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The <keyword id="20055654" type="General" weightage="20" keywordseo="Bar-Council-of-India" source="keywords" meta.keywordsubtype="org" meta.entityname="Bar Council of India" meta.hostid="261" meta.entityid="Bar Council of India">Bar Council of India</keyword> (<keyword id="20055655" type="General" weightage="20" keywordseo="bci" source="keywords">BCI</keyword>) has directed all <keyword id="22332741" type="General" weightage="20" keywordseo="State-Bar-Councils" source="keywords" meta.keywordsubtype="org" meta.entityname="State Bar Councils" meta.hostid="261" meta.entityid="State Bar Councils">State Bar Councils</keyword> to take stringent <keyword id="22258153" type="General" weightage="20" keywordseo="disciplinary-actions" source="keywords">disciplinary actions</keyword> against <keyword id="21509125" type="General" weightage="20" keywordseo="advocates" source="keywords">advocates</keyword> found advertising or seeking work through online portals, which is a direct violation of the Bar Council of India rules. The Bar Council of India has issued directives and cease and desist notices in compliance with a judgment pronounced on July 3, 2024 by the <keyword id="19900621" type="General" weightage="20" keywordseo="Madras-High-Court" source="keywords" meta.keywordsubtype="org" meta.entityname="Madras High Court" meta.hostid="261" meta.entityid="Madras High Court">Madras High Court</keyword>. The judgment underscores that the legal profession is a noble service to society and not a business driven by profit motives. In this regard, BCI directs the online platform to remove all listings, profiles, and advertisements related to <keyword id="22033472" type="General" weightage="20" keywordseo="legal-practice" source="keywords">legal practice</keyword>s by advocates immediately and no later than four weeks from the date of the notice. Cease and desist any operations enabling the advertisement or solicitation of legal practice by advocates. Submit a detailed compliance report outlining the actions taken to the BCI by August 10, 2024 Failure to comply with these directives will result in the BCI initiating legal proceedings and seeking appropriate penalties against the non-compliant organizations, stated BCI. All portals, <keyword id="19984289" type="General" weightage="20" keywordseo="online-platforms" source="keywords">online platforms</keyword>, and advocates found in violation of Rule-36 of the Bar Council of India Rules are hereby issued a public notice to ensure strict compliance with these Rules immediately. Any advertisements contravening the aforementioned Rule must be withdrawn forthwith, stated BCI. Practices of online platforms offering lawyer services were examined and found to be in violation of the <keyword id="22332742" type="General" weightage="20" keywordseo="BCI-Rules" source="keywords">BCI Rules</keyword>. The permissibility of <keyword id="22332740" type="General" weightage="100" keywordseo="lawyers-advertising" source="keywords">lawyers advertising</keyword> and soliciting work was scrutinized and deemed inappropriate. The involvement of online intermediaries in facilitating lawyer services was assessed and found to be in breach of professional conduct standards. The court ruled that online platforms cannot seek protection under Section 79 of the Information Technology Act for activities illegal under the Advocates Act and BCI Rules, added Bar Council of India's statement. Recently Madras High Court directed BCI to issue Circulars/Instructions/Guidelines to the State Bar Councils to initiate disciplinary proceedings for misconduct against the Advocate's advertising, soliciting works directly or indirectly, whether by circulars, advertisements, touts, personal communication, interviews not warranted by personal relations, furnishing or inspiring newspaper comments or producing his photographs to be published in connection with the case where he is engaged or concerned.

BCI directs State Bar Councils to take action against lawyers advertising, seeking work through online portals

The <keyword id="197891" type="General" weightage="20" keywordseo="press-council-of-india" source="Orion">Press Council of India</keyword> has sent <keyword id="6358715" type="General" weightage="20" keywordseo="notices" source="Orion">notices</keyword> to editors of several <keyword id="49629" type="General" weightage="20" keywordseo="newspapers" source="Orion">newspapers</keyword> over the publication of an <keyword id="44698" type="General" weightage="20" keywordseo="advertisement" source="Orion">advertisement</keyword> that was allegedly "camouflaged" to look like a <keyword id="881641" type="General" weightage="20" keywordseo="headline" source="Orion">headline</keyword> during the Rajasthan assembly polls. The elections in Rajasthan are being held on November 25. Its results will be declared along with those of polls in Madhya Pradesh, Telangana, Mizoram and Chhattisgarh on December 3. Listing the <keyword id="49629" type="General" weightage="20" keywordseo="newspapers" source="Orion">newspapers</keyword> that have been served the show-cause <keyword id="6358715" type="General" weightage="20" keywordseo="notices" source="Orion">notices</keyword>, the <keyword id="197891" type="General" weightage="20" keywordseo="press-council-of-india" source="Orion">Press Council of India</keyword> (PCI) on Friday said in a statement that its "Chairperson Justice (retired) Ranjana Prakash Desai, has taken suo-motu cognizance" of the said content published by them on November 20. "Publication of banner <keyword id="881641" type="General" weightage="20" keywordseo="headline" source="Orion">headline</keyword> camouflaged as news headline right below the newspaper masthead, appears to be in violation of Norms and Journalistic Conduct, 2022 edition, with regard to Rajasthan Legislative Assembly elections, 2023," the PCI statement read. "Show-cause notices have been issued to the editors of all the aforesaid newspapers for filing a reply," it added. The print media watchdog, however, did not share details about the alleged content published by the newspapers.

