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The imminent need to safeguard the planet from rising temperatures has compelled economies and businesses to adopt sustainable practices across the board. With food waste contributing to about 8-10%of the greenhouse gas emissions (acc. to the UN Environment Programme), it is critical to accelerate efforts to curtail the emissions from surplus food across the supply chain - from procurement to disposal. At DBS, <a href="https://www.dbs.com/portraits-of-purpose/india/index.html?utm_source=social&amp;utm_medium=post&amp;utm_campaign=pop21">working towards Zero Food Waste </a>is an important sustainability goal and the Bank has been driving efforts to create public awareness, shift mindsets to reduce food waste and collaborate with ecosystem partners to scale impact. In line with this agenda, <keyword id="133737" type="General" weightage="80" keywordseo="dbs-bank" source="Orion">DBS Bank</keyword> India has partnered with <keyword id="2593543" type="General" weightage="20" keywordseo="stellapps" source="Orion">Stellapps</keyword>, a leading dairy-tech startup. Stellapps is a one-stop dairy supply chain digitization service provider, which drives dairy productivity across the supply chain by providing insights around cattle monitoring, milk procurement, and cold chain management. It leverages advanced analytics and artificial intelligence through its full-stack IoT platform that enables digitization of granular primary data from the farm to the dairy during the milk procurement process. This enables its numerous dairy ecosystem partnerships to drive significant value for each smallholder farmer and dairies in the villages where they operate. SteIIapps, through its IoT-based solutions and digital data, offers cloud-based grading of milk which brings in transparency for the farmers regarding the quantity and quality of the milk poured and the income earned from it. The company’s <keyword id="12953960" type="General" weightage="20" keywordseo="smartmoo-solutions" source="Orion">smartMoo solutions</keyword> have been able to eliminate milk rejection at the plant level by enabling transparency and ensuring protocol adherence in the cold chain. Farm-level traceability also ensures that antibiotic-laden milk does not get into the supply chain. mooPay, its financial solutions division is also leveraging this digital IoT stack to enable payments, credit and insurance for small holder farmers and drive financial inclusion in the rural economy. The Indian dairy industry is the largest in the world, with 300 billion bovines and 76 million diary households. While the industry is about $225 billion, 66% of the Indian dairy sector is comprised of smallholder farmers with an average of 1 to 2 cattle. The vast majority of India's small and marginal farmers do not have access to institutional credit due to a lack of documented financial transactions and awareness of financial services options available to them. The <keyword id="12953957" type="General" weightage="20" keywordseo="stellapps-dbs" source="Orion">Stellapps-DBS</keyword> partnership will indirectly benefit 20,000 farmers at present and can help around 100,000 dairy farmers, as the collaboration grows. This aligns with DBS' commitment to supporting lives and livelihoods through <a href="https://www.dbs.com/in/sme/financing/businessloan.page">better business and responsible financing. </a> Keeping in line with the Government of India’s Digital India vision, this initiative will help digitally organize the highly fragmented dairy sector, where initial investment costs can prove to be a challenge when dairies are just embarking on their digital transformation journey. The Stellapps' digital network and <a href="https://www.dbs.com/in/sme/day-to-day/accounts.page">DBS Bank </a>will provide dairy farmers with the necessary access to funds required for digitalization. <keyword id="12953959" type="General" weightage="20" keywordseo="divyesh-dalal" source="Orion">Divyesh Dalal</keyword>, Head- Global Transaction Services, <a href="https://www.dbs.com/in/sme/day-to-day/accounts.page">DBS Bank India</a>, said, "At DBS, our focus is to develop tech-enabled solutions that directly impact the lives of the end consumer. Our partnership with Stellaps has enabled us to work on an enabling solution which will not only benefit the dairies but also the farmers. It will result in an increase in overall yield, profitability and drive scalability. We believe this solution will support entrepreneurs and benefit the larger economy." Digitalization and data-led-technology solutions will become the key enabler to drive intersectoral partnerships which will result in wider adoption of tech solutions across segments. These solutions are aimed at driving growth, improving productivity, transparency, and achieve scalability across the supply chain. Commenting on the partnership, <keyword id="12953958" type="General" weightage="20" keywordseo="rahul-mallick" source="Orion">Rahul