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<ul class="summary-list"><li>37-year-old Robert Doyle made just under $97,345 in six months from virtual assets based in Polka City. </li><li>Polka City investors earn money with non-fungible tokens that represent land, businesses, and other assets. </li><li>The metaverse world has boomed since Facebook's name change to Meta.</li></ul>The metaverse has grown astronomically over the past few weeks, with people spending millions of dollars on virtual land. Investors like 37-year-old Robert Doyle are already making money out of those assets.Doyle owns a virtual car-repair shop and a bank in a metaverse that isn't even fully live yet, and he's made almost $100,000 in six months, according to <keyword id="11893898" type="UNKNOWN" weightage="60" keywordseo="crypto" source="Orion">crypto</keyword> wallets shown to Insider.<a href="https://www.polkacity.io/">Polka City,</a> where Doyle's virtual property sits, is a metaverse gaming platform that launched in 2021. Players can buy non-fungible tokens that represent virtual taxis, gas stations, billboards and even motorcycles. They then earn weekly interest paid in the platform's native token, polkacity or POLC. While the game itself is scheduled to launch soon, users can already own and trade digital assets. The platform's roadmap describes the game as the "GTA of Cryptocurrency", in a nod to the cult "Grand Theft Auto" series of action video games set in a virtual world. "I do think this could be a billion-dollar game. So if this game gets to a billion-dollar market cap, the price of the token could be $30, $40, $50, depending on what happens. And these will pay out for quite some time, going forward, because the game hasn't even launched yet," Doyle told Insider. Doyle has accumulated 111,646 polkacity coins, which have gained almost 500% in price in the past 12 months. At Friday's price of $0.8719, they are worth $97,344.15.The bulk of them have come from Doyle's ownership of the car repair shop. Once the game launches, he said he will also get money from people using his car repair shop and will get 25% of POLC loan fees from his virtual bank. The game's roadmap opens up potential profit from ownership in stages. The owners of virtual discos and art galleries in Polka City should be able to profit from these by the end of 2021, according to the plan.The NFTs that represent assets in the metaverse were not cheap. The car repair shop cost Doyle $23,000, and the bank cost $3,500, he said. "These (assets) are really for the end-game. So this will pay off for years to come. So it's pretty incredible. Like I can pay for my mortgage, my medical, my car payments, my food for my family with just this one <a href="https://www.businessinsider.com/nft-meaning?r=US&amp;IR=T">NFT</a> — isn't that crazy?" he said.Metaverses have existed in various forms over the years. But Facebook's decision in October to rebrand as Meta helped accelerate the boom in interest.Two-and-a-half years ago, Doyle was a real estate agent. Now he says he makes a living from cryptocurrency and associated projects, nodes, staking and mining. He also heads up a crypto research company, called <a href="https://cryptonairz.com/">Cryptonairz</a>, that helps people generate passive income.Doyle warned that this approach to investing does come with risks. "It does take some time to understand what you're getting into. You need to look at the market cap, you need to look at the team, you need to look at the development. You need to look at the community," he said.

A millennial NFT investor made nearly $100,000 in 6 months with a virtual car repair shop and a bank in a gaming metaverse that isn't even live yet

