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Have you ever travelled by a train? Most likely, your answer would be a resounding yes. It is impossible to escape <keyword id="19909154" type="General" weightage="20" keywordseo="Indian-railways" source="keywords">Indian railways</keyword> while travelling across the country. For most of us, trains are reminiscent of long distances, childhood memories and much more. However, they are slowly morphing into reminders of terrible accidents as well. About 9 people lost their lives this morning, while 60 others were gravely injured when a goods train collided with the <keyword id="22085842" type="General" weightage="100" keywordseo="Sealdah-Kanchenjunga-express" source="Orion">Sealdah-Kanchenjunga express</keyword> near New Jalpaiguri, <keyword id="19896517" type="General" weightage="20" keywordseo="west-bengal" source="keywords">West Bengal</keyword> this morning. Just last year, 290 individuals died and 1,200 others were seriously injured when the <keyword id="899925" type="General" weightage="20" keywordseo="coromandel-express" source="Orion">Coromandel express</keyword>, <keyword id="22085843" type="General" weightage="20" keywordseo="smvt-howrah-superfast-express" source="Orion">SMVT-Howrah superfast express</keyword> and a good train crashed into each other. There’s nothing you can do to avoid a disaster, but you can always safeguard yourself against them. How? By insuring all your train travels at a nominal price. <cmsannotation type="cmsannotation" annotationid="First off, who can opt for this insurance?" comment="subhead" text="First off, who can opt for this insurance?">First off, who can opt for this insurance?</cmsannotation> Railways offers its passengers the option to add insurance while booking their tickets. But this is possible only if they are booked online. If you book your tickets physically, or over the counter, you are not eligible for this facility. Additionally, those travelling in general compartments also cannot avail of this insurance. Moreover, if you are travelling with a child aged below 5, you cannot opt for insurance for them. Only children aged between 5 and 11 can benefit from this optional insurance. In case you buy insurance for travelling in train A, but end up travelling in a vikalp /alternate train, you’d still be eligible to make a claim. Non-Indian citizens are also not allowed to take this insurance. <cmsannotation type="cmsannotation" annotationid="How much does it cost?" comment="subhead" text="How much does it cost?">How much does it cost?</cmsannotation> For a small sum of 45 paise, you can get a coverage of up to Rs 10,00,000. Here’s a breakdown of maximum sum awarded under various conditions : <ol><li><keyword id="6355784" type="General" weightage="20" keywordseo="death" source="Orion">Death</keyword> : Rs 10,00,000</li><li><keyword id="11208387" type="General" weightage="20" keywordseo="Permanent-total-disability" source="Orion">Permanent total disability</keyword> : Rs 10,00,000</li><li>Permanent partial disability : Rs 7,50,000</li><li>Hospitalisation expenses : Rs 2,00,000</li><li>Transportation of mortal remains : Rs 10,000</li></ol>To opt for this insurance, all you’ve got to do is tick-mark a checkbox asking for adding insurance to your total travel fare, while you are booking the tickets. The premium will be automatically added to your total fare. You'll also get all necessary policy details on your email-ID and mobile number after you're done booking. Remember to fill out a nominee for the policy. In case there is no nominee allotted, the claims will be settled with the legal heir of the insured. <cmsannotation type="cmsannotation" annotationid="What do I need to submit to make a claim?" comment="subhead" text="What do I need to submit to make a claim?">What do I need to submit to make a claim?</cmsannotation> In the unfortunate case of you meeting with an accident while travelling via trains, you need to submit a detailed report and all necessary documents to the insurer within 4 months of the date of the accident. In case you wish to file a <keyword id="20546236" type="General" weightage="20" keywordseo="death-claim" source="keywords">death claim</keyword>, you’ll need the following documents : <ol><li>Railway Authority report confirming the accident and details of deceased</li><li>Duly completed personal accident claim form signed by nominee / Legal Heir</li><li>NEFT mandate details, cancelled cheque and photo identity proof of nominee</li></ol>If you wish to file a disablement claim <ol><li>Railway authority report confirming the accident</li><li>Attested copy of disability certificate from Civil Surgeon of the hospital where one was undergoing treatment. It should also state the percentage of disability.</li><li> Attested copy of FIR.</li><li>All supporting X-Ray / Investigation reports</li><li>Claim form with NEFT details &amp; cancelled cheque of the beneficiary</li><li>Photographs of before &amp; after disability</li></ol>

Pay only 45 paisa to get a Rs 10 lakh insurance for your train travel!

<keyword id="19909974" type="General" weightage="20" keywordseo="Maruti-Suzuki" source="keywords">Maruti Suzuki</keyword> India on Monday said it has reduced prices of select variants of the entry-level models <keyword id="21334806" type="General" weightage="20" keywordseo="Alto-K10" source="keywords">Alto K10</keyword> and <keyword id="21899231" type="General" weightage="20" keywordseo="S-Presso" source="keywords">S-Presso</keyword> with immediate effect. The price of S-Presso LXI Petrol has been reduced by Rs 2,000 and the price of Alto K10 VXI Petrol has been reduced by Rs 6,500, the auto major said in a regulatory filing. The Alto K10 range is priced from Rs 3.99 lakh and Rs 5.96 lakh while the S-Presso trims are tagged between Rs 4.26 lakh and Rs 6.11 lakh (ex-showroom Delhi). In August, sales of the company's mini segment cars, comprising Alto and S-Presso, declined to 10,648 units last month as against 12,209 units a year ago. The reduction in prices might be aimed at boosting sales ahead of the festive season. As per reports, dealers currently have a huge amount of inventory. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/webstories/realme-13-plus-5g-vs-iqoo-z9s-pro-battle-of-the-under-25000-smartphones/slidelist/112924868.cms">Realme 13 Plus 5G vs iQOO Z9s Pro – Battle of the under ₹25,000 smartphones</a> <a href="https://www.businessinsider.in/stock-market/webstories/baazar-style-retail-ipo-price-band-to-risk-factors-all-you-need-to-know/slidelist/112920678.cms">Baazar Style Retail IPO – Price band to risk factors, all you need to know</a> <a href="https://www.businessinsider.in/business/auto/news/upcoming-cars-launching-in-india-in-september-2024/slidelist/112917920.cms">Upcoming cars launching in India in September 2024</a>

