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<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Welcome back to our Sunday edition. Maybe it's <a target="_blank" class="" href="https://www.businessinsider.com/how-to-tell-imposter-syndrome-versus-bad-at-job-2024-9">imposter syndrome</a>, or maybe you're bad at your job. Microsoft's former vice president of HR shares <a target="_blank" href="https://www.businessinsider.com/microsoft-hr-performance-signs-bad-at-job-2024-10">three signs it's the latter</a>.On the agenda today:<ul><li>Meet the exec tasked with Citi's biggest challenge: <a target="_blank" href="https://www.businessinsider.com/citi-anand-selva-transformation-consent-orders-fines-2024-10">getting the bank's house in order</a>.</li><li>Amazon's growing cash mountain has <a target="_blank" href="https://www.businessinsider.com/amazon-big-tech-cash-king-wall-street-wants-a-piece-2024-10">Wall Street licking its lips</a>.</li><li>Millennials are about to be crushed by <a target="_blank" href="https://www.businessinsider.com/millennial-gen-x-boomer-inheritance-stuff-house-collectibles-2024-10">all the junk their parents accumulated</a>.</li><li>A writer finally caved and got solar panels. <a target="_blank" href="https://www.businessinsider.com/solar-industry-collapse-my-roof-nightmare-2024-10">It turned out to be a huge mistake</a>.</li></ul>But first: Elon Musk's robotaxi got lost on the way to Wall Street.If this was forwarded to you, <a target="_blank" href="https://www.businessinsider.com/subscription/newsletter/insider-today-sunday-edition">sign up here</a>. Download Insider's app <a target="_blank" href="https://www.insider.com/app">here.</a><h3 id="58506b3b-b008-4ead-9e90-71439c9e98dd">This week's dispatch</h3><h2 id="445f5814-a55f-4878-a10e-9b6683bfa158">Robotaxi dreams meet Wall Street reality</h2>Elon Musk unveiled Tesla's <a target="_blank" href="https://www.businessinsider.com/tesla-robotaxi-event-cybercab-elon-musk-2024-10">robotaxi</a>, along with a <a target="_blank" href="https://www.businessinsider.com/what-we-know-about-teslas-new-robovan-so-far-2024-10">robovan</a> and updates to its <a target="_blank" href="https://www.businessinsider.com/elon-musk-tesla-robotaxi-event-optimus-robot-serves-drinks-dances-2024-10">humanoid</a> robot, at a flashy event in Los Angeles this week. Wall Street wasn't buying it.The billionaire took a ride in Tesla's new Cybercab around Warner Bros. Discovery's movie studio in Burbank, later saying it would be in production before 2027 and could sell for less than $30,000.Investors didn't seem convinced. <a target="_blank" href="https://www.businessinsider.com/elon-musk-tesla-robotaxi-cybercar-analysts-self-driving-fleet-ai-2024-10">Tesla's stock</a> finished Friday down almost 9%, leaving shares down 17% over the past year.Musk has long promised a robotaxi, saying in 2019 that Tesla would have a million of them on the road by 2020. That prediction was later revised to 2023. Five years on from that first prediction, Tesla remains <a target="_blank" href="https://www.businessinsider.com/elon-musk-tesla-robotaxi-safety-regulation-2024-10">some distance away from fully autonomous driving</a>, and doesn't yet have permission to let driverless cars loose on open streets.In the meantime, tech startups and old-guard Detroit automakers have <a target="_blank" href="https://www.businessinsider.com/robotaxi-ridesharing-tesla-waymo-uber-2024-10">developed their own versions of self-driving tech</a> that can <a target="_blank" href="https://www.businessinsider.com/tesla-robotaxi-elon-musk-ride-hailing-uber-lyft-waymo-rivals-2024-10">more or less match Tesla</a>. You can already <a target="_blank" href="https://www.businessinsider.com/waymo-robot-taxis-weird-san-francisco-traffic-parking-cars-2024-9">order a driverless Waymo</a> in three major cities today.It's tough to bet against Elon Musk, as many on <a target="_blank" href="https://www.businessinsider.com/tesla-short-sellers-bleed-billions-elon-musk-threatens-obliteration-2024-7">Wall Street</a> have discovered. If Tesla does crack fully autonomous driving, it could herald a new era for the company. But for now, investors are skeptical about Tesla's self-driving dreams.<h2 id="8de1f093-db58-438e-a296-ab09ff92ad5c">Save our Citi</h2><div type="image" title="&quot;Photo collage featuring Anand Selva, chief operating officer, with Citibank's logo in the background" height="1500" width="2000" msid="114190225" hostid="261" sizebytes="179366"></div>Last year, Anand Selva was named Citigroup's COO. His mandate: oversee an unsexy yet crucial initiative to regain compliance with regulators. He's been tasked with overseeing the "Transformation," an aptly named initiative to overhaul the bank's technology.BI spoke with 14 current and former Citi employees who've worked under Selva to get a picture of the challenge facing him — and why he was put in charge of the bank's No. 1 priority.<a target="_blank" href="https://www.businessinsider.com/citi-anand-selva-transformation-consent-orders-fines-2024-10">Inside Selva's tenure so far</a>.<h2 id="8d221ec2-a40e-4d73-80e7-638d6c30f428">Big Tech's cash king</h2><div type="image" title="Andy Jassy" height="1000" width="2000" msid="114190226" hostid="261" sizebytes="205428"></div>Amazon has long been famous for running on thin margins, reinvesting most of its profits, and holding relatively little cash compared with peers. By 2027, that's expected to change, with the company's cash balance estimated to hit $400 billion.That number puts it on track to far outpace rivals Alphabet and Microsoft. Wall Street is taking note, and Amazon could soon face pressure to return some of its cash with buybacks or dividends.<a target="_blank" href="https://www.businessinsider.com/amazon-big-tech-cash-king-wall-street-wants-a-piece-2024-10">Wall Street wants in on the action</a>.<h2 id="69bad2e5-a5bf-4ba9-b958-e3eff00ffc5b">The boomer stuff avalanche</h2><div type="image" title="A mountain of antique items with a cutout in the shape of a person with their arms on their hips in the center of the pile" height="1500" width="2000" msid="114190227" hostid="261" sizebytes="591740"></div>An old boomer habit is raining down on their children: There's too much stuff, and not enough space.Boomers have spent lifetimes acquiring things, and their Gen X, millennial, and Gen Z progeny are figuring out what to do with everything. Family dynamics can make it hard to say no, even if there's no use or space for all that junk.<a target="_blank" href="https://www.businessinsider.com/millennial-gen-x-boomer-inheritance-stuff-house-collectibles-2024-10">The "great stuff transfer."</a><h2 id="dc96d953-8312-4bf5-8432-dfb9ba5779e5">A solar panel fiasco</h2><div type="image" title="a house with solar panels burns down." height="1000" width="1334" msid="114190228" hostid="261" sizebytes="173944"></div>Business Insider's Vishal Persaud spent months getting his solar panels installed and inspected. All that was left was to switch them on, but the solar panel company needed final approval from its partner, SunPower, to do so. Then, SunPower filed for bankruptcy protection.Despite the ongoing climate crisis, much of the solar panel industry is cooling. Over the years, it's faced high interest rates that have decimated demand, questionable financial engineering, and more than 100 bankruptcies across America in 2024 alone.<a target="_blank" href="https://www.businessinsider.com/solar-industry-collapse-my-roof-nightmare-2024-10">Now some customers are stuck in solar purgatory</a>.This week's quote:"When you move fast and break things in healthcare, you go to jail."— 27-year-old startup founder Ibrahim Rashid on <a target="_blank" href="https://www.businessinsider.com/gen-z-tech-founder-gap-zuckerberg-bezos-holmes-2024-10">the lessons learned from intrepid tech founders</a>.More of this week's top reads:<ul><li>The hidden upside of a college degree: <a target="_blank" href="https://www.businessinsider.com/college-graduates-more-likely-have-friends-participate-community-civil-engagement-2024-10">Having more friends</a>.</li><li>The housing market's Ice Age is <a target="_blank" href="https://www.businessinsider.com/housing-market-ice-age-homebuyers-mortgage-rates-spring-real-estate-2024-10">finally starting to thaw</a>.</li><li>Dell's sudden five-day RTO order left parents <a target="_blank" href="https://www.businessinsider.com/dell-staff-return-office-order-sparks-panic-parents-childcare-wfh-2024-10">scrambling to find childcare</a>.</li><li>Five things to include in your résumé, and <a target="_blank" href="https://www.businessinsider.com/cant-get-job-what-to-never-always-include-resume-hiring-2024-10">eight things to leave out</a>.</li><li>Welcome to the <a target="_blank" href="https://www.businessinsider.com/job-market-outlook-claudia-sahm-layoffs-hiring-economy-twilight-zone-2024-10">job market "Twilight Zone."</a></li><li>How politicians' fundraising appeals got to <a target="_blank" href="https://www.businessinsider.com/politicians-desperate-fundraising-appeals-2024-10">sound so desperate</a>.</li><li>Want to get into the AI industry? <a target="_blank" href="https://www.businessinsider.com/abu-dhabi-uae-ai-powerhouse-mgx-openai-investment-2024-10">Head to Abu Dhabi</a>.The Insider Today team: <a target="_blank" href="https://www.businessinsider.com/author/dan-defrancesco">Dan DeFrancesco</a>, deputy editor and anchor, in New York. <a target="_blank" class="" href="https://www.businessinsider.com/author/jordan-parker-erb">Jordan Parker Erb</a>, editor, in New York. Grace Lett, editor, in Chicago. <a target="_blank" class="" href="https://www.businessinsider.com/author/amanda-yen">Amanda Yen</a>, fellow, in New York.</li></ul>

