Best printers for Home

Best Mixer Grinder

Best wired Earphones

Best 43 Inch TV in India

Best Wi Fi Routers

Best Home Theatre in India

Smart Watch under 5000

Best Laptops for Education

Best Laptop for Students

Bank holidays in India are guided by the list of national holidays and state holidays in which the concerned bank is situated. Hence while banks across the nation remain closed on national holidays, the list of local or state holidays take into account the holidays observed by the state government. Sundays are weekly holidays for banks. As per the Reserve Bank guidelines, banks remain closed on the second and fourth Saturdays in a month. Hence the regular list of bank holidays in every month take away 6 days minimum in a month for Sundays, second and fourth Saturdays. Keeping track of bank holidays is very important since you cannot do some banking activities and important transactions on bank holidays. Though most transactions are becoming online today, knowing bank holidays can help avoid unexpected hassles if you have to visit the banks on important banking activities. Here is the list of bank holidays in September 2020. After the break of global pandemic, most banks operate with minimum staff even on working days. Banks are encouraging their customers to make enough use of the online transactions to avoid crowds at the banks and request the customers to visit the branches only when there is an absolute necessity. This situation has seen an increase in online banking. List of bank holidays in September 2020 Here is the list of weekend, national and regional holidays for banks in September 2020. <table style="border-width: initial; border-style: none;"></colgroup><tbody><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#9cc3e5;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Date </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#9cc3e5;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Day </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#9cc3e5;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Description of the holiday </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#9cc3e5;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Applicable in state </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">1 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Tuesday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Third Onam Indra Jatra </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Kerala Sikkim </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">2 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Monday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Sri Narayana Guru Jayanti </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Kerala </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">6 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Sunday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Weekend holiday </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">All states </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">12 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Saturday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Second Saturday </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">All states </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">13 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Sunday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Weekend holiday </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">All states </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">15 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Tuesday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Mahalaya Amavasya </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Many states </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">16 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Wednesday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Viswakarma Day </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Rajasthan, Haryana and Punjab </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">20 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Sunday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Weekend holiday </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">All states </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">21 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Monday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Sree Narayana Guru Samadhi </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Kerala </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">23 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Wednesday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Haryana Heroes’ Martyrdom Day </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Haryana </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">26 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Saturday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Fourth Saturday </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">All states </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">27 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Sunday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Weekend holiday </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:middle;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">All states </td></tr><tr><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:top;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">28 September 2020 </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:top;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Monday </td><td style="border-left:solid #dddddd 0.75pt;border-right:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:top;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">S. Bhagat Singh Ji Jayanti </td><td style="border-left:solid #dddddd 0.75pt;border-bottom:solid #dddddd 0.75pt;border-top:solid #dddddd 0.75pt;vertical-align:top;background-color:#f4f5f7;padding:6.75pt 11.25pt 6.75pt 11.25pt;overflow:hidden;overflow-wrap:break-word;">Punjab </td></tr></tbody></table> See Also - <a href="https://www.businessinsider.in/policy/economy/news/india-is-bracing-for-the-worst-gdp-data-in-decades/articleshow/77845325.cms">India is bracing for the worst GDP data in decades</a> <a href="https://www.businessinsider.in/india/article/onam-wishes-messages-and-quotes-for-your-whatsapp-and-facebook-status/articleshow/77738276.cms">Onam wishes, messages and quotes</a>

