-to-end in a transaction. The Bank continues to lead UPI payments as the largest beneficiary bank and a leading remitter bank. According to the latest report by NPCI, as a beneficiary bank, PPBL has registered over 1,614 million transactions and as a remitter bank, it registered more than 362 million transactions in October 2022. "We believe the proposed implementation of UPI market capping will be hugely beneficial for the UPI ecosystem. This move by the NPCI will bolster the growth of digital payments and democratize it for the citizens, ending market concentration risk. With this, UPI will become even more accessible and enable further digital adoption," a Paytm Payments Bank spokesperson told IANS. The bank is now enabling users to make transactions across all UPI payment apps with just the mobile number, and even if it is not registered with Paytm. With this, users can receive and send money instantly to any mobile number with a registered UPI ID across platforms using the Paytm app. This further deepens Unified Payments Interface (UPI) interoperability and roots for the adoption of mobile payments. SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/business/news/bengaluru-based-tech-firms-raised-record-7-5-bn-in-2022-report/articleshow/95711720.cms">Bengaluru-based tech firms raised record $7.5 bn in 2022: Report</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/finance/news/mukesh-ambanis-jio-financial-services-deep-pockets-and-wide-reach-to-challenge-the-likes-of-paytm-bajaj-finance/articleshow/95714425.cms">Mukesh Ambani’s Jio Financial Services’ deep pockets and wide reach to challenge the likes of Paytm, Bajaj Finance</a>

Paytm Payments Bank supports UPI market cap, maintains leadership as PSP & Issuer Bank