Advertisement 'camouflaged' to look like a headline: PCI sends notices to newspapers

Expanding the scope of its hearing in the <keyword id="19980518" type="General" weightage="20" keywordseo="Patanjali" source="keywords">Patanjali</keyword> Ayurved case, the <keyword id="19895345" type="General" weightage="20" keywordseo="Supreme-Court" source="keywords" meta.keywordsubtype="org" meta.entityname="Supreme Court" meta.hostid="266" meta.entityid="Supreme Court">Supreme Court</keyword> on Tuesday took a stern view of <keyword id="20610549" type="General" weightage="20" keywordseo="misleading-advertisements" source="keywords">misleading advertisements</keyword> by FMCG firms and asked three Union ministries to inform it about the steps they have taken to curb the practice which takes "public for a ride" and adversely affects their health. The court passed the order after Yoga guru Ramdev and his aide Balkrishna of Patanjali Ayurved Ltd. told a bench of Justices Hima Kohli and Ahsanuddin Amanullah that they have issued unqualified public apology in as many as 67 newspapers over misleading advertisements and are willing to issue additional advertisements expressing their contrition. The bench said the public apology published in newspapers were not on record and asked those to be filed within two days. It posted the matter for April 30 for further consideration. While hearing the Patanjali case, the apex court said the implementation of the relevant provisions of the Drugs and Magic Remedies (Objectionable Advertisements) Act, the Drugs and Cosmetics Act and the Consumer Protection Act and the related rules also needed a closer examination. It said the issue was not limited to Patanjali but extended to all Fast-Moving Consumer Goods (FMCG) firms which have been issuing "misleading advertisements and taking the public for a ride, in particular affecting the health of babies, school-going children and senior citizens who have been consuming products on the basis of the said misrepresentation". "We must clarify that we are not here to gun for a particular party or a particular agency or a particular authority. This is a PIL, and in the larger interest of the consumers, public should know which way they are going and how and why they can be misled, and how authorities are acting to prevent it," the bench said. The court asked the Union ministries of consumer affairs, information and broadcasting, and information technology to explain what action they have taken to prevent the misuse of consumer laws. It also sought an explanation from the Centre over an August 2023 letter issued by the Ministry of Ayush to the licencing authorities of all states and Union Territories and drug controllers of Ayush asking them to not initiate any action under rule 170 of Drugs and Cosmetics Rules, 1945. The bench also asked the <keyword id="20083252" type="General" weightage="20" keywordseo="Indian-Medical-Association" source="keywords" meta.keywordsubtype="org" meta.entityname="Indian Medical Association" meta.hostid="266" meta.entityid="Indian Medical Association">Indian Medical Association</keyword> (IMA), the petitioner in the Patanjali advertisements case, to "put its house in order". It said several complaints have been made about alleged unethical acts by members of the IMA who prescribe highly expensive medicines and line of treatment. The bench also ordered impleading the National Medical Commission (NMC) as a respondent in the matter for effective assistance to the court. At the outset, senior advocate Mukul Rohatgi, appearing for Ramdev and Patanjali Ayurved Ltd managing director Balkrishna, told the bench they have issued on Monday unqualified apology for the "lapses" on their part. "Where? Why it is not filed?" the bench asked. Rohatgi said it was issued on Monday in 67 newspapers across the country. When the court asked the senior advocate why did the respondents wait for a whole week before publishing the public apology, Rohatgi said, "Its language had to be changed". The court also quizzed him about the size of advertisements. "Is it the same size of advertisements that you normally issue in newspapers?" it asked Rohatgi, who submitted "It costs tens of lakhs (of rupees)". The bench ordered that the apology published be filed on record and added it wanted to see the actual advertisement published in newspapers. "The said advertisements are not on record. It is submitted that the same have been collated and shall be filed in the course of the day with copies to counsel for the parties. Needful shall be done within two days with copies to counsel for the parties," it said. The counsel said additional advertisement shall be issued by Ramdev and Balkrishna tendering unqualified apology for the lapses on their part. The bench said it was necessary to implead the three central ministries in order to examine the steps taken to prevent the abuse of the Drugs and Magic Remedies (Objectionable Advertisements) Act and rules, the Drugs and Cosmetics Act and the Consumer Protection Act. It said these ministries shall file affidavits enunciating the action they have taken to prevent the misuse/abuse of these statutes along with the relevant data since 2018. The bench said licencing authorities of all states and UTs shall also be impleaded as co-respondents in the matter. The bench told the IMA's counsel that while they are pointing fingers at Patanjali, "the other four fingers are also pointing at you (IMA)". On April 16, the apex court had warned Ramdev and Balkrishna against any attempt to "degrade allopathy" and permitted them to tender a "public apology and show contrition" within a week in the contempt proceedings in the misleading advertisements case against Patanjali Ayurved Ltd. The apex court is hearing a plea filed in 2022 by the IMA alleging a smear campaign against the Covid vaccination drive and modern systems of medicine. Ramdev and Balkrishna had earlier tendered an "unconditional and unqualified apology" before the top court over advertisements issued by the firm making tall claims about the medicinal efficacy of its products. 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Supreme Court expands Patanjali misleading ads hearing to include FMCG companies

