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The <keyword id="19938467" type="General" weightage="20" keywordseo="deadline" source="keywords">deadline</keyword> for filing your <keyword id="19995225" type="General" weightage="20" keywordseo="income-tax-return" source="keywords">income tax return</keyword> for AY 2024-25 i.e. July 31st is knocking right at your door. If you are yet to file your <keyword id="19897621" type="General" weightage="20" keywordseo="itr" source="keywords">ITR</keyword>, you still have some time. But there are certain things that you must remember and double-check before you click on submit ITR-from picking out the right form to ensuring that all the details you’ve furnished are correct. Read on to know the top five things that you must remember before <keyword id="19942833" type="General" weightage="100" keywordseo="ITR-filing" source="keywords">ITR filing</keyword>. <h2>Linking your PAN with Aadhar is mandatory</h2>Before you file your ITR, ensure that your <keyword id="19985317" type="General" weightage="20" keywordseo="Pan-card" source="keywords">PAN card</keyword> is linked to your <keyword id="19952125" type="General" weightage="20" keywordseo="Aadhar-card" source="keywords">Aadhar card</keyword>. You can’t file your ITR without linking your Pan to Aadhar first. This can be done online. In case you’re wondering whether or not your PAN is linked to your Aadhar card, you can visit <a href="https://eportal.incometax.gov.in/iec/foservices/#/pre-login/verifyYourPAN">this</a> link and verify. However, remember that this process can take up to 6-10 days to complete, so you'll have to jump aboard the belated ITR bandwagon in case you've just initiated the linking process. <h2>Pick the correct form</h2>Choosing the correct form is one of the most important things that you need to keep in mind while filing your ITR. For instance, the ITR-1 form is designed for resident individuals who have income from salary, one house property, and other sources such as interest or dividends, provided their total income does not exceed Rs 50 lakh. On the other hand, ITR-2 is applicable to individuals and Hindu Undivided Families (HUFs) with income from capital gains or foreign assets.<div type="Article" hostid="261" msid="111406215" title="Wondering which ITR form is right for you? Know all about it here" mstype="2" mssubtype="0"></div> ITR-3 is applicable for those who have income from business or professions, or those who are self-employed. ITR-4 is filled by those who opt for presumptive taxation. <h2>Remember to <keyword id="22469557" type="General" weightage="20" keywordseo="e-verify" source="keywords">E-verify</keyword> your return: </h2>Think you're done with your ITR filing? Think again! You will also need to e-verify your return. If the e-verification is not done within 30 days from filing your ITR, it will be rendered invalid, and will be considered as not filed. You will also not receive any refunds in the absence of e-verification of your ITR. You can easily e-verify your ITR via generating an OTP on your mobile number linked with Aadhar, or by generating an electronic verification code (EVC) through your pre-verified bank account or demat account. <h2>Check your documents and details</h2> When you are trying to get things done quickly, it isn’t uncommon to forget double-checking the details entered. Do remember to double-check all the details that you enter in your ITR. Also, filing an ITR requires certain documents like bank statements, investment proofs, <keyword id="19948097" type="General" weightage="20" keywordseo="tds" source="keywords">TDS</keyword> certificates, Form 16 etc. Even though you don’t have to attach these documents in the ITR, you must keep them handy. <div type="Article" hostid="261" msid="111402608" title="ITR filing: Documents you need to file your income tax return" mstype="2" mssubtype="0"></div> <h2>Check income and investment details</h2> If you have just one source of income, the process is easy as you just need to mention that in your ITR. However, if you have <keyword id="22106780" type="General" weightage="20" keywordseo="multiple-sources-of-income" source="keywords">multiple sources of income</keyword>, you need to be careful and mention all of them. Similarly, ensure that you have entered all investment details in the form correctly. Do not forget to mention your interest earned on savings and fixed deposits, dividend income (if any) or income from other sources, since that could lead to hefty penalties.

