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If you have a <keyword id="19930665" type="General" weightage="100" keywordseo="PPF" source="keywords">PPF</keyword> account, you might want to pay attention to this! Starting October 1st, 2024, your PPF account is set to undergo massive changes, thanks to the new regulations, which were notified by the government in August this year, taking effect. If you don't know about them, here's a ready reckoner for you to get up to speed. 1. If you have opened a PPF account in your child's name i.e. a minor (who's under 18 years of age), their account would earn interest equivalent to a POSA (<keyword id="20076819" type="General" weightage="20" keywordseo="post-office-savings-account" source="keywords">Post Office Savings Account</keyword>), which currently stands at 4% p.a. Once your child turns 18 and attains majority, the standard PPF <keyword id="20071327" type="General" weightage="20" keywordseo="interest-rate" source="keywords">interest rate</keyword>, which is presently at 7.1%, will kick in. Remember that in a post office savings account, no interest is credited for a particular month, if the balance in this account falls below Rs 500, between the tenth and last day of the month. The maturity period for all such accounts will be calculated from the day the child turns 18 i.e. attains majority. Normally, the general maturity period of a PPF account is 15 years, with the possibility of extending it multiple times, but only in blocks of 5 years. 2. Have multiple PPF accounts? Well, you will not be earning any interest on any of your other PPF accounts, except for your primary one. As it is, PPF rules mandate that an individual can only have 1 PPF account. Inadvertently, many people end up opening 2 PPF accounts, sometimes with different banks, or one with a bank and post office each. Also, note that if you have opened a second PPF account on or after December 12, 2019, you are not eligible for merger of both your PPF accounts. In this case, your second account would be closed, without bearing you any interest. But if you have opened a second PPF account before this date, you can request for merger. However, in case you have not requested for such a merger, only your primary PPF account will continue earning interest at the rate of 7.1% p.a. While you will be able to transfer and send funds across from your second account, interest will only accrue on your primary PPF account, so better regularize your PPF account in the next 4 days with the post office or agency bank, lest you lose out on interest income. In case the balance in your primary PPF account is below the maximum annual investment limit of Rs 1,50,000, any balances you have in your second account will be added to the same, in order to calculate interest. And thereafter, any remaining balances in your second PPF account will be rendered ineligible for further interest. Lets understand this with an example. Suppose you hold 2 PPF accounts-A and B. The balance in account A is Rs 1,00,000, and that of B is Rs 70,000. In this case, you will only earn interest on Rs 50,000 from account B, while the remaining Rs 20,000 will not be considered while calculating interest. If the primary account stays below the applicable investment limit each year, the balance in the second account will be added to it. The primary account will continue to earn the prevailing scheme rate of interest after the merger. The second account's i.e. B excess balance will be returned without interest. 3. If you are an NRI who currently holds an active PPF account, where your residency status in Form H, which is needed to extend the tenure of your PPF account by 5 years was not asked for, your account will continue to earn interest at the same rate as a POSA (4%). Starting October 1st, such accounts will accrue no interest at all. Notably, while NRIs cannot open new PPF accounts, they can continue investing in their existing PPF account, which they had opened whilst they were still Indian resident. But once their account matures i.e. 15 years are over, they will not be able to extend their account's tenure.

Attention! Here's what's changing with your PPF accounts starting 1st October, 2024