Insider Today: Robotaxi reality check

<ul class="summary-list"><li>Red Lobster's incoming CEO Damola Adamolekun does not practice work-life balance personally.</li><li>Adamolekun, former CEO of P.F. Chang's, prefers integrating work into his personal life.</li></ul>Red Lobster's newly named CEO doesn't believe in practicing a work-life balance — at least for himself.Damola Adamolekun, who is <a target="_blank" class="" href="https://www.businessinsider.com/pf-changs-ceo-damola-adamolekun-red-lobster-bankruptcy-filing-fortress-2024-8">set to take over Red Lobster as CEO</a> pending a court approval next month, <a target="_blank" class="" href="https://fortune.com/2024/08/26/red-lobster-new-leader-is-a-millennial-wall-street-fave-who-doesnt-believe-in-work-life-balance/">told</a> Fortune in a 2023 interview that he's never really "been a person that separated work and life.""I worked in banking, so I was working all the time," he said. "But I liked it. I like what I did; I thought it was interesting."Even after his stints in investment banking and private equity, long workdays don't phase the former CEO of Asian-fusion restaurant chain P.F. Chang's. Adamolekun previously told Business Insider that he <a target="_blank" class="" href="https://www.businessinsider.com/pf-changs-ceo-damola-adamolekun-daily-routine-2022-7">likes to start with a 5 a.m. workout</a>, a 6 a.m. home office start, and work that can extend all the way to dinner with partners, directors, or other executive team members.In his interview last year with Fortune, Adamolekun said although he didn't necessarily have to go into the office on a Saturday, sometimes he had ongoing tasks that he just wanted to knock out or look into something."So even on a Saturday, I'll be by my pool, but I'll still be checking emails or responding to things," he said. "And it's me, it's fine, it doesn't stress me out." Adamolekun <a target="_blank" class="" href="https://www.businessinsider.com/ceos-who-hate-phrase-work-life-balance-prefer-alternative-views-2023-11">is not the first CEO</a> to not practice work-life balance. Other executives have even gone so far as to criticize the phrase. Former <a target="_blank" class="" href="https://www.businessinsider.com/google-ceo-eric-schmidt-criticism-remote-work-google-openai-2024-8">Google CEO Eric Schmidt</a> recently claimed that the tech giant's remote work policy and overfocus on work-life balance was the reason Google was falling behind other AI startups, though he later walked back his remarks after they drew attention.Others like Jeff Bezos and Microsoft CEO Satya Nadella didn't necessarily disagree with balancing work and life but rather likened it more to a "work-life harmony" or circle.However, Adamolekun said that people's work-life relationship is "an individual thing" and that his <a target="_blank" class="" href="https://www.businessinsider.com/burnout-business-owner-cozy-entrepreneur-2024-6">hustle-culture</a> tendencies are not necessarily the most effective for everyone."Now, if you're a person who, work stresses you out, then you need to separate the two," he said. "So you have moments where you're not stressed, you're not thinking about work all the time."And that's actually more likely to be the majority of people. In its <a target="_blank" class="" href="https://www.mercer.com/assets/global/en/shared-assets/local/attachments/pdf-2024-global-talent-trends-report-en.pdf">2024 global trends report</a>, consulting firm Mercer found that 82% of employees surveyed felt at risk of burnout.In fact, work psychologist Tina Armasu <a target="_blank" class="" href="https://www.businessinsider.com/tips-work-life-balance-work-psychologists-2024-8">previously told</a> Business Insider that it's important to minimize talking about work after you've logged off."I think you need to know yourself," Adamolekun said. "And know how you react, how work impacts you."