Mallick</keyword>, CEO – Fintech &amp; VAS, Stellapps, said, "At Stellapps, we aspire to simplify the lives of dairy farmers by leveraging technology and digitalization to help them improve their incomes and get access to tailor made ‘sachet’ sized financial products and services. The banking partnership with DBS Bank will go a long way in solving this hurdle and will help onboard more dairy companies on to our platform. <a href="https://www.dbs.com/in/sme/day-to-day/accounts.page">DBS was chosen due to its digitalization prowess</a> and physical reach across India. We are confident that this partnership will start to show results in the immediate term and will be a significant step in our business journey as well." As part of its larger responsible banking focus, <a href="https://www.dbs.com/in/sme/day-to-day/accounts.page">DBS Bank </a>works to innovate relevant solutions to encourage corporates and SMEs to transition to more sustainable practices, including moving Towards Zero Food Waste. The Bank actively works with value-driven ecosystem partners, who will help change mindsets and induce positive impact in food and farm systems. They achieve this by supporting sustainable supply chains and designing financing structures that help curbing wastage across suppliers and processors in agricultural systems. The partnership with Stellapps is in line with DBS Bank's vision for a Zero Food Waste future as digitalization will optimize milk production and supply, minimizing milk wastage. Reach out to DBS Bank to find out how we can help your company grow sustainably: <a href="https://go.dbs.com/PoPJan22">https://go.dbs.com/PoPJan22</a> Disclaimer: This is a sponsored article in partnership with DBS Bank India

DBS Bank India partners with Stellapps to enable dairies to digitize value chain and reduce food waste

<keyword id="133737" type="General" weightage="20" keywordseo="dbs-bank" source="Orion">DBS Bank</keyword> India expands on the drivers for businesses to plan for a better recovery at the intersection of digitalization, supply chain management and net-zero goals, including its commitment towards zero food waste. Financing a green, new world, this discussion helps make sense of how to bring together multiple objectives in the transition to a low-carbon business strategy Over the last few years, climate change and sustainability have been increasingly integrated into governmental initiatives and business plans alike. However, to embark upon the transition to decarbonized operations, companies need the insights and progressive solutions of a responsible financing partner, and this forms the crux of why Asia’s Safest Bank believes that a sustainable business recovery needs to be banker-driven. “Sustainability financing has to go beyond the first level of financing and is not just about financing alone. Businesses have to adopt digital platforms to bring in data and that data can drive visibility to ensure continued support. Large corporations should also ensure that their vendor and supplier ecosystem also practice sustainability. And financing is key to ensuring this transformation,” Divyesh Dalal, DBS Bank India’s Head of Global Transaction Services told Business Insider in a webinar. Apart from textiles and energy, DBS is also keen on supporting agriculture, transportation and a range of sectors in planning for a net-zero future. <div type="Youtube" id="pdiYuoiS6LM" title="'A Road to Sustainable Recovery'" thumbUrl="https://i.ytimg.com/vi/pdiYuoiS6LM/mqdefault.jpg"></div> <cmsannotation type="cmsannotation" annotationid="Food security and food waste reduction" comment="subhead" text="Food security and food waste reduction">Food security and food waste reduction</cmsannotation> Anil Jena, the senior vice-president of Olam Agro too says that financing is key to the success of a sustainable business strategy in a resource-scarce world. The agro-commodity company is undertaking a key pilot project in northern Uttar Pradesh and parts of Haryana to drive sustainable rice production across 10,000 acres. “We all know that rice consumes a lot of groundwater. Apart from providing technology, we also help improve procurement that is way above the minimum support price. However, we need aid to provide pre-shipment finance to farmers to be able to align the entire ecosystem of small farmers, traders and suppliers,” Jena said. Enabling zero food waste across the supply chain is one of the key focus areas of sustainable finance for DBS Bank, which also works with startups innovating in this area with new technology. In 2020 itself, the bank created 200,000 kilos of food impact by reducing, recycling and redistributing. “One interesting project is where we provide financing for a company specializing in technology designed to optimize milk production by giving farmers information on when to milk cows by measuring temperature and other factors,” said Dalal. In another initiative, DBS Bank India is working on providing additional livelihood opportunities