Indian customers shop online for two reasons - convenience and choice. Apart from the comfort of shopping from home, they also demand a myriad of safe, secure and easy-to-use payment modes which can be offered only by a robust payment gateway. The success of a small online business or merchant depends on the quality of their payment gateway – to a large extent. Without that, a lot of customers might abandon carts and their intent to purchase from the site or app due to payment failures or poor experience at checkout. This roadblock doesn’t just lay to waste the marketing and branding efforts and expenses of these companies, it keeps them from bringing in repeat customers. It might also lead to negative word of mouth, and even a negative brand image if problems persist. While a gateway is important, choosing the right gateway ensures good performance, expending little time and effort of promoters. A large number of customers prefer <keyword id="7576656" type="General" weightage="20" keywordseo="paytm-payment-gateway" source="Orion">Paytm Payment Gateway</keyword> for the same, and here are ten reasons why it is the best choice for online MSMEs. <cmsannotation type="cmsannotation" annotationid="1. Reliable payments infrastructure that you can bank on" comment="subhead" text="1. Reliable payments infrastructure that you can bank on">1. Reliable payments infrastructure that you can bank on</cmsannotation> <keyword id="6357120" type="General" weightage="80" keywordseo="paytm" source="Orion">Paytm</keyword> Payment Gateway offers 99.99% uptime and the best success rates in the industry -. A customer gets to check out without having to try it more than once, and payment failures are almost non-existent. There would be no instance of money being debited and a payment being stuck; or similar experiences that leave customers frustrated. This gateway is ideal for those gunning for repeat business since it has over 350 million instruments saved — over 250 million saved cards, over 100 bank accounts and 15 million UPI IDs. Customers can merely click and pay instead of entering details every time. Moreover, the gateway uses in-house banking infrastructure, intelligent routing and direct integration which is directly linked to top six banks and 15 bank gateways - bringing in immense speed and reliability into transactions. It can also handle peak loads efficiently since it has the highest processing capacity in the industry at 3000 transactions per second, that’s more than all other major payment gateways put together. <cmsannotation type="cmsannotation" annotationid="Supports every popular payment method" comment="subhead" text="2. Supports every popular payment method">2. Supports every popular payment method</cmsannotation> Customers come in all forms and require multiple choices. This statement is truer with online customers. Limiting their choice of payments can frustrate users who prefer a small merchant for their unique offerings. Paytm Payment Gateway offers every popular payment mode be it Credit cards, Debit cards, AMEX cards, netbanking, UPI, <keyword id="3032681" type="General" weightage="20" keywordseo="paytm-wallet" source="Orion">Paytm Wallet</keyword>, <keyword id="5988397" type="General" weightage="20" keywordseo="paytm-postpaid" source="Orion">Paytm Postpaid</keyword>, <keyword id="3236791" type="General" weightage="20" keywordseo="paytm-payments-bank" source="Orion">Paytm Payments Bank</keyword>, EMI and more. It supports over 100 payment sources and is the only one which allows customers to pay via a fixed deposit. <cmsannotation type="cmsannotation" annotationid="3. It’s pocket-friendly" comment="subhead" text="3. It’s pocket-friendly">3. It’s pocket-friendly</cmsannotation> MSMEs usually work on thin margins. They need to reduce costs everywhere and <keyword id="10476989" type="General" weightage="20" keywordseo="paytm-pg" source="Orion">Paytm PG</keyword> is about 50% cheaper than others. In fact, it enables UPI and Rupay debit payments acceptance at zero cost. The gateway has a 0% merchant discount rate on UPI and Rupay debit, while other major PGs offer 2% charges. Small businesses can end up saving as much as Rs 1 lakh per annum - which can become valuable investment capital for those who are still establishing their brand and business. <cmsannotation type="cmsannotation" annotationid="4. Get next day settlements even on holidays" comment="subhead" text="4. Get next day settlements even on holidays">4. Get next day settlements even on holidays</cmsannotation> Small online merchants are in constant need of cash for salaries, payments to vendors, sourcing material and more. In fact a lot of them fail due to cash flow issues and Paytm PG offers T+1 settlements even on weekends and holidays, all through the year. This is a cut above the industry norm of T+2 settlements excluding public holidays - wherein one third of the year’s settlements are greater than 4 days and peak delays can go as high as six days, stressing MSMEs. <cmsannotation type="cmsannotation" annotationid="5. Get onboarded instantly" comment="subhead" text="5. Get onboarded instantly">5. Get onboarded instantly</cmsannotation> Most business owners are bogged down by extensive documentation, but Paytm PG’s 100% digital onboarding process eases the transition without physical documents, and with minimum documentation. After registration is complete, the user can start accepting payments within 24 hours. <cmsannotation type="cmsannotation" annotationid="6. Easy integration with over 30 platforms/plugins" comment="subhead" text="6. Easy integration with over 30 platforms/plugins">6. Easy integration with over 30 platforms/plugins</cmsannotation> Paytm PG offers integration with over 30 popular e-commerce platforms and plugins - which is the highest in the industry. Some of them include Shopify, woocommerce, Magento, Opencart, Prestashop, Wordpress, Shopmatic and more. They allow for smooth and instant integrations, without the need for complicated code or allocating too much technical time and effort. <cmsannotation type="cmsannotation" annotationid="7. Ideal for growing businesses" comment="subhead" text="7. Ideal for growing businesses">7. Ideal for growing businesses</cmsannotation> A unique feature of online MSMEs is a healthy rate of growth. Paytm Payment gateway is complemented by a range of amazing products from <keyword id="6300207" type="General" weightage="20" keywordseo="paytm-for-business" source="Orion">Paytm for Business</keyword> for every stage in a business’s lifecycle. From offering easy loans and credit to support business operations to allowing you to reach more customers through Paytm ads and Paytm mini apps, the Paytm ecosystem has you covered. <cmsannotation type="cmsannotation" annotationid="8. It’s secure and safe to use" comment="subhead" text="8. It’s secure and safe to use">8. It’s secure and safe to use</cmsannotation> Small and new online merchants are viewed with suspicion by their potential customers. Apart from payment failures, customers hold privacy concerns about sensitive payment data. Paytm Payment Gateway ensures security, and complies to all safety regulations. It has an SSL certificate that ensures users’ money is secure. It uses encryption to ensure robust end-to-end data security, which keeps it secure from possible cyber threats. It’s AI led real-time risk detection and a dedicated team of 200 cyber security experts work to keep data secure. <cmsannotation type="cmsannotation" annotationid="9. Get valuable insights instantly" comment="subhead" text="9. Get valuable insights instantly">9. Get valuable insights instantly</cmsannotation> Paytm PG saves users from the time and effort to go through accounts regularly to see how their business is performing. Built for small businesses that do not have a finance team, the gateway offers a dashboard which provides them a ‘view’ of their performance. Users can track sales, conversions, success rates and use it to analyse customer spends and understand when, how and how much customers buy. It also helps them view transaction history, access settlement reports, issue refunds and manage user roles and permissions, accordingly. <cmsannotation type="cmsannotation" annotationid="10. Loved and trusted by customers" comment="subhead" text="10. Loved and trusted by customers">10. Loved and trusted by customers</cmsannotation> One in four Indians prefer Paytm PG - that’s 330 million customers. Using this payment gateway will provide the highest odds of customers finding a familiar gateway that they are habituated with. Moreover, large groups and public sector sector leaders like Airtel, Reliance Jio, Vodafone India, IRCTC trust and use Paytm PG to service hundreds of millions of their customers. In fact, many merchants and founders recommend us on peer-review sites. For more information on Paytm PG visit their <a href="https://business.paytm.com/payment-gateway?redirectUrl=instant-onboard&amp;utm_campaign=BusinessInsider_Publisher_MSMEs&amp;utm_source=Business_Insider&amp;utm_medium=Publisher" data-type="tilCustomLink">Payment Gateway website.</a> (This article is generated and published by the Insider Studios team. You can get in touch with them on <a target="_blank" class="c-link" href="mailto:insiderstudios@businessinsider.in">insiderstudios@businessinsider.in</a>)