Red Lobster's next CEO once explained why he doesn't practice work-life balance

<ul><li>US banks are sitting on an estimated $650 billion in unrealized losses on their bond holdings.</li><li>The surge in interest rates over the past 18 months drove bond prices lower, leading to bank failures earlier this year. </li><li>Here's why banks have flexibility in making sure that their $650 billion balance sheet bomb is defused. </li></ul>US banks have a ticking time bomb sitting on their balance sheets <a href="https://markets.businessinsider.com/news/bonds/bond-market-crash-jpmorgan-bank-of-america-unrealized-losses-explainer-2023-11">to the collective tune of at least $650 billion,</a> but it will likely be defused rather than explode.The banking sector, which <a href="https://www.businessinsider.com/silicon-valley-bank-failure-what-happened-bank-run-explained-2023-3">has been rocked by five bank failures this year,</a> has to grapple with the ramifications of buying trillions of dollars worth of low-yielding Treasury bonds prior to the start of the Federal Reserve's aggressive interest rate hiking cycle. Because bond prices fall as yields rise, the value of these holdings has plummeted since the Fed started hiking rates. But banks have flexibility in ensuring that massive unrealized losses sitting on their balance sheets don't become realized, <a href="https://www.businessinsider.com/silicon-valley-bank-failure-what-happened-bank-run-explained-2023-3">like they did for Silicon Valley Bank</a>, <a href="https://www.businessinsider.com/first-republic-bank-taken-jpmorgan-fdic-fails-find-buyer-2023-5">First Republic Bank</a>, and <a href="https://www.businessinsider.com/signature-bank-shut-down-by-regulators-depositors-bailed-out-2023-3">Signature Bank, which all failed earlier this year</a>, partly as a result of tanking fixed income portfolios. Here's how banks got into their $650 billion mess, and how they can maneuver avoid another financial catastrophe. <h3>What happened?</h3>A perfect storm brewed for banks after the outbreak of the pandemic, as consumers were flush with cash from the combination of stimulus checks and spending less money during the COVID-19 lockdowns.Consumers poured their excess savings into US bank deposits, and the banks invested those deposits in low-yielding government debt. By the end of 2021, US banks held more than $4 trillion in government debt that yielded less than 2%.Then interest rates started to surge, with the 10-year US Treasury yield tripling to more than 4.5% in less than two years. That sudden interest rate shock sent bond prices plunging, leading to a spate of bank failure and eventually to one of the <a href="https://markets.businessinsider.com/news/bonds/treasury-bond-yields-market-selloff-market-crashes-dot-com-bubble-2023-10">biggest market crashes market history.</a>That plunge in bond prices was bad news for US banks with sizable fixed income portfolios, as the market values of their assets cratered. The bond crash culminated in an estimated $650 billion in unrealized losses held by banks, according to Moody's.Bank of America alone had $131.6 billion in unrealized losses sitting on its balance sheet at the end of the third-quarter, which is more than half the value of the company's $218 billion market capitalization.<h3>How banks can defuse their balance sheet bomb</h3>Despite the massive unrealized losses, banks are looking at three scenarios that could help ensure losses aren't realized.First, banks could simply hold onto their low-yielding debt until it matures and not realize any losses at all. Unlike Silicon Valley Bank, many firms won't be forced to sell in order to cover deposits that are rapidly being pulled by customers. "The question is how many banks invested too far out on the Treasury yield curve? Most banks likely kept their duration risk under three years, so I suspect that those losses might be overstated," market expert Louis Navellier told Insider. Second, banks can sell some or all of their low-yielding debt and reinvest the proceeds in today's higher yielding bonds if they determine that interest earned from the higher-yielding debt would outweigh the losses realized on the bond sales."It puts them in a difficult situation because if they sell the asset, they have to book the loss which hurts their earnings and could require a potential recapitalization of the balance sheet," AlphasFuture founder Geetu Sharma told Insider. "On the other hand, if they continue to hold the asset to maturity, that capital is blocked and cannot be invested into higher return opportunities as available today in the market, impacting their future earnings." Third, banks could see the value of their bond assets increase and their unrealized losses decrease if interest rates move lower from current levels, like they have over the past two weeks. "If interest rates have peaked as markets are currently implying, banks could be seeing a reduction in some of these losses going forward," Sharma said.Finally, any resurgence of risks in the banking sector will be closely monitored by the Federal Reserve, and <a href="https://markets.businessinsider.com/news/stocks/fed-emergency-loans-btfp-banking-liquidity-svb-collapse-contagion-deposits-2023-3">emergency funding arrangements could once again be offered</a> to prevent another banking crisis from spiraling out of control."The Fed is likely to be on top of it, will protect customers and save the bank, as the Fed Put exists," Sharma said, referring to the idea that the central bank would likely step in to stem any extreme turmoil in across markets out of fear that it could destabilize the economy.<h3>What it means for the banking sector</h3>Banks are in a tricky spot as they manage their multi-trillion dollar pile of low-yielding debt, but barring another crisis of confidence in the banking sector, they should be able to escape this period without realizing any losses.But it's the money that they could have been making had they not piled into such low-yielding debt that will weigh on investor sentiment in the sector going forward.This is reflected in the stock performance of the banking sector, and it's showing no signs of recovering anytime soon, even as interest rates edge lower in recent weeks.The SPDR S&amp;P Bank ETF is down about 20% year-to-date, while the SPDR S&amp;P Regional Bank ETF is down 30% over the same time period. "Banks are exposed to lower earnings whether they realize it or not, markets may be pricing that in," Sharma said.<div type="image" title="Bank stocks" height="792" width="1143" msid="105152292" hostid="261" sizebytes="29950"></div>

How US banks can wiggle out of the $650 billion balance-sheet bomb hanging over them

With a wide banking network throughout the country, <keyword id="6653" type="CITY" weightage="20" keywordseo="ICICI-bank">ICICI bank</keyword> offers a plethora of financial services and banking solutions to individuals, corporates and institutions. This private sector bank has invested in the latest technology to provide a number of avenues to its customers for checking the account balance information as well as do some banking activities in an easy way without having to visit the bank physically. ICICI Balance check number To get your ICICI account balance information on your registered mobile phone, give a missed call to 9594612612. To get a mini statement of your recent transactions, give a missed call to the number 9594 613 613. To get your account balance information and a mini statement as requested, you must have registered your mobile number with the bank. When you make the said calls, the calls will get disconnected automatically within a few rings and then you will receive the information asked via SMS on the same mobile number. ICICI Balance check by net banking If you have registered for internet banking services, you would have got your user name and password. Visit the ICICI bank’s net banking portal and log in using these credentials. On the net banking dashboard, you can check your account balance information and also do some banking activities. Some of the options you can use on the net banking site include check previous transactions, fund transfers, mini statement and many others. ICICI Balance check by mobile banking ICICI bank provides a list of mobile apps for checking the account balance information and also doing some online transactions. <ul><li>iMobile is a full-fledged mobile banking app provided by ICICI bank. You can download this app from Google Playstore or Apple App Store. iMobile app lets you check balance information, make fund transfers, view the details of different types of accounts like credit cards, loans, PPF, iWish, insurance and others. On this app, you can also view mini statements and also request for emailing mini statements.</li><li>Mera Mobile is an app launched by ICICI bank in 12 vernacular languages. This app makes it easy to do balance check, view account summary, get a detailed statement, do fund transfers, make bill payments and do other kinds of banking activities and transactions.</li><li>iBizz ICICI Corporate Banking mobile app is meant for corporate customers and not for those using the savings account. This app can be downloaded from Google Play Store and also Apple App store. On the iBizz mobile app, the customers can check the account balance information, make fund transfers using UPI, make bill payments and many other banking activities. </li></ul>ICIC Balance check by SMS Banking For checking your ICICI account balance through SMS on your registered mobile number, you need to send the message ‘IBAL’ to 9215676766. If you have multiple accounts with ICICI bank and have one registered mobile number, you will get the balance information of your primary account on the registered mobile number. To get the balance information of other accounts, you must type in “IBAL &lt;space&gt; Last 6 digits of Account Number” and send it to 9215676766. See Also <a href="https://www.businessinsider.in/finance/news/how-to-check-account-balance-in-hdfc-bank/articleshow/74093957.cms">How to check account balance in HDFC</a> <a href="https://www.businessinsider.in/finance/article/steps-to-check-canara-bank-account-balance/articleshow/74075522.cms">How to check account balance in Canara Bank</a> <a href="https://www.businessinsider.in/steps-to-check-account-balance-in-sbi/articleshow/69607243.cms">How to check account balance in SBI </a>

