<ul><li><keyword id="30067" type="General" weightage="80" keywordseo="rbi" source="Orion">RBI</keyword> has come out with its <keyword id="107911" type="General" weightage="100" keywordseo="financial-inclusion" source="Orion">financial inclusion</keyword> index for 2022, showing where India stands when it comes to making its financial products accessible.</li><li>While this is the second year of the FI Index, RBI has calculated data since 2017, showing an improvement every year.</li><li>Here’s what financial inclusion index is all about and why it is important.</li></ul>The <keyword id="6354335" type="General" weightage="50" keywordseo="reserve-bank-of-india" source="Orion">Reserve Bank of India</keyword> has released the Financial Inclusion Index for 2022, underlining how well financial products and services can be accessed by the general population. The index shows an improvement to 56.4 from 53.9 in 2021 across indices like access, usage and equality. The index, which was first announced in 2021, does not have a base year unlike the cost inflation index. <cmsannotation type="cmsannotation" annotationid="What is the RBI Financial Inclusion Index?" comment="subhead" text="What is the RBI Financial Inclusion Index?">What is the <keyword id="1711491" type="General" weightage="50" keywordseo="rbi-financial-inclusion" source="Orion">RBI Financial Inclusion</keyword> Index?</cmsannotation> RBI’s financial inclusion index measures the ease of access, affordability and availability of various financial products and services by individuals as well as businesses. Essentially, it tracks how well the financial services have been extended to the unbanked population of the country. The index ranges between 0 and 100, with 0 meaning complete financial exclusion and 100 meaning complete financial inclusion. RBI tracks 97 indicators and divides them into three sub-indices – access, usage and equality – with weights of 35, 45, and 20, respectively. The index covers banking, investment, insurance, postal and pension sectors, tracking their delivery and usage amongst the population. <cmsannotation type="cmsannotation" annotationid="What does financial inclusion mean?" comment="subhead" text="What does financial inclusion mean?">What does financial inclusion mean?</cmsannotation> At its very core, financial inclusion means access to banks, ATMs, banking executives, point of sales terminals and transacting online, via UPI, cards, net banking and other modes. Essentially, financial inclusion should result in people being able to access financial services without any hindrance. <cmsannotation type="cmsannotation" annotationid="What does the financial inclusion index mean?" comment="subhead" text="What does the financial inclusion index mean?">What does the financial inclusion index mean?</cmsannotation> As the name suggests, the index tracks whether the government is able to deliver financial products equally amongst the population and how usable those products are. Making a product available and accessible to everyone with an equal opportunity does not mean it is usable in the same way by different sections of the society. This is also why the ‘usage’ index carries nearly half the weight of the total index. At 56.4, RBI and the Indian government have their task cut out. While financial products are largely accessible – the access sub-index stood at 73.3 – the usage and equality indices have dragged down the overall index, meaning vulnerable groups and weaker sections of the society are still unable to use banking, credit and other services. The JAM trinity – <keyword id="2494045" type="General" weightage="50" keywordseo="jan-dhan" source="Orion">Jan Dhan</keyword>, Aadhaar, and Mobile – have enabled the Indian government to improve financial inclusion from 43.4 in 2017 to 56.4 in 2022. Although RBI released the first results in 2021, it has released its calculations from 2017 onwards. The government launched the Pradhan Mantri Jan Dhan Yojana in August 2014, allowing unbanked people to open no-frills zero balance accounts. Till date, 308.4 million such accounts have been opened under PMJDY. RBI says it expects to release the FI Index data every year in July. SEE ALSO: <a href="https://www.businessinsider.in/business/telecom/news/jio-airtel-could-emerge-stronger-weaking-vodafone-idea-further-say-analysts/articleshow/93499353.cms">Jio, Airtel could emerge stronger weakening Vodafone Idea further, say analysts</a> <a href="https://www.businessinsider.in/finance/banks/news/rbi-cancels-license-of-pune-based-rupee-cooperative-bank-says-99-depositors-will-receive-full-refund/articleshow/93480997.cms">RBI cancels license of Pune-based Rupee Cooperative Bank, says 99% depositors will receive full refund</a> <a href="https://www.businessinsider.in/finance/news/msme-credit-demand-jumps-60-from-pre-pandemic-levels-in-signs-of-rebound-in-economic-activity/articleshow/93457388.cms">MSME credit demand jumps 60% from pre-pandemic levels – a sign of rebound in economic activity</a>

RBI Financial Inclusion Index – here’s what it means and why it is important

<keyword id="6354504" type="UNKNOWN" weightage="100" keywordseo="Reliance-Jio">Reliance Jio</keyword> Infocomm has filed the tariffs of <a href="http://www.businessinsider.in/small-business/tech/heres-everything-you-need-to-know-about-jios-latest-dhan-dana-dhan-tariff-plan/articleshow/58132024.cms">Dhan Dhana Dhan</a>, its latest offer to its subscribers - with <keyword id="6356988" type="PERSON" weightage="100" keywordseo="TRAI">TRAI</keyword>, after it <a href="http://www.businessinsider.in/heres-the-actualreason-why-reliance-jio-had-to-scrap-extended-free-services-june/articleshow/58079160.cms">scrapped</a> telco's previous Summer Surprise plan offering <a href="http://www.businessinsider.in/small-business/tech/Airtel-Vodafone-Ideas-asks-govt-to-stop-Jios-free-data-trial-offer/articleshow/53647221.cms">three months of complimentary services</a> for a monthly recharge of Rs 303 or more. "The plan was filed last (Monday) evening. Jio had till the end of the week to file it," a person familiar with the matter told <a href="http://m.economictimes.com/news/company/corporate-trends/reliance-jio-files-tariffs-plan-of-latest-offer-dhan-dhana-dhan-with-trai/articleshow/58249570.cms">ET</a>. Also read: <a href="http://www.businessinsider.in/scared-of-jio-airtel-rolls-out-free-high-speed-data-for-postpaid-consumer/articleshow/58206612.cms">Scared of Jio: Airtel rolls out free high-speed data for postpaid consumer</a> The latest plan offers 84 days of services for a recharge of Rs 309 or more. "Telcos can make plans and file within seven days, so several hundred plans come to us, but I won't comment on any individual plan," Sharma said. "Whenever telecom companies file a plan, we examine it and decide on it - it's the normal procedure, so I can't comment on a plan or its nuances." While suspending the <a href="http://www.businessinsider.in/trai-orders-reliance-jio-to-withdraw-summer-surprise-offer/articleshow/58051579.cms">Summer Surprise</a> offer, TRAI had said that it did not fit into its regulatory framework, after Jio’s rival companies alleged that TRAI violated its own rules by allowing the offer. Also read: <a href="http://www.businessinsider.in/airtel-cries-foul-says-jio-took-too-much-time-to-comply-with-trai-order/articleshow/58104896.cms">Airtel cries foul, says Jio took too much time to comply with TRAI order</a> Even the telecom department had asked TRAI to be discrete while allowing successive promotional offers, as they hurt possible <a href="http://www.businessinsider.in/tech/mobile/promotional-plans-help-retain-customers-but-telecom-companies-lose-revenue-says-dot/articleshow/58060673.cms">government revenue</a>. (Image source)