Five things to remember as you file your ITRs at the last minute

<ul><li>The government has warned about a new way <keyword id="19962622" type="General" weightage="20" keywordseo="scammers" source="keywords">scammers</keyword> are trying to obtain <keyword id="20189059" type="General" weightage="20" keywordseo="personal-information" source="keywords">personal information</keyword>.</li><li>Users have reportedly received an SMS asking them to update their PAN to unblock their <keyword id="20417750" type="General" weightage="20" keywordseo="bank-account" source="keywords">bank account</keyword>.</li><li>Here's everything you need to know about the <keyword id="22918614" type="General" weightage="100" keywordseo="fake-PAN-SMS" source="keywords">fake PAN SMS</keyword> and how to stay safe.</li></ul>Increased usage of the internet has also resulted in an increase in <keyword id="20025584" type="General" weightage="20" keywordseo="online-fraud" source="keywords">online fraud</keyword>. Scammers are finding new ways to fool people and steal from them. A new method has now been revealed, which preys on users with an account in <keyword id="19985316" type="General" weightage="20" keywordseo="India-Post-Payments-Bank" source="keywords" meta.keywordsubtype="org" meta.entityname="India Post Payments Bank" meta.hostid="261" meta.entityid="India Post Payments Bank">India Post Payments Bank</keyword>. According to a post by PIB Fact Check, several users have received an SMS which claims to be from India Post Payments Bank. However, the message is fake and is an attempt to steal user data. “This claim is #Fake. @IndiaPostOffice never sends any such messages. Never share your personal &amp; bank details with anyone,” PIB Fact Check said in its post on X. <div type="twitter" handle="PIBFactCheck" handlename="PIBFactCheck" favoritecount="0" retweetcount="0" id="1825494609881170290"></div> <h2>What is the fake PAN SMS?</h2> In the SMS, the user is warned that their India Post Payments Bank account has been blocked. It then asks the users to update their PAN to get their account unblocked. The user is then given a link, asking them to click on the link to update their PAN. <div type="Article" hostid="261" msid="111512587" title="Jio vs Airtel vs Vi recharge plans comparison – plan benefits and price comparison after tariff hike" mstype="2" mssubtype="0"></div> The link then redirects the user to a <keyword id="20182216" type="General" weightage="20" keywordseo="phishing" source="keywords">phishing</keyword> page, aimed at stealing user data such as their bank account login details to gain access to their account. Once you enter your bank account login details, they will be sent to the scammer. <h2>What is phishing?</h2>Phishing is a cyber-attack where attackers impersonate legitimate organisations or individuals to trick people into revealing sensitive information like passwords or credit card details. This is usually done through deceptive emails, messages, or fake websites. <h2>How to stay safe from phishing attacks?</h2>Here are some ways you can identify phishing attacks and stay safe: <ul><li>Verify the sender: Check the sender’s email address or phone number carefully. Phishers often use addresses that look similar to legitimate ones but have small differences.</li><li>Look for red flags: Be wary of unexpected messages, especially those requesting sensitive information or containing urgent or threatening language.</li><li>Verify before opening: Only open attachments from trusted sources. Phishing emails often contain malware disguised as legitimate files.</li><li>Add two-factor authentication: Enable two-factor authentication on your accounts. This adds an additional layer of security even if your password is compromised.</li><li>Contact directly: If you receive a request for sensitive information, verify the request by contacting the organisation directly through known and trusted channels.</li><li>Report phishing attempts: Report phishing emails to your email provider or the relevant authorities. This helps in tracking and stopping phishing schemes.