Here’s the complete list of Bank Holidays in September 2020

kate_sept2004/Getty ImagesThe author is not pictured.<ul class="summary-list"><li>My husband and I have scheduled an appointment with a financial planner for the first week of January - we want to talk about how to continue paying off our debts while also building our family's wealth.</li><li>We've <a href="https://www.businessinsider.com/paid-off-26000-credit-card-debt-in-4-months-by-making-changes">paid off $26,000 of credit card debt</a> this year, but we <a href="https://www.businessinsider.com/things-wish-could-tell-my-17-year-old-self-about-student-loans">still have student loans</a> and haven't started a college savings account for our kids.</li><li>We plan to ask the financial planner about how to adjust our budget to save more, get out of debt, and plan for retirement.</li><li><a href="https://smartasset.com/retirement/find-a-financial-planner?utm_source=businessinsider&amp;utm_medium=cpc&amp;utm_campaign=bus__falc_bicontent&amp;utm_content=bipfi_cfp_2020">A financial planner can help you get your finances on track in 2020. Use SmartAsset's free tool to find a qualified professional near you »</a></li></ul>My first appointment with a new certified financial planner is scheduled for the first week of January - right after all that holiday spending! - and I'm excited to come up with some resolutions for building my family's wealth. And, just as importantly, I'm eager to find ways to stretch our budget so we can continue to pay off the money we owe.For my husband and me, 2019 (and, really, every year since we got married in 2011) was all about reducing liabilities. On top of our combined $70,000 in student loan debt, we had accumulated around $30,000 in credit card debt over the years, which quickly grew due to interest. Every month, due to our money mistakes in the past, we paid hundreds of dollars in interest. And it was frustrating that we could barely scratch the surface of the principal, since we didn't have much extra money after paying all of our bills. Only this year did our paycheck-to-paycheck lifestyle come to an end. My freelance writing career took off, and I started making more money than we were used to (it helped that our son went to kindergarten). This change allowed us to be more aggressive with our debt. In the course of a few months, we were <a href="https://www.businessinsider.com/cfp-told-me-how-to-pay-off-debt-fast-didnt-listen">able to pay off $26,000</a> that had been sitting on credit cards for years.Now that our credit scores are higher and our monthly payments are lower, we're hoping to find ways to build our wealth. That's the primary reason we decided to work with a CFP: Since we've been so focused on paying down money we owed, we need some expert wisdom on how to handle the money we make going forward. <a href="https://smartasset.com/retirement/find-a-financial-planner?utm_source=businessinsider&amp;utm_medium=cpc&amp;utm_campaign=bus__falc_bicontent&amp;utm_content=bipfi_cfp_2020" rel="nofollow">Connect with a financial planner today and schedule a meeting for 2020. SmartAsset's free tool can help you find a qualified professional in your area »</a>I have a list of questions I'm planning to ask the new financial planner - who came highly recommended by a colleague - when we meet. I'm guessing we will break up these topics over the course of several meetings: <h2>How much should I be contributing to retirement as a freelancer? </h2>Now that my freelance writing work is more lucrative, I want to focus on saving for the future. I'm hoping the CFP can give us some suggestions on how to make this happen. <h2>Should we be more aggressive with my husband's 401(k)?