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<ul><li><keyword id="4465249" type="PERSON" weightage="20" keywordseo="digital-gold">Digital gold</keyword> is luring Indian consumers on the festival of Akshay Tritiya this year. </li><li>In March, digital payments arm of Google, Google Pay also launched gold investment options to its customers in India. </li><li>Ever since the launch, the digital gold market has seen strong growth, with an estimated over 80 million people who had digital accounts as of March 2019.</li></ul>Indians love and swear by gold as a trusted investment asset so much they even have festivals popular for buying gold. Akshay Tritiya, an annual spring festival in India, is one such fare. But this year, the festival has taken a digital twist. With the launch of ‘<a href="https://www.businessinsider.in/google-pays-new-tactic-to-take-on-rivals-paytm-phonepe-in-india-introduces-digital-gold-offerings/articleshow/68609832.cms">Digital Gold’</a> in India, Indians considering buying gold on the occasion of <keyword id="126295" type="ORGANIZATION" weightage="20" keywordseo="Akshaya-Tritiya">Akshaya Tritiya</keyword>, also have a number of digital options if they fancy. Given that, National Stock Exchange (NSE) is even conducting a <a href="https://www.financialexpress.com/money/digital-gold-vs-sovereign-gold-bond-vs-gold-etf-vs-jewellery-important-watch-outs-before-you-buy-gold-on-akshay-tritiya/1569187/">trade session</a> dedicated to gold exchange and trade on Tuesday, on account of Akshaya Tritiya to give Indians this “smart investment option.” In March, digital payments arm of Google, Google Pay also launched gold investment options to its customers in India. What is ‘Digital Gold?’ ‘Digital gold’ is basically buying and selling of gold via online platforms and mobile wallets. These sites are reportedly offering everything from gold coins, gold bars and even gold jewellery, but in the form of ‘digital gold.’ The digital method allows one to buy 99.9% 24 karat gold. One can buy gold in small quantities in rupees or grams digitally and that can be redeemed at a physical gold shop against jewellery or sold later. However, the price at which the digital gold is sold is valid for only for 6 minutes. Where to buy? Digital wallets including Google Pay, PhonePe, Mobikwik and PayTm, among others have all rolled out the ‘digital gold’ option on their platforms in partnership with MMTC-PAMP or SafeGold, under the Gold Accumulation Plan(GAP). SafeGold is a joint venture between Invent Capital, a private equity firm, and World Gold Council. Users can buy digital gold via online wallets and store in online accounts — which are linked to GAP. Why the digital mode? Digital gold is being touted as a “smart and economic investment option.” That’s because while the <a href="https://www.business-standard.com/article/pf/digital-gold-a-convenient-investment-method-or-a-ponzi-scheme-in-making-119041800720_1.html">prices of gold</a> may vary between 4%-5% on the retail price of gold from the actual price, the price variation on digital gold is said to vary between 1.5% to 2%. There’s also no storage cost for digital gold and can be kept for a maximum of five years period. After that, the user can either sell it or can be converted into gold jewellery. Ever since the launch, the digital gold market has seen strong growth, with an estimated over 80 million people who had digital accounts as of March 2019. But there are also concerns over the lack of <a href="https://www.business-standard.com/article/pf/digital-gold-a-convenient-investment-method-or-a-ponzi-scheme-in-making-119041800720_1.html">regulation</a> in the emerging sector. See also: <a href="https://www.businessinsider.in/google-pays-new-tactic-to-take-on-rivals-paytm-phonepe-in-india-introduces-digital-gold-offerings/articleshow/68609832.cms">Google Pay wants to offer Indians their favourite investment option – gold</a>

This Indian festival popular for gold shopping has gone digital this year to lure millennials