How to check ICICI bank balance with enquiry number

<ul class="summary-list"><li>This post originally appeared in the Insider Today newsletter.</li></ul>Welcome back! With the holidays right around the corner, a friendly reminder to catch up with your elderly family members. It can <a style="text-decoration: underline;" href="https://www.insider.com/visit-family-friends-social-interaction-help-live-longer-study-2023-11">literally help save their lives</a>, according to scientists.In today's big story, we're looking at what the $650 billion in unrealized losses <a style="text-decoration: underline;" href="https://markets.businessinsider.com/news/bonds/bond-market-crash-banks-unrealized-losses-treasurys-rates-balance-sheet-2023-11">means for financial firms</a>. (Hint: It's not as bad as it seems.)What's on deck: <ul><li>Markets: A famed short-seller talks about everything from <a style="text-decoration: underline;" href="https://markets.businessinsider.com/news/stocks/short-seller-jim-chanos-crypto-bitcoin-tesla-ai-tech-etf-2023-11">crypto to Tesla</a>.</li><li>Tech: Inside the <a style="text-decoration: underline;" href="https://www.businessinsider.com/amazon-gives-apple-special-treatment-while-others-suffer-junk-ads-2023-11">secret deal between Apple and Amazon</a>.</li><li>Business: How remote workers are "double dipping" and <a style="text-decoration: underline;" href="https://www.businessinsider.com/overemployed-workers-secret-two-multiple-jobs-salaries-tech-tips-2023-11">secretly working two full-time jobs</a>.</li></ul>But first, it's only a loss... if it's realized.<h2>The big story</h2>Unrealized losses, real fear<a href="https://www.businessinsider.com/subscription/newsletter/insider-today"></a><a href="https://markets.businessinsider.com/news/bonds/bond-market-crash-banks-unrealized-losses-treasurys-rates-balance-sheet-2023-11"></a><div type="image" title="SVB" height="3648" width="4864" msid="105189827" hostid="261" sizebytes="317398"></div>$650 billion.That's the unrealized losses US financial firms wracked up as of September 30, <a style="text-decoration: underline;" href="https://markets.businessinsider.com/news/bonds/bond-market-crash-jpmorgan-bank-of-america-unrealized-losses-explainer-2023-11">according to Moody's estimate</a>. It's a 15% bump since the end of June, thanks in large part to the <a style="text-decoration: underline;" href="https://markets.businessinsider.com/news/bonds/bond-market-crash-what-are-treasury-yields-stocks-economy-americans-2023-10?utm_medium=ingest&amp;utm_source=markets">rout in the bond market</a>. And with the sell-off continuing well into October, that figure is now likely even worse. That's a pretty scary number! To put things in perspective, if those losses were a country's GDP, it'd be <a style="text-decoration: underline;" href="https://www.worldometers.info/gdp/gdp-by-country/" target="_blank" rel="noopener">just shy of the top 20</a>. But the numbers also don't tell the entire story. Similar to my potential to become a star NFL quarterback, the losses are unrealized. That means there's a lot of wiggle room for how big banks can portray them on their balance sheet. Insider's Matthew Fox <a style="text-decoration: underline;" href="https://markets.businessinsider.com/news/bonds/bond-market-crash-banks-unrealized-losses-treasurys-rates-balance-sheet-2023-11">has a full breakdown</a> of why banks can easily diffuse these balance-sheet bombs. Whether it's simply holding them until maturity (meaning they won't suffer any losses) or cashing them out and reinvesting in higher-yielding bonds, banks have ways to <a style="text-decoration: underline;" href="https://markets.businessinsider.com/news/bonds/bond-market-crash-banks-unrealized-losses-treasurys-rates-balance-sheet-2023-11">navigate the paper losses</a>.<a href="https://markets.businessinsider.com/news/bonds/bond-market-crash-banks-unrealized-losses-treasurys-rates-balance-sheet-2023-11"></a><div type="image" title="Chart showing the US big four bank stocks in 2023" height="428" width="671" msid="105189828" hostid="261" sizebytes="24690"></div>Of course, just because something isn't realized doesn't mean it's completely risk-free. They said the Titanic was <a style="text-decoration: underline;" href="https://www.britannica.com/story/did-anyone-really-think-the-titanic-was-unsinkable" target="_blank" rel="noopener">unsinkable</a>, and we all know how that ended. I don't mean to be a fearmonger, but perception can quickly become a reality, especially with Wall Street's herd mentality. A firm could have no plans of selling its bonds for a loss. But if enough people fear they might do it, things can escalate quickly. Lest we forget <a style="text-decoration: underline;" href="https://www.businessinsider.com/silicon-valley-bank-svb-first-social-media-bank-run-2023-3">Silicon Valley Bank</a>. To be sure, big banks are better capitalized than SVB. Bank of America, which is sitting on some $130 billion in paper losses, has been adamant about its intention to hold its government securities to maturity. But circumstances change. While the bond sell-off has cooled, there's always a risk it could spike again, putting even more pressure on banks to eventually pull the trigger.Even if things don't get so dire, those unrealized losses still feel pretty real to investors. Big banks' share prices noticeably dropped as bond prices sunk. Therein lies the biggest issue. Regulations already limit banks' balance sheets. Having more capital tied up in these bonds only further hamstrings lenders. And it couldn't come at a worse time, as new players <a style="text-decoration: underline;" href="https://www.businessinsider.com/news-today-november-1-blackrock-private-credit-risks-lending-2023-11">keep pushing into their territory</a>.<h2>News brief </h2>Your Monday headline catchupA quick recap of the top news from over the weekend:<ul><li><a href="https://www.businessinsider.com/tim-scott-drops-out-of-gop-race-for-president-2023-11">Tim Scott drops out of GOP primary race after girlfriend reveal</a></li><li><a href="https://www.businessinsider.com/iceland-state-of-emergency-risk-of-volcanic-eruption-2023-11">Iceland issues state of emergency and closes world-famous Blue Lagoon over fears of a volcanic eruption</a></li><li><a href="https://www.insider.com/best-outfits-celebrites-wore-baby2baby-gala-2023-11">13 of the best looks celebrities wore to the 2023 Baby2Baby Gala</a></li><li><a href="https://www.businessinsider.com/us-patriot-missile-defense-system-cost-middle-east-syria-iraq-2023-11">The US is sending more Patriot defense systems to the Middle East. They cost $1.1 billion each</a></li><li><a href="https://markets.businessinsider.com/news/bonds/chinese-financial-markets-sovereign-bond-sale-rates-liquidity-cash-crunch-2023-11">China's latest stimulus effort unintentionally creates chaos in its financial markets as short-term rates hit 50%</a></li></ul><h2>3 things in markets</h2><a href="https://markets.businessinsider.com/news/stocks/short-seller-jim-chanos-crypto-bitcoin-tesla-ai-tech-etf-2023-11"></a><div type="image" title="Jim Chanos" height="2000" width="2666" msid="105189829" hostid="261" sizebytes="104998"></div><ul><li>Short-seller Jim Chanos sounds off. From crypto to Tesla and AI, Chanos touched on plenty of topics. "You have to understand that the crypto ecosystem is well-suited for the dark side of finance for a lot of reasons," Chanos said in a recent interview. <a style="text-decoration: underline;" href="https://markets.businessinsider.com/news/stocks/short-seller-jim-chanos-crypto-bitcoin-tesla-ai-tech-etf-2023-11">Check out his four best quotes here</a>. </li><li>How to tell if a deal is in the works. Bank of America detailed the <a style="text-decoration: underline;" href="https://www.businessinsider.com/how-to-stocks-merger-acquisition-investing-strategy-bank-of-america-2023-11">key signs to look out for ahead of a company getting acquired</a>. The bank's analysts also highlighted 10 stocks that are prime acquisition targets, including Ralph Lauren and Expedia. </li><li>Two recession indicators are flashing, but it's not as bad as it sounds. The bad news: Indicators tied to the unemployment rate and the yield curve are <a style="text-decoration: underline;" href="https://markets.businessinsider.com/news/bonds/recession-indicators-stock-market-outlook-yield-curve-sahm-jobless-rate-2023-11">hinting the market is headed down</a>. The good news: They're being driven by something different than usual, meaning a recession isn't as big of a concern.</li></ul><h2>3 things in tech</h2><a href="https://www.businessinsider.com/amazon-gives-apple-special-treatment-while-others-suffer-junk-ads-2023-11"></a><div type="image" title="Screenshots of Apple products on Amazon" height="1000" width="1333" msid="105189830" hostid="261" sizebytes="78240"></div><ul><li>Leaked internal email: Apple privately asked Amazon to block rival ads. Product pages for other companies are cluttered with a mix of ads and product recommendations from competitors. Meanwhile, <a style="text-decoration: underline;" href="https://www.businessinsider.com/amazon-gives-apple-special-treatment-while-others-suffer-junk-ads-2023-11">Apple doesn't have ads or recommendations</a> until the very bottom. </li><li>Twitch CEO is somewhat living the van life. Dan Clancy is traveling the US in a van to <a style="text-decoration: underline;" href="https://www.businessinsider.com/twitch-ceo-driving-van-meet-streamers-ninja-t-pain-report-2023-11">meet top streamers</a> and hear their concerns. Plus, he's reportedly even giving some of them his personal phone number.</li><li>Emails reveal how Amazon and Google tap friends in government to influence policies. Last year, more than 80% of Amazon and Alphabet lobbyists <a style="text-decoration: underline;" href="https://www.businessinsider.com/amazon-google-ustr-lobbyists-policies-government-biden-emails-2023-11">previously held government jobs</a>. Critics say that this relationship lets Big Tech companies limit how they can be regulated.</li></ul><h2>3 things in business</h2><a href="https://www.businessinsider.com/overemployed-workers-secret-two-multiple-jobs-salaries-tech-tips-2023-11"></a><div type="image" title="A remote worker on two desktops" height="1500" width="2000" msid="105189832" hostid="261" sizebytes="227270"></div><ul><li>Inside the strange, secretive lives of the "overemployed." Holding multiple jobs has long been the backbreaking way for low-wage workers to get by. But the pandemic has fueled a <a style="text-decoration: underline;" href="https://www.businessinsider.com/overemployed-workers-secret-two-multiple-jobs-salaries-tech-tips-2023-11">similar trend among higher earners</a>. An Insider reporter spent several weeks hanging in the online communities of the overemployed. </li><li>Big firms are now eyeing Airbnb as a moneymaker. A major private-equity firm recently <a style="text-decoration: underline;" href="https://www.businessinsider.com/wall-street-next-airbnb-host-short-term-rental-2023-11">started buying Florida homes</a> to rent on Airbnb. But making a profit can be challenging for individuals and major companies alike. </li><li>Why strikes are working and which industries could be next. Experts said the economy is ripe for <a style="text-decoration: underline;" href="https://www.businessinsider.com/uaw-sagaftra-union-strikes-impact-pay-benefits-economy-healthcare-teachers-2023-11">workers to demand more</a> — partially because of the record profits some companies have recorded recently. They also said healthcare and food service are among the next industries to join the wave. </li></ul><h2>In other news</h2><ul><li><a href="https://www.insider.com/safest-states-in-the-us-ranked-2023-11">The 20 safest states in the US, ranked</a>.</li><li><a href="https://www.insider.com/american-dad-in-sweden-shares-differences-in-schools-2023-11">We moved from the US to Sweden. After-school care was basically free, but my kid barely learned any math</a>.</li><li><a href="https://www.businessinsider.com/spacex-workers-took-adderall-slept-bathroom-iv-treatments-deadlines-report-2023-11">SpaceX workers reportedly took Adderall and IV fluids, and some slept in the bathroom, to keep up with Elon Musk's deadlines</a>.</li><li><a href="https://www.businessinsider.com/how-to-lower-mortgage-rate-monthly-payment-real-estate-expert-2023-11">Four things homebuyers can ask for that could significantly drop the interest rate and monthly payment</a>.</li><li><a href="https://www.businessinsider.com/worked-new-dollar-general-started-falling-apart-before-it-opened-2023-11">"I quit my job at a brand-new Dollar General store after facing flooding, broken freezers, and frosty bathrooms.</a>"</li><li><a href="https://www.businessinsider.com/species-name-celebrity-awareness-regret-taxonomy-2023-11">Naming a species after a celebrity may do more harm than good</a>.</li><li><a href="https://www.businessinsider.com/top-stocks-to-buy-for-upside-analysts-ratings-tipranks-2023-11">These eight "strong buy" stocks are expected to soar by more than 100% to 200%, according to Wall Street's top analysts</a>.</li></ul><h2>What's happening today</h2><ul><li>Happy World Kindness Day! The day is meant to celebrate and spread kindness. It was created by the World Kindness Movement.</li><li>Professional hockey team Vegas Golden Knights visits the White House. The trip is to celebrate the team's 2023 Stanley Cup win.</li><li>Earnings today: Tyson Foods <a style="text-decoration: underline;" href="https://markets.businessinsider.com/earnings-calendar">and other companies</a>.</li></ul><h2>For your bookmarks</h2><a href="https://www.businessinsider.com/guides/deals/black-friday-deals"></a><div type="image" title="black friday gift box" height="1414" width="1885" msid="105189833" hostid="261" sizebytes="50836"></div>Early Black Friday dealsWhat to expect from Black Friday this year (plus, early offers). The guide covers TVs, laptops, fashion, mattresses, toys, <a style="text-decoration: underline;" href="https://www.businessinsider.com/guides/deals/black-friday-deals">and other hot categories</a>.The Insider Today team: <a href="https://www.businessinsider.com/author/dan-defrancesco">Dan DeFrancesco</a>, senior editor and anchor, in New York City. <a href="https://www.businessinsider.com/author/diamond-naga-siu">Diamond Naga Siu</a>, senior reporter, in San Diego. <a href="https://www.businessinsider.com/author/hallam-bullock">Hallam Bullock</a>, editor, in London. <a href="https://www.businessinsider.com/author/lisa-ryan">Lisa Ryan</a>, executive editor, in New York.