to rural households by working with female micro-entrepreneurs. The project involves the processing of retail-rejected, but perfectly edible, fruits and vegetables. In this project a DBS-supported social enterprise, S4S Technologies is providing solar powered dehydrators for the processing units, which will be set up by women entrepreneurs. Launched in August ‘21, the project is estimated to prevent the loss of more than 200 tons of fruits/vegetables by the end of 2021. <cmsannotation type="cmsannotation" annotationid="Digitalization unlocking the net-zero transformation" comment="subhead" text="Digitalization unlocking the net-zero transformation">Digitalization unlocking the net-zero transformation</cmsannotation> Backed by a heritage of developing Singapore’s strong digitalization prowess, DBS finances small and medium sized businesses across India, helping them adopt new technology, contactless modes and digital solutions that not just ease access to credit, but also bring transparency and traceability to transactions. “Digitization and sustainability go hand in hand. It also helps tier-3 and tier-4 supply chains deepen further,” said Dalal. Apart from reducing the contribution of agricultural and food waste to GHG emissions, the move to clean energy is key to restrict carbon impact and manage emissions targets. In addition to encouraging electric vehicles, expanding the base of wind and solar power production is also necessary to bridge the gap towards addressing climate change. To maintain remotely scattered clean energy sources, digitization is crucial, Juvenil Jani, the CFO of Sembcorp India told Business Insider. “We have over a 1000 turbines spread across thousands of acres. To maintain and optimize these turbines, we monitor, control, stop and rectify them virtually on our platform. We track every component remotely and almost all maintenance, with the exception of replacing a part, can be done remotely. In times of excess wind, we also change their movement in the right direction,” informs Jani. Clean energy sources, unlike traditional sources, are scattered across areas and hence bringing them under digital surveillance can optimize their functioning and hence improve their contribution towards a more sustainable future. India presents a significant opportunity in the sustainable financing space, and DBS aims to partner with high-impact businesses to propel development while contributing to environmental resilience. “The focus is on financing projects that enable us to deliver economic value in line with our responsible banking ethos.” adds Dalal. To summarize, as businesses are resetting and looking to mitigate risks from climate change in an ever evolving normal, finance is a driver, but digitalization is a key enabler in the path towards responsible resurgence. Disclaimer: This is a sponsored article in partnership with DBS Bank India SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/stock-market/news/paytm-ipo-listed-at-discount-of-9-starts-trading-at-1955/articleshow/87772082.cms">India’s biggest IPO lists 9% below the IPO price and it may fall even further, warn analysts</a>

Responsible Resurgence — a road to sustainable recovery

<keyword id="133737" type="General" weightage="20" keywordseo="dbs-bank" source="Orion">DBS Bank</keyword> India expands on the drivers for businesses to plan for a better recovery at the intersection of digitalization, supply chain management and net-zero goals, including its commitment towards zero food waste. Financing a green, new world, this discussion helps make sense of how to bring together multiple objectives in the transition to a low-carbon business strategy Over the last few years, climate change and sustainability have been increasingly integrated into governmental initiatives and business plans alike. However, to embark upon the transition to decarbonized operations, companies need the insights and progressive solutions of a responsible financing partner, and this forms the crux of why Asia’s Safest Bank believes that a sustainable business recovery needs to be banker-driven. “Sustainability financing has to go beyond the first level of financing and is not just about financing alone. Businesses have to adopt digital platforms to bring in data and that data can drive visibility to ensure continued support. Large corporations should also ensure that their vendor and supplier ecosystem also practice sustainability. And financing is key to ensuring this transformation,” Divyesh Dalal, DBS Bank India’s Head of Global Transaction Services told Business Insider in a webinar. Apart from textiles and energy, DBS is also keen on supporting agriculture, transportation and a range of sectors in planning for a net-zero future. <div type="Youtube" id="pdiYuoiS6LM" title="'A Road to Sustainable Recovery'" thumbUrl="https://i.ytimg.com/vi/pdiYuoiS6LM/mqdefault.jpg"></div> <cmsannotation type="cmsannotation" annotationid="Food security and food waste reduction" comment="subhead" text="Food