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<keyword id="22003705" type="General" weightage="20" keywordseo="Indian-traders" source="keywords">Indian traders</keyword> involved in <keyword id="22003703" type="General" weightage="20" keywordseo="border-trade" source="keywords">border trade</keyword> with China through the <keyword id="22003704" type="General" weightage="20" keywordseo="Lipulekh-pass" source="keywords">Lipulekh pass</keyword> in Pithoragarh district since 1992, have requested the central government to take up the issue of resumption of border trade through this route with Beijing. The trade route was closed rather suddenly after the outbreak of the Covid-19 pandemic in 2019, forcing Indian traders to return from the <keyword id="22003706" type="General" weightage="20" keywordseo="Taklakot-mart" source="keywords">Taklakot mart</keyword> in Tibet leaving behind their woollen products. Five years have passed but the route has not been opened, an organisation of border traders in Dharchula said. The traders who belong to the <keyword id="22005864" type="General" weightage="20" keywordseo="Bhotia-tribe" source="keywords">Bhotia tribe</keyword> started to raise their demand for reopening of the trade route through Lipulekh after China recently began the process of implementing a pact, in which it had agreed to open all 14 trade passes with Nepal. The implementation of the agreement inked by China and Nepal in December, 2022 began on May 25 this year, when China opened Piangi pass situated in Dolpa district of eastern Nepal, president of Bharat Tibetan Simant Vyapar Samiti, Dharchula Jeewan Singh Rongkali said. Three more passes along the Indo-Tibet border in the western region of Nepal that fall in the districts of Humla, Bajang and Darchula will be opened on June 20, 30 and 25 respectively, he said. "We have so far sent 22 applications to the government of India requesting it to take up with the Chinese authorities the reopening of the trade route through Lipulekh pass but have received no response so far," Rongkali said. According to Rongkali, Indian tribal traders from Dharchula alone have left trading items worth Rs 15 lakh in <keyword id="22005865" type="General" weightage="20" keywordseo="taklakot" source="keywords">Taklakot</keyword> Mart of Tibet at the time of closure of border trade in 2019, following the Covid-19 pandemic. "We have no information if our stored goods are safe or in a state of decay. They were stored in plywood covers at the time of closure of trade," Rongkali said. "We want trade with China to be resumed through Lipulekh pass but if for some reason it is not possible then the traders should be given 15 days' time to go to Taklakot to ring back their goods," he said. Goods of over 450 Indian tribal traders have been lying there for the last 5 years, he said. According to Rongkali, over 450 Indian traders used to supply essential goods to villagers of over 45 villages of western Tibet through this trade route since 1992. "Out of over 1.5 crore trade annually, we have paid lakhs of rupees towards customs duty and other taxes to the government of India," said Rongkali. China announced in the year 2022 that it will build trans Himalayan multi-dimensional connectivity with Nepal to restructure the road and communication network with that country, Rongkali said. "As China has not given permission to open our passes along the Indo-China border, we have an apprehension that the mart made for Indian traders in Gakkhu town of Taklakot could be handed over to Nepalese traders," said Rongkali.