Balance-sheet blowup

<ul><li>You will have to first link your bank account to <keyword id="4878801" type="General" weightage="20" keywordseo="whatsapp-pay" source="Orion">WhatsApp Pay</keyword>.</li><li>The bank account balance can be viewed either from settings or from the payment message screen.</li><li>To view your account balance, you will need to input the UPI PIN.</li></ul>Most of us use WhatsApp as an instant messaging application, but since last year, the Facebook-owned platform has been <a href="https://www.businessinsider.in/tech/news/whatsapp-pay-upi-rolls-out-while-google-pay-phonepe-have-already-got-the-first-sting-with-the-npci-cap/articleshow/79075049.cms">offering UPI payments</a> in India. You can use WhatsApp to send and receive money just like any other UPI payment applications such as Google Pay, PhonePe and Paytm. If you haven’t set up WhatsApp payment, you can do that in the app by heading over to the Payments option in Settings on iOS devices or by tapping the three-dot More options icon on Android devices. Select ‘Add payment method’ and follow the instructions. It’s important to note that you can only select a bank account that is associated with your WhatsApp number. At the end of the process, you will have to set up a PIN which has to be remembered for making further use of the UPI payment services. Once you have set-up the payment method and added a bank account, you can check your bank account’s balance using the two methods given below. <cmsannotation type="cmsannotation" annotationid="Check bank account balance from Settings." comment="subhead" text="Check bank account balance from Settings.">Check bank account balance from Settings.</cmsannotation> <ul><li>Open the WhatsApp application.</li><li>On iOS, tap on Settings at the bottom of the screen, or on Android OS, tap on the three-dot icon at the top right of the main screen.</li><li>Select Payments.</li><li>Under the Payment methods, choose the relevant bank account.</li><li>Tap on View Account Balance and it will prompt you to input the PIN.</li><li>Your bank account balance will be displayed once you enter the PIN.</li></ul><cmsannotation type="cmsannotation" annotationid="Check bank account balance when sending money" comment="subhead" text="Check bank account balance when sending money">Check bank account balance when sending money</cmsannotation> You can also check your account balance while sending money from the payment message screen. Follow the steps below to check your balance. <ul><li>From the payment message screen, tap on the available payment method.</li><li>If you have linked more than one bank account to WhatsApp Pay, tap on the account whose balance you wish to view.</li><li>Now, tap on View Account Balance.</li><li>When prompted, enter the PIN to check your account balance.</li></ul>Alternatively, some banks also offer free banking services to customers over WhatsApp. Save the contact of the WhatsApp chatbot number associated with your bank and send a ‘Hi’ message. A menu of services will be prompted in the chatbox that will include viewing your account balance option. Respond with the selection to view your account balance. SEE ALSO: <a href="https://www.businessinsider.in/tech/news/how-to-take-screenshots-on-windows-10-8-and-7/articleshow/86168223.cms">How to take screenshots on Windows 10, 8 and 7</a> <a href="https://www.businessinsider.in/how-to-delete-facebook-account-permanently/articleshow/70313851.cms">How to delete Facebook account permanently</a> <a href="https://www.businessinsider.in/tech/how-to/how-to-fix-gmail-if-youre-not-receiving-emails/articleshow/86105969.cms">How to fix Gmail if you're not receiving emails</a>