The internet has revolutionised our lives, offering convenience and connectivity at our fingertips. With the rapid adoption of digital payments in India, fraudsters have evolved their tactics, devising new scams to exploit the growing user base. Several <keyword id="20182215" type="General" weightage="20" keywordseo="online-scams" source="keywords">online scams</keyword> have been reported in India over the past few months, from the standard UPI refund scams to unbelievable scams such as the digital arrest scams. Here's a look at some prevalent online scams and how to protect yourself: <h2><keyword id="23629952" type="General" weightage="20" keywordseo="UPI-refund-scam" source="keywords">UPI refund scam</keyword></h2>UPI refund scam is one of the most common online scams these days. It involves a person sending the victim money and then claiming that it was accidentally sent. The scammer then asks the victim to refund the money, often using excuses such as emergency hospitalisations or other important expenses. If the victim refunds the money, the scammer then contacts their bank and reverses the initial transaction, resulting in the victim losing money. How to protect yourself from UPI refund scams: <ul><li>Do not resend the money if someone claims they have “accidentally” sent you money.</li><li>If you receive money from an unknown source, contact your bank immediately.</li><li>If someone says they have sent you money, ask them to contact their bank to get a refund.</li></ul><h2><keyword id="19939895" type="General" weightage="20" keywordseo="phishing-scams" source="keywords">Phishing scams</keyword></h2>Phishing scams have been around for a long time, but they have become more sophisticated in the digital age. Fraudsters often impersonate reputable companies, sending fake emails, messages, or even websites that look almost identical to the real ones. These messages typically contain a sense of urgency—such as a warning that your account is about to be blocked or that you've won a prize. Once you click on the link, you’re directed to a fake site that prompts you to enter your personal information, including login credentials and payment details. This data is then used to steal money or compromise your identity. How to protect yourself from phishing scams: <ul><li>Be sceptical of unexpected messages or emails, even if they seem to come from trusted sources.</li><li>Check the URLs of websites carefully. Scammers often use misspelt URLs that are designed to look legitimate.</li><li>Never share your personal or financial information without verifying the authenticity of the request.</li></ul><h2><keyword id="23629953" type="General" weightage="20" keywordseo="SIM-swap-scam" source="keywords">SIM Swap scam</keyword></h2>As the name suggests, a SIM swap scam basically involves the scammer getting access to your SIM, either with the help of someone at the mobile service provider or through other means. The scammer often convinces the network provider to activate a SIM card they possess, gaining control of the victim’s phone number. This allows the scammer to gain access to all calls and text messages that the victim may receive, which is important in this day and age where all accounts are linked to your phone number. Once the scammer gets access to the victim’s phone number, they use it to gain access to their bank account and steal money. How to protect yourself from SIM swap scam: <ul><li>If your SIM stops working, immediately inform the telecom operator.</li><li>Make use of a SIM lock, which prevents your SIM from being used on another smartphone without entering a password.</li><li>Avoid sharing personal information online, especially things which can make it easier to crack your passwords.</li><li>Keep track of your accounts and report any unauthorised transactions.</li></ul><h2><keyword id="20415709" type="General" weightage="20" keywordseo="online-shopping-scams" source="keywords">Online Shopping Scams</keyword></h2>Beware of fake online stores offering unbelievable deals. These websites might steal your payment information or deliver counterfeit or non-existent products. These websites often advertise unbelievable deals to lure in unsuspecting customers, either with the intention of stealing their data or selling substandard products. How to stay safe: <ul><li>Shop from reputable websites. Look for customer reviews and secure payment gateways.</li><li>Be cautious of prices that seem too good to be true.</li><li>Use a credit card for online purchases. It offers better fraud protection than a debit card.</li></ul><h2>The "Digital Arrest" scam</h2>In this chilling scam, fraudsters impersonate law enforcement officials. They may claim you're involved in illegal activities and threaten you with a "digital arrest" or legal action. To avoid this, they'll demand payment or personal information. Victims are often coerced into making payments via UPI or other digital means. The sense of urgency and fear of legal consequences often compels people to act without verifying the legitimacy of the claim. How to avoid: <ul><li>Know your rights: Law enforcement agencies will never demand payment or personal information over the phone or online. </li><li>Verify identities: If you receive such a call, hang up and directly contact the relevant authorities to verify the claim.</li></ul><h2><keyword id="23629954" type="General" weightage="20" keywordseo="KYC-scam" source="keywords">KYC scam</keyword></h2>With the increased demand for KYC (know your customer) updates across digital platforms, fraudsters are taking advantage by posing as bank or telecom representatives. They often claim that your account will be blocked if you don’t update your KYC details immediately. Victims are then asked to share their Aadhaar number, PAN, or other personal details via a fraudulent link or over a call. In some cases, they also ask users to complete the process through UPI apps, stealing money from their accounts during the process. How to avoid it: <ul><li>Banks and financial institutions never ask for personal details over a call, message, or link.</li><li>Always update KYC details through official channels, like the bank’s app or website.</li><li>If you receive a suspicious KYC request, report it to your bank’s customer service immediately.</li></ul>SEE ALSO: <a href="https://www.businessinsider.in/stock-market/news/waaree-energies-to-afcons-infrastructure-ipos-to-look-out-for-this-week/articleshow/114421377.cms">Waaree Energies to Afcons Infrastructure, IPOs to look out for this week</a> <a href="https://www.businessinsider.in/personal-finance/news/best-credit-cards-for-online-shopping-in-india/articleshow/114354358.cms">Best credit cards for online shopping this festive season</a> <a href="https://www.businessinsider.in/stock-market/news/bigger-they-are-harder-they-fall-a-look-at-how-the-countrys-biggest-ipos-have-fared/articleshow/114307997.cms">Bigger they are, harder they fall – A look at how the country’s biggest IPOs have fared</a>

UPI refund to digital arrest scam, here are some online scams you need to be aware of

The <keyword id="19895221" type="General" weightage="100" keywordseo="Competition-Commission-of-India" source="keywords" meta.keywordsubtype="org" meta.entityname="Competition Commission of India" meta.hostid="261" meta.entityid="Competition Commission of India">Competition Commission of India</keyword> has dismissed a complaint against <keyword id="20201307" type="General" weightage="20" keywordseo="Google-India" source="keywords" meta.keywordsubtype="org" meta.entityname="Google India" meta.hostid="261" meta.entityid="Google India">Google India</keyword> alleging that the tech giant abused its <keyword id="22202852" type="General" weightage="20" keywordseo="Dominant-Position" source="keywords">dominant position</keyword> to favour <keyword id="20200171" type="General" weightage="20" keywordseo="Truecaller" source="keywords" meta.keywordsubtype="org" meta.entityname="Truecaller" meta.hostid="261" meta.entityid="Truecaller">Truecaller</keyword> in the market for caller ID and spam protection apps, as it found no evidence of violation of <keyword id="20854369" type="General" weightage="20" keywordseo="Competition-Law" source="keywords">competition law</keyword>. While dismissing the complaint, the fair trade regulator said, "The Commission finds that no prima facie case of contravention of the provisions of Section 4 of the Act is made out against <keyword id="6355629" type="General" weightage="20" keywordseo="Google" source="Orion">Google</keyword> in the instant matter". Section 4 of the Competition Act, deals with the abuse of dominant position. The ruling came on a complaint filed by Rachna Khaira (informant) accusing Google of granting exclusive access to Truecaller to share private contact information while prohibiting other apps from doing the same. Further, she alleged that this practice has distorted the market and created a monopoly for Truecaller. The informant also alleged that Google's developer policy prohibits unauthorised disclosure of non-public contacts, and Truecaller's privacy policy, to which she argued allowed the sharing of such information. Further, Khaira alleged that Google favoured Truecaller due to commercial arrangements involving Google's cloud storage and advertising services. The regulator after reviewing submissions from both Google and Khaira, found that the informant's claims were unsubstantiated. "...the allegation of the informant remains unsubstantiated and despite sufficient opportunity, the informant has not provided any evidence to prima facie establish that Google is according either preferential treatment to Truecaller or resorting to discriminatory practises by allowing access to user's contact data to Truecaller while denying the same to the competing applications," CCI said in an order on June 24. The competition watchdog also addressed the commercial relationship allegations against the tech major, stating that mere commercial relationships do not imply preferential treatment unless proven. However, the regulator found no evidence suggesting that these changes granted Truecaller a competitive advantage over its rivals. The request for interim relief by the informant to temporarily block Truecaller from operating on the Play Store was also rejected by the competition watchdog."The Commission finds that no prima facie case of contravention of the provisions of Section 4 of the Act is made out against Google in the instant matter. Accordingly, the Information is ordered to be closed," the fair trade regulator said.

