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If you’ve ever felt overwhelmed by the sheer volume of choices when picking a new phone, you’re not alone. With so many options in the market, it can get difficult at times to select the smartphone that meets all your everyday needs.<br /><br />The freshly launched <keyword id="24164290" type="General" weightage="100" keywordseo="Realme-13-Plus" source="keywords">Realme 13 Plus</keyword> aims to cut through the noise by offering a blend of performance, camera capabilities, and battery life that speaks to everyday users, gamers, and budding photographers alike. After spending some time with this device, I can say that this is a value-for-money smartphone that can take care of all your basic needs.<br /><br />  <div type="image" title="13" msid="115655385" hostid="261" sizebytes="1042706"></div><br /><h2>Realme 13 Plus review: Design and display <br /></h2><br />First impressions matter, and the Realme 13 Plus makes a solid one. The device sports a sleek design that feels comfortable to hold in hand. It weighs around 185 grams and can easily be used with one hand. The phone comes with a matte finish back panel and aluminium frame. While the back panel looks sophisticated, the aluminium frame stands out. There is also a circular camera module at the back, which is well-defined with a metallic ring.<br /><br /><div type="image" title="7" msid="115655253" hostid="261" sizebytes="1337084"></div><br />During my usage, I didn’t notice any fingerprints forming anywhere in the back panel and that is a huge plus. At the top, there is a 3mm jack and the right edge houses the volume and power buttons. At the bottom you have the Type C charging port and sim tray.<br /><br />In the front, the 6.72-inch Full HD+ display is vibrant and sharp, boasting a 120Hz refresh rate that makes scrolling through social media a buttery-smooth experience.<br /><br />I found myself engrossed in binge-watching my favourite shows, and the experience was nothing short of delightful. The colours popped, and the brightness was more than adequate, even under the midday sun. Whether you’re watching action-packed scenes or scrolling through your photo gallery, the Realme 13 Plus truly shines in this department.<br /><br /><div type="image" title="12" msid="115655273" hostid="261" sizebytes="1278279"></div><br />However, the screen does gather dust quite easily so I would advise using a screen cover.<br /><br /><h2>Realme 13 Plus review: Performance and battery<br /></h2><br />Under the hood, the Realme 13 Plus is powered by the MediaTek Dimensity 7300 processor, which manages to balance performance and energy efficiency. My gaming sessions with titles like PUBG Mobile and Call of Duty: Mobile were remarkably smooth, with no noticeable lag or frame drops. The 8GB RAM variant ensures that multitasking remains a breeze, allowing me to switch between apps without the dreaded app reload.<br /><br />However, it’s not just about gaming; everyday tasks like browsing, messaging, and video calls were equally effortless. During a group call with my friends, I appreciated the seamless connection and the sound quality from the dual speakers was adequate and clear.<br /><br /><div type="image" title="8" msid="115655302" hostid="261" sizebytes="1167673"></div><br />While the experience was positive in general, the phone does come with a fair share of bloatware and that gets a tad bit annoying at times. <br /><br />Coming to its battery, I found that I could comfortably get through a full day of use, even with decent gaming. I only found myself reaching for a charger at the end of the day. The phone also comes with fast charging support and I got a 60 per cent battery in just 30 minutes of charging. This is perfect for those frantic mornings when you realise your phone is running low, and you need to dash out the door.<br /><br /><h2>Realme 13 Plus review: Camera<br /></h2><br />The camera setup on the Realme 13 Plus is one of its standout features, especially for those who love snapping photos on the go.<br /><br />  <div type="image" title="1" msid="115655450" hostid="261" sizebytes="708995"></div><br />The  primary sensor captures stunning detail and vibrant colours, making it a joy to shoot everything from landscapes to close-ups. I tested the camera on a weekend outing, and the photos turned out to be remarkably crisp.<br /><br />  <div type="image" title="3" msid="115655441" hostid="261" sizebytes="1392821"></div><br />However, low-light photography can be hit or miss, with some shots appearing grainy and lacking detail.<br /><br /><div type="image" title="10" msid="115655319" hostid="261" sizebytes="618451"></div><br />The 2MP depth sensor helps create that lovely bokeh effect, perfect for portrait shots. The edge detection, in good lighting, is also spot on. The 16MP front camera is also impressive and results in some great shots. However, the photos are overly beautified by default, which can be solved with a simple tap if you prefer to avoid it.<br /><br /><h2>Realme 13 Plus review: Verdict<br /></h2><br />With its competitive pricing and impressive features, the Realme 13 Plus is definitely worth considering, especially if you’re looking for a smartphone that delivers reliable performance without breaking the bank. Yes, the phone comes with bloatware and low-light photography can falter at times, but those are not really dealbreakers.<br />

Realme 13 Plus quick review: Good budget-friendly option for all your daily needs

