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The Prime Minister’s Internship Scheme, announced in the Union Budget 2024-25, is set to offer a tremendous opportunity for young Indians to gain hands-on experience in leading companies across diverse sectors. As of October 12, the portal for this ambitious initiative is open for registrations, with over 90,000 internship positions posted by top companies like <keyword id="19896380" type="General" weightage="20" keywordseo="Reliance-Industries" source="keywords" meta.keywordsubtype="org" meta.entityname="Reliance Industries" meta.hostid="261" meta.entityid="Reliance Industries">Reliance Industries</keyword>, <keyword id="19895995" type="General" weightage="20" keywordseo="HDFC-Bank" source="keywords" meta.keywordsubtype="org" meta.entityname="HDFC Bank" meta.hostid="261" meta.entityid="HDFC Bank">HDFC Bank</keyword>, <keyword id="19950119" type="General" weightage="20" keywordseo="Tata-Consultancy-Services" source="keywords" meta.keywordsubtype="org" meta.entityname="Tata Consultancy Services" meta.hostid="261" meta.entityid="Tata Consultancy Services">Tata Consultancy Services</keyword> (TCS), ONGC, Maruti Suzuki, and more. Here’s everything you need to know about how to apply, the companies participating, and answers to frequently asked questions. <h2>Step-by-Step Guide to Applying for the <keyword id="23273918" type="General" weightage="100" keywordseo="PM-Internship-Scheme" source="keywords">PM Internship Scheme</keyword></h2><ol><li>Visit the Official Portal: The PM Internship Scheme’s application process takes place on the official website,<a href="http://pminternship.mca.gov.in"> pminternship.mca.gov.in</a>.</li><li>Register and Set Up Your Profile: After opening the portal, you’ll need to register and fill out basic information, including educational qualifications, age, and internship preferences.</li><li>Explore Internship Listings: With over 90,000 internships available from 193 companies, you can browse listings in sectors like Oil &amp; Gas, Travel &amp; Hospitality, Automotive, Banking, and more. Each listing will provide details on job roles, skills required, and specific fields like Operations Management, Production, Maintenance, and Sales.</li><li>Apply for Your Chosen Roles: You can apply for up to five internships based on your interests, qualifications, and preferred location. The portal allows for an easy application submission and lets you track your applications.</li><li>Confirmation and Next Steps: Once you apply, download the confirmation page for reference. Internships are set to begin on December 2, 2024, so selected candidates will receive further instructions as the start date approaches.</li></ol><h2>Major Companies Participating in the PM Internship Scheme</h2>Here are some of the top companies that have already posted internships on the portal, with more joining every day: <ul><li>Reliance Industries Ltd.</li><li>HDFC Bank</li><li>Tata Consultancy Services (TCS)</li><li>Oil and Natural Gas Corporation (ONGC)</li><li>State Bank of India (SBI)</li><li>Maruti Suzuki India Ltd.</li><li>Jubilant FoodWorks</li><li>Larsen &amp; Toubro Ltd.</li><li>Eicher Motors Ltd.</li><li>Muthoot Finance</li></ul>These companies are providing internships across over 20 fields, covering a wide range of skills and sectors. The biggest opportunities are currently in the Oil &amp; Gas sector, followed by industries like Travel, Automotive, and Financial Services. <div type="Article" hostid="261" msid="113986236" title="Why so many entry-level jobs aren&amp;#39;t entry-level" mstype="2" mssubtype="0"></div><h2>Key Features of the Internship Scheme</h2>Under the scheme, interns will receive a stipend of Rs 5,000 per month, plus a one-time grant of Rs 6,000 to support miscellaneous expenses. These internships are available across 737 districts in all 37 states and Union Territories, making this a truly inclusive national program. Interns can indulge in many diverse internship roles. From operations to maintenance, sales, marketing, and production, these internships offer a variety of hands-on experiences that match real-world corporate needs. <h2>FAQs about the PM Internship Scheme</h2><h5>Who is eligible?</h5>The scheme is open to Indian citizens aged 21 to 24 who are not employed full-time or enrolled in full-time study programs. Candidates in online or distance learning programs are eligible. <h5>What sectors offer the most internships?</h5>The largest number of internships are in the Oil &amp; Gas, Travel &amp; Hospitality, Automotive, and Banking &amp; Financial Services sectors, with positions also available in fields like Manufacturing, IT, and Retail. <h5>When do the internships start?</h5>Internships for this year will begin on December 2, 2024. The scheme aims to facilitate 1.25 lakh internships this financial year and eventually reach one crore internships over the next five years. <h5>What are the application deadlines?</h5>The portal is open from October 12 for candidates to start applying, with companies continuing to post positions as the scheme rolls out. It’s recommended to apply early, as some positions may fill up quickly. <div type="Article" hostid="261" msid="114029056" title="Read 5 résumés that helped techies land $300,000-plus jobs at Google, Meta, Amazon, and Salesforce" mstype="2" mssubtype="0"></div>

PM Internship Scheme finally launched — here’s how you can apply to work with Reliance, TCS, SBI and more!

