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South Korean video game developer <keyword id="10155974" type="UNKNOWN" weightage="20" keywordseo="krafton">Krafton</keyword> on Monday announced that its battle game <keyword id="11197652" type="COMPANY" weightage="20" keywordseo="battlegrounds-mobile-india">Battlegrounds Mobile India</keyword> has clocked 50 million downloads on Play Store. The company also said that it will be making announcements on the <keyword id="75489" type="ORGANIZATION" weightage="20" keywordseo="IOS">iOS</keyword> version of the game very soon on <keyword id="11213261" type="UNKNOWN" weightage="20" keywordseo="battlegrounds-mobile">Battlegrounds Mobile</keyword> India social media channels. "We extend our warm wishes to our Indian fans on the occasion of Independence Day. We are delighted to be a part of this celebration, made even sweeter with Battlegrounds Mobile India hitting 50 million downloads on Play Store in just over a month," Wooyol Lim, Head of <keyword id="11624858" type="UNKNOWN" weightage="20" keywordseo="battlegrounds-mobile-division">Battlegrounds Mobile Division</keyword>, Krafton, said in a statement. In line with the promise of introducing India centric events, the Independence Day Mahotsav is also live in-game, and fans can win exciting rewards including an AWM (temporary) skin, till August 19. The <keyword id="11645294" type="UNKNOWN" weightage="20" keywordseo="battlegrounds-mobile-india-series">Battlegrounds Mobile India series</keyword> was announced last month to an incredible response of 540,000 registrations till date with registrations still open. In July, the company also announced its first esports tournament -- Battlegrounds Mobile India Series 2021. The registrations for the tournament kicked off on July 19 and the event would have five stages spanning over three months. The video game developer has announced a prize pool of Rs 1 crore for this inaugural series. SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/business/auto/news/heres-what-makes-the-new-simple-one-electric-scooter-a-worthy-ola-and-ather-alternative/articleshow/85362511.cms">Here’s what makes the new Simple One electric scooter a worthy Ola and Ather alternative</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/business/startups/news/yamaha-invests-in-bike-taxi-startup-rapidos-52-million-funding-round/articleshow/85364155.cms">Yamaha invests in bike taxi startup Rapido’s $52 million funding round</a>

Battlegrounds Mobile India hits 50 million downloads on Play Store

<ul><li>The game developer has introduced under-Age restrictions like OTP wall included to ensure guardians’ consent to play BGMI.</li><li>It has also launched anti-Addiction steps like capping of play time and daily spend limits.</li><li>The campaign is conceptualised by DDB Mudra. </li></ul><keyword id="12605098" type="General" weightage="20" keywordseo="krafton-inc-" source="Orion">KRAFTON, Inc.</keyword>, the South Korean video game developer is driving a ‘Game Responsibly’ campaign for BGMI (<keyword id="11197652" type="General" weightage="20" keywordseo="Battlegrounds-Mobile-India" source="Orion">BATTLEGROUNDS MOBILE INDIA</keyword>). Starting with a series of films, the campaign encourages gamers to take a pledge of taking care of themselves and their squad mates’ mental health as they take on the Battlegrounds. It promotes safer and <keyword id="12605099" type="General" weightage="20" keywordseo="responsible-gaming-habits" source="Orion">responsible gaming habits</keyword> and builds awareness amongst players to cultivate safer and healthy gaming habits. The <a href="https://www.youtube.com/watch?v=NP-uLAZo1yc" target="_blank">first film</a> which is out on YouTube addresses parents and tackles the core problem of continuous gaming in a light-hearted manner. The second film will encourage players to occasionally “look up” from the phone they’re always buried into. Overall, the films drive home the message of responsible gaming with BGMI’s safety features. These films reinforce the significance of the campaign, and will work with key gamers and partners to raise awareness. <div type="Youtube" id="NP-uLAZo1yc" title="Game Responsibly | BGMI | KRAFTON" thumbUrl="https://i.ytimg.com/vi/NP-uLAZo1yc/mqdefault.jpg"></div> One of the first games in the world to implement measures for the well being of its players, including steps to reduce game time, this initiative is primarily aimed at promoting better Game-Life Balance while enjoying the Battlegrounds. BATTLEGROUNDS launched with an array of efforts to make sure that while players have a fun time playing BGMI, they take adequate care of their physical and mental health, and parents are also equipped adequately with tools to impart healthy checks and balances while playing BGMI. “We care deeply for our gamers, hence we acted. These changes have been made to ensure responsible gaming practices are adopted by gaming enthusiasts; specially minors. It also asserts the integrity and fairness of our business practices of putting community first. Yes, we aim to offer the best entertainment and experiences to our gamers, but at the same time mental and physical health of our players remains one of our top priorities” said Mr. Wooyol Lim, Head of Battlegrounds Mobile Division at <keyword id="10155974" type="General" weightage="20" keywordseo="krafton" source="Orion">KRAFTON</keyword>. Speaking on the campaign, Vishnu Srivatsav, Creative Head - South, DDB Mudra said, “When it comes to a conversation on Responsible Gaming, there’s no real benefit in talking down. People don’t like to be preached to. So, we took a lighter, more relatable approach. And we brought everyone into the conversation: gamers, their families, and their friends. The films are unexpected and fun, but always human.” Building a Responsible Gaming culture in a country that loves video games is crucial. The campaign pivots on addressing the imbalance behind continuous gaming to bring balance to the game, and aims to raise awareness about building a responsible gaming culture for all gamers. Here are some important steps which exist within the game for parents to know, and understand. VIRTUAL WORLD WARNING MESSAGE: Just before the game starts, we have made sure that our players are aware of the virtual world they are entering. The in-game audio reinforces that this game exists in a virtual world and is not their real life. OTP AUTHENTICATION: Every player, below the age of 18, needs to register a parent or a guardian before they start play for the first time. An OTP will be sent to the registered person’s number, post which the minor is allowed to play the game. BREAKTIME REMINDERS: Some games can get intense and make players lose track of time. But with our timely breaktime reminders, we have made sure that our players get the required downtime. These reminders help them look up from their game and get back to real life, maintaining a healthy game-life balance. GAMEPLAY LIMITS: With a strict gameplay limit in place, we have made sure that players below 18 years do not indulge in gaming for more than 3 hours per day. This automatically helps them treat gaming as an activity performed in moderation. DAILY SPEND LIMITS: We have also set an in-game daily spend limit of Rs. 7000 that automatically stops them from overspending and overgaming. MODERATED GAME GRAPHICS: We have sensitised in-game graphics to inculcate a healthy and responsible gaming culture. We have reduced violence, bloodshed and set parameters that keep the language in check. Agency Credits: Creative: Rahul Mathew, Vishnu Srivatsav, Sooraj Pillai, Neha Sathe, Murugaiya Gokul, Sudhira Mendon Business: Shikha Davessar, Sheenu Gaur, Sanjana Chetan Strategy: Netra Ramachandran, Sukshita Singh