<ul><li><keyword id="22862470" type="General" weightage="100" keywordseo="iQOO-Z9s-Pro" source="keywords">iQOO Z9s Pro</keyword> comes with the Snapdragon 7 Gen 3 processor with up to 12GB RAM.</li><li>The phone is ideal for gaming and multitasking, with 80W fast charging</li><li>iQOO Z9s Pro sports a sleek, contemporary design, offering a lightweight and comfortable grip.</li></ul><br />iQOO, over the years, has carved a niche for itself in the smartphone market and has various mid-range phones that promise the best performance at a relatively affordable price point. And the iQOO Z9s Pro also falls under this category. We, at Business Insider India, have been using the iQOO Z9s Pro for over a month and after our testing, we can confidently say that this is the smartphone that can give you good performance for under Rs 25,000.<br /><br /><div type="image" title="6" msid="115764952" hostid="261" sizebytes="904220"></div><br />In India, the iQOO Z9s Pro’s price starts at Rs 24,999 for the 8GB RAM and 128GB storage model. The 8GB RAM variant with 256GB storage is priced at Rs 26,999, while the top-end model with 12GB RAM and 256GB storage comes in at Rs 28,999. For our testing, we used the top-end model in white colour. So, should you go ahead and buy the iQOO Z9s Pro? Let’s find out. <br /><br /><h2>iQOO Z9s Pro: Design and display<br /></h2><br />The iQOO Z9s Pro sports a sleek, contemporary design, offering a lightweight and comfortable grip. The phone features a sturdy glossy back panel with a marble feel to it which is visible when the lights are on. The phone, at a glance, looks quite stylish and will stand out in a crowd. I personally am not a fan of prints but the marble feel on the iQOO Z9s Pro looks quite elegant and not at all overdone. Then there is the familiar square camera module and the iQOO branding. The camera module is surrounded by a metallic finish border which elevates the whole look.<br /><br />  <div type="image" title="10" msid="115764970" hostid="261" sizebytes="833759"></div><br />At the bottom is the USB Type C charging port and sim tray. The right edge houses the power and volume buttons that are quite easy to get to while holding the phone in one hand. The left edge is left completely free. The edges also sport a silver metallic finish and are worth noticing. The phone comes with a curved display which further enhances its look.<br /><br />During my usage, I didn’t see any fingerprints on the back panel which is a huge plus. The front, however, did form smudges and gathered dust quickly.<br /><br />  <div type="image" title="3" msid="115764994" hostid="261" sizebytes="1688002"></div><br />Due to its curved display, rounded edges and glossy back, the phone is comfortable to hold and use with just one hand. However, it can also easily slide from your hand if you aren’t paying attention. Hence, it is best to always use it with the cover that comes packed with the phone.<br /><br />The phone’s display is a 6.78-inch FHD+ AMOLED panel with a 120Hz refresh rate, ensuring smooth scrolling and vivid colours, ideal for multimedia and gaming enthusiasts. This high refresh rate is excellent for gaming and general use, delivering a seamless experience. The phone can be used comfortably outdoors too, but a tad more brightness would have been even better.<br /><br /><div type="image" title="2" msid="115764963" hostid="261" sizebytes="1914142"></div><br /><br /><h2>iQOO Z9s Pro: Performance<br /></h2><br />Equipped with the <keyword id="21694334" type="General" weightage="20" keywordseo="Qualcomm-Snapdragon-7-Gen-3" source="keywords">Qualcomm Snapdragon 7 Gen 3</keyword> processor and up to 12GB of RAM, the Z9s Pro is a powerhouse in terms of performance.<br /><br />Everyday tasks and multitasking feel incredibly smooth, while gaming performance is also impressive. The phone could easily handle titles like Battlegrounds Mobile India and Call of Duty Mobile at high settings without a hitch. The cooling system helps prevent overheating during prolonged sessions, making it a reliable choice for gamers. The phone also includes virtual RAM expansion, giving it an edge in handling demanding applications.<br /><br />  <div type="image" title="1" msid="115765018" hostid="261" sizebytes="1900985"></div><br />Talking about the software, even though the phone offers a clean experience with customisable themes and settings, it does come with pre-installed apps, which may be a slight drawback for those who prefer a streamlined interface. The good news is that most of these can be uninstalled, and the UI is generally responsive with minimal lag.<br /><br /><h2>iQOO Z9s Pro: Camera<br /></h2><br />The Z9s Pro comes with a 50MP primary sensor and an 8MP ultra-wide lens in the back. The phone also sports a 16MP selfie camera. Overall, the camera performs well in good lighting conditions. Night-time photography too is decent for the price. <br /><br />In daylight, the primary camera captures crisp details and vibrant colours.<br /><br />  <div type="image" title="12" msid="115765082" hostid="261" sizebytes="1558728"></div><br />The front camera too performs well and captures your selfies in style. However, the edge detection might feel tad off at times. But this isn't a dealbreaker considering the price of the smartphone. <br /><br />  <div type="image" title="15" msid="115765094" hostid="261" sizebytes="833942"></div><br />  <br />The portrait shots from the rear camera are simply stunning.<br /><br />  <div type="image" title="16" msid="115765109" hostid="261" sizebytes="1266524"></div><br />I also used the Master B/W mode and the Vintage film mode and loved the results.<br /><br />  <div type="image" title="13" msid="115765126" hostid="261" sizebytes="2287590"></div><br />While the phone captures impressive detail and colours, the details start fizzling out when you zoom in. Even at 2x, the details start going a bit amiss and by 10x, the performance drop in camera is quite noticeable. But this isn’t a big concern.<br /><br />At night too, the phone can capture some decent shots for its price point. <br /><br /><h2>iQOO Z9s Pro: Battery and charging<br /></h2><br />With a 5,500mAh battery, the iQOO Z9s Pro easily lasts a full day of moderate usage. For heavy users, 80W fast charging comes in handy, taking the battery from 0 to around 50% in just 20 minutes. This quick top-up time is a big plus for those who are always on the go. The phone also comes with a charger in the box so you don’t have to buy one separately.<br /><br /><h2>iQOO Z9s Pro: Final verdict<br /></h2><br />  <div type="image" title="5" msid="115765350" hostid="261" sizebytes="1316258"></div><br />The iQOO Z9s Pro stands out in the mid-range segment with its powerful processor, smooth display, and decent camera setup. However, minor improvements in low-light camera performance and UI polish could enhance it further. For users focused on performance and gaming, this phone delivers robust value and is a worthy option in its price bracket.<br />

iQOO Z9s Pro review: Excellent performance in a budget

When Apple unveiled the Vision Pro during WWDC last year, the world waited for what looked like the next big thing in the virtual reality world. The Vision Pro was praised by journalists ahead of its launch and its hefty price tag also raised some eyebrows. Now, the Cupertino-based tech giant is gearing up to launch the second variant of its wearable device. <br /><br />And according to Bloomberg’s Mark Gurman, the device might be here by late 2025 or early 2026, bringing significant internal upgrades to boost performance. The new model is expected to feature Apple’s advanced M5 chip, marking a shift from the M2 in the original Vision Pro, which, despite its powerful specs, felt quickly outdated as newer chips were released.<br /><br /><h2>No cheaper Vision Pro?<br /></h2><br />Initially, Apple had also considered a budget version of the Vision Pro headset, anticipated to retail around $2,000 with scaled-back features. However, recent insights from Apple’s supply chain analysts and insiders suggest that plans for this affordable alternative have been suspended, possibly due to concerns over whether a lower-cost model would create enough demand. Instead, Apple is prioritising premium improvements to the Vision Pro line, with the upcoming headset aimed at providing a highly immersive augmented reality experience.<br /><br /><h2>About Vision Pro 2<br /></h2><br />In terms of design, the Vision Pro 2 is expected to closely resemble its predecessor, maintaining the original model’s sleek, high-end look, yet bringing a more powerful experience. Externally, few changes are expected, but the internal shift to the M5 processor will be pivotal for Apple’s AR ambitions, potentially making this one of the most advanced headsets available. Apple’s strategy here is clear: to bridge the gap between regular releases and keep the Vision Pro line competitive.<br /><br />On the software front, Apple is expected to roll out updates like the visionOS 2.2, which introduces new Mac display options in AR.<br /><br /><h2>Apple entering smart glasses market?<br /></h2><br />On a related note, the Vision Pro 2 doesn’t seem to be the only wearable device that Apple is working on. A couple of days back, reports of Apple working on Meta Ray Ban-like smart glasses had also surfaced. <br /><br />A Bloomberg report had also said that Apple was conducting internal research to develop these smart glasses. The study, led by the company’s Product Systems Quality team, sought employee feedback to understand the potential of smart glasses and their key features.<br /><br />According to the report, this internal survey asked participants to evaluate existing smart glasses available on the market. <br /><br />The feedback collected from these focus groups will reportedly be crucial for Apple as it looks to understand the demand and fine-tune features that could be incorporated into its product. While it’s still early in the process, these developments suggest that Apple is planning to enter the smart glasses market in the next few years, with a product that may directly compete with Meta’s Ray-Ban glasses.<br /><br />If these smart glasses are developed, they could serve as an upgrade to Apple’s existing wearable ecosystem. The glasses would expand Apple’s range, offering a more immersive and interactive experience for users. Given Apple’s reputation for creating seamless and integrated experiences, these smart glasses could become an essential part of its growing wearable portfolio.<br /><br />

