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<ul class="summary-list"><li>Spain's eastern province of Valencia was hit by intense, historic rainfall.</li><li>51 people were killed in flash floods in the province.</li></ul>Historic flash floods in eastern Spain killed 51 people and roiled the region.The floods, brought about by torrential rains, killed 51 in the province of Valencia, regional emergency services <a target="_blank" href="https://x.com/GVA112/status/1851541597092999643">said</a>, citing a provisional death toll.Though heavy rains are common in the region in fall — part of a phenomenon known as "cold drops" — this one was extreme.According to Spain's State Meteorological <a target="_blank" href="https://x.com/AEMET_CValencia/status/1851494356521271313?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1851494356521271313%7Ctwgr%5E525da56094d9d8f9387e40796aa4f86c244670c4%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fcadenaser.com%2Fnacional%2F2024%2F10%2F29%2Fconsecuencias-de-la-dana-en-espana-en-directo-ultima-hora-de-las-inundaciones-desaparecidos-y-problemas-en-los-trenes-ave-cadena-ser%2F">Agency</a>, it was a historic storm, the worst of the 21st century and more severe than anything since 1987.Images and videos from the region showed brown water surging through fields, blocking roads, and hitting some built-up areas.<div type="image" title="The roof of a car submerged in water following floods is pictured in Picuana, near Valencia, eastern Spain, on October 30, 2024." height="1296" width="2000" msid="114776446" hostid="261" sizebytes="105062"></div>The flooding seemed not to strongly hit Valencia, the regional hub and Spain's third-largest city.Per <a target="_blank" href="https://www.investinspain.org/en/regions/comunidad-valenciana/industrias-destacadas#:~:text=Automotive%2C%20machinery%20and%20capital%20goods,concentrates%2024%25%20of%20regional%20exports.">a Spanish government briefing</a>, the auto industry is the most significant in Valencia province. It also mentioned chemicals, manufacturing, agri-food and IT.It was not immediately clear whether particular industries or companies had been strongly affected by the floods.Valencia's government advised against road travel in the province due to "heavy" rain warnings in <a target="_blank" class="" href="https://x.com/GVA112/status/1851506499224314148?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1851506499224314148%7Ctwgr%5E525da56094d9d8f9387e40796aa4f86c244670c4%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fcadenaser.com%2Fnacional%2F2024%2F10%2F29%2Fconsecuencias-de-la-dana-en-espana-en-directo-ultima-hora-de-las-inundaciones-desaparecidos-y-problemas-en-los-trenes-ave-cadena-ser%2F">alert texts</a> sent to residents in the early hours of Wednesday, local time.In an <a target="_blank" class="" href="https://x.com/oscar_puente_/status/1851415872843215275?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1851415872843215275%7Ctwgr%5E525da56094d9d8f9387e40796aa4f86c244670c4%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fcadenaser.com%2Fnacional%2F2024%2F10%2F29%2Fconsecuencias-de-la-dana-en-espana-en-directo-ultima-hora-de-las-inundaciones-desaparecidos-y-problemas-en-los-trenes-ave-cadena-ser%2F">X post</a> on Wednesday, Spain's transport minister said there would be no train service on the railway line connecting Valencia to Madrid, the Spanish capital, until at least 10 a.m. local time.On Tuesday, Spain's Prime Minister Pedro Sánchez <a target="_blank" class="" href="https://x.com/sanchezcastejon/status/1851334094535131602">said</a> he was closely following reports of missing people and damage caused by the storm and that all emergency services were being dispatched in response to the storm.In an X <a target="_blank" rel="noopener noreferrer" class="c-link c-link--focus-visible" href="https://x.com/mjosecatala/status/1851561473631191545">post</a> on Wednesday, Valencia city mayor said the province is facing one of the "most difficult and painful" moments in its history.

