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What do business owners, professionals and experts expect 2017 to hold for small business? Watching out for key trends and new improvements, obviously, is the only constant for any business that wants to position itself beneficially. 
 Here are the 5 <keyword id="4200825" type="UNKNOWN" weightage="20" keywordseo="SME-trends">SME trends</keyword> that'll lead each business visionary's psyche and heart 
 
Representatives 
 Nowadays, tech companies and startups are doing the vast majority of their hires remotely. Since meetings should be possible over <keyword id="6377887" type="COMPANY" weightage="20" keywordseo="Skype">Skype</keyword> or other video conference platforms and customer service, social media and programming positions only require access to the computer and Internet, talented people can be hired for positions no matter where they live. 
 
Data Collection 
 
How would you help people turn out to be more productive? Give them a higher level of service. To do that, study what customers consume and how they consume it, and use that information to give them what they want. Sounds straightforward enough, however not everyone has learned this lesson. 
 
Content <keyword id="6354839" type="ORGANIZATION" weightage="20" keywordseo="marketing">Marketing</keyword> and Sales 
 
As customers and buyers continue to accomplish more online research, top performing organizations continue to integrate sales and content marketing. The goal is to guarantee that when customers search for risks, challenges, and implementation strategies associated with your solutions, they will find your content to address their questions. 
 
Connecting over selling 
 
People are tired of being sold, and Millennials can tell they are being sold from a mile away. This is an instant turn-off for these buyers and once they sense any type of selling, they move on to the other company. What is working however are apps and services that connect people to what they want. We are in the connection economy. Uber is the biggest taxi company, yet it has no physical assets, though it can deliver rides effectively to its customers. We should see more businesses like Uber on the rise. 
 
Marketing Message 
 
Companies continue to shift from single, upfront payments for products to recurring revenue for a service. Regardless of whether it’s monthly or annual, savvy companies perceive that recurring revenue with a high renewal rate demonstrates percieved customer value. High renewal rates turn into an amazing marketing message.

5 SME trends that’ll rule every entrepreneur’s mind & heart

Mumbai, May 4 () Small Industries Development Bank of India (Sidbi) on Monday said it will launch a digital platform that will educate stakeholders in the small and medium enterprises (SME) ecosystem and have information on coronavirus-related initiatives for the sector. The platform, 'India SME Services Platform', designed by Sidbi, will give micro, small and medium enterprises (MSMEs) information about starting operations, getting finance or credit enhancement and other support services. The government can also monitor actions on policies, schemes and programmes for the sector. Even the regulators can tap macroeconomic trends, compliances, risk management and systemic aspects through the platform. "It shall have all MSMEs, stakeholders of the MSME ecosystem, financiers, corporates, government, regulators, employees and associations converging on an interactive platform. This will be all at one place and one place for all kinds of initiative," Sidbi Chairman and Managing Director Mohammad Mustafa said in a release. The platform will have a webpage encompassing a dashboard of all schemes being implemented by the central government, state governments, banks and industry associations. It will give financiers an opportunity to look for marketplace, documentation support and loan management. Even industry associations can avail of window for insights and analytics, partnerships and directory, the release said. HV HRS