Krafton launches a new campaign for Battlegrounds Mobile India to promote responsible gaming habits

<ul class="summary-list"><li>Silicon Valley CEOs are doing battle in public.</li><li>Many of them are jostling to cement themselves as leaders in AI and mixed reality.</li></ul>The Silicon Valley elite have been at each other's throats a little more than usual lately.Tech execs have been taking public shots at their rivals, and there might be a reason why they're all getting so confrontational.All of them are jostling to cement themselves as leaders in the next generation of the platform wars. The stage for those skirmishes has been set thanks to the emergence of technologies like <a target="_blank" href="https://www.businessinsider.com/everyone-talking-about-ai-plenty-clearly-dont-understand-davos-wef-2024-1">AI</a> and <a target="_blank" href="https://www.businessinsider.com/meta-apple-vision-pro-launch-metaverse-mixed-reality-mark-zuckerberg-2024-1">mixed reality.</a>And it's safe to say they're already a little tetchy about the competition.The latest example of this came this week when Mark Zuckerberg derided Apple's Vision Pro headset in an <a target="_blank" href="https://www.businessinsider.com/mark-zuckerberg-rips-apple-vision-pro-2024-2">Instagram video.</a>The Vision Pro is a direct competitor to Meta's Quest Pro but Zuckerberg does not appear concerned for now.Aside from the odd compliment here and there, such as conceding that "Apple’s eye-tracking is really nice," he was pretty blunt about how he felt the <a target="_blank" href="https://www.businessinsider.com/guides/tech/apple-vision-pro-review">$3,500 Vision Pro</a> stacked up: “I think Quest is the better product, period.”<div type="image" title="Apple Vision Pro" height="3653" width="5591" msid="107731864" hostid="261"></div>Zuckerberg criticized Vision Pro for being too heavy. He said the Quest’s hand tracking was more accurate and that the Vision Pro's immersive content library was lacking. He even took a swipe at Apple fanboys.“The reality is that every generation of computing has an open and a closed model, and yeah, in mobile, Apple’s closed model won. But it’s not always that way,” Zuckerberg said. “If you go back to the PC era, Microsoft’s open model was the winner, and in this next generation Meta is going to be the open model, and I really want to make sure that the open model wins out again.”Zuckerberg has good reason to be on the offense. His <a target="_blank" href="https://www.businessinsider.com/meta-virtual-reality">Quest headsets</a> are hardware designed to act as a gateway to the metaverse — a future vision of an immersive internet that his company has lost huge sums on. In 2022, <a target="_blank" href="https://www.businessinsider.com/meta-reality-labs-metaverse-lost-1b-more-than-year-ago-2023-2">losses at Meta’s Reality Labs division</a>, which is responsible for metaverse projects, totaled $13.7 billion. In the last three months of 2023 alone, losses hit $4.6 billion. Apple's entrace into mixed reality poses a big threat to Zuckerberg, one that could hobble the Quest business if he doesn't address it.<h2>AI makes rivals of everyone</h2>Augmented and virtual reality is not the only battleground. AI has also tempted CEOs into public disputes.After spending the majority of last year playing catch up to <a target="_blank" href="https://www.businessinsider.com/how-to-use-chatgpt-at-work-job-save-time-ai-2023-2">OpenAI’s ChatGPT</a>, tech leaders are pushing their versions of AI chatbots forward while highlighting weaknesses they see in competitors. Their mission? To gain a favorable reputation in a field Bill Gates has heralded “as <a target="_blank" href="https://www.gatesnotes.com/The-Age-of-AI-Has-Begun">revolutionary</a> as mobile phones and the internet.”<a target="_blank" href="https://www.businessinsider.com/elon-musk">Elon Musk</a>, for instance, who has had a longstanding rivalry with OpenAI chief Sam Altman since leaving the company in 2018, introduced chatbot Grok late last year as an “anti-woke” alternative to ChatGPT. <div type="image" title="Elon Musk" height="1668" width="2500" msid="107731867" hostid="261"></div>Zuckerberg has also taken shots at rivals in AI. The Meta chief, who has been busy rebranding his company as an AI-first firm having released <a target="_blank" href="https://www.businessinsider.com/meta-llama2-open-source-mark-zuckerberg-balls-replit-amjad-masad-2023-10">open source model Llama 2</a> last year, has been deeply critical of rivals like OpenAI that are operating closed-source models.The open versus closed debate has been a contentious one in AI, with many in the pro-open source camp arguing that closed-source models like OpenAI’s GPT-4 ultimately harm everyone else by shrouding their data and the way they’re trained in secrecy. “There were all these companies that used to be open, used to publish all their work, and used to talk about how they were going to open source all their work,” Zuckerberg told <a target="_blank" href="https://www.theverge.com/2024/1/18/24042354/mark-zuckerberg-meta-agi-reorg-interview">The Verge</a> in January."I think you see the dynamic of people just realizing, ‘hey, this is going to be a really valuable thing, let’s not share it.’”AI has even inspired more reserved CEOs to get provocative. Microsoft chief <a target="_blank" href="https://www.businessinsider.com/satya-nadella-life-career-microsoft-ceo-computer-science-2024-1">Satya Nadella</a>, who has invested billions in OpenAI, has said that he wants people to know <a target="_blank" href="https://www.businessinsider.com/microsoft-ceo-new-bing-making-google-show-can-dance-bard-2023-2">Microsoft made Google “dance”</a> by acting first on commercial AI projects. Google unveiled its AI model Gemini nine months after OpenAI released GPT-4.It's far from clear who the winners and losers of these new open rivalries will be. What's more certain, according to Y Combinator cofounder Paul Graham at least, is that innovation could happen faster than it has in some time.“Maybe Tim Cook and Zuck as rivals will ship good new stuff as fast as Steve Jobs would have,” he <a target="_blank" href="https://x.com/paulg/status/1757778486381711659?s=20">posted on X</a>. “I always assumed ‘the next Steve Jobs’ would be one person, but maybe it will be two.”