<ul class="summary-list"><li>Danish asset manager Saxo Bank has released its Outrageous Predictions list for <keyword id="11893875" type="UNKNOWN" weightage="100" keywordseo="markets" source="Orion">markets</keyword> in 2022.</li><li>They include Spotify stock sliding as musicians use NFTs to build revenue share. </li></ul>NFTs taking over the music industry from <a href="https://markets.businessinsider.com/stocks/spot-stock">Spotify</a>, US inflation soaring to double-digit rates, and women traders banding together to put an epic squeeze on "patriarch companies" are among <a href="https://www.home.saxo/insights/news-and-research/thought-leadership/outrageous-predictions">Saxo Bank</a><a href="https://www.home.saxo/insights/news-and-research/thought-leadership/outrageous-predictions">'s outrageous market predictions for 2022. </a>The Danish asset manager's annual list has a theme of revolution this year and includes some far-fetched scenarios as well as more plausible ones."As culture wars rage across the world, it's no longer a question of if we get a socioeconomic revolution, but a question of when and how," Saxo Bank said. Among its 10 predictions: Spotify stock slideA revolution in the music industry may take hold as more musicians embrace NFTs, or non-fungible tokens, to sell their songs, a move that could threaten streaming platforms such as Spotify and Apple Music, the bank said. The NFT market has boomed to a $15 million capitalization this year on the rapid growth in sales of the digital assets. The bank sees an NFT-based music service backed by notable artists sinking Spotify stock by 33% in 2022, as the challenger portends a "bleak" future for the streaming giant. Spotify during 2021 has already dropped by about 28%. "[By] leveraging NFTs, more specifically via 'smart-contract' blockchains, artists could distribute music directly to listeners without centralized intermediaries taking a cut, while tracking their income in real-time—even getting paid in real-time—with listeners enjoying the knowledge that the money they are paying is going straight to the artist," wrote Saxo's cryptocurrency analyst Mads Eberhardt. Labels and streaming platforms capture 75% to 95% of revenue paid for listening to streamed music, Eberhardt said. Musicians have already started backing crypto-driven ventures. Singer Katy Perry, rapper Nas, and electronic music duo The Chainsmokers this year contributed to a $5 million fundraising round for <a href="https://audius.co/">Audius, a blockchain-based music platform. </a>15% inflation rate The US consumer price index in October climbed to <a href="https://www.businessinsider.com/inflation-cpi-october-price-growth-index-supply-chain-crisis-recovery-2021-11?utm_source=markets&amp;utm_medium=ingest">6.2%</a>, its highest rate since 1990. Saxo Bank predicts a further spike in the rate next year, reaching beyond 15% for the first time since World War II, largely because of the labor shortage in the US workforce. Soaring inflation would prompt a "too-little, too-late move" by the Federal Reserve to tighten monetary policy, leading to "extreme volatility" in US equity and credit markets, said Christopher Dembik, Saxo Bank's head of macro analysis. "The JNK high-yield ETF falls as much as 20% and the VIXM mid-curve volatility ETF soars as much as 70%," he wrote. The coronavirus pandemic has "fueled a great awakening of workers," Dembik added. "Across sectors and income classes they realize they are now more empowered than ever. They demand a better experience: better job conditions, higher wages, more flexibility and a sense of purpose from work." 'Women's Reddit Army' forces stock swings Another outrageous prediction from Saxo Bank sees women on the social media platform Reddit using tactics employed by the so-called Reddit Army on meme stocks to tackle gender inequality issues at corporations. Such issues include women earning 20% less than men on average in the same positions, leaving them with less disposable income to invest. The "Women's Reddit Army" would see women traders coordinating a long squeeze by shorting stocks of selected "patriarch companies," said Althea Spinozzi, senior fixed-income strategist at Saxo Bank. The group would also direct funds to companies with the best metrics on female representation in middle management and among executives, she added. "The movement gets real results as the broader market catches on to the theme and joins in, forcing targeted company prices sharply lower, which sees companies scrambling to change their ways. It marks the beginning of a gender parity renaissance in markets," Spinozzi said.

A Danish bank's list of outrageous predictions for 2022 include NFTs tanking Spotify stock, 15% inflation, and an army of women on Reddit taking on corporations