<ul class="summary-list"><li>Banks worldwide are fixing issues from a global IT outage caused by a CrowdStrike update.</li><li>British banks like Santander and Metro Bank faced ATM service disruptions on Friday.</li></ul>Major banks worldwide are scrambling to fix issues resulting from a <a target="_blank" href="https://www.businessinsider.com/major-disruptions-airline-bank-london-stock-exchange-microsoft-outage-2024-7">global IT outage</a> caused by a CrowdStrike software update.British banks Santander and Metro Bank said they were impacted by Friday's outage, which affected their ATM services.Santander <a target="_blank" href="https://x.com/santanderukhelp/status/1814263776926962032?s=46&amp;t=0K7zLyMZdVYljqlGABmGpg">said</a> its support teams are "working hard to fix things as soon as possible," Metro Bank <a target="_blank" class="" href="https://x.com/Metrobank/status/1814213167209480505">said</a> customers "may experience a slowdown or temporary unavailability" with some of its products and services."Along with many other organizations, we have been affected by the reported global IT outage," Metro Bank told Business Insider."Currently we are having problems with our phone lines, which means customers may have trouble getting through. Customers can still transact via their app or online banking or visit us instore if they are close by."Metro Bank added that its ATMs had been functional since around 9:30 a.m. BST (4:30 a.m. ET).Commercial Bank of Qatar <a target="_blank" href="https://x.com/CBQat/status/1814284542343090587">said</a> that some of its services, such as mobile banking and its call center, experienced an outage, but all services are now fully restored.According to the <a target="_blank" class="" href="https://www.nzherald.co.nz/nz/bank-problems-reports-bnz-asb-kiwibank-anz-visa-paywave-services-down/R2EY42QKQBALXNF33G5PA6U3TQ/">New Zealand Herald</a>, some banking services in New Zealand were also disrupted, as was South Africa's Capitec, per Bloomberg.Meanwhile, Norway's central bank will carry out a<a target="_blank" href="https://www.bloomberg.com/news/articles/2024-07-19/norges-bank-reports-technical-problem-with-liquidity-operations?utm_source=twitter&amp;cmpid%3D=socialflow-twitter-tech&amp;utm_content=tech&amp;utm_medium=social&amp;utm_campaign=socialflow-organic&amp;sref=lAVQtUwz"> banking system liquidity auction</a> via phone and email, Bloomberg reported. Hundreds of outages related to Visa's services were reported on Down Detector.Some social media users posted about being unable to access banking services, which they said highlighted the importance of cash. Gina Glaros, a reporter at NBC affiliate WTHR-TV, <a target="_blank" class="" href="https://x.com/ginaglaros/status/1814284877920895158">said</a> in an X post that pumps at a Circle K gas station were not working, adding that it was only accepting cash as its card system was down.CrowdStrike said in a statement shared with BI that the outage did not result from a cyberattack or security incident and that it had deployed a fix.The cybersecurity firm added that it is "actively working with customers impacted by a defect found in a single content update for Windows hosts" and that Mac and Linux hosts are unaffected.However, <a target="_blank" class="" href="https://www.businessinsider.com/crowdstrike-outage-why-taking-time-companies-recover-2024-7">some large organizations may face delays</a> in resolving the issues and becoming fully operational again as the fix requires a manual reboot of computers, cybersecurity expert <a target="_blank" class="" href="https://www.businessinsider.com/fix-windows-computer-blue-screen-death-what-to-try-2024-7">James Bore previously told BI</a>. This could take significant time if an organization has many PCs. Santander didn't immediately respond to a request for comment from Business Insider.

