Welcome to <keyword id="11937554" type="UNKNOWN" weightage="60" keywordseo="10-things" source="Orion">10 Things</keyword> Before the Opening Bell.If this was forwarded to you, <a href="https://www.businessinsider.com/subscription/newsletter/10-things-opening-bell">sign up here.</a> Plus, download Insider's app for news on the go – <a href="https://apps.apple.com/app/apple-store/id554260576?pt=385758&amp;ct=06292021_newsletters&amp;mt=8">click here for iOS</a> and<a href="https://play.google.com/store/apps/details?id=com.freerange360.mpp.businessinsider"> here for Android</a>.Let's get into it. 1. Inflation surged again. The <a href="https://www.businessinsider.com/inflation-cpi-january-price-growth-report-omicron-wave-supply-chains-2022-2">Consumer Price Index rose 7.5% in the year through January</a>, according to the Bureau of Labor Statistics. That beat the median estimate of 7.3%, and marked the strongest reading since February 1982. The index also rose 0.6% from December, which was also higher than predicted. This suggests the winter Omicron wave added to inflationary pressures. Economists anticipate price growth to cool in the coming months as demand wanes and supply chains recoup, but the numbers tell us with a high degree of certainty that prices will be elevated for some time.Last week's jobs report provided <a href="https://www.businessinsider.com/january-jobs-report-467000-payrolls-unemployment-rate-omicron-labor-market-2022-2">optimism for America's economic recovery</a>, as the country added far more jobs than anticipated. With cases on the decline, some expect January to be the worst month of 2022 in terms of economic fallout.Some additional context:<ul><li>Retail sales, often used to gauge consumer demand, <a href="https://www.businessinsider.com/retail-sales-december-inflation-consumer-spending-holiday-season-economic-recovery-2022-1#:~:text=US%20retail%20sales%20shrank%201.9,inflation%20could%20soon%20follow%20suit.">plunged 1.9% in December</a> amid the holiday shopping season.</li><li>JPMorgan analysts say the supply crisis is subsiding, as bottlenecks are <a href="https://www.businessinsider.com/omicron-january-economy-inflation-supply-chains-labor-shortage-flights-mail-2022-1">"easing in all the right places."</a></li><li>The 10-year US Treasury yield hit 2% for the first time since 2019.</li></ul>2. Global shares are tumbling after US inflation data. January's red-hot read on consumer price pressures has hit risk appetite. <a href="https://markets.businessinsider.com/news/stocks/stock-markets-futures-inflation-fed-investors-markets-stocks-treasury-yield-2022-2">Take a look at what's happening on the markets.</a>3. The NYC tech couple accused of a historic crypto-laundering scheme left their friends in shock. Those who knew Ilya Lichtenstein and Heather Morgan are questioning everything — "My initial reaction was it was <a href="https://www.businessinsider.com/bitfinex-indictment-heather-morgan-ilya-lichtenstein-friends-react-2022-2">one of those fake news articles that pastes in names of your friends."</a>4. Earnings on deck: Under Armour, Allied Healthcare Products, and Goodyear Tire, all <a href="https://markets.businessinsider.com/earnings-calendar">reporting.</a> 5. Warren Buffett's Berkshire Hathaway is being touted as a potential Peloton acquirer. But given the connected-fitness company's uncertain future and rivalry with Apple, Buffett is unlikely to bite. <a href="https://markets.businessinsider.com/news/stocks/warren-buffett-berkshire-hathaway-peloton-stock-takeover-consumer-hardware-apple-2022-2">In other words, don't expect a deal to happen.</a>6. FTX boss Sam Bankman-Fried called for tougher regulations to tackle crypto scams. The 29-year-old crypto billionaire said those launching projects should have to follow tougher disclosures, as stricter rules are necessary to prevent <a href="https://markets.businessinsider.com/news/currencies/sam-bankman-fried-ftx-crypto-bitcoin-scams-hacks-regulations-bitfinex-2022-2">"scams, ponzi schemes, and pump-and-dumps." </a>7. Sotheby's is set to auction off 104 CryptoPunk NFTs for upwards of $30 million. The set was <a href="https://markets.businessinsider.com/news/currencies/cryptopunk-sothebys-auction-nfts-cryptocurrency-ether-30-million-2022-2">originally acquired last year</a> for about $7 million. Meanwhile, <a href="https://markets.businessinsider.com/news/currencies/space-diamond-auction-cryptocurrency-purchase-sothebys-crypto-2022-2">Sotheby's just auctioned a $4.3 million space diamond to an unknown buyer.</a>8. Disney's big earnings beat revealed record theme park demand and a surge in streaming subscribers. Plus, CEO Bob Chapek reaffirmed guidance that the Disney+ platform <a href="https://markets.businessinsider.com/news/stocks/disney-stock-price-1q-earnings-beat-record-theme-park-demand-2022-2">will have up to 260 million subscribers by 2024. </a>9. Credit Suisse named which stocks to buy that will lead content creation in the metaverse. Analysts predict that firms in this sector will come out on top as they transform tech and media as we know it. <a href="https://www.businessinsider.com/metaverse-stocks-to-buy-disney-microsoft-gaming-investing-ideas-meta-2022-2">See its list of 13 companies.</a>10. A portfolio manager who called the inflation threat and nailed the market's twists in 2021 gave his stock picks. Steve Chiavarone, a Federated Hermes portfolio manager, explained which sectors to target as recession risk rises. <a href="https://www.businessinsider.com/stocks-to-buy-recession-risk-market-cyclical-defensive-federated-hermes-2022-2">These are the 15 stocks he has his eye on.</a>Compiled by Phil Rosen. Feedback? Email <a href="mailto:prosen@insider.com">prosen@insider.com</a> or tweet <a href="https://twitter.com/philrosenn">@philrosenn</a>.Sign up for <a href="https://www.businessinsider.com/subscription/newsletter">more Insider newsletters here</a>.