The gloves are off among Silicon Valley CEOs

Texas found startling amounts of a cancer-causing chemical in the air outside Houston. Nobody told the residents.

<ul class="summary-list"><li>Democratic strategists say the party should hit back harder against GOP <keyword id="12004885" type="UNKNOWN" weightage="60" keywordseo="critical-race-theory" source="Orion">critical race theory</keyword> claims.</li><li>"On a political level, it's a real threat," one strategist told Insider.</li></ul>They've called it a "racist dog whistle" and a "lie."But those messages haven't helped <keyword id="11896865" type="UNKNOWN" weightage="60" keywordseo="democrats" source="Orion">Democrats</keyword> tamp down the uproar <keyword id="11899267" type="UNKNOWN" weightage="60" keywordseo="republicans" source="Orion">Republicans</keyword> are fueling over "critical race theory," now a misused catch-all term for teaching on race and diversity in K-12 schools that's firing up protests at school board meetings around the country.In Virginia, Republican Gov.-elect <keyword id="11972415" type="UNKNOWN" weightage="60" keywordseo="glenn-youngkin" source="Orion">Glenn Youngkin</keyword> exploited the term and pledged to <a href="https://www.foxnews.com/media/glenn-youngkin-vows-to-take-bold-stand-against-critical-race-theory-as-governor">"ban"</a> it in classrooms on his first day as governor, even though critical race theory — an academic approach to examining racial bias — <a href="https://www.businessinsider.com/critical-race-theory-misinformation-has-education-leaders-scrambling-for-playbook-2021-11">is most often taught in law schools. </a> Republicans plan to lean into the issue in the <keyword id="12315209" type="UNKNOWN" weightage="60" keywordseo="2022-election" source="Orion">2022 election</keyword> cycle. Democratic strategists say the party should hit back harder against "divisive" GOP claims while not losing sight of the priority for voters; the economy."On a political level it's a real threat that is allowing Republicans to claw back the inroads that Democrats have made in the suburbs over the last couple of election cycles," said <keyword id="12547283" type="UNKNOWN" weightage="60" keywordseo="jim-manley" source="Orion">Jim Manley</keyword>, a longtime aide to former Senate Minority Leader Harry Reid.Democrats haven't yet pushed back on this issue enough, but the "good news" is the party's response is effective and there's time to make the case before the 2022 elections, said Jesse Ferguson, a Democratic strategist. They just need to make the case "relentlessly," he said."Voters run from the Republicans when Democrats peel back the onion on what these claims really mean," he said. "It's not just that Republicans want a bigger role for <keyword id="12109374" type="UNKNOWN" weightage="60" keywordseo="parents" source="Orion">parents</keyword> in <keyword id="11897808" type="UNKNOWN" weightage="60" keywordseo="education" source="Orion">education</keyword>, it's that Republicans are willing to let white supremacists write curricula."The Democratic Congressional Campaign Committee, the House campaign arm for Democrats, downplayed the threat to the party in congressional races. This fall, they tested responses to false claims about critical race theory in K-12 schools. The messages they say resonate most with battleground voters: Democrats want to teach the truth about US history and honor those who fought to make the country better, Republicans are trying to divide Americans and Democrats <a href="https://2vmhfw1isbe32j3tgn3epw3x-wpengine.netdna-ssl.com/wp-content/uploads/2021/11/DCCC-Interested-Parties-Memo_-Year-Out-1.pdf">want to deliver</a> for American families.Democrats' message to voters in 2022 will be more compelling than "Republicans' divisive lies," said Chris Taylor, a DCCC spokesman.<div type="image" title="Glenn Youngkin critical race theory" height="1333" width="2000" msid="87747090" hostid="261"></div><h2>'Kind of like putting your head in the sand'</h2>"House Democrats safely reopened schools, delivered tax relief in the Child Tax Credit, and we're fighting for universal pre-K and paid family leave," he said in a statement to Insider. "Republicans stand in opposition to American families. Our bet heading into 2022 is that voters will choose progress over division."The message tracks with a new <a href="https://www.washingtonpost.com/politics/2021/11/14/post-abc-poll-biden/">Washington Post-ABC News poll </a>that found most Americans overall said public schools should teach "a good amount" or more about how the history of racism affects the US today. While most Democrats and independents said schools should teach about the effects of racism, just