</li></ul>SEE ALSO: <a href="https://www.businessinsider.in/tech/how-to/how-to-add-music-to-instagram-profile/articleshow/112732934.cms">You can now add music to your Instagram profile – here's how</a> <a href="https://www.businessinsider.in/business/auto/webstories/2024-tvs-jupiter-vs-honda-activa-6g-which-110cc-scooter-should-you-buy/slidelist/112730069.cms">2024 TVS Jupiter vs Honda Activa 6G – which 110cc scooter should you buy?</a> <a href="https://www.businessinsider.in/tech/mobile/webstories/iqoo-z9s-pro-vs-moto-edge-50-fusion-which-is-the-best-smartphone-under-25000/slidelist/112703633.cms">iQOO Z9s Pro vs Moto Edge 50 Fusion – which is the best smartphone under ₹25,000?</a>

Govt warns about fake SMS asking users to update their PAN – what it is and how to stay safe

The government has relaxed provisions of <keyword id="19948097" type="General" weightage="20" keywordseo="tds" source="keywords">TDS</keyword>/<keyword id="19950203" type="General" weightage="20" keywordseo="tcs" source="keywords">TCS</keyword> in the event of the death of the deductee/collectee before the linkage of PAN and <keyword id="19898107" type="General" weightage="20" keywordseo="aadhaar" source="keywords">Aadhaar</keyword> card. TDS is Tax Deducted at Source and TCS is Tax Collected at Source in India. The Central Board of Direct Taxes (CBDT), has issued a circular dated August 5, in view of genuine difficulties being faced by taxpayers. Through the circular, the government said it has relaxed the provisions of TDS/TCS, as per the Income-tax Act, in the event of death of deductee/collectee before linking of PAN and Aadhaar. In order to redress the grievances of the taxpayers wherein instances have been cited, of demise of the deductee/collectee on or before May 31, 2024 and before the option to link PAN and Aadhaar could have been exercised, the circular provides that there shall be no liability on the deductor/collector to deduct/collect the tax under the relevant section of <keyword id="19936187" type="General" weightage="20" keywordseo="income-tax-act" source="keywords">income tax act</keyword>, pertaining to the transactions entered into up to March 31, 2024. On April 23, 2024, CBDT extended the date for linking of PAN and Aadhaar May for the taxpayers (for the transactions entered into up to March 2024) to avoid higher TDS/ TCS, as per the income tax act. Under the provisions of the Income-tax Act, 1961, every person who has been allotted a PAN as on July 1, 2017 and is eligible to obtain <keyword id="20030312" type="General" weightage="20" keywordseo="Aadhaar-Number" source="keywords">Aadhaar Number</keyword>, is required to intimate his Aadhaar to the prescribed authority, on payment of a prescribed fee. Failure to do so shall attract certain repercussions under the income tax act. As per government, the PAN of taxpayers who have failed to intimate their Aadhaar, as required, shall become inoperative and the consequences during the period that PAN remains inoperative will be as follows: 1. No refund shall be made against such PANs 2. Interest shall not be payable on such refund for the period during which PAN remains inoperative 3. TDS and TCS shall be deducted /collected at higher rate, as provided in the income tax act.

Provisions of TDS/TCS, in case of death of deductee or collectee relaxed by govt

<ul class="summary-list"><li>Mark Cuban tore into Donald Trump's economic plans ahead of Trump's speech in the key state of Georgia.</li><li>The billionaire investor said Trump puts little thought into his proposals.</li></ul>Billionaire investor <a target="_blank" class="" href="https://www.businessinsider.com/mark-cuban-trump-call-200-percent-tariffs-john-deere-insane-2024-9">Mark Cuban</a> on Tuesday teed off on Donald Trump's proposal to cap credit card interest rates at 10% and the former president's broader economic agenda."Next, in the 'what the hell is he thinking list?' is the 10% price cap on credit card interest rates," Cuban said during a press call hosted by Vice President Kamala Harris' campaign.Cuban, long a Trump antagonist, tore into the former president ahead of Trump's scheduled economic address in Savannah, Georgia, later