10 reasons why Paytm Payment Gateway is the best choice for online MSMEs

Leading digital payment service Paytm on Monday launched an Android-based, pocked-sized point of sale (POS) device that is enabled with integrated billing software, camera for QR scanning and supports 4G SIM cards Wi-Fi and Bluetooth connectivity. Available for an introductory monthly rental of Rs 499, the 'Paytm All-in-One Portable Android Smart POS' can accept orders and payments on the go. Aiming to invest Rs 100 crore on the distribution and marketing of these devices in the financial year 2021, Paytm said it will issue over two lakh devices within the next few months that are likely to generate over 20 million transactions per month. What is a POS device? "This affordable pocket-sized Android POS device will enable everyone from SMEs (small and medium enterprises) to delivery personnel of kirana stores to collect payments safely," said Renu Satti, Senior Vice President at Paytm. According to the company, it is more powerful and secure than the portable Linux-based POS devices currently available in the country. The POS device comes bundled with Paytm's 'Scan to Order' service. How does a POS device work? The ergonomic device weighs 163 grams, is 12mm thick and has a 4.5-inch touch screen. It comes with a powerful processor, all-day battery life, and an inbuilt camera to scan QR codes and instantly process payment. The device has several industry-first features like Cloud-based software for billing, payments, and customer management. It works with 4G SIM cards, Wi-Fi and has Bluetooth connectivity to ensure payments never fail and stays round the clock connected with all of Paytm's bouquet of services. The smart POS device is integrated with the ‘Paytm for Business' app to generate GST compliant bills and also to manage all transactions and settlements, said the company. The Paytm for Business App has witnessed over 20 million downloads and is one of the most popular merchant apps on Google Play Store and App Store. "Our ‘Paytm for Business' app, Khata and payout services are providing the much-needed digitisation support to businesses to improve their efficiency," Satti said.

Paytm plans to distribute over 2 lakh of its new portable POS devices over the next few months

Many Indian banks, including ICICI and SBI, are ready to take on a battle with non-bank companies offering <keyword id="6368227" type="UNKNOWN" weightage="100" keywordseo="Mobile-wallets">mobile wallets</keyword>. For this, they are armed with their readymade payment systems, a wide merchant network and an on tap customer base, with which they want to reclaim what was their territory just a couple of years ago. 
 
In the past one year, large lenders like ICICI Bank, SBI, Axis Bank and HDFC Bank have launched new payment instruments so that they can prevent their customers from moving money to these newly emerging non-bank companies. 
 These apps include SBI's Buddy, ICICI's Pockets, HDFC Bank's PayZapp and Axis' Lime, which are in the market to challenge <keyword id="6357120" type="UNKNOWN" weightage="100" keywordseo="PayTM">Paytm</keyword>, <keyword id="143842" type="UNKNOWN" weightage="100" keywordseo="Mobikwik">MobiKwik</keyword> and Citrus Pay. 
 