Banks scramble to repair the damage caused by Crowdstrike IT outage

<ul class="summary-list"><li>George Appling was a business consultant, then executive at major global companies.</li><li>He had $1 million in the bank by 36, but vowed to start pursuing his passions at 40.</li></ul>This as-told-to essay is based on a conversation with <a target="_blank" href="https://www.georgeappling.com/">George Appling</a>. It has been edited for length and clarity.I started my career on the standard <a target="_blank" class="" href="https://www.businessinsider.com/countries-where-intergenerational-mobility-american-dream-better-than-the-us-2019-8">American dream path</a>. I grew up solidly middle class, with a mom who was a teacher and a dad who was an accountant. They were both first-generation college students, so they were thrilled when I enrolled to study business at Texas A+M University.After graduation I was <a target="_blank" class="" href="https://www.businessinsider.com/mckinsey-consultant-quit-mental-health-shattered-2024-4">hired by McKinsey &amp; Company</a>, a management consulting firm, where I was a business analyst. After a few years the company paid for me to go to business school at Harvard. As a consultant, I traveled the world helping companies answer major strategic questions. Eventually I became an executive, and later the CEO of a cell phone distribution company owned by private equity, that did more than $1 billion in revenue. It was lucrative work. By the time I was 36 <a target="_blank" class="" href="https://www.businessinsider.com/accountant-retired-before-50-without-1-million-savings-2024-9">I had $1 million in the bank</a>.I loved the work I was doing and the technology I promoted, but it wasn't my passion. I was helping rich companies get richer. That was fine, but I wasn't sure it was my entire life. So, I took my Blackberry off its holster on my hip and made a note on my 40th birthday. It just said "STOP." On that day, I vowed, I would stitch from doing what the world wanted me to do, to <a target="_blank" class="" href="https://www.businessinsider.com/quit-my-job-follow-my-dreams-and-failed-what-learned-2023-4">what I wanted to do</a>.<h2 id="d89c4ebe-fff7-4710-b077-70e4df718c02">I traveled the globe as an exec, but returned home for the Renaissance fair every year</h2>I first went to a <a target="_blank" class="" href="https://www.businessinsider.com/renaissance-fair-employees-turn-to-internet-amid-coronavirus-shutdown-2020-5">Renaissance faire</a> on a middle school field trip. As soon as I walked in, I felt like I had found my home. My spirit came into my body, and I felt like I belonged.I've gone to the Texas Renaissance Festival every year since I was 16. Even when I was living in Australia, England, or Russia for work, I flew home so I wouldn't break my streak. I love the music, the animals, the craftsmanship — just everything.When I did the math I realized that someone was making a lot of money running the Renaissance Festival. I realized I could create a business opportunity from my passion. In February 2010, I co-founded the <a target="_blank" href="https://www.sherwoodforestfaire.com/">Sherwood Forest Faire</a>, a medieval Renaissance fair outside of Austin. I was 40 — right on schedule to start chasing my dreams.<h2 id="b1d54403-ae1a-45da-a91f-28e4d7e0ef38">I went from business meetings to toasting at the faire</h2>I had the financial security to feel confident taking the risk of quitting my CEO job to start the faire. For two years, from 2012 to 2014, I focused on building that business. I also learned more and more about combat, and started performing in sword fighting shows.One day I was at the faire, literally on a horse, when an old friend called me about a venture he was starting. I told him I couldn't talk — I was playing dress-up — but he invited me to come see his technology. I was impressed by it and started a software company with him.<div type="image" title="George Appling in a pretend battle" height="1218" width="1624" msid="113648336" hostid="261" sizebytes="328986"></div>From 2015 to 2018 I had a foot in both worlds: running the faire while also launching a tech company. I would travel to Barcelona for Mobile World Congress, a major tech networking event that was held annually in February, just before the faire's season. I'd be up till 2 in the morning, then catch a flight home to Austin where I would open the faire with a midnight toast.It was brutal, but I absolutely loved the work I was doing.<h2 id="b8c90f21-579e-4144-831b-d3058d8174b7">I have 8 businesses now</h2>These days, much of my time and attention goes to the Sherwood Forest Faire. We're open weekends in March and April, and run a summer camp during the summer where kids can have hands-on learning experiences with everything from blacksmithing to horse riding. I also co-own a mead business, sell historical weapons and armor, and rent castles.Plus, I have pursuits not related to the middle ages — I do executive coaching, where I teach people to become "<a target="_blank" href="https://www.georgeappling.com/book-and-speaking">passionpreneurs</a>," and still help operate an audio software business.All eight of my businesses are doing well financially. But the most important thing to me is the joy that the faire and its summer camp bring to people. I want that to be my legacy, and I've set up a trust to continue the faire even after I die. When I'm on my deathbed, I want my last words to be "the show must go on."