Tuesday afternoon. Cuban previously <a target="_blank" class="" href="https://www.businessinsider.com/mark-cuban-sees-new-democratic-party-under-kamala-harris-2024-8">endorsed Harris' candidacy</a> and has discussed ideas with her policy team."They have a whole policy team. I know when I've had conversations with them, you know, it's always gone back to, let's talk to the policy team responsible for healthcare, responsible for venture capital, responsible for startups — whatever it may be — and I get back a serious, well-studied response," Cuban said. "That's the antithesis of what Donald Trump is doing. He says things off the top of his head that tend to be ridiculous, if not insane."During a rally last week in New York, Trump floated the idea of temporarily capping credit card interest rates at "around 10%." He would need Congress to pass such a law, but it fits within his campaign's broader outreach to working-class voters."While working Americans catch up, we're going to put a temporary cap on credit-card interest rates," Trump said on Sept. 18. "We can't let them make 25% and 30%."Cuban pointed out that Trump's plan exceeds that of Sen. Bernie Sanders, who in May 2019 proposed capping credit card interest rates at 15% in legislation he worked on with Rep. Alexandria Ocasio-Cortez of New York."I mean, literally, Bernie Sanders suggested a cap of only 15%. So now you've got Donald Trump getting involved in price caps and price controls to a greater extent than self-described socialist Bernie Sanders," Cuban said. "And I think that just says so much about how far Donald has gone to his socialist and communistic tendencies, right? I know it sounds funny and a little bit out of whack, but it's true."In response, Trump's campaign said Cuban "has no idea what he is talking about.""If he actually looked at her failed record as vice president and listened to what she says, he would know her policies will destroy our country and the American dream for hardworking families," Trump campaign communications director Steven Cheung said in a statement to Business Insider.While Trump's suggestion caught some conservatives off guard, Sen. Josh Hawley of Missouri, a Republican, proposed an 18% cap last fall. The Wall Street Journal editorial board, often considered the voice of establishment Republicans, panned the idea as "a price control on credit.""Why do Messrs. Trump and Sanders think it's helpful to limit credit access and send folks to the pawn broker or leg breaker instead? Card companies might respond by raising fees, which is what happened to free checking after Democrats regulated debit swipe charges in 2010," the board wrote.Experts have said <a target="_blank" class="" href="https://www.cnn.com/2024/09/24/business/trump-credit-card-cap/index.html">credit card companies</a> would likely respond to an interest cap by making it harder for some people to access credit."There's no question that with a 10% rate cap, card issuers would put the clamps down on credit while they figure out how to continue making money in this new normal," Matt Schulz, chief credit analyst at LendingTree, told CNN.Interest rates are extremely lucrative for credit card companies. A 2023 Consumer Financial Protection Bureau report found that in 2022 credit card companies charged Americans $105 billion in interest and more than $25 billion in fees.Trump's campaign defended his proposal, pointing out that credit card debt is at a record high. According to the New York Federal Reserve, Americans have $1.14 trillion in credit card debt. The interest rates Americans pay on that debt are also higher now than they were before the COVID-19 pandemic."Under Kamala Harris, credit card debt is at an all-time high as wages have not kept up with the pace of inflation," Trump campaign national press secretary Karoline Leavitt said in a statement. "That's why President Trump has promised to cap interest rates at 10% to provide temporary and immediate relief for hardworking Americans who are struggling to make ends meet and cannot afford hefty interest payments on top of the skyrocketing costs of mortgages, rent, groceries and gas."