"It is an evolving space and the shift is towards digital transactions. None of us know the pace of the shift. Everyone is trying to experiment with the space," Axis Bank Chief Executive Shikha Sharma told ET. 
 
While on one side, wallets have spent millions of rupees to brand themselves and establish their presence in the market, banks are using their existing brand value to attract customers. 
 
"Investments in this business for us is in terms of deployment of resources as platform has been provided by our technology partner," said Manju Agarwal, SBI’s Deputy MD for corporate strategy and new businesses. 
 
Parag Rao, who heads cards and merchant acquiring at HDFC Bank, told ET that he has been leveraging the bank's merchant and customer base so that customers can be offered attractive discounts for users of PayZapp. 
 
"We want to facilitate all forms of transactions that the customer uses. In the physical world, the user can use the credit card and the debit card while in the mobile world he can use wallets," Rao said. 
 
Data from RBI show that the number of outstanding debt and credit cards have increased more than three times in the past six years. However, paying in cash is still people’s preferable option. 
 
"Banks are excellent settlement engines, but when it comes to user experience, we have been able to train 123 million people over the last five years to make digital transactions without glitches. People trust us with their money," said Nitin Mishra, head of products at Paytm, India's largest wallet company.

State-run banks don’t want you to use mobile wallets from non-banking players

<a href="http://www.businessinsider.in/searchresult.cms?query=vijay+shekhar+sharma&amp;sortorder=effectivedate">Vijay Shekhar Sharma</a>’s <a href="http://www.businessinsider.in/searchresult.cms?query=paytm&amp;sortorder=effectivedate">PayTM</a> has grown by leaps and bounds and <a href="http://www.businessinsider.in/searchresult.cms?query=prime+minister+narendra+modi&amp;sortorder=effectivedate">Prime Minister Narendra </a><a href="http://www.businessinsider.in/searchresult.cms?query=prime+minister+narendra+modi&amp;sortorder=effectivedate">Modi</a>’s <a href="http://www.businessinsider.in/searchresult.cms?query=demonetisation&amp;sortorder=effectivedate">demonetisation</a> was icing on the cake for the digital mobile wallet firm. 
 <keyword id="6357120" type="UNKNOWN" weightage="20" keywordseo="PayTM">PayTM</keyword>’s growth is now also guaranteed after it received Reserve Bank of India’s (RBI) approval for payments bank. So, as soon as PayTM Payments Bank comes into play, there will be stopping for the company. 
 
Despite several losses, PayTM is going strong and is currently valued at $5 billion due to multiple reasons. 
 
In a <a href="https://www.quora.com/Why-is-the-valuation-of-Paytm-so-high">Quora</a> post, where reason behind PayTM’s high valuation was asked, many contributors gave different insights to PayTM’s high valuation. 
 
Here are the 2 reasons why PayTM is valued so high 
 
1. Users: Imagine if PayTM is able to earn a rupee INR 1/day from all 10 Cr users. PayTM saw over 130 million downloads, which means more 13 crore users. Let’s take the approximate number as 10 crore users earnings of PayTM in a day- Rs 10 crore. Imagine if PayTM is able to earn Re 1 per day from all 10 crore users, this translates to Rs 10 crore and in one year Rs 3650 crore and Rs 18000 crore if it makes Re 1 every time you take your wallet out of your pocket for payment. 
 2. Another way of looking at this is <keyword id="198636" type="PERSON" weightage="20" keywordseo="Vijay-Shekhar-Sharma">Vijay Shekhar Sharma</keyword> currently holds a 21.33% stake in One97, while SAIF Partners holds 30.81% share. Jack Ma-led Alibaba and Alipay collectively hold 40% in the company as Alibaba Group has invested $700 million in Paytm so far. The Chinese e-commerce major is planning to start an e-tailing business in India early next year, and is said to be considering using PayTM's commerce entity as the launch vehicle.

Here’s why PayTM is valued at $5 billion

With its latest offering,<keyword id="143842" type="UNKNOWN" weightage="60" keywordseo="Mobikwik">Mobikwik</keyword> doesn’t want to limit you to pay or receive Mobikwik cash but it is open to integrating with other e-wallets like <keyword id="6357120" type="UNKNOWN" weightage="20" keywordseo="PayTM">Paytm</keyword>. 
 