</h2>Given our debt situation, my husband has only been contributing around 3% of his paycheck to <a href="https://www.businessinsider.com/i-used-blooom-to-analyze-my-husbands-401k">his 401(k)</a> (thankfully, his employer matches it 3% as well). I want to ask the CFP for suggestions on how risky we should get with these types of investments, and if we should contribute more, even though we still have a lot of student loan debt left. <h2>How much should we put toward our sons' college savings? </h2>We haven't saved anything in a college account for our kids yet because we received advice from a CFP that it's <a href="https://www.businessinsider.com/why-im-prioritizing-retirement-over-my-kids-college">better to save more for retirement first</a> (after all, kids can take out student loans, but adults can't take out loans for retirement). That said, our kids are getting older, and I'm wondering if the CFP will have a suggestion for how much we should be contributing now (and how much we should increase the contribution once we have more saved for ourselves). <h2>How should we streamline our budget? </h2>When you're making more money than you're used to, it's far too easy to spend it. Help with configuring an ideal budget for our lifestyle and goals is one reason I'm excited to have a financial planner on our team. <h2>Is there anything else we can do to save money?</h2>A financial planner is like another set of eyes on our money situation. It will be helpful to know if there's anything obvious (or not so obvious) that we're missing. I'm excited to learn about more resources we can use to continue paying off the money we owe on student loans (and our mortgage!) and tighten up our budget so we can save more for our future. It's hard in our everyday routine to think about our future selves and the money we'll need, and I think a relationship with a future-focused financial planner will help keep us on track - and hold us accountable when we're struggling.<h3><a href="https://smartasset.com/retirement/find-a-financial-planner?utm_source=businessinsider&amp;utm_medium=cpc&amp;utm_campaign=bus__falc_bicontent&amp;utm_content=bipfi_cfp_2020" rel="nofollow">SmartAsset's free tool can help you find the right financial planner »</a></h3><ul class="read-more-links"><li>More <a href="https://www.businessinsider.com/category/financial-planner">financial planner</a> coverage</li><li><a href="https://www.businessinsider.com/everything-you-need-to-know-about-financial-planners">Everything you need to know about financial planners</a></li><li><a href="https://www.businessinsider.com/do-i-need-a-financial-planner-money-help">5 times you should consider meeting with a financial planner</a></li><li><a href="https://www.businessinsider.com/financial-advisor-worth-the-cost-for-money-advice-2019-7">People with a financial adviser say they aren't just better with money - they're happier with life overall</a></li><li><a href="https://www.businessinsider.com/how-much-is-a-financial-advisor-fee-structure">Here's how much a financial advisor costs</a></li></ul>Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. What you decide to do with your money is up to you. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team. <h3>NOW WATCH: <a href="https://www.businessinsider.com/boeing-737-max-airplane-crash-incidents-recover-lawsuits-scrutiny-2019-7">Boeing 737 Max production is being halted. Will the aviation giant recover from the 737 Max crisis?</a></h3>