Reliance Jio submits Dhan Dhana Dhan tariffs with TRAI

<img class="gwt-Image" src="/photo/59547635.cms" /> 
 
As expected there is no end in sight for Jio’s special offers ever since their very first and very controversial <a href="http://www.businessinsider.in/Airtel-VS-Reliance-Jio-War-of-Words-turns-bitter/articleshow/54398308.cms">“ Welcome Offer”</a>. With <keyword id="3820" type="PERSON" weightage="20" keywordseo="Mukesh-Ambani">Mukesh Ambani</keyword> led <keyword id="6354504" type="UNKNOWN" weightage="100" keywordseo="Reliance-Jio">Reliance Jio</keyword> revising the <keyword id="682870" type="ENTERTAINMENT" weightage="20" keywordseo="Dhan-Dhana-Dhan">Dhan Dhana Dhan</keyword> plan, it’s clear that Jio prime members can avail special offers from the newest entry in the telecom sector for some time to come. Jio Prime Members can avail unlimited services for 3 months with Rs. 399 Plan. The earlier launched Rs 309 plan for prime members will now provide 2 months of unlimited Jio services. The prepaid plans of Rs 309, Rs 349 and Rs 509 will have validity of 56 days. As part of the Jio’s <keyword id="793563" type="ORGANIZATION" weightage="100" keywordseo="Dhan">Dhan</keyword> Dhana Dhan first time recharge plans, the Rs 509 pack previously offered 2 GB daily data to users for 84 days and now the plan will offer 2 GB daily data to users up to 112 GB for 56 days. Similarly, the Rs 999 plan was earlier offering 120 GB data for 120 days and will now be providing users with 90 GB data for 90 days. Similar changes have been made to the existing postpaid plans as well where Rs 399 plan will be the only plan having a validity of 3 months whereas the other plans will be valid for 2 months. However, for both prepaid and postpaid users, the company has added two new plans of Rs 349 and Rs 399. The Rs 349 prepaid plan will give 10 + 10 GB data for 54 days and the postpaid one will give the same data for 2 months. 
 Competitor <keyword id="15491" type="COMPANY" weightage="20" keywordseo="Airtel">Airtel</keyword> too <a href="http://www.businessinsider.in/Jio-effect-or-not-Airtel-promises-a-world-of-benefits-to-its-customers-and-this-particular-one-is-a-biggie/articleshow/59543001.cms">launched ‘Project Next’</a> that includes a slew of initiatives targeted to make customer experience “simple, interactive and transparent” along with a lucrative ‘data roll over’ plan for its customers.

Reliance Jio’s Dhan dhana dhan plan to continue with revised tariff

<img class="gwt-Image" src="/photo/60367789.cms" /> 
 It was 5th September 2016 when India’s richest man, <keyword id="3820" type="TOPIC" weightage="20" keywordseo="Mukesh-Ambani">Mukesh Ambani</keyword> launched <keyword id="6354504" type="ORGANIZATION" weightage="20" keywordseo="reliance-jio">Reliance Jio</keyword> and singlehandedly changed the course of the Indian telecom industry. 
 We are now nearing September again and Mukesh Ambani is getting ready to launch the much talked about ‘<keyword id="4289270" type="ORGANIZATION" weightage="20" keywordseo="jio-phone">Jio phone</keyword>’. The new feature phone from Reliance Jio is expected to once again shake the industry to its core but this time around the massive disruption will be felt not just by the telecom sector but other industries too. Here’s a look at Jio Phone’s impact on some key industries. 
 
Telecom Industry Reliance Jio has just about started to test its new feature phone; incumbent operators in the telecom industry are still adjusting to the major ripples created by Jio services, and it should get ready for yet another storm. With the Jio phone, the telecom industry can expect another set of major tariff cuts considering Jio phone will come bundled with Jio sim. Customers will have to recharge with a <keyword id="4405573" type="ORGANIZATION" weightage="20" keywordseo="jio-dhan-dhana-dhan">Jio Dhan Dhana Dhan</keyword> monthly pack of Rs. 153, which will give them free voice, texts, unlimited data (high-speed data capped at 500MB per day), free access to Jio apps for 28 days along with a device that’s “effectively free”. Jio has already made operators rethink their strategies by launching the new device, we are likely to see more operators bring out feature phones, Idea has already talked about launching their own device to compete with Jio phone. And lastly with the new “smartish” feature phone that works only on 4G VoLTE network, Jio could finally bring an end to the ‘2G/3G’ era. 
 
Smartphone Industry 
We all saw what happened to the telecom sector after Jio’s entry and we can certainly expect a similar kind of disruption in the low-end smartphone market as well. While India is the fastest growing smartphone market in the world, almost 50% of the mobile phone users in India still use feature phones. That’s a huge number and a market to ignore. Mukesh Ambani made it clear in his AGM speech that he is looking to capture the feature phone market of India with his new phone, reason why the new phone is specifically designed for the ‘feature phone’ market of India. The device comes with 2.4-inch display with QVGA display, microSD card slot, torchlight, FM radio, supports voice commands in 22 Indian languages, has a panic button and comes with advanced NFC support for digital payments. With Jio aiming to deliver 5 million units every week to consumers across the country, low-end smartphone companies like Intex, Micromax, Lava will have to match up to the new Jio phone that will be sold for Rs. 1500 which will be refunded at the end of three years. The Low-end manufacturers are certain to feel the Jio heat and it may not be limited to the low end device manufacturers but also companies selling smartphones under Rs. 5000. Jio’s new phone is packaged in a way that makes it the perfect device to introduce both smartphone and 4G network to the feature phone market of the country. 
 
