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By Shakoor Rather New Delhi, Mar 4 () Scientists have developed a new digital security algorithm which they say can help prevent fraudulent online transactions by increasing the randomness in the generation of user-authenticity tests like one-time passwords (OTPs) and CAPTCHA. The algorithm, called BaReNPI, uses a software-based random number generator that makes it more difficult for cyber-attackers to crack compared to Advanced Encryption Standard 256 (AES 256) -- the current gold standard for electronic cryptographic encryption, the researchers said. Lead scientist Geetha G, from Lovely Professional University (LPU) in Punjab, explained that BaReNPI is named after its unique properties -- balancedness, resiliency, non-linearity, propagation, and immunity. "The main difference between our technology and the existing technologies are these properties. The existing technologies do not consider these five properties simultaneously, therefore, the outcomes of those technologies are application specific," Geetha told . The technology involves random number generation with symmetric properties which are required by the security algorithms for the development of ciphers, or algorithms for performing encryption or decryption, as suggested by the National Institute of Standards and Technology (NIST), Geetha explained. She said that security algorithms like BaReNPI are used by messaging apps like WhatsApp and many signal programmes like VeraCrypt in addition to a range of hardware and other applications to transmit data securely. The need for such a system is not only applicable in India, it's a worldwide requirement to enhance the security of the existing ciphers by incorporating randomness in their features, the scientists said. Geetha noted that NIST, which is one of the premier bodies for standardising the security algorithms, has also urged for randomness in ciphers which can be used for internet traffic easily. "The security of internet surfing is primarily dependent upon security algorithms applied in transport layer. All such cryptographic security algorithms are facing the problem of cryptanalysis, and therefore their robustness is required to be enhanced with the help of such BaReNPI," she said. The researchers, including Rahul Saha and Gulshan Kumar, both Associate Professors at LPU, said that they have used properties of random numbers to develop a solution in the form of Symmetric Random Function Generator (SRFG) which brings randomness in the key generation process, thereby making their solution more efficient. Noting that the algorithm may help make the security algorithms better in terms of performance and resistance to cyber attacks, the LPU scientist said in the coming days of internet of things (IoT), BaReNPI may be very useful with various devices for generating OTPs. The scientists added that the SRFG offers three times better confusion property, which is the degree of ambiguity, and 53.7 per cent better avalanche effect -- a small change in input leading to a big change in output. According to the research, published in the journal Security and Communication Networks, this makes BaReNPI better than AES on key parameters like nonlinearity, resiliency, balancedness, propagation characteristics, and immunity. "In the current digital economy, computer system and network security are intended to achieve many purposes including confidentiality, authentication, non-repudiation and access control by the use of various security algorithms," Geetha said. "BaReNPI has opened the path for further improvement of these security algorithms which eventually leads to better digital security and more secure social and economic encounters," she said. The researchers added that web browser security algorithms can also be strengthened with BaReNPI. Geetha said her team has filed a US-patent, and has bagged funding from the Department of Science and Technology (DST) for the hardware implementation of the algorithm. SAR VIS SARSAR

