Best face wash for men to buy

Looking for a face mist that provides instant freshness? Well, you are at the right place! <keyword id="9324571" type="General" weightage="20" keywordseo="face-mists" source="Orion">Face mists</keyword> being the bottles of goodness provide you with refreshed and flawless skin. Enriched with the purest of essentials, a face mist helps to enhance your mood and feed your skin with antioxidants. Suitable for all skin types, it nourishes, soothes and tightens the pores of the skin. While buying, one must look for a mist that suits your skin type and gives you a rejuvenating look. To help you choose the best option, we have filtered and created a list from Amazon.<br /><br /><bulletContentEmbed name="B07MW7CX3T" columns="1"><bulletContentHeading name="B07MW7CX3T_head"><div type="image" title="Instant Hydration" height="900" width="1200" msid="90387138" hostid="261"></div></columnHeadThumb>B07MW7CX3T</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07MW7CX3T_body"><bulletContentRow name="B07MW7CX3T_2248427218901483"><bulletContentRowHeading><bulletContentRowHead col="1">UrbanBotanics Pure &amp; Natural Rose Water</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">If you are looking for a chemical-free face mist, then this product from Urban Botanics is the right option for you. Suitable for all skin types, it is formulated with pure organic rosewater and no artificial fragrance. It provides instant hydration to your face and neck and is best suitable for teenagers who have just started out with makeup. It is a light-weighted and versatile toner that balances the pH level and absorbs excess oils.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07MW7CX3T_2051158272344979"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It controls excess oil and maintains the moisture level of the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B01BGJ07GK" columns="1"><bulletContentHeading name="B01BGJ07GK_head"><div type="image" title="Purifies Skin" height="900" width="1200" msid="90387149" hostid="261"></div></columnHeadThumb>B01BGJ07GK</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B01BGJ07GK_body"><bulletContentRow name="B01BGJ07GK_3776407144846840"><bulletContentRowHeading><bulletContentRowHead col="1">Kama Ayurveda Pure Rose Water</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Troubled with dull and sticky skin during those sunny days? This Kama Ayurveda Pure Rosewater, can be a good option to use. It leaves your skin revived and hydrated. Best suitable for all combinations of skin, it reduces oiliness and tightens the pores. Infused with the goodness of rose, it soothes and purifies the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B01BGJ07GK_2860168643043355"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It contains anti-bacterial and anti-inflammatory properties to soothe the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B08R8TMVXF" columns="1"><bulletContentHeading name="B08R8TMVXF_head"><div type="image" title="Provides Moisturization" height="900" width="1200" msid="90387162" hostid="261"></div></columnHeadThumb>B08R8TMVXF</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B08R8TMVXF_body"><bulletContentRow name="B08R8TMVXF_1633883790112991"><bulletContentRowHeading><bulletContentRowHead col="1">Bella Vita Organic Glower Face Mist</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Looking for shining and glowy skin? This face mist from Bella Vita can be a suitable option for you. Blended with the goodness of rose, basil, cucumber and aloe vera, it provides moisturization to the skin and balances the pH level. It gives you a pollutant-free look and makes your skin soft and smooth. Highly effective to reduce open pores, it prevents acne.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B08R8TMVXF_6995254199046965"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It minimizes the pores and tightens the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B07C229HS1" columns="1"><bulletContentHeading name="B07C229HS1_head"><div type="image" title="Instant Freshness" height="900" width="1200" msid="90387183" hostid="261"></div></columnHeadThumb>B07C229HS1</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07C229HS1_body"><bulletContentRow name="B07C229HS1_7696682875580382"><bulletContentRowHeading><bulletContentRowHead col="1">Plum Green Tea Revitalizing Face Mist</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face mist from Plum is a perfect option to use to provide instant freshness to the skin. It is easy to carry and spray on the face. Suitable to control excess oil, it keeps the skin free from acne. Enriched with green tea and soothing aloe juice, it nourishes and soothes the skin. Also, the ginger roots extract keeps the skin protected.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07C229HS1_0717226370918421"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It provides nourishment to the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B071DZ1Y6C" columns="1"><bulletContentHeading name="B071DZ1Y6C_head"><div type="image" title="Tones Skin" height="900" width="1200" msid="90387223" hostid="261"></div></columnHeadThumb>B071DZ1Y6C</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B071DZ1Y6C_body"><bulletContentRow name="B071DZ1Y6C_0156862372993767"><bulletContentRowHeading><bulletContentRowHead col="1">WOW Lavender &amp; Rose Mist</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This lavender and rose mist from Wow can be considered a great option to use. It provides hydration and makes the skin clean. Suitable for daily use, it tones and provides moisturization to the skin. The soothing floral fragrance helps to relieve stress and uplift the mood. Also, it gives a soothing and refreshing feel to the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B071DZ1Y6C_4188823542795058"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It tightens the pores and restores the radiance of the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B07BKGCH35" columns="1"><bulletContentHeading name="B07BKGCH35_head"><div type="image" title="Dewy Look" height="900" width="1200" msid="90387267" hostid="261"></div></columnHeadThumb>B07BKGCH35</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07BKGCH35_body"><bulletContentRow name="B07BKGCH35_8888364993419353"><bulletContentRowHeading><bulletContentRowHead col="1">The Body Shop Rose Dewy Glow Face Mist</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Dermatologically tested, this face mist from Body Shop is a make-up friendly product. It gives your skin a glowing and rejuvenating look. Suitable for all skin types, makes your skin look illuminated and dewy. 100% vegan, it keeps the skin hydrated.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07BKGCH35_4897101431247864"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Blended with the goodness of natural ingredients, it is safe to use.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed>

Best face mists to keep your skin hydrated

After washing your face but before applying a moisturizer, there is a step of toning your face, which most people tend to miss. Adding a <keyword id="9381498" type="General" weightage="20" keywordseo="face-toner" source="Orion">face toner</keyword> to your skin care routine is essential, as it not only refreshes your skin but also keeps the moisture intact. Suitable to be used daily, face toner helps retain moisture and keep the skin clean. With efficient soaking of any skin product or left residue on the face, a face toner prevents acne, closes pores and balances the pH level. While buying, one must look for a toner that suits your skin type and serves the purpose. To help you out, we have compiled a list of the best skin toners from Amazon.<br /><br /><bulletContentEmbed name="B00791CS2G" columns="1"><bulletContentHeading name="B00791CS2G_head">  <div type="image" title="Restore Freshness" msid="90907417" hostid="261"></div></columnHeadThumb>B00791CS2G</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B00791CS2G_body"><bulletContentRow name="B00791CS2G_0121839329095708"><bulletContentRowHeading><bulletContentRowHead col="1">Biotique Bio Cucumber Pore Tightening Toner, 120ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This toner from Lakme is a perfect option to consider as it tightens the pores and purifies the skin. Infused with the goodness of cucumber, coriander, nutgalls, berberry and peppermint oil, it keeps your skin's pH level balanced. It minimizes skin damage and restores the freshness of the skin. Suitable for normal to oily skin types, it also reduces the skin aging process.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B00791CS2G_1855588488469702"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It purifies the skin and keeps it clean.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B07MW7CX3T" columns="1"><bulletContentHeading name="B07MW7CX3T_head">  <div type="image" title="Tighten Pores" height="900" width="1200" msid="90385696" hostid="261"></div></columnHeadThumb>B07MW7CX3T</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07MW7CX3T_body"><bulletContentRow name="B07MW7CX3T_9175001605592701"><bulletContentRowHeading><bulletContentRowHead col="1">UrbanBotanics Pure &amp; Natural Rose Water/Skin Toner, 200ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Suitable for all skin types, this toner from UrbanBotanics is free from any chemicals or preservatives, making it safe to use. Formulated with the goodness of roses, it provides hydration to the skin. With the soothing scent of roses, it makes you feel fresh from both inside and outside. This toner is a good option to use as it absorbs excess oil and restores the pH level of the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07MW7CX3T_9147253141742784"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The lightweight formula makes the toner get absorbed easily.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B00OCJ5M6C" columns="1"><bulletContentHeading name="B00OCJ5M6C_head"><div type="image" title="Reduce Acne" msid="91591710" hostid="261"></div></columnHeadThumb>B00OCJ5M6C</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B00OCJ5M6C_body"><bulletContentRow name="B00OCJ5M6C_1356308037528123"><bulletContentRowHeading><bulletContentRowHead col="1">Plum Green Tea Alcohol Free Toner, 200ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">If you are looking for a toner that exfoliates and moisturizes the skin, then this toner from Plum is a perfect option to consider. Suitable to fight against acne and its marks, it keeps the skin clean and fresh. Also, the green tea extracts and glycolic acid hydrates the skin and even out the skin tone.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B00OCJ5M6C_6293963056165007"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It provides nourishment to the skin and decreases the signs of aging.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B0859DMLKK" columns="1"><bulletContentHeading name="B0859DMLKK_head">  <div type="image" title="Purifies Skin" height="900" width="1200" msid="90385708" hostid="261"></div></columnHeadThumb>B0859DMLKK</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B0859DMLKK_body"><bulletContentRow name="B0859DMLKK_3321983109844789"><bulletContentRowHeading><bulletContentRowHead col="1">Mamaearth Vitamin C Toner, 200ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Dermatologically tested, this face toner from Mamaearth is a suitable option to use by both men and women above 15 years of age. Enriched with the goodness of natural ingredients like vitamin C, aloe vera, cucumber and witch hazel. It soothes the skin, tightens pores, reduces fine lines and hydrates the skin. The toner restores the skin's pH and gives you flawless skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B0859DMLKK_5569051200706453"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The toner is suitable for all skin types, it keeps the skin hydrated and fresh.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B002W4M2G2" columns="1"><bulletContentHeading name="B002W4M2G2_head">  <div type="image" title="Heals Acne" height="900" width="1200" msid="90385716" hostid="261"></div></columnHeadThumb>B002W4M2G2</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B002W4M2G2_body"><bulletContentRow name="B002W4M2G2_4019062498464698"><bulletContentRowHeading><bulletContentRowHead col="1">Lotus Herbals Rosetone Toner, 100ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face toner from Lotus Herbals is a suitable option to refresh your skin. It contains rose petal extract, tulsi extract and vetiver that keeps your skin hydrated. It tightens the pores and makes your skin soft and supple. Rich in antioxidants and antiseptic properties, this toner will help you reduce dark spots and purify the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B002W4M2G2_3657520752777327"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It removes makeup or dirt residue and keeps the skin clean.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B00WJLQKE8" columns="1"><bulletContentHeading name="B00WJLQKE8_head">  <div type="image" title="Reduce Dryness" height="900" width="1200" msid="90385717" hostid="261"></div></columnHeadThumb>B00WJLQKE8</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B00WJLQKE8_body"><bulletContentRow name="B00WJLQKE8_4639228163675085"><bulletContentRowHeading><bulletContentRowHead col="1">Lakme Absolute Pore Fix Toner, 60ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">With more than 2000 ratings on Amazon, this face toner from Lakme is a perfect option to use if you want to give your face a fresh look. It removes impurities and minimizes the appearance of the pores by tightening them. This toner removes excess oil from the skin, which makes it suitable to be used for oily skin types.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B00WJLQKE8_1058670029197894"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It nourishes the skin and keeps it moisturized.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br />