DTH Market The DTH industry in India is already trying to keep up with internet video services like <keyword id="128682" type="TOPIC" weightage="20" keywordseo="Netflix">Netflix</keyword>, Hotstar, Voot and many others, now the sector needs to watch out for the disruption from Jio Phone. Jio phone will come pre-loaded with all Jio apps including Jio TV, Jio Cinema, Jio Music etc making the phone an all in one entertainment device, meaning Jio Phone can very easily turn into a DTH device in itself by simply topping up for Rs. 309 per month. It’s also important to note that Mukesh Ambani specially talked about one key accessory with the phone during the Jio Phone announcement, he said that Jio phone will come with "<keyword id="4964079" type="ORGANIZATION" weightage="20" keywordseo="jio-phone-tv-cable">Jio Phone TV-Cable</keyword>" that will allow users to connect their phones to TV, even the ‘non-smart’ TVs. This attachment with the phone is a clear hint that Jio wants the new phone to be an overall entertainment device and not just a phone. And streaming entertainment from phone and blasting it on to TV could potentially be a better deal as it will free the users from setting up expensive hardware and paying costly monthly charges. 
 
As we get closer to the launch date, all these industries will have to get back to their drawing boards and create products that can give a tough fight to the latest from Reliance Jio, the Jio phone. Within a year, Jio has managed to add 125 million subscribers to its network and according to analysts, Reliance Jio with get its next 100 million users from its new feature phone.

Small device, big impact: "Jio Phone to shake up many industries apart from telecom"

<keyword id="6355199" type="CITY" weightage="20" keywordseo="Reliance-Industries">Reliance Industries</keyword> Chairman <keyword id="3820" type="PERSON" weightage="100" keywordseo="Mukesh-Ambani">Mukesh Ambani</keyword> launched India ka ‘JioPhone’ at Rs 0. This is going to disrupt the smartphone market. Ambani said they plan to collect refundable deposit of Rs 1500 from users to protect misuse of the free offer. A JioPhone user can use the phone for 36 months and get back the deposit amount. “Today, Jio is going to reinvent the conventional feature phone. Let me introduce India ka Intelligent SmartPhone-JioPhone,” announced Ambani. "We plan to collect a fully refundable, one-time, security deposit of Rs 1,500 with everyone. From 15th August, 2017, all Indians will have access to the highest quality &amp; quantity, affordable &amp; unlimited data," said Ambani, adding "This is how Jio will end the digital exclusion in India. And this is what I call true digital freedom." The JioPhone will be available from September and the pre-booking will start from August 24. "The JioPhone will be available for user testing in beta from 15th August and for pre-booking from 24th August," said Ambani. Starting August 15, JioPhone will give users unlimited data to feature phone users. JioPhone will have <keyword id="4405573" type="UNKNOWN" weightage="20" keywordseo="jio-dhan-dhana-dhan">Jio Dhan Dhana Dhan</keyword> plan at Rs 153. In order to fit every pocket, Mukesh Ambani introduced two sachets, launching weekly plans. "If these users were to consume a similar quantity of data on other operator's network, they would spend Rs 4,000 – 5,000 per month. Jio will provide this at only Rs 153 per month, that is one-thirtieth, 3% of the existing price," said Ambani. Ambani dedicated the JioPhone to the nation and said digital life will no longer be the privilege of the affluent few. "JioPhone will make the 2G feature phone obsolete. With this, I am sure Jio will set a new world record. From last quarter of 2017, all Jio phones will be made in India. We are targeting to have 5 million Jio Phones a week," said Ambani. JioPhone is a ‘Made in India’ 4G VoLTE enabled smartphone and is designed to be easy and friendly. The JioPhone supports all Indian languages. Voice calls from JioPhone will be free and 50 crore feature phone users don't have access to basic internet. Today, every young India should have information access at his fingertips and this is what JioPhone will enable," said Ambani. He said the digital disempowerment and unfairness must end and Jio is committed to end it. "We shall achieve this in three ways – Connectivity, Data Affordability and Device Affordability," said Ambani.

Breaking News: Mukesh Ambani launches ‘JioPhone’ for free. Here are all the details

<img class="gwt-Image" src="/photo/58132071.cms" /> 
 <keyword id="6354504" type="UNKNOWN" weightage="20" keywordseo="Reliance-Jio">Reliance Jio</keyword> is at it again, it has just launched a <a href="http://www.businessinsider.in/jio-is-back-with-a-new-tariff-plan-jio-dhan-dana-dhan-refuses-to-take-the-heat-for-shut-down-of-its-summer-surprise-plan/articleshow/58129341.cms">brand new tariff plan</a> only days after it had launched the ‘<keyword id="4364832" type="UNKNOWN" weightage="20" keywordseo="Jio-Summer-Surprise">Jio Summer Surprise</keyword>’ plan for the <keyword id="2003276" type="UNKNOWN" weightage="100" keywordseo="Jio">Jio</keyword> Prime members. However Jio had to discontinue the Summer Surprise offer as the Telecom Regulator of India put a stop to it saying it does not comply with the existing regulatory framework. And now the newest telecom player is out with a new ‘<keyword id="4405392" type="UNKNOWN" weightage="100" keywordseo="dhan-dana-dhan">Dhan Dana Dhan</keyword>’ tariff plan which is a Rs. 309 plan instead of the erstwhile Rs. 303 plan for services for three months. Here’s everything you need to know about Jio’s new plan. 
 What is <keyword id="4405573" type="UNKNOWN" weightage="20" keywordseo="jio-dhan-dhana-dhan">Jio Dhan Dhana Dhan</keyword>? 
Jio Dhan Dhana Dhan provides unlimited data and voice benefits for 3 months (84 days). If you are already a Jio prime member, you can recharge with Rs. 309 and get 1GB data per day, unlimited local, STD, national roaming voice calls &amp; SMS and access to Jio premium apps. You can also recharge with Rs. 509 and get 2GB data per day, unlimited local, STD, national roaming voice calls &amp; SMS and access to Jio premium apps. In case you are not a Jio Prime Member, you can recharge with Rs. 408 or Rs. 608 and enjoy the above benefits. 
 
Can Jio Prime Member recharge now? 
Yes. On the first recharge with these plans, you will get 3 months (84 days) validity. 
 
If recharged with 149 or lower plan, how to get Jio Dhan Dhana Dhan benefits? 
You can recharge with Rs. 408 (309 + 99) or Rs. 608 (509 + 99) plan and enjoy the benefits of Jio prime membership along with Jio Dhan Dhana Dhan. Thereafter the plan validity will be 1 month on every recharge. 
 