Spain hit by flash floods that killed 51 people and roiled an economic hub

Over the next week, super heavy showers are set to hit the Indian subcontinent, especially in the states of Tamil Nadu, Kerala, South Interior Karnataka, Konkan and Goa, Madhya Pradesh, Maharashtra, Arunachal Pradesh, and Gujarat, the IMD (<keyword id="19963725" type="General" weightage="20" keywordseo="Indian-Meteorological-Department" source="keywords" meta.keywordsubtype="org" meta.entityname="Indian Meteorological Department" meta.hostid="261" meta.entityid="Indian Meteorological Department">Indian Meteorological Department</keyword>) has predicted. Yesterday, India's financial capital, Mumbai was hit by a surprise, albeit hefty deluge of rain. Consequently, a yellow alert was issued for Thane, Pune, Palghar and other areas near to Mumbai. Between October 13-16, very heavy rainfalls are also expected in Kerala, Tamil Nadu, Andaman and Nicobar Islands, Gujarat and Andhra Pradesh. It's no secret that incessant rains also bring about significant economic damages. As seen very often in the past, a constant barrage of torrential rains can also quickly create a flood-like situation, which can wipe away houses, vehicles and everything that comes in its way. Per media reports, the average economic impact on India due to <keyword id="19912527" type="General" weightage="20" keywordseo="floods" source="keywords">floods</keyword> between 2011 and 2021 has been a staggering Rs 25,805 crore. Imagine this-your entire se is flooded. Water has seeped into everything—your walls, furniture, and even the plumbing. Without a <keyword id="22058670" type="General" weightage="100" keywordseo="home-insurance" source="keywords">home insurance</keyword>, you'll have to spend a hefty amount towards repairs and to get your life and home back on track. <h2>Getting your home insured</h2>So, if you are wondering how to protect your hard earned material but immovable assets like house, the answer is right in front of you- Home Insurance. Says Dilip Baba, Head of Commercial and Speciality Underwriting, Go Digit General Insurance, "People usually spend their entire life savings on purchasing a home. However, people rarely think about how to protect their investment. By investing in the safety of home insurance, you can enjoy peace of mind knowing that your property is covered in case of unforeseen events. With home insurance, you can opt for three types of coverage-structure, content and comprehensive. While structure simply insures the physical, immovable formation of your house (walls, roofs), content coverage goes a step ahead and takes care of damage caused to your movable items like furniture, electronics and other items due to natural calamities, theft and more, up to a certain limit. This can also include any valuable artwork or antiques, or additional installation like solar panels you might have at your home. A comprehensive home insurance brings together both structure and contents in its insurance ambit. Having a home insurance can not just protect you from natural calamities like floods, but also from unforeseen events like theft, fire and more. The annual premium of a home insurance policy can range between Rs 2,000 to Rs 10,000 depending on the type and extent of coverage taken. Before buying a policy, be sure to clarify whether it offers actual cash value, which considers depreciation, or replacement/reinstatement cost, which covers the full replacement without depreciation deductions. To be on the safe side, you can also choose additional covers like accidental death insurance, or rent coverage, if you lose out on rental income due to damage caused to your property. You can use the carpet area of your house to get a sense of your home insurance requirements. Other covers you can opt for include valuable contents (on agreed value basis under home contents cover), additional living expense cover, tenant liability insurance, among others. Says Amit Bhandari, Chief Technical Officer at Magma HDI General Insurance, "When selecting a policy, it’s crucial to assess the unique risks that your home may face, particularly if you live in an area susceptible to <keyword id="19922196" type="General" weightage="20" keywordseo="natural-disasters" source="keywords">natural disasters</keyword>. You should tailor your coverage to address these risks while considering premium reduction strategies, such as excluding unnecessary coverages".

