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MGNREGA, also expanded as Mahatma Gandhi National Rural Employment Guarantee Act is a scheme operated by the Central Government of India by revamping the old scheme and renaming it. The main objective of this scheme is to provide social security by assuring a minimum of 100 days of work per year to the families. To benefit from this scheme, the adult members must be prepared to deliver unskilled labour-intensive work. Background of MGNREGA The government was operating schemes like Jawahar Rozgaar Yojana, Food for Work Programme, and Sampurna Grameen Rozgaar Yojna. Based on the observations from this scheme, the government launched Mahatma Gandhi National Rural Employment Guarantee Act first in the state of Maharashtra in the year 1970. During its launch, the scheme was called as National Rural Employment Guarantee Act (NREGA). The scheme was introduced in the state during the period when Vasant Rao Naik was the chief minister. This act came to the aid of millions of farmer families in the state. The planning commission eventually accepted this scheme and extended throughout the nation. These acts helped the government gather some useful inputs needed to work in the lines of programs like ‘Rural Manpower Programme’ ‘Crash Scheme for Rural Employment’ ‘Drought Prone Area Programme’ and ‘Marginal Farmers and Agricultural Laborers Scheme’. Each of these schemes provided a useful ground for the government to plan newer schemes in an efficient way setting right the drawbacks of the earlier ones. The principal objectives of all these schemes are wage employment, food security, and producing valuable assets. Later renamed as MNREGA, Mahatma Gandhi National Rural Employment Guarantee Act is a significant member in the lines of these schemes. Important <keyword id="8133544" type="UNKNOWN" weightage="20" keywordseo="features-of-mgnrega">features of MGNREGA</keyword> 1. Providing job security to the adult members in families for not less than 100 days in a year. 2. Creating permanent assets like wells, ponds, roads and others for the welfare of the community. 3. Providing employment opportunities to the applicants within a radius of 5 kilometres. 4. Providing minimum wages in order to assure security to families. 5. Providing security to the income of families by assuring unemployment allowances if work is not provided for about 15 days from the date of application. How to enroll in MGNREGA? Application to this job must be given in writing. The application must include the registration number of the job card, date from which the applicant is seeking employment, and the number of days for which the applicant wants the job. The application must give the names of the adult members in the family who are coming forward to do unskilled manual work along with the details like age, gender, and caste. The filled-in applications must be submitted to the Gram Panchayat. For registration under this scheme, an individual can appear personally and make a request. The authorities in the Gram Panchayat will verify the details in the application and decide if the case in the application is genuine and deserving to get the benefit. Once verified, every household will be given a unique registration number.

What is Magnerga and how can one Enroll in the scheme

<ul><li>The Economic Survey 2018-19 highlights how technology has helped the Indian government plug leaks in the country's '<keyword id="7286241" type="UNKNOWN" weightage="20" keywordseo="food-for-work">food for work</keyword>' programme -- the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA).</li><li>It attributes the programs success to the JAM trinity of Jan Dhan, <keyword id="144117" type="ORGANIZATION" weightage="20" keywordseo="AADHAAR">Aadhaar</keyword>, and mobile payments.</li><li>The National Electronic Fund Management System (NeFMS) also also helped the government keep a more accurate account of which workers are on the payroll and if they're actually showing up for work.</li></ul>The origins of ‘food for work’ programs trace back to Kautilya’s Arthashastra — a Indian documents on statecraft, economic policy and military strategy. John Keynes, who popularised the theory, was still a century behind Nawab Asaf-ud-Daula who already had a ‘food for work’ program working in Lucknow when famine struck in 1784. In today’s day and age, India’s Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) is using technology to streamline the national ‘food for work’ scheme to bring financial and economic inclusion. The JAM trinity — Jan Dhan, Aadhaar, and mobile payments — has eased the validation of beneficiaries and the process for releasing funds, according to Economic Survey 2018-19. Wages directly to the people Since it’s induction in 2005, the programme was riddled with issues. But, applying Direct Benefit Transfer (DBT) and Aadhaar-linked Payments (ALP), the Indian government has been striving to reduce delays in the payment of wages, curb corruption and political interference, and plug up any leakages in the system. As a workforce programme, MGNREGA’s mandate is to alleviate distress and ensure payments happen in a timely manner. Before DBT, wages were transferred into panchayat bank accounts and most of the workers had to collect their wages from the gram panchayat office. And, in order for DBT to work — the workers needed bank accounts. That’s when the Pradhan Mantri Jan Dhan Yojana (PMJDY) was implemented to bring about universal access to banking facilities. The Economic Survey 2018-19 highlights that before the implementation of ALP and DBT, there used to be an average lag of 90 days before wage payments for recieved. After their implementation, that lag has been cut down one-third from 35% to less than 10%. Culling out the ‘ghosts’ in the system Bringing in <keyword id="7829443" type="UNKNOWN" weightage="20" keywordseo="aadhaar-linked-payments">Aadhaar linked payments</keyword> ensured that the government would not be funding any ‘ghost’ beneficiaries. The National Electronic Fund Management System (NeFMS), implemented in 2016 and currently functional in 24 states, bolsters that effort by providing a real time database of wages being credited into bank or post office accounts by the central government. NREGAsoft, a local language workflow based e-governance system, looks at registration and muster rolls, a form of attendance register signed by workers to check false reporting of numbers. The service isn’t available to the public but does make it easier for the government to keep track of who is employed under the scheme and whether they are actually showing up for work. The government’s also held accountable of its actions with the use of mobile apps like Gram Samvaad Mobile App and JanMnRega were rural workers have direct access to information and can give their own feedback on how the system is working. The supply demand gap Since the government now access to data, the Economic Survey 2018-19 asserts that it will be able to implement MGNREGA more effectively by pushing government officials to provide more jobs in distressed areas. This should help bridge the demand supply gap between jobs available and the enlisted worker by using data provide jobs where there is more demand for them and vice versa. The survey also highlights how the vulnerable sections of the society — women, scheduled class, and scheduled tribes — have increased their participation in the program during times of distress. Going forward, the government wants to expand the number of jobs available to workers under the scheme, upskill the workers it has enlisted, expand the use of JAM, and use digital infrastructure to expand MGNERA beyond wages to also offer micro-insurance, micro-pensions and micro-credit to the underserved sections of society.