Can one get Jio Dhan Dhana Dhan benefits along with Jio summer surprise offer? 
No, you can use either of the plans. 
 
What is the amount that one needs to pay for a new prepaid connection w.e.f. 11th April? 
You can recharge with Rs. 408 (309 + 99) or Rs. 608 (509 + 99) plan and enjoy the benefits of Jio prime membership along with Jio Dhan Dhana Dhan. 
 
What is the validity of Jio Dhan Dhana Dhan? 
Jio Dhan Dhana Dhan is available for existing and new customers till further notice. Under this offer, you will enjoy the unlimited benefits for 3 months (84 days) when you do the first recharge. 
 
Can existing customer get Jio Dhan Dhana Dhan benefits if they recharge now? 
Jio Dhan Dhana Dhan benefits for existing customers will start from 16th April 2017 onwards. 
 
When will Jio Dhan Dhana Dhan start for a new customers? 
Jio Dhan Dhana Dhan benefits will start immediately on activation and will be valid for 3 months (84 days). 
 
Photo Credit: <a href="http://telecom.economictimes.indiatimes.com/">ET Telecom</a>

Here’s everything you need to know about Jio’s latest ‘Dhan Dana Dhan’ tariff plan

The much-awaited 4G VoLTE feature phone from <keyword id="6354504" type="UNKNOWN" weightage="100" keywordseo="Reliance-Jio">Reliance Jio</keyword> might get launched within this month, and the price has been put to be as low as Rs 500 by brokerage HSBC. This move by <keyword id="10926" type="CITY" weightage="100" keywordseo="Reliance">Reliance</keyword> would once again hit the rival telcos hard, who are yet to recover from the shock of <keyword id="2003276" type="UNKNOWN" weightage="100" keywordseo="Jio">Jio</keyword>’s free data and voice calling offers that were launched in September last year. The launch could coincide with <keyword id="6355199" type="CITY" weightage="100" keywordseo="Reliance-Industries">Reliance Industries</keyword>' annual general meeting on July 21. It would probably follow Jio's new tariff plan with aggressive price-points that is expected to happen in a couple of days, now that the Dhan Dhana Dhan offer is about to close. Rajiv Sharma, HSBC director and telecoms analyst, said in a note that the price of Jio’s 4G feature phone could be "at a paltry Rs 500 (sub-$8) to lure 2G subscribers to directly switch to 4G, "which implies "Jio subsidising each handset by as much as $10-15 (Rs 650-975)." "This launch can create the next wave of disruption in the telecom market," a top executive of one of the leading telcos told <a href="http://economictimes.indiatimes.com/news/company/corporate-trends/reliance-jio-may-disrupt-the-market-again-with-rs-500-handset/articleshow/59448452.cms">ET</a>. "Not just us, but the existing players could surely lose a chunk of their low-end voice customers - most of whom are pre-paid - once this 4G feature phone is launched." The phone would probably flood the market, since more than 18 million units have been ordered, the shipment of which would begin from July end or early-August, with a launch around India’s Independence Day on August 15th.

WIth a 4G phone for Rs 500, Jio will hit rival telcos even harder

Telecom minister <keyword id="6357016" type="PERSON" weightage="100" keywordseo="Manoj-Sinha">Manoj Sinha</keyword> has said that the Indian government is thinking against selling airwaves that support <a href="http://www.businessinsider.in/tech/mobile/5G-in-India/articleshow/52759218.cms">5G technology</a>, considering that 5G is still a work in progress even in foreign countries. In an interview to <a href="http://economictimes.indiatimes.com/opinion/interviews/time-not-right-for-5g-spectrum-auction-focus-is-to-connect-the-unconnected-manoj-sinha/articleshow/58407360.cms">ET</a>, Sinha said that aid the government is yet to decide on the time frame for the next auction, and is not prepared for selling 5G airwaves as of now. Also read: <a href="http://www.businessinsider.in/tech/mobile/50000-villages-yet-to-get-mobile-network-manoj-sinha/articleshow/58146777.cms">50,000 villages yet to get mobile network: Manoj Sinha</a> He also talked about the enmity between <keyword id="1543410" type="UNKNOWN" weightage="100" keywordseo="Reliance-Jio-Infocomm">Reliance Jio Infocomm</keyword> and other players of Indian telecom market, saying that this resentment towards Jio was expected, given that a new entrant always faces resistance from existing players. He added that Jio’s entry has <a href="http://www.businessinsider.in/tech/mobile/dhan-dhana-dhan-tariffs-submitted-to-trai/articleshow/58260455.cms">proven to be beneficial</a> for the consumer. Mentioning the debt that telecom sectors have from banks, he said that the telecom ministry ensures the economic wellbeing of the sector, using its rights under the regulatory framework. Talking of the tension <a href="http://www.businessinsider.in/small-business/reliance-jio-vs-bharti-airtel-battle-ground-shifts-to-cci-airtel-hits-back-at-jio/articleshow/57019114.cms">between Jio and other existing players</a>, he said that even though the tiff was expected, the sector will most likely emerge from these ups and downs. When asked about the broad focus points for the telecom ministry over the coming two to three years, he said that the first focus is to connect the unconnected, after which there are plans to take Wi-Fi to all gram panchayats. He also mentioned the achievement of <a href="http://www.businessinsider.in/small-business/tech/digital-india-backbone-bharat-net-gets-an-allocation-bump-in-budget-2017/articleshow/56911720.cms">BharatNet</a>, ministry’s ambitious project to make wi-fi available to 250,000 gram panchayats, saying that 226,446 km of pipe has been laid, 204,322 km cable has been laid, 90,564 gram panchayats have been covered and by 30th April, 100,000 gram panchayats will be covered by optical fibre. He mentioned December 2018 to be the possible deadline for covering all 250,000 gram panchayat.