I had $1 million in the bank at 36. When I turned 40, I vowed to pursue my passions instead of running a billion-dollar company.

<ul class="summary-list"><li>Republicans in Israel are working hard ahead of the election.</li><li>Israel has the fourth-largest US expat community, with up to 200,000 eligible voters.</li></ul>Judith Segaloff has been busy in the <a target="_blank" class="" href="https://www.businessinsider.com/kamala-harris-donald-trump-15-days-swing-states-polling-2024-10">run-up to the election.</a>"From early in the morning, until late at night, people are calling me, people are WhatsApping me, people are asking how to get their ballots," she told Business Insider during a phone call. "It's non-stop."Born in the US, <a target="_blank" class="" href="https://www.businessinsider.com/60000-american-jews-live-in-west-bank-settlements">Segaloff now lives in the West Bank</a> in a settler community that the International Court of Justice says is illegal.Working with the Republican Overseas in Israel group, she is emerging as a key organizer to mobilize the GOP vote in what <a target="_blank" class="" href="https://www.businessinsider.com/harris-trump-presidential-election-swing-state-polls-sun-belt-2024-10">looks like a very close race.</a>Expats' votes are counted in the last state they lived in. As a former Michigander, Segaloff's vote is powerful.She has been reaching out to other US voters living in Israel, originally from battleground states, in the hope of helping to secure a win for <a target="_blank" class="" href="https://www.businessinsider.com/category/donald-trump">former President Donald Trump.</a>"I think that we could influence the swing states and move them a little bit," she said.<div type="image" title="An Israeli flag is displayed in front of a building near a road sign for the US embassy in Jerusalem on September 27, 2023." height="2432" width="3648" msid="114727058" hostid="261" sizebytes="1007938"></div>According to the <a target="_blank" class="" href="https://www.fvap.gov/info/reports-surveys/overseas-citizen-population-analysis">Federal Voting Assistance Program</a>, Israel has the US's fourth-largest expat community and about 147,000 eligible voters. iVote Israel, a voting resource for Americans in Israel, estimates the number at around 200,000.The pool of voters isn't huge, but in such a close election, it could prove significant.Matanya Harow, iVote Israel's national director, said most voters contacting them are from New York, New Jersey, and California, but a significant number come from battleground states, mainly Pennsylvania and Michigan."I believe that they can have quite a sizable impact," he said.With days to go, absentee ballot registration deadlines for many states have already passed, so iVote Israel is primarily helping voters return their existing ballots — a process that varies by state.Historically, the challenging task has stunted turnout in Israel. <a target="_blank" href="https://www.fvap.gov/uploads/FVAP/Reports/FVAP-VoterBrief_211105_v1a.pdf">According to the FVAP</a>, only about 5% of American voters in Israel cast their ballot in 2020.Nonetheless, both parties are trying.<a target="_blank" class="" href="https://www.cbsnews.com/news/democrats-investment-voters-abroad-us-election/">According to CBS News,</a> the Democratic National Committee allocated $300,000 for Democrats Abroad to reach overseas voters—a first in a presidential election cycle.Although the official Democrats Abroad in Israel group disbanded over a disagreement shortly after last year'<a target="_blank" class="" href="https://www.businessinsider.com/israel-hamas-october7-attacks-middle-east-lebanon-war-2024-10">s October 7, 2023, terrorist attacks</a>, a new organization formed — American Democrats in Israel.Heather Stone, the group's executive vice chair, said they've received "thousands" of calls from swing-state voters living in Israel. "It's down to the wire," she said.She said those voters see <a target="_blank" class="" href="https://www.businessinsider.com/category/kamala-harris">Vice President Kamala Harris</a> as supportive of Israel and its ability to defend itself. They are, she said, also motivated by other issues like<a target="_blank" class="" href="https://www.businessinsider.com/how-to-vote-abortion-top-issue-2024-biden-trump-guide"> abortion,</a> healthcare, the economy, and the climate crisis."We don't check our values just because we moved across the ocean," Stone said.