Not just that, Mobikwik ‘lite’ is claiming to be India’s lightest mobile wallet only taking up 700 kb on your phone. This app can prove to be a gamechanger after demonetization, for a majority of Indians who might have a basic smartphone but not an email address. 
 
<a href="http://www.businessinsider.in/EXCLUSIVE-Inside-Paytm-the-first-24-hours-after-demonetization/articleshow/55581182.cms">ALSO READ: EXCLUSIVE: Inside Paytm, the first 24 hours after demonetization</a> 
 <keyword id="1132860" type="UNKNOWN" weightage="60" keywordseo="Bipin-Preet-Singh">Bipin Preet Singh</keyword>, CEO &amp; Co-founder of Mobikwik explained <a href="http://www.businessinsider.in/The-5-people-you-should-have-in-your-startup/articleshow/55582908.cms">how this is going to work.</a> “We already have five e-wallets on our platform namely Pesa, Oxigen, Pockets, PayZapp and SBI Buddy. What this means is that the customer can use any of these wallets to pay through Mobikwik to a merchant.” 
 “Currently working with 2G or even Edge connectivity, <keyword id="3896202" type="UNKNOWN" weightage="20" keywordseo="Mobikwik-Lite">Mobikwik Lite</keyword> will soon work without any net connectivity too, thereby addressing all the challenges being faced by the masses in accessing wallet payments, from language to connectivity or quality of smartphones,” <keyword id="6361419" type="PERSON" weightage="20" keywordseo="Singh">Singh</keyword> said. This lightweight app is expected to be a free service for the merchants and customers until March 2017. 
 
Mrinal Sinha, COO, Mobikwik said, “After demonetization, we realized that we wanted to get as many people online as possible, from merchants to consumers. This move is to make digital payments through internet or SMS available to all. In theory, this will disrupt the market as it could replace POS devices.'' 
​ 
<a href="http://www.businessinsider.in/MobiKwik-launches-a-light-lite-app-to-integrate-all-Indians/articleshow/55662642.cms">The completely offline app is expected to launch in 10 days. E-commerce partnerships have been doing really well for the company, as it moves towards its goal of becoming profitable by mid-2018.</a> 
 
“80% of our e-commerce partnerships are profitable even after the cashback. Recharge and bills are breakevens for us,” claims Singh.

	 
	Maybe, partnering with other e-wallets makes sense on the way to profitability in the newly digitized market.

	 
	Whether it is going to be survival of the fittest or the lightest, only acquisitions will tell.

EXCLUSIVE: Mobikwik is willing to partner with other e-wallets
like Paytm

“To the winners, who won because they didn't give up.”- <keyword id="198636" type="PERSON" weightage="100" keywordseo="Vijay-Shekhar-Sharma">Vijay Shekhar Sharma</keyword>, founder of <a href="http://www.businessinsider.in/You-might-soon-be-able-to-shop-up-to-Rs-25K-via-mobile-wallets-Paytm-asks-RBI-to-raise-cash-limit-for-the-same/articleshow/48110055.cms">Paytm</a>. 
 
The man, who always wears a welcoming smile, stands true to every word he wrote during the most difficult times of his life. Vijay Shekhar Sharma owns a company whose current value is a little over $3 billion in the market in 2016, a dream dreamt when he was struggling to make ends meet with Rs 10 in pocket. But he tasted victory the hard way. Nothing came easy for him. The tears he hides behind the chirpy self that he puts up in front of the world could not be hidden for long while recollecting his journey. Interestingly, it was not talking about his failures that brought tears in his eyes; it was his hard earned victory. 
 
Life tested him right from the beginning of his journey to become one of the most influential people in the business world today. Though he passed his higher secondary when he was just 14 years old, a child prodigy of sorts, making it through college was the first tough challenge he faced when he left the cosy comfort of his small hometown outside Aligarh and ventured into the real world. 
 