about 4 in 10 Republicans agreed. But Manley said the results in Virginia's recent gubernatorial race show that Republicans used critical race theory as a wedge issue to raise broader concerns among suburban voters. To suggest it's just an issue for the GOP base is "kind of like putting your head in the sand," he said. "We need to figure out how to address this phenomenon without overplaying our hand and or allowing Republicans to, you know, break the education system in this country," Manley said.A <a href="https://www.foxnews.com/politics/critical-race-theory-virginia-top-factor-important-fox-analysis">Fox News Voter Analysis survey</a> found 25 percent of Virginia voters polled cited the critical race theory debate as the most important factor in their support for a gubernatorial candidate, and most of those voters went for Youngkin over Democrat <keyword id="11972414" type="UNKNOWN" weightage="60" keywordseo="terry-mcauliffe" source="Orion">Terry McAuliffe</keyword>.DCCC chair, Rep. Sean Maloney of New York, told The Washington Post that Democrats have "learned from the lies and distortions of the last election." Democrats will argue that "children need to learn their history — all of it — without censorship or <keyword id="11893346" type="UNKNOWN" weightage="100" keywordseo="politics" source="Orion">politics</keyword> limiting what they can learn," <a href="https://www.washingtonpost.com/opinions/2021/11/15/critical-race-theory-gop-midterm-strategy/">Maloney told columnist Greg Sargent</a>.Democratic pollster Celinda Lake said Democrats are on "strong terrain" when they talk about "teaching the truth" about racism in history and they should be more aggressive in their responses. "Voters are wildly, wildly in favor of it and even half of Republicans think some of this stuff should be taught," she said. "Their strategy is, mobilize their base and distract us, and shame on us if we get distracted."That's not to say there aren't lessons to be learned from Virginia. Lake said the bigger problem for McAuliffe wasn't about critical race theory, but <a href="https://www.mystateline.com/news/politics/mcauliffe-i-dont-think-parents-should-be-telling-schools-what-they-should-teach/">his "problematic" statement</a> during a debate that parents shouldn't be "telling schools what they should teach." Now, House Republicans are calling for a <a href="https://twitter.com/CBSNews/status/1455949536623538178?ref_src=twsrc%5Etfw">"parents bill of rights"</a> in education.<div type="image" title="CRT school board meeting" height="1330" width="1773" msid="87747092" hostid="261"></div><h2>Not enough to say Republicans are lying</h2>Democrats need a better answer about parental involvement, Lake added, and the "irony" is that more Democrats are parents than Republicans. "We ought to be very comfortable with this," she said.The real issue for voters is whether a candidate is on the side of parents and students or not, Ferguson said. And Democrats have a strong case to make about providing money for schools and blocking "censorship," but they need to lean into it."When Democrats talk about how Republican plans would put politicians in charge of classrooms and censor teachers, the swing voters who Republican voters thought they were winning quickly flee," he said.It's not enough to say that Republicans are lying about critical race theory being taught in classrooms when right-wing media is driving the issue and parents are also hearing about it from other parents at their schools, Ferguson said."It can't be dismissed as just a lie," he said. "It needs to be defeated as a way to put politicians in charge of the classroom and white supremacists in charge of the curriculum.""Culture wars" will be a problem in 2022 races, and "Democrats are always on defense," said former Ohio state Sen. Nina Turner, a progressive leader. Democrats shouldn't run from the conversation about critical race theory, but they need to quickly pivot to real economic challenges people are facing in their everyday lives. "If the Democrats would focus most of their time delivering on the promises that they made in 2020, then people couldn't get distracted with all this other nonsense that the Republicans are throwing out there," she said.Lake said the critical issue for Democrats is the economy and not education. "I don't minimize the amount that the Republicans are doing to try to energize their base with this issue," Lake said. "But this is not a threat to us. The economy is the much bigger threat than critical race theory."Insider would like to know how your school district is handling the critical race theory controversy. Please contact Nicole Gaudiano at ngaudiano@insider.com.