Heavy rains to lash across the country between Oct 12-16, here's how you can insure your home from rain's fury

<ul class="summary-list"><li>Jesús Lucero Ezquerro, who lives in Valencia, was in disbelief when he saw the damage from floods.</li><li>He said people in the path of the waters got little advance warning.</li></ul>This as-told-to essay is based on a conversation with Jesús Lucero Ezquerro, 28, who lives in the Poblats Marítims district of Valencia, Spain.The region has been ravaged by <a target="_blank" class="" href="https://www.businessinsider.com/spain-flooding-51-dead-in-valencia-region-economic-hub-2024-10">flash floods</a>. Ezquerro spoke to BI on Thursday. The following has been edited for length and clarity.I've lived in Valencia for four years. Everything seemed normal on Monday — literally, nothing happened.But at 3 p.m. on Tuesday, things started getting ugly in most of the province. It was starting to rain and get very windy.Around 7:30 p.m., we started getting texts from local authorities alerting us of heavy rains and urging us to stay home.I said to myself: "Holy cow! But it's not raining here." I'm north of the river Turia in Valencia, so I wasn't affected and it hardly rained.I was shocked and alarmed by the images I started seeing on social media of people south of the river. People <a target="_blank" rel="noopener noreferrer" class="c-link c-link--focus-visible" href="https://x.com/ElPorteroRumano/status/1851631998722269659">stuck in </a><a target="_blank" rel="noopener noreferrer" class="c-link c-link--focus-visible" href="https://x.com/MeteOrihuela/status/1851375778216251428">trees</a>, people being pulled from a torrent <a target="_blank" rel="noopener noreferrer" class="c-link c-link--focus-visible" href="https://www.tiktok.com/@elespanolcom/video/7431854392258628897">by rope</a>, people <a target="_blank" rel="noopener noreferrer" class="c-link c-link--focus-visible" href="https://x.com/Ji_Predicciones/status/1851566884841259359">screaming.</a>I didn't have a car or any vehicle when the storm hit, so I couldn't do anything but stay put. I wasn't scared as I don't have a business to worry about and live on the fifth floor of my building.But I was and still am worried about those affected and the innocent lives being lost. By the time the alerts came, the storm had already hit.<h2 id="ca3c0d9a-c56b-47b5-a2d6-569f84ce2140">Back to the Middle Ages</h2>The next day, a friend and I biked to see the damage in southern Valencia, the area most affected by the storm.The metropolitan transport system had collapsed, the subways were flooded, and the buses could not access some areas.Before even reaching the area, we saw trucks and cars crowded on the road south of the river alike fallen dominoes.<div type="image" title="Cars left thrown on top of each other after a storm struck Valencia, Spain, in a picture taken on October 30, 2024." height="1200" width="1600" msid="114856601" hostid="261" sizebytes="43580"></div>The streets were full of dirt, covered with mud and water. People to the south of the river had no power or signal. It was like going back to the Middle Ages.We also helped a group of young people clear a sidewalk. We were up to our eyebrows in mud.The police were there, but there were hardly any other emergency services in the area, as they were rescuing people who were at risk.Friends have lost their cars. Some have garages full of water and mud that they are cleaning. I don't know anyone close to me who died.We returned home in a state of shock, taking it all in.<div type="image" title="Jesús Lucero Ezquerro and a group of friends on a street in Valencia on October 31, 2024." height="2448" width="3264" msid="114856606" hostid="261" sizebytes="414184"></div><h2 id="1fe11538-3d27-4b56-8220-055f4526ea14">Left behind</h2>I am frustrated and angry.I have a background in marine environmental emergencies and forest fire management, and I now work for a company on a firebreak management and forest fire prevention project.So, I'm not a firefighter or a member of the military, but I've worked on environmental emergencies from an intelligence-gathering point of view.I know how to evacuate people, how to manage populations, and how to manage adverse situations. But that did not happen in Valencia.<h2 id="24b81fb8-4f22-4359-a97e-6f0760015239">Worse than Hurricane Milton</h2>I remember watching the news of Hurricane Milton hitting Florida last month and how Floridians were preparing for it.Residents boarded up their windows with large wooden panels; store owners were getting ready for it, and people evacuated.The Tampa mayor even urged people to leave and said that anyone who stayed would die.After Hurricane Milton, there <a target="_blank" class="" href="https://www.bbc.co.uk/news/articles/ce3zdg2wlvqo#:~:text=One%20of%20at%20least%20a,died%20across%20the%20US%20state.">were at least 16 deaths.</a> Meanwhile, here in Valencia, it's already about 10 times as many.The Spanish Meteorological Agency had issued an <a target="_blank" class="" href="https://www.antena3.com/noticias/el-tiempo/actualidad/dana-valencia-que-pasaron-mas-10-horas-alerta-aemet-aviso-moviles-alert_20241031672370a3d058410001ca758c.html">alert days before</a> the storm. But on Tuesday, nothing happened. There was absolute calm in the morning. People were going to work and to university. When the local alerts came, the storm was already happening.<h2 id="27ab23b6-b666-4dce-ada9-fd22df28f8fa">A wake-up call</h2>Undoubtedly, human errors were made. I've never seen anything like it.In a country like Spain, with the means, agencies, and intelligence we have, it is horrible that this happened.At a certain point, authorities were saying 50 dead, then 60, then 70, then 90. To me, that doesn't sound like much. I believe that when the waters recede and the mud clears, more dead bodies will be found.