Competition Commission dismisses complaint against Google India

As side-effects of generative <keyword id="6355999" type="General" weightage="20" keywordseo="AI" source="Orion">AI</keyword> begin to haunt people, <keyword id="399907" type="General" weightage="100" keywordseo="meta" source="Orion">Meta</keyword> has asked advertisers to disclose whenever a social issue, electoral, or political ad contains an image or video that have been digitally created or altered. Advertisers will now have to disclose whenever political ads contain a photorealistic image or video, or realistic sounding audio, that was digitally created or altered to depict a real person as saying or doing something they did not say or do. The policy will apply to ads that depict a realistic-looking person that does not exist or a realistic-looking event that did not happen, or alter footage of a real event that happened; or depict a realistic event that allegedly occurred, but that is not a true image, video, or audio recording of the event. "Advertisers running these ads do not need to disclose when content is digitally created or altered in ways that are inconsequential or immaterial to the claim, assertion, or issue raised in the ad," Meta said in a blog post late on Wednesday. This may include image size adjusting, cropping an image, colour correction, or image sharpening, unless such changes are consequential or material to the claim, assertion, or issue raised in the ad. The new policy will go into effect in the new year and will be required globally. Meta will add information on the ad when an advertiser discloses in the advertising flow that the content is digitally created or altered. This information will also appear in the Ad Library. "If we determine that an advertiser doesn't disclose as required, we will reject the ad and repeated failure to disclose may result in penalties against the advertiser. We will share additional details about the specific process advertisers will go through during the ad creation process," said the company. SEE ALSO: <a href="https://www.businessinsider.in/tech/mobile/news/what-is-samsungs-bixby-call-features-and-how-it-works/articleshow/105033482.cms">Samsung’s Bixby offers to answer calls for you – here’s how it works</a> <a href="https://www.businessinsider.in/tech/mobile/news/the-average-selling-price-of-smartphones-increased-in-a-flat-market/articleshow/105033814.cms">The average selling price of Indian smartphones has increased despite a flat market</a> <a href="https://www.businessinsider.in/tech/news/google-pay-everything-you-need-to-know-about-googles-new-credit-offerings/articleshow/104573817.cms">Google for India – Sachet loans to credit on UPI, tech giant bets on lending</a>