We've already booked a meeting with a financial planner for 2020, and there are 5 questions we can't wait to ask

<div class="KonaFilter image-container display-table"><div><div class="image on-image">Scott Olson/Getty Images</div></div></div><ul class="summary-list"><li><a href="https://www.businessinsider.com/category/ups">UPS</a> will hire 100,000 seasonal workers for the 2019 holiday season. More than a third of those workers stay on after January, the company said.</li><li>Jim Barber, UPS chief operating officer, said in the hiring announcement on Monday that UPS is estimating a record-setting peak season this year - more than 30 million packages per day.</li><li>UPS also hired 100,000 seasonal workers in 2018, which was up 5% from 2017.</li><li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories.</a></li></ul>The world's largest package delivery company is expecting record-setting business for the 2019 holiday season - and bolstering its ranks accordingly.<div id="piano-inline-content-wrapper" data-piano-inline-content-wrapper="">UPS said Monday that it plans to hire about 100,000 temporary workers. Those employees will begin in November and continue through January 2020, and chiefly consist of package handlers, drivers, and driver-helpers. A third of those workers are projected to stay on as permanent employees, UPS said. "We expect another record Peak season this year, with daily package deliveries nearly doubling compared to our average of 20 million per day," Jim Barber, UPS chief operating officer, said in the announcement. "In order to make that happen, once again we're recruiting about 100,000 people for some of the country's best seasonal jobs."Read more: <a href="https://www.businessinsider.com/ups-drivers-navigation-tool-saves-millions-2019-7" data-analytics-position="18">UPS drivers are ditching commercial navigation apps for an in-house tool. The chief engineering and information officer explains how it's already saving the company millions.</a>In 2018, UPS hired 100,000 seasonal workers to deliver a forecast of 800 million packages over the peak season - 5% more than UPS delivered in 2017. UPS estimated daily deliveries of 31 million packages in 2018, though did not release the number ultimately delivered. This year it simply said it expects "nearly double" the average delivery rate of 20 million packages per day.The holidays have challenged UPS in the past. The Atlanta-based delivery giant <a href="https://www.washingtonpost.com/news/business/wp/2017/12/12/ups-and-others-warn-that-holiday-deliveries-are-already-falling-behind/">had to delay deliver es in late Nov. and early December 2017</a> after a deluge of Cyber Monday packages. ShipMatrix, a Pennsylvania-based delivery intelligence firm, <a href="https://www.washingtonpost.com/news/business/wp/2017/12/12/ups-and-others-warn-that-holiday-deliveries-are-already-falling-behind/">said</a> some 89% of UPS packages were delivered on-time during that early holiday period, compared to 99% at FedEx.<div class="KonaFilter image-container display-table"><div><div class="image on-image">Associated PressFILE- In this Dec. 19, 2018, file photo a UPS driver prepares to deliver packages. UPS said Monday, Sept. 9, 2019, that it expects to hire about 100,000 seasonal workers and pay them more to handle the avalanche of packages shipped between Thanksgiving and Christmas. (AP Photo/Patrick Semansky, File)</div></div></div>See also: <a href="https://www.businessinsider.com/ignition-transportation">Apply here to attend IGNITION: Transportation, an event focused on the future of transportation, in San Francisco on October 22</a>.In addition to that avalanche of parcels, e-commerce has had other quirky impacts on UPS's holiday operations. The company said last year that the biggest day for returns actually came before Christmas. Customers returned 1.5 million packages on December 19.Those returns largely come from purchases made <a href="https://www.businessinsider.com/amazon-starts-black-friday-week-early-2018-11">before Black Friday</a> and, to a lesser extent, an earlier Hanukkah. They're also from people who bought a gift for Christmas, weighed their choice, and then decided they didn't want to give it after all, Kathleen Marran, then UPS's vice president of US marketing, <a href="https://www.businessinsider.com/ups-returns-packages-peak-2018-12">previously told Business Insider</a>.The big hiring announcement, along with indicating that impact of e-commerce, also hints at a healthy <keyword id="6354851" type="UNKNOWN" weightage="60" keywordseo="retail">retail</keyword> sector. UPS is the nation's third-largest employer of seasonal workers, following Walmart and Target. Art supply store Michaels announced it would <a href="https://www.homeworldbusiness.com/michaels-hiring-for-the-holidays/">hire 15,000 in the US and Canada</a> for the holiday season, which is the same amount it hired <a href="https://investors.michaels.com/news-events/press-releases/detail/215/michaels-to-hire-15000-seasonal-employees-for-the-holidays">in 2018</a>.</div> <div class="margin-top"> <h3>NOW WATCH: <a href="https://www.businessinsider.com/self-driving-cars-fully-autonomous-vehicles-future-prediction-timeline-2019-8">Experts say we're decades away from fully-autonomous cars. Here's why.</a></h3> <div> </div> </div>