Here’s how to check your bank account balance using WhatsApp Pay

One of the oldest banks in India, <keyword id="6368628" type="COMPANY" weightage="20" keywordseo="syndicate-bank">Syndicate Bank</keyword> started serving the customers in the country with a range of financial and banking services in 1925. Earlier, it was called Canara Industrial and Banking Syndicate Limited. Eventually, the bank was merged with Maharashtra and South Indian Apex bank and was then renamed as Syndicate Bank with its headquarters situated in Manipal. If you are a Syndicate Bank customer, here are a few ways provided by the bank to check your account balance. Missed call banking Syndicate Bank provides the missed call method to check the customer’s account balance. To use this facility and check your balance, give a missed call from your registered mobile number to 9210332255. Your call will get automatically disconnected after a few rings. You will receive an SMS on your mobile indicating your balance information. This is a free service provided by the bank. SMS banking balance check To check your syndicate bank account balance through the SMS balance check method, you can follow the steps given under and send a message from your registered mobile number to 9210332255. To check the present balance: SBAL or sbal &lt;CustomerID&gt; To get the last 5 transactions: STXN or stxn &lt;CustomerID&gt; Balance check through Syndicate Bank App Syndicate Bank mobile app is free to download from the app stores. Once you download and install this app on your phone, you can check your account balance by logging in using your credentials and landing on your specific account page. Net banking balance check method Syndicate Bank provides a net banking facility to its customers. With Syndicate Bank net banking facility, you can do some important banking and financial functions. You need to register for this service first and then you can check your account balance or do payment transfer using the NEFT, IMPS and RTGS facilities. Balance check through USSD banking method This is a mobile banking facility available for the syndicate bank customers. IN fact, this method can be used by any bank’s customer for checking the account balance. Most interestingly, this facility lets you check your bank account balance from any handset. You just have to dial *99# and the mobile banking session will start. You can check your bank balance along with gaining access to some other banking services. Check balance at the ATM Syndicate Bank customers can also check their account balance at the ATMs. You can check your Syndicate Bank account balance on any bank’s ATM. Use the following steps to check your balance at the ATM. Insert your ATM card in the slot provided in the ATM machine. Follow the steps as asked on the machine. Input your 4-digit PIN number. Select the option ‘View Account Balance’. When you check your balance on the ATM machine, no charges will be debited from your account as this is a free service. Balance check using UPI payment app Syndicate Bank customers as well as the customers of any bank can use the UPI Payment app for checking balance. You will find a large number of UPI payment apps which you can download and install on your phone. Across most of these UPI apps, the process to check your balance is almost the same. See Also - <a href="https://www.businessinsider.in/steps-to-check-account-balance-in-sbi/articleshow/69607243.cms">How to check account balance of SBI</a> <a href="https://www.businessinsider.in/personal-finance/news/how-to-activate-the-new-state-bank-of-india-atm-card-online/articleshow/74965906.cms">How to activate new SBI ATM card Online</a>

How to check Syndicate bank balance

<keyword id="6358006" type="COMPANY" weightage="20" keywordseo="andhra-bank">Andhra Bank</keyword> has been serving Indian customers since 1923. Headquartered in Hyderabad, Andhra Bank is one of the most popular banks in the country with a large customer base. The customers of Andhra Bank have several easy and quick methods to check their account balance without visiting the bank physically. Read on to know some simple ways to check <keyword id="9083519" type="UNKNOWN" weightage="20" keywordseo="Andhra-Bank-account">Andhra Bank account</keyword> balance. Missed call method to check account balance To check your Andhra Bank account balance using the missed call method, you just need to give a missed call from your registered mobile number to 09223011300. After a few rings, the call will automatically get disconnected and you will get an instant SMS stating your account balance. Internet banking to check the balance Andhra Bank provides an internet banking facility to its customers. You can visit the Bank’s internet banking site and login using your credentials. Once you land on your account page, navigate to Accounts and then inquire. Choose ‘Account Summary’ option and select Actions and then click on ‘Account Statement’. Mobile banking method to check the balance Andhra Bank provides mobile banking facility for its customers. AB Tej and Andhra Bank e-Passbook are two innovative and customer-friendly apps provided by Andhra Bank to check your account balance and also perform some easy banking and financial activities online. Some banking and financial functions you can perform on the mobile app include balance check, mini statement, cheque book request, fund transfers, and others. Download and install any one of these apps on your phone and register for the online services. You can easily check your account balance from time to time on these mobile apps. Toll free enquiry number to check account balance Andhra Bank provides a toll-free number to check account balance. From your registered mobile number, dial 1800 425 1515. Once you dial this number, you will be asked to select your language. You can use this telebanking service to check your account balance, get account statements, and carry out some easy banking and financial activities. Andhra Bank’s telebanking facility is available to customers between 10.00 am to 5.00 pm on all working days. On the second and fourth Saturdays, this service is not available. Check account balance at the ATM Andhra Bank provides a number of ATMs across the country for its customers. You can visit the Andhra Bank ATM to check your account balance and also perform some banking and financial activities. In fact, Andhra Bank customers can use any bank’s ATM to check their account balance and perform some financial transactions. To check you balance, insert your debit card in the slot provided. Input your PIN and follow the instructions. Select the ‘Account balance’ option and you will find your account balance information displayed on the screen. You can also get your account balance information printed by the ATM machine. Passbook Andhra Bank provides a passbook for all its customers while opening the account. You need to update the passbook entry by visiting the bank or the passbook printing kiosks set up by the bank in different sites. The passbook will have all the information about your account with the bank. Once it is updated, you will see the latest transactions done on your Andhra Bank account. See Also - <a href="https://www.businessinsider.in/finance/news/how-to-check-account-balance-in-icici-bank/articleshow/74169469.cms">How to check Account balance in ICICI Bank</a> <a href="https://www.businessinsider.in/personal-finance/news/how-to-activate-the-new-state-bank-of-india-atm-card-online/articleshow/74965906.cms"></a><a href="https://www.businessinsider.in/steps-to-check-account-balance-in-sbi/articleshow/69607243.cms">How to check account balance in sbi</a> <a href="https://www.businessinsider.in/personal-finance/news/how-to-check-account-balance-in-pnb/articleshow/74135649.cms">How to check account balance in pnb</a>

How to check Andhra Bank account balance from enquiry number

A highly popular player among the public sector banks, <keyword id="111832" type="CITY" weightage="20" keywordseo="Oriental-Bank-of-Commerce">Oriental Bank of Commerce</keyword> abbreviated as OBC provides a wide range of banking and financial products and services to customers in India. Investing in the latest technology, OBC offers its customers several ways to do easy banking at their convenience. If you have an OBC account, here are the different ways in which you can know your balance and also perform different banking activities digitally. Check OBC balance through missed call method Use the Oriental Bank of Commerce Balance Enquiry Number 08067205757 to find your account balance. You just need to give a missed call to this number. Your call will automatically get disconnected after short rings and you will receive an SMS within a few seconds providing your account balance. The missed call balance check option is available only on the registered mobile numbers. If you have not registered your mobile number with the bank account, you will have to do it by visiting the nearest OBC branch and do it to avail of the service. OBC Bank account balance by Net banking OBC also provides net banking facility to customers. You can opt for net banking facility while opening the account with the bank or during a later stage. On registering for net banking, OBC will send you a user ID and password. You need to input these login credentials to land on the net banking page. In addition to doing balance check, you can also perform a variety of banking operations on this page without having to visit the bank physically. check Obc bank balance check by Mobile banking OBC provides a mobile banking app which has to be downloaded and installed on your mobile phone. You can get this app both on Android and iOS platforms. You can use this app only on the registered mobile number. Once you login on the app using your user ID and password, you can check the balance as well as perform a range of banking operations on this app. OBC bank balance check my mobile number To know your account balance, you can also use the SMS banking facility provided by OBC. Type in “ACBAL &lt;14 digit Account number&gt;” and send to the SMS banking number of OBC 9915622622. Note that this service will be available only on the registered mobile numbers. If you wish to get a mini statement using this option, you will have to type in “STM &lt;14 digit Account Number&gt;” and send the message to the SMS banking services number 9915622622. Toll-free number for checking account balance and reporting queries OBC has provided toll free number to its customers for reporting queries and also doing balance check. This number is used by the OBC customers to get all their queries regarding account balance resolved. For instant checking of your account balance, use the toll free number of OBC 18001801235. Once you dial this number on your registered mobile phone, you will have to follow the automated IVR instructions that will guide you through the different steps in knowing the balance and utilizing the other services provided on the toll free number. See Also: <a href="https://www.businessinsider.in/finance/news/how-to-check-account-balance-in-hdfc-bank/articleshow/74093957.cms">How to check account balance in HDFC</a> <a href="https://www.businessinsider.in/finance/article/steps-to-check-canara-bank-account-balance/articleshow/74075522.cms">How to check account balance in Canara Bank</a> <a href="https://www.businessinsider.in/steps-to-check-account-balance-in-sbi/articleshow/69607243.cms">How to check account balance in SBI </a>