Sidbi to launch digital platform for SMEs

<div class="image-container float_right" style="width:353px"><div class="image"></div><a href="http://www.ecb.int/press/tvservices/webcast/html/webcast_120906.en.html">ECB</a></div>The <keyword id="60971" type="CITY" weightage="60" keywordseo="ECB">ECB</keyword> has its monthly meeting tomorrow, and there's a pretty big consensus growing that it's going to do some kind of rate cut.
Inflation has fallen to 1.2%, and unemployment is up to 12.1%. This situation demands a policy response. Even the famously tight ECB is likely to see the merits of easing in this situation.
In a note put out yesterday, <a href="http://www.trendmacro.com/a/about/who.asp">Lorcan Roche Kelly of Trend Macrolytics</a> has a slightly contrarian take on what the ECB should do tomorrow. First of all, he does think there will be a rate cut, whereas previously he was skeptical.
BUT, he argues that a rate cut isn't the right tool for the job, and won't accomplish anything because of how broken everything is. Instead, the ECB needs to open up new channels to extend credit to Small and Medium Sized Enterprises, especially in the periphery where traditional monetary policy channels are impaired.
For a broad example of what the ECB could do that would actually be effective, he writes:
It may be that these moves are enough to prompt action from the ECB -- such as increasing collateral eligibility of SME credits, or so-called "structural operations" through the national central banks. If they were, then that would certainly be much more positive for the euro area than a rate cut.
Bottom line:
As usual with the ECB, this Thursday the rate announcement is made 45 minutes before the press conference starts. An announcement of a rate cut is a likely signal that the ECB is going to do nothing more. Conversely, no rate cut announcement should not necessarily be viewed as a time to sell. The data -- especially the inflation data -- demands a reaction from the ECB. If it -- correctly -- chooses not to use the interest rate tool, then anything else it chooses will have more of the "big bang" properties that can give the ongoing rally new legs. On the other hand, if the ECB does nothing at all, we will have the seen the top in the peripheral debt rally, at least until the ECB finally responds.

You Should Be Worried If The ECB Just Cuts Rates Tomorrow

The rupee recovered from its all-time low level and settled 18 paise higher at 82.82 (provisional) against the US dollar on Wednesday, supported by easing crude oil prices. Forex traders said the weakness of the greenback in the overseas market, strong Asian peers and suspected intervention by the <keyword id="6354335" type="General" weightage="80" keywordseo="reserve-bank-of-india" source="Orion">Reserve Bank of India</keyword> (<keyword id="30067" type="General" weightage="80" keywordseo="rbi" source="Orion">RBI</keyword>) also helped the currency. However, sustained foreign fund outflows and a weak trend in domestic equities restricted the appreciation bias to some extent. At the interbank foreign exchange market, the local unit opened at 82.87 and touched an intra-day high of 82.74 and a low of 82.91 against the greenback. It finally settled at 82.82, registering a rise of 18 paise over its previous close. On Tuesday, the rupee had slumped 22 paise to close at its all-time low of 83 against the dollar. "The Indian rupee snapped a two-day fall as the dollar index wiped out most gains of Tuesday and crude oil declined more than 2 per cent to USD 80 a barrel. The stronger Asian currencies and suspected RBI intervention around 83 also supported the local unit," said <keyword id="329584" type="General" weightage="80" keywordseo="dilip-parmar" source="Orion">Dilip Parmar</keyword>, <keyword id="162421" type="General" weightage="80" keywordseo="research-analyst" source="Orion">Research Analyst</keyword> at <keyword id="103838" type="General" weightage="80" keywordseo="hdfc-securities" source="Orion">HDFC Securities</keyword>. The dollar index, which gauges the greenback's strength against a basket of six currencies, declined 0.52 per cent to 103.97. On the domestic equity market front, the 30-share BSE Sensex declined 636.75 points or 1.04 per cent to end at 60,657.45, while the broader NSE Nifty fell 189.60 points or 1.04 per cent to 18,042.95. Global oil benchmark Brent crude futures fell 2.13 per cent to USD 80.35 per barrel. Foreign Institutional Investors (FIIs) were net sellers in the capital markets on Tuesday as they offloaded shares worth Rs 628.07 crore, according to exchange data. Meanwhile, the Indian services sector growth touched a six-month high in December, supported by a robust intake of new work and favourable market conditions, a monthly survey said on Wednesday. SEE ALSO: <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/india/news/adb-indian-govt-sign-220-mn-loan-agreement-to-improve-energy-security/articleshow/96729762.cms">ADB, Indian govt sign $220 mn loan agreement to improve energy security</a> <a target="_blank" class="c-link c-message_attachment__title_link" href="https://www.businessinsider.in/stock-market/news/the-ipo-momentum-will-continue-in-2023-at-least-for-sme-ipos-prime-database/articleshow/96728596.cms">The IPO momentum will continue in 2023 at least for SME IPOs-Prime Database</a>