<ul><li>With Diwali festivities just around the corner, digital payment platforms such as <keyword id="143842" type="COMPANY" weightage="20" keywordseo="Mobikwik">Mobikwik</keyword>, PayTm and Google Pay are luring Indians with smart investment option — <keyword id="4465249" type="PERSON" weightage="20" keywordseo="digital-gold">digital gold</keyword>. </li><li>Mobikwik has launched a festive exchange which will allow converting 1 gram of digital gold in exchange for the gold jewellery. It will also add 1 gm of digital gold in buyer’s account. </li><li>The offer is valid between October 23 and 28, 2019. </li><li>Digital gold can be bought in quantities as low as ₹1.</li></ul>With Diwali festivities around the corner, digital payment platforms such as Mobikwik, PayTm and Google Pay are luring Indians with smart investment options — digital gold. With gold soaring a six year high this Diwali, there isn’t much of a rush to buy gold. Jewellers too are trying to attract buyers with promotional offers. Meanwhile, Mobikwik launched a festive exchange, in partnership with SafeGold. SafeGold is a joint venture between Invent Capital, a private equity firm, and <keyword id="113718" type="ORGANIZATION" weightage="20" keywordseo="World-Gold-Council">World Gold Council</keyword>. The ‘exchange one get one’ offer will allow converting 1 gram of digital gold in exchange for gold jewellery. Additionally, it will add 1 gm of digital gold in buyer’s account. The offer is valid between October 23 and 28, 2019. “Indians have always had a passion for buying gold, particularly on auspicious occasions. Demand for gold is interwoven with culture, tradition, and planning for financial protection in times of crisis,” Upasana Taku, Co-founder, MobiKwik<a href="https://www.zeebiz.com/personal-finance/news-planning-to-buy-gold-on-diwali-this-platform-is-giving-double-than-what-you-pay-for-112891"> told </a>Zee Business. ‘Digital gold’ is the buying and selling of gold via mobile wallets and digital platforms. From gold coins and bars to gold jewellery, the platforms offer gold in digital form. The digital method allows one to buy 99.9% 24 karat gold. And it can be bought in quantities as low as ₹1 or grams digitally — which can be redeemed at a jewellery or gold store. However, the prices of digital gold are highly volatile. So, the price is valid for merely 6 minutes. Users can buy digital gold via online wallets and store it in online accounts — which are linked to Gold Accumulation Plan (GAP). While the <a href="https://www.business-standard.com/article/pf/digital-gold-a-convenient-investment-method-or-a-ponzi-scheme-in-making-119041800720_1.html">prices of gold</a> may vary between 4%-5% on the retail price of gold from the actual price, the price variation on digital gold is said to vary between 1.5% to 2%. It can be kept for a maximum of five years and there is no extra storage cost. Ever since the launch, the digital gold market has seen strong growth. It estimated over 80 million people who had digital accounts as of March 2019. See also: <a href="https://www.businessinsider.in/business/startups/news/diwali-sales-snapdeal-launches-an-online-store-for-dhanteras-will-sell-gold-coins/articleshow/71704385.cms">Snapdeal launches an e-store for Dhanteras – with gold, silver coins and more</a> <a href="https://www.businessinsider.in/google-pays-new-tactic-to-take-on-rivals-paytm-phonepe-in-india-introduces-digital-gold-offerings/articleshow/68609832.cms">Google Pay wants to offer Indians their favourite investment option – gold</a>