Keep your skin fresh with these face toners

<p class="drop-cap">The last month of 2020 should've been a happy time for real-estate agents. The catastrophe of the pandemic had turned into an improbable housing-market boom, as home sales reached 14-year highs. But instead of celebrating their unexpectedly prosperous year, a lot of agents were pissed.</p><p>In private chats and message boards, they complained about new rules that would publicly expose their commissions. For homebuyers, the amount an agent gets paid has historically been out of sight, out of mind. But as part of a November 2020 settlement between the Department of Justice and the industry's top trade group, the National Association of Realtors, real-estate search sites like Zillow and Redfin would soon start publicizing exactly how much buyers' agents stood to collect on nearly every home for sale in America.</p><p>Among real-estate agents, no topic is more sensitive than their commissions. In private comments at the time, screenshots of which were shared with Business Insider, agents revealed just how squeamish they were.</p><p>"It's no one's business," one disgruntled agent commented in a private Facebook group. "Do we go around asking people how much they make?"</p><p>"Someone has it in for real estate," another responded.</p><p>In the middle of the vitriol, a brave agent — whom I'll call Julie — applauded the move, suggesting it could help rid the industry of one of its dirty secrets: a sly tactic called steering.</p><p>Because of America's convoluted home-sales system, the seller typically pays out agents on both sides of a transaction. The commission is baked into the home's final price — it's usually between 5% and 6% of the total — and split evenly between the buyer's and seller's agents. Technically, the seller can promise as little as $0 to the buyer's agent; after all, why pay for someone you didn't hire? But there's a catch: Offer less than the going rate, and you risk getting the cold shoulder from other brokers and fewer eyeballs on your listing. Agents might steer their clients toward the homes that offer the standard commission and away from ones that don't. The practice screws over both sellers, who might miss out on offers, and buyers, who might unknowingly pass over their dream home.</p><p>"Whether or not people admit it, steering due to commission rate definitely happens and it is incredibly wrong," Julie wrote in a Facebook comment.</p><p>"Wrong," someone else replied, "or the real world?"</p><p>Steering is notoriously difficult to prove or quantify, but evidence of the practice can be found littered throughout the housing market. The extent of steering is a main point of contention in the multibillion-dollar <a target="_blank" href="https://www.businessinsider.com/real-estate-agents-lawsuits-buy-sell-homes-forever-housing-market-2023-6">class-action lawsuits over agent commissions</a>; the plaintiffs say the threat of steering is a big reason commissions have barely budged over the years. Wendy Gilch, a consumer advocate who focuses on transparency in real estate with her company, Selling Later, likened this moment to "a reset button" for the industry.</p><p>"It's a great opportunity to start over," Gilch told me.</p><p class="drop-cap">It's hard to know how much steering actually happens, mostly because a buyer might never know they were a victim in the first place.</p><p>The first article in NAR's code of ethics says Realtors must "protect and promote the interests of their client," and the organization's official position can be summed up simply: Steering doesn't exist. It's a myth, the argument goes, created by those who want to dismantle the system and force buyers and sellers to pay their agents separately. But multiple agents told me there are all kinds of ways shady practitioners try to skirt the rules.</p><p>For instance, some agents might filter out listings with subpar commissions before passing along options to their clients. Or if they do show their client a house, they could insinuate that a low commission is a warning sign that the seller is hard to deal with or invent reasons the house isn't a good fit. They could also caution that if they're not getting their desired commission from the seller, they'll expect the buyer to make up the difference. Agents are within their rights to do that, but it can discourage a cash-strapped buyer from pursuing a home.</p><p>"All a Realtor has to do is make a face about a house and they put a question in the buyer's mind as to whether or not it would be wise to put an offer in on a house," Doug Miller, a real-estate attorney in Minnesota, said in an email.</p><p>Critics say the stickiness of the going commission rate is evidence of steering's ubiquity. The cut that's split between agents on both sides of the deal has basically fluctuated between 5% and 6% of the total sale price since at least 1992, despite the widespread adoption of home-search technology, an increase in the number of agents, and huge differences in agents' experience and skill. In recent years, greater numbers of agents have been fighting for clients, while technology has streamlined their jobs and made it possible for anyone to look up homes online. In a competitive market, critics say, you'd expect the price of agents' services to come down. But data from RealTrends indicates that in 2021, even as home prices were skyrocketing and agents were signing up en masse, the typical commission rate actually went up.</p>          <p>A recent <a target="_blank" href="https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4596391">analysis</a> of roughly 265,000 listings on Redfin in 34 large metropolitan areas found that, in a typical market, more than 85% of listings offered the two most common commission rates for buyers' agents. In Austin, Houston, and Kansas City, Missouri, more than 95% of listings offered a commission to the buyer's agent of 3% or 2.5%.</p><p>The authors of the study wondered whether buyers' agents might forward fewer low-commission listings to their clients, which would mean fewer page views on sites like Zillow and Redfin. They found that, all else being equal, low-commission listings received significantly fewer page views on Redfin — even the homes that offered agent payments just slightly below the going rate got fewer eyeballs. Homes with lower buyer-agent commissions also took longer to sell and were less likely to sell at all than those offering the standard rate.</p><p>Agents I talked with stressed that there are plenty of honest, hardworking representatives who just want the best for their clients. I believe them. But there are also just lots of agents out there, and the <a target="_blank" href="https://www.businessinsider.com/bad-real-estate-agents-realtors-homebuyers-sellers-housing-market-2023-7">bar for entry into the industry is shockingly low</a>. In most states, getting a license to work as a real-estate agent requires paying a few hundred dollars, doing several weeks' worth of coursework, and passing a multiple-choice test. It's no surprise, then, that there are some 1.5 million NAR members, or more than two Realtors for every available home on the market. And that doesn't even count all the agents who aren't members of the organization — there are about 1.3 million licensees in the US who don't belong to the group, meaning they can't use the Realtor title and don't subscribe to its code of ethics.</p><p>The low standards and lack of oversight can create hazardous conditions for buyers and sellers. A few years ago, the now defunct discount brokerage Rex Real Estate released recordings of roughly 600 calls in which other agents vowed to avoid properties listed by Rex that offered less-than-satisfactory commissions. In one call, court documents say, a Keller Williams agent told a Rex representative: "If you are not offering any buyer's commission, then that's fine. I'm not going to show that [property], and you're probably going to run into the same issue with everybody here." Another ReMax agent said, "I'm not going to show a listing where I'm not guaranteed a commission."</p><p>Brendon Bowers, a former real-estate agent who spent a couple of years working as a branch manager for Rex in the Phoenix market, told me he encountered this sort of thing all the time. He said buyers' agents might call and say, "'Why is there no buyer's commission?" or "Why do I have to negotiate this? Nevermind, we're just going to go on to the next one." Steering, he added, is "just flat-out a part of real estate."</p><p>A spokesperson for the NAR told me that Rex was cherry-picking from thousands of calls and that these agents may have eventually shown their clients the homes, however begrudgingly. But even the mere <em>threat</em> of steering is enough to keep commissions from dropping, Stephen Brobeck, a senior fellow at the Consumer Federation of America, told me. The problem isn't that steering is rampant, Brobeck said; if most listings in a market already offer uniform commission rates, there's no need for an agent to steer their client in the first place. It's the fear of steering that maintains the system. A seller might hear of examples of steering, or get a warning from their agent of the risks involved in offering substandard commissions, and decide it's worth it just to promise the going rate. After all, everyone else is doing it.</p><p class="drop-cap">Class-action plaintiffs, the Consumer Federation of America, and the Department of Justice have proposed something called decoupling, in which buyers and sellers just pay their agents separately, as a way to get rid of steering. The DOJ has argued that as long as sellers pay a commission to the buyer's agents, they'll be pressured to promise the going rate. In the proposed alternative, sellers would promise a commission only to their agent. For buyers, it would be more complicated; they'd have to figure out how to pay their agent directly, and how much. They could either pay the broker out of pocket or arrange to get a rebate from the seller once the deal closes.</p><p>Such changes could come sooner rather than later. With commissions under heightened scrutiny, more agents are getting buyers to sign buyer-broker representation contracts laying out the rate the agent expects to get paid, regardless of what the seller offers in the listing. If an agent wants 3% of the sale price and the house you buy provides only 2%, you might have to pick up the difference. If you're working with a good agent, that will probably feel worth it. But if sellers stop offering commissions altogether, buyers might have to make some tough choices. Many more buyers might choose to go it alone rather than pay out of pocket for an agent's services. Or they could pay their agents a flat fee or an hourly rate instead of a commission, though it's unclear how many agents would take that deal. Buyers might also start writing offers on homes that are contingent on making sure their agent gets paid: "I'll offer you $400,000 for your house, but you've got to give me back $12,000 so I can cut a check to my broker." But there's still no guarantee that sellers would agree to that, especially in a hot market like the one we've seen over the past few years.</p>          <p>The NAR says decoupling would only heighten the inequalities in the housing market. Rich people could afford to get an agent and enjoy all the benefits that come with one, while poorer buyers might be left on their own. Others in favor of decoupling say the industry would be forced to get creative to ensure that as many buyers as possible could still access agents. Meanwhile, buyers and sellers would negotiate harder and maybe save thousands of dollars on a sale.</p><p>Nobody expects agents to work for free, but the near uniformity of commission rates is strong evidence that buyers and sellers aren't bargaining nearly as much as they should be. If you're a buyer, there are steps you can take to avoid falling victim to steering. Be wary of relying too much on an agent to feed you listings; it's worth doing your own research, too. On sites like Zillow and Redfin, you can often see the commission being offered to the buyer's agent. If a listing is offering less than what's typical in your area and your agent is acting weird about it, that might be a red flag. There are lots of willing brokers out there; if you suspect steering, agents told me, you've got plenty of options for a second opinion.</p><p>Again, there are good, honest agents out there who deserve every penny of their commission. But you don't have to talk to many buyers to realize that not everyone meets that standard.</p><p>I recently called up Julie, the agent in the private Facebook group who spoke up about steering a few years ago. She asked that I not use her real name because she didn't want to be drawn into the controversy over commissions and all the lawsuits the NAR is facing; if things were tense back in 2020, they've only gotten more heated since then. But her feelings about the issue hadn't changed.</p><p>"I am responsible for taking care of my clients to the best of my ability," she told me. "I tell my clients it's not their job to provide for me. It's my job to take care of them."</p><p><a target="_blank" rel="" href="https://www.businessinsider.com/author/james-rodriguez"><em><u>James Rodriguez</u></em></a><em> is a senior reporter on Business Insider's Discourse team.</em></p>