A topper in his school, he was lost in transition in college-Delhi College of Engineering. Coming from a very humble background (his father was a highly principled, school teacher, who refused to earn the extra buck through tuitions, because he believed in what was the right thing to do), Vijay did not know how to read and write English for he completed his school education completely in Hindi, in his small town. However, he realised soon enough that to make it through college he must start learning the language first and with the help of books, second hand magazines and his friends, he mastered the language in a way which few can. His modus operandi was to read a Hindi version of the book simultaneously with the English-one, a habit that ensured that he soon learnt to read two books at the same time! But it wasn’t easy to say the least. The first-bencher in school slowly started gravitating towards the back benches, and in a short while, was so disheartened and disillusioned with his bad grades, mostly due to language constraints, that he completely stopped attending college. 
 
“When winning is about not giving up. 
 
When doing all that you can, gets a new meaning.” 
 
Struggling to learn English, survive the rigours of engineering college and the big bad city that Delhi was, this normally would be the time when many in his situation would have quit. Vijay, however, was something else. He decided to build, to use the time he had from ‘not attending college’ by turning an entrepreneur. A believer in challenging the unknown, he made the internet his playground and Sabeer Bhatia and Yahoo his inspirations. He aspired to go to Stanford, because that was where Yahoo was built, but realising his lack of financial resources and his challenges with the English language, he decided to emulate some of the genius at Stanford, by learning how to code all by himself. He started building his own content management system with some of his college mates, which went onto being used by some of the biggest news publications including The Indian Express. It was also during this time when he started his first job at an MNC. He quit after six months and built a company of his own with his friends. He finally passed his college examinations too. 
 This would also become the darkest time in his life, when having his dreams of reaching the <keyword id="6357722" type="COMPANY" weightage="100" keywordseo="silicon-valley">Silicon Valley</keyword> shattered, he was also left bankrupt by his partners, with whom he had just begun a business and raised the first round of funding. In 2005, he had raised a hefty amount of Rs 8 lakhs through his venture of which he was conned off 40%. He was devastated. But Vijay was not a man to give up so easily. He lived at a hostel near Kashmiri Gate in Delhi, skipped meals and walked long distances to attend work or meetings in the southern part of the State. 
 
Infact having been through such tough times, if there is a fear that the ‘Iron Man’ of the startup ecosystem of India still harbours, it is that someday ‘some unknown’ will take away all of his hardwork. 
 Things took to a better turn when he began One97, the parent company of <keyword id="6357120" type="UNKNOWN" weightage="100" keywordseo="PayTM">Paytm</keyword>. They started experimenting with the three basics of internet- content, advertising and commerce. But the big eureka moment came in 2011 when he first pitched the idea of entering the <a href="http://www.businessinsider.in/SBI-is-threatened-by-new-age-payments-banks-flies-to-Bengaluru-to-catch-up-with-tech-savvy-rivals/articleshow/48650002.cms">payment ecosystem</a> in front of his board. The board was not convinced, as he was talking about betting the company’s money on a non-existent market. 
 
“Some other entrepreneur would have sold the equity and started their own company. But I aspire to build a 100 year old company. I think that men and boys are different because the boys flip and sell. Men run and build legacies,” Vijay said. 
 
So he put 1% of his equity, which was about $2 million around 2011, on the table and said, “This is for all of you, if I waste the money that we put on the site.” He adds, “There is no fun in doing what others ask you to do, the real fun is in doing what people say you can’t do.” 
 
And it is with this belief that the first avatar of Paytm, Pay Through Mobile, was born, going rapidly onto becoming the next big thing of the startup ecosystem in India. And, since then it was never looking back. 
 
 
 
The secret behind this steep arch is the trust he built with his customers which none other gave as much value to before. Even before Vijay began the roll-out of his <a href="http://www.businessinsider.in/Mobile-wallet-for-government-services-will-be-a-reality-soon/articleshow/50026480.cms">internet wallet services</a>, he first built a strong 24x7 customer care service to address the worries of customers to enable them to trust the wallet enough to put their money into the hands of the unknown. “30% of the company’s campaign budget is invested in building trust with the customer. For us it was the single most important factor,” says Vijay, with a deep pride in what he has built so far. 
 
“We propagated through word of mouth once the trust was built. I have a firm belief that the truest relationship test comes when one goes through a stress case. This makes our relationship with our customers special and unique than the rest. We also launched in Twitter and Facebook so that as soon as a customer complained, we got back with an immediate response and help. Trust is the secret formula which worked for us, though there were 30 other licences already available in the market like Mobikwik.” 
 