Apple could launch Vision Pro 2 in 2025, shelves plans for a cheaper Vision Pro: Report

At a campaign rally for former President Donald Trump in New York on Sunday, <a href="https://www.businessinsider.com/elon-musk" target="_blank">Elon Musk</a> said he'd save the United States $2 trillion through a <keyword id="23593857" type="General" weightage="20" keywordseo="Department-of-Government-Efficiency" source="keywords">department of government efficiency</keyword>.<br /><br />Howard Lutnick, the CEO of the financial-services company <keyword id="20371653" type="General" weightage="20" keywordseo="Cantor-Fitzgerald" source="keywords" meta.keywordsubtype="org" meta.entityname="Cantor Fitzgerald" meta.hostid="261" meta.entityid="Cantor Fitzgerald">Cantor Fitzgerald</keyword>, introduced Musk at the event. As he took the stage, Lutnick asked the Tesla and SpaceX CEO, "How much do you think we can rip out of this wasted $6.5 trillion <keyword id="23762349" type="General" weightage="20" keywordseo="Harris-Biden-budget" source="keywords">Harris-Biden budget</keyword>?"<br /><br />"I think we can do at least $2 trillion," Musk replied. "I mean, at the end of the day, you're being taxed. You're being taxed. All government spending is taxation. So whether it's direct taxation or all government spending, it either becomes inflation or it's direct taxation."<br /><br />Musk added: "Your money is being wasted, and the <a href="https://www.businessinsider.com/trump-adopts-elon-musk-plan-cut-government-spending-efficiency-reform-2024-9" target="_blank">Department of Government Efficiency</a> is going to fix that. We're going to get the government off your back and out of your pocketbook."<br /><br />Trump has previously said he'd put Musk in charge of a department of government efficiency — or "DOGE," after the cryptocurrency — if he wins the election.<br /><br />Musk did not elaborate on policy changes or spending cuts he would implement if he were to join a second Trump administration.<br /><br />Musk and representatives for the Trump campaign did not immediately respond to a request for comment.<br /><br />The federal government's spending in the 2024 fiscal year was $6.75 trillion. Musk's suggested cuts would represent nearly a third of that sum.<br /><br />It's unclear where Musk's suggested cuts would come from.<br /><br />Both Trump and Vice President Kamala Harris have proposed various tax changes as part of their campaigns. Those proposed by Trump include ending taxes on tips and overtime, reducing the corporate tax rate, hiking tariffs on imports, and ending taxes on Social Security benefits. Harris has proposed tax credits for new parents and homeowners as well as an expansion to the Small Business Tax Deduction.<br /><br />When it comes to Social Security, the Committee for a Responsible Federal Budget has said that neither Trump nor Harris has proposed a plan that would fix Social Security's finances but that Trump's proposals would "dramatically worsen Social Security's finances." Trump's campaign <a href="https://www.businessinsider.com/trump-presidency-would-make-things-worse-for-social-security-nonprofit-2024-10" target="_blank">has disputed</a> the findings of the CRFB's report.<br /><br />The Wall Street Journal organized a <a href="https://www.wsj.com/politics/elections/economists-say-inflation-deficits-will-be-higher-under-trump-than-harris-0365588e" target="_blank">survey</a> of 50 economists from October 4 to October 8 and found that 65% said the deficit would get worse with the policies Trump has proposed.<br /><br /><h2 style="color: rgb(34, 34, 34); font-family: Arial, Helvetica, sans-serif; background-color: rgb(255, 255, 255);"><strong>Musk's growing support for Trump</strong></h2>Musk, the world's richest person, has become one of Trump's staunchest and most vocal backers in this election cycle.<br /><br />Musk <a href="https://www.businessinsider.com/elon-musk-donald-trump-feud-relationship-timeline-2022-7" target="_blank">endorsed Trump in July</a> after the former president survived an assassination attempt during a rally in Pennsylvania.<br /><br />The two have discussed Musk holding a seat in Trump's Cabinet if the former president were to be reelected. During a livestream on X in August, Musk said he would be "happy to help out" with a government-efficiency commission. In a September speech, Trump again mentioned the commission, saying he'd want Musk to oversee the project.<br /><br />Musk's financial power is translating into real moves on the campaign trail.<br /><br />As of Friday, Musk has spent just under $119 million on his pro-Trump political action committee, America PAC.<br /><br />He has been hitting the road in the key swing state of Pennsylvania and holding his own rallies in support of Trump.<br /><br />Musk has also said he's launching a daily $1 million giveaway to a swing-state voter who signs his petition affirming support for free speech and the right to bear arms. Some election-law experts previously told BI the giveaway plan might be illegal.<br /><br />With the election just over a week away, the race between Harris and Trump remains on a razor's edge. A national poll by <a href="https://www.nytimes.com/2024/10/25/us/politics/poll-harris-trump-times-siena.html" target="_blank">The New York Times and Siena College</a> released Friday found Trump and Harris to be neck and neck at 48% for the popular vote.<br /><br /><em>October 28, 2024, 3:08 a.m. ET: This story has been updated with context on Musk's comments about the prospect of taking on a government role, details about Musk's political spending in the 2024 election cycle, and details on Trump's and Harris' respective economic proposals.</em>

