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78 pc of consumers choose digital banking over cash transactions
Nearly 80 per cent of financial institutions have seen an increase in cashless transactions over th…
ANI
UPI transactions cross Rs 20 trillion for third successive month, in July 2024
Payments through the Unified Payments Interface (UPI) reported a 45% growth, as per the data made a…
ANI
Virtual credit cards have a limited use case – When should you consider one?
There are credit cards and then there are virtual credit cards. As the name suggests, these cards d…
Making online payments safer – Here’s how to tokenise your card
Many of us would have seen Amitabh Bacchan on television telling us that by tokenising our cards we…
RBI proposes alternative methods for authentication of digital payments, in addition to SMS-based OTP system
The Reserve Bank of India (RBI) has released a draft framework on alternative authentication mechan…
ANI
Wells Fargo may have underestimated just how savvy millennial credit card holders can be
Thanks to savvy millennials, Wells Fargo's partnership with Bilt Rewards — a renter-friendly credit…
Lloyd Lee
Younger Americans are falling behind on credit card and car payments, New York Fed says
"Delinquency tends to decrease with age, and younger generations have delinquency rates slightly hi…
Yuheng Zhan
India’s debit card transactions fall but credit card spends rise further
A look at India’s spending pattern in the first half of 2023 (January to June), reveals an interest…
Want to feel better about your finances? Do these 5 things right now!
Whether it is health, relationships or finances, each of these plays a very important role in our l…
'A complete waste of time': what to avoid when you're hustling to pay for college
Private college scholarships are hard to find, don't pay much, and often get deducted from other fi…
James S. Murphy
Best Credit Cards for Military Members of 2024
Active-duty military members can get waived annual fees on premium cards like the Amex Platinum, an…
Carissa Rawson
RBI directs card issuers to offer choice among card networks, bans restrictive agreements
According to a press release, the central bank prohibited card issuers from entering into agreement…
ANI
Banks have finally fixed the single most annoying thing about credit cards
Banks are using huge amounts of data to separate legitimate purchases from scams. That's great for …
Emily Stewart
Here’s how one can use the avalanche method to pay off lingering debts
One of the best debt payment strategies is known as the avalanche method. The process is simple. Yo…
Size does matter: Debit cards for large payments & UPI for smaller ones
Indians have gotten habituated to fishing out their phones instead of cards, and that’s been fuelli…
Credit-card points might be entering a new era
A cap on interchange fees may mean a shift in how consumers earn points on transactions.
Dan DeFrancesco,Alex Bitter
The credit card crisis is worse for millennials and Gen Zers
Americans are in the midst of a credit card crisis, and nobody is being hit harder than millennials…
Cork Gaines
After paying $25,000 of credit-card debt, I'm ready to make the most of my clean slate
I didn't spend money irresponsibly, but I still found myself deep in debt and paying off interest e…
Kelly Burch
Some relief for Indians travelling abroad – credit card payments will not attract TCS
On Wednesday, the Indian government announced that spending through international credit cards abro…
RBI stops Paytm Payments Bank from accepting deposits after Feb 29
The RBI on Wednesday barred Paytm Payments Bank Ltd from accepting deposits or top-ups in any custo…