You Searched For "debt to income ratio" and got 20 results
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4 mins read
A good debt-to-income ratio can help you get a loan. Here's what lenders look for.
According to the Consumer Financial Protection Bureau (CFPB), "Your debt-to-income ratio is all you…
Melanie Lockert
4 mins read
I didn't hear the term 'debt-to-income' ratio until I was 26, but if I'd known it earlier I would have made some very different decisions
In 2015, my husband and I were applying for a mortgage. After looking over our paperwork, the broke…
Kelly Burch,Kelly Burch
2 mins read
Your credit score isn't the only number lenders use to decide if you're trustworthy
Mortgage lenders typically have the strictest debt-to-income ratio requirements. Generally, 43% is …
Tanza Loudenback
3 mins read
The best college majors for your money
Dash pointed to the example of physicians, who graduate with an expensive medical degree but don't …
1 min read
The 9 US cities where people are mostly likely to max out their credit cards
While these cities are all geographically different, they have one thing in common: very high debt-…
Liz Knueven
3 mins read
Millennials are being 'left behind,' and it poses a huge risk to the US economy
"Longer term, the two-tier recovery in consumer finances suggests key segments of the US population…
Matt Turner
2 mins read
UBS summed up the 'third wave' of the financial crisis in 2 charts
What's happened in Asia is that the debt to income ratio has risen faster than central banks' willi…
Ben Moshinsky
3 mins read
Homebuying expert says millennials can still get a mortgage even with student loans. Here's how.
Homebuying expert says millennials can still get a mortgage even if they have student loans and don…
Kathy Cummings
3 mins read
A good credit score to buy a house is at least 620, but the barrier can be much lower for government-backed loans
In order to qualify for a conventional mortgage - a loan backed by a private lender, not a US gover…
Tanza Loudenback
3 mins read
America's biggest mortgage lender is making it easier for millennials to buy their first home
Student loans are the largest source of debt in the US apart from mortgages. And so, this eased req…
Akin Oyedele
2 mins read
Does Your Credit Score Depend On Your Income?
Another frequently debated factor is income. Well, income does not impact your ‘credit score’ but i…
1 min read
6 signs you probably can't afford to be a stay-at-home parent
If you're considering having one parent stay home, financial planner John Pak of Otium Advisory Gro…
Liz Knueven
3 mins read
Some Americans are already showing signs of maxing out on debt
Deutsche Bank's economists tried to wrestle with this issue in a recent note. They note that, overa…
Pedro Nicolaci da Costa
Sam Ro
1 min read
25 of the worst US cities for credit card debt
Cities where residents have high credit card balances and low median incomes (well below the nation…
Tanza Loudenback
2 mins read
What you should know before applying for a business loan
Getting a business loan sanctioned can look as an overwhelming experience for many. If it is time …
1 min read
These are the 23 European countries where people have the most debt
Eurostat compared total debt per household, compared to the average income per household to produce…
Will Martin
3 mins read
SAN FRANCISCO FED: We don't see a housing bubble forming
As house prices rose during the mid-2000s, the lending industry marketed a range of exotic mortgage…
Myles Udland
1 min read
Nouriel Roubini says predictions for a mild recession are 'delusional' as severe financial crisis looms
The "Dr. Doom" economist who predicted the 2008 financial crash said an upcoming recession would be…
Jennifer Sor
6 mins read
America's housing crisis is the result of classist credit guidelines
The way we score credit and underwrite borrowers is putting low-income Americans at a disadvantage …