OBC bank - How to check account balance in obc bank

Earlier called as UTI Bank, Axis Bank is one among the largest private sector banks in India. Axis bank provides a wide range of banking and financial services and products to its customers. With its headquarters located in Mumbai, Maharashtra, Axis bank has invested in state of the art technology to provide an innovative range of facilities for its customers. In order to facilitate hassle free and convenient banking, Axis Bank offers a few facilities. Here are a few ways in which Axis Bank customers can check their balance and also do some banking operations in the digital way without having to visit the bank physically. Axis Bank Balance enquiry numbers (Missed call method) The missed call route is the easiest and the quickest option for Axis customers to know their account balance instantly. This facility is made available on the mobile number which you have registered with the bank and linked to your account. For knowing your Axis bank account balance, give a missed call to 1800 419 5959. To know the same in Hindi, you need to make the missed call to the number 1800 419 5858. If you need a mini statement, give a missed call to the number 1800 419 6969. The same facility is available in Hindi on the number 1800 419 6868. Once you give a call to this number, your call will get automatically disconnected after a few rings. Depending on the number you dialed on your registered mobile number, you will get a message instantly stating your account balance or a mini statement of the last few transactions done on your account either in English or Hindi as is the case. It is also possible to recharge your mobile number with a missed call. To avail of these services, you must have registered your mobile number with the bank. Check Account Balance with Internet banking Axis bank internet banking is a convenient banking method offered by the bank to its customers. Once you register for internet banking with Axis Bank, you will receive a username and password. These credentials will be asked when you want to log on to your Axis Bank Internet Banking page. On the dashboard specifically meant for you, you can view your account balance and also perform several banking transactions. Once you click on the respective menu options, you can also view a detailed statement of your account. Check a/c balance from Mobile banking Axis Bank customers can also benefit from the mobile banking facility offered by the bank. Some of the most advanced mobile apps the bank provides its customers are Axis Mobile, BHIM Axis Pay, Axis OK, Axis Merchant App and Axis Netsecure. ‘Axis OK’ is a multilingual app that can work offline too. The languages in which it is available include English, Hindi, Gujarati, Marathi, Tamil, Malayalam and Telugu. You can check your account balance and also perform a variety of banking activities on this app. ‘Axis Mobile’ is another banking app that facilitates some crucial banking services online like checking balance, opening a savings account or fixed deposit account, funds transfers to your own accounts with Axis Bank or with other banks and third party fund transfers. See Also: <a href="https://www.businessinsider.in/steps-to-check-account-balance-in-sbi/articleshow/69607243.cms">How to check account balance in SBI </a> <a href="https://www.businessinsider.in/finance/news/how-to-check-account-balance-in-bank-of-baroda/articleshow/74119351.cms">how to check account balance in bank of Baroda</a> <a href="https://www.businessinsider.in/personal-finance/news/how-to-check-account-balance-in-pnb/articleshow/74135649.cms">How to check account balance in PNB Bank</a>

Easy ways to check account balance in AXIS Bank

PNB, expanded as Punjab National Bank is today one of the largest banks in India. Like many other banks in the country, PNB has also invested in the latest digital technology to provide an array of convenient options to its customers to check their account balance information and also do a number of banking operations on the digital avenues. Here are a few quick and easy options available for PNB customers to check balance and also carry out some financial and banking activities on their phones or computers without having to visit the bank physically. <keyword id="8778712" type="UNKNOWN" weightage="20" keywordseo="pnb-account-balance">PNB account balance</keyword> enquiry number For checking the <keyword id="6241064" type="UNKNOWN" weightage="20" keywordseo="pnb-account">PNB account</keyword> balance information, you need to give a missed call to the toll free number 18001802223. This can be done only on the mobile number that is registered with the bank. The alternative number you can dial to get your account balance information is 01202303090. When you call these numbers, your call will automatically get disconnected after a few rings and then you will receive an SMS on the same mobile number with the details of your account balance. Using this method, you will be able to receive the account balance information of savings account, current account, overdraft, and cash credit. Note that balance check facility through the missed call method is available only to customers who have registered their mobile numbers for this service. If you have not registered your mobile number, you will have to do it by visiting the nearest PNB bank branch. PNB account balance from Internet banking PNB net banking facility lets you do a list of banking operations online. When you register for the PNB net banking facility, you will get a username and password. These credentials will be required every time when you log into the online net banking portal of PNB. The dashboard of this service will provide your account balance information and you will also be able to carry out a list of banking activities and transactions on this portal. To get the balance information, you must choose the option ‘Account Summary’ after logging into your account. PNB account balance from Mobile banking PNB is providing a few mobile apps for balance check as well as a list of banking activities and transactions in the digital way. These apps let you do some transactions online without having to visit the bank. <ul><li>PNB mBanking app can be downloaded on your Android or iOS device. You can perform an array of banking activities on this app like PNB account balance enquiry, mini statement request, fund transfers and others. </li><li>PNB mPassbook is an interesting app offered by the bank for balance check and getting detailed statements. Using this app, you can also save your detailed statements on your mobile phone. </li><li>PNB MobiEase is yet another app developed and administered by PNB for the convenience of its digital age customers. This app is available only for Android users. The different services you can get on this app are SMS Banking, USSD Banking or Missed Call Banking. Notably, to avail of these services on your Android phone, you will not need 3G, WiFi or net connectivity.</li></ul>SEE Also :<a href="https://www.businessinsider.in/finance/news/how-to-check-account-balance-in-hdfc-bank/articleshow/74093957.cms">How to check account balance in HDFC</a> <a href="https://www.businessinsider.in/finance/article/steps-to-check-canara-bank-account-balance/articleshow/74075522.cms">How to check account balance in Canara Bank</a> <a href="https://www.businessinsider.in/steps-to-check-account-balance-in-sbi/articleshow/69607243.cms">How to check account balance in SBI </a>

Easy ways to check account balance in PNB Bank

Headquartered in Mumbai, Maharashtra, <keyword id="6359231" type="COMPANY" weightage="20" keywordseo="Central-Bank-of-India" source="Orion">Central Bank of India</keyword> (CBI) is a popular player among the large sized commercial banks in India. Central Bank of India offers a range of financial and banking services to its customers. If you are a Central Bank of India customer, you can use a number of ways to check your account balance including the following. <cmsannotation type="cmsannotation" annotationid="Check enquiry number of central bank of India" comment="subhead" text="Check enquiry number of central bank of India">Check enquiry number of central bank of India</cmsannotation> This method of checking CBI balance works through the missed call method. To check your CBI account balance, you need to give a missed call to the CBI toll free number 95552 44442. Once you dial this number from your registered mobile, the call will get disconnected automatically and then you will receive an SMS giving you your account balance information. You can use this method for checking the balance both in current account and savings account. <cmsannotation type="cmsannotation" annotationid="Net banking method of central bank of India" comment="subhead" text="Net banking method of central bank of India">Net banking method of central bank of India</cmsannotation> CBI provides net banking facility to all its customers. If you have already registered for Central Bank of India net banking facility, you can check your account balance using this method. Visit the CBI home page and the login using your credentials. Once you land on your exclusive page, you can know your account balance from the account summary. You can also perform a number of banking functions and financial transactions using the net banking facility. <cmsannotation type="cmsannotation" annotationid="Mobile banking method of central bank of India" comment="suhead" text="Mobile banking method of central bank of India">Mobile banking method of central bank of India</cmsannotation> To check your CBI balance using the mobile banking method, you need to download and install the CBI mobile banking app on your phone. Central Bank of India provides three mobile apps for its customers namely Cent Mobile, Cent m-passbook, and cent Mobilite. You can use these apps to check your account balance, and also carry out some financial transactions and banking functions. <cmsannotation type="cmsannotation" annotationid="Check balance from SMS" comment="subhead" text="Check balance from SMS">Check balance from SMS</cmsannotation> You can also check your <keyword id="9064390" type="General" weightage="20" keywordseo="central-bank-of-India-account" source="Orion">Central Bank of India account</keyword> balance through SMS method. To do this, you need to send an SMS from your registered mobile number typing BALAVL &lt;A/c No&gt; &lt;MPIN&gt; to 99675-33228. You will get an instant SMS in reply giving you your CBI account balance information. If you have not registered your number for this facility, you need to first do that by visiting your nearest CBI branch. <cmsannotation type="cmsannotation" annotationid="Passbook method" comment="subhead" text="Passbook method">Passbook method</cmsannotation> All the account holders of CBI will have received a passbook from the bank. This is a handy register that helps keep track of all the financial transactions happening on your CBI bank account. <cmsannotation type="cmsannotation" annotationid="CBI ATM to check your account balance" comment="subhead" text="CBI ATM to check your account balance">CBI ATM to check your account balance</cmsannotation> TO check your CBI balance using the ATM method, visit your nearest CBI ATM. Swipe your card in the slot provided for this. Give your PIN as asked by the ATM machine. Select the option ‘Balance Enquiry / check account balance’. You will see your account balance information displayed on the screen. <cmsannotation type="cmsannotation" annotationid="Toll free number for CBI balance enquiry" comment="subhead" text="Toll free number for CBI balance enquiry">Toll free number for CBI balance enquiry</cmsannotation> To check your CBI account balance using this method, you need to call the toll free number 1800 22 1911 from your registered mobile number. Your call will disconnect at once and you will get an SMS on this number giving you your CBI account balance information. See Also - <a href="https://www.businessinsider.in/steps-to-check-account-balance-in-sbi/articleshow/69607243.cms">How to check account balance of SBI</a>