Can’t afford gold coins or jewellery this Diwali? You can now buy gold worth ₹1

<ul><li>Tanishq, Malabar Gold &amp; Diamonds, Kalyan Jewellers and Titan are selling gold online. </li><li>The Indian government<a href="https://www.timesnownews.com/business-economy/personal-finance/article/want-to-buy-gold-on-akshaya-tritiya-amid-lockdown-heres-how-you-can-buy-the-yellow-metal-online/582229"> recently launched the first tranche of Sovereign Gold Bond</a> Scheme for the current fiscal year. </li><li>Fintech companies like PhonePe and Paytm are also selling both 24 carat physical and digital <keyword id="9113829" type="UNKNOWN" weightage="20" keywordseo="gold-during-lockdown">gold during lockdown</keyword>. </li><li>If you are looking to purchase diamonds, Irasva, a jewellery store is offering a flat 20% off across its jewellery collection. </li></ul>With all the non-essential stores closed in India, many people are looking at digital options to buy gold on the auspicious day of Akshaya Tritiya. Usually, about 20-25 tonnes of gold is sold on this occasion — which is around 4% of India’s annual gold consumption. But, this year people can’t go to physical stores to buy gold due to the Coronavirus lockdown. And, jewellers are providing options to purchase gold in various forms be it coins or jewellery - and receive the delivery after lockdown lifts. This is in addition to digital options. Online gold shopping with Tanishq, Kalyan Jewellers and Malabar Gold &amp; Diamonds Jewellery brand Tanishq w<a href="https://www.tanishq.co.in/">ill be selling gold online through its e-commerce platform.</a> . In addition to the online option, Titan also announced a sale between April 18 and 27. Kalyan Jewellers too allows customers to buy gold which will be shipped after the lockdown."What makes this unique is that upon order confirmation, customers will receive this certificate via email or Whatsapp on the day of Akshaya Tritiya," Kalyan Jewellers managing director T S Kalyanaraman told PTI. Malabar Gold &amp; Diamonds is also offering an option to purchase gold online. If you are looking to purchase diamonds instead, Irasva, a jewellery store is offering a flat 20% off across its jewellery collection. Buying gold through PhonePe and Paytm Fintech companies like PhonePe and Paytm are also selling both 24 carat physical and digital gold during the lockdown. Both of them have partnered with Metals and Minerals Trading Corporation of India (MMTP) and SA Produits Artistiques Métaux Précieux (PAMP). The physical gold purchased during lockdown will be kept in locker facilities and delivered after lockdown ends. Purchase <keyword id="743230" type="PERSON" weightage="20" keywordseo="e-gold">e-gold</keyword> in the form of sovereign gold bonds The Indian government<a href="https://www.timesnownews.com/business-economy/personal-finance/article/want-to-buy-gold-on-akshaya-tritiya-amid-lockdown-heres-how-you-can-buy-the-yellow-metal-online/582229"> recently launched the first tranche of Sovereign Gold Bond</a> Scheme for the current fiscal year. Under the scheme, people can buy e-gold at ₹4,639 per gram. The last date to subscribe for the scheme is April 24. Gold bonds and ETFs which are also referred to as e-gold, is basically purchasing gold on paper. Its prices vary according to the value of gold in the international markets. See Also - <a href="https://www.businessinsider.in/india/article/everything-you-must-know-about-akshaya-tritiya-date-puja-timing-puja-vidhi-benefits/articleshow/75353768.cms">Akshaya Tritiya puja timing and puja vidhi</a> <a href="https://www.businessinsider.in/india/article/why-people-buy-gold-on-akshaya-tritiya/articleshow/75353565.cms">Why people buy gold on Akshaya Tritiya</a>

Here’s how and where you can buy gold online for Akshaya Tritiya during the lockdown

<ul><li><keyword id="19901323" type="General" weightage="20" keywordseo="Zomato" source="keywords" meta.keywordsubtype="org" meta.entityname="Zomato" meta.hostid="261" meta.entityid="Zomato">Zomato</keyword> has increased the platform fees to ₹10 per order.</li><li>The <keyword id="20299300" type="General" weightage="20" keywordseo="platform-fee" source="keywords">platform fee</keyword> is charged on each order irrespective of the order value or Zomato Gold membership.</li><li>With this, the platform fees has increased by five times within a year.</li></ul> The festive season is here and you are more likely to order food and sweets from apps like Zomato and Swiggy. Anticipating a rise in food orders, Zomato has hiked the platform fee from ₹6 to ₹10 and has renamed it to the “Festive season platform fee”. “This fee helps us pay our bills to keep Zomato running. To maintain services during festive rush, it has increased slightly,” a notification on the Zomato app said. <div type="image" title="Zo" msid="114496613" hostid="261" sizebytes="39238" caption="&amp;lt;p&amp;gt;Festive season platform fee on Zomato&amp;lt;/p&amp;gt;"></div> Zomato introduced platform fees in 2023, which began at ₹2 per order. This was then increased to ₹3 and then to ₹5 in April 2024. In July 2024, the fee was increased to ₹6 per order. Now, the platform fee has been increased to ₹10, marking a five-fold increase in just a year. The platform fee is different from other charges levied on orders such as GST, delivery charges and restaurant charges. Customers are required to pay this charge irrespective of Zomato Gold membership. Zomato recently approved a fundraising of ₹8,500 crore via a qualified institutional placement (QIP). This is aimed at boosting its cash reserves after its recent acquisition of ticketing business from Paytm. <h2>Zomato share price surges</h2>Zomato’s share price increased by 2.3% on Wednesday after the increase in platform fees. The company’s shares were trading at ₹262.25 at 11:50. The company’s share price has increased by over 140% in the past year. SEE ALSO: <a href="https://www.businessinsider.in/tech/news/upi-refund-scam-to-digital-arrest-scam-here-are-most-common-online-scams-in-india/articleshow/114428011.cms">UPI refund to digital arrest scam, here are some online scams you need to be aware of</a> <a href="https://www.businessinsider.in/personal-finance/news/best-credit-cards-for-online-shopping-in-india/articleshow/114354358.cms">Best credit cards for online shopping this festive season</a> <a href="https://www.businessinsider.in/business/auto/news/the-ola-electric-saga-are-surge-in-complaints-and-declining-market-share-a-wake-up-call-for-bhavish-aggarwal/articleshow/114120828.cms">The Ola Electric Saga: Are surge in complaints and declining market share a wake-up call for Bhavish Aggarwal?</a>