Mark Cuban mocks Trump for going even further than Bernie Sanders on capping credit card interest rates

<ul class="summary-list"><li>Robert F. Kennedy Jr. is President-elect Trump's pick to lead the US Department of Health and Human Services.</li><li>RFK has been vocal in his opposition to fluoride in tap water, and vaccine mandates.</li></ul>"Make America Healthy Again" is the new healthcare slogan from Robert F. Kennedy Jr., President-elect Trump's new pick for Health and Human Services secretary.Trump has said in the past that he'll let Kennedy "go wild" on health. <a target="_blank" class="" href="https://www.businessinsider.com/trump-robert-f-kennedy-jr-rfk-department-health-human-services-2024-11">As head of HHS</a>, Kennedy will be responsible for overseeing many federal health agencies, including the National Institutes of Health (NIH), Centers for Disease Control and Prevention (CDC), and the Food and Drug Administration (FDA).Kennedy is a former environmental justice lawyer, who pivoted in recent years to running an anti-vaccine charity. He ran for president himself as an independent candidate in the 2024 race, before dropping out to join Trump's inner circle.Here's what we know so far about Kennedy's public health philosophy, and what kinds of reforms he might fight for in 2025 and beyond.<h2 id="79c799a9-93e2-4522-9d2c-5e71f4588e27">Kennedy's MAHA ideas include shifts in some basic public health protocols</h2><div type="image" title="tap water" height="4000" width="6000" msid="115314143" hostid="261" sizebytes="655952"></div>He has said he would:<ul><li>Lobby against <a target="_blank" href="https://www.businessinsider.com/fluoride-in-water-why-it-is-controversial-risks-benefits-2024-11">fluoride</a> in the water system</li></ul>Though the federal government isn't in charge of this issue, Kennedy has made it clear he's not in favor of fluoridated water, and would encourage water districts to get rid of it.<ul><li>Get rid of vaccine mandates</li></ul>Kennedy, previously at the helm of one of the biggest <a target="_blank" href="https://www.businessinsider.com/robert-f-kennedy-jr-views-vaccines-autism-testing-debunked-2023-7">anti-vaccine charities</a>, has been careful in recent interviews to say that he wouldn't ban vaccines."I'm not going to take away anybody's vaccines," he told <a target="_blank" href="https://www.nbcnews.com/politics/2024-election/trump-win-rfk-jr-says-wont-take-away-anybodys-vaccines-rcna178955">NBC</a> after Trump's election. "If vaccines are working for somebody, I'm not going to take that away. People ought to have choice."Like with fluoride, Kennedy can't actually control which routine vaccines kids get for school, that task is largely up to each individual state to decide. But he could change which vaccines federal employees are required to take, or have an influence on US <a target="_blank" href="https://www.hhs.gov/immunization/who-and-when/military-members/index.html">military</a> vaccine protocols.His stance has public health officials spooked, because part of what makes vaccination work so well is the fact that nearly everyone in our society does it."We have a very short memory of what it is like to hold a child who has been paralyzed with polio, or to comfort a mom who lost their kid from measles," CDC Director Mandy Cohen <a target="_blank" href="https://kffhealthnews.org/morning-breakout/cdc-fda-officials-warn-kids-could-die-from-rfk-jr-s-anti-vaccine-stance/">said</a> on Wednesday at a conference in Washington DC. "I don't want to have to see us go backward in order to remind ourselves that vaccines work."<ul><li>Encourage people to use more "functional medicine" and make "alternative" healthcare mainstream</li></ul>Kennedy has said he'd push for more coverage of functional medicine, and devote 50% of the National Institutes of Health budget to "preventive, alternative and holistic approaches to health." Typically, visits to functional medicine doctors, and the kinds of tests and treatments they provide for health concerns like allergies, gut issues, or disease prevention, are not necessarily covered by traditional health insurance.He also floated the idea of giving every American a Health Savings Account for medical spending, which is basically a debit card-like alternative to a traditional private healthcare plan. With a HSA, you put money you earn into a tax-free account to use for healthcare expenses like doctor's visits and prescriptions, instead of paying monthly premiums to insurance.In a Wall Street Journal <a target="_blank" href="https://www.wsj.com/opinion/trump-can-make-america-healthy-again-rfk-jr-reforms-chronic-disease-crisis-a9b4b8c0">opinion piece</a> he published in September, Kennedy also said in wants to "reform the Prescription Drug User Fee Act," a move he hopes would boost competition in the drug market.