Democrats plan to swing back aggressively at Republicans on critical race theory claims

<ul><li>2021 is the fourth consecutive year of pre-monsoon cyclones forming over the Arabian Sea with <keyword id="11237626" type="UNKNOWN" weightage="20" keywordseo="cyclone-tauktae">Cyclone Tauktae</keyword>.</li><li>Warmer sea surface temperatures (SSTs), more rainfall, and higher sea levels are compounding the effects of climate change are making natural disasters like Cyclone Tauktae go from bad to worse.</li><li>Normally, the Arabian Sea's SST clocks between 28 to 29 degrees Celsius but, right now, the water is at least two degrees warmer at 31 degrees Celsius.</li></ul>Pre-monsoon cyclones were once a rare occurrence. But, with Cyclone Tauktae, it is the fourth consecutive year of pre-monsoon cyclones forming over the Arabian Sea. And it bears all the telltale signs of how climate change is increasing the destructive potential of a storm. The ‘extremely severe’ cyclonic storm has intensified rapidly over the last 24 hours. And the weather conditions are in favour of the Tauktae getting even stronger over the next 12 hours, according to the Indian Meteorological Department (IMD). <div type="image" title="cylcone goa waves_edited" msid="82705997" hostid="261" caption="&amp;lt;p&amp;gt;Miramar beach witnessed swell waves as Goa&amp;#8217;s water experienced a surge due to cyclone Tauktae in the Arabian Sea on May 14.&amp;lt;/p&amp;gt;"></div> Mumbai was forced to shut down its airport, coastal areas in Gujarat are being evacuated, COVID-19 patients are being relocated and farmers are worried if their crop will survive the downpour. Whether it's warmer sea surface temperatures (SSTs), more rainfall, or higher sea levels — the compounding effects of climate change are making natural disasters like Cyclone Tauktae go from bad to worse. <div type="image" title="Screenshot (886)_edited" msid="82706146" hostid="261" caption="&amp;lt;p&amp;gt;Path of Cyclone Tauktae&amp;lt;/p&amp;gt;"></div> The storm is expected to make landfall over the Gujarat coast between Porbandar and Naliya on May 18. The Cyclone Warning Division of the IMD estimates that the storm will hit wind speeds of 150 to 160 kilometres per hour by Tuesday. <div type="ExtQuote" text="“India has one of the longest coastlines of 7,500 kilometres and therefore our vulnerabilities to the cyclones are exposed every time a new cyclone makes landfall.”" auname="Anjal Prakash, research director and adjunct associate professor at the Bharti Institute of Public Policy (BIPP)"></div> <cmsannotation type="cmsannotation" annotationid="Global warming is giving cyclones more power as the Arabian Sea gets getting hotter" comment="subhead" text="Global warming is giving cyclones more power as the Arabian Sea gets getting hotter"><keyword id="6366055" type="UNKNOWN" weightage="20" keywordseo="global-warming">Global warming</keyword> is giving cyclones more power as the Arabian Sea gets getting hotter</cmsannotation> Cyclones are fueled by the available heat in the water body they are forming over. It’s one of the reasons why there are <a href="https://www.businessinsider.in/science/environment/news/indias-western-coast-is-hit-by-fewer-cyclones-than-the-eastern-coast/articleshow/76155579.cms">more tropical cyclones</a> in the Bay of Bengal than in the Arabian Sea. The Bay of Bengal may be warmer, but the Arabian Sea is getting hotter, too. Normally, its SST clocks between 28 to 29 degrees Celsius. But, right now, the water is two degrees warmer at 31 degrees Celsius. “Climate projections indicate that the Arabian Sea will continue warming due to increasing carbon emissions, resulting in more intense cyclones in the future,” said Roxy Mathew Koll, a scientist at the Indian Institute of Tropical Meteorology (IITM). <div type="image" title="a36b91eb895f36d6355cb30fcabf740f_edited" msid="82706025" hostid="261" caption="&amp;lt;p&amp;gt;Impact of Cyclone Tauktaue in the state of Karnataka&amp;lt;/p&amp;gt;"></div> According to the US weather agency, the National Oceanic and Atmospheric Administration (NOAA), if global temperatures increase by 2 degrees Celsius — the global warming temperature limit set by the Paris agreement — the intensity of cyclones could still worsen by as much as 10%. <cmsannotation type="cmsannotation" annotationid="Warmer waters aren’t calmer waters — and India needs to brace itself" comment="subhead" text="Warmer waters aren’t calmer waters — and India needs to brace itself">Warmer waters aren’t calmer waters — and India needs to brace itself</cmsannotation> Climate change also means that there is more rainfall during the storm. More rain, combined with fast winds, means more damage. As sea levels rise, the storm has to travel further over the sea before it can make landfall. That means it has more time to gain strength before actually reaching the coast. “Considering that both cyclones and floods due to heavy rains are increasing across the west coast with a gradual rise in sea level, we need to be prepared,” said Prakash. <div type="image" title="anchored fishing boats_edited" msid="82706074" hostid="261" caption="&amp;lt;p&amp;gt;Fishing boats in Mumbai anchored ahead of Cyclone Tauktae making impact&amp;lt;/p&amp;gt;"></div> According to him, in order to brace for the frequency of storms like Cyclone Taukae, India needs to start by building more climate resilient coastal infrastructure. And, rather than have a knee jerk reaction to such incidents, the country needs to accept that pre-monsoon cyclones are going to get more common. This means having a special task force to tackle such natural disasters in the long term. The onset of Cyclone Tauktae is a double whammy for India. Not only does it need to protect its people along the coastline, but it also has to deal with the second wave of the coronavirus pandemic. SEE ALSO: <a href="https://www.businessinsider.in/cryptocurrency/news/elon-musk-hints-that-tesla-may-dump-its-billion-dollar-bitcoin-investment/articleshow/82699553.cms">Elon Musk hints that Tesla may dump its billion dollar Bitcoin investment — here’s why his tweets have so much power</a> <a href="https://www.businessinsider.in/tech/apps/news/battlegrounds-mobile-india-pre-registrations-to-begin-on-may-18/articleshow/82702403.cms">PUBG Mobile: Battlegrounds Mobile India pre-registrations to begin on May 18 – rewards, maps and more</a> <a href="https://www.businessinsider.in/india/news/cyclonic-storm-tauktae-likely-to-reach-gujarat-coast-between-porbandar-and-mahuva-districts-on-monday-imd-issues-orange-alert/articleshow/82700848.cms">Cyclonic storm 'Tauktae' likely to reach Gujarat coast between Porbandar and Mahuva districts on Monday, IMD issues 'orange' alert</a>

Cyclone Tauktae is intensifying with surprising speed, bearing the tell-tale signs of climate change

Tuesday Morning says it wants to close 265 stores as part of its bankruptcy filing. See if your local store is on the list.