Meta asks advertisers to disclose use of AI in political, social ads

In the last few months, have you received a suspicious call from a stranger claiming that you have won a cash prize? Or has someone tried reaching out to you saying that a relative is in trouble and urgently needs money? If you answered yes to any of these questions, know that you are not alone. <keyword id="19895063" type="General" weightage="20" keywordseo="India" source="keywords">India</keyword> has reported a rise in scam calls in recent months and these calls seem to be increasing at a rapid rate. But not just calls, there are various other platforms that scammers try to take advantage of, to rob people of their hard-earned money. Read on to know about the top 5 <keyword id="22618205" type="General" weightage="100" keywordseo="personal-finance-scams" source="keywords">personal finance scams</keyword> that are surfacing in India and how you can stay safe from them. <h2>Fake <keyword id="20488964" type="General" weightage="20" keywordseo="job-offer" source="keywords">job offer</keyword> scams</h2>This is one of the most commonly reported scams. Over the last year, there have been many cases where people were approached for seemingly lucrative job offers via platforms like WhatsApp and Telegram. Some of these cases involved the victim making payments to certain accounts, while being made to believe that it is a part of the job and there will be a handsome return later. For instance, a PTI report in May this year revealed that a woman from Navi Mumbai found herself trapped in an online fraud and lost Rs 54 lakh. The victim wanted to earn some extra money by working from home and was reportedly offered freelance work by the scammers. She was also told that she would earn money after completing five tasks. And to receive these tasks, the woman claimed that she paid Rs 54.30 lakh in various accounts. When the woman asked for payment after completing the tasks assigned to her, the scammers stopped replying. <h2>Sweetheart scams</h2>Meeting the love of your life through an <keyword id="20167528" type="General" weightage="20" keywordseo="online-platform" source="keywords">online platform</keyword> seems too good to be true at times. And sometimes, this really is the case. Various cases have surfaced in the past where the victims were duped of their hard-earned money by their online lovers. Just last month, a man in Delhi was scammed of Rs 1.2 lakh when he planned to meet a woman he was talking to on Tinder. The two met at a cafe in Delhi to celebrate the woman’s birthday and ordered some snacks, cakes, and wine. The woman however, abruptly left in the middle of the date citing a family emergency. And the victim incurred a bill of Rs 1,21,917.70 for food that should have only cost a few thousand bucks. When he questioned the high bill, he was threatened and forced to pay. After investigating, the police found that the cafe split the high bills in a set way: 15% to the girl, 45% to the table and cafe managers, and 40% to the owners. <h2>Fake screenshots scams</h2>Another type of scam that is widely happening in the country is where you are shown a screenshot that gives the impression that your account has been credited with some money, when it actually has not. For instance, in March this year, a Delhi Uber driver was making headlines for overcharging a customer for a ride to the airport. A Moneycontrol report mentioned how a man described his experience in a Reddit thread. As per the report, the man said that he had booked a ride to the airport and the initial fare was Rs 340. However, when the ride was completed, the Uber driver showed him a screenshot which depicted that the fare was Rs 648. The driver had claimed that the fare increased due to more waiting time. However, that wasn’t the case and the driver had created a fake screenshot to demand extra money. After this post went viral, several other Reddit users reported similar incidents. <h2><keyword id="19925254" type="General" weightage="20" keywordseo="YouTube" source="keywords" meta.keywordsubtype="org" meta.entityname="YouTube" meta.hostid="261" meta.entityid="YouTube">YouTube</keyword> like and earn scam</h2>This one is similar to the completing tasks scam. In this scam, <keyword id="20013464" type="General" weightage="20" keywordseo="fraudsters" source="keywords">fraudsters</keyword> tend to tell the victim that they will have to engage with a YouTube channel to earn money. They then ask the person to make certain payments, promising a greater reward later on. Once the victim transfers the money, the fraudsters tend to disappear into thin air. In February this year, there were reports of a man losing Rs 16 lakh due to such a scam. <h2><keyword id="19957108" type="General" weightage="20" keywordseo="online-shopping" source="keywords">Online shopping</keyword> scam</h2>If you have ever shopped online, be sure to read this one. Many scamsters come up with fake advertisements on reputed platforms like Instagram to lure people into buying items online. In such scams, once the order has been placed and payment has been made, the victim doesn’t receive the products. In addition to this, scammers can also pose as bank employees and gain access to sensitive information of the victim’s account. For instance, a report by PTI last year revealed that a 70-year-old woman was buying six towels online for Rs 1,160. While making the payment, Rs 19,005 was taken from her account instead of Rs 1,160. She tried to contact the bank helpline but couldn't reach them. Soon after, she got a call from an unknown number. The caller claimed to be from the bank and offered to help with her payment problem. He asked her to download an app for the refund. The woman followed his instructions but ended up losing Rs 1 lakh from her account. When she saw the unauthorised transactions, she went to the police station. Meanwhile, another Rs 8.3 lakh was withdrawn from her account. <h2>How to stay safe from such scams</h2>Even though more and more people are being targeted by scammers, there are some ways that you can ensure that you stay safe. Keep these few points in mind in order to protect yourself against personal financial scams. <ol><li>Don’t share your personal information with strangers online or on the phone. </li><li>Don’t make any payments just because a stranger told you to. Verify the situation and the person’s credentials. </li><li>Don’t click on suspicious links that are sent to you on emails or text messages. </li><li>Avoid shopping for doubtful websites or accepting job offers from sites that appear dubious. </li><li>Before taking up any job offer, perform a thorough search of the company or the person who is claiming to recruit you. </li><li>Read up a bit about popular scams going on right now. At times, a simple Google Search can help you save up loads of money. </li></ol>