security and food waste reduction">Food security and food waste reduction</cmsannotation> Anil Jena, the senior vice-president of Olam Agro too says that financing is key to the success of a sustainable business strategy in a resource-scarce world. The agro-commodity company is undertaking a key pilot project in northern Uttar Pradesh and parts of Haryana to drive sustainable rice production across 10,000 acres. “We all know that rice consumes a lot of groundwater. Apart from providing technology, we also help improve procurement that is way above the minimum support price. However, we need aid to provide pre-shipment finance to farmers to be able to align the entire ecosystem of small farmers, traders and suppliers,” Jena said. Enabling zero food waste across the supply chain is one of the key focus areas of sustainable finance for DBS Bank, which also works with startups innovating in this area with new technology. In 2020 itself, the bank created 200,000 kilos of food impact by reducing, recycling and redistributing. “One interesting project is where we provide financing for a company specializing in technology designed to optimize milk production by giving farmers information on when to milk cows by measuring temperature and other factors,” said Dalal. In another initiative, DBS Bank India is working on providing additional livelihood opportunities to rural households by working with female micro-entrepreneurs. The project involves the processing of retail-rejected, but perfectly edible, fruits and vegetables. In this project a DBS-supported social enterprise, S4S Technologies is providing solar powered dehydrators for the processing units, which will be set up by women entrepreneurs. Launched in August ‘21, the project is estimated to prevent the loss of more than 200 tons of fruits/vegetables by the end of 2021. <cmsannotation type="cmsannotation" annotationid="Digitalization unlocking the net-zero transformation" comment="subhead" text="Digitalization unlocking the net-zero transformation">Digitalization unlocking the net-zero transformation</cmsannotation> Backed by a heritage of developing Singapore’s strong digitalization prowess, DBS finances small and medium sized businesses across India, helping them adopt new technology, contactless modes and digital solutions that not just ease access to credit, but also bring transparency and traceability to transactions. “Digitization and sustainability go hand in hand. It also helps tier-3 and tier-4 supply chains deepen further,” said Dalal. Apart from reducing the contribution of agricultural and food waste to GHG emissions, the move to clean energy is key to restrict carbon impact and manage emissions targets. In addition to encouraging electric vehicles, expanding the base of wind and solar power production is also necessary to bridge the gap towards addressing climate change. To maintain remotely scattered clean energy sources, digitization is crucial, Juvenil Jani, the CFO of Sembcorp India told Business Insider. “We have over a 1000 turbines spread across thousands of acres. To maintain and optimize these turbines, we monitor, control, stop and rectify them virtually on our platform. We track every component remotely and almost all maintenance, with the exception of replacing a part, can be done remotely. In times of excess wind, we also change their movement in the right direction,” informs Jani. Clean energy sources, unlike traditional sources, are scattered across areas and hence bringing them under digital surveillance can optimize their functioning and hence improve their contribution towards a more sustainable future. India presents a significant opportunity in the sustainable financing space, and DBS aims to partner with high-impact businesses to propel development while contributing to environmental resilience. “The focus is on financing projects that enable us to deliver economic value in line with our responsible banking ethos.” adds Dalal. To summarize, as businesses are resetting and looking to mitigate risks from climate change in an ever evolving normal, finance is a driver, but digitalization is a key enabler in the path towards responsible resurgence. Disclaimer: This is a sponsored article in partnership with DBS Bank India SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/stock-market/news/hot-stocks-like-irctc-indiamart-infoedge-corrected-up-to-10-from-their-recent-peaks/slidelist/87306665.cms">Hot stocks like IRCTC, IndiaMART, Infoedge corrected up to 10% from their recent peaks</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/tech/apps/news/india-tops-list-of-countries-from-where-most-paid-reviews-for-tripadvisor-originated/articleshow/87305791.cms">India tops list of countries from where most paid reviews for Tripadvisor originated</a>

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DBS Bank India partners with Stellapps to enable dairies to digitize value chain and reduce food waste

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