<ul class="summary-list"><li>The International Longshoreman's Association will strike on October 1 if its wage demands aren't met.</li><li>The strike would impact the import and export of goods across most industries, from retail to cars.</li></ul>A major <a target="_blank" class="" href="https://www.businessinsider.com/us-economy-congress-government-shutdown-ports-shipping-strike-september-30-2024-9">maritime workers strike</a> is looming, and it could mean a shutdown of key goods — from <a target="_blank" class="" href="https://www.businessinsider.com/plug-in-hybrid-prices-soaring-demand-electric-cars-2024-9">cars</a> to <a target="_blank" class="" href="https://www.businessinsider.com/walmart-vs-target-grocery-shopping-which-is-better-review-2024-9">food</a> — across the East and Gulf Coasts.The International Longshoreman's Association, the largest union of maritime workers in the US, announced last week that it was prepared to strike on October 1 if demands in their union contract, primarily <a target="_blank" class="" href="https://www.businessinsider.com/best-us-states-high-wages-salaries-worker-rights-california-2024-8">higher wages</a>, are not met."A sleeping giant is ready to roar on Tuesday, October 1, 2024, if a new Master Contract Agreement is not in place," ILA President Harold Daggett said in a statement.According to an ILA press release, the union wrote in a letter to its membership that its workers, who primarily work on shipping docks to load, unload, and inspect cargo and operate heavy machinery, are "struggling to pay their mortgages and rent, car payments, groceries, utility bills, taxes, and in some cases, their children's education," emphasizing the need for boosted pay in its upcoming contract.A strike would have <a target="_blank" class="" href="https://www.businessinsider.com/baltimore-bridge-collapse-impact-imports-exports-cars-coal-farm-equipment-2024-3">widespread implications</a> across the US, with significant shipment delays that could set off a chain reaction of disruptions."A prolonged strike could lead to weeks, or possibly months, of shipping delays and backlogs, worsened by limited rerouting options, high costs and time constraints," Abe Eshkenazi, CEO of the Association for Supply Chain Management, told BI. "The supply chain is inextricably linked, and as we enter the busiest shopping season of the year, businesses, retailers, and consumers alike will feel the impact of a stoppage."According to the National Association of Manufacturers, <a target="_blank" class="" href="https://nam.org/mapping-the-impact-of-a-port-strike-32072/?stream=issue-transportation-infrastructure">over half</a> of imports and exports come through the East and Gulf Coast ports, handling pharmaceuticals, vehicles, and retail, among other things, and generating an average of over $2.1 billion each day. Depending on the length of the strike, supply-chain disruptions could also lead to price hikes for consumers.The United States Maritime Alliance, which represents the companies that employ longshoremen, <a target="_blank" href="https://www.usmx.com/assets/content/public-resources/9-23-24_USMX_STATEMENT_Update_on_Status_of_USMX-ILA_Negotiations.pdf">said</a> on September 23 that despite attempts to resume bargaining with the ILA they "have been unable to schedule a meeting to continue negotiations.""Our goal remains the same — we want to bargain and avoid a strike, but time is running out if the ILA is unwilling to return to the table," USMX added. In a Monday statement, ILA said that the sides had communicated multiple times in the past weeks but that a stalemate remains in place over wage offers.<h2 id="384d3982-57cd-4459-bfb2-aa16e8cd673d">A strike could delay shipments and trigger price hikes</h2>If the union strikes, all industries will be impacted — but time-sensitive industries, like cars or pharmaceuticals, would face severe disruptions right off the bat, Mia Ginter, director of ocean export products and transportation company CH Robinson, wrote in an August <a target="_blank" href="https://www.chrobinson.com/en-us/resources/blog/prepare-for-a-potential-east-and-gulf-coast-port-strike/">blog post</a>."Many auto parts and components are imported through the East Coast, so the risk of production delays would be high," Ginter said.At the Port Authority of New York and New