Backed by consumer trust, Paytm’s stupendous journey to the top of the internet wallet market is now a part of startup folklore, but what is unkown is that Paytm also became one of a handful companies worldwide to secure Series A funding exceeding several $100 mn. They have done only a single round of funding till now with Alibaba, SAIF and Alipay. 
 
“I have always wanted a <a href="http://www.businessinsider.in/Lendingkart-joins-hands-with-Paytm-for-collateral-free-business-loans-to-SMEs-sellers/articleshow/49935027.cms">business partner </a>and not a syndicated investor. Our relationship with “business partner/investor” is of a journey together. There are four people who own this company- me, SAIF, Alibaba, Alipay, says Vijay, in his usual animated way. 
 
After building a billion dollar worth company, maintaining the success is the most difficult part of the journey and it cannot be done without good teamwork, he says. For that, he ensures that the right people are taken onboard who share the same passion to build like his. He has also given 4% of his equity to the team, which in current value terms is about $120 million. 
 
“I have given more to my team than any amount of salary cumulatively taken in so many years, ” Vijay says. And why he chose to do so isn’t hard to understand. Given his personal experiences and the tough fight he put up to achieve where he has reached, he values everyone who contributes to creating his vision. People working in his company are never referred to as ‘Employees’, but as ‘Colleagues’ or ‘Teammates’. A staunch believer of God, he believes that only one amongst every 10 hardworking person succeeds to the levels he today firmly belongs in, and because of that respect he shares for every hardworking person, he doesn’t have the right to call anyone an employee or a worker. 
 
But, it’s just not the fighting spirit that has Vijay in the position that he enjoys today. Despite his engineering background and no formal education in business management, he has the business acumen of a genius. 
 
While the pride he takes in his creation and the people who help him implement his vision is obvious, he brushes this unique quality off by saying, “When something’s not working, I become the customer,” with a smile on his face, that is so true to himself. He attributes his humility to the lessons learned from his father. His father refused to take tuitions even though the extra money would have made a huge difference to their lives, as he believed that true education cannot be the privilege of those who have money. 
 
His struggles are the reason why he hates reading fiction. How can one be inspired by made up tales! 
 
Vijay stands testimony to the saying, “A man makes his own destiny.” 
 Life has been busy for this go-getter ever since he entered college. A true lover of all kinds of music, Coldplay, U2, <keyword id="74615" type="PERSON" weightage="100" keywordseo="Jim-Morrison">Jim Morrison</keyword> being his favourites, he takes respite in music to relieve his stress. He is also the resident DJ at One97, added Vijay with a whole-hearted laugh, often forcing his colleagues and teammates to listen to the music he discovers. 
 
Inspite of all these, his attitude to life can be best defined in his own simple words. 
 
“It (his success) still seems so surreal.” 
 
(Image credits: Paytm)

Paytm Founder, Vijay Shekhar Sharma’s incredible life story!