Top 5 personal finance scams in India and how to stay safe from them

<div type="image" title="Companies are embracing the unbossing trend" msid="113256383" hostid="261" sizebytes="1440779"></div> If there’s one thing both a productive team member and an underperformer hates in the corporate world, it’s being micromanaged. Now, imagine a workplace where the boss isn’t calling all the shots. Instead, everyone has a voice, and innovation flows freely. The recent corporate trend of "Unbossing" promises to do just that, empowering employees by eliminating the heavy hands of hierarchy. Sounds too good to be true? Well, globally, not just the new-age start-ups, but dozens of major corporations have embraced this trend and trimmed their middle management. <h2>Managers managing managers — no more!</h2>In January last year, <keyword id="399907" type="General" weightage="20" keywordseo="META" source="Orion">Meta</keyword> CEO Mark Zuckerberg made headlines for declaring 2023 as the “year of efficiency” and saying that he doesn’t want a management structure that's just “managers managing managers”. <div type="image" title="Meta CEO Mark Zuckerberg" agency="ANI" msid="113256403" hostid="261"></div> The same month, it was also reported by Command Line that <keyword id="399907" type="General" weightage="20" keywordseo="META" source="Orion">Meta</keyword>'s chief product officer Chris Cox, had shared a post on the company's communication platform, Workplace, highlighting the necessity to "flatten" the organisation's structure. What followed was reports of Meta slashing middle management roles. Gradually, other companies like Shopify, Bayer, and Cisco began making headlines for showing the exit door to some of their middle managers. Loosely, unbossing is essentially cutting down the middle management roles. It cuts significant costs for the company and the new-age workforce also endorses the trend as efficient in enabling faster decision-making and innovation. However, critics argue this trend also limits the extent of mentorship that the younger generation receives while entering the workforce, which often remains an intangible value if your boss turns out to be a good mentor. Therefore, for some, it’s not about firing the middle management, but just another leadership philosophy on how leaders (and ‘bosses’) should conduct themselves. This approach advocates bosses working along with the team as a part rather than shouting instructions from the top. Whatever one’s understanding, this trend of “Unbossing” appears to be taking corporate America by storm in 2023, as evidenced by hundreds of media reports highlighting the same. Overall, most agree that the trend is restructuring organisational hierarchy to enable direct communication between employees and leaders. Cut to 2024, this trend is still prevalent and making headlines. A Bloomberg report recently said that Georges Elhedery, the incoming CEO of HSBC Holdings, might also consider plans to streamline the company's operations by reducing layers of middle management. But what’s the scenario in India? Are Indian companies ready to ditch the old-school approach and adopt this new way of working? Let’s dive in and see what the experts have to say! <h2>Layoffs to impact senior professionals: Naukri.com survey</h2>A survey by job portal Naukri.com early last year had suggested that recruiters in India expect a decline in layoffs during the first half of 2023. The survey, which included responses from 1,400 recruiters and consultants across ten industries, revealed that only 4 percent of participants anticipated layoffs to be the main focus of hiring activities within their organisations. However, the survey also highlighted that information technology roles and senior professionals were likely to be the most affected by hiring adjustments. About 20 percent of recruiters predicted that layoffs would predominantly impact senior professionals, while freshers are expected to face the least disruption from these hiring corrections. Interestingly the survey came around the same time when the Unbossing trend had begun picking up pace abroad. <h2>Layoffs at Wipro, <keyword id="18635" type="General" weightage="20" keywordseo="amazon" source="Orion">Amazon</keyword> and Collegedunia</h2>In January this year, Wipro India was in the limelight for laying off hundreds of its mid-level executives. The company reportedly culled many jobs as part of its strategy to improve margins. An ET report citing two sources familiar with the situation had said that the leading Indian IT firm reduced mid-level roles at its onsite locations. "Notices began being issued earlier this month, and hundreds of mid-level executives onsite are being let go," one source revealed. Another source added, "They have costly resources onsite in Capco, and although growth is returning, it's not sufficient. Aparna Iyer, Wipro's chief financial officer, has been tasked with delivering better margins this quarter." <div type="image" title="Amazon decided to lay-off middle managers in May" msid="113256170" hostid="261"></div>Then in May, <keyword id="18635" type="General" weightage="20" keywordseo="amazon" source="Orion">Amazon</keyword> also decided to reduce layers of middle management within its customer service divisions as part of an organisational restructuring, a Fortune report had said. The cuts impacted over 100 customer service managers in Level 5 and Level 6 middle management roles, both in call centres and virtual positions, primarily based in the U.S. and India. Not just large tech companies, startups too seem to be adapting the <keyword id="23125775" type="General" weightage="100" keywordseo="unbossing-trend-in-India" source="Orion">unbossing trend in India</keyword>. Last month, educational portal Collegedunia confirmed that around 100 employees from its Study Abroad department had been given the pink slip. A report in CNBC-TV18 had said that additional job cuts were happening across other departments as part of a broader reorganisation. The restructuring, as per the report, was aimed at automating many tasks to reduce costs. Interestingly, despite the layoffs, Collegedunia had posted 13 job openings on LinkedIn for various roles in different locations, primarily entry-level positions requiring up to two years of experience. "While Collegedunia is laying off several employees, it is also hiring fresh talent, allowing them to keep staffing levels up but at a lower cost," one employee told CNBC-TV18 at the time. Another source confirmed that while Collegedunia had been actively recruiting for some months, it has also been letting go of employees, including senior staff members with 7-8 years of experience at the company. <h2>What do experts say?</h2> <div type="image" title="Experts&amp;#39; opinion on unbossing trend" msid="113256250" hostid="261"></div>Mr. Sumit Kumar, Chief Strategy Officer at TeamLease Degree Apprenticeship, told Business Insider India, “From the perspective of HR leaders and CEOs, the strategic culling of middle management is viewed as a means to streamline operations, reduce overhead, and foster a culture of autonomy and innovation.” He also noted that even though employees can “exercise greater ownership and agility in decision-making” through this approach, there are also significant downsides. “The erosion of middle management creates a vacuum in leadership development, mentorship, and the retention of institutional knowledge, potentially leading to disengagement, a weakened talent pipeline, and misalignment with organisational objectives,” Kumar noted. Talking specifically about the Indian scenario, he said, “Implementing this trend in India would be a strategic move, positioning organisations to remain competitive in a rapidly evolving business environment. However, to fully capitalise on this approach, developing a more robust talent pipeline that integrates the ability to multitask at all levels is imperative. In today's landscape, leadership demands thinkers, strategic visionaries, and individuals who can execute with precision. We need to cultivate a new breed of leaders who are both thinkers and doers, capable of navigating complex challenges while driving innovation and growth. By building versatile, agile leaders through targeted talent development programs, Indian organisations can ensure they are well-prepared to thrive in a decentralised, high-performance environment.” RP Yadav, Chairman and Managing Director of Genius Consultants Limited, told ET recently that the Unbossing approach simplifies hierarchies and encourages open communication between frontline employees and senior management. He had added that the concept of “the oldest in the room is always the wisest of all” is no longer applicable. Meanwhile, Aditya Narayan Mishra, MD and CEO of CIEL HR Services told ET that the unbossing trend is predominantly seen in tech companies, creative roles, and startups, where swift decision-making and the unrestricted exchange of ideas are crucial. For example, the tech sector often thrives with flattened hierarchies that support rapid innovation and agility, while creative industries such as advertising and media use unbossing to cultivate a more collaborative and idea-focused environment. Thus, the unbossing trend is gaining traction beyond global companies and is finding its way into Indian organisations as well. While this approach can streamline operations, reduce costs, and enhance agility, experts caution that it also brings challenges, such as gaps in leadership development and the loss of institutional knowledge. To fully harness the benefits of unbossing, Indian companies must focus on cultivating agile leaders who can navigate complex challenges and drive growth. By building a strong talent pipeline and fostering a culture of innovation and collaboration, Indian organisations can position themselves to thrive in a more decentralised and dynamic business environment. Do you have insights or personal experience to s hare on layoffs, <keyword id="34447" type="General" weightage="20" keywordseo="workplace-trends" source="Orion">workplace trends</keyword>, or career changes? Contact us at businessinsider@timesinternet.in.

SIMPLY PUT: What’s with all “Unbossing” talks? Are Indian companies also embracing this global trend?