<h2 id="a747df1e-458d-41c6-be6f-aed4a6408629">A big chunk of the other ideas Kennedy has for improving human health have to do with our nutrition and fitness</h2><div type="image" title="fruit loops" height="3024" width="4032" msid="115314148" hostid="261" sizebytes="1059522"></div>These are aimed at improving rates of chronic health issues like obesity and type 2 diabetes."I don't think you have to be too smart to say we have a chronic disease crisis going on in this country that starts in childhood with terrible diets," FDA Commissioner Robert Califf <a target="_blank" href="https://www.statnews.com/2024/11/12/fda-commissioner-califf-trump-election-rfk-jr-public-health-food-nutrition/">recently told</a> STAT. "There is work that needs to be done."Some of Kennedy's biggest ideas on this front include:<ul><li>Getting rid of artificial food coloring and banning some additives and chemicals</li></ul>The European Union has banned specific dyes like red #40, which studies have linked to hyperactivity and neurobehavioral issues like ADHD in some kids. California is currently trying to copy the strategy, with limited success.On the campaign trail with Trump, Kennedy has made Fruit Loops the poster child for this issue, pointing out how the US version contains more artificial colors and additives than versions sold elsewhere.<ul><li>Ending FDA scrutiny of things like raw milk and supplements</li></ul>Kennedy has claimed that the FDA is battling a "war on public health" and is suppressing the use of anything "that advances human health and can't be patented by Pharma."<a target="_blank" href="https://x.com/RobertKennedyJr/status/1849925311586238737">On X</a>, he recently listed out the items he feels the agency is overregulating: "psychedelics, peptides, stem cells, raw milk, hyperbaric therapies, chelating compounds, ivermectin, hydroxychloroquine, vitamins, clean foods, sunshine, exercise, nutraceuticals."The FDA does not tell consumers that they can't drink raw milk, take supplements, or enjoy sunshine and exercise. Rather, the agency often issues warnings about the health hazards of certain items. Raw milk increases your risk of developing E. coli, and in rare cases can be fatal.The FDA is also responsible for ensuring drugs are safe and effective before they are put on the market. It doesn't approve dietary supplements, but the agency warns consumers when it finds contamination in our supplements and food supply.<ul><li>Changing the rules for food stamps</li></ul>Kennedy doesn't want people to use SNAP benefits to buy ultra-processed foods. He has also said he wants to ban ultra-processed foods in school lunches.<ul><li>Getting rid of conflicts of interest and ties to food and drug companies at various federal agencies</li></ul>Kennedy said he'd work to ensure members of the Dietary Guidelines Advisory Committee have no connections to food or drug companies. He also wants to reform farm subsides, cutting back on corn and soy.<ul><li>Requiring medical students at federally-funded institutions to take nutrition classes</li></ul>Doctors only tend to receive about <a target="_blank" href="https://theconversation.com/diet-related-diseases-are-the-no-1-cause-of-death-in-the-us-yet-many-doctors-receive-little-to-no-nutrition-education-in-med-school-236217">three hours</a> of nutrition education during medical school.<ul><li>Coming up with some new "presidential fitness standards"</li></ul>"My uncle John F. Kennedy was right in 1960 <a target="_blank" href="https://archive.org/stream/the-soft-american-kennedy/The%20Soft%20American%20-%20Kennedy_djvu.txt">when he wrote</a>, 'The physical vigor of our citizens is one of America's most precious resources.'" Kennedy recently wrote in an op-ed.<h2 id="314334a6-b0ff-45de-83d9-23c9a86f7b1d">He also has a couple of ideas for Big Pharma reform</h2>Kennedy's said he wants to:<ul><li>Negotiate drug prices</li></ul>This is something a lot of countries do, but the US does not. Lots of politicians (like Bernie Sanders) have said this is something they want to do. In practice, it's been <a target="_blank" class="" href="https://www.sanders.senate.gov/press-releases/news-sanders-statement-on-medicare-negotiating-drug-prices/">pretty hard</a>.<ul><li>Crack down on pharmaceutical ads</li></ul>Again, the US is one of the few places in the world where drugmakers can sell commercials that run in primetime TV and market drugs directly to consumers.<h2 id="d5d943f7-f1ea-4ec2-9259-d9fd87aa5c73">It's pretty unclear how realistic this all is</h2>A lot of what Kennedy wants to do for public health is in conflict with Project 2025, which would basically deregulate the entire food industry.The Project 2025 plan, drafted by a consortium of conservative DC think tanks, would lift federal restrictions on sugar, get rid of dietary guidelines altogether, eliminate mandatory food labeling, and defund school lunches for kids.