UPS is growing its ranks with 100,000 temp workers as it prepares to weather another 'record' year for holiday online shopping, handling more than 30 million packages per day

<ul><li>Ritesh Agarwal-led <keyword id="2808667" type="PERSON" weightage="20" keywordseo="OYO">OYO</keyword> has raised ₹54 crore or $7.4 million from Hindustan Media Ventures in a series F round of funding.</li><li>During the COVID-19 pandemic, Agarwal had said that the company continues to have $1 billion in the bank to continue operations. </li><li>However, the valuation of the startup has also reportedly crashed from $10 billion to $8 billion. </li></ul>Ritesh Agarwal-led OYO has raised ₹54 crore or $7.4 million from Hindustan Media Ventures in a series F round of funding, said reports citing regulatory filings. The hospitality unicorn, which has been severely hit by the coronavirus pandemic, is back in the funding circle. OYO declined to comment on the funding reports. However, Agarwal revealed to <a href="https://www.businessinsider.in/business/startups/news/oyo-ritesh-agarwal-reveals-he-is-spending-most-of-his-time-with-data-scientists-and-techies-to-find-new-business-areas/articleshow/78810122.cms">Business Insider in an interview</a> in October 2020 that he is now spending most of his time with the product, data science, and engineering teams. They are using data to capitalise on segments that have survived the crisis, like upmarket vacation homes. “We are seeing growth in weekend travel, and we are seeing essential travel increase, so we are doubling down there,” he said. <div type="Youtube" id="GqbCtGzSyMY" title="How Your Tech Needs Will Decide Your Growth?" thumbUrl="https://i.ytimg.com/vi/GqbCtGzSyMY/mqdefault.jpg"></div> OYO’s funding history OYO had last raised funding of $2 billion in October 2019, when Agarwal had pumped in money into his own startup raising his own stake to over 30%. During the COVID-19 pandemic, Agarwal had said that the company continues to have $1 billion in the bank to continue operations. Here’s a look at the funding details of OYO <table style="border-width: initial; border-style: none; width: 468pt; table-layout: fixed;"></colgroup><tbody><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Funding date </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Investment </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Investor </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">January 6, 2021 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$7.4 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Hindustan Media Ventures </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">October 7, 2019 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$1.5 billion </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Sequoia Capital, Lightspeed, SoftBank Vision Fund </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">April 11, 2019 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$74 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Airbnb </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">February 14, 2019 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$100 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Didi </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Dec 31, 2018 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$100 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Grab </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">September 25, 2018 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$1 billion </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Lightspeed Venture Partners Sequoia Capital, Greenoaks, SoftBank Vision Fund, Airbnb </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Sept 07, 2017 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$260 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Sequoia Capital, Greenoaks, Lightspeed Venture Partners, Hero MotoCorp, Huazhuhui, SoftBank Vision Fund. </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Aug 16, 2016 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$61 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">SoftBank Vision Fund </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Aug 3, 2015 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$100 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Greenoaks, Sequoia Capital, Lightspeed Venture Partners, SoftBank Vision Fund </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Mar 25, 2015 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$25 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Sequoia Capital, DSG Consumer Partners, Greenoaks, Lightspeed Venture Partners </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">May 14, 2014 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$6.7 million </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">DSG Consumer Partners, Lightspeed Venture Partners, Sequoia Capital </td></tr></tbody></table>Source: Tracxn However, the valuation of the startup has also <a href="https://www.businessinsider.in/business/startups/news/oyo-valuation-drops-to-8-billion-but-its-the-smallest-drop-compared-to-other-major-hotel-chains/articleshow/77345031.cms">crashed</a> from $10 billion to $8 billion. According to a Hurun report released in August, 2020, the fall in valuation has been marked in line with the AirBnB valuation markdown to factor the COVID-19 impact on the hospitality business. <div type="image" title="oyo valuation." msid="80170845" hostid="261"></div> “We took into account the post COVID scenario and we have adjusted the valuation of some of the businesses. Hospitality, it’s a no brainer, is one of the highly impacted sectors. AirBnB has downgraded the valuation by 25% and we have taken a conservative in-line approach of reducing the valuation in terms of the nearest comparable data,” Hurun Report India MD and Chief Researcher Anas Rahman Junaid had told Business Insider then. Meanwhile, the crash in valuation also seems to have depleted Agarwal’s personal wealth. According to the Hurun Rich List of 2020, Agarwal’s wealth depleted by ₹3,000 crore. However, Agarwal continues to be one of India’s youngest billionaires with a net worth of $1.1 billion. OYO’s push for recovery In 2020 beginning, just when OYO rose from an internal crisis to an inspired push towards profitability, the pandemic brought travel and tourism to a grinding halt. Its revenue dropped severely, the company furloughed several employees and also slashed salaries to cut costs. However, by the end of 2020, the company claimed to have reinstated salaries for most employees who escaped the axe. Towards the end of the year, OYO began to see green shoots of recovery as travel slowly returned especially in China, which is one of the biggest markets for the hospitality unicorn. OYO also turned its efforts towards becoming a quarantine centre during the pandemic and partnered with over 24 state ministries and 50 government and private hospitals. OYO has been<a href="https://www.businessinsider.in/advertising/brands/news/indians-are-travelling-again-oyo-saw-a-72-surge-in-bookings-for-destinations-like-jaipur-goa-and-kochi-during-the-long-weekend/articleshow/78494877.cms"> pinning its hopes</a> on the staycation and ‘drive-to’ destination trend to get back on track. In fact, OYO has been betting on its holiday homes vertical in Europe, and recently Agarwal had mentioned that having already pumped 350 to 400 million Euros in the area, they are looking <a href="https://www.business-standard.com/article/pti-stories/oyo-to-make-further-investments-in-europe-ritesh-agarwal-120121001113_1.html">to invest more</a>.

OYO bags a $7.4 million cheque as pandemic forces Ritesh Agarwal to reimagine the business