Maruti Suzuki cuts prices of select trims of Alto K10, S-Presso

<ul><li><keyword id="19900288" type="General" weightage="20" keywordseo="Instagram" source="keywords" meta.keywordsubtype="org" meta.entityname="Instagram" meta.hostid="261" meta.entityid="Instagram">Instagram</keyword> has announced <keyword id="23207859" type="General" weightage="20" keywordseo="Teen-Accounts" source="keywords">Teen Accounts</keyword>, a new feature aimed at offering more control to parents.</li><li>The new feature will restrict how children can use Instagram, allowing parents more supervision.</li><li>The Teen Account feature will apply to users below 18 years of age.</li></ul>In a bid to offer parents more control over how their teenage children use social media, Meta-owned image sharing platform Instagram has announced Teen Accounts. The social media platform, which has a significant user base among teenagers, is implementing these changes to foster a safer and more positive online environment, offering “peace of mind” for both parents and children. Instagram will automatically place teenagers into the new Teen Accounts and teenagers under 16 years will need a parent’s permission to change any of these settings. Teen accounts are set to private by default, limiting interactions with unknown adults and filtering out potentially harmful content. Instagram also provides educational resources to help teenagers navigate the digital world responsibly. Teenagers will also get access to a new feature that will allow them to select topics they want to see more of in Explore and their recommendations, preventing unwanted content from popping up in their feeds. <h2><keyword id="23216323" type="General" weightage="100" keywordseo="Instagram-teen-account" source="Orion">Instagram Teen Account</keyword> features</h2><h3>Private accounts</h3>Teenagers will placed into private accounts by default and they will have to accept new followers and people who don’t follow them will not be able to see their content or interact with them. <h3> <keyword id="23216322" type="General" weightage="20" keywordseo="messaging-restrictions" source="keywords">Messaging restrictions</keyword></h3>Teens will be placed in the strictest messaging settings, so they can only be messaged by people they follow or are already connected to, preventing unwanted or unknown people from contacting them. <h3>Sensitive content restrictions</h3>Teens will automatically be placed into the most restrictive setting of Instagram’s sensitive content control, which limits the type of sensitive content teens see in places like Explore and Reels. <h3>Time limit reminders</h3>Teens will get notifications telling them to stop using the app after 60 minutes each day. <h3><keyword id="23216321" type="General" weightage="20" keywordseo="sleep-mode" source="keywords">Sleep mode</keyword></h3>Sleep mode will be turned on between 10 PM and 7 AM, which will mute notifications overnight and send auto replies to messages. <h3>Limited interactions</h3>Teens can only be tagged or mentioned by people they follow. Instagram will also turn on the most restrictive version of the app’s anti-bullying feature, Hidden Words so that offensive words and phrases will be filtered out of teens’ comments and message requests. <h3>How to change settings in the Instagram Teen Account?</h3>Teenagers under 16 years will need their parent’s permission to use less protective settings. To get permission, teens will need to set up parental supervision on Instagram. If parents want more oversight over their older teen’s (16+) experiences, they simply have to turn on parental supervision. Then, they can approve any changes to these settings, irrespective of their teen’s age. Once supervision is established, parents can approve and deny their teens’ requests to change settings or allow teens to manage their settings themselves. Soon, parents will also be able to change these settings directly to be more protective. SEE ALSO: <a href="https://www.businessinsider.in/business/ecommerce/news/amazon-great-indian-festival-sale-to-begin-on-september-27/articleshow/113445238.cms">Amazon Great Indian Festival sale to begin on September 27</a> <a href="https://www.businessinsider.in/business/auto/news/triumph-speed-t4-launched-in-india-with-a-price-tag-of-2-17-lakh/slidelist/113429766.cms">Triumph Speed T4 launched in India with a price tag of ₹2.17 lakh</a> <a href="https://www.businessinsider.in/tech/mobile/webstories/motorola-edge-50-neo-vs-nothing-phone-2a-which-phone-should-you-buy-under-25000/slidelist/113417314.cms">Motorola Edge 50 Neo vs Nothing Phone (2a) – Which phone should you buy under ₹25,000?</a>

Instagram will force teenagers to have a private account, enable sleep mode after 10 PM

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Pay only 45 paisa to get a Rs 10 lakh insurance for your train travel!

Ira Alok Puranik

Maruti Suzuki cuts prices of select trims of Alto K10, S-Presso

PTI

Instagram will force teenagers to have a private account, enable sleep mode after 10 PM

Sourabh Jain

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