Home buying's dirtiest secret

Best moisturizer for face in India for daily use

It's nice to have a layer of protection on your face before you step out of the house, especially if you live in a crowded metro city. The traffic, pollution, dust, and heat is going to take a toll on the freshness of your skin if you don’t have a good <keyword id="760918" type="General" weightage="20" keywordseo="face-cream" source="Orion">face cream</keyword>. We've got some great options for you to suit all budgets. Take a look.<br /><br /><bulletContentEmbed name="B09MJ3936B" columns="1"><bulletContentHeading name="B09MJ3936B_head"><div type="image" title="Multipurpose cream" msid="91542666" hostid="261"></div></columnHeadThumb>B09MJ3936B</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B09MJ3936B_body"><bulletContentRow name="B09MJ3936B_3923481710257422"><bulletContentRowHeading><bulletContentRowHead col="1">Beardo Ultraglow</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This all-in-one face cream is the perfect choice for men who don’t want to use too many products. It's going to take less than a minute to apply, thereby not adding any extra effort to your morning routine. It reduces dark spots and acts as a sunblock. And don’t worry, it absorbs into the skin quickly, doesn’t appear greasy, and suits all skin types.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B09MJ3936B_3201327567532860"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face cream is for those who don’t want to use many products on the skin as this does the job of a mosturiser, sunscreen and more.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B083ZZPJT9" columns="1"><bulletContentHeading name="B083ZZPJT9_head">  <div type="image" title="Sulfate free" msid="90441471" hostid="261"></div></columnHeadThumb>B083ZZPJT9</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B083ZZPJT9_body"><bulletContentRow name="B083ZZPJT9_6194413157374437"><bulletContentRowHeading><bulletContentRowHead col="1">Spruce Shave Club Moisturizing Face Cream</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">If you're struggling with oily skin, this is the cream that you can consider buying. It's got 12 natural and organic ingredients including shea butter, almond oil, and argon oil, among others. It's a natural formula that's paraben and sulfate free. It's the non-greasy moisturizing cream that will hydrate your skin wonderfully.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B083ZZPJT9_3849958602125426"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This cream is best for those with oily skin as it comes with ingredients like shea butter, almond oil and more.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B07D2KHN5V" columns="1"><bulletContentHeading name="B07D2KHN5V_head">  <div type="image" title="Good for dry skin" msid="90441524" hostid="261"></div></columnHeadThumb>B07D2KHN5V</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07D2KHN5V_body"><bulletContentRow name="B07D2KHN5V_2542021355961296"><bulletContentRowHeading><bulletContentRowHead col="1">Lakme 9 to 5 Naturale Day Crème</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">If your skin has become dull and dry because of all the pollution and harsh sun, this cream will help. It's got aloe vera extracts that replenish the moisture in the skin, making it look fresh and bright. Yes, it's also a sunscreen; there's SPF 20 in it. Also, it's lightweight so it absorbs easily into the skin, not leaving any greasy feeling.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07D2KHN5V_1263618355754317"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This Lakme cream works best on dull and dry skins and also works as sunscreen with SPF 20.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B08JR551Q6" columns="1"><bulletContentHeading name="B08JR551Q6_head">  <div type="image" title="Great for glow" msid="90441559" hostid="261"></div></columnHeadThumb>B08JR551Q6</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B08JR551Q6_body"><bulletContentRow name="B08JR551Q6_3931643733689722"><bulletContentRowHeading><bulletContentRowHead col="1">Biotique Vitamin C</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Another great cream by a trusted brand, the Biotique Vitamin C Correcting and Brightening Moisture Treatment is a daily use cream that's suitable for all skin types. It's a multi-benefit moisturizer that helps in correcting discoloration and bringing back the glow into your skin. The deep nourishment also avoids the onset of dark circles and acne.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B08JR551Q6_4311274723987591"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Biotique is known for quality and safety, this one is suitable for all skin types for glasgow and dark circles.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B00ENZTAEK" columns="1"><bulletContentHeading name="B00ENZTAEK_head">  <div type="image" title="Multiple benefits" msid="90441604" hostid="261"></div></columnHeadThumb>B00ENZTAEK</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B00ENZTAEK_body"><bulletContentRow name="B00ENZTAEK_3814697588430365"><bulletContentRowHeading><bulletContentRowHead col="1">Olay Natural Aura Day Cream</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Primarily designed to be a skin brightening cream, it also works as a sunscreen since it has SPF 15. Vitamins B3, Pro B5, and E are the active ingredients that work on providing 7 benefits to the user, including reducing dullness, clearing dark spots, reducing discoloration, and moisturizing the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B00ENZTAEK_8789080829167333"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This is a skin brightening cream that also works as a sunscreen with SPF 15.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B08N4J173T" columns="1"><bulletContentHeading name="B08N4J173T_head"><div type="image" title="Improves Texture" msid="91542801" hostid="261"></div></columnHeadThumb>B08N4J173T</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B08N4J173T_body"><bulletContentRow name="B08N4J173T_7882243803681591"><bulletContentRowHeading><bulletContentRowHead col="1">Himalayan Organics Coconut Milk Brightening &amp; Anti-Fine Lines Face Cream</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face cream from Himalayan Organics is the best-suited option to provide hydration and nourishment; reduce fine lines and inflammation. Enriched with the goodness of coconut, almond, shea butter, ashwagandha and sahajan, this cream balances moisture and promotes even tone skin. The cream has a lightweight texture which makes it easy to absorb.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B08N4J173T_0701933880107436"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It keeps the skin nourished and improves skin elasticity.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br />