Jersey, operators are trying to bring in "as many ships as possible" ahead of a potential strike, director Bethann Rooney said in a <a target="_blank" href="https://www.youtube.com/live/M--o1uIqezs?t=6360s">press conference</a>. That includes encouraging the shippers to get as much cargo out as "humanly possible" and as quickly as possible.The retail industry could also face disruptions from the strike."Many retailers have already taken steps to mitigate the potential impact of a strike by bringing in products earlier or shifting products to the West Coast," Jonathan Gold, the National Retail Federation's vice president of supply chain and customs policy, told BI. "The global supply chain is a complex system and even a minor disruption would have a negative impact and cause delays at a critical time for both retailers and consumers."Gold <a target="_blank" href="https://nrf.com/blog/port-labor-strike-gets-closer-reality">wrote</a> in early September that holiday shipments would likely not arrive on time: "Manufacturers might not receive parts, materials and supplies needed for production, which will lead to assembly lines shutting down. And farmers won't be able to get their products to overseas markets, which could lead to lost sales."The port of New York and New Jersey ranks fourth among the country's top 25 ports for total tonnage, according to <a target="_blank" href="https://www.bts.gov/sites/bts.dot.gov/files/2024-01/2024_Port_Performance_Report_0.pdf">data from the Bureau of Transportation Statistics</a>. An <a target="_blank" href="https://www.mitre.org/news-insights/impact-story/capability-support-transportation-system-efficiency-resilience">analysis</a> by the nonprofit research group Mitre found that the strike would have a significant economic impact on ports in New York and New Jersey, with a daily loss of around $640 million."We are coordinating with partners across the supply chain to prepare for any potential impacts," Steve Burns, a PANYNJ spokesperson, told BI. "For the over 600,000 regional jobs our port supports and the $240 billion in goods moved through here each year, we urge both sides to find common ground and keep the cargo flowing for the good of the national economy."Grace Zwemmer, associate US economist with Oxford Economics, wrote in an early September note that it would likely take four to seven days to clear up the backlog from each day the strike continues, "meaning even a two-week strike could disrupt supply chains until 2025." She referred to estimates from Sea-Intelligence, which predicted that a strike would prevent 74,000 shipping containers from being unloaded each day. Additionally, she wrote that the strike would mean it would take longer for manufacturers to receive goods, which would, in turn, jack up prices for consumers.Meanwhile, trade groups <a target="_blank" href="https://documents.nam.org/COMM/Joint%20Association%20Coalition%20Letter%20to%20President%20Biden%20-%20East%20Coast%20Gulf%20Coast%20Port%20Labor%20Negotiations%20-%20Final%20091724.pdf">have called</a> on the Biden administration to step in and help negotiate a deal — or at least ensure negotiations continue instead of a strike. They warned that a labor stoppage could harm both the economy and consumers."A strike at this point in time would have a devastating impact on the economy, especially as inflation is on the downward trend," the trade organizations wrote.Some ports have already begun prepping guidance for customers should the union go on strike — the Port of Houston wrote in a memo that it would be extending its gate hours leading up to the strike to allow more time for the transport of goods, with other ports also scrambling to unload shipments in anticipation of the strike."Throughout the pandemic, Longshore workers never took a day off," ILA Executive Vice President Dennis Daggett <a target="_blank" href="https://ilaunion.org/union-will-be-on-right-side-of-history-if-it-must-strike-october-1-corporate-greed-must-end-ila-executive-vice-president-dennis-a-daggett/">said</a> on September 20. "We ensured the shelves were stocked and the supply chains stayed strong, even as we lost far too many of our own. Now, we need the public's support. The very corporations that profited off our hard work refuse to share those profits with the workers who make them possible."