Elon Musk took the stage at a Trump rally to talk about taxes and the 'Department of Government Efficiency'

The <keyword id="19900449" type="General" weightage="20" keywordseo="government" source="keywords">government</keyword> may relax the requirement of making payments to <keyword id="19910977" type="General" weightage="100" keywordseo="MSMEs" source="keywords">MSMEs</keyword> within 45 days of buying goods and services, to prevent large corporates from looking at other sourcing avenues, sources have noted. An announcement to this effect could be made in the Budget likely to be presented on July 23. <br /><br /> The government is considering suggestions regarding changes to Section 43B(h) of the <keyword id="19936187" type="General" weightage="20" keywordseo="Income-Tax-Act" source="keywords">Income Tax Act</keyword> made by MSMEs during pre-budget consultations, sources said. The government, in last year's budget added a new clause under Section 43B of the Income Tax Act to address the challenge of delayed payments faced by MSMEs in the country. <br /><br /> According to Section 43B(h) of the Income Tax Act, introduced through the Finance Act 2023, if a larger company does not pay an <keyword id="19990810" type="General" weightage="20" keywordseo="MSME" source="keywords" meta.keywordsubtype="org" meta.entityname="MSME" meta.hostid="261" meta.entityid="MSME">MSME</keyword> on time -- within 45 days in case of written agreement -- it cannot deduct that expense from its taxable income, leading to potentially higher taxes. <br /><br /> MSMEs fear that due to this provision, large buyers could cold-shoulder MSME suppliers and start buying either from those MSMEs that are not registered with Udyam or from non-MSMEs. <br /><br /> The amendment was brought in for MSMEs to get timely payment, but a lot of concerns were raised by them, sources said, adding that they feared that large corporate, in bid to safeguard their interest, can shift their sourcing requirement to bigger firms or ask their vendors to give up their MSME registration to do business with them. <br /><br /> Earlier in May, Finance Minister <keyword id="19916618" type="General" weightage="20" keywordseo="nirmala-sitharaman" source="keywords">Nirmala Sitharaman</keyword> had said the changes, if any, to the rule will have to be done in the full Budget in July under the new government as per the representations submitted by MSMEs. <br /><br /> The MSME sector accounts for 30% of the country's gross domestic product (GDP) and the second largest employer after agriculture. The share of <keyword id="35090" type="General" weightage="20" keywordseo="Exports" source="Orion">exports</keyword> from products specified for MSMEs constituted 45.56 % of the country's total exports.

Govt may relax 45-day payment rule for MSMEs in Budget 2024

<ul class="summary-list"><li>My 8-year-old loves Lego blocks and has been asking for years to go to <keyword id="23618278" type="General" weightage="20" keywordseo="Legoland" source="keywords">Legoland</keyword>.</li><li>As a <keyword id="21623863" type="General" weightage="100" keywordseo="single-mom" source="keywords">single mom</keyword>, finances can be tight, and I needed to figure out how to make it happen.</li></ul>For years, my 8-year-old son has said he wants to be a <a target="_blank" class="" href="https://www.businessinsider.com/lego-master-builders-life-size-sculptures-2016-7">master builder for The Lego Group</a>. So many of our bedtime stories were about Legoland, and I wanted to take him there as badly as he wanted to visit. It reminded me of visiting SeaWorld as a teenager and being inspired to study marine biology.<br /><br />However, as a <a target="_blank" class="" href="https://www.businessinsider.com/having-cleaning-person-takes-up-budget-but-its-worth-it-2022-4">single mom, finances can be tight</a>, and I knew it would take some strategic planning and scrimping to make the trip happen. Although some parents are willing to go into debt for their dream vacations, I'm not. I've always valued experiences over material things, but not if it breaks the bank.<br /><br /><h2><strong>We created a budget for our trip</strong></h2>In the weeks leading up to our trip, I asked my son to help create our itinerary with one activity per day. The highlight of the weeklong <a target="_blank" class="" href="https://www.businessinsider.com/los-angeles-kid-friendly-city-travel-guide-2024-8">vacation would be Legoland</a>, and we put together a list of attractions in the San Diego area that ranged from free options like the beach or low-cost museum visits to the pricier attractions.<br /><br />As I worked on the <a target="_blank" class="" href="https://www.businessinsider.com/how-dont-pay-for-accommodations-traveling-trusted-housesitters-review-2024">big-picture budget</a>, I also helped my son create his own. He had been really excited to hear a friend describe how his savings account grew money over time. So when we sold his bike for $80 early in the summer, I set the money aside in my high-yield savings account for his spending money.<br /><br />As for the trip itself, there were a few things I could take advantage of. I was able to cash in a couple of bonds that my grandfather purchased for me decades ago, I had <a target="_blank" class="" href="https://www.businessinsider.com/how-to-start-collecting-air-miles-2017-9">air miles I could use for the short trip</a> from Oregon to California, and we had access to a family timeshare. Had we not had some help with these expenses, I likely would have shortened the trip or continued saving for another year.<br /><br />I focused on finding deals for the rental car, food, and attractions and saved in those areas by visiting mid-week and buying tickets that included meals.<br /><br />My one splurge was an <a target="_blank" class="" href="https://www.businessinsider.com/legoland-new-york-resort-hotel-family-review-2023-10">overnight stay at the Legoland hotel</a>, which was completely worth it when I saw my son's smile as we walked into our Ninjago-themed room and played with the Lego bricks in the pool.<br /><br /><h2><strong>We talked about how much money we had to spend each day</strong></h2>We <a target="_blank" class="" href="https://www.businessinsider.com/things-new-yorker-found-surprising-about-visiting-california-photos-2021-12">landed in San Diego</a> early Monday afternoon, dropped off our bags, and headed to Trader Joe's to grab snacks and breakfast fixings for the week. My son was amazed by everything he saw — the palm trees, the playground we spotted across the street, and our big studio room. I thought back to the many trips I'd taken over the years while enjoying seeing the city through his eyes.<br /><br />My son had a nice sum to spend during the week. He'd been saving his allowance, and I matched the proceeds from the sale of his bike. He had earned a meager amount of interest in the savings account, and we talked about how, had the money stayed in the account longer, he would have earned more.<br /><br />He wanted a $150 Lego set at Legoland, so he knew he had limited funds to spend elsewhere. At the start of each day, we discussed how much he had to spend, and then he carefully made a decision at each attraction. Despite this, there were some additional requests for me to buy things, and although I stayed firm on most, I did give in to some, like Ninjago pajamas, which he needed anyway. He loved wearing them around the park the next day.<br /><br />Every place we went had souvenir penny machines. I've collected these since I was a kid and was excited when Noah asked to get them, happily contributing the 50 cents or a dollar it took for the little memento. I stood behind him and thought about which imprint I'd choose as he carefully picked his own, like the Komodo dragon at the San Diego Zoo or the dolphins at SeaWorld.<br /><br /><h2><strong>We slowed down and enjoyed free things</strong></h2>As our energy decreased in the waning days of our trip, we slowed down. At first, I'd really wanted to maximize our time and take in all that we could, hoping to "get our money's worth," but by Friday, we needed a break. A late start wouldn't hurt our visit to SeaWorld, which was open until 8 p.m.<br /><br />We hung out in our studio, eating breakfast and lunch there before heading out. It was a nice reminder that vacation doesn't always have to be about seeing and doing everything; it can also be about relaxing.<br /><br />We spent our last day with friends, enjoying a hike overlooking La Jolla and eventually moving closer to the beach to watch the waves and sea lions. Our activity that day was another beautiful reminder that nature is free and entertaining in its own right.<br /><br />In the days following the trip, I felt exhausted by the daily money decisions yet relieved and satisfied that I navigated them. Creating meaningful moments doesn't require going into debt; instead, it can be about intention and focus on what's important.<br /><br />My son will never know how much I spent on that trip. What he'll remember is seeing the panda at the San Diego Zoo and driving the cars at Legoland. And that's exactly what I want him to remember.<br /><br /><em>Deborah Goldstein is a philanthropy advisor focused on supporting philanthropists on their giving journey. In her spare time she's working on a memoir about the meaningful moments of life.</em><br /><br />