Indian traders demand resumption of border trade with China through Lipulekh pass

In a significant diplomatic move, Prime Minister Narendra Modi met with Maldives President Mohamed Muizzu at <keyword id="20751669" type="General" weightage="20" keywordseo="Hyderabad-House" source="keywords" meta.keywordsubtype="org" meta.entityname="Hyderabad House" meta.hostid="261" meta.entityid="Hyderabad House">Hyderabad House</keyword> in Delhi on Monday. This visit is widely seen as an effort to reset ties between the two nations after a year of tense relations. <keyword id="20101322" type="General" weightage="20" keywordseo="President-Muizzu" source="keywords">President Muizzu</keyword>, who arrived in India on Sunday for a five-day visit, received a red carpet welcome. During a joint press briefing, President Muizzu expressed heartfelt gratitude to India, thanking President Droupadi Murmu, <keyword id="19899320" type="General" weightage="20" keywordseo="PM-Modi" source="keywords">PM Modi</keyword> and the people of India for their warm reception. He emphasised the Maldives' deep-rooted ties with India, noting that tourism — especially Indian visitors—remains a crucial pillar of the Maldivian economy. “India is our largest source market for tourists, and we hope to welcome even more Indian visitors in the future,” Muizzu remarked. Key areas of cooperation discussed included economic ties and maritime security, critical given the Maldives' position in the Indian Ocean. Following their talks, India granted the financially struggling Maldives a rollover of USD 100 million in Treasury bills, in addition to formalising a <keyword id="23458604" type="General" weightage="20" keywordseo="currency-swap-agreement" source="keywords">currency swap agreement</keyword> and a ₹3,000 crore currency swap. Prime Minister Modi characterised the "development partnership" as a key component of India-Maldives relations, asserting that India has consistently prioritised the needs of the Maldivian people. "Our development partnership is vital to our relationship with the Maldives, and we have always placed importance on the priorities of its people. This year, SBI rolled over USD 100 million in Treasury Bills, and a USD 400 million currency swap agreement was signed based on the Maldives' requirements," he explained. <div type="Article" hostid="261" msid="106837748" title="Withdraw troops by mid-March, Maldives tells India" mstype="2" mssubtype="0"></div>In September, India announced that the <keyword id="19934368" type="General" weightage="20" keywordseo="State-Bank-of-India" source="keywords" meta.keywordsubtype="org" meta.entityname="State Bank of India" meta.hostid="261" meta.entityid="State Bank of India">State Bank of India</keyword> would purchase Maldivian government bonds worth USD 50 million, following a similar USD 50 million transaction in May 2024. Additionally, Prime Minister Modi and President Muizzu witnessed the first <keyword id="20563654" type="General" weightage="20" keywordseo="RuPay-card" source="keywords">RuPay card</keyword> payment transaction launched in the Maldives and virtually inaugurated the runway at Hanimaadhoo International Airport. Modi stated that India and the Maldives would soon be connected through UPI. "Recently, we launched the RuPay card in the Maldives, and in the future, we will link both countries via UPI," he said during a joint press briefing. Muizzu also expressed his desire to conclude a <keyword id="19945642" type="General" weightage="20" keywordseo="Free-Trade-Agreement" source="keywords">Free Trade Agreement</keyword> with India, a step he believes will open the door to greater Indian investment in the Maldives. Modi emphasised India's commitment to supporting the Maldives through various initiatives, including supplying essential commodities and Covid vaccines, inaugurating airports, and constructing social housing. He noted that a new drinking water project is now operational on 28 islands, providing clean water to over 30,000 residents. The leaders also discussed the opening of consulates in Addu and Bengaluru. Tensions between India and the Maldives escalated following Muizzu's election last year, which saw a shift towards a pro-China stance and the promise to withdraw Indian troops stationed in the archipelago. His visit to China before India in January had raised eyebrows in New Delhi, as it was perceived as a slight. However, since attending Modi's swearing-in ceremony for a third term in June, Muizzu has moderated his anti-Indian rhetoric, signalling a thaw in relations. External Affairs Minister S Jaishankar has stated that the discussions provided "a new impetus" to the relationship. This meeting likely marks a positive turn in Indo-Maldivian relations, setting the stage for further cooperation between the two South Asian neighbours. (With inputs from agencies) <div type="Article" hostid="261" msid="112094153" title="Maldives President Muizzu thanks India for economic support, affirms hope of signing FTA" mstype="2" mssubtype="0"></div>

Maldives President Muizzu met with PM Modi in Delhi today. Here’s how it went!