<ul class="summary-list"><li>Nathan Apodaca is auctioning his viral <keyword id="6762469" type="UNKNOWN" weightage="60" keywordseo="TikTok">TikTok</keyword> as an NFT, and the price starts at $500,000.</li><li>A TikTok of Apodaca skateboarding to Fleetwood Mac's "Dreams" went viral last September.</li><li><keyword id="10959864" type="UNKNOWN" weightage="60" keywordseo="ntfs">NTFs</keyword> have boomed in popularity, with some crypto art pieces selling for tens of millions of dollars.</li></ul>The viral TikTok of a man skateboarding while drinking <keyword id="10306922" type="UNKNOWN" weightage="60" keywordseo="ocean-spray-cranberry-juice">Ocean Spray cranberry juice</keyword> set to Fleetwood Mac's hit song "Dreams" is now a piece of crypto art, and the bidding is starting at $500,000. <a href="https://www.insider.com/cranberry-juice-longboarding-fleetwood-mac-dreams-420doggface208-nathan-apodaca-interview-2020-10">Viral TikTok star Nathan Apodaca</a> is joining the NFT phenomenon that's been sweeping the crypto world.The video being auctioned will not contain the Fleetwood Mac song due to copyright, and the Ocean Spray bottle will be blurred out as well.A representative for Apodaca told Insider that "Nathan felt the video was good vibes and wanted to pass it along to the next person." The TikTok star hopes to use the proceeds from the auction to buy his parents a home and give back to his hometown community by building an event center, according to <a href="https://www.tmz.com/2021/03/17/fleetwood-mac-skateboarder-sell-video-nft-opening-bid-500k/">TMZ</a>. Apodaca, who posts to TikTok under the username 420doggface208, first went viral when his laidback skateboarding style blew up in September of last year, the height of the pandemic when people were turning to the video-sharing app for entertainment.Apodaca also got a surprise visit from Ocean Spray in October, soon after the video went viral: The company <a href="https://www.businessinsider.com/ocean-spray-ceo-tiktok-fleetwood-mac-cranberry-juice-dreams-truck-2020-10">gifted him a brand new truck packed with Ocean Spray cranberry juice</a>. The TikTokker <a href="https://www.insider.com/cranberry-juice-longboarding-fleetwood-mac-dreams-420doggface208-nathan-apodaca-interview-2020-10">told Insider at the time</a> that the viral video was helping him put a down payment on a house. <a href="https://www.businessinsider.com/what-does-nft-mean-crytpo-non-fungible-tokens-art-explained-2021-2">NFTs</a>, or non-fungible tokens, <a href="https://www.businessinsider.com/how-influencers-are-making-money-on-nfts-while-market-hot-2021-3">have exploded in popularity recently,</a> with everyone from Paris Hilton to Azealia Banks, and even Mark Cuban getting into the trend. An NFT is a unique digital asset that gives its holder exclusive ownership over the piece of art, fashion, music, food, or other item tied to the token. These NFTs cannot be duplicated, though the items tied to them may be reproduced or reposted and shared widely. In the past few months NFTs have attracted high-end buyers willing to spend thousands and even millions to exclusively own pieces of digital art. In February, <a href="https://www.businessinsider.com/ethereum-nft-meme-art-nyan-cat-sells-for-300-eth-2021-2">the Nyan Cat meme NFT</a> sold for $560,000, and <a href="https://www.businessinsider.com/bad-luck-brian-meme-nft-crypto-art-blockchain-ethereum-foundation-2021-3">the Bad Luck Brian meme</a> NTF sold for $36,000 this month. <a href="https://www.businessinsider.com/beeple-nft-mike-winkelmann-digital-art-christies-2021-3">The highest-priced NFT ever</a> was a collage by the artist Beeple, which went for a whopping $69 million.

TikTok star Nathan Apodaca is auctioning an NFT of his viral Fleetwood Mac skateboarding video, and bidding starts at $500,000

<ul class="summary-list"><li>Christie's sold $150 million in NFTs in 2021 and credited the "new format" in contributing to $7.1 billion in total sales. </li><li>Christie's in March sold artist Beeple's NFT for a record $69 million. </li></ul>Christie's capped off a milestone year of business with $150 million in non-fungible token sales in 2021, saying the new format helped it achieve its highest sales in five years. The 255-year old auction house said this week that it is on track for $7.1 billion in total sales this year, up 22% from 2019, which was before the coronavirus pandemic unfolded. Sales were up 54% from 2020 as the virus first swept through worldwide. Christie's handed some credit for the gain to NFTs, or digital representations of art, music, and other items. The company in March seized the attention of the art and cryptocurrency worlds by <a href="https://www.businessinsider.com/beeple-nft-mike-winkelmann-digital-art-christies-2021-3?utm_source=markets&amp;utm_medium=ingest">selling an NFT artwork for $69 million</a>. The digital piece from artist Beeple — a collage of his first 5,000 days of work — stands as the most expensive work of digital art sold and marked Christie's first-ever sale of non-physical art. "Beyond our auction and private sales results - which are exceptional - Christie's has also made a breakthrough in new sales formats and categories, NFTS in particular. They have allowed us to showcase works by new emerging and under-represented artists, and to reach out to a new audience of younger clients," said Guillaume Cerutti, Christie's CEO, <a href="https://www.christies.com/presscenter/pdf/10337/Christie's%20EOY%202021%20Press%20Release_10337_1.pdf">in a statement</a>. The company said 75% of buyers in the category were new to Christie's and were an average age of 42 years oldThe British auction house in March became the first major one to sell an NFT and since then it has sold more than 100 NFTs. In May, it auctioned <a href="https://markets.businessinsider.com/news/currencies/cryptopunk-nft-christies-auction-value-crypto-art-larvalabs-2021-5">a set of nine CryptoPunk NTFs for almost $17 million</a>, outstripping its expectations to sell them for between $7 million and $9 million. In November, Christie's sold <a href="https://markets.businessinsider.com/news/currencies/beeple-nft-market-sculpture-human-one-69-million-christies-auction-2021-10">Beeple's hybrid NFT sculpture called "Human One"</a> for nearly $29 million. The NFT marketplace boomed this year as part of a surge in the broader cryptocurrency market, whose valuation was around $2.3 trillion on Tuesday, although lower than the valuation of $3 trillion it reached for the first time this year.