As a single mom, finances can be tight. Taking my son to Legoland was a good way to teach him about money.  

<ul class="summary-list"><li>Six moms say they spend $500 to $2,600 a month to create their <keyword id="23551039" type="General" weightage="20" keywordseo="paid-village" source="keywords">paid village</keyword>.</li><li><keyword id="20826057" type="General" weightage="20" keywordseo="childcare" source="keywords">Childcare</keyword> is the most substantial cost, while many also hire cleaners.</li></ul>Amy Johnson, a mom of two in <keyword id="19991752" type="General" weightage="20" keywordseo="Cleveland" source="keywords">Cleveland</keyword>, can count on both her mother and mother-in-law to help with the kids and with domestic chores every month. Despite having that unpaid support, Johnson and her husband pay $2,600 a month for childcare and cleaning — the sort of <a target="_blank" class="" href="https://www.businessinsider.com/grandparents-cant-look-after-grandkids-still-work-full-time-2024-9">paid village</a> that Johnson says is essential when both <keyword id="19987662" type="General" weightage="20" keywordseo="parents" source="keywords">parents</keyword> are working.<br /><br />"Life is currently a juggle between time and money," said Johnson, whose kids are 2 and 3. Johnson and her husband both work full-time, and Johnson also runs a website,<a target="_blank" href="https://amybabys.com/"> Amy Baby</a>.<br /><br />"I feel if we don't use the time wisely to create more revenue streams, we're just going to sink," she told BI.<br /><br />Parents around the country are struggling to pay for <keyword id="23417837" type="General" weightage="100" keywordseo="childcare-costs" source="keywords">childcare costs</keyword>—which are often higher than a mortgage or rent. In 2018 (the most recent year for which data is available), median childcare costs ranged from $4,800 in small counties for a school-age kid at home to $15,400 for an infant at a center, <a href="https://blog.dol.gov/2023/01/24/new-childcare-data-shows-prices-are-untenable-for-families" target="_blank">according</a> to the Department of Labor. Adjusted for inflation, that was $5,000 to $17,000 in 2022 money.<br /><br />In addition to childcare, many families find they need to pay for other domestic services, like transportation for their kids, grocery pickup, or cleaning—essentials that parents say they simply don't have time for while juggling their careers.<br /><br />That leaves families like Johnson's "trying our best to keep our heads above water," she said.<br /><br />It's a familiar refrain for many parents around the country. Here's what five other parents are paying to <a target="_blank" class="" href="https://www.businessinsider.com/family-tiny-house-village-kids-have-own-homes-3-years-later-2023-5">create the village</a> they need to survive.<br /><br /><h2>A mom of 3 in rural North Dakota: $1,300+ a month</h2>Katie Nostrum relies on unpaid childcare from her three kids, who are 9, 2, and 6 months old. When the <a target="_blank" class="" href="https://www.businessinsider.com/school-start-times-in-conflict-dont-mesh-with-work-2023-9">kids aren't in school</a> or at day care, Nostrum's grandparents watch them as Nostrum works as a postmaster and her partner works in a welding shop.<br /><br />Day care for the two younger kids costs $650 every two weeks, or over $1,300 a month. Nostrum's town is very rural — about 45 minutes away from the nearest store. Like many rural Americans, she has limited options for childcare and other support.<br /><br />"There are not a lot of options to create a village, no after or before school programs, etc," she said.<br /><br /><h2>A Texas mom of 3: $1,090 a month</h2><a target="_blank" href="https://www.instagram.com/notastarvingartistgirl/?hl=en">Jessica Lemmons</a> lives in Bryan, Texas, with her husband and three kids, ages 10, 5, and 2. She pays about $1,090 a month for childcare, which includes day care tuition for her youngest and occasional babysitting for all three.<br /><br />The costs would be a lot higher if Lemmons couldn't count on <a target="_blank" class="" href="https://www.businessinsider.com/having-children-pushed-me-away-from-my-career-2022-4">unpaid help</a> from friends and bartering the skills of her husband, who is a chef.<br /><br />"I am very fortunate in that I have close friends here who are childless by choice, who genuinely love spending time with my kids," she said. "I do make sure I have the capacity to feed them tasty meals whenever they're doing so."<br /><br /><h2>Mom of 1, outside Chicago: $2,000+ a month</h2><a target="_blank" href="https://www.lorealthompsonpayton.com/">L'Oreal Thompson Payton</a>, a freelance writer who lives outside Chicago, pays $497 each week to send her 3-year-old to preschool. On rare occasions, she <a target="_blank" class="" href="https://www.businessinsider.com/i-saved-childcare-costs-by-swapping-babysitting-with-a-mom-2021-10">uses a babysitter</a>. She and her husband also pay $25 an hour for a cleaner and hire one occasionally if they have guests coming to stay.<br /><br />While she pays for some of her village, Thompson Payton also cultivates unpaid support by connecting with day care parents and neighbors who also have young children. While the costs are high, Thompson Payton said the benefits are well worth the money.<br /><br />"I think there's a lot of unnecessary guilt and shame that can come up with having a 'paid' village,'" she said. "As much as I love being a mom, it's important for me, my sanity, and our marriage that I have an identity outside that, which would simply not be possible if we didn't have paid support."<br /><br /><h2>Mom of 2 in Tennessee: $520 a month</h2>Miriam Udy was paying $1,600 a month for childcare in <a target="_blank" class="" href="https://www.businessinsider.com/intergenerational-living-benefits-for-kids-free-babysitting-2024-10">the San Francisco Bay Area</a> when she got pregnant with her second. She and her husband relocated to Knoxville, Tennessee, in part because they couldn't afford to pay more than $3,000 a month in childcare costs.<br /><br />After moving, she paid $520 a month for care for her daughter. Her son qualified for free preschool because he has special needs. Now that both kids are in school, Udy is looking for a helper to get the kids off the bus, do homework with them, and drive them to activities. She also budgets for summer camp costs, which exceeded $4,000 last year.<br /><br /><h2>A mom of 2 in New York: $500 a month</h2>Aghogho Oluese quit her job when she got pregnant with her second.<br /><br />"The cost of childcare was so high that I would've only netted $500 a month if I had stayed in my former job," she said.<br /><br />Since then, she's launched<a target="_blank" href="https://blwforbusymoms.com/"> Baby-Led Weaning For Busy Moms</a>. She provides the bulk of childcare for her two children but still pays to build her village. Her older child goes to aftercare which is $15 an hour, and the family has a weekly cleaner at $30 an hour. Occasionally, Oluese pays a babysitter $30 an hour to watch both kids. Overall, she spends about $500 a month on paid help.<br /><br />"I wouldn't be able to do all that I do during the day without it," she said.<br /><br /><em>Correction: October 2, 2024</em><strong><em> </em></strong><em>— An earlier version of this story misstated which year the Department of Labor's childcare-cost figures came from. They're from 2018, not 2022. They also were the median costs, not the average costs.</em><br />