10 things before the opening bell

<ul class="summary-list"><li><keyword id="12096004" type="UNKNOWN" weightage="60" keywordseo="bill-barr" source="Orion">Bill Barr</keyword> in his forthcoming book wrote that Trump went "off the rails" after the 2020 election.</li><li>He said that Trump "surrounded himself with sycophants," according to excerpts.</li></ul>Former Attorney General Bill Barr in a forthcoming book wrote that then-President <keyword id="11914386" type="UNKNOWN" weightage="60" keywordseo="donald-trump" source="Orion">Donald Trump</keyword> went "off the rails" in the aftermath of the <keyword id="12175515" type="UNKNOWN" weightage="60" keywordseo="2020-presidential-election" source="Orion">2020 presidential election</keyword>, adding that Trump brought on "whack jobs" who fed him a supply of "unsupported conspiracy theories" about the race, according to excerpts <a href="https://www.nytimes.com/2022/02/27/us/politics/bill-barr-trump-january-6.html">published</a> by The New York Times.In the book, "<a href="https://www.amazon.com/gp/product/0063158604?ie=UTF8&amp;tag=thewaspos09-20&amp;camp=1789&amp;linkCode=xm2&amp;creativeASIN=0063158604">One Damn Thing After Another</a>," Barr stated that despite the "menacing mannerisms" that Trump projected as a "schtick" to give a perception of strength, the former president actually governed within many of the parameters that his advisors set, which paved the way for conservative legislative victories.However, Barr wrote that Trump eventually "lost his grip" after the election, when voters <a href="https://www.businessinsider.com/pennsylvania-presidential-election-2020-live-vote-counts-results-2020">opted</a> to replace him with now-President Joe Biden."He stopped listening to his advisers, became manic and unreasonable, and was off the rails," the former attorney general wrote. "He surrounded himself with sycophants, including many whack jobs from outside the government, who fed him a steady diet of comforting but unsupported conspiracy theories."Barr served as attorney general from February 2019 to December 2020, and during most of his tenure, he was seen as an ardent ally of Trump.But in the waning months of the administration, Barr wrote that he began to notice flaws in the then-president's temperament that troubled him."Country and principle took second place," he claimed in the book.The former attorney general also suggested <a href="https://www.businessinsider.com/barr-trump-2024-white-house-campaign-dismaying-republicans-book-2022-2">that he would not support </a>a Trump White House bid in 2024, describing the potential for such a campaign as "dismaying.""We need leaders not only capable of fighting and 'punching,' but also persuading and attracting — leaders who can frame, and advocate for, an uplifting vision of what it means to share in American citizenship," he wrote. "Donald Trump has shown he has neither the temperament nor persuasive powers to provide the kind of positive leadership that is needed."According to excerpts <a href="https://www.washingtonpost.com/national-security/2022/02/27/barr-trump-2024/">published</a> by The Washington Post, Barr wrote that conservatives needed to "look forward" to the party's emerging slate of future presidential candidates, arguing that they can govern with similar policy goals but without Trump's personality traits.After Barr disputed Trump's election claims in <a href="https://apnews.com/article/barr-no-widespread-election-fraud-b1f1488796c9a98c4b1a9061a6c7f49d">an Associated Press interview</a> that was published in December 2020, the relationship between the two deteriorated, with the then-attorney general leaving his role shortly before the former president departed the White House.Last June, Trump launched a tirade into Barr after details of the former attorney general's views about the 2020 election were <a href="https://www.businessinsider.com/bill-barr-trump-false-election-claims-presidential-election-book-2021-6">chronicled</a> in the book "Betrayal," which was written by ABC News chief Washington Correspondent Jonathan Karl and <a href="https://www.amazon.com/Betrayal-Final-Act-Trump-Show/dp/059318632X">published</a> last November."I lost confidence in Bill Barr long before the 2020 Presidential Election Scam," <a href="https://twitter.com/realLizUSA/status/1409891618342178818">the former president said in a statement last June</a> in response to the book. "He was afraid, weak, and frankly, now that I see what he is saying, pathetic."Barr — who previously served as attorney general under then-President George H.W. Bush from November 1991 to January 1993 — succeeded Jeff Sessions, who had a tumultuous tenure in the administration after recusing himself from the Russia investigation and drawing the constant ire of Trump.