Diwali gift from Zomato – Platform fee increased to ₹10 ahead of the festive season

<ul><li>The phrase "<keyword id="14520" type="General" weightage="100" keywordseo="black-friday" source="Orion">Black Friday</keyword>" was first used by Philadelphia's police departments in the 1950s. </li><li>Black Friday primarily refers to the sales period during or right after <keyword id="32170" type="General" weightage="20" keywordseo="thanksgiving" source="Orion">Thanksgiving</keyword>, where brands go all guns blazing, claiming to offer heavily discounted prices online and offline. </li><li>Even in India, retailers are offering discounts on mobiles, apparel, white goods, electronics to name a few. </li></ul>A month before the arrival of <keyword id="6454936" type="General" weightage="50" keywordseo="santa-claus" source="Orion">Santa Claus</keyword>, and a day after Thanksgiving comes a day that’s very important to buyers and sellers alike – Black Friday. The day which kicks off the Christmas shopping season is known for its deep discounts, sales and product launches. The concept of having a sale on Black Friday originated from the United States – the country which celebrates Thanksgiving. But it wasn’t always associated with shopping. The phrase Black Friday was first used by Philadelphia's police departments in the 1950s to name the chaos that followed Thanksgiving. At that time, a football game would draw hundreds of suburban tourists into the city, which would be problematic for the police to control. However, there is another bleak reason why the phrase was coined. On Friday, September 24, 1869, plummeting gold prices dragged down the American stock markets, sending thousands into bankruptcy. “The crash was a consequence of an attempt by financier Jay Gould and railway magnate James Fisk to corner the gold market and drive up the price,” as per the <a href="https://www.britannica.com/story/why-is-it-called-black-friday">Encyclopedia Britannica</a>. Thankfully, currently Black Friday primarily refers to the sales period where brands go all guns blazing, claiming to offer heavily discounted prices on appliances, fashion, gadgets and more. This year, the Black <keyword id="15591763" type="General" weightage="50" keywordseo="friday-sale" source="Orion">Friday Sale</keyword> begins from Friday, November 25 and ends on Monday, November 28 - which also happens to be <keyword id="1461657" type="General" weightage="20" keywordseo="cyber-monday" source="Orion">Cyber Monday</keyword> i.e. when deals on electronic devices fall on the first Monday after Thanksgiving. Black Friday in India too India, which just got done with its own festive season sale lasting a month between September 22 to October 23, is also leaving no chance to jump onto the bandwagon. Amazon, Croma, TataCliq, Myntra, and Flipkart are some of the companies offering Black Friday deals. And, a large number of steep deals are being offered in the fashion category, especially for Western wear. TataCliq is offering up to <a href="https://www.tatacliq.com/black-friday-prebuzz?cid=af:homepage:RED+PIXELS+VENTURES+LIMITED:hasoffers:15032017">85% discount</a> for premium <a href="https://www.business-standard.com/article/companies/tata-cliq-luxury-plans-black-friday-sale-from-november-23-at-a-large-scale-122112100797_1.html">brands</a> like Kate Spade, Calvin Klein, Lacoste, <keyword id="226977" type="General" weightage="50" keywordseo="michael-kors" source="Orion">Michael Kors</keyword>, Aldo, <keyword id="15616962" type="General" weightage="50" keywordseo="dune-london" source="Orion">Dune London</keyword>, Hoka. H&amp;M is offering 30% off on Black Friday and other brands like <keyword id="4291829" type="General" weightage="50" keywordseo="zara-india" source="Orion">Zara India</keyword>, <keyword id="567332" type="General" weightage="50" keywordseo="puma-india" source="Orion">Puma India</keyword>, Adidas are also offering at least 40% discounts on its products, both online and offline. Myntra Black Friday haul is between November 25-27 presenting discounts of flat 70% on 1.5 lakh styles with brands like Mango, Marks &amp; Spencer and more. Retailers and brands both are offering deals in electronics too. Noise (smartwatches, Airpods), Steam and PlayStation are offering deals on gaming equipment and offers on PC gaming titles. Croma India will give discounts on white goods, home appliances, Apple MacBook (starts ₹77,090), iPads (starting at ₹25,000) and iPhones (starting at ₹56,990) at discounted prices. It began its Black Friday sale from 18 November which will conclude on 27 November. Flipkart is kickstarting its Black Friday deals from November 25, offering 50-inch smart TVs beginning from ₹23,999. List of companies offering Black Friday and Cyber Monday Sales in India: <table style="border-width: initial; border-style: none; table-layout: fixed; width: 468pt;"></colgroup><tbody><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Company </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Duration of Black Friday Sales 2022 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Myntra Black Friday Haul 2022 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 25-27 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Croma Darkest Black Friday Sale </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 18-27 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Tata CliqLuxury Black Friday Sale 2022 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 23-28 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Noise Black Friday Sale 2022 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 22-25 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Flipkart Black Friday Sale 2022 </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 25-30 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Adidas India Black Friday Sale </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 25-27 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Puma Black Friday Sale </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 25-28 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Zara Black Friday Sale </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 25-28 </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">H&amp;M Black Friday Sale </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">November 25 </td></tr></tbody></table> Too Good to be true? Recheck deal, says FBI With sales come scams, and this time dark entities are doing the rounds on the web looking to cash in on the festive fervour to shop online. The Federal Bureau of Investigation or FBI has given a warning on frauds that are lurking in the guise of offers. It is essential to check the official legitimacy of websites, according to Jeffrey R Downey, Special Agent in Charge of the FBI El Paso Field <a href="https://www.gadgetsnow.com/tech-news/planning-to-shop-in-blackfriday-and-cyber-monday-sales-fbi-has-a-warning/articleshow/95753579.cms">Office</a>. In addition, fake social media surveys during sale festivities are opening gateways to mine personal information. Fraudulent gift cards, unverified donations to charity organisations online, fake job postings, offers for free smartphones are some other ways unassuming customers are tricked. (with inputs from ANI) SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/business/news/adani-to-raise-rs-20000-cr-through-fresh-share-issue/articleshow/95764529.cms">Adani to raise Rs 20,000 cr through fresh share issue</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/stock-market/news/uniparts-indias-836-crore-ipo-to-open-on-november-30/articleshow/95764556.cms">Uniparts India’s ₹836 crore IPO to open on November 30</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/stock-market/news/a-year-after-market-debut-paytm-is-the-worst-performer-among-recent-large-ipos-cartrade-policybazaar-and-lic-join-the-party/articleshow/95762071.cms">A year after market debut, Paytm is the worst performer among recent large IPOs – Cartrade, Policybazaar and LIC join the party</a>