Get ready for a dockworker strike that could disrupt everything from medicine to holiday gifts

Newly appointed <keyword id="22895734" type="General" weightage="20" keywordseo="ICC-chairman" source="keywords">ICC Chairman</keyword> <keyword id="19930802" type="General" weightage="100" keywordseo="Jay-Shah" source="keywords">Jay Shah</keyword> extended his wishes to everyone on the occasion of the <keyword id="408358" type="General" weightage="20" keywordseo="National-Sports-Day" source="Orion">National Sports Day</keyword> (Major <keyword id="60219" type="General" weightage="20" keywordseo="Dhyan-Chand" source="Orion">Dhyan Chand</keyword>'s birth anniversary) on Thursday. Dhyan Chand, celebrated as 'The Wizard', represented the Indian hockey team from 1925 to 1949, scoring over 1500 goals in the 185 matches he played as a centre forward during his international career, which includes three Olympic Gold Medal wins in 1928,1932 and 1936. He was felicitated with the Padma Bhushan in 1956 and his birth anniversary on August 29, is celebrated as National <keyword id="6541281" type="General" weightage="20" keywordseo="Sports-Day" source="Orion">Sports Day</keyword>. "On this National <keyword id="6356028" type="General" weightage="20" keywordseo="Sports" source="Orion">Sports</keyword> Day, I warmly commend our athletes, coaches, and everyone who has devoted their life to sports. As we honour the legacy of Major Dhyan Chand Ji on his birth anniversary, let's commit ourselves to making India a powerhouse on the global sporting stage, the newly elected ICC Chairman said in a post on X. Earlier on Tuesday, Jay Shah was elected unopposed as the next Chairman of the <keyword id="19901179" type="General" weightage="20" keywordseo="International-Cricket-Council" source="keywords">International Cricket Council</keyword> (ICC). Shah, who has served as the BCCI Secretary since October 2019 and Chairman of the Asian Cricket Council since January 2021, will assume this prestigious role on December 1, 2024. Shah was the sole nominee for the chairmanship after current Chair Greg Barclay decided not to seek a third term, as per a media release by ICC. Upon his election, Shah expressed his intent to advancing the global reach and popularity of cricket, particularly with its upcoming inclusion in the LA 2028 Olympics--a moment he views as a pivotal opportunity for the sport's growth. "I am humbled by the nomination as the Chair of the International Cricket Council," Shah stated as quoted by ICC. "I am committed to working closely with the ICC team and our member nations to further globalize cricket. We stand at a critical juncture where it is increasingly important to balance the coexistence of multiple formats, promote the adoption of advanced technologies, and introduce our marquee events to new global markets. Our goal is to make cricket more inclusive and popular than ever before," Shah added. "While we will build on the valuable lessons learned, we must also embrace fresh thinking and innovation to elevate the love for cricket worldwide. The inclusion of our sport in the Olympics at LA 2028 represents a significant inflection point for the growth of cricket, and I am confident that it will drive the sport forward in unprecedented ways," Shah concluded. Jay Shah becomes the youngest person to lead the ICC. He joins the likes of Jagmohan Dalmiya, Sharad Pawar, N Srinivasan and Shashank Manohar as Indians who have led the ICC in the past. Shah's election marks a new chapter for the ICC as it seeks to expand the game's reach and continue its evolution on the global stage.

Newly appointed ICC Chairman Jay Shah extends wishes on occasion of National Sports Day

Stock market holidays: Nifty, Sensex to remain closed for trading on 14 weekdays in 2024