Cheat sheet: How RFK Jr., Trump's pick for HHS secretary, promises to 'Make America Healthy Again'

<ul class="summary-list"><li>Turns out people are actually using Facebook Dating.</li><li>Facebook Dating offers free features like unlimited likes, unlike some competitors with paywalls.</li></ul><a target="_blank" class="" href="https://www.businessinsider.com/facebook">Facebook</a> isn't giving up on dating.Meta's dating product, <a target="_blank" class="" href="https://www.businessinsider.com/facebook-dating-united-states-launch-2019-9">Facebook Dating</a>, got a slew of new features last month and the team behind it believes it can help users who are struggling with dating app fatigue.And before you ask, yes, real people are using it. I even set up an account to see it for myself.<a target="_blank" class="" href="https://www.businessinsider.com/meta">Meta</a> announced earlier this year that the dating product, which launched in 2019, had grown its user base by 20% year over year within the US and Canada. Among young adults, Meta also reported that daily conversations increased 24% year over year. Meta didn't disclose how many people are using it, however.Meanwhile, <a target="_blank" class="" href="https://www.businessinsider.com/bumble-match-dating-apps-earnings-swipe-fatigue-2024-11">dating incumbents</a> like Match Group and Bumble have been grappling with users' <a target="_blank" class="" href="https://www.businessinsider.com/dating-apps-find-love-romance-online-tinder-match-total-scam-2024-10">diminishing stamina for online dating</a>.The biggest pitch Facebook Dating has going for it? It's free — with no limits, no paywalls, and no recurring subscriptions."The point of Facebook dating was to be able to offer as much as we can for free because we can afford to do that," Shabnum Gulati, a product manager overseeing Facebook Dating's user-facing features, told Business Insider. "We don't really believe in monetizing love, frankly. We're trying to offer as many features as we can that are competitive with other apps for free."While Facebook isn't directly monetizing love, the product does sit within its core app and could help drive people to engage with its other money-making features.The Facebook Dating team, which sits under the Facebook org, has around 50 staffers, Gulati said. BI sat down with Gulati at one of Meta's offices in New York to get a walkthrough of the Facebook Dating experience.A few features that Facebook offers for free that are paywalled on other dating apps — either through subscriptions (like some Match Group apps) or pay-to-play apps (like Raya) — include unlimited likes, the ability to revisit anyone you swiped left on, and sorting through the feed of matches by interests.Here's a summary of Facebook's key dating features that it hopes will help it compete with Tinder, Bumble, and <a target="_blank" class="" href="https://www.businessinsider.com/new-dating-startups-and-apps-disrupting-the-industry-2024-8">newer startups</a>:<ul><li>Friends can swipe on your behalf using Facebook's "Matchmaker" tool. The feature launched in October and is similar to features seen elsewhere, like "Tinder Matchmaker" and on new dating apps like <a target="_blank" class="" href="https://techcrunch.com/2024/10/24/cheers-lets-you-play-matchmaker-with-friends/">Cheers</a>. "We've seen that women are the most commonly invited matchmakers," Gulati said. "So women invite other women and then guys tend to also invite their female friends."</li><li>Facebook Dating has also rolled out some AI tools (one of Meta's top priorities across its apps). Right now, users can automate writing their bios using Meta's generative AI. While the team is testing potential applications of Meta AI, there is some hesitation. "We've been trying to be very careful with how we think about messaging features and AI," Gulati said, adding that there is no plan to introduce AI bots or assistants in the dating DMs.</li><li>Facebook Dating is also integrated with Instagram. Users can opt-in to link their <a target="_blank" class="" href="https://www.businessinsider.com/instagram">Instagram</a> accounts, which appear on the dating profile card. There is also a separate feed for Instagram posts shared by Facebook Dating users within the Facebook app. "This is kind of our way of showing people based off of the Instagram discovery feed," Gulati said. Right now, Instagram doesn't have any dating-specific features (but that doesn't keep people from <a target="_blank" class="" href="https://www.businessinsider.com/instagram-dating-app-dm-era-of-swipe-fatigue-2024-9">finding romance on the app)</a>.</li><li>Users can send "secret crushes" to friends of friends on Facebook — and Instagram. "What this does is this just sends them a notification that says someone on Facebook Dating sent you a crush," Gulati explained. "And then if they receive the notice, they want to sign up for Facebook Dating, we'll show them that it's you and they can choose to match back with you."</li></ul>