I live in Valencia, Spain, where flooding has taken over 100 lives. I can hardly believe what's happened here.

<ul class="summary-list"><li><a target="_blank" class="" href="https://www.businessinsider.com/before-after-satellite-photos-hurricane-helene-destruction-florida-2024-10">Hurricane Helene</a> displaced alligators, turtles, and other wildlife in Florida.</li><li>Large storms often move wildlife from their habitats due to flooding.</li></ul>Florida's alligators, turtles, and even sharks are finding themselves in new territory in the wake of <a target="_blank" class="" href="https://www.businessinsider.com/analysts-estimate-up-to-34-billion-damage-from-hurricane-helene-2024-10">Hurricane Helene</a>.On September 27, a Collier County Sheriff's Office drone captured footage of an alligator floating near San Marco Road in Southwest Florida, according to <a target="_blank" class="" href="https://www.youtube.com/watch?v=dij7Xei-R4A">ABC-affiliate WZVN</a>.Large storms have been known to <a target="_blank" class="" href="https://www.businessinsider.com/hurricane-effects-environment-marine-mammals-fish-plants-2023-9">move wildlife</a> away from their typical habitats, especially when there's flooding."Alligators may be observed more frequently in flooded areas near marshes, swamps, rivers, and lakes after a hurricane or tropical storm," Florida Fish and Wildlife Conservation Commission's Lauren Claerbout told Business Insider via email.<div type="image" title="An alligator on shore among trees and dirt" height="4000" width="6000" msid="113952951" hostid="261" sizebytes="1477526"></div>If you do spot an alligator, don't approach it. "The best way people can <a target="_blank" class="" href="https://www.businessinsider.com/what-to-do-see-alligator-how-survive-attack-2023-5">stay safe</a> and help wildlife under storm conditions is to be alert and give wildlife their space," Claerbout said.<h2 id="c162324d-fb64-476c-be36-455db0e3b375">Displaced alligators aren't necessarily a threat</h2>During past hurricanes, <a target="_blank" class="" href="https://www.businessinsider.com/florida-alligators-swarming-unlivable-homes-damaged-hurricane-ian-official-says-2022-10">alligators have shown up</a> in <a target="_blank" href="https://www.cnn.com/2024/08/07/us/video/tropical-storm-debby-alligators-digvid">backyards</a> and <a target="_blank" href="https://www.nbcnews.com/news/animal-news/video-shows-gigantic-gator-florida-golf-club-amid-tropical-storm-n1247617">golf courses</a>.In fact, it's not <a target="_blank" href="https://www.youtube.com/watch?v=DYv247hLkSw">uncommon</a> for Floridians to brush up against gators even during nicer weather. But murky flood waters can make them more difficult to detect.While people should be cautious, Claerbout said the FWC hasn't received any reports of alligator bites since Helene made landfall."Serious injuries <a target="_blank" class="" href="https://www.businessinsider.com/florida-alligator-killed-florida-carrying-dead-body-mouth-2023-9">caused by alligators</a> are rare in Florida," she said. Moreover, research from the University of Florida <a target="_blank" href="https://crocdoc.ifas.ufl.edu/publications/factsheets/Alligator%20Attack%20Risk%20Comparison%202019.pdf">suggests</a> hurricanes don't increase alligator attacks.Ironically, it's the gators who may be <a target="_blank" class="" href="https://www.businessinsider.com/jawless-alligator-rescued-florida-not-uncommon-wildlife-park-director-says-2023-9">more at risk</a>. In rural regions of Florida, like in Taylor and Levy counties, if a gator turns up in someone's backyard, "it'll likely get invited to dinner and be the main course," Levy County Sheriff's Lt. Scott Tummond told BI.