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Credit card growth experiencing a slowdown, as borrowers struggle to pay back loans

Growth in credit card spending across the system has dropped to about 13% year-on-year (y-o-y) in A…
Sep 27 2024 09:14 IST

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3 mins read

Loan-to-deposit ratio will subside on its own in coming months, notes Motilal Oswal report

As of 9th August, 2024 the Indian banking sector's loan-to-deposit (LD) ratio stood at 77.2 %, whic…
Sep 04 2024 12:49 IST

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India’s credit card market set to double by 2029, reaching 200 million cards

India's credit card market is set to reach 200 million cards by FY28-29, growing at a 15% CAGR, acc…
Sep 04 2024 08:11 IST

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Indians credit card spending increases 19% YoY to Rs 1.7 trillion in July 2024

According to a report released by SBI Securities, the total expenditure by credit card users across…

ANI   

Aug 31 2024 08:17 IST

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India's non-cash payments on e-commerce platforms surge to 58.1% in 2023

India has made rapid strides in terms of alternative payment share for e-commerce payments in the A…

ANI   

Jun 17 2024 09:29 IST

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HDFC Bank Q2 profit soars 5% to ₹16,821 crore

Total income increased to Rs 85,500 crore during the quarter under review against Rs 78,406 cro…

PTI   

Oct 19 2024 09:37 IST

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Tech Mahindra profit jumps over 2-times to ₹1,250 crore in Jul-Sep quarter

Revenue rose by 3.49 per cent to Rs 13,313.2 crore in the second quarter of 2024-25 compared to…

PTI   

Oct 19 2024 05:06 IST

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4 mins read

Americans are facing a credit card debt crisis

The US is facing a credit card debt crisis as balances and delinquencies soar.

Cork Gaines   

Feb 22 2024 12:11 IST

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Removed Angel Tax, taking policy measures to promote fintech sector: PM Modi

Lauding the fintechs for democratising financial services, Modi said the sector, which has attracte…

PTI   

Aug 30 2024 10:08 IST

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10 mins read

The best way to fix your credit score? Ignore it.

Credit scores and reports can be daunting to think about for consumers. For companies from Experian…

Emily Stewart   

Aug 29 2024 12:07 IST

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Retail credit continues to boom, but delinquencies need better monitoring, says TransUnion CIBIL

​​India's retail credit market has continued to experience sustained growth in the second quarter o…
Nov 02 2023 10:26 IST

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Americans are paying nearly as much interest on credit cards and other debt as they are on their mortgages

While homeowners could lock in a 3% mortgage for 30 years not long ago, other kinds of consumer deb…

Yuheng Zhan   

Mar 05 2024 19:01 IST

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7 mins read

The dark truth behind RBI’s crackdown on easy personal loans

The Reserve Bank of India tightened capital norms for lenders disbursing unsecured loans to unsuspe…
Nov 17 2023 09:13 IST

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3 mins read

Retail trumps corporate lending as small-ticket loans see fourfold jump in past two years

Personal loans are on the rise. The month of December has seen the category in lending-verse amass …
Dec 06 2023 09:20 IST

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RBI's vigilance: New consumer credit norms to bolster India's financial stability amidst surging loan growth

In a proactive move aimed at mitigating potential systemic risks associated with the rapid growth o…

ANI   

Nov 24 2023 05:38 IST

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India’s debit card transactions fall but credit card spends rise further

A look at India’s spending pattern in the first half of 2023 (January to June), reveals an interest…
Sep 26 2023 10:58 IST

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Paytm’s growing leadership in credit ecosystem – co-branded credit cards at 7.5 lakh

In the current landscape of increasing disposable income and a surge in point-of-sale transactions …
Aug 09 2023 11:57 IST

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From UPI innovations to digital credit potential – these are the growth drivers in Paytm’s business

Paytm has been witnessing a sustained growth in revenues, which reached ₹2,062 crores in the Dec-23…
Mar 02 2023 12:38 IST