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6 mins read

A Deposit Dilemma — What's the fuss about a crisis in Indian bank deposits? Are mutual fund investments to blame?

The growth rate of bank deposits in India has been slowing, largely outpaced by credit growth. But …

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6 mins read

Simply Put: A Deposit Dilemma — What's the fuss about a crisis in Indian bank deposits? Are mutual fund investments to blame?

Indians seem to be depositing less money in banks, and everyone's blaming the stock markets. But ar…

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3 mins read

Loan-to-deposit ratio will subside on its own in coming months, notes Motilal Oswal report

As of 9th August, 2024 the Indian banking sector's loan-to-deposit (LD) ratio stood at 77.2 %, whic…

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1 min read

Banks should bring in innovative products to mobilise deposits: FM Nirmala Sitharaman

The banks, she stressed, need to focus on core banking business which is mobilising deposits an…

PTI   


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2 mins read

Discouraging retail play in F&O may help banks garner deposits: SBI Chairman

Khara said the budget announcements like the tweaks on the short-term and long-term capital gains w…

PTI   


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1 min read

Bank deposits losing attractiveness as govt savings schemes see strong growth

Global brokerage Goldman Sachs has flagged multiple headwinds to deposit growth in Indian banks as …

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2 mins read

Household savings are choosing mutual funds over banks to invest savings: RBI Governor

The households are choosing the capital markets over the banks to park or invest their savings, hig…

ANI   


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2 mins read

Credit growth in banks continues to exceed deposits, says new SBI report

The State Bank of India reported that credit growth in Indian banks has been consistently outpacing…

ANI   


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2 mins read

52.81 crore Jan-Dhan accounts have deposited balance of over Rs. 2.3 lakh crore: Minister of State for Finance

About 35.15 crores or 66.6 per cent of PMJDY accounts have been opened in rural and semi-urban area…

ANI   


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9 mins read

Interest rates on deposits need to go up, say experts, as share of FDs in household financial assets drops

Banks will have to increase interest rates on deposits faster, say experts, as investors turn to ot…

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1 min read

CHART OF THE DAY: US households are now sitting on an 'unprecedented' $18 trillion in liquid assets

"Increased savings and household wealth adds further reinforcement to consumer resilience," Bank of…

Matthew Fox   


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2 mins read

The economy has run out of dry powder as inflation has slashed excess household savings, investment firm says

For most Americans, inflation has eaten away at excess savings from the pandemic. That spells troub…

Jennifer Sor   


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4 mins read

It’s not just Mercedes, even bank deposits are competing with equities

Financialisation of household savings is expected to have a far-reaching impact on the banking …

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4 mins read

SVB solution ensures taxpayer dollars are not put at risk: President Biden

The US President, Joe Biden, assures the American people and businesses that a resolution of the co…

PTI   


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1 min read

China's state-run banks cut deposit rates to stimulate sluggish economic growth

Lowered deposit rates will eventually lead to an easing in lending rates, prompting more Chinese co…

Filip De Mott   


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3 mins read

Indian banks better placed than their US peers due to attractive valuations and stickier deposits

Turmoil in the US and Europe’s banking sector has had an impact on banks in other markets as well, …

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5 mins read

Ways to save more money after your monthly expenses

Let's say you earn ₹20,000 per month and wish to save at least 30% - which is ₹6,000. Here comes…

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5 mins read

Family savings in India face the threat of more interest rate cuts

On the contrary, lending rates are coming down and so are deposit rates-- and that hurts hou…

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2 mins read

Buying a home is now unaffordable for 26 million households – and things won't get better anytime soon

Soaring mortgage rates and stubbornly high prices locked nearly a third of buyers out of the market…

Ryan Hogg   


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1 min read

The wealth of American households has declined for the first time since the pandemic began, due to a $3 trillion stock-market wipeout

US household wealth fell $500 billion to $149.3 trillion in the first quarter of 2022 — marki…

Huileng Tan