<ul class="summary-list"><li>Tesla hasn't engaged with India's government since Elon Musk canceled his trip in April, per Bloomberg.</li><li>Tesla was initially planning to build a new factory in India but seems to have shifted its focus.</li></ul>India may no longer be a priority for <a target="_blank" href="https://www.businessinsider.com/tesla">Tesla</a> and its CEO <a target="_blank" href="https://www.businessinsider.com/elon-musk">Elon Musk</a>.The mercurial billionaire's team hasn't engaged with the country's officials since he <a target="_blank" href="https://www.businessinsider.com/elon-musk-cancels-trip-to-india-tesla-layoffs-struggles-2024-4">canceled his trip to India</a> in April, Bloomberg <a target="_blank" href="https://www.bloomberg.com/news/articles/2024-07-04/india-s-hopes-for-tesla-investment-cool-as-musk-ceases-contact">reported</a> on Thursday, citing people familiar with the matter."Unfortunately, very heavy Tesla obligations require that the visit to India be delayed, but I do very much look forward to visiting later this year," Musk <a target="_blank" href="https://x.com/elonmusk/status/1781541775183610310">said</a> in an X post on April 20.Bloomberg's sources also said India's government doesn't expect Tesla to make any investments anytime soon as the company is experiencing capital issues.Tesla and India's heavy industry, finance, and commerce ministries did not respond to the outlet's requests for comment.The report comes as a surprise, considering Tesla has <a target="_blank" href="https://www.businessinsider.com/elon-musk-tesla-build-india-factory-import-taxes-electric-vehicles-2021-7">long been eyeing India</a> as a potential area for expansion.In April, Reuters <a target="_blank" href="https://www.reuters.com/business/autos-transportation/teslas-musk-likely-unveil-2-3-bln-india-investment-during-visit-sources-say-2024-04-17/">reported</a> that the EV giant was planning to build a new factory in India as part of a $2 to $3 billion investment into the country. Musk was expected to announce the expansion plans during his planned visit to India.But Musk did still end up traveling to another Asian country in April. The Tesla CEO made a <a target="_blank" href="https://www.businessinsider.com/elon-musk-tesla-china-visit-self-driving-autonomous-electric-cars-2024-4">surprise trip to China</a> just a week after scrapping his trip to India, where he met the country's second-highest-ranking politician, <a target="_blank" href="https://www.businessinsider.com/li-qiang-china-2nd-most-powerful-man-shanghai-lockdowns-2022-11">Li Qiang</a>.The trip was fruitful for Musk, who has advertised his ambitions of <a target="_blank" href="https://www.businessinsider.com/elon-musk-hawks-optimus-robot-in-attempt-to-resuscitate-tesla-2024-4">turning Tesla into a leading AI and robotics company</a>. According to a Bloomberg <a target="_blank" href="https://www.bloomberg.com/news/articles/2024-04-29/tesla-clears-key-china-fsd-hurdle-with-baidu-mapping-deal">report</a> in April, Chinese officials gave their in-principle approval for Tesla to roll out its Full Self-Driving technology in the country.That said, India probably hasn't entirely fallen off of Musk's radar.Musk congratulated India's Prime Minister Narendra Modi on his government's electoral victory at the country's general elections. The pair had last met in New York in June 2023."Congratulations Narendra Modi on your victory in the world's largest democratic elections! Looking forward to my companies doing exciting work in India," Musk <a target="_blank" href="https://x.com/elonmusk/status/1799119259177488540">wrote</a> in an X post on June 7.Representatives for Tesla and India's commerce ministry didn't immediately respond to requests for comment from BI sent outside regular business hours.

Elon Musk is giving India the cold shoulder and ghosting officials on Tesla investments

Even as the Indian government has banned 138 betting apps, offshore betting and casino companies are finding new avenues to advertise their illegal wares to millions of unsuspecting Indians. These platforms continue to extensively use sports teams, personalities and industry sponsorships in <keyword id="3658" type="General" weightage="80" keywordseo="india" source="Orion">India</keyword>. The Ministry of Electronics and Information Technology (MEITY) banned 138 betting/gambling websites and apps under section 69(A) of the IT Act, as they "were engaging in illegal money laundering &amp; were posing threat to the financial security of our nation," In 2022, The Ministry of Information and Broadcasting had issued two advisories against advertisements of betting on digital media platforms and TV Channels. It had also warned against offshore betting platforms using news as a surrogate product and promoting betting in the garb of news. Football and Kabaddi are two sports that continue to see a lot of betting companies. Stake, an online casino, is the principal partner of the ISL teams Mumbai FC and Hyderabad FC. Parimatch is the main sponsor of the football team <keyword id="2521778" type="General" weightage="80" keywordseo="goa-fc" source="Orion">Goa FC</keyword>. The betting site, Dafa is a sponsor of the Kabaddi team Telugu Titans, while <keyword id="2293995" type="General" weightage="80" keywordseo="fairplay" source="Orion">Fairplay</keyword> is a partner of <keyword id="2455640" type="General" weightage="80" keywordseo="jaipur-pink-panther" source="Orion">Jaipur Pink Panther</keyword>. Bollywood star <keyword id="37518" type="General" weightage="80" keywordseo="nargis-fakhri" source="Orion">Nargis Fakhri</keyword> is the brand ambassador of Betway. The India Affiliate Summit, organised by IAMAI, has among its partners and sponsors, some of the biggest betting and casino companies including Parimatch and Rajabet. The India Affiliate Summit billed as the "largest performance marketing event in India" will be held in October 2023. Parimatch and Khelraja were among the esteemed speakers of the 2022 summit. IAMAI had recently stated that it is most suited to form the proposed self-regulatory organisation (SRO) for online gaming. In an interview given to Mint, the CEO of now-banned betting company Parimatch said that offshore betting companies do deposits of $ 1 billion every month or around INR one lakh crores per year. This makes the illegal betting and casino sector bigger than the legitimate online gaming industry. According to the State of India Gaming Report by Lumikai, the Indian gaming industry saw a revenue of just USD 2.6 billion in FY 2022. The Union Ministry of Electronics and Information Technology (MeitY) has recently released a draft of rules for online gaming companies and invited feedback from various stakeholders. IAMAI said that the rules "are right on intention, but poor on scoping." Four of India's biggest gaming companies had in a letter to MeITY said that IAMAI did not consult them before making the statement public. SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/international/news/turkey-syria-quake-toll-reaches-over-4300/articleshow/97675299.cms">Turkey-Syria quake toll reaches over 4,300</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/finance/news/rupee-gains-10-paise-to-82-66-against-us-dollar-in-early-trade/articleshow/97678260.cms">Rupee gains 10 paise to 82.66 against US dollar in early trade</a>