Parents are turning to a 'paid village' to handle childcare and cleaning. Costs range from $500 to $2,600 a month.

<ul class="summary-list"><li>Used electric vehicles became more affordable after a new tax credit kicked in in January 2023.</li><li>Driving range and driving habits can affect the type of used EV you should shop for.</li></ul><p>Electric-vehicle prices are falling across the board. And as <a href="https://www.businessinsider.com/nissan-kicks-review-price-rare-find-under-30k-2024-10">more models flood the market</a>, you can get a particularly good deal on a used EV.</p><p>But shelling out thousands of dollars on an unfamiliar piece of technology (especially one that's been around the block a few times) is daunting for some shoppers.</p><p>Aside from wondering <a href="https://www.businessinsider.com/cheapest-electric-car-affordable-kia-ford-chevy-hyundai-nissan-2022-6">which car to buy</a>, used-EV shoppers might be wondering whether the battery could die. Shoppers on a budget might also be looking for more ways to save money, as EV tax credits broadened to include used electric cars in January 2023.</p><p>The research can be a lot to take on at once. We talked to car-buying experts to demystify the process.</p><h2>Consider where and how much you drive</h2><p>Scott Case, the cofounder and CEO of Recurrent, a startup that tracks EV battery health, recommended starting by considering how far you typically drive and the climate you live in — those factors will affect how much range you'll want, as EVs perform best in temperate weather and can't drive quite as far in cold temperatures.</p><p>"Let's say you live in Florida and you drive 30 to 50 miles every day — you can pretty much buy anything," Case said. On the other hand, people who travel 150 miles daily and live in the occasionally frigid Midwest would need to shop around for a long-range vehicle.</p><div type="image" title="A gray Tesla Cybertruck plugged in at a public charging station." height="1150" width="1533" msid="114294136" hostid="261" sizebytes="313240"></div><p>Most older electric cars don't have the range of the latest offerings — you might find models with estimates from the Environmental Protection Agency of only 80 to 120 miles.</p><h2>Battery range will degrade over time</h2><p>Anyone who's owned a smartphone knows that lithium-ion batteries wear out over time. Pretty much the same goes for EVs.</p><p>As the years go by, cycles of charging and driving wear out an EV's battery pack, reducing driving range. The vehicle-data firm Geotab has estimated that EV batteries <a href="https://www.geotab.com/blog/ev-battery-health/" target="_blank" rel="noopener">tend to lose about 2% of their capacity each year</a>.</p><p>The good news is that an EV's battery is unlikely to fail completely or render the car useless.</p><p>But understanding how much life a vehicle has left isn't all that simple. Case said that exposure to extreme temperatures, frequent trips to powerful DC fast chargers, and variations in battery chemistry mean some used cars perform better than others with identical mileage.</p><div type="image" title="A charging cable extending from a Tesla Supercharger to a Chevrolet Equinox EV." height="3024" width="4032" msid="114294138" hostid="261" sizebytes="789912"></div><p>Jim Fish, a vice president of Opus IVS, a tech-focused collision-repair company, said the best question to ask about a battery's care is how often it was left below 20% and above 80% of its charge.</p><p>Leaving a battery too close to empty or on a full charge for too long affects its ability to hold a charge, Fish said.</p><p>"Of course, you might struggle to find out the truth to that question," Fish said.</p><p>Recurrent provides reports on EV battery health aimed at helping shoppers choose between cars.</p><h2>You can get up to $4,000 off thanks to federal tax credits</h2><p>At the start of last year, a <a href="https://www.businessinsider.com/federal-state-electric-car-vehicle-tax-credits-rebates-qualify-2023-1">used-EV tax credit went into effect</a> as part of a larger incentive program in the Inflation Reduction Act. Automotive retail analysts described it as a welcome change for EV shoppers on a budget.</p><p>To <a href="https://www.businessinsider.com/ev-tax-credit-suv-tesla-model-y-ford-mach-e-2023-2">qualify for the credit</a>, the vehicle must be purchased at a dealership so that the dealer can report the required information to the IRS.</p><p>The buyer must be purchasing the vehicle for personal use and not for resale, must not be the original owner of the vehicle, must not be able to be claimed as a dependent, and must not have used any other clean-vehicle credit in the previous three years. Income caps for buyers range from $75,000 to $150,000, depending on their tax-filing status.</p><p>The vehicle must have a sale price of $25,000 or less and must be at least two model years old.</p><p>Many states also have tax incentives for purchasing EVs. More detailed information and required forms can be found on the <a href="https://www.irs.gov/credits-deductions/used-clean-vehicle-credit" target="_blank" rel="noopener">IRS's website</a>.</p>