A product manager behind Facebook's dating feature explains how it's looking to compete with apps like Tinder and Bumble

The last date to link PAN CARD with Aadhaar is 31st December 2019. However, to the masses, it is still unclear as to what the consquences of non-compliance would be. The central board of direct taxes (CBDT) in its notification dated 28th September 2019 extended the deadline for the 7th time to the end of the year. It is mandatory to link your <keyword id="8156425" type="UNKNOWN" weightage="20" keywordseo="Aadhaar-Card-with-PAN">Aadhaar card with PAN</keyword> if you have to process the Income Tax Return. Any bank transaction above Rs. 50,000 will need you to link your Aadhaar and PAN. Linking Aadhaar card with PAN card is a simple process similar to linking PAN card with Aadhaar card. Why must you link your Aadhaar card with PAN? The Income Tax department had earlier announced that all the PAN cards that have not been linked to Aadhaar card will be deactivated after 30 September 2019. Linking Aadhaar with Pan has been mandated for all having a PAN card. If multiple PAN cards are issued in the same name, this problem can be tackled by linking Aadhaar with PAN. If your Aadhaar is not linked with PAN, your IT returns will never be processed by the Income Tax Department. When you link your Aadhaar card with PAN, you will get a summary of all the taxes levied on you for your future reference. Steps to link your Aadhaar card and PAN card online through e-filing website Step:1 Visit the Income Tax e-filing website <a href="https://www.incometaxindiaefiling.gov.in/home">https://www.incometaxindiaefiling.gov.in/home</a> Step 2: Input your PAN and Aadhaar number sin the respective columns you will see in the form displayed. Step 3: Enter your full name as it is found on your Aadhaar card Step 4: If your Aadhaar card mentions only your birth year, then tick the square Step 5: Input the captcha code you will find on the image for verifying. Step 6: Click on ‘Link Aadhaar’ option You will see a pop up message that will tell you that your Aadhaar card has been successfully linked to your PAN. Steps to link Aadhaar with Pan by sending SMS For linking your Aadhaar with PAN, follow the simple steps given here. Take your mobile phone that has the SIM with the registered mobile number Type in the message UIDPAN&lt;12 Digit Aadhaar&gt; &lt;10 Digit PAN&gt; Send this message to 567678 or 56161 This process will see to that your Aadhaar is linked with PAN. Read this if you cannot link your Aadhaar card with PAN To link your Aadhaar and PAN, it is necessary that the name on your Aadhaar card and PAN card must match with each other. If there is a mismatch of the spelling, you will not be able to link your Aadhaar with PAN. In case of spelling mismatch, you will have to PAN cards have to be mandatorily linked with Aadhaar before the deadline ends otherwise they will be deactivated by the Income Tax Department. The name of the applicant should be the same on both PAN card and the Aadhaar card. In case there is some spelling mismatch, your will be unable to link Aadhaar with PAN. You will have to get your name corrected and after correction, you can easily link your PAN with Aadhaar. Here are the steps to make corrections in your PAN card. Visit the official e-filing website of NSDL at <a href="https://goo.gl/zvt8eV">https://goo.gl/zvt8eV</a> From the drop down menu, choose the option ‘Changes or Correction in existing PAN data/Reprint of PAN Card (No changes in Existing PAN Data)’ Select the category of individual and then enter your details, make the payment and submit the form online. You will get your updated Aadhaar delivered at your address. When you receive your PAN, you can link your Aadhaar with your PAN.

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