Best face creams to nourish and moisturize face

Best tablets under ₹5000 in India

Best face wash for healthy and glowing skin

Best face wash for oily skin in India

Looking for a face wash that deeply cleanses your skin? Well, choosing a <keyword id="2646078" type="General" weightage="20" keywordseo="neem-face-wash" source="Orion">neem face wash</keyword> is a perfect solution to it. A neem face wash helps to keep your skin fresh and clean. It contains antibacterial and anti-inflammatory properties that soothe the skin and prevent irritation. With a wide variety of options available online, choosing the one that suits your skin type and concern is an essential part. Having a neem face wash not only purifies and cleanses the skin but also gives a clean look by removing acne. Also, they help in balancing the level of oil on the skin. To help you choose the <keyword id="7065269" type="General" weightage="20" keywordseo="best-neem-face-wash" source="Orion">best neem face wash</keyword>, we have curated a list below from Amazon.<br /><br /><bulletContentEmbed name="B00DRE2S0G" columns="1"><bulletContentHeading name="B00DRE2S0G_head">  <div type="image" title="Controls Acne" msid="90913736" hostid="261"></div></columnHeadThumb>B00DRE2S0G</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B00DRE2S0G_body"><bulletContentRow name="B00DRE2S0G_4656944215684488"><bulletContentRowHeading><bulletContentRowHead col="1">Aroma Magic Neem &amp; Tea Tree Face Wash, 100ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Available at a reasonable price, this neem face wash from Aroma Magic is a good option to cleanse your skin. Suitable for oily skin, it reduces acne and gives you clean skin. Infused with the goodness of essential oils, lavender and rose, it improves the skin tone and reduces blemishes. Also, it balances the oil level of the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B00DRE2S0G_3484169264768467"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It gives your skin a soothing effect.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B07XS46Q73" columns="1"><bulletContentHeading name="B07XS46Q73_head">  <div type="image" title="Removes Tan" msid="90445525" hostid="261"></div></columnHeadThumb>B07XS46Q73</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07XS46Q73_body"><bulletContentRow name="B07XS46Q73_7518998520831042"><bulletContentRowHeading><bulletContentRowHead col="1">Himalaya Purifying Neem Face Wash, 400 ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Suitable for all skin types, this face wash from Himalaya gives your skin a refreshing feel and purifies it. It prevents pimples and controls the oil of the skin. If you are looking for a face wash that gives you healthy looking skin, this one is a great option to consider.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07XS46Q73_0549309249648431"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It keeps the skin firm and supple.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B084GQKH6Z" columns="1"><bulletContentHeading name="B084GQKH6Z_head">  <div type="image" title="Cleanse Skin" msid="90445545" hostid="261"></div></columnHeadThumb>B084GQKH6Z</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B084GQKH6Z_body"><bulletContentRow name="B084GQKH6Z_0366841092558261"><bulletContentRowHeading><bulletContentRowHead col="1">Good Vibes Neem Purifying Face Wash, 120 ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face wash from Good Vibes is another option to consider. Infused with the goodness of neem, it removes impurities and gives you clean skin. Free from mineral oil and parabens, it is a safe option to use. Also, it contains antioxidant and antibacterial properties.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B084GQKH6Z_8213947048699620"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face wash is best suited to remove acne from the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B006LXDF20" columns="1"><bulletContentHeading name="B006LXDF20_head">  <div type="image" title="Purifies Skin" msid="90445560" hostid="261"></div></columnHeadThumb>B006LXDF20</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B006LXDF20_body"><bulletContentRow name="B006LXDF20_6999997078580749"><bulletContentRowHeading><bulletContentRowHead col="1">Lotus Herbals Neem Face Wash, 120ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Blended with the goodness of neem and clove, this face wash from Lotus Herbals is best suited for oily and combination skin types. It keeps the skin clean and soothes irritation. The antibacterial and antifungal properties help protect the skin and prevent pimples.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B006LXDF20_3852095702283414"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face wash gives your skin a refreshing feel.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B008KH6ACC" columns="1"><bulletContentHeading name="B008KH6ACC_head">  <div type="image" title="Controls Oil" msid="90445572" hostid="261"></div></columnHeadThumb>B008KH6ACC</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B008KH6ACC_body"><bulletContentRow name="B008KH6ACC_3485727647422029"><bulletContentRowHeading><bulletContentRowHead col="1">KHADI NATURAL Ayurvedic Neem Face Wash, 210ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Works as a gentle cleanser, this face wash from Khadi Natural is suitable for all skin types. It moistens the face and prevents acne. Formulated to remove impurities and deep cleanse the skin, it is a great option to use.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B008KH6ACC_3968365588302326"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The face wash protects the skin and provides freshness to it.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><bulletContentEmbed name="B07PRVXDGV" columns="1"><bulletContentHeading name="B07PRVXDGV_head">  <div type="image" title="Soothes Skin" msid="90445534" hostid="261"></div></columnHeadThumb>B07PRVXDGV</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07PRVXDGV_body"><bulletContentRow name="B07PRVXDGV_7170891445521470"><bulletContentRowHeading><bulletContentRowHead col="1">Biotique Bio Neem Purifying Face Wash, 200ml</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face wash from Biotique comes in a gel form. Formulated to cleanse and soothe skin, this can be a good option to use. With the goodness of natural ingredients, it removes dirt and helps control pimples. It comes with a honey and neem fragrance.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07PRVXDGV_7567089831516205"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The face wash is suitable for both men and women.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed>