Ah, <keyword id="18712" type="General" weightage="20" keywordseo="Gold" source="Orion">gold</keyword>! The shiny metal that's been making humans lose their minds since time immemorial. And yet, from King Midas to our neighbourhood aunty and even our moms (and secretly dads), everyone seems to have a super soft spot for the bullion. But here's the kicker: right now, gold prices are breaking all records on their upward trajectory! As of today, prices of 24k carat gold have passed the Rs 80,000 mark per 10 grams. And if experts are to be believed, this train isn't stopping anytime soon! So, as shiny as gold might look, adding even a bit of its glitter as we start decking up for the festive season might not be so easy on your pockets. But let's admit it—we love our gold and can't live without it. No wonder India is the second-largest consumer of the yellow metal in the world, only behind <keyword id="1334" type="General" weightage="20" keywordseo="China" source="Orion">China</keyword>. Such is our fondness for the metal that the <keyword id="20195223" type="General" weightage="20" keywordseo="world-gold-council" source="keywords">World Gold Council</keyword> had to up our 2024 annual demand forecast to 850 tonnes, up from the previously estimated 750 tonnes. However, our love for gold isn't just about looking fabulously embellished and blinding people with its bling. Indians also see gold as a long-term, trusty investment, supporting our other hard-earned assets, especially when high <keyword id="22195" type="General" weightage="20" keywordseo="Inflation" source="Orion">inflation</keyword> rates pull our returns down. After all, while inflationary pressures generally weaken the purchasing power of our regular paper money, gold is built differently. When the world is buckling to inflation, gold gains value during these times. This is also why it is considered a solid hedge against inflation. With Diwali and Dhanteras knocking at our doors, the inflation demon continued to bother India like a guest who refused to leave. Just last month, the Consumer Price Index (CPI) stood at 5.49%, much higher than the anticipated levels. Moreover, the diverging policy stances among central bankers worldwide, growing geopolitical tensions, tough job markets, and extreme weather events are only adding to the uncertainty. In such economically uncertain times, what should your gold strategy be this festive season? To buy or not to buy, that is the question. Well, let’s get to it. <h2><keyword id="20050894" type="General" weightage="100" keywordseo="gold-etfs" source="keywords">Gold ETFs</keyword> to the rescue</h2>See, buying physical gold jewellery is certainly a flex, but also a financial fuss. First, you pay a heavy amount to buy gold. Not to mention all those extra, hefty jewellery-making charges. And then you pay even more money to keep it safe in a bank locker, lest it get stolen. But what if we tell you that you can own pure <keyword id="3311599" type="General" weightage="20" keywordseo="24K-gold" source="Orion">24k gold</keyword>, minus all these frills? Welcome, Gold ETFs (Exchange Traded Funds). Simply put, gold ETFs are like the cool cousins of your traditional gold investments. Instead of stashing gold bars under your mattress like those maniac millionaires we see in Bollywood films, you can now invest and trade in gold through the stock market. It's basically buying units of an ETF on the stock exchange that directly mirror the ongoing domestic prices of gold. Generally, gold ETFs are equivalent to 99.5% pure physical gold bars, and each ETF unit denotes actual, one gram of gold. And let's face it, who would not want that golden glow in their lives? Gold ETFs have witnessed an over seven-fold surge in their AUM (assets under management) in just the last five years. From Rs 5,613.22 crore in September 2019 to Rs 39,823.50 crore in September 2024, gold ETFs seem to be in-thing. Inflows in gold ETFs have shot up by a whopping 2,695% over the last 5 years. In September 2019, gold ETFs had garnered a mere Rs 44.11 crore. Compare that to the inflows worth Rs 1,232.99 crore gold ETFs received last month. Talk about growing, or glowing popularity! In fact, in just 2024, inflows in gold ETFs have surged by nearly 88% since the beginning of this calendar year. From Rs 657.46 crore in January 2024 to Rs 1,232.99 crore in September 2024, good old gold is never out of season. <h2>So, how do these ETFs work? Should I invest in them now?