Black Friday: The sales, scams and myths

<ul><li>A rapidly changing environment has thrown up several new trends that will redefine the way the world will work, earn, and invest. </li><li>From technology to shifting demographics and climate change, companies and investors alike will have to be on their toes to make the most of a changing world. </li><li>Now, a new report has identified <keyword id="17374028" type="General" weightage="20" keywordseo="Investment-supertrends" source="Orion">investment supertrends</keyword>, which are long-term in nature and offer investors the opportunity to earn outsized returns. </li></ul>The contours of the global economy are changing rapidly and are being shaped by factors like technology, demographics, and climate change. These changes, also known as investment <keyword id="17374027" type="General" weightage="20" keywordseo="Supertrends" source="Orion">supertrends</keyword>, have the potential to radically change industries and companies, and offer new investment opportunities that were either small in scale or non-existent earlier. Investment supertrends are often long-term in nature, and investors who can identify and capitalise on these trends early may be able to achieve outsized returns over time. Many of these supertrends, especially in the technology space, evolve rapidly and keeping up with them is essential for the long-term growth of companies as well as investors. It is worth noting that many of these supertrends are subject to risks and uncertainties, so investors should tailor their investments based on their own goals, risk profile and time horizon. <cmsannotation type="cmsannotation" annotationid="Artificial intelligence: Beyond the chatbots" comment="subhead" text="Artificial intelligence: Beyond the chatbots"><keyword id="107950" type="General" weightage="20" keywordseo="Artificial-Intelligence" source="Orion">Artificial intelligence</keyword>: Beyond the chatbots</cmsannotation> Artificial intelligence has existed in different forms like chatbots for several years now, but thanks to some major breakthroughs in 2022 and 2023, AI is now at the front and centre of companies as well as countries looking to take a leap. This is evident from the success of <keyword id="15681942" type="General" weightage="20" keywordseo="ChatGPT" source="Orion">ChatGPT</keyword> – it not only became the fastest-growing consumer application with 100 million users in two months, but its maker OpenAI saw investment from tech giant Microsoft to the tune of $10 billion. Microsoft was also quick to embed ChatGPT into its browser and search engine, while its rival Google is rushing to bring AI to search and other services, underlining just how big an impact ChatGPT has had in the tech sector. According to PWC, AI has the potential to generate $15.7 trillion in revenue by 2030. That is equivalent to the cumulative nominal GDP of Japan, Germany, India and the UK. Tech giant Accenture expects AI to have the biggest impact on education (84%), accommodation &amp; food services (74%), construction (71%), wholesale &amp; retail (59%) and healthcare (55%) industries. The biggest beneficiaries of the AI revolution will be companies which provide cloud infrastructure and processing power capabilities, like Microsoft and Amazon, among others. <cmsannotation type="cmsannotation" annotationid="Climate change: Green energy, metals of the future and more" comment="subhead" text="Climate change: Green energy, metals of the future and more">Climate change: <keyword id="60895" type="General" weightage="20" keywordseo="Green-energy" source="Orion">Green energy</keyword>, metals of the future and more</cmsannotation> Climate change is a growing concern and despite Covid-19 and the Russia-Ukraine conflict last year putting this issue on the backburner, <keyword id="48085" type="General" weightage="20" keywordseo="Credit-Suisse" source="Orion">Credit Suisse</keyword> expects it to be short-lived and that the world is still on track to achieve net-zero emissions by 2050. The International Energy Agency’s (IEA) latest projections state that renewable energy capacity will expand from 3,278 gigawatt in 2021 to 7,744 GW by 2030, and 20,290 GW by 2050. However, increasing renewable energy capacity will require more minerals than fossil fuel-based sources, and this is where the investment theme ‘metals of the future’ comes in. “A typical EV requires six times the mineral inputs compared to a combustion engine car, while an onshore wind farm requires nine times the mineral inputs of a gas-fired thermal power plant,” the Credit Suisse report said. IEA projects the demand for copper to more than double