Check out these neem face wash for a clear skin

<p class="drop-cap">Last summer, when I told my then-girlfriend that I had just hired a real-estate agent to help me buy an apartment, her response annoyed me: "Sounds like a scam."</p><p>I didn't understand her suspicions. She had never purchased a home, and as a lawyer, I just assumed I knew how the system worked: The buyer has an agent, but the seller pays a commission (typically 6% of the sale price) that's split between their agent and the buyer's agent. So it's like I get free help to guide me through the morass of homebuying.</p><p>I quickly learned how foolish I was, and how right she was. Three months later, when I bought my Brooklyn apartment, I ended up being my own agent. In the coming years, with real-estate agents facing pressure from sites like Zillow and from the National Association of Realtors' agreeing to an industry-shifting <a target="_blank" href="https://www.businessinsider.com/national-association-realtors-lawsuit-settlement-housing-market-homebuying-agents-commissions-2024-3">$418 million price-fixing settlement</a> in<strong> </strong>March, it's likely that a lot more people will do what I did and represent themselves. That's because commission splitting may soon be a thing of the past.</p><p>If you're thinking about buying a home, ask yourself the following three questions: Do you have an internet connection? Do you have at least a seventh-grade reading level? Do you like saving money? If you answer yes to all three, you're in fantastic shape to be your own agent.</p><p>I wish someone had told me this before my house-hunting journey began.</p><p class="drop-cap">The thought of buying a home has always terrified me, but as New York City <a target="_blank" href="https://www.businessinsider.com/apartment-rent-increases-landlords-antitrust-lawsuits-real-estate-software-realpage-2024-4">rents</a> were ticking up by the millisecond in a historic housing crisis, I felt like it was now or never.</p><p>For months I searched on my own, first zeroing in on my ideal neighborhood and then fumbling through the harrowing math exercise of deciding just what my price limit was. I even made custom maps on StreetEasy, plotting down to the block where I envisioned my future life.</p><p>But having grown up hearing the NYC apartment market likened to the Hunger Games, I had no idea how to actually go from <a target="_blank" href="https://www.businessinsider.com/housing-market-mistake-buyers-sellers-mortgage-rates-time-to-buy-2024-3">looking to <em>buying</em></a>, and — I thought at the time — I desperately needed help. So when a close friend vouched for an agent who had represented her in several deals, I was ecstatic.</p><p>Then I met my agent, and things began to feel off.</p><p>The best part of having an agent was realizing just how much I had already figured out on my own. He said he'd want to know what my "requirements" and "nice to haves" were, so I made a chart, listing dozens of items. At least 900 square feet: requirement. In-building gym: nice to have. In-unit laundry: <em>really</em> nice to have. Looking at the list and the map, the agent told me what I'd known months before meeting him: "You might need to be more flexible." Strike one for Captain Obvious.</p>          <p>But also: Wasn't an agent there <em>for </em>my pickiness? I knew that what I wanted was at the very outer limit of my budget, especially at a time with <a target="_blank" href="https://www.businessinsider.com/real-estate-agent-commissions-steering-hiding-homes-housing-market-lawsuits-2024-3">record-low inventory</a>. But my list of "must haves" truly were the things I needed for buying an apartment to make sense. The list was already a small fraction of what I would have written when I started looking (farewell, pipe dreams of river views and sprawling private decks). And where I looked had already expanded far beyond the spots I ideally wanted. I wasn't asking for the impossible, just something very particular and very hard to find. Wasn't that the whole point of having an agent, someone paid to pluck for you your <a target="_blank" href="https://www.businessinsider.com/baby-boomers-millennials-large-homes-inventory-affordability-election-2024-4">personal paradise</a> from the endless haystack of units you don't want or can't afford?</p><p>Rather than find this magical listing, however, my agent went into sales mode, trying to explain to me why I should settle for places I had already ruled out. He was always very responsive and polite (until he wasn't, more on that later), sending me leads as soon as he saw something promising come on the market. But with a few exceptions, the "leads" my agent "found" were always things I'd already seen on StreetEasy, sometimes weeks earlier. Strike two.</p><p>In fairness, all agents have a disadvantage here, because the internet has come to democratize homebuying. For many years, even though sites like Realtor.com existed, buyers were at the mercy of agents to know what was for sale. This was because, a 2005 antitrust lawsuit from the US Department of Justice lays out, Realtors used their control of the listing services to strangle the nascent online housing market and punish agents who listed homes publicly. All that ended in 2008, when a massive settlement opened up the floodgates of public listings. These days, most agents largely have the same listings the rest of us do.</p><p>So my agent wasn't going to find me my <a target="_blank" href="https://www.businessinsider.com/why-cant-millennials-buy-homes-first-time-buyers-mortgage-rates-2023-12">dream house</a>, and the work of hunting was basically on me. But I still needed his expertise to vet the apartment and negotiate a deal that would surely come with reams of byzantine paperwork. Didn't I?</p><p>According to Stephen Brobeck, a senior fellow at the Consumer Federation of America, many of us don't. Homebuying, he says, is "not rocket science." But the real-estate industry has made it hard for many buyers to understand just how little having an agent can help. "I call it the 'Alice in Wonderland' world, because things are not as they seem. And when you understand them, they don't make much sense."</p><p>For me, I finally climbed out of the rabbit hole and woke up when my agent led me into a bidding war.</p><p class="drop-cap">The apartment was bright, airy, just a few blocks from McCarren Park, and more than 1,200 square feet — practically a mansion by Williamsburg standards. But there were worrying signs. The unit's bottom floor was below street level, and the block itself was in a flood zone. After touring the unit with the agent, I had a bunch of questions. The inquiries I parroted, most of which I'd learned from Googling, were pretty straightforward: Any pending or anticipated building repairs, assessments, or compliance measures? For example, in New York City, larger buildings need to periodically erect costly scaffolding to inspect their facade — you want to know if that's around the corner. But to almost every due-diligence question I asked, my agent said, "That's something for the lawyers in diligence."</p><p>It turned out that almost all the things that really concerned me — from the condo association's financial health to the building's historical flood data — were to be investigated <em>after</em> the sale had been negotiated, <em>after</em> my agent had done his part.</p>          <p>Despite my concerns, <a target="_blank" href="https://www.businessinsider.com/housing-market-bubble-home-prices-stay-high-crash-real-estate-2024-2">my agent</a> prodded me to go for a bid. He kept telling me that the apartment might sell very quickly, that we had to move soon. So we put in a bid. And when I saw it, I was shocked — not at the amount, but at the document. The whole thing was maybe a third of a page, summarizing the apartment's location, the amount of the offer, and a few other easy-to-understand details (like cash offer or mortgage). I was expecting something massive, confusing, and formal, but, again, it turned out that was for later, something for a lawyer to review, not the agent. I've read tweets from reply guys longer than the bidding document.</p><p>The bid almost worked. It was down to me and one other buyer, someone very similarly situated and with a similar bid, according to my agent.</p><p>This is when he finally struck out. When I made my bid, I went to the absolute maximum of what I felt comfortable spending, leaving zero wiggle room. But now my agent said that wasn't enough. He knew my finances and kept telling me how he knew I could afford to go higher. "What's 50k really going to mean to you over the lifetime of the apartment?" But I knew that was $50,000 more than I was willing to spend, $50,000 more than I thought it was worth. Buying a house can make even the largest sums seem negligible if you're not careful. But $50,000 is still $50,000. When I held firm, my agent couldn't hide his exasperation. He said something about me needing to "get serious." I realized he wanted the deal to go through more than I did. After all, that was the only way he got paid.</p><p>I lost the bidding war, and a couple months later I was cosmically relieved I had. During record-breaking rains in <a target="_blank" href="https://www.businessinsider.com/city-state-budget-shortfall-deficit-california-denver-boston-new-york-2024-4">New York City</a> last fall, the corner with that apartment flooded several feet above street level. I imagined just how awful it would have felt to have overextended myself to buy that apartment only to end up financially and literally underwater.</p><p>Brobeck described the real-estate industry as "rife with conflicts of interest," including many scenarios far worse than what I faced. Where my agent was merely pushy, others have gone on to "double-dip" on payments from both buyers and sellers, to drive up the price their client pays to increase the commission, and even share confidential information from one client with another. The National Association of Realtors' own 2015 report says, "The real estate industry is saddled with a large number of part-time, untrained, unethical, and/or incompetent agents."</p><p>I didn't want to pay someone who I felt was working against me, especially when I didn't see what they were bringing me in return. So I fired the agent and had a go on my own. I typed up my own bid form (all of 174 words) and kept an eye on StreetEasy, and a few weeks later I toured an open house.</p><p>The price was out of my budget, but the unit had been sitting on the market for a few months. So I came in with a low bid, the sort of tactic my agent had discouraged. Rather than toss it out, the seller and I negotiated. By the time they said "best and final," the seller had carved six figures off the asking price. Not bad for my first negotiation. Just before closing, while on a walkthrough with the seller's agent, I asked how my representing myself had affected things. He was candid: "Not splitting the commission meant they could do $50,000 lower." Like so many sellers, the prior owners had baked my agent's 3% commission into the selling price, and without it, I could save the difference. $50,000 is $50,000.</p><p>The <a target="_blank" href="https://www.businessinsider.com/lawsuits-verdict-realtors-brokerages-real-estate-agents-home-buying-selling-2023-11">class-action settlement with the NAR</a> is going to make it a lot harder for sellers to be forced to pay for buyers' agents. Going forward, for people like me without an agent, a savvy seller may pay just 3% of the sales price to their own agent instead of 6% to be split with a buyer's agent. Some homebuyers may still want an agent, especially those who don't feel comfortable representing themselves or don't have the time, but faced with the prospect of paying directly for agents who offer less and less of an edge, I expect many more people will go their own way, and save tens of thousands of dollars in the process. Experts estimate that nationwide, after the NAR settlement, buyers may save up to $30 billion a year.</p><p>A few weeks after I moved into my new apartment, I ran into my ex-girlfriend. I told her I had bought a place, and she was thrilled for me. Then I sheepishly added: "So, that whole agent thing, turns out you're right. It was a scam after all." She just beamed more broadly.</p><p><a target="_blank" rel="" href="https://www.businessinsider.com/author/albert-fox-cahn"><em><u>Albert Fox Cahn</u></em></a><em> is the founder and executive director of the Surveillance Technology Oversight Project, or STOP, a New York-based civil-rights and privacy group.</em></p>