<h2 id="a3a834ae-ff15-4a91-9554-0a29772b433f">The GOP pitch — protecting Israel's security</h2>The Republican camp appears to be zeroing in on Israel's defense and security.Sen. <a target="_blank" class="" href="https://www.businessinsider.com/jd-vance-60-percent-chance-trump-wins-betting-markets-kalshi-2024-10">JD Vance,</a> Trump's running mate, <a target="_blank" class="" href="https://www.jpost.com/american-politics/article-824435">said in a video earlier this month</a> to American voters in Israel that if Harris becomes president, "it's going to lead to broader regional war or maybe even worse."Trump has previously made the <a target="_blank" class="" href="https://thehill.com/homenews/4889959-donald-trump-israel-will-cease-to-exist-kamala-harris/">unfounded claim that Israel would cease to exist</a> within years if he doesn't win.The message resonated with some American voters in Israel, particularly given <a target="_blank" class="" href="https://www.businessinsider.com/israel-fighting-war-3-fronts-hamas-lebanon-syria-middle-east-2023-10">Israel's simultaneous fights with Hamas, Hezbollah, and other regional foes</a>"We're fighting for our survival right now, our sons and daughters — of Americans — are being killed in Gaza and Lebanon," Raphael Gantshar, a New Yorker who moved to Israel 17 years ago, told BI.He said American voters in Israel will be asking, '"Which presidency is the one that will save the lives of my children?"Gantshar believes Trump is the answer and will vote for him for a second time. He said he feels the former president understands better than Harris how to stabilize the region, which he believes aligns with the best interests of the US.<div type="image" title="US President Donald Trump watches as Israeli Prime Minister Benjamin Netanyahu (R) speaks from the Truman Balcony at the White House during the signing ceremony of the Abraham Accord." height="2560" width="3840" msid="114727064" hostid="261" sizebytes="264084"></div>For Tzvi Silver, who moved from New Jersey 13 years ago, Israel's security is a concern, but he doesn't necessarily buy the apocalyptic warnings."I don't think that Vice President Kamala Harris being elected will necessarily be good for Israel," he said."I'm also not concerned that I'll wake up on the day after the election, November 6, and all of a sudden the Jewish state will, God forbid, be gone or something like that."Silver said that he had been convinced to vote for Trump based on his track record, highlighting the <a target="_blank" class="" href="https://www.businessinsider.com/jared-kushner-founding-nonprofit-focused-middle-east-report-2021-5">Abraham Accords </a>— agreements from Trump's presidency that promoted Arab-Israeli normalization — and the state of the US economy.Although Silver is firm in his decision, that is not the case for everyone around him. He said his in-laws plan to vote for Harris, while his wife may vote for Trump for the first time.<h2 id="3975bf45-0b1c-4720-81d3-7d574642a678">In Trump-friendly Israel, American expats are divided</h2>In general, Israel is Trump-friendly territory. There's even <a target="_blank" class="" href="https://www.businessinsider.com/some-israeli-conservatives-said-trump-just-like-one-of-us-2022-11">a town square named after him.</a>According to a <a target="_blank" href="https://abcnews.go.com/Politics/israel-us-election-poll-trump-harris-vote-preference/story?id=114474257">national Langer Research/PORI poll </a>of 1,012 Israelis last month, Trump is comfortably ahead of with 56% of preferences to Harris' 24%.In contrast, <a target="_blank" class="" href="https://www.businessinsider.com/trump-claims-jewish-voters-leaving-democratic-party-2019-3">Jewish voters in the US</a> overwhelmingly tend to support the Democrats.While no specific polls exist for US voters in Israel, Uriel Abulof, an associate professor at Tel Aviv University's School of Political Science, believes opinions are divided, primarily along religious lines.He said that among American voters in Israel, Orthodox Jews are more likely to support Trump, while secular Jews tend to favor Harris.For those in the middle, their choice is likely to hinge on who they believe will best protect Israel, Abulof said.This may in turn be influenced by their support for <a target="_blank" class="" href="https://www.businessinsider.com/netanyahu-israel-congress-hamas-gaza-war-aid-palestinian-protest-2024-7">Israeli Prime Minister Benjamin Netanyahu.</a>He said, "In this age where everything is so personalized, if Bibi says, and effectively he does, that Trump is better for Israel, then they would vote for Trump."For the Republicans Overseas in Israel, they're banking on a sizable number of those people being from swing states.Or, as Segaloff wrote in a WhatsApp message, "Here's hoping."