</h2>All you need is a Demat account. Log into your account, choose the gold ETF scheme you want to invest in, and voila! You’re now a bullion-aire! All your gold ETF units will be stored in this account. Then, you can buy and sell gold ETFs just like you buy shares—in real-time. So, if gold prices inch upwards, which is where gold is currently going, the value of your ETF units will also rise in lockstep. Ashwini Kumar, Senior Vice President and Head of Market Data at ICRA Analytics, says that of late, gold ETFs have been increasingly gaining popularity among investors due to the liquidity, safety and transparency they offer. "With the escalating global geopolitical tensions boosting the ‘safe-haven’ appeal of the bullion, investors are preferring to park their funds in gold ETFs as compared to investing in physical gold, as there is no hassle of storing it. The heightened activity in gold ETFs is also driven by the prospects of an imminent further interest rate cut by the <keyword id="20078761" type="General" weightage="20" keywordseo="u-s-federal-reserve" source="keywords">U.S. Federal Reserve</keyword> in the coming months,” he added. “Investors with a short- to medium-term investment horizon may consider investment through gold ETFs. A buy-on-dips strategy here may help investors capitalise on a temporary correction in prices. Also, given the current market dynamics where equities are showing mixed trends, a modest, 5-10% allocation to gold may serve as a hedge against inflation and market volatility, which may help you balance risks in an optimum manner,” Kumar noted. <h2> Wait, there is no dearth of options</h2>But if ETFs make you go WTF, there’s always digital gold. You can invest in the yellow metal without actually physically holding it for as low as Rs 1. The best part? You can buy or sell this gold 24 X7 seamlessly via multiple apps without having to pay storage costs. On your behalf, your gold is stored in insured vaults by the seller. But remember, digital gold continues to remain unregulated territory in the country, where you venture at your own risk. In 2021, market watchdog SEBI had even asked its members to desist from selling digital gold. Then there are gold mutual funds and the Sarkari SGBs, or sovereign gold bonds. While gold mutual funds invest primarily in gold ETFs, SGBs are issued by the <keyword id="19899808" type="General" weightage="20" keywordseo="rbi" source="keywords">RBI</keyword> and are also a reliable substitute for holding physical gold. However, with the RBI currently putting brakes on issuing SGBs, investing in them is out of the question. Plus, you should only get your hands on SGBs if you're in for the long haul. Apart from a 2.5% p.a. interest, you don't have any yearly earnings from them. Moreover, no premature redemption is allowed before 5 years, and you'll have to wait a good 8 years to maximise your returns. <h2> Okay, tell me about returns</h2>In contrast, the seventeen gold ETF schemes currently present in the market offer an average one-year return of 29.12%. Stay with it a little longer, and you can end up with returns worth 16.93% and 13.59% over a 3 and 5-year period, respectively. If you look at it, these returns are comparable with the returns delivered by actual, physical gold. Data from Value Research indicates that gold, as a commodity, has delivered returns worth 27.24%, 16.53%, and 14.18% over a 1, 3, and 5-year period, respectively. So, worth investing, right? <h2>What are the risks?</h2>See, stock markets are as unpredictable as monsoons in Mumbai. One significant market correction can wash away your returns, and one sunny day or an upswing can leave you wallowing in wealth. Since your gold investments are directly linked to these markets, you should steel yourself up for some volatility. Plus, international gold prices are in dollars. So, if our rupee decides to take a nosedive, your returns might look a bit tarnished. Also, know that your ETF might not always perfectly mirror gold prices, which is also known as a tracking error. It's like expecting your Zomato-ordered food to look exactly like the picture on the menu—it's close, but not quite. Then there’s the taxation bit. The budget this year brought down the <keyword id="20552259" type="General" weightage="20" keywordseo="ltcg" source="keywords">LTCG</keyword> (long-term capital gains tax) on gold ETFs from the previous 20% to 12.5% (sans indexation). LTCG is what you pay if you sell your ETF units after 12 months. If you sell your gold ETF units within a year and make handsome returns, the tax you’ll have to pay will be equivalent to your income tax slab rate. <h2>Is gold just for old?</h2>A survey by fintech firm Moneyview thinks otherwise. Per their findings, over 85% of the 3,000 respondents it talked to considered gold to be a valuable asset for wealth preservation, with its intrinsic value and historical performance continuing to drive consumer confidence. Particularly, young investors in the age group of 25–40 years are also investing in gold via both physical and digital ways to build wealth for retirement and other long-term goals. So, young or old, everyone’s going for gold. So, this festive season, with gold prices going north, investing in gold can add that much-needed glitz to your financial attire. But remember, don't go overboard since gold isn't exactly a high-return-yielding asset. But whether you're a seasoned investor looking to diversify or a newbie trying to make their way in the markets, investing in gold offers you a glittering safety cushion. Just remember, while gold can make your portfolio shine, it's your smart investment decisions that truly make you golden. Disclaimer: The content on this website is for informational purposes only and should not be construed as investment advice. We recommend readers consult certified, qualified, and registered advisors for professional and personalised financial advice.

Can investing in gold this festive season add the much-touted Midas touch to your investments?