from 5 million tonnes per year in 2021 to 13 million tonnes by 2030. Likewise, lithium, silicon and other rare earth elements are also expected to see a multi-fold increase in demand. Countries rich in these resources, like Argentina, Brazil and Chile are expected to benefit the most. Additionally, recycling of these materials, which are often in limited supply or difficult to mine, will be another lucrative opportunity, according to the report. <cmsannotation type="cmsannotation" annotationid="Millennials: The digital natives" comment="subhead" text="Millennials: The digital natives">Millennials: The digital natives</cmsannotation> Different demographics offer different investment opportunities. For instance, a young, digital-native population has more hunger for technology than their older counterparts. While the Gen Y and Z are digital natives, the Covid-19 pandemic has brought digitalisation to the forefront. However, despite the WHO declaring that the Covid emergency is over, Credit Suisse notes that the drivers of digitalisation are firmly in place. Companies are increasingly adopting digital initiatives like 3D modelling, virtual try-on using augmented reality and other technologies to offer a virtual, digital-first experience to their customers. Online shopping in major economies like the US and China is already significant, accounting for 20% and 40% of the total shopping, respectively. Millennials are not about just digital-first lives, though. According to the report, aspects like sustainable food are also a focus of Gen Y and Z. With undernourished people expected to grow in the future, those food companies which can capitalise on factors like sustainability and innovative ingredients which are cost-effective have a brighter future ahead. <cmsannotation type="cmsannotation" annotationid="The silver economy: Catering to the seniors" comment="subhead" text="The silver economy: Catering to the seniors">The silver economy: Catering to the seniors</cmsannotation> The world is growing older thanks to better availability of healthcare and food when compared to earlier. According to a United Nations estimate, people aged 65 and above are estimated to grow from 780 million today to 2.5 billion by 2100. Aging populations in many countries are creating opportunities for investments in healthcare, retirement planning, and senior living facilities. Healthcare is at the heart of the silver economy supertrend. The Covid-19 pandemic is still fresh in the minds of people, leading to an increased awareness about healthcare and insurance. New and better healthcare solutions will always be in demand, giving pharmaceutical, biotech and medtech companies all the reasons they need to innovate. On the other hand, innovation costs money, and this reflects in rising healthcare costs. As such, it results in an increase in the demand for insurance, fulfilling a demand cycle for both healthcare as well as insurance companies. Other needs of seniors like on-premise nurses, better living facilities are other attractive investment opportunities. <cmsannotation type="cmsannotation" annotationid="Anxious societies" comment="subhead" text="Anxious societies">Anxious societies</cmsannotation> Elevated inflation has driven up the cost of living across the world, and while the situation is dire in many parts of the world, it presents an attractive opportunity for companies to come up with innovative and affordable solutions. “A French multinational retail and wholesale company said trading down accelerated in 2022, with consumers buying more private label products and promotions, but less fish or organic products,” the report said. Other solutions like buy now pay later (BNPL), prefabricated and foldable homes are some other solutions which are expected to see increasing traction going forward, offering companies and investors alike with a high-risk but high-reward investment supertrend. SEE ALSO: <a href="https://www.businessinsider.in/stock-market/news/fpis-pump-9677-crore-into-financial-services-and-auto-stocks-in-april/articleshow/100100496.cms">FPIs pump ₹9,677 crore into financial services and auto stocks in April</a> <a href="https://www.businessinsider.in/stock-market/news/paytm-brokerages-looking-up-to-59-growth-in-one97-communications/articleshow/100070477.cms">Paytm shares surge 5% on sustained Q4 growth, brokerages see up to 59% upside</a> <a href="https://www.businessinsider.in/finance/banks/news/india-china-amongst-top-gold-buyers-in-march-quarter-as-central-banks-hoard-yellow-metal/slidelist/100103402.cms">India, China amongst top gold buyers in March quarter as central banks hoard yellow metal</a>