Christie's sold $150 million of NFTs in 2021, with the auction house on track for $7.1 billion in sales for the year

<ul class="summary-list"><li>Decentraland said Monday its four-day festival in its <keyword id="11121339" type="UNKNOWN" weightage="60" keywordseo="metaverse" source="Orion">metaverse</keyword> would be back again next year, but "bigger and better".</li><li>This year, the festival featured 80 virtual artists and had 50,000 attendees who claimed 11,204 NFTs. </li><li>Interest in the metaverse has exploded with tokens tied to it rallying after multi-million dollar virtual land sales this month.</li></ul>Decentraland, a digital-world platform, is going to host the festival that attracted thousands of visitors to its metaverse next year, but it's going to be even bigger than October's virtual gathering. The company said in a <a href="https://twitter.com/decentraland/status/1465450431627374592">Twitter</a> post on Monday that its first metaverse festival that took place between ​​October 21 to 24 was a huge success, attracting 50,000 virtual attendees that claimed 11,204 unique digital non-fungible tokens (NFTs). The company also said it gave out 51,947 proof-of-attendance protocols in the form of NTFs to participants. "The first-ever<a href="https://twitter.com/hashtag/MetaverseFestival?src=hashtag_click"> #MetaverseFestival</a> was one for the record books. And we're doing it again next year – bigger and better. Stay tuned!" Decentraland said in its post.The four-day festival was "a celebration of music, culture and creativity in the virtual social world of Decentraland", the company wrote in its Festival FAQs sheet. There was a long list of artists with small followings such as singers and DJs that performed in the <a href="https://themetaversefestival.io/">digital world</a>. The Decentraland platform allows users to create an account, as well as an avatar and partake in events like this one. To have entered this virtual experience, attendees would have needed a digital wallet. Joining was as simple as hitting a button on the platform's website.Decentraland has garnered a lot of attention lately as interest in the metaverse has exploded with <a href="https://markets.businessinsider.com/news/currencies/metaverse-crypto-tokens-rise-sandbox-launch-virtual-land-sales-decentraland-2021-11">tokens</a> tied to it rallying after multimillion-dollar virtual sales this month. Metaverse Group, a subsidiary of Tokens.com, <a href="https://markets.businessinsider.com/news/currencies/metaverse-property-decentraland-sale-price-mana-coin-cryptocurrency-2021-11">purchased</a> digital land for $2.43 million last Tuesday, the most a property has been bought for on Decentraland. Another <a href="https://markets.businessinsider.com/news/currencies/metaverse-crypto-digital-land-sold-axie-infinity-nft-decentraland-2021-11">plot</a> sold for $2.3 million on Axie Infinity, a play-to-earn gaming platform, the following day. Thanks in part to the news, Decentraland's mana <keyword id="11893898" type="UNKNOWN" weightage="60" keywordseo="crypto" source="Orion">crypto</keyword> token increased as much as 27% in a day last week. Rival metaverse-linked tokens have also got a similar boost. Sandbox, a virtual gaming platform, saw its digital coin rally gain a quarter in value as people got excited about part of its virtual world opening on Monday. A metaverse mega yacht sold for $650,000 on <a href="https://markets.businessinsider.com/news/currencies/metaverse-luxury-mega-yacht-sandbox-gaming-republic-realm-fantasy-2021-11?utm_medium=ingest&amp;utm_source=markets">Sandbox,</a> making it the most expensive NFT ever sold on its platform last week as well.