<table style="border-width: initial; border-style: none; background-color: rgb(255, 255, 255); font-size: 16px; line-height: 1.6em; box-shadow: none; width: 914px; font-family: Merriweather; padding-bottom: 10px !important; background-image: inherit !important; background-position: inherit !important; background-size: inherit !important; background-repeat: inherit !important; background-attachment: inherit !important; background-origin: inherit !important; background-clip: inherit !important;"><tbody><tr><td colspan="3" style="border-width: 1pt; border-style: solid; border-color: windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 467.5pt;">Bank Holidays in October 2019 - PAN India </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Day </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Date </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Holiday </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Wednesday </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">02/10/2019 </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Gandhi Jayanti </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Sunday </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">06/10/2019 </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Sunday </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Tuesday </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">08/10/2019 </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Dussehra / Vijayadashmi </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Saturday </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">12/10/2019 </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Second Saturday </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Sunday </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">13/10/2019 </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Sunday </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Sunday </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">20/10/2019 </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Sunday </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Saturday </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">26/10/2019 </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Fourth Saturday </td></tr><tr><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.8pt;">Sunday </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">27/10/2019 </td><td style="border-top: none rgb(221, 221, 221); border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: none rgb(221, 221, 221); padding: 0cm 5.4pt; font-size: 16px; vertical-align: top; width: 155.85pt;">Sunday and Diwali </td></tr></tbody></table> Vikram Samvat is observed as a bank holiday in Gujarat. Bhai Dooj is also observed as a holiday in Uttar Pradesh, Gujarat, Uttarakhand, Sikkim and Rajasthan. Sardar Vallabbhai Patel Jayanti is also observed as a bank holiday in the state of Gujarat. The number of public holidays vary from month to month depending on the events and festivals we will come across. Some months bring us a bounty of holidays as a surprise. October 2019 is one such month when you have a plenty of days to take a break from the tiring monotony and stay at home if you are an employed person. Nevertheless, the banks are also going to be closed on public holidays and some Saturdays. October 2019 calendar has a lot of festivals and occasions besides some holiday weekends. As per the government declaration, the public and private banks will remain closed on second and fourth Saturdays on all months. So, you might find yourself in a hitch if you do not plan your financial activities properly. State and national holidays State holidays can differ between states. However, national holidays will remain the same across the country. Your activity calendar (especially the financial one) must take in the state holidays, national holidays and the second and fourth Saturdays so that your business, family or personal lives are not disturbed due to a poor planning. October 2019 <keyword id="1004673" type="PERSON" weightage="20" keywordseo="Bank-holidays">bank holidays</keyword> In October, we will come across eight holidays in general across the country besides the state holidays that might add up to the list. During the very start of the month, Gandhi Jayanti will see the banks shut on Wednesday, October 2, 2019. The holidays that will follow include Sunday on October 6, 2019, and Dussehra on Tuesday, October 8, 2019. The second Saturday on October 12, 2019 will see the banks closed once again. The next day will be a Sunday on October 13, 2019. So, the banks will be closed for two consecutive days. October 20, 2019 will be a Sunday and then you have the fourth Saturday and Sunday on October 26, 2019 and October 27, 2019. These two days will see the banks closed once again for two days continuously. While some people might not like this idea, Diwali falls on a Sunday this year on October 27, 2019. Hence Diwali holiday merges with the weekend holiday thereby striking off one extra holiday from the October month’s holiday holidays list. Plan well and avoid inconveniences So, it all means you must plan your finances well. If you are a business, pool in the receipts and payments you carry out through the banks on the bank working days so that you are not left with some disappointments suddenly due to absent mindedness. The banks and ATMs might be crowded due to the festival season and Diwali this time. Withdraw cash in advance to celebrate the festivals to your heart’s content. So, be sharp, catch up with the list of bank holidays and avoid inconveniences by planning your financial activities meticulously. See Also: <a data-type="tilCustomLink">Long Weekends in the month of October 2019</a>

Bank Holidays in October 2019  – Know to plan your financial activities

New Delhi is the capital city of India. The Delhi region is also famous for a lot of important offices, businesses, organizations, headquarters of different establishments and a line of various other important establishments. Delhi faces the highest amount of traffic on the roads in India especially during the weekdays. Majority of Delhi residents are the victims of busy life. Holidays bring them so much joy and extra time to finish some pending jobs and tasks that are dear to them. In the month of October, festivals are lined up in addition to the national event of Gandhi Jayanti. Before some time, the RBI declared holiday on second and Fourth Saturdays. Hence the list of holidays for banks also goes up now. Look at the holiday calendar for Delhi in the chart below to get the list of October 2019 holidays in Delhi. <table style="border-width: initial; border-style: none;"> <tbody><tr> <td colspan="3" style="width: 467.5pt; border-width: 1pt; border-style: solid; border-color: windowtext; padding: 0cm 5.4pt;"> October 2019 Delhi Public Holidays </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Day </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Date </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Holiday </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Wednesday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 02/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Gandhi Jayanti </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Sunday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 06/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Sunday </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Tuesday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 08/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Dussehra </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Saturday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 12/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Second Saturday </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Sunday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 13/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Sunday </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Sunday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 20/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Sunday </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Saturday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 26/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Fourth Saturday </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Sunday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 27/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Sunday </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Monday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 28/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Deepawali </td> </tr> <tr> <td style="width: 155.8pt; border-right: 1pt solid windowtext; border-bottom: 1pt solid windowtext; border-left: 1pt solid windowtext; border-top-width: initial; border-top-style: none; padding: 0cm 5.4pt;"> Tuesday </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> 29/10/2019 </td> <td style="width: 155.85pt; border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: windowtext; border-right-width: 1pt; border-right-color: windowtext; padding: 0cm 5.4pt;"> Bhai Dooj (reserved) </td> </tr> </tbody></table> Holidays bring with them cheers as well as some inconveniences. You get to enjoy a relaxing time at home or with your other pastimes and hobbies. Holidays are also used to complete some important chores that you had missed out amidst the busy daily routine. Some holidays are used for travels and adventures. Nevertheless, if you wish to use the services of banks and other institutions that go on holiday during public holidays and weekends, you will find yourself strangled. When you face holidays, you must plan well in advance so that you can avoid the inconveniences that come with holidays. Especially this festival season, remember to take cash from ATM’s beforehand so that you can avoid last minute disappointments and bigger queues lined up for money. While holidays can give you so much joy and extra time to finish some important chores, consulting the calendar before the start of holidays and a proper planning can help you make the best of holidays.