<ul class="summary-list"><li>US stock futures pointed to a 1% rally at the start of trade on Wall Street, while the <keyword id="35208" type="ORGANIZATION" weightage="60" keywordseo="dollar">dollar</keyword> fell broadly, as investors pared back some of the positions established over the last week ahead of Tuesday's presidential <keyword id="6359191" type="UNKNOWN" weightage="60" keywordseo="election">election</keyword>.</li><li>In <keyword id="28249" type="COMPANY" weightage="60" keywordseo="europe">Europe</keyword>, basic resources stocks, oil and banks gained, despite another round of lockdown measures in Italy, where <keyword id="8763838" type="UNKNOWN" weightage="60" keywordseo="covid-19">COVID-19</keyword> infections are surging again.</li><li>Gold and silver edged higher, while the dollar fell against trade-sensitive <keyword id="97983" type="PERSON" weightage="60" keywordseo="currencies">currencies</keyword>, including the Australian dollar and the Mexican peso.</li></ul>US blue-chip indices looked set to rise on Tuesday, as stock futures rallied and the dollar eased, while American voters began to head to the polls to elect a president, following one of the most divisive campaigns in recent memory for the race for the White House.US futures on the <a href="https://markets.businessinsider.com/futures/dow-futures">Dow Jones</a>, <a href="https://markets.businessinsider.com/futures/s&amp;p-500-futuresures">S&amp;P 500</a> and the <a href="https://markets.businessinsider.com/futures/nasdaq-100-futures">Nasdaq 100</a> rose between 0.9% and 1.3%, suggesting an extension of the gains posted on Monday, when the <a href="https://markets.businessinsider.com/index/dow_jones">Dow Jones</a> index rallied by around 400 points, its largest one-day gain in a month.Almost 100 million people have already voted. Polls show former Vice President Joe Biden is maintaining a comfortable lead over President Donald Trump overall, although that gap is narrower in some of the key battleground states."The Dow jumping 400 points yesterday shows the exact same nervy trading that sent it lower hundred of points last week. We don't read this as a 'confident in stocks' 400 points but more an 'too uncertain to keep selling' 400 points," London Capital Group strategist Jasper Lawler said "A 10-point Biden lead according to a poll from the NBC/Wall Street journal may have offered investors some more strength in their convictions."Read more: <a href="https://www.businessinsider.com/2020-election-results?r=US&amp;IR=TIR=T">2020 Election: See Insider's comprehensive guide to the presidential and top congressional races</a>European share indices rallied, despite yet another wave of mobility restrictions coming into force in Italy, where travel to and from the worst-affected areas and a series of nighttime curfews came into effect, and a <a href="https://www.insider.com/vienna-terror-attack-injuries-deaths-details-2020-11">terror attack</a> in the Austrian capital of Vienna that left two dead and at least a dozen injured.The <a href="https://markets.businessinsider.com/index/stoxx_europe_600">Stoxx 600</a> rose 1.2%, thanks to gains across more "cyclical sectors", such as basic resources, oil and gas and banking stocks, which tend to come under fire when investor risk aversion picks up.Milan's <a href="https://markets.businessinsider.com/index/ftse_mib">FTSE MIB</a> index shrugged off the tougher lockdown restrictions across the country, rising 1.7%, while the <a href="https://markets.businessinsider.com/index/ftse_100">FTSE 100</a> rose 1.6% and Frankfurt's <a href="https://markets.businessinsider.com/index/dax">DAX</a> rose 1.4%. In Asia overnight, the <a href="https://markets.businessinsider.com/index/shanghai_composite">Shanghai Composite</a> and the <a href="https://markets.businessinsider.com/index/nikkei_225">Nikkei</a> both closed 1.4% higher on the day."The focus will undoubtedly be the US election which takes place today. The first results are due to start coming in this evening, with volatility expected in anticipation of this historic event," analysts at broker IG said in a note.Yields on the 10-year US Treasury note were mostly unchanged, holding around 0.862%, while the dollar fell against most currencies, both developed-economy and emerging, reflecting the broader push into riskier assets on Tuesday.The <a href="https://markets.businessinsider.com/index/us-dollar-index">dollar index</a> fell 0.4%, under pressure from losses against the <a href="https://markets.businessinsider.com/currencies/eur-usd">euro</a>, the <a href="https://markets.businessinsider.com/currencies/gbp-usd">pound</a> and the <a href="https://markets.businessinsider.com/currencies/usd-chf">Swiss franc</a>. It is still close to its highest in a month, however. The dollar suffered its largest daily loss against the <a href="https://markets.businessinsider.com/currencies/aud-usd">Australian dollar,</a> which often serves as a proxy for Chinese trade. The Aussie dollar was up 0.6% on the day. Against the <a href="https://markets.businessinsider.com/currencies/usd-cnh">offshore Chinese yuan</a>, the dollar was roughly unchanged, while against the <a href="https://markets.businessinsider.com/currencies/usd-mxn">Mexican peso</a>, it lost 1.1%."Looking at the FX implications, we expect any early signs that the election is leaning in favour of Biden to put pressure on the dollar and see AUD and NOK as the potential biggest beneficiaries," ING strategist Francesco Pesole said.<a href="https://markets.businessinsider.com/commodities/gold-price">Gold</a> edged higher, lifted in part by the broad weakness in the dollar. The price was last up 0.1% around $1,894.20 an ounce, while <a href="https://markets.businessinsider.com/commodities/silver-price">silver</a> rose 0.7% to $24.20 an ounce. The oil price rose by nearly 2%, lifted in part by the weakness in the dollar, but also by investors paring back some of the bearish positions established in the past few days that have sent the value of a barrel of crude to its lowest since May. Oil has lost almost a fifth of its value since late August alone, as repeated outbreaks of COVID-19, most recently in Europe, have seen ever-tighter lockdown restrictions put into place. On Thursday, a national lockdown takes effect across England, home to around 55 million people, and international travel will be banned. <a href="https://www.aramco.com/-/media/publications/corporate-reports/saudi-aramco-q3-2020-interim-report-english.pdf">Saudi Aramco</a>, the Saudi state oil company and the world's largest producer, posted a 45% drop in profits in the third quarter of the year, although the company did maintain its dividend payments to shareholders. <a href="https://markets.businessinsider.com/commodities/oil-price">Brent crude futures </a>were last up 2.2% at $39.87 a barrel, while <a href="https://markets.businessinsider.com/commodities/oil-price?type=wti">US crude futures</a> rose 2.7% to $37.80 a barrel.Read more: <a href="https://www.businessinsider.com/election-investing-advice-assets-not-pricing-democratic-sweep-andrew-sheets-2020-11?r=US&amp;IR=TIR=T">Morgan Stanley's top cross-asset strategist says 3 assets are not pricing in a Democratic sweep — setting them up for big gains if that scenario unfolds</a>

US stock futures gain and the dollar slips, as millions of Americans head to vote in the presidential election

