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Many Indian banks, including ICICI and SBI, are ready to take on a battle with non-bank companies offering <keyword id="6368227" type="UNKNOWN" weightage="100" keywordseo="Mobile-wallets">mobile wallets</keyword>. For this, they are armed with their readymade payment systems, a wide merchant network and an on tap customer base, with which they want to reclaim what was their territory just a couple of years ago. 
 
In the past one year, large lenders like ICICI Bank, SBI, Axis Bank and HDFC Bank have launched new payment instruments so that they can prevent their customers from moving money to these newly emerging non-bank companies. 
 These apps include SBI's Buddy, ICICI's Pockets, HDFC Bank's PayZapp and Axis' Lime, which are in the market to challenge <keyword id="6357120" type="UNKNOWN" weightage="100" keywordseo="PayTM">Paytm</keyword>, <keyword id="143842" type="UNKNOWN" weightage="100" keywordseo="Mobikwik">MobiKwik</keyword> and Citrus Pay. 
 
"It is an evolving space and the shift is towards digital transactions. None of us know the pace of the shift. Everyone is trying to experiment with the space," Axis Bank Chief Executive Shikha Sharma told ET. 
 
While on one side, wallets have spent millions of rupees to brand themselves and establish their presence in the market, banks are using their existing brand value to attract customers. 
 
"Investments in this business for us is in terms of deployment of resources as platform has been provided by our technology partner," said Manju Agarwal, SBI’s Deputy MD for corporate strategy and new businesses. 
 
Parag Rao, who heads cards and merchant acquiring at HDFC Bank, told ET that he has been leveraging the bank's merchant and customer base so that customers can be offered attractive discounts for users of PayZapp. 
 
"We want to facilitate all forms of transactions that the customer uses. In the physical world, the user can use the credit card and the debit card while in the mobile world he can use wallets," Rao said. 
 
Data from RBI show that the number of outstanding debt and credit cards have increased more than three times in the past six years. However, paying in cash is still people’s preferable option. 
 
"Banks are excellent settlement engines, but when it comes to user experience, we have been able to train 123 million people over the last five years to make digital transactions without glitches. People trust us with their money," said Nitin Mishra, head of products at Paytm, India's largest wallet company.