Novel algorithm may help prevent fraudulent online transactions

Keeping the upcoming festive season and growing online frauds in mind, <keyword id="6354742" type="COMPANY" weightage="20" keywordseo="Flipkart">Flipkart</keyword> on Tuesday announced a partnership with <keyword id="72592" type="CITY" weightage="20" keywordseo="Bajaj-Allianz">Bajaj Allianz</keyword> General Insurance Company to offer ‘Digital Suraksha Group Insurance for customers in the country. The "Digital Suraksha Group Insurance" policy will cover financial losses caused by various kinds of online frauds and cyber attacks that might occur during digital transactions. The customers can choose for a one-year cover at premiums as low as Rs 183 for a cover of Rs 50,000, Rs 312 for Rs 1 lakh, and Rs 561 for Rs 2 lakh for a 12-months tenure, with covers also extending up to Rs 10 lakh. "As the festive season nears, we want to ensure that the customers' online shopping experience, across any digital medium, is devoid of stress and apprehensions," said Ranjith Boyanapalli, Head, Fintech and Payments Group, Flipkart. The policy can be availed while buying certain models of mobiles, laptops, tablets, and audio devices on Flipkart. The insurance compensates for direct financial loss (up to the sum insured) due to unauthorised digital financial transactions as a result of identity theft arising out of cyber attacks, phishing/spoofing and SIM-jacking. The policy covers online transactions for debit cards, credit card, digital wallets, UPI/Internet banking (All bank accounts, credit and debit cards and mobile wallets), the company said in a statement. "With this Digital Suraksha Group Insurance introduced on Flipkart's platform, at less than 50 paise per day, you can protect yourself against the financial risk of getting defrauded online," said Tapan Singhel, MD and CEO, Bajaj Allianz General Insurance. The claim is admissible if a loss of funds is reported within 90 days of the occurrence and multiple claims/incidents are covered up to the sum insured. The policy offers worldwide cover and offers protection while travelling international. "During this Covid-19 era, as you shop online, this insurance will provide coverage against various cyber threats, thus making your online experience worry-free," Singhel said. SEE ALSO: <a href="https://www.businessinsider.in/thelife/personalities/news/google-doodle-celebrates-zohra-sehgal-everyones-favourite-dadi-an-indian-royal-and-doctor-who-star/articleshow/78377815.cms">Google Doodle celebrates Zohra Sehgal — Everyone's favourite dadi, an Indian royal and Doctor Who star</a> <a href="https://www.businessinsider.in/business/startups/news/super30-alumni-founded-startup-wants-to-take-forward-the-legacy-of-his-alma-mater/articleshow/78377011.cms">Super30 alumni founded startup wants to take forward the legacy of his alma mater</a> <a href="https://www.businessinsider.in/stock-market/news/top-stocks-to-watch-infosys-central-bank-of-india-dhfl-anuh-pharma-shalby-balaji-telefilms-and-others/articleshow/78376167.cms">Top stocks to watch— Infosys, Central Bank of India, DHFL, Anuh Pharma, Shalby, Balaji Telefilms and others</a>

Flipkart partners with Bajaj Allianz to offer cyber fraud insurance for online transactions

In India, as of 2011, only 35% Indians had bank accounts. As of this month, Indian government’s effort under <keyword id="2493931" type="PERSON" weightage="20" keywordseo="Pradhan-Mantri-Jan-Dhan-Yojna">Pradhan Mantri Jan Dhan Yojna</keyword> led to 306 million JDY accounts opening since its launch in 2014. The mission to provide no-frills, no-minimum-balance bank accounts to every adult including the ones below the poverty line has been remarkably successful, to say the least. The premise of PMJDY was to lower bank transactions costs so that millions of Indians who lacked access to financial services could finally be financially included. The launch of another new service coupled with the increase in mobile data usage could prove to be a highway to not only get more Indians financially secure but also encourage savings and digital adoption. The watershed moment? <keyword id="3236791" type="ORGANIZATION" weightage="60" keywordseo="Paytm-payments-bank">Paytm Payments bank</keyword> has finally launched as India’s mobile-first bank with zero charges on all online transactions and no minimum balance requirement. <keyword id="6357120" type="PERSON" weightage="20" keywordseo="PayTM">Paytm</keyword> <keyword id="2324069" type="ORGANIZATION" weightage="20" keywordseo="Payments-Bank">Payments bank</keyword> will be a part of the popular Paytm wallet app. <keyword id="198636" type="PERSON" weightage="20" keywordseo="Vijay-Shekhar-Sharma">Vijay Shekhar Sharma</keyword>, CEO, Paytm said during the launch that the entire wallet business is currently contribution positive and by financial year 2018 he expects the Payments Bank business to facilitate one lakh transactions. Sharma still owns majority stake in the new bank, and the remaining share is owned by One97 Communications Ltd. Business Insider spoke to <keyword id="2807104" type="PERSON" weightage="60" keywordseo="Renu-Satti">Renu Satti</keyword>, CEO, Paytm Payments Bank who reaffirmed the company’s commitment to serving the large un-served and under-served population “We are committed to offering the most transparent, safe and trusted banking to masses and aim at onboarding 500 million people on the platform in the next three years." How does it compare Paytm Payments Bank has planned an investment of $500 million in KYC (Know Your Customer) operations and is setting up KYC centers across India to complete KYC for customers and make them eligible for a Payments Bank account. The bank will have 31 branches all over India by the end of this year. The bank also plans on opening ATM branches and 'people' branches for cash disbursements. The Payments bank is offering benefits like zero-balance account, free IMPS, NEFT, RTGS, and <keyword id="6358921" type="ORGANIZATION" weightage="20" keywordseo="UPI">UPI</keyword> transactions. Paytm Payments Bank account holders will also be eligible to earn an interest of 4 per cent on savings every month and offered a free insurance cover of up to Rs 2 lakh in case of death or permanent disability according to the company’s terms and conditions.The account holders of Paytm Payments Bank will get a free digital debit card after signing up but they can also ask for a physical Rupay card, which will cost Rs 100 excluding delivery charges. It also has some limitations like it can't offer financial products of their own as a business entity, but it can act as a business correspondent and partner with other financial institutions and banks to offer loans, fixed deposits, insurances and mutual funds. Paytm Payments bank is also providing customers with a physical cheque book and Passbook on request but <keyword id="2939236" type="PERSON" weightage="20" keywordseo="Satti">Satti</keyword> says that they will always be digital-first, “We have created a customer-centric product which will be easy to adopt on mobile. While we don’t want to limit our customers, we will ensure everything is available on the app itself.” Satti maintains that the bank will be soon start lending to create better access to easy loans and the Paytm Payments Bank aims to be EBITDA profitable in the next two years. “A great product should be easily adoptable and we want to make banking easy for the masses. We will also be launching loyalty programs to onboard the people who are already a part of the formal banking system," she signs off. Here are the charges the new digital bank will levy: ATM Transactions Non-metro Locations: 5 free every month; post that Rs 20/transaction Balance check: Rs 5/transaction Metro Locations: 3 free every month; post that: Rs 20/transaction Mini statement, Balance check: Rs 5/transaction Annual subscription for physical RuPay Debit Card: Rs 100 annually Cheque book (10 leaves): Rs 100 and delivery charges Charges on Paytm Wallet Paytm Wallet to <keyword id="6024275" type="ORGANIZATION" weightage="20" keywordseo="bank-transfer">Bank Transfer</keyword> - Basic Customer 3 per cent Paytm Wallet to Bank Transfer - KYC Customer 3 per cent