<h3> </h3>Happy Saturday!Bankers have been plenty busy as they work on big tie-ups and look to get IPOs across the line before the end of the year.Here's a recap of some of the big news this week:<ul><li>PNC announced its planned purchase of BBVA US, the US-based arm of the Spanish lending giant BBVA, for $11.6 billion. Reed Alexander talked with insiders to learn more about how one of the biggest bank deals since the financial crisis came together. <a href="https://www.businessinsider.com/pnc-bbva-us-acquisition-investment-bankers-financial-mergers-fig-outlook-2020-11">You can read the full story here</a>. </li><li>The <a href="https://www.businessinsider.com/buy-now-pay-later-growth-timeline-fintechs-affirm-klarna-paypal-2020-9">buy now, pay later lender Affirm</a>, which was founded in 2012 by PayPal cofounder Max Levchin, unveiled paperwork to go public. Among the disclosures: Affirm works with more than 6,500 merchants, but a big chunk of its revenue is tied to <a href="https://www.businessinsider.com/affirm-ipo-peloton-revenue-merchant-agreement-risk-factors-profit-loss-2020-11">just one partner — Peloton</a>.</li><li>Boutique investment bank Perella Weinberg is <a href="https://www.businessinsider.com/perella-weinberg-investment-bank-seeking-to-go-public-spac-merger-2020-11">reportedly seeking to go public via a SPAC</a> at a valuation of more than $1 billion.</li><li><keyword id="6361649" type="UNKNOWN" weightage="60" keywordseo="Goldman-Sachs">Goldman Sachs</keyword>' <a href="https://www.businessinsider.com/gregg-lemkau-departing-goldman-sachs-banking-michael-dell-msd-partners-2020-11">cohead of investment banking</a> is jumping ship to be CEO of a Michael Dell-backed investment firm. Read the <a href="https://www.businessinsider.com/gregg-lemkau-departing-goldman-sachs-banking-michael-dell-msd-partners-2020-11">full memos</a> the bank sent about the exit — and who's replacing him.</li></ul>Keep reading for a look at <a href="https://www.businessinsider.com/hedge-fund-salaries-analyst-bridgewater-citadel-aqr-point72-two-sigma-2020-11">hedge fund salaries</a>; how Google is <a href="https://www.businessinsider.com/google-pay-gpay-plex-digital-wallet-checking-account-citi-2020-11">revamping its Pay app</a>; and a key privacy challenge that <a href="https://www.businessinsider.com/earned-wage-access-on-demand-pay-privacy-gusto-adp-payroll-2020-11">earned-wage access</a> providers are grappling with. <a href="http://newsletter.businessinsider.com/join/4np/insider-finance">If you're not yet a newsletter subscriber, you can sign up here to get your daily dose of the stories dominating banking, business, and big deals.</a><h3><a href="https://www.businessinsider.com/earned-wage-access-on-demand-pay-privacy-gusto-adp-payroll-2020-11">Workers may be too scared to tap early-paycheck cashouts if they think their employer is watching.</a></h3><h1><a href="https://www.businessinsider.com/earned-wage-access-on-demand-pay-privacy-gusto-adp-payroll-2020-11"></a></h1>Earned wage access — giving employees access to their wages between paychecks — has become a growing trend in recent years.After the initial success of startups like Earnin and PayActiv, more established payroll providers like <a href="https://www.businessinsider.com/adp-earned-wage-access-product-payroll-processing-pilot-customers-2020-10">ADP</a> and <a href="https://www.businessinsider.com/gusto-earned-wage-access-payroll-platform-personal-finance-startup-2020-9">Gusto</a> have begun to dip their toes in the EWA waters. But some employees are hesitant to use it due to concerns around privacy and sharing information about their financial situation with their employer. <a href="https://www.businessinsider.com/earned-wage-access-on-demand-pay-privacy-gusto-adp-payroll-2020-11">Here's how players like DailyPay and ADP are making privacy a priority.</a><h3><a href="https://www.businessinsider.com/goldman-sachs-analyst-impact-fund-competition-julian-salisbury-careers-pitch-2020-11">Meet 4 Goldman Sachs analysts who pitched top execs to win a $250,000 grant in the bank's annual charity competition</a></h3><a href="https://www.businessinsider.com/goldman-sachs-analyst-impact-fund-competition-julian-salisbury-careers-pitch-2020-11"><div type="image" title="Goldman winning analysts Pat Scanlan" height="3911" width="5214" msid="79341577" hostid="261"></div></a>Business Insider interviewed the <a href="https://www.businessinsider.com/goldman-sachs-analyst-impact-fund-competition-julian-salisbury-careers-pitch-2020-11">four winners of Goldman Sachs' Analyst Impact Fund</a>, a competition that enables young employees to compete for grants on behalf of nonprofit initiatives and causes.Grants that the analysts can win range from $250,000 for the winner, followed by $100,000 for the runner-up, and $75,000 for the team that placed in third.Julian Salisbury, the global head of Goldman's merchant banking division, also explained how analysts are challenged to bring an "analytical approach" to their pitches.<a href="https://www.businessinsider.com/goldman-sachs-analyst-impact-fund-competition-julian-salisbury-careers-pitch-2020-11">You can read the full story here. </a><h3><a href="https://www.businessinsider.com/hedge-fund-salaries-analyst-bridgewater-citadel-aqr-point72-two-sigma-2020-11">How much engineers, associates, and researchers are paid at AQR, Bridgewater, Citadel, D.E. Shaw, Point72, and Two Sigma</a></h3><a href="https://www.businessinsider.com/hedge-fund-salaries-analyst-bridgewater-citadel-aqr-point72-two-sigma-2020-11"><div type="image" title="Hedge fund salaries composite" height="600" width="1200" msid="79341580" hostid="261"></div></a>For many <keyword id="42111" type="COMPANY" weightage="60" keywordseo="Wall-Street">Wall Street</keyword> aspirants, a career at a top hedge fund is the holy grail. For those who succeed, compensation has the potential to eclipse nearly any other profession in the country — let alone <keyword