<ul class="summary-list"><li>US stocks were mostly lower Wednesday as the semiconductor industry took a hit.</li><li>The Biden administration is considering stricter trade restrictions on China’s access to chips.</li></ul>US stocks were mostly lower on Wednesday after as tech slid on bad news in the chip sector. The Biden administration is considering the strictest trade restrictions yet on China and its ability to access semiconductor products that utilize American technology.The restrictions would limit foreign companies like ASML from selling their EUV lithography machines to China, as the company's founding in 1984 is based on technology developed in America.Shares of <a target="_blank" class="" href="https://markets.businessinsider.com/stocks/asml-stock?miRedirects=1">ASML</a> and <a target="_blank" class="" href="https://markets.businessinsider.com/stocks/nvda-stock?miRedirects=1">Nvidia</a> dropped 7% and 4%, respectively.Meanwhile, <a target="_blank" class="" href="https://www.businessinsider.com/donald-trump-taiwan-took-chip-business-pay-us-protection-manufacturing-2024-7">comments from former President Donald Trump</a> sent shares of <a target="_blank" class="" href="https://markets.businessinsider.com/stocks/tsm-stock?miRedirects=1">Taiwan Semiconductor</a> lower by about 6% on Wednesday.In an interview with Bloomberg conducted at the end of June, Trump said Taiwan should pay for US defense, claiming that the country "doesn't give us anything."Trump also said the country took "about 100% of our chip business."Taiwan Semiconductor is the largest chip manufacturer in the world, and countless American companies depend on it to manufacture chip designs that are developed in America.The rally that's taken hold in the broader stock market paused, though the Dow Jones Industrial Average continued to gain early Wednesday. Investors have enjoyed a wider breadth of stock market gains since last week, when markets began betting on steeper rate cuts from the Federal Reserve. The small-cap Russell 2000 in particular has had a stellar few days, up more than 10% in the last five trading sessions. Here's where US indexes stood shortly after the 9:30 a.m. opening bell on Wednesday:<ul><li><a target="_blank" href="https://markets.businessinsider.com/index/s&amp;p_500?utm_source=markets&amp;utm_medium=ingest%3Futm_source%3Dmarkets&amp;utm_medium=ingest&amp;utm_medium=ingest&amp;utm_source=markets">S&amp;P 500</a>: 5,616.00, down 0.88% </li><li><a target="_blank" href="https://markets.businessinsider.com/index/dow_jones?utm_source=markets&amp;utm_medium=ingest%3Futm_source%3Dmarkets&amp;utm_medium=ingest&amp;utm_medium=ingest&amp;utm_source=markets">Dow Jones Industrial Average</a>: 41,020.73, up 0.16% (+50.12 points)</li><li><a target="_blank" href="https://markets.businessinsider.com/index/nasdaq_composite?utm_source=markets&amp;utm_medium=ingest%3Futm_source%3Dmarkets&amp;utm_medium=ingest&amp;utm_medium=ingest&amp;utm_source=markets">Nasdaq composite</a>: 18,211.44, down 1.66%</li></ul>Here's what else is going on today:<ul><li><a target="_blank" class="" href="https://markets.businessinsider.com/news/stocks/stock-market-outlook-bond-warning-signal-flashes-1999-first-time-2024-7">A reliable indicator in the bond market is flashing warning signals for stocks for the first time since 1999.</a></li><li><a target="_blank" class="" href="https://markets.businessinsider.com/news/stocks/stock-market-rally-broadens-small-caps-another-win-for-bulls-2024-7">The massive rally in small-cap stocks has helped alleviate a growing fear among investors this year.</a></li><li><a target="_blank" class="" href="https://www.businessinsider.com/housing-costs-mortgage-rates-prices-insurance-swing-states-election-november-2024-7">Monthly housing costs have almost doubled in swing states since the last election.</a></li><li><a target="_blank" class="" href="https://markets.businessinsider.com/news/commodities/gold-price-all-time-high-fed-rate-cuts-trump-presidency-2024-7">Gold prices have surged to an all-time high as bets on rate cuts and a Trump win fuel the precious metal.</a></li></ul>In commodities, bonds, and crypto:<ul><li><a target="_blank" href="https://markets.businessinsider.com/commodities/oil-price">West Texas Intermediate</a> crude oil rose 1.34% to $81.84 a barrel. <a target="_blank" href="https://markets.businessinsider.com/commodities/oil-price">Brent crude</a>, the international benchmark, was higher by 0.97% at $84.56 a barrel.</li><li><a target="_blank" href="https://markets.businessinsider.com/commodities/gold-price">Gold</a> rose 0.49% to $2,479.80 per ounce.</li><li>The 10-year Treasury yield was unchanged at 4.17%.</li><li><a target="_blank" href="https://markets.businessinsider.com/currencies/btc-usd">Bitcoin</a> declined 0.55% to $64,730.</li></ul>