Decentraland's four-day metaverse festival that featured 80 artists and garnered 50,000 virtual attendees is happening again next year

<ul class="summary-list"><li><keyword id="1639" type="ORGANIZATION" weightage="60" keywordseo="Auction">Auction</keyword> house <keyword id="56712" type="COMPANY" weightage="60" keywordseo="Christies">Christie's</keyword> sold a set of nine CryptoPunk <keyword id="902592" type="PERSON" weightage="60" keywordseo="NFTS">NFTs</keyword> for $17 million on Tuesday.</li><li>Christie's originally expected them to sell for between $7 million and $9 million.</li><li>CryptoPunks are virtual characters inspired by London's punk scene and were among the first ever NFTs. </li></ul>Christie's auctioned a set of nine CryptoPunk NTFs for almost $17 million late on Tuesday at their 21st Century sale held in New York. When the auction house <a href="https://markets.businessinsider.com/currencies/news/christies-auction-cryptopunk-nfts-larva-labs-ethereum-ether-cryptoart-2021-4-1030288724">announced the sale</a>, it expected the CryptoPunks to sell for between $7 million and $9 million. The realized price of the CryptoPunk NFT set was $16,962,500, the second highest sale of the night. They exceeded artworks by more traditionally popular artists like Banksy, Gerhard Richter and Damien Hirst. CryptoPunks, which were created by the software company Larva Labs in 2017, are a series of 10,000 virtual characters in 8-bit 24x24 pixel format that were inspired by London's punk scene. Larva Labs launched them in 2017, making them some of the first NFTs and leaders of the <keyword id="10871093" type="UNKNOWN" weightage="60" keywordseo="crypto-art">crypto art</keyword> scene. The CryptoPunks were offered to the public for free at the time, but creators Matt Hall and John Watkinson kept 1,000 NFTs for themselves. The set of characters auctioned by Christie's was part of their private collection. "Taken together, the set represents both the rarest possible CryptoPunks and highlights from the variety of attributes that are the signature of the project.", Hall and Watkinson <a href="https://www.christies.com/features/10-things-to-know-about-CryptoPunks-11569-1.aspx">said</a> when the Christie's auction was announced. Rare CryptoPunks have sold for over $7.5 million per character. Based on CoinMarketCap <a href="https://www.larvalabs.com/cryptopunks">data</a>, the full set of 10,000 CryptoPunk NFTs is worth almost $325 million. 9,250 sales have been made over the past year at an average price of $80,259.09. Alongside the sale, Christie's and Larva Labs collaborated with non-profit organisation <a href="https://www.saveartspace.org/">SaveArtSpace</a>, which creates art exhibitions in urban spaces. 193 CryptoPunks will be shown on New York's bus shelters, phone booths and billboards over the next month. "By bringing these pixelated versions of our online lives to the real world, we hope to show to the world the very human side of this technological revolution.", SaveArtSpace said in the <a href="https://www.saveartspace.org/pixelated">announcement</a>. NFTs, or non-fungible tokens, are unique digital items such as images, audio or videos that are based on blockchain technology, which also registers ownership. As is the case with CryptoPunks, NFTs can often be viewed by anyone online - but only one person can own them. The sale comes at a time where the NFT and especially art NFT <keyword id="31671" type="CITY" weightage="100" keywordseo="markets">markets</keyword> appeared to be cooling off. In April, the sales volume and prices for art NFTs had <a href="https://markets.businessinsider.com/currencies/news/nft-market-sales-cooling-off-crypto-sectors-losing-most-2021-4-1030359024">dropped by over 40%</a> and talks about NFTs being in a bubble have been rife.