India’s first mobile bank with zero-fee online transactions and no minimum balance is on your Paytm app

Who are money mules and how to save yourself from becoming one

Purchasing home online initially seemed to be a far-fetched idea, but off late this has gained great traction as buyers are now carrying out multi-crore transactions in <keyword id="2906603" type="UNKNOWN" weightage="20" keywordseo="Internet-based-real-estate-industry">Internet-based real estate industry</keyword>. Recently, a Mumbai resident spent Rs 4.5 crore to book a 4 BHK apartment at The Promont, Bangalore with <keyword id="6613497" type="COMPANY" weightage="20" keywordseo="Tata-Housing">Tata Housing</keyword> online. The <keyword id="6354553" type="COMPANY" weightage="20" keywordseo="real-estate">real estate</keyword> firm sold another luxury unit in its project called Myst in Kasauli to an NRI customer for Rs 5.5 crore online, making it India's largest transaction in the online space. 

	Even India’s major e-tailer Snapdeal sold a Tata Housing unit for Rs 1.1 crore early this month within hours of commencing the sale. Later, the Delhi-based online marketplace Snapdeal claimed that this was its highest online transaction and the company sees. It further asserted that the frequency of such transactions is moving beyond a crore on its site.
 "The Rs 5.5-crore transaction is the highest ever in the Indian online space. We have tied up with <keyword id="1143302" type="UNKNOWN" weightage="20" keywordseo="Snapdeal-com">Snapdeal .com</keyword> and <keyword id="1960231" type="UNKNOWN" weightage="20" keywordseo="Housing-com">Housing.com</keyword> to sell our premium and value housing units,” a senior Tata Housing official told TOI. 

	He further added that “Tata Housing has sold over 1,500 units online, accounting for 25% of Rs 1,100-crore sales and expects that online sales will account for over 40% of revenues in the coming years with the tremendous growth of e-commerce."
 

	Apart from Tata Housing, other realty players like DLF, Sobha Developers, Godrej Properties, Mantri Developers and Purvankara are following suit to tie up with online retailers to grab a slice of the $45-billion organised property market.

	According to a Tata Housing spokesperson, a virtual walk-through the property in order to check out the neighbourhood is helping home-seekers to make informed decisions. He further added, “We offer premium properties online that are not available offline to get the customer's attention." 