AI to digitalisation and green energy: Supertrends defining investment for today and the future

India’s space agency <keyword id="116095" type="ORGANIZATION" weightage="20" keywordseo="Indian-Space-Research-Organisation">Indian Space Research Organisation</keyword> (ISRO) has been featured among the top five workplaces in India, according to Indeed. German software multinational SAP is the top tech workplace in India on the list, followed by Adobe, VMware, and Microsoft. E-commerce companies — Myntra, PayTM and Flipkart — and IT service providers Tata Consultancy Services (TCS) and Mphasis have also been featured on the list. India’s space agency Indian Space Research Organisation (ISRO) has been featured among the top five workplaces in India — crawling five spots from 10th position last year. This is according to the online job search platform Indeed. German software multinational SAP is the top tech workplace in India on the list, followed by Adobe, VMware, and Microsoft. “We have created a non-hierarchical, diverse and inclusive culture which speeds up our innovation and helps our customers to run at their best,” Sindhu Gangadharan, Senior Vice President and Head of SAP Labs India said after the recognition. While MNCs continue to dominate the top 10 list, e-commerce companies — Myntra, PayTM and Flipkart — and IT service providers Tata Consultancy Services (TCS) and Mphasis have also been featured on the list. “It is important for companies to work towards building an inclusive workplace and creating a culture of ownership and loyalty among their employees in order to increase overall productivity. Companies that go beyond strategic workplace programmes to create a conducive work environment have been seen to have a positive impact on the employee’s perception of the organization,” Sashi Kumar, Managing Director, Indeed India said. Based on the user ratings and reviews, here are the top 10 workplaces in India. 1. SAP Headquartered in Germany, the software multinational is an enterprise software maker that enables companies to optimize their business operations. The <keyword id="763447" type="ORGANIZATION" weightage="20" keywordseo="SAP-ERP">SAP ERP</keyword> software (<keyword id="383873" type="ORGANIZATION" weightage="20" keywordseo="Enterprise-Resource-Planning">Enterprise Resource Planning</keyword>) offers business functionalities across sectors. 2. Adobe American multinational Adobe is a software company that is dedicated to developing multimedia, creative toolkits and software products. Recently, the company also started providing digital marketing software. 3. VMware VMware is a public entity listed in the New York Stock Exchange (NYSE). It deals with cloud computing services and tools. The company is into the development of virtual technologies that allows companies to manage their IT resources. 4. Microsoft Microsoft Corporation is an American software giant that deals with end-to-end software deliverables. From development, manufacturing and licensing to selling and support, the company provides assistance with computer software. 5. ISRO India’s space agency Indian Space Research Organisation (ISRO) is the only government run organisation on the list. It conducts space research and planetary movements and recently launched Chandrayaan 2 into the earth’s orbit. 6. Cisco <keyword id="102187" type="COMPANY" weightage="20" keywordseo="Cisco-Systems">Cisco Systems</keyword> is an American multinational that develops and provides high-technology services and products. It manufactures hardware equipment and software products. It recently unveiled a platform — Silicon One — to provide infrastructure network that can support 5G networks. 7. Myntra India’s homegrown fashion e-commerce platform Myntra started 12 years ago to sell lifestyle products including apparels, jewellery and footwear. In 2014, it was acquired by Flipkart. 8. PayTm The ecommerce arm of One97 Communications, Paytm offers digital payment solutions. From recharges to digital gold, the company provides digital transactions to buy anything online. 9. IBM Expanded in over 170 countries, International Business Machines Corporation (IBM) is a software innovation company. It’s product IBM Watson also deals in technologies like <keyword id="294572" type="TECHNOLOGY" weightage="20" keywordseo="machine-learning">machine learning</keyword>, big data and others. 10. Flipkart Founded in 2007, Flipkart is an online shopping platform that offers lifestyle products, utilities, home decor and others. It was founded by Sachin Bansal and Binny Bansal in 2007 and was later acquired by <keyword id="80487" type="COMPANY" weightage="20" keywordseo="walmart">Walmart</keyword>.