Christie's auctioned a set of 9 CryptoPunk NFTs for almost $17 million - almost double their expected value

<ul class="summary-list"><li>Galaxy Digital CEO <keyword id="5300879" type="PERSON" weightage="60" keywordseo="mike-novogratz">Mike Novogratz</keyword> said bitcoin-skeptic Rep. Brad Sherman is talking "nonsense" about crypto. </li><li>He said his company is committed to educating 'DC' on all things crypto.</li><li>He said the crypto space is getting more vibrant every day. </li></ul>Galaxy Digital CEO Mike Novogratz believes the cryptocurrency market needs strong, smart regulation and that educating politicians about the space is a key part of achieving that, he said in a Bloomberg interview <a href="https://www.bloomberg.com/news/videos/2021-07-01/-bloomberg-technology-full-show-06-30-2021-video">Wednesday</a>. There is already a push from the industry to generate more awareness of what crypto is and what it can do. Fidelity Digital Assets, crypto exchange Coinbase and payments firm Square have grouped together to try to educate <a href="https://www.marketwatch.com/video/crypto-has-reached-the-tipping-point-says-fidelity-tom-jessop/CDBF8B2D-2CBE-49E1-899A-F7C898CA2042.html">regulators</a>.In the interview, Novogratz said there was clearly a lot of work to do in educating politicians and regulators alike and, only by doing so effectively, would it be possible to properly regulate the market. He also touched on the promise of decentralized finance and how people are making money from lending on these platforms.In the interview, Novogratz discussed the ways institutions are further getting involved in the crypto-sphere and how innovation in the use of assets such as <keyword id="6354947" type="UNKNOWN" weightage="60" keywordseo="bitcoin">bitcoin</keyword>, <keyword id="6709758" type="UNKNOWN" weightage="60" keywordseo="Ether">ether</keyword>, non-fungible tokens (NTFs) and <keyword id="8067293" type="UNKNOWN" weightage="60" keywordseo="Stablecoins">stablecoins</keyword> is only going to grow. <h2>Here are Novogratz's 10 best quotes from the interview, lightly edited and condensed for clarity:</h2>1. "We know regulation is coming, and regulation in some ways will make the system stronger, what you are hoping is, you get smart regulation, which is why I am committed and this community is committed to spending more time in DC and educating people."2. "You know, listening to the representative [of California, Brad] Sherman, in front of Congress tells me that the bitcoin crypto community needs to do a much, much, much better job educating our officials and our regulators, because, in some ways, he's talking nonsense and he's a representative that gets to regulate over us." On crypto-skeptic <a href="https://www.businessinsider.nl/representative-brad-sherman-facebook-libra-911-2019-7?international=true&amp;r=USr=US">Brad Sherman</a>who has in the past said Facebook's proposed cryptocurrency "may do more to endanger America" than 9/11.3. "<keyword id="2810876" type="PERSON" weightage="60" keywordseo="ethereum">Ethereum</keyword>, most likely becomes the second biggest or maybe the biggest cryptocurrency one day, but with very different use cases, it's going to be used as the base level of trust."4. "The amount of innovation that's going to come out, that's being built on top of the ethereum platform or one of these platforms is going to blow your mind away in the next five years."5. "Nobody thinks that the system is going away. The confidence that the system is getting better and that it's getting more vibrant is growing by the day."6. "Crypto continues to be the best performing asset class, right the Bloomberg Galaxy crypto index is 90% on the year, think about that relative to the S&amp;P or anything else, lots more volatility but lots more return." 7. "I can tell you that banks are very fascinated with it, they're starting to invest, to experiment, put it into a sandbox, to understand it." On decentralized finance. 8. "This is a serious, serious approach to rebuilding the financial architecture of the world." Talking about bitcoin, ethereum, <a href="https://markets.businessinsider.com/currencies/news/katy-perry-is-selling-her-own-nfts-on-a-video-streaming-platform-2021-7-1030570757">non-fungible tokens </a>and <a href="https://www.businessinsider.com/stablecoins-could-start-replacing-traditional-money-within-a-few-years-2021-6">stablecoins</a>. 9. "I think gold is already being disrupted by bitcoin." On bitcoin as <a href="https://www.businessinsider.in/cryptocurrency/news/why-gold-is-a-better-investment-than-bitcoin-despite-the-cryptocurrencys-recent-dominance-according-to-socgen/articleshow/82859656.cms">digital gold</a>. 10. "A lot of people are making money lending on these protocols." Talking about <keyword id="4164994" type="PERSON" weightage="60" keywordseo="defi">DeFi</keyword>.