Central bank of India balance check - check out different steps

Formed in 1950, <keyword id="63524" type="General" weightage="100" keywordseo="Union-Bank-of-India" source="Orion">Union Bank of India</keyword> is one of the largest nationalized banks in India. There are around 2,000 branches for the bank across the globe and today <keyword id="51925" type="General" weightage="20" keywordseo="Union-Bank" source="Orion">Union Bank</keyword> of India is fully CBS enabled with a turnover of over 2 lakh crores. Union Bank of India customers can access several convenient facilities offered by the bank to check their account balance and also perform several banking and other financial functions. Here we discuss how to check the <keyword id="9083548" type="General" weightage="20" keywordseo="Union-bank-of-India-account-balance" source="Orion">Union Bank of India account balance</keyword> through different easy and quick methods without having to visit the bank physically. <cmsannotation type="cmsannotation" annotationid="Missed call method to check account balance" comment="subhead" text="Missed call method to check account balance">Missed call method to check account balance</cmsannotation> If you wish to check your Union Bank of India account balance through the missed call method, you can follow the simple steps below. Give a missed call to 09015431345 from your registered mobile number. The call will get automatically disconnected after a few rings. You will get an SMS to your mobile stating the details of your account balance. <cmsannotation type="cmsannotation" annotationid="Internet banking balance check" comment="subhead" text="Internet banking balance check">Internet banking balance check</cmsannotation> Union Bank of India offers internet banking service through its dedicated online portal. You can also use the internet banking site to perform several financial and banking activities and also check your account balance. If you have already registered for this service, follow the simple steps below to know your account balance. Login to the Union Bank of India net banking site using your login credentials. Enter the username and password. Select the option ‘Account summary’ from the dashboard to know your account balance through net banking method. Using this facility, you can also request an E-statement to view your past transactions. <cmsannotation type="cmsannotation" annotationid="Mobile banking to check balance" comment="subhead" text="Mobile banking to check balance">Mobile banking to check balance</cmsannotation> Union Bank of India offers some sophisticated mobile apps for its customers to check account balance. Here are the different apps you can use to check your Union Bank of India account balance as well as perform some financial and banking activities online from the ease of your mobile phone. Two different apps provided by Union Bank of India include Union Mobile Banking, Union ePassbook. You can download and install any one of these two apps on your phone and follow the simple steps to check your balance and also get your account statement. USSD method to check balance <keyword id="9083547" type="General" weightage="20" keywordseo="Union-bank-of-India-balance" source="Orion">Union Bank of India balance</keyword> check can also be done by dialing USSD code on your mobile phone. Dial *99*63# or *99# from your registered mobile phone number and you will get an SMS stating your Union Bank of India account balance. SMS banking method Union Bank of India customers can also check their account balance using the SMS method. You just need to send an SMS to the number 9223173933 by typing BAL&lt;MPIN&gt;. Balance check at the ATM Union Bank of India provides ATM facilities for its customers. However, you can use any bank’s ATM to check your Union Bank of India account balance. Visit the nearest ATM and insert your debit card in the slot provided. Input your PIN number and follow the instructions. Choose the ‘Account Balance’ option and you will see your account balance displayed on the screen. You can also get a print out of your Union Bank of India account balance.

Union Bank of India balance check enquiry number

One of the largest nationalized banks in India, <keyword id="113653" type="COMPANY" weightage="20" keywordseo="United-Bank-of-India">United Bank of India</keyword> provides a range of financial and banking services to its customers in the country. UBI was formed in 1950 by amalgamating four banks including Comilla Banking Corporation Ltd., Bengal Central Bank, Comilla Union Bank Ltd., and Hooghly Bank Ltd. Around the globe, UBI has about 2,000 branches. The bank also offers a range of financial services like mutual funds, insurance, retail banking, share trading and others. Here are the different ways provided by the United Bank of India for its customers to know their <keyword id="9074216" type="UNKNOWN" weightage="20" keywordseo="UBI-account-balance">UBI account balance</keyword>. Balance enquiry using the missed call method If you wish to check your UBI account balance through the missed call method, you must dial the number 09015431345 from your registered mobile number. Your call will get disconnected automatically after a few rings and you will receive an SMS on your number indicating your account balance. If you have not registered your mobile number for this service, you must first get it done by visiting the nearest branch to be able to use the range of services offered on the registered mobile numbers of the UBI customers. Internet banking balance check United Bank of India provides a net banking facility for its customers for accessing banking and financial services online. You must first register for this service. Visit the bank’s official site and login using your credentials. Enter the username and password in the fields shown and click on submit. After logging in, select the option ‘Account Summary’ to know your balance. Balance check using the mobile banking facility UBI offers a number of sophisticated apps to check the account balance and also carry out some financial and banking transactions online. You may download either ‘United Mobile Banking app or United Passbook’ app to check your balance and also do some banking operations on the app. USSD based balance check For checking your United Bank of India account balance, you can also use the USSD based service available to the customers of all banks. From your registered mobile number, just dial *99*63# or *99# to get your balance. Information. Since this facility is available on all GSM enabled phones, most customers can use this method easily. Balance check through the SMS banking method United Bank of India also provides the SMS banking service to check the account balance. Send an SMS to 9223173933 by typing BAL&lt;MPIN&gt;. Wireless Application Protocol (WAP) balance check For checking the UBI account balance in this method, access the website <a href="https://mobile.fssnet.co.in/mpaywap/unbi">https://mobile.fssnet.co.in/mpaywap/unbi</a> through your mobile phone browser. Those who have GPRS service can use this facility for balance check and also a number of banking functions. UBI balance check at the ATM Across the globe, the UBI operates more than 1,000 ATMs. You can visit the UBI ATM or the ATM of any other bank to know your UBI account balance. Insert your ATM card in the slot provided in the ATM machine. You will be prompted to enter your four digit PIN and also follow the steps as asked. To know your UBI account balance, select the ‘Balance Enquiry’ option and you will see your account balance displayed on the screen and also printed on the slip issued by the machine. See Also <a href="https://www.businessinsider.in/finance/news/how-to-check-account-balance-in-bank-of-baroda/articleshow/74119351.cms">How to check balance of Bank of Baroda </a> <a href="https://www.businessinsider.in/steps-to-check-account-balance-in-sbi/articleshow/69607243.cms">How to check account balance of SBI</a>

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