	(Image: Thinkstock)

Now go beyond just searching to buy your dream house online

Mumbai, Jan 15 () The RBI on Wednesday asked banks and other card-issuing companies to provide facility to customers to switch on and off their debit or credit cards, a move aimed at enhancing security for digital transactions.
 As over the years, the volume and value of transactions made through cards have increased manifold, the RBI also said that at the time of issue or re-issue, all cards (physical and virtual) should be enabled for use only at contact based points of usage [ATMs and Point of Sale (PoS) devices] within India.
 Issuers should provide cardholders a facility for enabling card not present (domestic and international) transactions, card present (international) transactions and contactless transactions, the RBI said in a circular while prescribing certain norms.
 Card not present refers to online transactions.
 "...facility to switch on/off and set/modify transaction limits (within the overall card limit, if any, set by the issuer) for all types of transactions -- domestic and international, at PoS/ATMs/ online transactions/contactless transactions" should be provided on a 24x7 basis through multiple channels, it said.
 The channels should include mobile application, internet banking, automated teller machines, or interactive voice response.
 The RBI further said that for existing cards, issuers may take a decision, based on their risk perception, whether to disable the card not present (domestic and international) transactions, card present (international) transactions and contactless transaction rights.
 "Existing cards which have never been used for online (card not present)/ international/ contactless transactions shall be mandatorily disabled for this purpose," it added.
 The latest instructions, however, are not mandatory for prepaid gift cards and those used at mass transit systems, the RBI added.
 The latest instructions assume significance amid rising instances of cyber frauds. NKD CS HRS

RBI asks issuers to provide facility to switch on, off cards to prevent frauds

This year in September, police arrested a student from Vadodara for illegally using credit cards of three American nationals to book air tickets. 
 
In March 2013, two top officials of an online shopping portal were arrested after almost 200 complaints were received from customers who said they paid for things they never ordered or received. 
 Like these, there are numerous examples to highlight a growing trend of frauds and scams related to online transactions, which are generally done by credit or debit cards. As per the ASSOCHAM-Mahindra SSG Report-2015, the number of cyber crimes reported in 2011 was 13301, which shot up to 300,000 in the year 2015. Of the reported cyber crimes, credit and <keyword id="3171349" type="UNKNOWN" weightage="20" keywordseo="debit-card-frauds">debit card frauds</keyword> topped the list and saw six-fold times increase over last three years. 
 
What should an online shopper do now? Stop shopping? Online shopping is very convenient but when we use are credit card online we expose ourselves to potential frauds. Here are some ways you can safeguard yourself from online frauds 
 
1. Choose your credit/debit card wisely: While choosing a card, it is important that you focus not only on the fees, credit limit, reward structure etc, but also on the security features of the card. Although the RBI has rules in place, it is important to be sure that your credit card issuer is also committed to customer’s safety. Often hackers hack into a bank’s website and steal customer’s card details to make fraudulent transactions. If the card company does not have proper security systems in place, it makes you vulnerable to frauds. 
 
2. Never store your credit card number on a website: Storing your credit/debit card number on a website exposes it to a lot of potential threats. Hackers try to use the information stored on the website. Typing same information again and again is a tedious task, especially for a website that you use regularly, but it is better safe than sorry. 
 
3. Use secure websites: There are numerous websites available for shopping. Before getting lured by special discounts, trendy designs and fast delivery promises, check for the security features of the website especially when making a transaction on a new website. Check the website URL, it should begin with “https” and there should be some indication on the website to ensure that it is a secure one, like the sign of a lock or a Verisign website. Generally all website mention the recommended security guidelines, mode of payment to be used etc, for the safety of the use. Read these carefully before using. 
 
4. Be careful with names: Do not follow a link that is sent to you in a promotional email. Often, miscreants create websites that have similar names with similar web-design and layout to trick consumers. The difference in name of the website can be minimal to notice and you may end up buying stuff from a dummy website. Type the name of the website yourself. 
 
5. Avoid public terminals: Using public terminals or transacting over a WI-FI network makes the user more vulnerable to credit card misuse. You can never be sure about the safety of a public terminal, if they have required safety features (spyware or malware) and who will use it after you. The information you enter can be hacked into and may also be available to other people using the terminal. 
 
6. Never enter Pin Number: Apart from having requisite safety guards on your computer/phone to prevent hacking, extra caution is required when using phones for online shopping. Never enter your PIN for online shopping. Online shopping requires CVV number and the transaction password that is sent to your phone. Be vary of sites that ask your PIN number. 
 
Whether it is the virtual world or the physical one, using your credit card with a few precautions go a long way in keeping it safe. Be cautious and do not become a statistic in the growing credit card fraud! 
 