ISRO becomes the fifth best place to work in India - after it jumps five spots

It’s Christmas for the online consumers in India which means that <keyword id="36208" type="UNKNOWN" weightage="20" keywordseo="festive-season">Festive season</keyword> sales are coming around! 
 Online marketplaces <keyword id="6354742" type="COMPANY" weightage="60" keywordseo="Flipkart">Flipkart</keyword>, <keyword id="18635" type="CITY" weightage="60" keywordseo="Amazon">Amazon</keyword>, and <keyword id="541988" type="COMPANY" weightage="20" keywordseo="SnapDeal">Snapdeal</keyword> are ready for their annual festival sales starting the first week of October with Amazon. ShopClues and Paytm are also set to flag off their festive season sale around the same time. 
 
Flipkart's Big Billion Days 2016 and Amazon Great Indian Sale will be the most anticipated, just like every year but there are some things that have changed. 
 
• Flipkart has introduced ‘Your wish, our offer’ where products that have been ‘wish listed the most number of times will have bigger offers on them. After the 2014 technical glitches, we hope the sale-ing is smooth for this e-commerce player. 
 
• Amazon’s Great Indian Sale is scheduled for October 1- 5 and Amazon have announced Curtain Raiser Deals, where customers can choose between two groups of products - the most voted will go on sale at 12am on October 1. 
 • Snapdeal’s <keyword id="188" type="ENTERTAINMENT" weightage="20" keywordseo="Diwali">Diwali</keyword> sale is based on it’s rebranded tagline 'Unbox Zindagi' and starts from October 2nd till October 6th. Discounts up to 70 percent are promised as part of the <keyword id="3703614" type="UNKNOWN" weightage="20" keywordseo="snapdeal-unbox-sale">Snapdeal Unbox Sale</keyword> to the consumers. 
 
• What will be interesting to see is the amount of discounts and cashback that are offered this year compared to last year, since as reports suggest that the GMV in e-commerce has seen a decline of 20-25% in the first six months of 2016. 
 • We have also seen a trend of loyalty services offerings amongst the biggest players in the form of Flipkart First, <keyword id="758541" type="ORGANIZATION" weightage="20" keywordseo="Amazon-Prime">Amazon Prime</keyword> and Snapdeal Gold. This ensures that the customer is given better service in terms of delivery or discounts, enabling the buyer to be loyal towards one player for all their shopping needs. 
 
• This also means that they are likely to spend big due to hooks in the form of extended offers of warranty, extra discounts after more spending and next-day deliveries. 
 • So far, so good. Amazon Prime is a leader in this category as the model has been tried and tested in the US. The crème-de-la-crème of the online shopper might enjoy these subscription services, but most <keyword id="25903" type="ORGANIZATION" weightage="20" keywordseo="Indians">Indians</keyword> still like their products delivered for free. It’ll be interesting to see how Amazon adapts Amazon Prime for the Indian market. 
 
Bottom Line- This will be one heck of a season for the e-commerce giants to fight out since Indians remain discount-driven because they have been spoilt by the offers. Not only do they want the best, the want it at the best price in the shortest time possible and that is an ideal situation that many e-commerce players are trying to achieve while remaining afloat.

You Searched For "gold shopping on paytm" and got 8 results

This Indian festival popular for gold shopping has gone digital this year to lure millennials

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Diwali gift from Zomato – Platform fee increased to ₹10 ahead of the festive season

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AI to digitalisation and green energy: Supertrends defining investment for today and the future

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ISRO becomes the fifth best place to work in India - after it jumps five spots

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The 2016 Festive Sales- What’s Hot And Happening.

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