List of Public Holidays in Delhi in October 2019

<ul class="summary-list"><li>Goldman Sachs researchers are projecting oil prices to jump nearly 20% next year.</li><li>They cite continued high demand coupled with a tightening of supply in 2024.</li></ul>As the holiday season approaches, drivers are experiencing a welcome respite at gas stations, but those savings will likely go away in the new year.A new note from <a target="_blank" href="https://www.marketwatch.com/story/opec-will-set-a-80-floor-for-oil-next-year-say-goldman-strategists-c4ec5993">Goldman Sachs oil researchers</a> last week projects that oil prices will jump 18% from their current levels of $78 per barrel to an average of $92 per barrel in 2024, with the reasoning coming down to basic supply and demand. The researchers noted that demand has been strong and will remain so in 2024, but supply is expected to fall next year, especially in non-OPEC producing countries like the US.Last week, West Texas Intermediate crude, a benchmark for <a target="_blank" href="https://markets.businessinsider.com/commodities/oil-price?type=wti">oil prices</a>, dipped to approximately $73 per barrel, a significant 20% drop from its late September peak of $94. This decline was mirrored in gas prices, with the national average hovering around $3.30 per gallon, <a target="_blank" href="https://gasprices.aaa.com/">according to AAA</a>, a notable decrease from the near $4 mark in early October.This reduction is expected to have a significant impact on Thanksgiving travel plans. According to a <a target="_blank" href="https://www.gasbuddy.com/go/what-gas-prices-thanksgiving-2023">survey this month by GasBuddy</a>, 41% of respondents are planning road trips for this year's holiday, an 8% increase from 2022. This surge in travel is boosted by the lowering of gas prices, which is expected to save Americans nearly $1.2 billion compared to last year, according to GasBuddy.<h2>Pain at the pump is coming</h2>While lower gas prices will help Americans during the busy — and often costly — holiday seasons, the pain at the pump will likely return as we move into the new year.While the Goldman Sachs researchers said concerns about decreasing demand moving forward have helped push prices lower, they expect demand to remain high in 2024 and possibly increase — <a target="_blank" href="https://www.opec.org/opec_web/en/press_room/7225.htm#:~:text=OPEC%20%3A%20World%20Oil%20Outlook%202023,116%20mb%2Fd%20in%202045">as projected by OPEC.</a>Meanwhile, the researchers project supply from OPEC countries to remain steady or even drop to stay within its target of $80 to $100 per barrel."We think OPEC will be responsive and keep supply lower for longer, and if necessary, cut more," Daan Struyven, head of oil research at Goldman Sachs, said during an interview with <a target="_blank" href="https://www.cnbc.com/squawk-box-us/">CNBC's "Squawk Box."</a><div type="image" title="A 3D-printed oil pump jack in front of the OPEC logo in this illustration picture SOURCE: REUTERS" height="2049" width="3253" msid="105388007" hostid="261" sizebytes="271458"></div>But more importantly, the researchers referred to the increased production seen in non-OPEC countries, including the <a target="_blank" href="https://markets.businessinsider.com/news/commodities/us-oil-production-record-high-brent-crude-price-wti-geopolitics-2023-10">record levels seen in the US</a> this year, as a "one-time boost" to supply due to overcoming post-pandemic supply constraints on things like oil rigs and workers."The big surprise of 2023 is stronger than expected non-OPEC supply growth, which we think will slow heading into 2024," Struyven said.Not helping matters is that <a target="_blank" href="https://markets.businessinsider.com/news/commodities/oil-prices-strategic-petroleum-reserve-joe-biden-inflation-fed-rates-2023-9?_gl=1*s41h44*_ga*NDI4MzQyNzc5LjE2NjYwMzAzOTY.*_ga_E21CV80ZCZ*MTY5NTMwNDAxNy4yMDIuMS4xNjk1MzA1Mzc3LjYwLjAuMA">the US Strategic Petroleum Reserve (SPR) is near a 40-year low</a>. The Biden administration unloaded 180 million barrels last year to help counter the price surge following the Russian invasion of Ukraine. With fewer barrels in reserve — near <a target="_blank" href="https://markets.businessinsider.com/news/commodities/oil-prices-strategic-petroleum-reserve-joe-biden-inflation-fed-rates-2023-9?_gl=1*s41h44*_ga*NDI4MzQyNzc5LjE2NjYwMzAzOTY.*_ga_E21CV80ZCZ*MTY5NTMwNDAxNy4yMDIuMS4xNjk1MzA1Mzc3LjYwLjAuMA">40-year lows</a> of about 350 million and about half the peak seen in the early 2010s — there's now less oil that the US can release into the economy and help increase supply and thus lower prices.<div type="image" title="Strategic Petroleum Reserve" height="647" width="970" msid="105388013" hostid="261" sizebytes="17904"></div>Now, <a target="_blank" href="https://markets.businessinsider.com/news/commodities/oil-prices-strategic-petroleum-reserve-joe-biden-inflation-fed-rates-2023-9?_gl=1*s41h44*_ga*NDI4MzQyNzc5LjE2NjYwMzAzOTY.*_ga_E21CV80ZCZ*MTY5NTMwNDAxNy4yMDIuMS4xNjk1MzA1Mzc3LjYwLjAuMA">the US wants to refill the Strategic Petroleum Reserve</a>, and if the US fills the reserve too quickly, it will have a big impact on lowering the available oil supply and <a target="_blank" href="https://www.foxnews.com/politics/how-strategic-petroleum-reserve-impacts-oil-gas-prices-special-report-spotlight-energy-matters">prices will likely go up even higher</a>.Interestingly, the disruption in supply has not been seen this year in the areas where many had expected — the Ukraine war and Israel's war with Hamas."One of the remarkable features this year is that the level of supply disruption has been remarkably low despite the fact that we are living in a highly uncertain geopolitical backdrop," Struyven said.Of course, not everybody is projecting a drop in supply. David Kelly, the chief global strategist for JP Morgan Asset Management, thinks supply from the US will actually increase next year."We're currently producing more crude oil than either Russia or Saudi Arabia," <a target="_blank" rel="noopener noreferrer" class="notion-link-token notion-focusable-token notion-enable-hover" href="https://www.cnn.com/2023/09/18/investing/premarket-stocks-trading/index.html">Kelly said on CNN's "Before the Bell"</a> in September. "This is going to be a record year for US liquid-fuel production, and next year is going to be even stronger. The global economy is growing slowly, and that's going to limit demand growth for fossil-fuel energy. And frankly, the green-energy transition is also limiting the growth in demand."What Americans pay at the pump is always at the forefront of their economic considerations, as it often determines how much money they have to spend elsewhere. And what the <a target="_blank" href="https://www.businessinsider.com/israel-gaza-war-oil-prices-inflation-recession-outlook-2023-10">US economy</a> doesn't need in the near future is Americans tightening their budgets after their <a target="_blank" rel="noopener noreferrer" class="notion-link-token notion-focusable-token notion-enable-hover" href="https://www.businessinsider.com/taylor-swift-eras-tour-helped-us-economy-2023-9">summer of fun</a> and the holiday spending season.