Considering an electric vehicle? Experts explain how to pick one for your lifestyle and budget

New Delhi [India], July 24 (ANI): A <keyword id="4261957" type="General" weightage="20" keywordseo="general-discussion" source="Orion">general discussion</keyword> on the <keyword id="19908389" type="General" weightage="20" keywordseo="Union-Budget" source="keywords">Union Budget</keyword> and the budget for the Union Territory of Jammu and Kashmir for the fiscal year 2024-25 will be held in the <keyword id="19895369" type="General" weightage="100" keywordseo="Rajya-Sabha" source="keywords">Rajya Sabha</keyword> later on Wednesday.<br /><br /><keyword id="19956758" type="General" weightage="20" keywordseo="finance-minister" source="keywords">Finance Minister</keyword> <keyword id="19916618" type="General" weightage="20" keywordseo="Nirmala-Sitharaman" source="keywords">Nirmala Sitharaman</keyword> presented both the Union Budget and the <keyword id="22525621" type="General" weightage="20" keywordseo="Jammu-and-Kashmir-Budget" source="keywords">Jammu and Kashmir Budget</keyword> in the House on July 23. The discussion is crucial as both the budgets shape the financial direction of the country and the Union Territory, respectively.<br /><br />The Union Budget outlines the government's revenue and expenditure plans for the upcoming fiscal year, while the budget for the Union Territory of Jammu and Kashmir is a significant event considering the developmental needs.<br /><br />As per the list of businesses of the Rajya Sabha, the discussion on these two budgets will be convened later in the day.<br /><br />The discussion over these two budgets is expected to start in the second half of the day.<br /><br />According to the list of business of the Rajya Sabha, the ministers that are set to lay the papers on the table are Jayant Chaudhary for the Ministry of Education; Pankaj Chaudhary for the Ministry of Finance; Nityanand Rai for the Ministry of Home Affairs; and Sukanta Majumdar for the Ministry of Education. <br /><br />Besides, Rajya Sabha Secretary General PC Mody will lay on the table the Public Accounts Committee reports.<br /><br />This includes the 124th Report on Construction of Toilets in Schools by CPSEs; the 125th Report on Rejuvenation of the Ganga (Namami Gange); the 126th Report on Avoidable Payment due to Non-Charging of Service Tax/GST from the Passengers; and the 127th Report on Action Taken by the Government on the Observations and Recommendations of the Committee contained in their 46th Report (16th Lok Sabha) on Implementation of the Public-Private Partnership Project at Chhatrpati Shivaji International Airport, Mumbai, among others.<br /><br />The reports were presented to the Speaker on February 23 and April 29, 2024, and to the Chairman, Rajya Sabha, on February 28 and May 13, 2024, before the dissolution of the 17th Lok Sabha.<br /><br />The Speaker had ordered the printing, publication and circulation of the reports.<br /><br />As per the business list of the Rajya Sabha, Union Minister for Parliamentary Affairs Kiren Rijiju will move the motion for election to the committee on the welfare of other backward classes.<br /><br />Kiren Rijiju will also move the motion for nomination to the committee on the welfare of scheduled castes and scheduled tribes. The motion for nomination to the committee on public accounts will also be moved by Union Minister Rijiju in the House today. Moreover, Kiren Rijiju will move the motion for nomination to the committee on public undertakings.<br /><br />Finance Minister Nirmala Sitharaman presented the Union Budget 2024-25 on Tuesday during the Monsoon Session of <keyword id="19895397" type="General" weightage="20" keywordseo="Parliament" source="keywords">Parliament</keyword>. Nirmala Sitharaman became the first finance minister to present seven consecutive budget speeches, surpassing former prime minister Morarji Desai's record of six consecutive budgets as finance minister between 1959 and 1964.<br /><br />In her seventh budget, Nirmala Sitharaman outlined key priorities aimed at fostering economic growth and creating ample opportunities. These included productivity and resilience in agriculture, employment, and skilling and services.<br /><br />Prime Minister Narendra Modi on Tuesday hailed the Union <keyword id="15478236" type="General" weightage="20" keywordseo="budget-2024" source="Orion">Budget 2024</keyword> presented by Finance Minister Nirmala Sitharaman.<br /><br />"This budget strengthens every section of society. It takes the country's poor, village and farmers on the path of prosperity," the prime minister said in a video message.<br /><br />The Prime Minister praised the budget, emphasising its potential for job generation by incentivizing the top 500 companies to recruit more youth and also induct interns. The PM said the budget would help India achieve its objective of becoming the third largest economy, besides laying a strong foundation for Viksit Bharat.<br /><br />Union Home Minister Amit Shah on Tuesday also said the Union Budget 2024-25 is game-changing and will go down in history for coupling Bharat's economic growth with the torque of its youth power. He also lauded the government's decision to provide training and internship programmes to youth.<br /><br />The Union Minister of Ports, Shipping and Waterways, Sarbananda Sonowal, welcomed the Union Budget 2024 laid before Parliament on Tuesday.<br /><br />Calling the Union Budget 2024 a 'visionary document', Sonowal said, "The Union Budget, 2024 lays the roadmap for renewed and holistic growth towards Viksit Bharat. This visionary budget is aimed at empowering the 'Garib' (poor), 'Mahilayen' (women), 'Yuva' (youth), and Annadata' (farmers) so that the process of development reaches every citizen of the country."<br /><br />Assam Chief Minister Himanta Biswa Sarma said on Tuesday that Union Budget 2024 stands out for its unprecedented push towards employment generation and powering small businesses.<br />

Rajya Sabha to hold general discussion on Union Budget, Jammu and Kashmir Budget today