Former Attorney General Bill Barr says Trump went 'off the rails' after the 2020 presidential election: book

<ul class="summary-list"><li><keyword id="60973" type="UNKNOWN" weightage="60" keywordseo="biden" source="Orion">Biden</keyword> is pushing off implementing the "gainful employment" rule in his regulatory agenda.</li><li>The rule would prevent student-loan borrowers from taking on too much unaffordable debt post-grad.</li></ul>President Joe Biden's <a href="https://www.reginfo.gov/public/do/eAgendaMain?operation=OPERATION_GET_AGENCY_RULE_LIST&amp;currentPub=true&amp;agencyCode=&amp;showStage=active&amp;agencyCd=1800&amp;csrf_token=6DB05363CAD253D7FA9B63930C60D61AE95170F4EB59F7AA09C3D5F84C87D0BCF0502CB74E07401FA2495C9F04F8654B36E2">to-do list</a> for the upcoming year has a lot of things on it, and a rule preventing for-profit <keyword id="11896049" type="UNKNOWN" weightage="60" keywordseo="student-debt" source="Orion">student debt</keyword> from growing isn't one of them.In 2014, then-President Barack <keyword id="12074125" type="UNKNOWN" weightage="60" keywordseo="obama" source="Orion">Obama</keyword> established what was known as the "gainful employment" rule, which cut off federal aid for schools that offer career and certificate programs that left their students with a large of amount of student debt compared to their likely post-graduation earnings. The rule aimed to prevent students from borrowing an excessive amount that they wouldn't be able to pay off based on their career prospects after graduating.Former Education Secretary <keyword id="11939359" type="UNKNOWN" weightage="60" keywordseo="betsy-devos" source="Orion">Betsy DeVos</keyword> repealed the rule in 2019, and despite advocates' calls for Biden to reinstate it, the president's latest regulatory agenda pushed it off to July 2024 at the earliest.An <keyword id="11897874" type="UNKNOWN" weightage="60" keywordseo="education-department" source="Orion">Education Department</keyword> spokesperson told Insider that the "administration is committed to preventing a future student debt crisis by holding colleges and universities accountable if they leave students with mountains of debt or without good jobs.""That vision included strengthening the standards for career training programs and require that programs leave graduates earning more than those who never attended college, a move that would ensure students get value for their tuition dollars," the spokesperson said. "The Gainful Employment rule is a cornerstone of our ambitious regulatory agenda. We look forward to publishing a notice of proposed rulemaking in Spring 2023 to produce the best, most durable rule possible to protect students and borrowers." The administration typically releases a list of proposed regulatory actions for federal agencies twice a year. But putting together the priorities for the Education Department can be a yearslong process that involves negotiated rulemaking sessions, in which experts gather to discuss higher-education policies they would like to see the department implement.The gainful employment rule is one of the topics under discussion, and despite student-loan-borrower advocates pushing for the rule to be reinstated, representatives of the <keyword id="11899270" type="UNKNOWN" weightage="60" keywordseo="for-profit-education" source="Orion">for-profit education</keyword> industry didn't want that to happen quite so fast. For now, it looks like the latter won, and the administration is tapping the brakes.Jason Altmire, the president and CEO of Career Education Colleges and Universities, which represents for-profit institutions, said in a statement that he is "pleased that the Department of Education is taking the time necessary to reconsider their ill-conceived plans to propose an accountability measure that exempts the vast majority of institutions of higher education.""We look forward to working with the Department in the months ahead to craft a meaningful and fair rule that applies to all institutions in all sectors," Altmire