Stock market today: Indexes slide as Biden plan to tighten China chip crackdown weighs on tech

<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Welcome back to our Saturday edition! One man found a simple way to lose 145 pounds — eating less and moving more. Sounds familiar, right? <a target="_blank" href="https://www.businessinsider.com/yo-yo-dieter-kept-weight-down-small-portions-more-movement-2024-10">Find out how he kept it off</a>.On the agenda:<ul><li>Testosterone injections are <a target="_blank" href="https://www.businessinsider.com/young-men-testosterone-therapy-masculine-ideal-2024-10">young men's newest obsession</a>.</li><li>Scammers are using AI to <a target="_blank" href="https://www.businessinsider.com/scammers-use-ai-deed-fraud-title-theft-to-steal-homes-2024-10">steal homes from under owners' noses</a>.</li><li>A luxury vacation planner shares <a target="_blank" href="https://www.businessinsider.com/secrets-for-traveling-like-rich-from-luxury-travel-planner">how to travel like the wealthy</a>.</li><li>A Michelin star might just <a target="_blank" href="https://www.businessinsider.com/restaurants-awards-michelin-star-new-york-city-dining-rent-costs-2024-10">kill your favorite restaurant</a>.</li></ul>But first: If you can make it here, you can make it anywhere.If this was forwarded to you, <a target="_blank" href="https://www.businessinsider.com/subscription/newsletter/insider-today-sunday-edition">sign up here</a>. Download Insider's app <a target="_blank" rel="" href="https://www.insider.com/app">here.</a><h3 id="2d2d81c1-e984-4ab1-b11e-26ada0d3da0b">This week's dispatch</h3><div type="image" title="Sabrina Ionescu smiling and holding her arms out as confetti falls during the New York Liberty's victory parade in New York City." height="3299" width="4949" msid="114623019" hostid="261" sizebytes="683924"></div><h2 id="d7055cb8-03eb-4d75-adcc-b919b46032aa">The New York Liberty's investment paid off</h2>New York City's Financial District was turned into an outdoor party on Thursday as the city celebrated the <a target="_blank" href="https://www.businessinsider.com/new-york-liberty-wnba-championship-parade-photos-2024-10">Liberty's championship win</a> over the Minnesota Lynx in the WNBA finals.Although it's the first time the team has won a championship in its history, it's not the only record-making moment they've had this season.In June, it was reported that the New York Liberty had the <a target="_blank" href="https://www.si.com/wnba/here-what-every-wnba-franchise-worth">third-highest value in the league</a> ($130 million), and brought in the most revenue last year ($18 million). The Liberty was also the league's first team to eclipse <a target="_blank" href="https://apnews.com/article/clark-fever-liberty-429f20ebcf27bd0d6c0e7534bf69b64f">$2 million in ticket revenue </a>for a single game in May.It likely doesn't come as a surprise to the team's billionaire co-owners Clara Wu Tsai and her husband Joseph Tsai, who bought the team in 2019 <a target="_blank" href="https://www.cnn.com/2024/10/07/sport/wnba-clara-wu-tsai-new-york-liberty-spt-intl/index.html">for an undisclosed amount</a>. Wu Tsai made a series of key investments that have paid off."The first thing we wanted to do was to bring the team back to Barclays Center so they could have a bigger stage," she said after the team's win. "This is what can happen when you invest in women."After building out a state-of-the-art locker room, Wu Tsai focused on filling out an all-star bench. She credits getting Breanna Stewart, a two-time WNBA champion and one-time league MVP at the time, to sign on as being a turning point for her team's roster.Now with a championship under the team's belt, Wu Tsai said her new challenge will be maintaining popularity for the Liberty while also keeping the games accessible.One fan told Business Insider at the parade that next year's season ticket prices are more than double, but she still plans to support the team. "As long as that money goes back to the players, I'm OK with that," Brooklyn resident Gris Osses said, "because they deserve it."