Republicans are mobilizing expat votes for Trump in Israel, hoping to tip the scale in battleground states

Our experts answer readers' banking questions and write unbiased product reviews (<a href="https://www.businessinsider.com/personal-finance/personal-finance-editorial-standards#rating-banking-products" class="not-content-link" target="_blank">here's how we assess banking products</a>). In some cases, we receive a commission from <a href="https://www.businessinsider.com/personal-finance/our-partners" class="not-content-link" target="_blank">our partners</a>; however, our opinions are our own. Terms apply to offers listed on this page.<ul class="summary-list"><li>Most banks follow the Federal Reserve System's holiday schedule.</li><li>If you're part of an online bank, transactions aren't processed on holidays.</li></ul>Once a holiday weekend comes around, everything can become a frantic rush — family gatherings, last-minute shopping trips, ever-changing holiday decorations. It's easy to lose track of which days your bank is closed, but you also don't want it to affect your day off if you need to access money in one of your bank accounts.We've included a list of holidays when most banks close, plus alternatives for accessing cash if you need money quickly. We also maintain a list of the <a href="https://www.businessinsider.com/personal-finance/best-banks">best banks</a> in the U.S. <h2>Are banks open on New Year's Eve?</h2>Most financial institutions will be closed on New Year's Eve because it falls on a Sunday this year. If a bank or credit union is regularly open on a Sunday, branches may be open for limited banking hours since New Year's Eve isn't a federal holiday. Contact your local branch for specific hours.<h2>Are banks open on New Year's Day?</h2>Financial institutions will be closed on Monday, January 1, because it's a federal holiday. Brick-and-mortar banks and credit unions will close their branches on New Year's Day. If you use an online bank, your transactions may be delayed until the next business day. Most institutions will reopen with regular banking hours on Tuesday, January 2.<h2>When are banks closed? </h2>Financial institutions close on federal holidays. Most have a holiday list on their website to let you know and prepare ahead of time.Some brick-and-mortar <a href="https://www.businessinsider.com/personal-finance/best-national-banks" rel="noopener">national banks</a> have a list in the FAQ section of the website.Others, like <a href="https://www.td.com/us/en/about-us/holiday-schedule" target="_blank" rel="noopener">TD Bank</a> and <a href="https://www.regions.com/about-regions/bank-holidays" target="_blank" rel="noopener">Regions Bank</a>, have separate pages with bank holiday schedules. During these holidays, brick-and-mortar banks will close all of their branches or modify their branch hours. Customer service hours may also vary depending on where you bank.Quick tip: If a bank doesn't have a holiday schedule on its website, your best bet will be to call your nearest branch to know which holidays it's observing. Online banks usually don't have physical branch locations, but you still may be affected. When an online bank observes a holiday, transactions may be delayed until the next day.Customer service availability will usually stay the same with online banks, but there are some exceptions. <a href="https://www.businessinsider.com/personal-finance/capital-one-bank-review" rel="noopener">Capital One 360</a> offers customer service support for all holidays except the Fourth of July, Thanksgiving Day, Christmas Day, and New Year's Day.Most financial institutions follow the <a href="https://www.federalreserve.gov/aboutthefed/k8.htm" target="_blank" rel="noopener">Federal