State-run banks don’t want you to use mobile wallets from non-banking players

<ul class="summary-list"><li>Mangos contain a large, flat pit that clings to the <keyword id="6410778" type="UNKNOWN" weightage="60" keywordseo="fruit">fruit</keyword>, making it difficult to remove.</li><li>Use a knife to separate the fruit from the pit and scoop out the flesh with a spoon.</li><li>You can also peel <keyword id="6368690" type="UNKNOWN" weightage="60" keywordseo="mango">mango</keyword> with a water glass or cut it around the middle then twist.</li></ul>Mangos are prized for their sweet, tropical flavor, and tender, juicy texture. Whether they're used to make smoothies, desserts, fruit salads, or sauces, the bright orange fruit adds delicious flavor. But peeling and cutting a mango can be tricky thanks to its large, flat seed.Jessica Bohlman, the <a href="https://www.mango.org/about-the-nmb/" target="_blank" rel="noopener">National Mango Board</a> communications manager, knows her way around a mango pit. She shared her best tips for choosing, slicing, and storing the tropical fruit.<h2>How to pick a mango</h2>Mangos are at the height of their season in the summertime. But, as Bohlman points out, you can find quality mangos all year long thanks to their varying growth cycles. "In the United States, most of the mangos sold are one of six varieties… so you'll likely find at least one of these varieties in your grocery store all year round," she says.Since mangos come in a variety of colors, shapes, and sizes, it can be tricky to know when they're ripe simply by looking. While a bright red mango can be very enticing, it's not actually an indicator of ripeness.Pick up the mango and see how it feels. A ripe fruit will feel heavy for its size and give slightly when squeezed, similar to a peach or avocado. And while a ripe mango is tender, sweet, and juicy, Bohlman notes that "mangos are a versatile fruit that can be eaten at all different levels of ripeness." If you're making a green mango salad, look for fruit that's still hard.<h2>How to slice a mango</h2><div type="image" title="Mango cut open" height="1106" width="1482" msid="83355049" hostid="261"></div>While Bohlman says "there's no wrong way to cut a mango," she recommends this tried and true method. All you'll need is a sharp knife (preferably a chef's knife) and a cutting board. <ol><li>Find the pit. Locate the stem at one end of the fruit. The flat seed or pit runs from the stem to the opposite end of the fruit.</li><li>Cut on either side of the pit. Slice the mango all the way down about ¼ inch away from the stem on one side, leaving you with a flat semicircle of fruit - or lobe - with the peel attached. Repeat on the other side of the pit. This will remove most of the edible fruit.</li><li>Slice or dice the flesh. Lay one of the portions skin-side-down and use your knife to make slices, careful to slice through the flesh and not through the skin. If you'd like diced mango, make cross-hatched cuts. Repeat with the other mango half.</li><li>Scoop using a spoon. Run a spoon in between the peel and the fruit to separate the slices or cubes from the skin, already cut and ready to eat.</li><li>Trim around the pit. While this method removes most of the fruit, there will still be some left attached to the pit. Don't forget to trim any remaining fruit away from the pit before discarding.</li></ol>Quick tip: If you're cutting up an unripe mango, use the same process but peel the mango first using a vegetable peeler. Since the fruit is hard you won't be able to scoop it out of the peel.<h2>How to peel a mango with a glass</h2>A popular hack for peeling a mango involves an unconventional tool: a drinking glass. First, slice the fruit off the pit on each side. Take one slice and position the bottom edge over the lip of a sturdy drinking glass so that the curve of the fruit lines up with the curve of the glass. Press down using your hand, allowing the edge of the glass to force itself between the fruit and the peel. The peeled fruit will simply drop into the glass.For a fruit that is notoriously hard to peel and chop, this hack does save time and effort. Medium to large mangos are best for this trick, since small mangos won't line up properly. Make sure to use a sturdy glass and use caution when pressing down since a weak glass could shatter. Note that while you'll end up with a couple of chunks of quickly peeled mango, there's still plenty of fruit left attached to the pit.<h2>How to cut a mango around the middle</h2><div type="image" title="A mango cut in half exposing the seed" height="2618" width="3490" msid="83355054" hostid="261"></div>If you're looking for more interesting ways to cut a mango, you can also try cutting it across its vertical axis. This technique isn't new to fruit lovers from mango-growing countries, but it never fails to <a href="https://www.tiktok.com/@katiefeeneyy/video/6847114095079083270" target="_blank" rel="noopener">surprise</a> the <a href="https://twitter.com/firstwefeast/status/1158905597674176512" target="_blank" rel="noopener">internet</a>.Instead of hacking away at the pit, simply make one slice around the middle of the mango. Twist and pull apart, exposing half of the seed. Use a spoon to scoop out the fruit from the seedless side, then scoop out the fruit from around the pit on the other side. Or, if you're daring, use your teeth to rip out the seed.This method seems to work best with small, golden mangos rather than large green or red varieties with larger pits. The mango should also be nicely ripened or it won't separate from the seed.Quick tip: If you enjoy mango frequently it may be worth investing in a <a href="https://www.amazon.com/gp/product/B000AREB5S/ref=as_li_tl?ie=UTF8&amp;tag=bihk_060821_how-to-cut-a-mango-20&amp;camp=1789&amp;creative=9325&amp;linkCode=as2&amp;creativeASIN=B000AREB5S&amp;linkId=4c6ba40a1a52771cfa5902895267e9901a52771cfa5902895267e990" target="_blank" rel="nofollow noopener sponsored">slicer</a>. The round gadget has a couple of blades that are shaped to slice around the edge of the flat pit and cut your mango at the same time. Note that most models don't work well with extra large mangos.<h2>How to store sliced mango</h2>Fresh, sliced mango should be stored in an airtight container in the refrigerator. It will keep for two to three days this way. To prevent any minor discoloration, toss the fruit with a squeeze of fresh lime juice before storing.Mango is also great for freezing. Cut the fruit into slices or cubes and spread out on a parchment-lined baking sheet. Place in the freezer for an hour or until the mango pieces are completely frozen. Place the fruit in a zip-top freezer bag and store for up to six months. Frozen mango adds sweet flavor and creaminess to smoothies and frozen cocktails. Thawed, the fruit will be a bit softer than fresh but can still be used in fruit salads or puréed for sauces and desserts. <h2>Insider's takeaway</h2>Mangos are trickier to slice and dice than some fruits thanks to their large, flat pits. While there are plenty of hacks out there for cutting up mangos, slicing around the pit and scooping out the fruit is the most straightforward, dependable method that works with all mango varieties.<a data-type="60b937803966fa0a6556a6c6">How to ripen avocados quickly without compromising taste or texture</a><a data-type="60b6a00bc29eae17a2328497">How long to boil eggs so they turn out perfectly every single time</a><a data-type="60ae8d331b9561608b033dab">How to make French toast without a recipe</a><a data-type="609983f6bac7614ebd4b5d9b">How to grill salmon to flaky, tender perfection - plus tips to prevent sticking</a>

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State-run banks don’t want you to use mobile wallets from non-banking players

BI India Bureau

3 easy ways to cut a mango to avoid the annoying seed

Laurel Randolph

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