5G spectrum can wait, says telecom minister Manoj Sinha

RS Sharma, the chairman of Telecom Regulatory Authority of India (<a href="http://businessinsider.in/topic/TRAI" target="_blank">TRAI</a>), has said that a section of telcos has been making "too much of noise," lately. He also dismissed telcos’ demand to fix the interconnect usage charge (IUC) as the minimum price of a voice call. IUC is the price that a caller's operator pays to the receiving party's operator. Indian telcos like <a href="http://www.businessinsider.in/markets/economy/airtel-and-vodafone-to-keep-price-war-on-to-counter-jio/articleshow/58313681.cms" target="_blank">Bharti Airtel, Vodafone India</a> and Idea Cellular had asked <keyword id="6356988" type="PERSON" weightage="100" keywordseo="TRAI">TRAI</keyword> to fix IUC of 14 paisa per minute as the floor for retail voice tariffs. "There is too much of noise saying that the regulator must fix the minimum price. I don't think that's really a correct thing to do for a regulator. The price is under forbearance; both the top and bottom should be under forbearance. It cannot be that for customers you can raise as much as you want, but you can't take it below a certain threshold," Sharma told <a href="http://economictimes.indiatimes.com/news/economy/policy/airtel-vs-voda-vs-jio-trai-chief-says-telcos-making-too-much-of-noise-rules-out-floor-for-call-rates/articleshow/58504570.cms" target="_blank">ET</a>. The telcos also demanded a ban on new entrant and arch rival Reliance Jio Infocomm's free voice call offer, which has helped the <a href="http://www.businessinsider.in/small-business/companies/mukesh-ambani-wants-jio-to-reflect-verizons-success/articleshow/58379547.cms" target="_blank">Mukesh Ambani</a>-led company to gain <a href="http://www.businessinsider.in/small-business/companies/jio-to-continue-with-attractive-offers/articleshow/58374710.cms" target="_blank">100 million subscribers</a> in just 170 days of its launch. Also read: <a href="http://www.businessinsider.in/Reliance-Jio-submits-Dhan-Dhana-Dhan-tariffs-with-TRAI/articleshow/58260455.cms" target="_blank">Reliance Jio submits Dhan Dhana Dhan tariffs with TRAI</a> Talking about the global issue of <a href="http://www.businessinsider.in/tech/content-providers-and-telcos-support-net-neutrality/articleshow/58235841.cms" target="_blank">net neutrality</a>, Sharma said that TRAI will hold at least three open house discussions and consult experts and academicians before coming out with its recommendations in July. (Image source Voice&amp;Data)

Fed up of telcos bickering, TRAI chief rules out floor for call rates

<img class="gwt-Image" src="/photo/58129389.cms" /> 
 <keyword id="6354504" type="UNKNOWN" weightage="20" keywordseo="Reliance-Jio">Reliance Jio</keyword> is on a tariff plan spree, the new telecom operator has been <a href="http://www.businessinsider.in/reliance-jio-may-come-with-new-set-of-tariff-plans-to-retain-the-100-million-subscriber-mark/articleshow/57919550.cms">coming out with new tariff plans </a>one after the other with the word FREE splashed all across the plans. The newest tariff plan from <keyword id="2003276" type="UNKNOWN" weightage="20" keywordseo="Jio">Jio</keyword> is called <keyword id="4405391" type="UNKNOWN" weightage="100" keywordseo="jio-dhan-dana-dhan">Jio Dhan Dana Dhan</keyword>. The new tariff plan provides special recharge benefits to Jio customers in which they can enjoy unlimited data and voice benefits for 3 months (84 days). With one-time recharge amount of Rs. 303, Jio ‘Prime members’ get 1GB data per day, unlimited local, STD, national roaming voice calls &amp; SMS and access to Jio Premium apps. With a one-time recharge of Rs. 509 customers can get 2GB data per day, unlimited local, STD, national roaming voice calls &amp; SMS and access to Jio Premium apps. In case you are not a Jio Prime member, you can recharge with Rs. 408 or Rs. 608 and enjoy the above benefits. 
 This is the newest plan from Jio and yet another quest to hold on tight to the over 100 million subscribers that the 4G player has been able to pull in with the longest running free trial that started from 5th of September. Right after the ‘Happy New Year’ plan ended on 31st of March, Jio announced its Summer Surprise tariff plan for the Jio Prime Members which was essentially free services till July with Just Rs. 303, but Jio had to discontinue the plan as the telecom regulator <keyword id="6356988" type="PERSON" weightage="20" keywordseo="TRAI">TRAI</keyword> intervened in the matter and ordered Jio to stop the free services. Now Jio is back with a new plan called <keyword id="4405392" type="UNKNOWN" weightage="20" keywordseo="dhan-dana-dhan">Dhan Dana Dhan</keyword> where the customers have to pay just a few extra rupees than the previous plan and get to use all Jio services for for free for three months straight. While the plan is out and Jio is asking customers to get on board this new plan, we will have to see what the telecom regulator has to say about Jio latest tariff plan.

Jio is back with a new tariff plan, Jio Dhan Dana Dhan, refuses to take the heat for shut down of its Summer Surprise plan

There is certainly no end to offers for Jio customers; <keyword id="10591" type="CITY" weightage="100" keywordseo="Samsung">Samsung</keyword> too has a special offer for Jio customers. Samsung today launched the Galaxy S8 and Galaxy S8+ and it announced a special partnership with <keyword id="6354504" type="UNKNOWN" weightage="20" keywordseo="Reliance-Jio">Reliance Jio</keyword>. Samsung and Jio have come together to provide.. well.. double the data for all Jio consumers! In what is called the ‘Double Data offer’, Samsung will double the data for all Jio Prime Members. So on a monthly recharge of INR 309 users will get 448 GB of 4G data over 8 months. Which means all Jio customers will get a total of 2GB per day with Samsung’s Double Data Offer. READ ALSO: <a href="http://www.businessinsider.in/samsung-latest-galaxy-phones-s8-and-s8-launched-in-india-on-the-face-of-it-its-all-about-power-and-precision-/articleshow/58262484.cms" data-type="tilCustomLink">Samsung's latest Galaxy phones S8 and S8+ launched in India; on the face of it, it’s all about power and precision</a> Reliance Jio had recently announced its ‘Dhan Dana Dhan’ plan where customers can avail three month’s worth data for the price of one i.e Rs. 309. While Jio’s offer will go on till July this year, (that is if Jio does not come up with a new offer) Samsung’s offer for Jio customers will start from 5th of May and go on till the end of the year.

