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Street to keep a hawk eye HDFC Bank’s net interest margin and deposit growth trends

HDFC Bank’s merger with parent HDFC Limited has expanded its book but affected its profitability. I…

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2 mins read

After SBI, HDFC Bank issues restructuring guidelines for retail loans

Both banks are also offering to extend the balance tenure of the loan by a maximum of 24 month…

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HDFC Bank likely to remain ahead of peers in second quarter — all eyes on loan restructuring, moratorium, and asset quality

HDFC Bank’s second-quarter results won’t be immune to the issues of the moratorium, restructuring o…

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3 mins read

Bank of Baroda enables digital loans through the Account Aggregator framework – here’s what it means and how to use it

Bank of Baroda today announced the rollout of digital loans through the Account Aggregator framewor…

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One-time loan restructuring dilemma - RBI won’t commit, and India Inc won’t stop asking for it

RBI’s dilemma is choosing between what former governor Raghu Rajan once called “deceptive bankin…

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MSMEs with bank loans due up to Rs.50 crore can get their loans restructured

The second iteration of RBI’s restructuring offer was originally introduced in early May but was…

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5 mins read

Bajaj Finance’s strong digital move made it bigger than home loans giant HDFC

Pune-based financial services company, Bajaj Finance, has now become the eighth largest company in …

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Banks to reap rewards of interest rate hikes in Q2 earnings

The Indian banking sector is expected to report strong growth in net interest income, margins and l…

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2 mins read

If you have a bank loan that you are unable to pay, restructuring is on its way

This means that you’re struggling to pay off your personal loans, you can ask the bank to modify…

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4 mins read

Analysts expect no surprises from Axis Bank in the second quarter — loan growth and collections to be slow

Axis Bank, India’s third-largest private sector lender after HDFC Bank and Kotak Mahindra, isn’t ex…

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Home loan rates hit record lows as SBI, HDFC, Kotak, and others go on a slashing spree ahead of festive season

Home loan interest rates have never looked this attractive in India in at least the past decade. Ba…

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4 mins read

HDFC Bank may see credit growth but its margins will continue to remain under pressure in Q1

HDFC Bank is expected to fare better than its peer as it lines up to fire its first-quarter earning…

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5 mins read

Can I defer my credit card payments and FAQs on HDFC Bank’s moratorium process answered

We understand in this current situation there may be disruptions in business leading to low cash…

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4 mins read

Banking jobs: HDFC Bank, Axis Bank, ICICI Bank and more are hiring across the country for various roles

The banking, financial services and investment (BFSI) sector is one of the most crucial sectors, as…

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2 mins read

Here’s how MSMEs can apply for loans from SBI, ICICI Bank and others

The government had also recently revised the definition of MSMEs by increasing the threshold lim…

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4 mins read

Only 5% of the government’s MSME emergency loan package is disbursed after a month ⁠— private banks are sitting tight

Private banks are yet to play their part. As part of the coronavirus stimulus package, the In…

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3 mins read

Relief rally in bank stocks continues as Supreme Court defers loan moratorium hearing to October 13

Bank stocks continue to rally after the Supreme Court gave the Central Government, the Reserve Bank…

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5 mins read

SBI slashes home loan rates, here's a comparison of home loan rates of all major banks in India

SBI has recently revised the interest rates on its loans which work out to the advantage of the bo…

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3 mins read

ICICI Bank becomes the sixth valuable firm in India with over ₹5 trillion mcap after RIL, TCS, HDFC Bank, Infosys, and HUL

ICICI Bank, one of the leading lenders in the country, has become more valued than ever before as i…

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4 mins read

From IndusInd to ICICI Bank to SBI ⁠— banks were among the worst-hit despite the government pause on new bad loans

IndusInd Bank, ICICI bank, HDFC bank and SBI were most the top 10 losers on Nifty Bank. Not a singl…