The new first rule of home buying: fire your realtor

While you can purchase face cleansing brushes separately, some brands feature in-built brushes with face washes. A face wash in itself cleanses the skin and makes it soft and supple, but an in-built face cleansing brush adds more advantage to it. A face cleansing brush removes makeup, exfoliates dead skin cells, removes dirt and makes the skin look fresh.<br />Adding face wash to your daily routine is one of the most important things as it cleanses your skin and provides freshness to make it ready for the whole day. Unlike soap bars, face washes do not make your skin dry but rather moisturize, nourish and hydrate it. While washing, we tend to wash the face with any type of water cold or hot but, dermatologists advise the best water for washing the face is with lukewarm water. Before buying, you should look for the right face wash that suits your skin type and is suitable for your skin concern. To help you out, we have shortlisted some of the best face washes with in-built face brushes for different skin types and concerns.<br /><br /><bulletContentEmbed name="B07SQXPW35" columns="1"><bulletContentHeading name="B07SQXPW35_head"><div type="image" title="Restores pH" msid="89820967" hostid="261"></div></columnHeadThumb>B07SQXPW35</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07SQXPW35_body"><bulletContentRow name="B07SQXPW35_4927193054528260"><bulletContentRowHeading><bulletContentRowHead col="1">WOW Skin Science Apple Cider Vinegar Foaming Face Wash with Built-in Brush</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face wash from WOW Skin Science comes with bioactive-rich ingredients like apple cider vinegar, aloe vera extract and vitamin B5 and E. It keeps your skin hydrated, soft and supple. Suitable for all skin types, the in-built brush deeply cleanses the skin and makes it clear and smooth. Also, it makes the skin look fresh and restores the pH.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07SQXPW35_9165647181380995"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">To give your skin a clear and smooth look, it fades blemishes.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B08HYWPLL8" columns="1"><bulletContentHeading name="B08HYWPLL8_head"><div type="image" title="Fights Pigmentation" msid="89820986" hostid="261"></div></columnHeadThumb>B08HYWPLL8</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B08HYWPLL8_body"><bulletContentRow name="B08HYWPLL8_3235139198455947"><bulletContentRowHeading><bulletContentRowHead col="1">Mamaearth Vitamin-C Face Wash with Foaming Silicone Cleanser Brush</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Formulated with natural ingredients, this face wash from Mamaearth is a suitable option for all skin types. The in-built brush helps to remove excess oil, exfoliate dead skin and deeply cleanses the skin. Vitamin C gives an even tone to the skin and removes dark spots for clear skin. Dermatologically tested and free from harmful chemicals, this face wash is safe to use.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B08HYWPLL8_5055868884848685"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It keeps the skin hydrated.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B08VNBRH61" columns="1"><bulletContentHeading name="B08VNBRH61_head"><div type="image" title="Moisturizes Skin" msid="89821013" hostid="261"></div></columnHeadThumb>B08VNBRH61</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B08VNBRH61_body"><bulletContentRow name="B08VNBRH61_6875706811090093"><bulletContentRowHeading><bulletContentRowHead col="1">The Man Company Green Tea Foaming Face Wash with Built -In Face Brush</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Suitable for all skin types, this green tea foaming face wash from The Man Company can be a perfect choice to prevent acne. It comes with an in-built brush that unclogs pores and removes dead skin effectively. Enriched with the goodness of green tea extracts, neem, aloe vera, cucumber and amla, it moisturizes the skin, removes dark spots and gives a clean look.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B08VNBRH61_5304379640954459"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It purifies the skin and gives a soothing feel.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B09BNKKD5V" columns="1"><bulletContentHeading name="B09BNKKD5V_head"><div type="image" title="Unclog Pores" msid="89821030" hostid="261"></div></columnHeadThumb>B09BNKKD5V</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B09BNKKD5V_body"><bulletContentRow name="B09BNKKD5V_7662062668170285"><bulletContentRowHeading><bulletContentRowHead col="1">Trunext Vitamin-C Foaming Face Wash withA Built-In Brush</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">With an in-built brush, this face wash from Trunext can be a suitable option to cleanse and exfoliate the skin effortlessly and effectively. It even outs the complexion and gives you a fresh and clear look. Infused with the goodness of aloe vera, vitamin-C and orange peel extract, it heals the skin and provides smoothness.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B09BNKKD5V_0188986510304101"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The soft bristles of the brush help in gentle cleansing.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B09KLPQNMH" columns="1"><bulletContentHeading name="B09KLPQNMH_head"><div type="image" title="Reduce Blackheads" msid="89821048" hostid="261"></div></columnHeadThumb>B09KLPQNMH</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B09KLPQNMH_body"><bulletContentRow name="B09KLPQNMH_5224509949720631"><bulletContentRowHeading><bulletContentRowHead col="1">Pilgrim Volcanic Lava Ash Foaming Face Wash with Built-In Brush</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This face wash from Pilgrim gently massages your skin with the in-built brush for a clean and fresh look. Formulated with Lava ash, yudugu, and white lotus, this face wash reduces acne and makes complexion better. Suitable for all skin types and both men and women, it leaves a non-greasy and matte look to the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B09KLPQNMH_0353293321439638"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It dries out acne and gives you clear and smooth skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B08W2K7JJ2" columns="1"><bulletContentHeading name="B08W2K7JJ2_head"><div type="image" title="Reduce Spots" msid="89821074" hostid="261"></div></columnHeadThumb>B08W2K7JJ2</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B08W2K7JJ2_body"><bulletContentRow name="B08W2K7JJ2_6187613789998976"><bulletContentRowHeading><bulletContentRowHead col="1">TAC-The Ayurveda Co. Tea Tree Foaming <keyword id="12290064" type="General" weightage="20" keywordseo="face-wash-with-brush" source="Orion">Face Wash with Brush</keyword></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Packed with the goodness of tea tree, neem and basil, this face wash from TAC detoxifies the skin and makes it look clear and clean. Suitable for all skin types, it is a good option to reduce acne, pigmentation and blemishes. The in-built brush cleanses the skin and leaves it smooth and clean. Also, it balances the pH level and contains anti-inflammatory properties.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B08W2K7JJ2_5758712186173947"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It heals and keeps the skin protected.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br />

Best face wash with brush in India

You can not always wash your face anytime and anywhere, here is when <keyword id="7318957" type="General" weightage="20" keywordseo="face-wipes" source="Orion">face wipes</keyword> come in. The wipes are easy to carry and use. They not only cleanse the skin but also moisturize them. Available in different fragrances, the wipes give a refreshing feeling when used. To help you choose the <keyword id="7318952" type="General" weightage="100" keywordseo="best-face-wipes" source="Orion">best face wipes</keyword>, we have curated a list below of some of the best options from Amazon.<br /><br /><bulletContentEmbed name="B08D437695" columns="1"><bulletContentHeading name="B08D437695_head">  <div type="image" title="Remove Impurities" msid="89206438" hostid="261"></div></columnHeadThumb>B08D437695</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B08D437695_body"><bulletContentRow name="B08D437695_9843331463073996"><bulletContentRowHeading><bulletContentRowHead col="1">Lacto Calamine Daily Face Cleansing Wipes, Pack of 3</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">These facial wipes from Lacto Calamine cleanse the skin by removing impurities. Enriched with the goodness of aloe vera, cucumber and vitamin E, they soothe and hydrate the skin. The wipes leave the skin soft, supple and refreshing. The wipes are safe for the skin as they are paraben-free and alcohol-free.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B08D437695_5365322650689502"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">They gently cleanse the skin and give a clear matte look.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B079PS8VH3" columns="1"><bulletContentHeading name="B079PS8VH3_head">  <div type="image" title="Maintains Moisture" msid="89206461" hostid="261"></div></columnHeadThumb>B079PS8VH3</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B079PS8VH3_body"><bulletContentRow name="B079PS8VH3_3068130308954570"><bulletContentRowHeading><bulletContentRowHead col="1">Himalaya Moisturizing Aloe Vera Facial Wipes, Pack Of 2</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Enriched with the goodness of aloe vera and fig, these facial wipes from Himalaya cleanses your skin gently and keep it fresh. It maintains the moisture level of the skin and gives a soothing feel to it. Also, it lets you remove makeup easily.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B079PS8VH3_4206983060237656"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Suitable for both men and women, it easily removes dirt.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B07G71XZGB" columns="1"><bulletContentHeading name="B07G71XZGB_head">  <div type="image" title="High Absorption" msid="89206497" hostid="261"></div></columnHeadThumb>B07G71XZGB</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07G71XZGB_body"><bulletContentRow name="B07G71XZGB_6630971886309515"><bulletContentRowHeading><bulletContentRowHead col="1">Amazon Brand - Solimo Refreshing Wet Wipes, Pack of 4</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">These facial wipes from Amazon Brand-Solimo come with a fragrance of lemongrass. Suitable for all skin types, the wipes are refreshing. They cleanse the skin and keep the skin moisturized. Infused with the goodness of aloe vera, vitamin E, glycerine and chamomile extract, the wipes are safe to use. Highly absorbent, the wipes are perfect to clean the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07G71XZGB_0529335162487951"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The lemon scent gives a refreshing feeling when used.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B091YZP43X" columns="1"><bulletContentHeading name="B091YZP43X_head">  <div type="image" title="Hypoallergenic Property" msid="89206516" hostid="261"></div></columnHeadThumb>B091YZP43X</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B091YZP43X_body"><bulletContentRow name="B091YZP43X_7213432911057713"><bulletContentRowHeading><bulletContentRowHead col="1">MINISO Facial Multi Use Wet Wipes, Pack of 3</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Pack of three, these wet wipes from Miniso are comprised of 98% of the water that provides freshness. The wipes are enriched with the goodness of lemon to keep the skin soft and moisturized. Suitable and safe for all skin types, the wipes are hypoallergenic. These wipes can be considered a suitable option to cleanse the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B091YZP43X_8828466257576482"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The compact packaging makes them easy to carry.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B08S56C1VJ" columns="1"><bulletContentHeading name="B08S56C1VJ_head">  <div type="image" title="Biodegradable Material" msid="89206546" hostid="261"></div></columnHeadThumb>B08S56C1VJ</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B08S56C1VJ_body"><bulletContentRow name="B08S56C1VJ_8245548785016782"><bulletContentRowHeading><bulletContentRowHead col="1">Lakme 9 to 5 Natural Aloe Cleansing Wipes, 25 Wipes</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Suitable for regular use, these wipes from Lakme are made from biodegradable fabric. Enriched with the goodness of aloe vera, jojoba oil, vitamin E, and glycerin, they refresh and hydrate the skin. The wipes gently remove the dirt and cleanse the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B08S56C1VJ_5417892369650982"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It keeps the skin hydrated.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B016DP02HG" columns="1"><bulletContentHeading name="B016DP02HG_head">  <div type="image" title="Hydrates Skin" msid="89206573" hostid="261"></div></columnHeadThumb>B016DP02HG</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B016DP02HG_body"><bulletContentRow name="B016DP02HG_1462429876960460"><bulletContentRowHeading><bulletContentRowHead col="1">Kara Cleansing &amp; Hydrating Refreshing Facial Wipes, 30 Wipes</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">If you are looking for wipes that are refreshing, then these wipes from Kara can be a suitable option for you. Enriched with the goodness of mint and aloe vera, they effectively hydrate and cleanse the skin. Made from natural and biodegradable viscose fibre, the wipes are safe to use.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B016DP02HG_9874767195978400"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The wipes come in a pack of 30 pieces.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br />