Are you an avid credit card user? Are you up to speed with all the changes that have come into effect starting today, which is all set to impact your credit card usage, and your pocket. Here's a quick snapshot of all the changes that you should be well aware of: <h2><keyword id="19900482" type="General" weightage="20" keywordseo="ICICI-Bank" source="keywords" meta.keywordsubtype="org" meta.entityname="ICICI Bank" meta.hostid="261" meta.entityid="ICICI Bank">ICICI Bank</keyword> </h2>Starting today, ICICI bank has done away with fees for many services, which include request for a charge slip, which was earlier chargeable at Rs 100/slip and cash and cheque pick up, which also carried a fee of Rs 100 earlier. Earlier, for outstation cheque processing and duplicate bank statement (for three months), a fee of Rs 100 was payable. Now, all those charges have been waived. However, going ahead, you'll have to dish out Rs 200 instead of Rs 100, if you wish to get your credit card replaced. <h2><keyword id="19952948" type="General" weightage="20" keywordseo="Axis-Bank" source="keywords" meta.keywordsubtype="org" meta.entityname="Axis Bank" meta.hostid="261" meta.entityid="Axis Bank">Axis Bank</keyword></h2>If you hold a <keyword id="19941660" type="General" weightage="20" keywordseo="Citibank" source="keywords" meta.keywordsubtype="org" meta.entityname="Citibank" meta.hostid="261" meta.entityid="Citibank">Citibank</keyword> credit card, this is for you. The migration of all Citibank <keyword id="19953671" type="General" weightage="100" keywordseo="credit-cards" source="keywords">credit cards</keyword> to Axis bank will be complete by 15th July, 2024. Post that, you will receive new credit cards from Axis bank .However, until then, your existing Citibank cards will continue to work just fine. All your unredeemed points will be converted into EDGE miles. After migration, they will have an expiration period of 3 years. Starting today, RBIs new rules mandate that all credit card transactions in the country be processed through <keyword id="20779381" type="General" weightage="20" keywordseo="Bharat-Bill-Payment-System" source="keywords">Bharat Bill Payment System</keyword> (BBPS). This means that if your bank has not come on board with BBPS, you will not be able to make payment through their credit card on other third-party platforms. Out of 34 banks that can issue credit cards, 12 banks have come onboard the BBPS. These include SBI, <keyword id="19938728" type="General" weightage="20" keywordseo="kotak-mahindra" source="keywords">Kotak Mahindra</keyword>, IndusInd, Federal, HDFC, ICICI and IDFC bank. Indian Overseas bank and <keyword id="45660" type="General" weightage="20" keywordseo="yes-bank" source="Orion">YES Bank</keyword> are expected to go live soon. <h2>SBI Bank</h2>Starting July 15th, if you hold one of the 22 specified SBI credit cards, you will no longer accrue any reward points while making certain transactions, particularly if they are related to government services. These include Air India SBI Platinum Card, Air India SBI Signature Card, Central SBI Select+ Card, Chennai Metro SBI Card, Etihad Guest SBI Card, Fabindia SBI Card SELECT, IRCTC SBI Card, Mumbai Metro SBI Card and more. <h2>YES Bank </h2>If you hold a YES Bank credit card, the criteria for you to qualify for complimentary lounge access has changed. Starting today, you will have to spend at least Rs 35,000 from your credit card in the previous quarter, in order to be able to get a complimentary access to domestic airport lounges in the next quarter. Earlier, this threshold was set at Rs 10,000. This will impact YES Marquee, YES SELECT, YES Reserv, YES First Preferred, YES Bank ELITE, YES BYOC, and YES Wellness Plus cards. <h2>HDFC Bank</h2>Starting August 1st, if you make rent, or education related payments via platforms like Cred and Paytm, you will have to pay a fee of upto 1% of the transaction, which will be a maximum of Rs 3,000. However, if you make the payment directly through your school or college's website, you will be able to save on this charge. Similarly, on all fuel expenses of over Rs 15,000, a 1% fee will be applied, which can be a maximum of Rs 3,000.

You Searched For "paytm pocket" and got 12 results

From teaching Indians to scan and pay to now a Soundbox that fits in your pocket — how Paytm rules in-store payments

Insider Studios

Mukesh Ambani’s Jio Financial Services’ deep pockets and wide reach to challenge the likes of Paytm, Bajaj Finance

Rounak

Bhakti

Paytm Soundbox achieves 13.72 billion transactions in FY23 – reinforcing in-store payments dominance

Insider Studios

From petrol pumps to auto rickshaws, fintech pioneer Paytm’s leadership in QR with scan and pay makes mobile payments a breeze

Insider Studios

Paytm Payments Bank supports UPI market cap, maintains leadership as PSP & Issuer Bank

IANS

10 reasons why Paytm Payment Gateway is the best choice for online MSMEs

Insider Studios

Paytm plans to distribute over 2 lakh of its new portable POS devices over the next few months

IANS

State-run banks don’t want you to use mobile wallets from non-banking players

BI India Bureau

Here’s why PayTM is valued at $5 billion

Akanksha Jain

EXCLUSIVE: Mobikwik is willing to partner with other e-wallets like Paytm

Tanya Dubey

Paytm Founder, Vijay Shekhar Sharma’s incredible life story!

Usha

Debdatta

What has changed for your credit cards, starting today?

Ira Alok Puranik

Popular Keywords

Buying Guides