(Rajiv Raj is the Director and Co-Founder of www.creditvidya.com) 
 
(Image: ThinkStock)

Here are 6 ways to protect yourself from credit card frauds

If you are looking to make some quick cash by selling your household <keyword id="18712" type="ENTERTAINMENT" weightage="100" keywordseo="Gold">gold</keyword>, it’s the right time to so; from April 1, the cash limit for <a href="http://www.businessinsider.in/World-Gold-Council-says-Indias-gold-sales-slid-amidst-risingglobal-demand/articleshow/52237355.cms">sale against gold</a> will be reduced from Rs 20,000 to Rs 10,000 per person a day. 
 
Also read: <a href="http://www.businessinsider.in/These-are-the-10-countries-hoarding-enormous-mountains-of-gold/articleshow/49762472.cms">These are the 10 countries hoarding enormous mountains of gold</a> 
 Exceeding this limit would attract a new scheme of things, posing problems for both <keyword id="4352878" type="UNKNOWN" weightage="20" keywordseo="buyers-and-sellers">buyers and sellers</keyword>. 
 
Also read: <a href="http://www.businessinsider.in/markets/Rate-hikes-might-actually-be-good-for-gold/articleshow/52364891.cms">Rate hikes might actually be good for gold</a> 
 "This will affect <keyword id="6355185" type="ORGANIZATION" weightage="20" keywordseo="rural-india">rural India</keyword> the most where people are not yet accustomed to <keyword id="3845661" type="UNKNOWN" weightage="20" keywordseo="bank-transfers">bank transfers</keyword> or <keyword id="6626738" type="UNKNOWN" weightage="20" keywordseo="online-transactions">online transactions</keyword>. In urban India, a buyer can transfer money to a seller's account and the latter can withdraw it," Saurabh Gadgil, national director, India Bullion &amp; Jewellers Association, told ET. 
 
Also read: <a href="http://www.businessinsider.in/Appetite-For-Jewellery-Boosts-India-Gold-Demand-WGC/articleshow/45131471.cms">Appetite For Jewellery Boosts India Gold Demand - WGC</a> 
 
Earlier, gold traders used to <a href="http://www.businessinsider.in/Gold-has-become-too-expensive-for-most-of-the-worlds-consumers/articleshow/55321716.cms">buy gold</a> and raise multiple invoices against the purchase when the value exceeded Rs 20,000. However, it will become difficult to raise multiple invoices under the new rules. 
 
(Image source: WhatsUpLife)

Selling your gold for cash could be tougher from next month onwards

New Delhi: 78 per cent of consumers now prefer to do most of their banking digitally through <keyword id="19915384" type="General" weightage="20" keywordseo="mobile-apps" source="keywords">mobile apps</keyword> or websites, according to the Alkami report. This shift is part of a broader trend towards <keyword id="21227659" type="General" weightage="20" keywordseo="cashless-transactions" source="keywords">cashless transactions</keyword> and <keyword id="21012835" type="General" weightage="20" keywordseo="contactless-payments" source="keywords">contactless payments</keyword>, which have become the default for many, especially since the COVID-19 pandemic. According to the report, nearly 80 per cent of financial institutions have seen an increase in cashless transactions over the past two years. This change has been accelerated by the pandemic, with many consumers opting for digital payments to avoid handling cash. About 60 per cent of these institutions noted that the volume of cashless transactions has surged by more than 20 per cent. Cashless payments aren't a new concept--personal checks and credit cards have been around for decades. However, today's digital payments, whether made through a smartphone, laptop, or tablet, are quickly becoming the standard. The convenience and safety of these transactions, especially in a post-pandemic world, have made them more popular than ever. Allison Cerra, Chief Marketing Officer at Alkami Technology, said, "The banking leaders of the future will be those that can harness data for the best use, gain a holistic view of their relationships, and meet the rapidly changing needs of digital consumers." With more people turning to <keyword id="20028215" type="General" weightage="20" keywordseo="digital-banking" source="keywords">digital banking</keyword>, there's been a noticeable decline in the use of ATMs and checks. Chad Rogers, Executive Vice President at Connexus Credit Union, noted that even millennials are moving away from traditional banking methods. "What we're seeing, even with our millennial users, is that they're no longer ordering checks, or making cash withdrawals from our ATMs as we would expect. Instead, they are self-serving from home or wherever they are. They're moving money through our digital banking platform," he said. Interestingly, even though fewer people are visiting bank branches in person, their overall engagement with banks has increased. Thanks to the ease of mobile and <keyword id="19998466" type="General" weightage="20" keywordseo="online-banking" source="keywords">online banking</keyword>, customers are now interacting with their banks more frequently, often on a daily basis. While cashless transactions are on the rise, the adoption of cryptocurrency is growing more slowly. Around 21 per cent of financial institutions reported that their customers are asking for Bitcoin products and services. Although this is still a relatively small percentage, 35 per cent of banks believe that offering cryptocurrency options could give them a competitive edge. Banks are also feeling the heat from fintech companies like PayPal, Stripe, and Venmo. Jamie Dimon, CEO of JPMorgan Chase, has called these fintechs "enormous competitive threats" to traditional banking. The popularity of fintechs has only increased during the pandemic, with many consumers turning to these platforms for their financial needs. Despite the competition, some banks are partnering with fintechs to stay relevant. According to the report, 50 per cent of banks and 40 per cent of credit unions have teamed up with fintech companies in the past three years to enhance their digital offerings. Looking ahead, many experts believe that the future of banking will revolve around personalised experiences. However, only about a quarter of financial institutions are currently using hyperpersonalization to gain a competitive advantage. There's a growing opportunity for banks to leverage personalised recommendations and offers to better serve their customers. Data is also playing a crucial role in this digital transformation. Most banks are now using data analysis to improve customer experiences, guide decision-making, and reduce development time and costs. By unlocking the potential of customer data, banks can better anticipate their clients' needs and offer tailored solutions. Allison Cerra Chief Marketing Officer at Alkami Technology, said, "We are now at a place where technology has democratised financial advice and counsel. It is no longer just the privileged upper class who can afford to get financially fit and prepare for the future."