Mike Novogratz discussed smart regulation and educating politicians about it, as well as why ether could become the biggest cryptocurrency in a recent interview - Here are the 10 best quotes

<ul class="summary-list"><li>You may need to format a <keyword id="509438" type="PERSON" weightage="60" keywordseo="hard-drive">hard drive</keyword> to match your computer's operating system before you can use it.</li><li>To format a hard drive in <keyword id="6354717" type="DEFINITION" weightage="60" keywordseo="Windows">Windows</keyword>, you'll use the Disk Management utility; on a <keyword id="62949" type="PERSON" weightage="60" keywordseo="MaC">Mac</keyword>, you'll use <keyword id="1599000" type="PERSON" weightage="60" keywordseo="disk-utility">Disk Utility</keyword>. </li></ul>If you're adding a <a href="https://www.businessinsider.com/what-is-a-hard-drive">hard drive</a> to your computer, you probably need to format it to your computer's operating system before you can use it.This is easy to do with built-in utilities for both <a href="https://www.businessinsider.com/category/windows">Windows</a> and <a href="https://www.businessinsider.com/category/mac">Mac</a> computers, and the process is the same whether you're formatting an internal drive installed on a desktop PC or an external drive plugged into your desktop or laptop. Keep in mind that when you format a hard drive, it erases all the files and it can be difficult or impossible to recover them. Be careful with this command and always make sure you are choosing the right hard drive in the formatting utility. <h2>How to format a hard drive on Windows</h2>1. In the Start button search box, type "Disk Management." 2. In the search results, select "Create and format hard disk partitions."<div type="image" title="How_to_format_a_hard_drive 1" height="1329" width="2363" msid="79788232" hostid="261"></div>3. In the list of hard drives, right click the drive you want to format. In the pop-up menu, choose "Format…"4. In the Format window, choose the file system you want to use. Usually, you'll want NTFS, which is the default for Windows. Make sure there is a check next to "Perform a quick format."5. When you're ready to format the drive, click "OK."<div type="image" title="How_to_format_a_hard_drive 2" height="1004" width="1784" msid="79788233" hostid="261"></div>If you want to format your Windows system drive (the "C" drive), you can't do that when Windows is running because the drive is in use. Instead, you can download Windows 10 to a USB flash drive using the <a href="https://www.microsoft.com/en-us/software-download/windows10">Windows 10 Media Creation Tool</a> and boot from that. Once you've booted Windows from the USB flash drive, you can format the C drive. <h2>How to format a hard drive on a Mac</h2>1. In the Finder menu, click "Go" and then, in the drop-down menu, choose "Utilities."2. In the Utilities folder, choose "Disk Utility."3. In the pane on the left of the Disk Utility window, click the drive you want to format. <div type="image" title="How_to_format_a_hard_drive 3" height="900" width="1440" msid="79788234" hostid="261"></div>4. At the top of the window, click "Erase."5. In the pop-up window, choose the file system you want to use. Usually, you'll want ExFAT, which is the default for the MacOS. 6. When you're ready, click "Erase."If you want to format your Mac's system drive, you can't do that when the Mac is running normally because the drive is in use by the operating system. To get around that problem, hold down the Command + R keys when you turn on your Mac and let go when the logo appears. You'll see the MacOS Utilities window; choose "Disk Utility." Now you can choose to erase your startup drive, and choose "Mac OS Extended (Journaled)" as the operating system. <h2>Related coverage from <a href="https://www.businessinsider.com/tech-reference" target="_blank" rel="noopener">Tech Reference</a>:</h2><ul><li><h3><a href="https://www.businessinsider.com/what-is-a-hard-drive" target="_blank" rel="noopener">What is a hard drive? Everything you should know about the computer storage device</a></h3></li><li><h3><a href="https://www.businessinsider.com/what-is-ssd" target="_blank" rel="noopener">What is an SSD? Everything you should know about solid state drives</a></h3></li><li><h3><a href="https://www.businessinsider.com/how-to-hide-instagram-stories"></a><a href="https://www.businessinsider.com/what-is-google-drive-guide">What is Google Drive? A guide to navigating Google's file storage service and collaboration tools</a></h3></li><li><h3><a href="https://www.businessinsider.com/how-to-clone-a-hard-drive">How to clone a hard drive as a backup for your Windows computer</a></h3></li><li><h3><a href="https://www.businessinsider.com/ssd-vs-hdd">SSD vs. HDD: How to decide which storage option is the best for your computer</a></h3></li></ul>