Best face wipes in India

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There is no such thing as “too much highlighter”. To get that glowy, radiant and flawless makeup, highlighter is a perfect makeup product to enhance your natural glow. Along with giving a natural dewy fresh look, it will also make you look young. With trends going on and off, highlighter is an evergreen product giving an illuminating glow to the skin. Choosing the right highlighter according to your skin type and shade preference is not easy. Here we have curated a list from Amazon reviewing the best luminous highlighters.<br /><br /><bulletContentEmbed name="B07T2CMV2P" columns="1"><bulletContentHeading name="B07T2CMV2P_head">  <div type="image" title="Smooth Glide" msid="88814541" hostid="261"></div></columnHeadThumb>B07T2CMV2P</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07T2CMV2P_body"><bulletContentRow name="B07T2CMV2P_0868204283584179"><bulletContentRowHeading><bulletContentRowHead col="1">Swiss Beauty Brick Highlighter Palette, Face MakeUp</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">A great product to add to your makeup kit, this highlighter from Swiss Beauty comes in a powder form. With its luminous and silky formula, it illuminates the complexion of your face. Easy to glide, it is light in weight. Suitable for all skin tones, it gives a natural look. Also, it conditions and softens the skin</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07T2CMV2P_6186573935545016"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">The palette comes in five different shades.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B00791FFNK" columns="1"><bulletContentHeading name="B00791FFNK_head">  <div type="image" title="Sponge Applicator" msid="88573685" hostid="261"></div></columnHeadThumb>B00791FFNK</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B00791FFNK_body"><bulletContentRow name="B00791FFNK_6765620258068637"><bulletContentRowHeading><bulletContentRowHead col="1">Lakme Sheer Blusher &amp; Highlighter</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This compact size highlighter from Lakme gives a glittery glow to your face. It can be used both as a blusher as well as a highlighter. With intense colour payoff, it lasts longer and gives a beautiful glow to the skin. Suitable for all skin types, it blends easily with less effort. To ensure easy applying, it has a sponge applicator.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B00791FFNK_7792099712713223"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It gives effortless shine and has easy application.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B0797F7XW5" columns="1"><bulletContentHeading name="B0797F7XW5_head">  <div type="image" title="Creamy Formula" msid="88573697" hostid="261"></div></columnHeadThumb>B0797F7XW5</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B0797F7XW5_body"><bulletContentRow name="B0797F7XW5_3891399586874110"><bulletContentRowHeading><bulletContentRowHead col="1">Wet n Wild Megaglo Highlighting Powder</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This highlighter from Wet n Wild is another option that one should add to their makeup collection. To give a flawless look with glow, it gets blended easily. To give a silky smooth finish, it has a creamy formula. This highlighter comes in pink colour and is suitable for all skin tones.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B0797F7XW5_5250878659405335"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It is easy to blend.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B06XF2YKPP" columns="1"><bulletContentHeading name="B06XF2YKPP_head">  <div type="image" title="Easy Application" msid="88573716" hostid="261"></div></columnHeadThumb>B06XF2YKPP</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B06XF2YKPP_body"><bulletContentRow name="B06XF2YKPP_6150817219681801"><bulletContentRowHeading><bulletContentRowHead col="1">Maybelline New York Face Studio Highlighter</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">This highlighter from Maybelline comes in molten gold colour to give a metallic finish. To ensure easy application, it has a soft powder formula. Suitable for medium to deep skin tones, it gives a metallic sheen look. According to your choice, it can be used to give a subtle look as well as a bold look.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B06XF2YKPP_3306333948183216"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Infused with metallic pearls and reflective pigments, it gives a bold glow.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B07NL1RWRJ" columns="1"><bulletContentHeading name="B07NL1RWRJ_head">  <div type="image" title="Lightweight Formula" msid="88573722" hostid="261"></div></columnHeadThumb>B07NL1RWRJ</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B07NL1RWRJ_body"><bulletContentRow name="B07NL1RWRJ_9977044873651936"><bulletContentRowHeading><bulletContentRowHead col="1">SUGAR Cosmetics Contour De Force Mini Highlighter</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Available in different shades, this mini highlighter from Sugar Cosmetics comes in the shade of royal rose. Formulated with soft powder and dense pigments, it gives a glowy look with even application. It is easy to blend and stays for a longer time. Also, it has a travel-friendly design.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B07NL1RWRJ_9848685473686179"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">It gives a natural glow to the skin.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br /><br /><bulletContentEmbed name="B097DJKPZM" columns="1"><bulletContentHeading name="B097DJKPZM_head">  <div type="image" title="Soft Texture" msid="88573745" hostid="261"></div></columnHeadThumb>B097DJKPZM</columnHeadTitle></columnHead></bulletContentHeading><bulleteContentBody name="B097DJKPZM_body"><bulletContentRow name="B097DJKPZM_6971269789476608"><bulletContentRowHeading><bulletContentRowHead col="1">Insight Cosmetics Glitter Makeup Highlighter</bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Suitable for all skin types and tones, this highlighter from Insight has a unique texture that blends easily into the skin. The buttery soft texture gives a perfect luminous finish. It has a lightweight formula that makes it long-lasting and makes it non-sticky.</bulletContentRowCell></bulletContentRowBody></bulletContentRow><bulletContentRow name="B097DJKPZM_1651571354217568"><bulletContentRowHeading><bulletContentRowHead col="1"></bulletContentRowHead></bulletContentRowHeading><bulletContentRowBody><bulletContentRowCell col="1">Available in six shades, it is buildable and blendable.</bulletContentRowCell></bulletContentRowBody></bulletContentRow></bulleteContentBody></bulletContentEmbed><br />