id="25455" type="ORGANIZATION" weightage="100" keywordseo="finance">finance</keyword>. The hedge fund industry has transformed over the past 15 years. Whereas fundamental investment strategies once ruled the day, increasingly the <a href="https://www.businessinsider.com/two-sigma-ibm-hedge-fund-tech-hiring-engineering-data-talent-2020-8">flow of talent</a> and capital is shifting toward firms with sophisticated quantitative strategies and data-mining operations. Today, most of the largest and most successful funds have significant quant operations, if not a complete emphasis on quantitative investing. Firms like AQR, Bridgewater, Citadel, D.E. Shaw, Point72, and Two Sigma vigorously compete for the most promising young financial minds — and they pay hefty sums to lure in top candidates. <a href="https://www.businessinsider.com/hedge-fund-salaries-analyst-bridgewater-citadel-aqr-point72-two-sigma-2020-11">See all the details here. </a><h3><a href="https://www.businessinsider.com/google-pay-gpay-plex-digital-wallet-checking-account-citi-2020-11"> Google is making a big push into banking</a></h3><a href="https://www.businessinsider.com/google-pay-gpay-plex-digital-wallet-checking-account-citi-2020-11"><div type="image" title="Caesar Sengupta Google" height="2071" width="4142" msid="79341582" hostid="261"></div></a>Mobile wallets are a dime a dozen among players like Apple, Google, Samsung, and PayPal. They're all chasing "top of wallet" status, meaning they want to be the go-to app that consumers open at checkout. And <a href="https://www.businessinsider.com/google-pay-gpay-plex-digital-wallet-checking-account-citi-2020-11">Google is redesigning its Google Pay app to do just that</a>. Building on its existing peer-to-peer transfers, users can now split payments between groups. The app has money-management functionality where users can link bank accounts and credit cards to track spending.In 2021, Google is also rolling out checking accounts that can be opened and managed in-app. Called Plex accounts, Google is offering users the ability to open and manage a new checking account through partnerships with 11 banks and credit unions, including Citi. <a href="https://www.businessinsider.com/google-pay-gpay-plex-digital-wallet-checking-account-citi-2020-11">Here's why it's a huge step forward in blending Big Tech and Wall Street.</a><h2>People moves</h2><ul><li>Nasdaq's Quandl just made a <a href="https://www.businessinsider.com/nasdaq-quandl-hires-first-head-europe-alternative-data-2020-11">key hire in Europe</a> to tap into the next big market for alternative data</li></ul><h2>Return to office</h2><ul><li>Employers are frantically calling labor lawyers to ask if they can make a coronavirus vaccine mandatory in the workplace. <a href="https://www.businessinsider.com/can-employers-make-workers-get-coronavirus-vaccination-lawyers-covid-mandatory-2020-11">Here's the advice lawyers are giving clients</a>. </li></ul><h2><keyword id="6354910" type="UNKNOWN" weightage="60" keywordseo="careers">Careers</keyword></h2><ul><li>How to impress interviewers and land a job at elite global law firm <a href="https://www.businessinsider.com/baker-mckenzie-how-to-get-hired-job-elite-law-firm-2020-11">Baker McKenzie</a>, according to its recruitment director, hiring partner, and 2 industry recruiters</li></ul><h2>Deals and IPOs</h2><ul><li>Legal-tech startups are catching the eye of Docusign and other big strategic investors. These <a href="https://www.businessinsider.com/legal-tech-startups-docusign-mitratech-intapp-clio-acquiring-investing-2020-11">21 deals</a> showcase how a huge consolidation wave is underway.</li><li>Why Airbnb is <a href="https://www.businessinsider.com/why-airbnb-ipo-public-coronavirus-pandemic-loans-layoffs-2020-11">pushing forward with its IPO</a> during its roughest year yet</li></ul><h2>Wealth management</h2><ul><li>Morgan Stanley is already <a href="https://www.businessinsider.com/morgan-stanley-wealth-management-jed-finn-etrade-deal-integration-risks-2020-11">playing matchmaker for E-Trade clients</a> and financial advisors. Here's why a top wealth exec thinks it's a 'quick win.'</li></ul><h2>Fintech</h2><ul><li>A <a href="https://www.businessinsider.com/us-bank-akoya-data-sharing-aggregator-api-agreement-plaid-yodlee-2020-11">new competitor</a> to Plaid and Yodlee backed by the major banks just nabbed its first client. Here's how it plans to disrupt how bank data is shared.</li><li>A startup that <a href="https://www.businessinsider.com/killi-launches-monthly-payment-consumer-data-collection-consent-2020-11">pays consumers for their data</a> is rolling out a way for their customers to earn monthly payments by passively sharing information</li><li>The <a href="https://www.businessinsider.com/quadpay-google-chrome-extension-buy-now-pay-later-online-fintech-2020-11">CEO of Quadpay</a> lays out why the buy-now, pay-later fintech is pushing into the 'overlooked' world of browser extensions to get a leg up on the competition</li></ul><h2>Real estate</h2><ul><li>Seattle has become the battleground for <keyword id="6358815" type="UNKNOWN" weightage="60" keywordseo="tech">tech</keyword> giants Google, Facebook, Amazon, and Microsoft. Here's how that's keeping <a href="https://www.businessinsider.com/seattle-real-estate-office-tech-talent-commercial-office-remote-work-2020-11">real-estate deals</a> going.</li></ul><h2>Pitch decks</h2><ul><li>Read the <a href="https://www.businessinsider.com/paceline-pitch-deck-health-wellness-paceline-startup-insurance-blackrock-rewards-2020-11">18-page pitch deck</a> a startup rewarding customers for staying fit used to nab a $5 million seed round from VCs, Northwestern Mutual, and a BlackRock exec</li><li>Here's the <a href="https://www.businessinsider.com/onfleet-last-mile-delivery-management-software-pitch-deck-grocery-logistics-2020-11">25-slide pitch deck</a> a startup that helps companies like Kroger and Sweetgreen manage deliveries used to nab a $14 million Series A</li></ul>

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