The money you are saving at the pump this holiday season is probably only temporary

Our experts answer readers' banking questions and write unbiased product reviews (<a href="https://www.businessinsider.com/personal-finance/personal-finance-editorial-standards#rating-banking-products" class="not-content-link" target="_blank">here's how we assess banking products</a>). In some cases, we receive a commission from <a href="https://www.businessinsider.com/personal-finance/our-partners" class="not-content-link" target="_blank">our partners</a>; however, our opinions are our own. Terms apply to offers listed on this page.<ul class="summary-list"><li>Most banks follow the Federal Reserve System's holiday schedule.</li><li>If you're part of an online bank, transactions aren't processed on holidays.</li></ul>Once a holiday weekend comes around, everything can become a frantic rush — family gatherings, last-minute shopping trips, ever-changing holiday decorations. It's easy to lose track of which days your bank is closed, but you also don't want it to affect your day off if you need to access money in one of your bank accounts.We've included a list of holidays when most banks close, plus alternatives for accessing cash if you need money quickly. We also maintain a list of the <a href="https://www.businessinsider.com/personal-finance/best-banks">best banks</a> in the U.S. <h2>Are banks open on New Year's Eve?</h2>Most financial institutions will be closed on New Year's Eve because it falls on a Sunday this year. If a bank or credit union is regularly open on a Sunday, branches may be open for limited banking hours since New Year's Eve isn't a federal holiday. Contact your local branch for specific hours.<h2>Are banks open on New Year's Day?</h2>Financial institutions will be closed on Monday, January 1, because it's a federal holiday. Brick-and-mortar banks and credit unions will close their branches on New Year's Day. If you use an online bank, your transactions may be delayed until the next business day. Most institutions will reopen with regular banking hours on Tuesday, January 2.<h2>When are banks closed? </h2>Financial institutions close on federal holidays. Most have a holiday list on their website to let you know and prepare ahead of time.Some brick-and-mortar <a href="https://www.businessinsider.com/personal-finance/best-national-banks" rel="noopener">national banks</a> have a list in the FAQ section of the website.Others, like <a href="https://www.td.com/us/en/about-us/holiday-schedule" target="_blank" rel="noopener">TD Bank</a> and <a href="https://www.regions.com/about-regions/bank-holidays" target="_blank" rel="noopener">Regions Bank</a>, have separate pages with bank holiday schedules. During these holidays, brick-and-mortar banks will close all of their branches or modify their branch hours. Customer service hours may also vary depending on where you bank.Quick tip: If a bank doesn't have a holiday schedule on its website, your best bet will be to call your nearest branch to know which holidays it's observing. Online banks usually don't have physical branch locations, but you still may be affected. When an online bank observes a holiday, transactions may be delayed until the next day.Customer service availability will usually stay the same with online banks, but there are some exceptions. <a href="https://www.businessinsider.com/personal-finance/capital-one-bank-review" rel="noopener">Capital One 360</a> offers customer service support for all holidays except the Fourth of July, Thanksgiving Day, Christmas Day, and New Year's Day.Most financial institutions follow the <a href="https://www.federalreserve.gov/aboutthefed/k8.htm" target="_blank" rel="noopener">Federal Reserve System's holiday schedule</a>. Here is the holiday schedule for 2024. <table style="border-collapse: collapse; width: 100%;" border="1"><tbody><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px; text-align: center;">Holiday</td><td style="width: 16.6667%; text-align: center; height: 21px;">2024</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">New Year's Day</td><td style="width: 16.6667%; height: 21px;">January 1</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Martin Luther King, Jr. Day</td><td style="width: 16.6667%; height: 21px;">January 15</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Washington's Birthday (Presidents' Day)</td><td style="width: 16.6667%; height: 21px;">February 19</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Memorial Day</td><td style="width: 16.6667%; height: 21px;">May 27</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Juneteenth</td><td style="width: 16.6667%; height: 21px;">June 19</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Fourth of July</td><td style="width: 16.6667%; height: 21px;">July 4</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Labor Day</td><td style="width: 16.6667%; height: 21px;">September 2</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Columbus Day</td><td style="width: 16.6667%; height: 21px;">October 14</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Veterans Day</td><td style="width: 16.6667%; height: 21px;">November 11</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Thanksgiving Day</td><td style="width: 16.6667%; height: 21px;">November 28</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Christmas Day</td><td style="width: 16.6667%; height: 21px;">December 25</td></tr></tbody></table>If a holiday falls on a Saturday, the bank will still be open on a Friday. But if a holiday occurs on a Sunday, the bank will be closed the following Monday.<a href="https://www.businessinsider.com/personal-finance/is-the-stock-market-open-today">The stock market is open</a> on most of the same days as banks, with a few exceptions.<h2>Do transactions go through on bank holidays? </h2>Most banking transactions don't process on bank holidays, regardless of whether you use an online or brick-and-mortar bank. <a href="https://www.businessinsider.com/personal-finance/ally-bank-review" rel="noopener">Ally Bank</a>, for instance, doesn't let you make any money-related transactions on federal holidays. The online banking platform Chime also has a <a href="https://help.chime.com/hc/en-us/articles/10017608952727" target="_blank" rel="noopener">list of holidays when it can't process direct deposits</a>. Transactions at brick-and-mortar banks like Chase, Wells Fargo, and Bank of America won't be processed until the next business day. Business days are weekdays when branches are in operation.So, instead of hinging on a lagging <a href="https://www.businessinsider.com/personal-finance/direct-deposit" rel="noopener">direct deposit</a>, you may want to come up with a backup plan in case the transaction gets delayed.<h2>Where can I get cash when banks are closed? </h2>Branches are closed on federal holidays, but ATMs aren't. If you have a debit or ATM card, you can still use a machine to take out cash during the holidays.If you're out of town, you can also use a debit card to get cash back at a store if you don't have any free ATMs nearby. That way, you don't have to pay an out-of-network <a href="https://www.businessinsider.com/personal-finance/bank-atm-fees" rel="noopener">ATM fee</a> if your bank doesn't reimburse charges.<h2>How can I cash a personal check when banks are closed? </h2>If you receive a personal check during the holidays, there are a few roundabout ways access to your money quickly.You can cash the check out at a store if you need money in a pinch.Some ATMs let you cash or deposit checks, but you may already need to have those funds in your account. If your bank's ATM network doesn't let you make check transactions, you can deposit the check using your bank's online or mobile features, then cash your check out using an ATM.Funds likely won't be available right away, so this alternative works best if you prefer to have money safe in your account and don't mind waiting a day or two.