said.For-profit education-industry leaders have criticized the gainful employment rule for singling out for-profit schools, although the rule applies to almost all programs offered by for-profit schools and nondegree programs at public and nonprofit schools, where students can earn certifications for cosmetology, medical or legal assistant, and vehicle repair and maintenance, among others.But advocates are confounded that the rule is being pushed off — especially as Biden's undersecretary of Education, <keyword id="13654594" type="UNKNOWN" weightage="60" keywordseo="james-kvaal" source="Orion">James Kvaal</keyword>, who helped shape the rule as the deputy undersecretary under Obama, called failure to implement it under former President Donald Trump "negligent" in 2018, when he was serving as the president of the Institute for College Access and Success."It's one thing to say we're struggling to implement this," Kvaal said at the time. "But to say we're going to ignore this regulation because we've encountered logistical problems, I think it's negligent and failing to carry out their responsibilities."<h2>Biden has rejected advocates' efforts in court to reinstate the rule</h2>The Education Department published data in 2017 about gainful-employment accountability measures — essentially a comparison of post-certification earnings versus student debt — and it found that more than 800 programs were set to fail the rule, with 98% of them for-profit colleges. After the rule was officially repealed, advocates went to court in an attempt to reinstate it and prevent bad outcomes for student-loan borrowers.Student Defense, a group that advocates for borrowers' rights, filed a <a href="https://www.defendstudents.org/news/body/2020_01_22_AFTvDeVos_Complaint.pdf">lawsuit</a> in 2020 on behalf of the American Federation of Teachers, the California Federation of Teachers, and individual members requesting the Education Department reinstate the Obama-era gainful employment rule."This error-ridden repeal would be comical if the stakes weren't so high, but for borrowers confronting a lifetime of debt and worthless degrees, their lives are literally on the line," Randi Weingarten, the AFT president, said in a <a href="https://www.aft.org/press-release/aft-and-student-defense-sue-devos-breaking-federal-law-help-predatory-profit">statement</a> at the time. "We are confident the court will reject this illegal gambit and back the students DeVos has shafted over and over again."But Biden's lawyers filed a brief in October <a href="https://www.businessinsider.com/student-loan-debt-predatory-for-profit-gainful-employment-devos-biden-2022-1">opposing</a> the request, and alongside the brief, Kvaal filed an affidavit saying that reinstating the rule would "cause considerable disruption and diversion of resources from the Department's priorities, which include restoring the student protections in this rule."To be sure, Biden has taken a number of actions to help borrowers who attended and were defrauded by for-profit schools. His Education Department has <a href="https://www.businessinsider.com/student-loan-debt-cancellation-payment-pause-borrowers-disabilities-defrauded-2021-6#cancelled-student-debt-for-some-defrauded-borrowers-5">approved</a> over billions of dollars in relief for defrauded borrowers, and improving that process is on the department's regulatory agenda. Still, the department is delaying implementation of the gainful employment rule, and for now, it will go back to the rulemaking process with the potential of going into effect July 2024 at the earliest."Over the past few weeks, the Department has announced more than $11 billion in debt relief for defrauded students," Dan Zibel, vice president at chief counsel of Student Defense, told Insider. "This is great news and long overdue for those were scammed. But at the same time, the Department has now delayed moving forward with its signature proposal to ensure that students and taxpayers won't pay this price again. This is disappointing and could prove costly."