Reserve System's holiday schedule</a>. Here is the holiday schedule for 2024. <table style="border-collapse: collapse; width: 100%;" border="1"><tbody><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px; text-align: center;">Holiday</td><td style="width: 16.6667%; text-align: center; height: 21px;">2024</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">New Year's Day</td><td style="width: 16.6667%; height: 21px;">January 1</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Martin Luther King, Jr. Day</td><td style="width: 16.6667%; height: 21px;">January 15</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Washington's Birthday (Presidents' Day)</td><td style="width: 16.6667%; height: 21px;">February 19</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Memorial Day</td><td style="width: 16.6667%; height: 21px;">May 27</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Juneteenth</td><td style="width: 16.6667%; height: 21px;">June 19</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Fourth of July</td><td style="width: 16.6667%; height: 21px;">July 4</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Labor Day</td><td style="width: 16.6667%; height: 21px;">September 2</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Columbus Day</td><td style="width: 16.6667%; height: 21px;">October 14</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Veterans Day</td><td style="width: 16.6667%; height: 21px;">November 11</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Thanksgiving Day</td><td style="width: 16.6667%; height: 21px;">November 28</td></tr><tr style="height: 21px;"><td style="width: 33.3333%; height: 21px;">Christmas Day</td><td style="width: 16.6667%; height: 21px;">December 25</td></tr></tbody></table>If a holiday falls on a Saturday, the bank will still be open on a Friday. But if a holiday occurs on a Sunday, the bank will be closed the following Monday.<a href="https://www.businessinsider.com/personal-finance/is-the-stock-market-open-today">The stock market is open</a> on most of the same days as banks, with a few exceptions.<h2>Do transactions go through on bank holidays? </h2>Most banking transactions don't process on bank holidays, regardless of whether you use an online or brick-and-mortar bank. <a href="https://www.businessinsider.com/personal-finance/ally-bank-review" rel="noopener">Ally Bank</a>, for instance, doesn't let you make any money-related transactions on federal holidays. The online banking platform Chime also has a <a href="https://help.chime.com/hc/en-us/articles/10017608952727" target="_blank" rel="noopener">list of holidays when it can't process direct deposits</a>. Transactions at brick-and-mortar banks like Chase, Wells Fargo, and Bank of America won't be processed until the next business day. Business days are weekdays when branches are in operation.So, instead of hinging on a lagging <a href="https://www.businessinsider.com/personal-finance/direct-deposit" rel="noopener">direct deposit</a>, you may want to come up with a backup plan in case the transaction gets delayed.<h2>Where can I get cash when banks are closed? </h2>Branches are closed on federal holidays, but ATMs aren't. If you have a debit or ATM card, you can still use a machine to take out cash during the holidays.If you're out of town, you can also use a debit card to get cash back at a store if you don't have any free ATMs nearby. That way, you don't have to pay an out-of-network <a href="https://www.businessinsider.com/personal-finance/bank-atm-fees" rel="noopener">ATM fee</a> if your bank doesn't reimburse charges.<h2>How can I cash a personal check when banks are closed? </h2>If you receive a personal check during the holidays, there are a few roundabout ways access to your money quickly.You can cash the check out at a store if you need money in a pinch.Some ATMs let you cash or deposit checks, but you may already need to have those funds in your account. If your bank's ATM network doesn't let you make check transactions, you can deposit the check using your bank's online or mobile features, then cash your check out using an ATM.Funds likely won't be available right away, so this alternative works best if you prefer to have money safe in your account and don't mind waiting a day or two.

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