<h2 id="f2e2d343-26a3-491c-9c4c-50856ec93338">Where alligators go before storms and what happens to the displaced ones</h2><div type="image" title="A sign saying beware of alligators in flooded water in front of boats" height="2147" width="3500" msid="113952952" hostid="261" sizebytes="1051012"></div>When a storm approaches, alligators can sense changes in pressure. "If a hurricane is moving in, they are likely preparing to hunker down," University of Florida's Justin R. Dalaba and Frank J. Mazzotti <a target="_blank" href="https://crocdoc.ifas.ufl.edu/publications/factsheets/Alligator%20Attack%20Risk%20Comparison%202019.pdf">wrote in 2019</a>.However, ahead of Hurricane Helene, one Florida gator <a target="_blank" class="" href="https://www.businessinsider.com/alligators-pets-loose-pennsylvania-town-2023-9">strolled around</a> Lakeland neighborhoods northeast of Tampa and "got bold" enough to walk up to a house's front door, <a target="_blank" href="https://www.miamiherald.com/news/state/florida/article293066229.html">The Miami Herald reported</a>.A trapper removed that alligator, but experts don't necessarily always pick up every reptile someone sees. Typically, they only remove one if someone calls it in, and it's deemed a nuisance."Generally, an alligator may be considered a nuisance if it's at least 4 feet in length and believed to pose a threat to people, pets, or property," Calerbout said.When a trapper removes an alligator, they may process the animal for <a target="_blank" class="" href="https://www.businessinsider.com/hunting-alligators-helps-environment-and-people-2023-9">its hide and meat</a>, though some are sold alive to alligator farms or zoos. Florida's State Nuisance Alligator Program assesses whether it's safe to relocate gators that are smaller than 4 feet.<h2 id="d922d036-8d10-4810-bfe6-2c4f2a45f203">It wasn't just alligators that got caught up in Hurricane Helene's floods</h2><div type="image" title="Workers from Fish and Wildlife stand near a manatee stuck in a shallow pool of water near an airport" height="1500" width="2000" msid="113952950" hostid="261" sizebytes="402754"></div>Displaced alligators are more common than another animal a Florida resident spotted in a pond in Lakes Park over the weekend: a young bull shark. Bull sharks are unusual in that they can <a target="_blank" class="" href="https://www.businessinsider.com/bull-sharks-can-survive-freshwater-lived-pond-17-years-2023-9">survive in both freshwater</a> and saltwater.While it's not certain the storm was responsible, Lakes Park did flood when Helene passed by. If the shark was swimming in a nearby creek, it could have accidentally found itself in the lake during the flood, Susannah Cogburn a graduate student studying sharks at the Water School at Florida Gulf Coast University, <a target="_blank" href="https://www.nbc-2.com/article/baby-bull-shark-swimming-lakes-park-fort-myers/62476559">told NBC2.</a>The shark should be safe as long as it gets enough to eat, "which, as the only shark in the lake, it seems like they should have an ample amount of food to feed on," Cogburn said.FWC also rescued a manatee that was stranded near the runway at Tampa's MacDill Air Force Base on September 28.Florida residents concerned about an animal that appears in distress can call the Wildlife Alert Hotline at 888-404-3922.

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Spain hit by flash floods that killed 51 people and roiled an economic hub

Thibault Spirlet

Heavy rains to lash across the country between Oct 12-16, here's how you can insure your home from rain's fury

Ira Alok Puranik

I live in Valencia, Spain, where flooding has taken over 100 lives. I can hardly believe what's happened here.

Thibault Spirlet

Video shows a stray alligator swimming near Florida's flooded streets after Hurricane Helene displaced it

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