Samsung partners with Jio and doubles the data for all Jio customers buying the new S8 or S8+

Chinese mobile chip maker <keyword id="2503529" type="ORGANIZATION" weightage="100" keywordseo="Spreadtrum-Communications">Spreadtrum Communications</keyword> is said to be in the process of manufacturing a 4G-enabled feature phone that would cost around Rs 1500 in the Indian market, half from the current starting prices of 4G phones from Indian brands like Lava and <a href="http://www.businessinsider.in/topic/Micromax">Micromax</a>. "We are working on a technology that makes a Rs 1,500 4G feature phone viable. We have already started concept promotions to our partners," Spreadtrum Communications' country head Neeraj Sharma told <a href="http://economictimes.indiatimes.com/tech/hardware/you-could-soon-buy-a-4g-feature-phone-at-just-rs-1500/articleshow/58467323.cms">ET</a>. This has prompted both Lava and <keyword id="71696" type="COMPANY" weightage="100" keywordseo="Micromax">Micromax</keyword>, along with Karbonn, to reduce prices of their entry level feature phones. Other than Spreadtrum, <a href="http://www.businessinsider.in/small-business/companies/reliance-is-pumping-2-8-billion-more-in-jio-after-registering-profits/articleshow/58355844.cms">Reliance Jio Infocomm</a> is also said to be planning an affordable range of 4G VoLTE feature phones priced under Rs 1,500. Subscribers can only use 4G enabled phones to make use of Jio services. Also read: <a href="http://www.businessinsider.in/dhan-dhana-dhan-tariffs-submitted-to-trai/articleshow/58260455.cms">Reliance Jio submits Dhan Dhana Dhan tariffs with TRAI</a> Spreadtrum Communications has also partnered with Reliance Industries to power its inexpensive range of <a href="http://www.businessinsider.in/tech/mobile/Reliance-4G-smartphones-under-Rs-3000/articleshow/53116090.cms">LYF</a> Flame 5 smartphone. With Lava, it had partnered for Lava M14G-enabled feature phone, available to customers for Rs 3,599. Due to the rising popularity of Jio’s high-speed 4G data plans that are <a href="http://www.businessinsider.in/small-business/companies/jio-to-continue-with-attractive-offers/articleshow/58374710.cms">aggressively priced</a> to take on rivals like <a href="http://www.businessinsider.in/tech/mobile/airtel-cries-foul-says-jio-took-too-much-time-to-comply-with-trai-order/articleshow/58104896.cms">Airtel</a>, Vodafone and Idea, handset makers have shown increasing focus towards low-cost 4G feature phones.

A 4G phone at Rs 1,500 could soon be a reality

<a href="http://www.businessinsider.in/reliance-is-pumping-2-8-billion-more-in-jio-after-registering-profits/articleshow/58355844.cms">Reliance Jio Infocomm</a> is most likely to continue with its pricing strategy of slashed prices and sharp discounts over the next 12-18 months, so that it can gain about 15% of India's wireless subscribers, up from its existing base that has 6% of such subscribers.This move will most definitely prove to be daunting for its rivals, like <a href="http://www.businessinsider.in/latest/scared-of-jio-airtel-rolls-out-free-high-speed-data-for-postpaid-consumer/articleshow/58206612.cms">Bharti Airtel</a>, <keyword id="6354924" type="PERSON" weightage="100" keywordseo="Idea-Cellular">Idea Cellular</keyword> and Vodafone, pressurising their average revenue per user (ARPU). Also read: <a href="http://www.businessinsider.in/airtel-and-vodafone-to-keep-price-war-on-to-counter-jio/articleshow/58313681.cms">Airtel and Vodafone to keep price war on to counter Jio</a> These telecom companies are already facing tough times because of Jio, having their ARPU capped at about Rs 300. It was in March that Jio had set a target of <a href="http://www.businessinsider.in/tech/heres-how-reliance-jio-aims-to-gain-50-market-share-by2020/articleshow/57462001.cms">capturing 50% market share</a> by 2020. After its free services offer ended on March 31st, Jio has seen a dip in the rate of subscriber addition, which has prompted the telco to maintain its aggressive pricing.After it started services on September 5th, the company reached the <a href="http://www.businessinsider.in/reliance-jio-may-come-with-new-set-of-tariff-plans-to-retain-the-100-million-subscriber-mark/articleshow/57919550.cms">100 million user mark</a> in the first 170 days, having added consumers at an average of 600,000 a day. This resulted in Jio getting a subscriber base of 109 million by March 31st.Also read: <a href="http://www.businessinsider.in/tech/mobile/dhan-dhana-dhan-tariffs-submitted-to-trai/articleshow/58260455.cms">Reliance Jio submits Dhan Dhana Dhan tariffs with TRAI</a> As per a report from <keyword id="6354527" type="CITY" weightage="100" keywordseo="Nomura">Nomura</keyword>, Jio’s rate of customer additions dipped because it had already reached a majority of almost 134 million available 4G phones in India by March 31.

Jio likely to continue with slashed prices to gain maximum subscribers

<img class="gwt-Image" src="/photo/48051362.cms" /> In the past few days many celebrities have raised their voice against the appointment of TV actor <keyword id="258297" type="PERSON" weightage="80" keywordseo="Gajendra-Chauhan">Gajendra Chauhan</keyword> as the <keyword id="2898983" type="UNKNOWN" weightage="80" keywordseo="FTII-chairman">FTII chairman</keyword>. Now film-maker <keyword id="30014" type="PERSON" weightage="80" keywordseo="Vivek-Agnihotri">Vivek Agnihotri</keyword>, whose political satire ‘Buddha In A Traffic Jam’ recently won the Best Original Screenplay in a foreign language award at the Madrid International Film Festival, has extended full support to FTII students. Pointing towards the qualification of Chauhan, he told Business Insider (BI) that “one can’t give a chance to a raw pilot to fly a Dreamliner and an intern to do a bypass surgery on a patient.” The controversy is very far from over; the students of the prestigious <keyword id="129188" type="ORGANIZATION" weightage="80" keywordseo="Film-and-Television-Institute-of-India">Film and Television Institute of India</keyword> (FTII) have been agitating for over 30 days and have declared that they would continue to protest against <keyword id="14666" type="ORGANIZATION" weightage="80" keywordseo="BJP">BJP</keyword> member Chauhan’s appointment as the new head of the governing council. 

	Agnihotri, who directed movies such as ‘Hate Story’, and ‘Chocolate’, ‘Dhan Dhana Dhan Goal’, told BI: “Chauhan is not qualified for this job. I don’t care what movies he has done or their quality. What matters is that he has no track record, views, and above all vision for cinema.”
 