Technology plugged the leaks in India’s ₹60,000 crore rural employment guarantee scheme

NREGA <keyword id="2118894" type="PERSON" weightage="20" keywordseo="job-card" source="Orion">Job Card</keyword> is given under the National Rural Employment Guarantee Act, 2005. After its launch, the scheme was renamed as MGNREGA, expanded as Mahatma Gandhi National Rural Employment Guarantee Act. This scheme is one of the most popular social measures of the Indian Republic to guarantee “the right to work” in rural areas of India. The project seeks to improve the financial condition of the deprived population inhabiting the rural areas of the country. As part of this labor law, the local government is bound to give not less than 100 days of waged employment to the masses in the rural areas in order to enhance their quality of life. <cmsannotation type="cmsannotation" annotationid="What is job card in India" comment="subhead" text="What is job card in India">What is <keyword id="6355569" type="General" weightage="20" keywordseo="job" source="Orion">job</keyword> card in India</cmsannotation> Job card in India is issued to every household under the NREGA scheme administered by the Government of India. The job card contains the names and photographs of all the members in the household. This is actually a legal document that will guarantee the household a minimum of 100 days of salaried employment so that the card holder can exercise his or her ‘Right to work’ under the Mahatma Gandhi National Rural Employment Guarantee Act. If you do not have a job card in India, you can apply for one by visiting the <a href="http://www.nrega.nic.in">NREGA website</a>. <cmsannotation type="cmsannotation" annotationid="How to check the balance in Job Card" comment="subhead" text="How to check the balance in Job Card">How to check the balance in Job Card</cmsannotation> As on date, there is no way to check the NREGA account balance in the online mode. However, you will find some details on the NREGA job card that you can use to check the NREGA payout for a given period of time. The job card will give details of the number of days for which the employee was given job. There is a fixed wage for every day of work that the said individual has completed under the scheme. This is usually updated on the job card. Since the rate of the daily wages allowed varies from state to state and that it is liable to change periodically, you must first find this out to be able to get the right balance information on the job card. Know that the rates allowed is the same throughout a given state. Once this detail is available, you can check the NREGA account balance for the payouts that are pending to be done. Once the payment is added to your bank account, it is possible to check the bank balance using some apps or following the procedures advised by the bank in which you have your bank account. <cmsannotation type="cmsannotation" annotationid="The job card payment process" comment="subhead" text="The job card payment process">The job card payment process</cmsannotation> The wages are calculated based on the work done. The primary payment process is to transfer the wages to the bank account of the job card holder directly. If the applicant does not have a bank account, he or she must open one using the NREGA job card as a KYC document proof. It is possible to open a zero balance account under this scheme. Some Gram Panchayats choose to give the payment in cash. The MGNREGA payment is the same for both the genders.

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What is Magnerga and how can one Enroll in the scheme

BI India Bureau

Technology plugged the leaks in India’s ₹60,000 crore rural employment guarantee scheme

Prabhjote Gill

How to check job card balance (Mgnrega payment details)

BI India Bureau

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