78 pc of consumers choose digital banking over cash transactions

<ul><li>Visa recently released report on consumer expenditure for the week leading Diwali using Visa payments — Debit and credit cards. </li><li>The report revealed that Indians preferred face to face shopping over online purchase transactions. </li><li>Dhanteras recorded double the transactions made during a regular week amounting to ₹29 billion.</li></ul>Visa, the American multinational financial services company, released consumer data on how users in India spent their money this Diwali. Their report, shared exclusively with Business Insider India, shows that consumers preferred to shop offline during the festive season despite the convenience and sales offered by online retailers. TR Ramachandran, the Group Country Manager for India &amp; South Asia at Visa, stated, “Our study has thrown up some very interesting and encouraging insights on consumer spending habits. While e-commerce continues to make strong inroads in India, for key occasions and festivities citizens still prefer a personalized experience, accompanied by ‘touch-and-feel’.” He also said that, “In addition, the higher debit penetration by spend from the smaller cities, validates the healthy progress of the nation towards a less-cash society.” Another study by Redseer Consulting, on the other hand, shows that online retailers, like Flipkart and Amazon, made the highest sales over the festive days this year. Breaking down the numbers Annually, debit <keyword id="240115" type="PERSON" weightage="20" keywordseo="Visa-cards">Visa cards</keyword> account for 69% of total transactions while credit cards contribute to 28%. But, during the week prior to Diwali, credit and debit cards accounted for 50% and 48% of transactions, respectively. In fact, during the week leading to Diwali, transactions amounting to ₹79 million were carried out on Visa, which is a 49% increase over last year. Dhanteras, in particular, recorded double the transactions made during an average week amounting to ₹29 billion. The largest contributions to the festive vibe were from Delhi-NCR, Mumbai, Bengaluru, Hyderabad and Chennai accounting for 46% of the total face-to-face (F2F) consumer spending. The data indicates that while people may prefer shopping offline, they still choose to use <keyword id="6358577" type="UNKNOWN" weightage="20" keywordseo="digital-payments">digital payments</keyword> over cash transactions.

You Searched For "online transactions" and got 10 results

Novel algorithm may help prevent fraudulent online transactions

PTI

Flipkart partners with Bajaj Allianz to offer cyber fraud insurance for online transactions

IANS

India’s first mobile bank with zero-fee online transactions and no minimum balance is on your Paytm app

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Who are money mules and how to save yourself from becoming one

Business Insider India

Now go beyond just searching to buy your dream house online

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RBI asks issuers to provide facility to switch on, off cards to prevent frauds

PTI

Here are 6 ways to protect yourself from credit card frauds

Rajiv Raj

Selling your gold for cash could be tougher from next month onwards

BI India Bureau

78 pc of consumers choose digital banking over cash transactions

ANI

Indians prefer ‘touch and feel’ shopping over online festive sales during Diwali: VISA Study

BI India Bureau

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