	Chauhan, who played the role of 'Yudhishthir' in popular television serial "Mahabharata", on his part remained unfazed and said he should be given a chance and allowed to work.
 The film-maker, whose wife actor <keyword id="6158" type="PERSON" weightage="80" keywordseo="Pallavi-Joshi">Pallavi Joshi</keyword> has stepped down on July 6 from the <keyword id="2929545" type="ORGANIZATION" weightage="60" keywordseo="FTII-Society">FTII Society</keyword> in an expression of solidarity with students, said: “Chauhan claims he has done over 70 serials. So what? Even a junior artist does over 1,000 films.” Chauhan is not suited for the job, he said. On being asked about the role of the <keyword id="384646" type="ORGANIZATION" weightage="80" keywordseo="Information-and-Broadcasting-Ministry">Information and Broadcasting Ministry</keyword> in the controversial appointment, Agnihotri said: “I think I&amp;B authorities underestimated the FTII. They thought it is just an institute with few hundred scholars somewhere in Pune. Who will bother? But it (the decision to appoint Chauhan) boomeranged on them.” 

	He further said the appointment has nothing to do with syllabus or any other administrative issues. “It is about prestige of the institute which, now, everyone unanimously believe will be hampered by Chauhan’s appointment.”
 

	Justifying the strike, he said FTII students are politically more active than engineering or MBA students. In Vivek Agnihotri’s view, an alumnus of Indian Institute of Mass Communication (IIMC), Delhi, the government should not hesitate to change the chairman.
 

	One such change will set the precedence for other institutes and bring the government under pressure, he said, adding: “There will be chaos. It is a complex situation and I am sure sooner or later our pragmatic PM will intervene and find a solution.”
 Agnihotri has worked in advertising agencies including Ogilvy &amp; Mather, JWT and has been a founder member of <keyword id="2947231" type="UNKNOWN" weightage="80" keywordseo="McCann-Erickson-in-India">McCann Erickson in India</keyword>. 
	(Image: Indiatimes)

