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CIBIL Score vs CIBIL Report - check out the differences
In summary, the CIBIL score is a concise numerical representation of creditworthiness, while the CI…
Consumption loans take a breather in July-September 2023 period, even as delinquencies rise
India’s retail loan growth moderated in the second quarter of FY24, especially in consumption-led s…
How to find your CIBIL, Experian and CRIF credit score for free
A credit score is an important metric that helps in getting loans and credit cards. A credit score …
I'm 30 and bought my first home for $375,000 this year. I have a partner but wanted to buy it on my own.
Ayriel Von Schert didn't want to wait until marriage to start building wealth with real estate. She…
Alcynna Lloyd
Credit cards, personal loans & more – India’s youngest adults lead in credit inquiries
As India’s youngest adults are going for credit cards, consumer durable loans and personal loans – …
Wayanad Landslide: Kerala Bank waives loans for disaster victims at Chooralmala Branch
In the wake of the landslide disaster at Mundakkai in Wayanad district of Kerala that took place on…
ANI
Credit score improvement requires strict discipline but it is possible – Here’s how to go about it
Having a healthy credit score of 750 and above comes in handy when you apply for a loan, especially…
Tempted by a top up loan offer? Here’s why it may not be a bright idea
Several financial institutions offer a top-up on personal loans to existing borrowers who have a go…
Four ways to reduce interest rate on your home loan
Buying a home is one of the biggest financial goals one has and since a home loan is a commitment f…
Teacher Next Door program and other home loans for teachers
Teachers and other school personnel may be able to use the Teacher Next Door program or other home …
Molly Grace
5 things to keep in mind before taking a personal loan
A personal loan can come in handy when you need money in case of an emergency. Being an unsecured l…
Armed with better credit scores, female borrowers grow in numbers: CIBIL
The number of women borrowers is on the rise, with growth rates higher than those of men. This is d…
Meet the millennials who got student-loan forgiveness and now have the freedom to save for retirement, grow their families, and consider going back to school
BI spoke to millennials who received student-loan forgiveness over the past few years due to Biden'…
Ayelet Sheffey,Katherine Tang…
Looking for a home loan of ₹75 lakh or above? The RBI rate hike pause might not bring you relief
The Reserve Bank of India has revised the risk weights for individual housing loans, which could re…
Look to refinance your home loan to save on EMI payments
Since May 2022, the EMI per lakh has gone up from ₹899 to ₹1,044. The RBI has raised the repo rate …
Don't be in a hurry to prepay but plan EMIs better, say experts as home loan burden set to rise
The RBI has raised interest rates by 25 basis points to 6.5%, which will make home loan borrowers' …
Rising interest rates hitting you hard? Here’s how to ensure your home loan is paid off before retirement
You may increase your EMI to up to 40-50% of your income at the most. Prepayment should be consider…
Three credit card mistakes to avoid to maintain good CIBIL scores, and avoid too much interest
While a credit card has its advantages, it also has demerits that users choose to ignore or ar…
Want to sell your home? Get ready for disappointment.
Gone are the days of throwing up a for-sale sign and waiting for the feeding frenzy to begin. Agent…
James Rodriguez
A millennial woman shares how she made nearly $250k secretly working 2 jobs and why she still can't afford a home in California
Secretly working two jobs paid off a millennial's student debt, but she said her $250,000 income st…