New Delhi [India], July 23 (ANI): <keyword id="19956758" type="General" weightage="20" keywordseo="Finance-Minister" source="keywords">Finance Minister</keyword> <keyword id="19916618" type="General" weightage="20" keywordseo="Nirmala-Sitharaman" source="keywords">Nirmala Sitharaman</keyword> is set to present the <keyword id="15626720" type="General" weightage="20" keywordseo="Union-Budget-2024" source="Orion">Union Budget 2024</keyword> in Parliament today, marking her seventh consecutive budget and eclipsing the late Moraji Desai's record of six consecutive budgets, which is likely to focus on changes in the income tax structure and improving the ease of doing business in India.<br /><br />At 11 am today, the much-awaited full budget for 2024-25, the first under the Modi 3.0 government, will be presented on the floor of the Parliament.<br /><br />All eyes will be on the major announcements made by the finance minister and the government's forward-looking guidance about the overall economy.<br /><br />Sitharaman will lay on the table a statement (in English and Hindi) of the estimated receipts and expenditures of the government for the year 2024-25 in the Rajya Sabha.<br /><div type="Article" hostid="261" msid="111946291" title="Union Budget 2024-25: Focus on employment, skilling, MSME and middle class" mstype="2" mssubtype="0"></div>She will table the budget one hour after the conclusion of the presentation of the <keyword id="19908389" type="General" weightage="20" keywordseo="Union-Budget" source="keywords">Union Budget</keyword> 2024-25 in the Lok Sabha.<br /><br />The Finance Minister also lay on the table, under subsection (1) of Section 3 of the Fiscal Responsibility and Budget Management Act, 2003, a copy each (in English and Hindi) of the following papers: medium-term fiscal policy strategy statement and macro-economic framework statement.<br /><br />The Finance Minister will further lay on the table statements (in English and Hindi) of the estimated receipts and expenditures (2024-25) of the Union Territory of Jammu and Kashmir (with the legislature).<br /><br />The interim budget, tabled on February 1, took care of the financial needs of the intervening period until a government was formed after the Lok Sabha polls, after which a full budget was to be presented by the new government.<br /><br />With this upcoming budget presentation, Finance Minister Nirmala Sitharaman will surpass the record set by former Prime Minister Morarji Desai, who presented five annual budgets and one interim budget between 1959 and 1964 as finance minister.<br /><br />The <keyword id="105431" type="General" weightage="20" keywordseo="budget-session" source="Orion">budget session</keyword> of Parliament began on July 22 and, according to schedule, will end on August 12.<br /><br />Before presenting the Budget, the finance minister will go to the North Block, where the Ministry of Finance is housed.<br /><br />She will meet the secretaries of her ministry, and later, along with them, she will reach the President's residence to get permission before presenting the Budget.<br /><br />About half an hour before the budget is presented, a Cabinet meeting headed by the prime minister is usually held, where ministers are briefed about the budget and Cabinet approval is taken.<br /><br />Putting aside the details of the upcoming budget, let us review the budget-making process and sequence of events typically followed.<br /><br />The Ministry of Finance typically issues circulars to all ministries, Union territories, States, and autonomous entities to send their demands and recommendations for the Union budget around September-October, with budgets typically tabled on February 1.<br /><br />Another key event before the budget presentation is the 'halwa ceremony'. A few days before the budget is presented, the government has a tradition of conducting a 'halwa ceremony', marking the start of budget document printing.<br /><br />The Halwa ceremony is significant as it also marks the beginning of a lockdown at the finance ministry, meaning no official is allowed to leave the ministry compound. Everyone on the budget team is allowed to leave only after the financial document is presented in Parliament. The printing of the Union Budget inside the basement located in the North Block has been a permanent feature since 1980.<br /><br />A day before the budget is scheduled to be tabled, the government typically releases its Economic Survey. This year, too, the same norms were followed. The Economic Survey serves as a crucial input for budget formulation. It is prepared by the Chief Economic Advisor and provides an overview of the country's economic performance, prospects, and policy recommendations, including future outlook.<br /><br />India is poised to remain the fastest-growing major economy in 2024-25, Chief Economic Adviser V Anantha Nageswaran said in a press conference after the tabling of the Economic Survey. The Economic Survey tabled projected India to grow at 6.5-7.0 percent in 2024-25.<br /><br />As per the Economic Survey 2023-24 tabled by Finance Minister Nirmala Sitharaman, the Indian economy is on a strong and stable footing, demonstrating resilience in the face of geopolitical challenges.<br /><br />The first Economic Survey reportedly came into existence in 1950-51, when it used to be a part of the budget documents. In the 1960s, it was separated from the budget documents and presented a day before the Union Budget.<br /><br />The budget, once it is presented, is then subjected to detailed debate and discussion in both houses of Parliament, allowing members to scrutinise its provisions, raise concerns, and propose amendments. Following its presentation and approval by Parliament, the Union Budget sets in motion a series of post-budget activities aimed at implementing its provisions and achieving the outlined objectives.<br /><br />Like the previous few full Union budgets, the Budget 2024 will also be delivered in paperless form. An Interim Union Budget 2024 was presented on February 1, as the country was due for general elections later in the year.<br /><br />All the Union Budget documents, including the Annual Financial Statement (commonly known as the Budget), Demand for Grants (DG), and Finance Bill, as prescribed by the Constitution, will be available on the "Union Budget Mobile App" for hassle-free access to budget documents by Members of Parliament (MPs) and the public.<br /><br />The app is bilingual (English and Hindi) and available on both Android and iOS platforms. The app can also be downloaded from the Union Budget Web Portal (www.indiabudget.gov.in).<br /><br />SEE ALSO:<br /><a href="https://www.businessinsider.in/budget/news/union-budget-2024-live-updates-finance-minister-nirmala-sitharaman-key-announcements-23-july/liveblog/111942008.cms" data-type="tilCustomLink" target="_blank">Union Budget 2024 Live Updates: PM Modi arrives in Parliament ahead of Budget 2024 presentation</a><br /><a href="https://www.businessinsider.in/budget/news/why-did-the-latest-economic-survey-of-india-heavily-shun-the-western-ways-of-climate-action/articleshow/111947230.cms" data-type="tilCustomLink" target="_blank">Why did the latest Economic Survey of India heavily shun the ‘Western ways’ of climate action?</a> <br />

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As a single mom, finances can be tight. Taking my son to Legoland was a good way to teach him about money.

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