Film-maker Vivek Agnihotri says, you can’t give ‘anyone’ a chance to run FTII

<ul><li>As the industry copes with the after-effects of the lockdown, which had paralyzed the logistics and production involved in making ad films, communication around IPL has not been very impressive this year. </li><li>A lot of people have been talking about the dearth of quality ads that stand out or that have created an impact this year. </li><li>We speak to experts to find out the reason behind the dip in quality advertising this year and how ad agencies can buckle up to help their clients reap the best benefits in the upcoming days of IPL. </li></ul>Indian Premier League (IPL) has almost become a festival of its own that gives brands an opportunity to reach out to a huge number of people who are glued to their television sets for close to two months every year. Dream11 IPL 2020’s opening match itself was watched by 200 million people, which indicates why IPL is the biggest marketing opportunity for brands this year to bounce back. IPL also brings along an array of wonderful ads every year. In the early years, brands like Vodafone, Kingfisher and Nestle created some spectacular work to take advantage of this uniquely-engaging event. However, the on-going pandemic has brought in a lot of challenges for agencies. They are producing ads with minimum money, trying to operate within the government guidelines of production and selling it for really expensive slots. They are also expected to create an ad that stands out in a sea full of celebrity-endorsing cliches. And after seeing a lean first-half this year, all kinds of brands are trying to cash in on IPL’s fervor. With this increased pressure and responsibility, agencies are working extra hours to meet clients’ expectations. To top that, an air of despondency is still looming around because of the fear of the unknown, blues of working in isolation, pressure to overperform in a dismal atmosphere, salary cuts, work overload and time-crunch. Ergo, COVID-19 has had a clear impact on the country's creative minds as well, possibly leading to unimpressive production this year. A lot of people have been talking about the dearth of quality ads that stand out or that have created an impact this year. A few experts did appreciate Dream11 and Khatabook for their IPL ads but largely, they were disappointed with the plunge in quality ads. <div type="twitter" handle="anubhavsinha" handlename="Anubhav Sinha" image="http://pbs.twimg.com/profile_images/1297501233310138368/6ehw_DUO_normal.jpg" favoritecount="2869" retweetcount="141" status="Who has Directed the Dream11 commercials? Very nice and all the cricketers are acting so well. @agracadabra" createdat="1600876574000" id="1308797330389229568"></div> Roshan Abbas, MD and Founder, Geometry Encompass took to Twitter and said, “The drought in quality advertising during IPL is mind boggling. Show me one good ad, please one good ad.” <div type="twitter" handle="roshanabbas" handlename="Roshan Abbas" image="http://pbs.twimg.com/profile_images/1296454010052808704/zIDYh7wP_normal.jpg" favoritecount="118" retweetcount="9" status="The drought in quality advertising during IPL is mind boggling. Show me one ad, pls one good ad! @AnantRangaswami" createdat="1600839200000" id="1308640574233223168"></div> On lack of quality, Satbir Singh, Founder and CCO of Thinkstr, commented, “Over the next 45 days, clients are going to spend over 2,000 crores on ads on IPL. About 500 crores on celebrities. And, looking at the ads, a couple of crores in creative fees.” <div type="twitter" handle="thesatbir" handlename="Satbir Singh" image="http://pbs.twimg.com/profile_images/1263439382133927941/1jXTTKoe_normal.jpg" favoritecount="506" retweetcount="68" status="Over the next 45 days, clients are going to spend over 2,000 crores on ads on IPL. About 500 crores on celebrities.… https://t.co/nKQbSM3jz9" createdat="1600616932000" id="1307708312478121984"></div> <div type="twitter" handle="dabas_jeetu" handlename="Jitender Dabas" image="http://pbs.twimg.com/profile_images/1137186055126278145/nFmzhBxz_normal.jpg" favoritecount="19" retweetcount="2" status="Buy the most expensive raw ingredients in large quantities, spend more money on fancy ingredients &amp; spices ... the… https://t.co/1qPtZMGY8Y" createdat="1600664254000" id="1307906794367246336"></div> <div type="twitter" handle="abidmg" handlename="Abid. M" image="http://pbs.twimg.com/profile_images/1275706817524510721/zTzvK04N_normal.jpg" favoritecount="2" retweetcount="2" status="No wonder ads are looking lousy these days. Increase creative budgets. Make better ads. https://t.co/PUDONAwtWE" createdat="1600659487000" id="1307886799818170369"></div> <div type="twitter" handle="SlyandSulk" handlename="What's in a name?" image="http://pbs.twimg.com/profile_images/1261406875750330368/LSIs7HNY_normal.jpg" favoritecount="3" retweetcount="2" status="Advertising industry leadership is equally at fault. &quot;20 lakh me campaign kar denge saar&quot;&quot;20 lakh me campaign ka… https://t.co/j4iPPLkWM7" createdat="1600664558000" id="1307908069876137984"></div> Lloyd Mathias, Business Strategist and former HP, Asia Marketing Head found this year’s IPL to be quite disappointing. He said, “I guess in their keenness to use cricket and cricket stars the brand proposition has got lost. There are a few exceptions though. My personal favourite is the Swiggy spots – esp. the middle aged men getting together to watch IPL. Harsha Bhogle’s commentary at a key moment lends a great touch. IPL sponsor Dream 11’s ads using the superstars in classic gully street cricket situations with the line ‘yeh apna game hain’ is funny, endearing and tells consumers everyone is an equal when it comes to Dream 11.” On whether lockdown has impacted industry’s creativity, Mathias said, “Not really. I think many advertisers think that a spot in the IPL must be anchored in cricket – and sometimes the best spots have little to do with the sport. Vodafone’s zoozoos are a great case in point.” On the other hand, Ambi Parameswaran, Founder, Brand-Building helped us look at the brighter side and appreciated brands who have trusted in advertising despite seeing gloomy days. Parameswaran said, “There is a lot of debate on the fall of creative quality of ads in this year’s IPL. But this is a false argument. The country faced a severe lockdown and even now the movie halls are yet to open. Film shootings are happening in stages. So it is futile to say that why are the ads not their sparkling best. Instead we should applaud the brands that have boldly decided to advertise. These brands are demonstrating their faith in advertising and its effectiveness. Yes, there is a surfeit of tech-enabled brands and that is to be expected. But there are also so many auto brands, consumer product brands, consumer service brands, etc., that have decided to bet on IPL. Each and every one of those brands needs to be praised and not criticised for their relative tame creative quality. Research has shown, over a broad range of products, the creative quality may account for just about 7 - 11 % of ad effectiveness. The balance rests with media weight and the core messaging. So let us put our hands together for those brave brands who have decided to stimulate the market, nudge the consumer out of their inertia, to start spending.” Earlier while conceptualising TV ads, production challenges were given scant thought while approving scripts. However today, the starting point of conceptualising creatives would be around the associated production constraints, which Ronita Mitra, Founder and Chief Strategist, Brand Eagle Consulting said is one of the reasons why IPL ads are impacted this year. Mitra said, “All these constraints and challenges are visible in the ads being played during IPL 2020. However, these challenging times are also the litmus test of the true creative potential of the creative teams. Due to cuts in marketing budgets, ads have probably been made on much lower budgets. Further given the safety protocols to be followed these days you can see that most brand ads are either old ones or shot with solo models, or using animation. Viewers would also be seeing ads with those filters in mind and therefore be tempering their expectations of the entertainment value of the ads. Still, IPL 2020 could have been the ideal opportunity for brands and agencies to showcase some real creative talent, and to show that creativity and the power of idea can rise above the constraints of low budgets or execution constraints. To that extent, the display of creative thinking has been rather disappointing. For me, the Dream 11 ads are the only ones that stand out for making a serious attempt at creating a series of engaging ads.” Albeit, Kuber Chopra, Founder, Creative &amp; Strategy Director, Rasta, said that lack of creativity is not due to lockdown constraints. Chopra said, “I don't think one should attribute this lack of creativity to the lockdown because all good creatives enjoy good constraints. I am personally just really surprised that no one has done anything contextual which is focussed on the consumers who’ve been dealing with the pandemic. For instance the ad by Paytm featuring Sachin Tendulkar is quite campy where the service is also lost. I really like Dream11’s focus on the active fan. It is also good to see how the cricket demigods have been humanised and are happy to be part of the sobering script. In my opinion, ads need to have some cultural connect with viewers and much of this is missing as is evident even in the ad for Apple 11.” “It’s surprising how brands haven't taken a chance with either new stories or fresh treatment. Decision-makers and creative heads have chosen to be safe,” added Chopra. IPL is considered India’s Super Bowl, not only because it’s the biggest sporting event but also because over the years, it has come to become the benchmark for creativity in advertisements. Shashwat Das, Founder, Almond Branding, said, “Whether it was the iconic Zoozoos or Jio dhan dhanadan, Amazon’s Chonkpur Cheetahs or IPL’s own Jumping Japang campaign, we always looked up to what’s new and path-breaking each season. The expectations have only grown over the years. However, this season, apart from the funny series of Dream11 ads nothing else have yet got people talking. With more digital viewers of IPL this year than ever before, the engagement and online conversations that a brand can pull is the biggest success parameter. Sadly I still remember the DLF Maxima from the initial days of IPL more than any brand campaign this season. I am hoping as the game progresses, brands will rise to the occasion and surprise us.” On how ad agencies can buckle up to help their clients reap the best benefits in the upcoming days of IPL, Sameer Makani, Co-Founder and Managing Director Makani Creatives said, “The industry is still coping up with the after-effects of the lockdown which had led to paralyzing the logistics and production involved in making ad films. Although progress in digital advertising is visible, the attention span of the audience is significantly reduced. Today, it’s about opting for a more concentrated approach and creating content that resonates with the audience instead of conventional carpet bombing. For instance – video content has become an excellent medium to touch, feel and engage with the audience in this new normal. It has helped several brands in channelizing the content in a manner that helps in leverage relationship with customers. The quality of ads depends on how well the advertiser is capable of sending the message and how well the audience perceives the message. This is an opportunity for brands to understand and conceptualize ads as per needs.” The story is not over yet Mathias anticipates that things will change as we get deeper into the league. He said, “I would expect a few brands may release fresh creatives as the tournament progresses. Given that viewership of the IPL has been phenomenal in the first phase and the tournament will build up to the festive season – there should be better advertising on the anvil.” Chopra is hoping to see smaller brands shine on Disney+ Hotstar. “I’m rooting for the iconic equivalent of 'Flipkart Kids' from the ed-tech folks who’ve heavily invested in the IPL. It’s really their moment to own. As a footnote, I’d keep an eye on Disney+ Hotstar -- where smaller advertisers can express themselves efficiently with lower media spends,” said he.

You Searched For "jio dhan dhana dhan" and got 15 results

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5G spectrum can wait, says telecom minister Manoj Sinha

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Film-maker Vivek Agnihotri says, you can’t give ‘anyone’ a chance to run FTII

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Has working remotely led to a dearth of good IPL ads this year?

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