<ul class="summary-list"><li>Michigan Gov. Gretchen Whitmer has put a pause on <keyword id="9499559" type="UNKNOWN" weightage="60" keywordseo="indoor-dining">indoor dining</keyword> in the state until Dec. 8. </li><li>Joe Vicari, owner of 25 <keyword id="34615" type="ORGANIZATION" weightage="60" keywordseo="restaurants">restaurants</keyword> in the Metro <keyword id="18876" type="COMPANY" weightage="60" keywordseo="Detroit">Detroit</keyword> area, has penned a letter asking fellow owners to join him in reopening restaurants if the pause continues past the 8th — even if it means defying the governor's order.</li><li>Vicari cites the ability of salons and malls to stay open as a reason why restaurants should as well.</li><li>Restaurants have been hit especially hard by the pandemic, with 20,000 closing this year since March, according to <keyword id="86061" type="COMPANY" weightage="60" keywordseo="Yelp">Yelp</keyword>.</li><li>As colder weather begins to settle in some states and US hospitalizations crossed 90,000 for the first time, restaurants have turned to enclosed outdoor dining that may actually <a href="https://www.businessinsider.com/outdoor-dining-tent-safety-risks-explained-2020-11">be riskier than indoor dining in some situations</a>.</li></ul>Joe Vicari, owner of Vicari Restaurant Group, penned a letter asking fellow Michigan restaurant owners to defy Gov. Gretchen Whitmer's pause on indoor dining if she continues it past December 8. In the letter <a href="https://www.clickondetroit.com/news/local/2020/11/30/andiamo-owner-writes-letter-urging-michigan-restaurants-to-defy-shutdown-orders-reopen/">obtained by local NBC-affiliate WDIV</a>, Vicari said owners "need to band together and fight this closure.""The data from the MLRA shows that just over 4% of COVID cases can be traced back to restaurants, and yet, [Governor Whitmer] decided to close restaurants, again," Vicari wrote. "The malls are packed with holiday shopping, hair salons and gyms can remain open, yet our restaurants are closed."At the end of the letter, Vicari invites other owners to gather at one of his restaurants in order to become a part of the United Group of Michigan Restaurant Owners, and receive information as to how they will reopen.The Vicari group owns 25 restaurants in the Metro Detroit area, including Andiamos and Joe Muer Seafood.<a href="https://www.freep.com/story/entertainment/dining/2020/11/30/michigan-shutdown-restaurants-coronavirus-andiamo/6461198002/?utm_campaign=snd-autopilot">Per the Detroit Free Press,</a> the Michigan Lodging and Restaurant Association went in front of a judge in order to explain why indoor dining should resume, but no ruling was made as the judge allowed both sides to offer more information. If their case is unsuccessful, the pause could continue for the rest of 2020.Vicari has said he will reopen his restaurants on Dec. 9, regardless of the outcome.Since the pause on indoor dining, the state has given out fines and revoke liquor licenses, <a href="https://detroit.eater.com/2020/11/30/21726622/michigan-restaurants-defy-order-indoor-dining-closed-fines-liquor-suspension-vicari-restaurant-group">according to Eater Detroit.</a>Read More: <a href="https://www.businessinsider.com/mcdonalds-execs-how-the-pandemic-will-forever-change-restaurants-2020-11?r=bs-sub">4 ways McDonald's execs say the pandemic will forever change the restaurant industry</a>Restaurants have been hit especially hard by the pandemic, with over 20,000 restaurants permanently closing, according to <a href="https://www.yelpeconomicaverage.com/yea-q3-2020.html">Yelp data</a> analysed by Cowen Research. Another 210,00 restaurants experienced an "extended temporary closure" between March and Sept. 1.As colder weather begins to settle in some states, restaurants have turned to enclosed outdoor dining that may actually <a href="https://www.businessinsider.com/outdoor-dining-tent-safety-risks-explained-2020-11">be riskier than indoor dining in some situations</a>. Furthermore, a rise in coronavirus cases throughout the country, which saw the US cross 90,000 hospitalizations for the first time, may mean more shutdowns for restaurants in the near future.Both Gov. Whitmer's office and Vicari did not respond to requests for comment. Vicari's entire letter can be found <a href="https://www.clickondetroit.com/news/local/2020/11/30/andiamo-owner-writes-letter-urging-michigan-restaurants-to-defy-shutdown-orders-reopen/">on the WDIV website.</a>

Owner of 25 Detroit restaurants reportedly asks fellow restaurants owners to defy Michigan governor's ban on indoor dining: 'We need to TAKE ACTION!'