Biden's Education Department just punted on a policy that could keep student-loan borrowers' debt from piling up after they graduate

Happy Friday, friends. A new series on <a href="https://www.businessinsider.com/wecrashed-shows-adam-neumann-as-a-master-pitchman-2022-3">WeWork's meteoric rise and fall</a> starts streaming today, and we're sharing <a href="https://www.businessinsider.com/apple-2021-salaries-revealed-what-engineers-designers-analysts-developers-make-2022-3">how much Apple pays its employees.</a>Let's dive in.If this was forwarded to you, <a href="https://www.businessinsider.com/subscription/newsletter/10-things-in-tech">sign up here</a>. Download Insider's app – click <a href="https://apps.apple.com/app/apple-store/id554260576">here for iOS</a> and <a href="https://play.google.com/store/apps/details?id=com.freerange360.mpp.businessinsider">here for Android</a>.<a href="https://www.businessinsider.com/wecrashed-shows-adam-neumann-as-a-master-pitchman-2022-3"></a>1. A new series about WeWork premieres today. <a href="https://www.businessinsider.com/wecrashed-shows-adam-neumann-as-a-master-pitchman-2022-3">"WeCrashed,"</a> which follows the rise and fall of the real-estate startup and its boisterous founder, begins streaming on Apple TV+.<ul><li>The series focuses on Adam Neumann, who landed billions of dollars in investments from firms like Goldman Sachs and SoftBank before the company published its troubled financials<a href="https://www.businessinsider.com/inside-wework-ipo-meltdown-bankers-adam-neumann-chaotic-partnership-2021-7"> in a doomed 2019 attempt at an IPO.</a></li><li>Neumann is a controversial figure in <keyword id="6358815" type="UNKNOWN" weightage="60" keywordseo="tech" source="Orion">tech</keyword>, famous for throwing <a href="https://www.businessinsider.com/employees-inside-adam-neumanns-wework-reveal-a-wild-culture-2019-9">alcohol-fueled company retreats</a>, jetting around in private planes, and instituting a meat ban at WeWork's corporate offices. </li><li>Tech correspondent Ben Bergman watched a private screening of the new series at South by Southwest this week, and found it to be a colorful and comical portrayal of the flawed founder and the excesses of venture capital. <a href="https://www.businessinsider.com/wecrashed-shows-adam-neumann-as-a-master-pitchman-2022-3">Read his review here.</a></li><li>Here's <a href="https://www.businessinsider.com/guides/streaming/where-to-watch-wecrashed">how to watch the series</a>, starring Jared Leto and Anne Hathaway. But before you decide to stream or skip, <a href="https://www.youtube.com/watch?v=VAuhT5241h8">watch the trailer here.</a></li></ul>In other news:<a href="https://www.theverge.com/2022/3/17/22979800/amazon-mgm-merger-completed-prime-studios?scrolla=5eb6d68b7fedc32c19ef33b4"></a><div type="image" title="no time to die" height="857" width="1143" msid="90308918" hostid="261"></div>2. Amazon's deal to buy MGM is officially closed. Amazon's $8.5 billion deal to acquire the studio behind James Bond, Rocky, The Handmaid's Tale, and other iconic shows and movies has been completed without a challenge from the FTC. <a href="https://www.theverge.com/2022/3/17/22979800/amazon-mgm-merger-completed-prime-studios?scrolla=5eb6d68b7fedc32c19ef33b4">Here's what that means.</a>3. Web3 is a utopian scam. Considered the next evolution of the internet, Web3 has been heralded by crypto evangelists as a democratic paradise free of corporate control — but its reality appears <a href="https://www.businessinsider.com/web3-blockchain-crypto-internet-doomed-fail-doesnt-live-up-hype-2022-3">poised to fall short of its big promises.</a>4. TikTok creators can now link shopping lists into their videos. Instacart announced that through a partnership with TikTok, it's launching a "Shoppable Recipes" feature, which will let food creators link shopping lists into their videos. <a href="https://techcrunch.com/2022/03/16/instacarts-new-shoppable-recipes-feature-lets-creators-link-shopping-lists-to-their-tiktok-videos/">See how the feature will work.