Betting, casino companies find new advertising avenues despite govt ban

<ul><li>The early stage of AI development also brings forth certain inherent <keyword id="6355587" type="General" weightage="20" keywordseo="legal" source="Orion">legal</keyword> complexities and hurdles that advertisers need to take into account. </li><li>These include concerns regarding the ownership of AI-generated content, <keyword id="42436" type="General" weightage="20" keywordseo="copyright" source="Orion">copyright</keyword> issues, data security, potential AI bias, and so on. </li><li>Obtaining proper authorisations and licences for uploaded materials, particularly copyrighted and trademarked content, is crucial. </li></ul><keyword id="15777223" type="General" weightage="20" keywordseo="generative-ai" source="Orion">Generative AI</keyword> has brought significant advancements to the <keyword id="35666" type="General" weightage="20" keywordseo="advertising" source="Orion">advertising</keyword> sector, reshaping content creation, customer engagement, and backend operations. Through the use of generative AI tools, advertisers can automate the production of original content such as text, images, articles, and marketing materials. However, despite the advantages related to efficiency, cost savings, and productivity that generative AI brings, the early stage of AI development also brings forth certain inherent legal complexities and hurdles that advertisers need to take into account. A report by law firm Khaitan &amp; Co and the Advertising Standards Council of India (ASCI) has pointed out the legal ramifications like copyright infringement are necessary to keep in mind more than ever in these changing times. There are also concerns regarding the ownership of AI-generated content, data security, potential AI bias, and more. <cmsannotation type="cmsannotation" annotationid="Danger 1: Copyright infringement" text="Danger 1: Copyright infringement">Danger 1: Copyright infringement</cmsannotation> When it comes to copyright infringement, generative AI can get tricky. For example, a song featuring AI-generated and cloned voices of 'The Weeknd' and 'Drake' was uploaded and subsequently streamed over 15 million times before it was eventually taken down. In another instance, photographer Boris Eldagsen declined a Sony world photography award after disclosing that his winning image was generated using AI. This revelation has sparked a debate about the role of AI in photography. <cmsannotation type="cmsannotation" annotationid="Copyright act: Status of AI generated content unclear" comment="subhead" text="Copyright act: Status of AI generated content unclear">Copyright act: Status of AI generated content unclear</cmsannotation> The Copyright Act of 1957 provides copyright protection in India for original works and defines the 'author' as the creator. AI-generated content faces uncertainty regarding copyright protection due to AI not being recognized as a legal entity, raising concerns about ownership and infringement. Advertisers and marketing agencies may encounter challenges in claiming legal ownership of AI-generated works. Generative AI models use two types of data, training data, and user input, which require due diligence to avoid copyright infringement. The unclear status of AI in copyright law necessitates careful consideration to ensure compliance and protection. <cmsannotation type="cmsannotation" annotationid="The misrepresentation fear" comment="subhead" text="The misrepresentation fear">The misrepresentation fear</cmsannotation> Training generative AI models using data from open sources or the internet can introduce biases, misinformation, and misleading information into the output. Limited diversity in datasets may result in underrepresentation of cultures, races, and genders, perpetuating historical stereotypes. The effectiveness of AI tools relies on the quality of training data, but concerns arise from the dominance of English language data and models, potentially making it disadvantageous to non-English speakers and those outside of the Global North. Global cooperation is crucial to avoid linguistic discrimination and exclusion in AI development. <cmsannotation type="cmsannotation" annotationid="Why advertisers need to be conscious and careful" comment="subhead" text="Why advertisers need to be conscious and careful">Why advertisers need to be conscious and careful</cmsannotation> The report points out that in India, AI is not recognised as a legal entity, leaving AI-generated works without human involvement ineligible for copyright protection. Consequently, advertisers may find themselves without legal ownership of AI-generated content and limited recourse in the event of infringement by third parties. Moreover, marketing agencies may encounter challenges in fully transferring ownership of AI-created content to their clients if they are not deemed rightful owners. <cmsannotation type="cmsannotation" annotationid="How advertisers can mitigate liability risks" comment="subhead" text="How advertisers can mitigate liability risks">How advertisers can mitigate liability risks</cmsannotation> As per the report, a critical focus is on thoroughly reviewing AI platform terms, securing proper authorizations for copyrighted content, and carefully avoiding prohibited input. The implementation of robust content review processes, setting up guidelines, and incorporating AI disclaimers plays a significant role in mitigating potential liabilities. It is also vital to safeguard confidential data by enforcing non-disclosure agreements and implementing strong security measures. Upskilling human labour is recommended to maintain human control, ensuring responsible AI use, and effectively minimising legal and ethical risks. <cmsannotation type="cmsannotation" annotationid="Future outlook" comment="subhead" text="Future outlook">Future outlook</cmsannotation> The Khaitan-ASCI white paper points out that stakeholder engagement is crucial in navigating AI complexities, involving developers, policymakers, experts, users, and the public. In India, the government's awareness of AI is evident through the Ministry of Electronics and Information Technology, Government of India ( MEITY) and NITI Aayog initiatives and the proposed Digital India Act with AI regulations. Emphasising fairness, accountability, transparency, and ethics guides responsible AI development. Learning from global perspectives, like the EU AI Act, harmonises regulatory standards. Effective policies balance innovation with rights, privacy, and workforce impact. A collaborative approach fosters trust, responsible AI practices, and societal benefits.

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