<div class="KonaFilter image-container display-table"><div><div class="image on-image">Sylvain Lefevre/GettyEmmanuel Macron in April 2017.</div></div></div><ul class="summary-list"><li>New Caledonians have roundly rejected a proposal to detach itself from France, with 56% voting against independence this weekend, and 44% voting in the affirmative.</li><li>The results were closer than expected, and with two more referendums lined up for 2020 and 2022, the nickel-rich Pacific possession may yet slip through President Emmanuel Macron's fingers.</li><li>New Caledonia has been part of France since 1853, a tortuous colonial history has slowly improved post-war, with the island enjoying some of the highest living standards of all Pacific nations, despite considerable inequality.</li></ul>It was far from the 'Absolument Non' that many French loyalists had hoped for, but following Sunday's historic independence referendum in New Caledonia, the archipelago will remain a French posession for at least a couple more years.Provisional results, released by French officials on Sunday night, had the count in favor of staying with the republic, with 78,400 people voting "no" to independence, while 60,600 voted "yes," to independence, representing a tighter-than-expected margin of 56.4% to 43.6%.Delighted to claim victory and with a scarcely hidden relief, French President <a href="https://www.france24.com/en/tag/emmanuel-macron/" target="_blank" rel="noopener">Emmanuel Macron</a> announced the results in a nationally televised address from the Élysée Palace.The referendum, the latest step in a rocky road of French decolonization, is the first independence vote to be held in French territories jealously guarded by Paris since <a href="http://uk.businessinsider.com/r-no-vote-well-ahead-in-new-caledonia-independence-referendum-2018-11/?r=AU&amp;IR=T">Djibouti voted "yes" for independence in 1977.</a>The landmark<a href="https://www.france24.com/en/20181103-new-caledonia-polls-open-independence-referendum-vote-french-territory-france" target="_blank" rel="noopener">vote</a> had been a pledge made by the French government almost 20 years ago in an effort to strike an accord and halt a violent separatist campaign run by supporters of the indigenous Kanak people.The referendum literally put France to the vote in its far-flung remaining Pacific territory, which is heavily dependent on French state subsidies, yet where many are divided or conflicted, regarding a republic that is seen to have often forgotten many of its historic obligations.<div class="KonaFilter image-container display-table"><div><div class="image on-image">REUTERS/Gonzalo FuentesFrench President Emmanuel Macron reacts after a meeting and family photo with the International Olympic Committee (IOC) Evaluation Commission at the Elysee Place in Paris, France May 16, 2017.</div></div></div><h2>Macron's " immense fierté"</h2>"Nouvelle-Calédonie" is known in Paris as a "special collectivity" of France, and this, the third-largest in the Pacific Ocean after Papua New Guinea and New Zealand, sits some 1,200 kilometers (750 miles) east of Australia and 20,000 kilometers (12,427 miles) from the French capital.New Caledonia is home to as much as a quarter of the world's known nickel supply and is a strategic foothold for France in a <a href="https://www.businessinsider.com.au/china-took-over-abc-australia-radio-presence-in-the-pacific-2018-6">Pacific region</a> coming under intense strategic focus.Macron spoke of his "immense fierté" or "immense pride" that the Pacific archipelago, just a few hours' flight from Auckland and with an eclectic population, dominated by indigenous Kanaks and European populations, voted to remain part of the French Republic."The majority of Caledonians have chosen France: it's a sign of confidence in the French Republic, in its future and its values," Macron said.New Caledonia's economy is underpinned by French annual subsidies around $1.5 billion, and while it has secured a notable degree of autonomy, it still relies heavily on Paris for investment, defense, and education.Its location also has immense strategic import, providing Paris with a toehold in the Indo-Pacific region where an ever-assertive Beijing is seeking to expand its own interests.Read more: <a href="https://www.businessinsider.com/china-soft-power-in-australia-examples-taiwan-trade-deal-2018-10">Australia's former foreign minister let slip how casually easy it is for China to tell another country what to do</a>On the final count, the little Pacific archipelego, with a standard of living some ten times higher than its independent neighbor Vanuatu, in a clear majority rejected the basic proposition that the islands of <a href="https://www.newcaledonia.travel/au/islands" target="_blank" rel="noopener">New Caledonia</a> become independent.The fact that the result went down to the wire all but guarantees a sometimes-toxic and sometimes-tepid national debate over sovereignty will continue to dominate political life in this Pacific territory, for the foreseeable future.Some pro-French politicians have spent the lead-up talking of a looming landslide victory, even predicting independence would be rejected by a count as high as <a href="https://twitter.com/search?q=new%20caledonia&amp;src=tyah">7 to 3.