</a>5. "Move fast and break things" culture came to food delivery. It may be a recipe for disaster. Ghost kitchens are mimicking Silicon Valley's favorite growth recipe: Add tech to a stodgy sector, expand quickly, ignore operational snafus — like raw chicken and fireball-emitting propane stoves — and skirt any local regulations that get in the way. <a href="https://www.businessinsider.com/ghost-kitchen-workers-reveal-risky-silicon-valley-growth-tactics-2022-3">What's happening at kitchens with an Uber mentality.</a>6. Elon Musk thinks people will land on Mars in 2029. In years past, Musk has ventured 2024 and 2026 as years when SpaceX could send a crewed mission to Mars. But a recent tweet suggests <a href="https://www.businessinsider.com/elon-musk-spacex-predicts-people-will-get-to-mars-2029-2022-3">his plans have been pushed back a few years.</a>7. How much is Apple paying its employees? Insider analyzed a year's worth of Apple's salary data, and found some employees can earn well over $200,000. From engineers to designers, <a href="https://www.businessinsider.com/apple-2021-salaries-revealed-what-engineers-designers-analysts-developers-make-2022-3">here's how much Apple employees make</a>. Plus, take a look at our <a href="https://www.businessinsider.com/salary-database-google-goldman-amazon-how-much-top-jobs-pay-2021-7?r=salary-hp">salary comparison database.</a>8. Tesla rival Lucid says it may need to raise prices on future EV models. The company's CEO told Reuters there's an "inevitability" that they'll have to look at the price points of future models as inflation and supply chain issues continue. <a href="https://www.businessinsider.com/ev-maker-lucid-considering-raising-prices-amid-supply-chain-stress-2022-3">What you need to know.</a>Odds and ends:<a href="https://www.businessinsider.com/virtual-reality-alzheimers-dementia-loneliness-2022-3"></a><div type="image" title="alzheimers virtual reality" height="1999" width="2668" msid="90308919" hostid="261"></div>9. Virtual reality could help ward off Alzheimer's. Researchers at a South by Southwest panel suggested the tech could trigger old memories or help people recall a family member's voice, and could reduce loneliness — a key risk factor for Alzheimer's. <a href="https://www.businessinsider.com/virtual-reality-alzheimers-dementia-loneliness-2022-3">Here's how it could work.</a>10. Spotify may be looking to expand into NFTs. Job ads calling for Web3 expertise hint at the streaming giant's NFT ambitions. <a href="https://markets.businessinsider.com/news/currencies/spotify-nft-job-ads-streaming-platform-crypto-music-market-stock-2022-3">See the job postings here.</a>The latest people moves in tech:<ul><li>Disney ex-CEO Bob Iger just joined the board <a href="https://markets.businessinsider.com/news/currencies/disney-ceo-bob-iger-metaverse-nft-startup-genies-web3-rihanna-2022-3">of NFT maker Genies.</a> </li><li>Howard Schultz is returning to Starbucks <a href="https://www.businessinsider.com/starbucks-ceo-kevin-johnson-retire-howard-schultz-interim-ceo-coffee-2022-3">as interim CEO.</a></li><li>Representatives of VC funds with links to Russian oligarchs <a href="https://www.businessinsider.com/funds-backed-by-oligarchs-abramovich-leave-adludio-signal-ai-2022-3">are exiting board positions.</a></li><li>After being promoted earlier this year, Meta's Nick Clegg has reportedly netted <a href="https://www.businessinsider.com/meta-exec-nick-clegg-bags-12-3-million-stock-package-2022-3">a $12.3 million stock package.</a></li></ul>Keep updated with the latest tech news throughout your day by checking out<a href="https://www.insider.com/therefresh"> The Refresh from Insider,</a> a dynamic audio news brief from the Insider newsroom. <a href="https://www.insider.com/therefresh">Listen here.</a>Curated by Jordan Parker Erb in New York. (Feedback or tips? Email <a href="mailto:jerb@insider.com">jerb@insider.com</a> or tweet <a href="https://twitter.com/jordanparkererb?lang=en">@jordanparkererb</a>.) Edited by Michael Cogley in London.

You Searched For "job scam 2024" and got 4 results

10 things before the opening bell

Phil Rosen

Former Attorney General Bill Barr says Trump went 'off the rails' after the 2020 presidential election: book

John L. Dorman

Biden's Education Department just punted on a policy that could keep student-loan borrowers' debt from piling up after they graduate

Ayelet Sheffey

10 Things in Tech: WeWork series streams

Insider Inc.