Best highlighters for face in India

<ul class="summary-list"><li>Olaplex is launching an eyelash serum, its first product outside of hair care. </li><li>The serum will go on sale Friday on Olaplex's website and at Sephora and Ulta Beauty.</li></ul><p>Olaplex has its eyes set on yours — your eyelashes, specifically.</p><p>The hair care brand is launching a serum designed to strengthen your eyelashes, <a href="https://news.yahoo.com/exclusive-olaplex-takes-bond-technology-040000207.html" target="_blank" rel="noopener">Women's Wear Daily reported</a> on Monday. Called Lashbond, it marks Olaplex's first product outside of hair care, although the serum uses the same bond-building formula that its original products do. The launch comes as the company faces declining sales and a lawsuit from users who claim that Olaplex's products caused their hair to fall out.</p><p>The serum, which will retail for $68, will be available starting on Friday on Olaplex's website, as well as at beauty retailers Sephora and Ulta Beauty, WWD reported.</p><p>A post on Olaplex's Instagram account confirmed the launch and emphasized the serum's benefits, including making "lashes look longer, more lifted, thicker, denser, healthy, and hydrated."</p> <p>Olaplex CEO JuE Wong told WWD that the new product "did just as well" as the top prescription lash serum. </p><p>Over-the-counter lash serums typically moisturize lashes, while prescription ones can increase their length, according to <a href="https://www.glamour.com/story/is-lash-serum-safe-guide" target="_blank" rel="noopener">Glamour</a>. The serums are generally safe, though various side effects have been reported in the past. These side effects can include eye irritation, darker skin around your eyes, and, in rare cases, eye color change, according to <a href="https://www.wellandgood.com/side-effects-lash-serum/" target="_blank" rel="noopener">Well+Good.</a></p><p>The lash serum comes as Olaplex deals with falling demand for its products. Fourth-quarter sales fell 22%, and Olaplex cut its sales forecast for 2023, according to the company's <a href="https://www.businessinsider.com/olaplex-earnings-fall-short-shares-plunge-brand-faces-lawsuit-2023-2">latest earnings report.</a></p><p>New products are part of Olaplex's plans to grow sales in the long run, CFO Eric Tiziani told analysts last month during the company's earnings call. But for 2023, sales from products like the lash serum will be small and outweighed by falling demand for Olaplex's core hair care products.</p><p>It's also far from certain that fans of Olaplex's hair care products will buy up Lashbond, Jefferies analyst Ashley Helgans wrote in a research note on Monday.</p><p>"It is notable that even for brands that have strong customer loyalty in one category, there is not necessarily translation into consumer permission in a different product class," Helgans wrote.</p><p>Likely, Olaplex will also need to spend more to market Lashbond than other products since the new product doesn't lend itself to salons, <a href="https://www.businessinsider.com/olaplex-problems-salons-rival-products-lawsuit-2023-3">a key source of new customers</a> for Olaplex's hair care line, Helgans added.</p><p>The company is also defending itself against <a href="https://www.businessinsider.com/customers-join-olaplex-hair-loss-lawsuit-2023-3">a lawsuit</a> from users who claim that Olaplex's products caused their hair to fall out. In response, CEO Wong has said that Olaplex products are safe, and that the complaints are <a href="https://www.businessinsider.com/olaplex-ceo-jue-wong-products-are-safe-lawsuit-2023-2">"a fact of life in our industry."</a></p>

Olaplex is launching a serum for your eyelashes as it faces slumping sales and a lawsuit

<ul class="summary-list"><li>Housing markets in Louisiana, Florida, and Texas are the country's "coldest," Realtor.com says.</li><li>These cold locales are seeing inventories rise and prices fall amid a lack of buyer interest.</li></ul><p>Housing markets in three Gulf states are the country's "coldest," with inventory moving up as prices fall lower, <a target="_blank" href="http://Realtor.com">Realtor.com</a> reported.</p><p>To determine the hottest property markets in the US, the real estate firm examines factors such as a listing's length, number of page views, as well as regional inventory and price fluctuations.</p><p>Based on these metrics, 15 out of the 20 lowest-scoring markets were located in Louisiana, Florida, and Texas: Lake Charles, Panama City, and McAllen-Edinburg-Mission were the coolest metros in each state, respectively.</p><p>Quieter corners of US housing could mean bargain deals for potential buyers, <a target="_blank" href="http://Realtor.com">Realtor.com</a> said, as rising unaffordability has priced out many in the broader national market. While a <a target="_blank" href="https://www.businessinsider.com/us-housing-market-buying-a-home-prices-affordability-mortgage-rates-2024-6">pandemic buying boom is partially to blame</a>, stubborn mortgage rate highs and a shortage of available properties have only added to the problem</p><p>But conditions are different in the South. After remote workers rushed to Texas and Florida in preceding years, the construction wave that followed has left these two states with an oversupply of homes, Redfin <a target="_blank" href="https://africa.businessinsider.com/markets/2-states-where-home-prices-are-falling-because-there-are-too-many-houses-and-not/v7esere">previously reported</a>.</p><p>That's helped prices tumble in certain metros. In fact, Miami notched the country's biggest year-to-year decline, <a target="_blank" href="https://www.businessinsider.com/us-cities-where-home-prices-are-falling-the-most-2024-6">falling 11.2%</a>.</p><p>According to <a target="_blank" href="http://Realtor.com">Realtor.com</a>, the South generally leads the Northeast and Midwest in the construction of single family homes. Once made, builders are applying affordability adjustments such as buy-downs, adding more of a cooling effect.</p><p>"For homebuyers looking for comfort, Southern markets offer up much-needed hospitality," <a target="_blank" href="http://Realtor.com">Realtor.com</a> economist Ralph McLaughlin said in the new report. "Inventory — especially of entry-level homes — is growing, they are moving slower, and listing prices are actually down compared to last year."</p><p>Adding to the mix of cooldown factors are rising housing insurance costs, a challenge that's unique to the Gulf region. As climate change amplifies extreme weather risks, <a target="_blank" href="https://markets.businessinsider.com/news/stocks/home-values-collapse-climate-change-risks-insurance-market-first-street-2023-9">owners are facing higher and higher coverage costs</a>. Some insurers are even leaving, weighing on household options.</p>

'Cold' housing markets in these 3 states may be a buyer's best chance at a bargain

<ul class="summary-list"><li>Best Buy's CEO said we're in "the low point in tech demand after two years of sales declines."</li><li>Shoppers are spending more on experiences and preparing for the return of student-loan repayments.</li></ul><p>Best Buy says this year will be the "low point" in tech sales before demand bounces back.</p><p>"We continue to expect that this year will be the low point in tech demand after two years of sales declines," Best Buy CEO Corie Barry said Tuesday on a call with analysts after the company reported its second-quarter earnings.</p><p>Shoppers <a target="_blank" href="https://www.businessinsider.com/gen-z-millennials-financial-futures-jobs-economy-money-pandemic-recession-2023-4">splurged on tech purchases</a> during the height of the pandemic, and Best Buy has been suffering from a hangover of softer demand since then. It doesn't help that shoppers have shifted spending more toward experiences over products, and many now are preparing to resume <a target="_blank" href="https://www.businessinsider.com/do-i-have-to-resume-student-loan-payments-debt-relief-2023-7">student-loan repayments</a>.</p><p>"Our industry continues to experience lower consumer demand due to the pandemic pull forward of tech purchases, and the shift back into services spend outside the home like travel and entertainment," Barry said on the call.</p><p><a target="_blank" href="https://www.businessinsider.com/lowes-dicks-macys-sound-alarm-us-shoppers-spending-2023-8">Macy's</a> shared similar sentiments last week on consumers' share of spending on experiences and looming student-loan repayments. The department-store chain also said its shoppers' credit-card balances were rising.</p><p>Looking ahead to next year, Best Buy is expecting demand to bounce back as shoppers look to upgrade or replace some of their pandemic purchases.</p><p>"Overarchingly, we believe that the consumer is in a good place, but as we have said, they are making careful choices and tradeoffs right for their household," Barry said.</p><p>Best Buy is already seeing glimmers of stabilization in categories like home theater, executives said on the call.</p><p>But first, Best Buy has to get through the rest of this year. The company on Tuesday scaled back its full-year guidance to reflect a slightly more negative outlook.</p><p>Best Buy revised the top end of its revenue expectations for the year to $44.5 billion, down from $45.2 billion, and said it expects same-store sales to decline by a range of 4.5% to 6% — revising its previous guidance of 3% to 6%.</p><p>For its fiscal second quarter ended July 29, net income fell to $274 million from $306 million a year earlier. Same-store sales, or sales at stores open at least 14 months, declined 6.2% compared to the same period a year ago.</p><p>Best Buy rivals like Walmart, Amazon, and Costco that sell a broader range of goods may be able to better weather a cold winter of tech sales, Insider Intelligence senior analyst Zak Stambor wrote Tuesday in a note to clients.</p><p>Walmart, for example, has <a target="_blank" href="https://www.businessinsider.com/walmart-sales-boom-target-slides-as-shoppers-shift-to-groceries-2023-8"><u>benefited from continued spending on essentials</u></a> like groceries.</p><p>"Best Buy faces a tough environment in which few consumers are looking to splurge on big-ticket items such as home theaters, TVs, and appliances," Stambor wrote. "While our forecast expects overall retail sales to grow 2.9% this year, we project computer and consumer electronics sales to rise just 1.1% as consumers pull back on discretionary spending."</p>

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