<h2 id="cc30e20d-acf4-4a4e-ad8f-02c3a04a9dbb">Low T? No problem.</h2>Once taboo, tracking testosterone levels has suddenly become a point of pride for some men. Young men are increasingly turning to testosterone-replacement therapy to, in their view, optimize their bodies.Testosterone is prescribed to treat a set of vague symptoms for men hoping to feel "better," though it's not exactly clear what it does or who needs it. And while low T does have genuine health impacts, it's not common — nor is it an inevitability awaiting all men as they age.<a target="_blank" href="https://www.businessinsider.com/young-men-testosterone-therapy-masculine-ideal-2024-10">Inside the testosterone boom</a>.<h2 id="f3efdf5d-fcfc-4813-9e6c-8e3b9040c25d">Great, a new reason to fear AI</h2><div type="image" title="An eerie empty house with a desk in the middle of the room and a computer on top." height="2800" width="4200" msid="114623022" hostid="261" sizebytes="391280"></div>Seller impersonation fraud — when someone fakes the identities of property owners to sell their properties — is fairly common. New AI tech is only emboldening some scammers in their attempts at deed theft.From Elvis Presley's Graceland to more modest homes, fights over who really owns houses and land are playing out across the country.<a target="_blank" href="https://www.businessinsider.com/scammers-use-ai-deed-fraud-title-theft-to-steal-homes-2024-10">How AI-powered deed fraud works</a>.<h2 id="4e812ecf-a060-401e-9848-be206a63cddb">How the other half travels</h2><div type="image" title="luxury travel planner collage with Vatican, gifts, and money" height="1000" width="2000" msid="114623027" hostid="261" sizebytes="151624"></div>Leila Najafi has been curating trips for wealthy and elite clients for more than a decade. From family vacations to honeymoons, she's arranged holidays for some of the world's most discerning travelers.As a luxury travel advisor, she's learned a few secrets about how the rich spend their vacations. They're not interested in tourist-dense areas, but they do want local experiences that aren't available to the public.<a target="_blank" href="https://www.businessinsider.com/secrets-for-traveling-like-rich-from-luxury-travel-planner">Five lessons from a high-end travel agent</a>.Also read:<ul><li><a target="_blank" href="https://www.businessinsider.com/summer-travel-vacation-now-fall-autumn-instead-2024-10">For some wealthy travelers, fall is the new summer</a></li></ul><h2 id="483172dd-9e06-415f-8357-1bdb6f813f7b">The poisoned chalice</h2><div type="image" title="Server holding tray of food being knocked off by Michelin star" height="1500" width="2000" msid="114623021" hostid="261" sizebytes="366712"></div>While you might cherish that hidden gem restaurant down the street, it likely doesn't see its "hidden gem" status as being particularly ideal. The industry is notoriously tough, so receiving a big award — think Michelin stars — is typically good news.Except, success can sometimes come back to bite the business. Getting good is one thing. Getting big is another, and not every operation is up to the task. In fact, one researcher found that restaurants given a Michelin star were more likely to shutter.<a target="_blank" href="https://www.businessinsider.com/restaurants-awards-michelin-star-new-york-city-dining-rent-costs-2024-10">When big wins become big problems</a>.<h2 id="5fef756b-4b6b-4037-8f33-9635854b9d8b">What we're watching this weekend</h2><div type="image" title="A TV with still feautiring Josh Hartnett and Ariel Donoghue staring in a scene from the movie &quot;Trap&quot;" height="1500" width="2000" msid="114623025" hostid="261" sizebytes="275026"></div><ul><li>"Trap": This year's buzzy M. Night Shyamalan thriller, starring Josh Hartnett as a dad whose concert outing with his teenage daughter takes a dark turn, is now streaming on Max.</li><li>"Beauty in Black": Tyler Perry's latest Netflix project is an eight-episode series about a stripper who finds herself embroiled with the dysfunctional (and extremely rich) family behind a cosmetics empire.