How to format a hard drive for use on a PC or Mac computer

<ul class="summary-list"><li>You can partition a <keyword id="509438" type="PERSON" weightage="60" keywordseo="hard-drive">hard drive</keyword> on a computer to create multiple drive letters with a single drive. </li><li>You can use the Disk Management utility in Windows to partition a drive by shrinking an existing partition and then formatting the new unallocated partition.</li><li>Remember that a partitioned hard drive is still just a single device, so you should have a reliable backup of both partitions. If the drive fails, both partitions will be lost. </li></ul>Partitioning a hard drive is like turning one hard drive into two. By creating a partition, you'll have two drive letters (such as "C" and "D" drives), and formatting one partition does not affect the other, as if they were two physically separate drives. It's common, for example, to partition a hard drive into a separate system and data drives so Windows and applications are stored separately from your documents, music, and other data. You don't need any special software to partition a drive; you can do it with the Disk Management utility in Windows. <div type="image" title="How to partition a hard drive 5" height="1709" width="3038" msid="79766398" hostid="261"></div>When the formatting is complete, you will have a new partition on the hard drive. It will behave like a completely new drive in Windows. Remember, though, that if the hard drive physically fails, you will lose all your data on both partitions. That's why <a href="https://www.businessinsider.com/how-to-clone-a-hard-drive" target="_blank" rel="noopener">it's essential to have a reliable backup</a>. And note, you can't back up one partition to the other because a failure will destroy both partitions.Here's how to partition a hard drive. <h2>How to partition a hard drive</h2>1. To start, make sure you have enough free space on the drive to create the new partition. To check, open File Explorer and see how much free space is on the drive.<ul><li>Note: You can only add a partition to free space, so if the drive is mostly full of data and files, you won't be able to create a partition. </li></ul><div type="image" title="How to partition a drive 1" height="1433" width="1693" msid="79766400" hostid="261"></div>2. In the Start menu search box, type "Disk Management" (or just "partition"). 3. Click "Create and format disk partitions" when you see it appear in the search results. 4. Right-click the drive you want to partition. (Be careful and make sure you're choosing the right drive.) 5. In the dropdown menu, click "Shrink Volume…"<div type="image" title="How to partition a drive 2" height="1167" width="1424" msid="79766403" hostid="261"></div>6. In the Shrink dialog box, enter the size you want the new partition to be in the field called "Enter the amount of space to shrink in MB:" <ul><li>Note: If you have a 1 TB hard drive and you want one partition to be 400 GB, and the other partition to be 600 GB, enter "600000." This will shrink the original partition to approximately 400 GB (slightly less, in reality) and add a new partition that's 600 GB.</li></ul>7. Click "Shrink."<div type="image" title="How to partition a drive 3" height="1171" width="1427" msid="79766406" hostid="261"></div>8. Now you have a new partition, but it's not yet usable space - in Windows parlance, it's "unallocated." Right-click the new partition, and in the dropdown menu, choose "New Simple Volume." <div type="image" title="How to partition a drive 4" height="1174" width="1432" msid="79766409" hostid="261"></div>9. Complete the setup wizard by choosing the drive letter and format (NTFS is almost always the right choice). <h2>Related coverage from <a href="https://www.businessinsider.com/tech-reference" target="_blank" rel="noopener">Tech Reference</a>:</h2><ul><li><h3><a href="https://www.businessinsider.com/what-is-a-hard-drive">What is a hard drive? Everything you should know about the computer storage device</a></h3></li><li><h3><a href="https://www.businessinsider.com/what-is-an-external-hard-drive">What is an external hard drive? One of the best ways to protect your important files, explained</a></h3></li><li><h3><a href="https://www.businessinsider.com/what-is-ssd">What is an SSD? Everything you should know about solid state drives</a></h3></li><li><h3><a href="https://www.businessinsider.com/ssd-vs-hdd">SSD vs. HDD: How to decide which storage option is the best for your computer</a></h3></li><li><h3><a href="https://www.businessinsider.com/how-to-clone-a-hard-drive">How to clone a hard drive as a backup for your Windows computer</a></h3></li></ul>

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