Are banks open today? Here's a list of U.S. bank holidays for 2024

Here is a list of bank holidays in October 2021

<table style="width: 0cm;"> <tbody><tr> <td style="border-width: 1pt; border-style: solid; border-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> Weekends </td> <td style="border-top: 1pt solid black; border-right: 1pt solid black; border-bottom: 1pt solid black; border-left-width: initial; border-left-style: none; padding: 1.5pt 2.25pt; height: 15.75pt;"> Dates </td> <td style="border-top: 1pt solid black; border-right: 1pt solid black; border-bottom: 1pt solid black; border-left-width: initial; border-left-style: none; padding: 1.5pt 2.25pt; height: 15.75pt;"> Comments </td> </tr> <tr> <td style="border-right: 1pt solid black; border-bottom: 1pt solid black; border-left: 1pt solid black; border-top-width: initial; border-top-style: none; padding: 1.5pt 2.25pt; height: 15.75pt;"></td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"></td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"></td> </tr> <tr> <td style="border-right: 1pt solid black; border-bottom: 1pt solid black; border-left: 1pt solid black; border-top-width: initial; border-top-style: none; padding: 1.5pt 2.25pt; height: 15.75pt;"> Weekend 1 </td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> 5th October - 8th October </td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> Long weekend If you take 7th October off </td> </tr> <tr> <td style="border-right: 1pt solid black; border-bottom: 1pt solid black; border-left: 1pt solid black; border-top-width: initial; border-top-style: none; padding: 1.5pt 2.25pt; height: 15.75pt;"> Weekend 2 </td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> 12th October - 13th October </td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> Saturday and Sunday </td> </tr> <tr> <td style="border-right: 1pt solid black; border-bottom: 1pt solid black; border-left: 1pt solid black; border-top-width: initial; border-top-style: none; padding: 1.5pt 2.25pt; height: 15.75pt;"> Weekend 3 </td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> 19th October - 20th October </td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> Saturday and Sunday </td> </tr> <tr> <td style="border-right: 1pt solid black; border-bottom: 1pt solid black; border-left: 1pt solid black; border-top-width: initial; border-top-style: none; padding: 1.5pt 2.25pt; height: 15.75pt;"> Weekend 4 </td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> 26th October - 29th October </td> <td style="border-top-width: initial; border-style: none solid solid none; border-left-width: initial; border-bottom-width: 1pt; border-bottom-color: black; border-right-width: 1pt; border-right-color: black; padding: 1.5pt 2.25pt; height: 15.75pt;"> Long weekend If you take 29th October (bhai dooj) off </td> </tr> </tbody></table> Life without work can be boring. However, when the same monotony continues for so long with fewer breaks, we tend to grow weary and fatigued physically as well as mentally. Fortunately, some months bring with them a lot of holidays so that we are refreshed, recharged and spend them on something that interests us. If you are longing for a travel, looking for some adventure or entertainment or just want to relax with your near and dear ones, October 2019 will prove to be a boon for you as the month has many long weekends. Let us glance at the calendar of October 2019 to plan our schedules effectively well in advance. This is the season to be jolly October 2019 is going to be highly exciting for holiday lovers. This month will see one national holiday and two festival holidays. Adding the long weakened with them, you will have several days to bid adieu to your regular work and pack your luggage for some exotic trip or get immersed in the comfort of your cozy bed to find long hours of sleep and relaxation. These holidays can also come in handy to finish some pending chores as well as get involved with some household responsibilities to please your spouse. You can also plan something interesting during this October’s long weekends to engage your kids and better half so that you get the most out of October 2019. Events and festivals in October 2019 The very second day of the month is seen marked as Gandhi Jayanti. Gandhi Jayanti is one of the major national holidays in the country that will see both private and public enterprises will remain closed. So, on Tuesday October 2, 2019, plan something to kill the day usefully. Weekend-1 Depending on your office regulations, you might have a short or long weekend on Saturday (October 5) and Sunday (October 6). If you take a day off on Monday, the Dussehra holiday will relieve you on Tuesday, October 8, 2019 as well making it an extra long weekend. Weekend-2 The second Saturday and Sunday of the month will be on October 12 and October 13. Banks will remain closed for the two days continuously. Weekend-3 The third week end falls on Saturday, October 19 and Sunday, October 20. If you are lucky enough, your office might give you a holiday on Saturday relieving you for two days continuously. Weekend-4 The last week brings with it a good news as well as bad news. The good news is about the Diwali celebrations falling on October 27, 2019. The bad news is that this year Diwali falls on a Sunday. This will let you miss out an additional holiday. You can take Monday off and then Bhai Dooj could be an additional holiday making it a 4-day long weekend for you. So, plan your happy days well If you are planning for some travels, book your tickets early to avoid last minutes hassles or disappointment. Make the best use of the discounted sale offers by major brands so that you give vent to your shopping mania and pick up something useful and interesting for yourself and your family. Remember to withdraw money from the ATMs in advance so that you do not find them out of cash during a crucial hour. Also, this will help you avoid the long queues at the ATMs during this festival season. See Also: <a data-type="tilCustomLink">Bank holidays in the month of October 2019</a>

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