</a>That did not happen, providing encouragement to the yes-vote and suggesting this political goose is far from "bien cuit."<div class="KonaFilter image-container display-table"><div><div class="image on-image">AP Photo/Mathurin DerelPolling station officials count the votes as part of the independence referendum in Noumea, the New Caledonia's capital, Sunday, Nov. 4, 2018.</div></div></div><h2>Not so black and white</h2>Of the 174,150 Caledonians registered to vote, fewer than half are Kanak. But with a troubled and complex history, the question of independence and a severing of ties with the French Republic is not as simply black-and-white as some post-colonial observers have tried to characterize.While the name "Kanak" follows from the Hawaiian "kanake," or "true" (person), and was in fact used broadly by early European colonists in the Pacific, the last 30 years of debate in New Caledonia has also seen the emergence of pro-republican Kanaks who support the French settlers, known as "Caldoche" - though they prefer to be called "Caledonians."Into this mix are thrown citizens of French Polynesia, Wallis, Chinese, Japanese, and Algerian backgrounds all spread across the archipelego from Noumea to the Isle of Pines, all eligible to vote.Noumea is also the financial capital, with a strong tourism and resources-based economy.<div class="KonaFilter image-container display-table"><div><div class="image on-image">AP Photo/David GuttenfelderFrench foreign legionnaire arrive in Darwin, Australia, from New Caledonia and Paris as some 164 French troops and medical personnel to join the international peacekeeping force in East Timor Sunday, Sept. 19, 1999.</div></div></div><h2>A sad, familiar history</h2>French soldiers first landed in New Caledonia in 1844. In a sadly familiar narrative from the period, massacres of poorly armed local populations were first reported 2 or 3 years later.Formal annexation by the French government in 1853 began the total disenfranchisement of the Kanaks. Massacres and land seizures ensued, particularly in and around what is now the capital Noumea, still a largely Eurocentric enclave to this day.After fighting with courage under a French flag during both world wars, the Kanak people won a hard-fought citizenship and New Caledonia emerged from its colonial yoke and became French territory in 1956, with universal suffrage granted a year later.At the time, population numbers were roughly even between Kanak and non-Indigenous - but reinvigorated migration, encouraged by a post-war Paris seeking to recover its prestige, soon saw the balance tilt in favor of a Eurocentric population enriched by burgeoning nickel exports.Since 1984, the independence movement has called for the September 24 anniversary of the French annexation to be made the "Kanak Mourning Day" public holiday.The militant pro-independence <a href="https://ipfs.io/ipfs/QmXoypizjW3WknFiJnKLwHCnL72vedxjQkDDP1mXWo6uco/wiki/Kanak_and_Socialist_National_Liberation_Front.html">Kanak and Socialist National Liberation Front</a> (FLNKS), Front de Libération Nationale Kanak et Socialiste - which was formed the same year, called for the boycott of French institutions and elections.Led by <a href="https://inhabitat.com/jean-marie-tjibaou-cultural-center-inspired-by-native-architecture/">Jean-Marie Tjibaou</a>, whose life inspired the magnificent cultural center that carries his name, the provisional government of the Kanak Socialist Republic was declared in December 1984.Following further cycles of conflict and violence, a 1998 deal culminating in the processes that led to the weekend's historic ballot, guaranteed a referendum on independence before 2018.And while New Caledonia pushed back again from independence this weekend, according to reports from the <a href="https://www.abc.net.au/news/2018-11-05/new-caledonia-rejects-independence-from-france/10464248">Australian Broadcasting Corporation</a>, Kanak pro-independence voters also took to the streets of Noumea to celebrate the unexpected closeness of the vote.They are certain to carry this momentum into campaigning ahead of the next referendum, in just two years time. <div class="margin-top"> <h3>NOW WATCH: <a href="https://www.businessinsider.com/donald-trump-nfl-league-usfl-sued-tweet-three-dollars-2017-9">Trump once won a lawsuit against the NFL - but the result was an embarrassment</a></h3> <div> </div> </div>

You Searched For "holiday in Sept 2020" and got 6 results

Here’s the complete list of Bank Holidays in September 2020

BI India Bureau

We've already booked a meeting with a financial planner for 2020, and there are 5 questions we can't wait to ask

Ashley Abramson

UPS is growing its ranks with 100,000 temp workers as it prepares to weather another 'record' year for holiday online shopping, handling more than 30 million packages per day

Rachel Premack

OYO bags a $7.4 million cheque as pandemic forces Ritesh Agarwal to reimagine the business

Sanchita Dash

Owner of 25 Detroit restaurants reportedly asks fellow restaurants owners to defy Michigan governor's ban on indoor dining: 'We need to TAKE ACTION!'

Barbara Smith

French President Emmanuel Macron holds on to New Caledonia, but with another referendum in just 2 years, Paris is further from paradise than ever

Christian Edwards,Christian E…

Popular Keywords

Buying Guides