</li><li>"Road Diary: Bruce Springsteen and the E Street Band": This Hulu/Disney+ doc gives an inside look at how the legendary band headed by the 75-year-old rocker prepared for their live performances as they set out on their first tour since 2017.</li></ul><a target="_blank" href="https://www.businessinsider.com/best-shows-movies-streaming-netflix-max-hulu-october-25-24">See the full list</a>.<div type="image" title="A red shopping bag surrounded by $100 bills." height="1500" width="2000" msid="114623023" hostid="261" sizebytes="244828"></div><h2 id="a09a70ef-5e7e-4bf4-80b2-3731f70bdc6e">Deals we love</h2><ul><li>Luxury jewelry without luxury prices: Jewelry doesn't have to cost an arm and a leg. By skipping the heritage brand names and unnecessary overhead, <a target="_blank" href="https://www.businessinsider.com/guides/style/best-place-to-buy-affordable-fine-jewelry">these fine jewelry brands</a> keep prices low for shoppers.</li><li>Swifties, it's not too late. Time is running out to see Taylor Swift's Eras Tour live. Her last US show is scheduled for November 3, after which she'll only perform for a few more weeks in Canada. Here's <a target="_blank" href="https://www.businessinsider.com/guides/streaming/how-to-buy-taylor-swift-tour-tickets-concert-prices-compared">how to get tickets to her sold-out concerts</a>.</li><li>20% off linens we love: Brooklinen is synonymous with luxurious textiles that elevate any room. They aren't cheap, though, so its <a target="_blank" href="https://www.businessinsider.com/guides/deals/brooklinen-friends-and-family-sale-2024-10">Friends and Family sale</a> is a great way to save on everything from sheets to bath mats.</li></ul><h2 id="3a2e4b99-8063-4f80-8653-d1ec4a2af89a">More of this week's top reads:</h2><ul><li>Standing desks <a target="_blank" href="https://www.businessinsider.com/standing-desk-study-health-risks-sitting-2024-10">may not be that good for you</a>.</li><li>Eva Longoria invested <a target="_blank" href="https://www.businessinsider.com/eva-longoria-producer-john-wick-2024-10">$6 million of her own money to save "John Wick."</a></li><li>Why one Fortune 500 worker <a target="_blank" href="https://www.businessinsider.com/quit-job-brat-summer-charli-xcx-work-unhappy-2024-10">quit his job to have a "Brat summer."</a></li><li>Celeb children's books</li><li>China's luxury spending slump is about <a target="_blank" href="https://www.businessinsider.com/whats-behind-china-luxury-goods-slowdown-economy-changing-consumer-tastes-2024-10">more than its struggling economy</a>.</li><li>Meet TikTok's <a target="_blank" href="https://www.businessinsider.com/the-european-kid-louis-fake-rich-aris-yeager-profile-storytime-2024-10">favorite fake rich kid</a>.</li><li>Step inside Rolls Royce's new "Private Office" <a target="_blank" href="https://www.businessinsider.com/rolls-royce-nyc-private-office-custom-ultra-expensive-cars-2024-10">for customizing cars</a>.</li><li>Spend a night at Blind Tiger, a historic <a target="_blank" href="https://www.businessinsider.com/blind-tiger-portland-maine-review-victorian-historic-hotel-2024-9">boutique hotel in Portland, Maine</a>.</li><li>The NFL's $1,000 jackets are a sign of <a target="_blank" href="https://www.businessinsider.com/nfl-partnership-luxury-fashion-brand-pricey-women-team-jackets-2024-10">fashion's newfound love affair with sports</a>.</li><li>A "free range" parent <a target="_blank" href="https://www.businessinsider.com/free-range-parenting-mom-lets-kids-fly-alone-2024-10">allowed her 15-year-old to fly solo to France</a>.</li></ul>The Insider Today team: <a target="_blank" href="https://www.businessinsider.com/author/dan-defrancesco">Dan DeFrancesco</a>, deputy editor and anchor, in New York City. <a target="_blank" class="" href="https://www.businessinsider.com/author/jordan-parker-erb">Jordan Parker Erb</a>, editor, in New York. <a target="_blank" href="https://www.businessinsider.com/author/lisa-ryan">Lisa Ryan</a>, executive editor, in New York. <a target="_blank" class="" href="https://www.businessinsider.com/author/amanda-yen">Amanda Yen</a>, fellow, in New York. Grace Lett, editor, in Chicago.

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