Rupee gains 18 paise to close at 82.82 against US dollar

Is <keyword id="2364818" type="UNKNOWN" weightage="100" keywordseo="E-commerce-3-0">e-commerce 3.0</keyword> only about business tweaks? Almost all experts will tell you that the new format of <keyword id="35621" type="UNKNOWN" weightage="100" keywordseo="e-commerce">e-commerce</keyword> is on its way, but nobody is quite sure what it is like. Some pinpoint it as online shopping, largely influenced by social media parameters, while others are betting big on the mobile impact. No doubt these are crucial indicators, but they only provide you a partial glimpse into the business-to-consumer (B2C) part of it. However, we need to take a more incisive look at the fast-evolving strategic context of e-commerce, which is throwing up some surprising trends that may affect the industry in the long run. Let us take a look at the recent happenings in the Indian e-commerce space to identify the most prominent trends and what they signify. 
	 
	 
	 
	1. Calibrated aggression for survival: That’s exactly what the much-anticipated cash-and-stock deal between <keyword id="6354742" type="COMPANY" weightage="100" keywordseo="Flipkart">Flipkart</keyword> and <keyword id="319719" type="COMPANY" weightage="100" keywordseo="Myntra">Myntra</keyword> has taught us. Competition has been ironed out by strategic <keyword id="42411" type="UNKNOWN" weightage="100" keywordseo="Merger">merger</keyword> in order to survive against global giants like <keyword id="18635" type="CITY" weightage="100" keywordseo="Amazon">Amazon</keyword>. Flipkart is not new to the game but co-founders Sachin and <keyword id="6364080" type="PERSON" weightage="100" keywordseo="Binny-Bansal">Binny Bansal</keyword> have not gone the LetsBuy way this time, for pretty predictable reasons (for your recap, Letsbuy.com was the electronics e-tailer that was acquired by Flipkart in February 2012 and shut down in May that year). 
	 Before the acquisition, the Myntra brand was way ahead of Flipkart as the <keyword id="2364834" type="UNKNOWN" weightage="100" keywordseo="Biggest-India-fashion-e-tailer">biggest India fashion e-tailer</keyword>. While Flipkart required size to survive against the likes of Amazon, the bigger margins enjoyed by fashion e-tailing was an added icing to the cake (after all, fashion is expected to be the largest category in e-commerce over the next five years). So this time around, it was a calibrated aggression on Flipkart’s part and the merger, along with the much-talked-about <keyword id="2364826" type="UNKNOWN" weightage="100" keywordseo="Management-autonomy">management autonomy</keyword> enjoyed by <keyword id="705865" type="PERSON" weightage="100" keywordseo="Mukesh-Bansal">Mukesh Bansal</keyword>’s Myntra, will continue to work for two specific reasons. 
	 One is local competition, not only from <keyword id="6388367" type="COMPANY" weightage="100" keywordseo="Jabong">Jabong</keyword>, which is promoted by Berlin-based <keyword id="1965711" type="COMPANY" weightage="80" keywordseo="Rocket-Internet-GmbH">Rocket Internet GmbH</keyword> (a venture arm of the deep-pocketed Samwer brothers), but also from <keyword id="541988" type="COMPANY" weightage="100" keywordseo="SnapDeal">Snapdeal</keyword>.com, quite a veteran in the marketplace model. It is too early to assume that Jabong has missed the bus in stamping its dominance in the <keyword id="902070" type="UNKNOWN" weightage="100" keywordseo="e-com">e-com</keyword> space and the same applies to Snapdeal, which has recently raised $100 million and could be opting for an IPO in the next 18-24 months. Moreover, if India eases its <keyword id="44528" type="ORGANIZATION" weightage="100" keywordseo="FDI">FDI</keyword> policy further and allows <keyword id="2364830" type="UNKNOWN" weightage="100" keywordseo="Foreign-e-commerce-companies">foreign e-commerce companies</keyword> to sell their products directly to Indian consumers (as of now, only marketplaces are allowed to do this), <keyword id="2364831" type="UNKNOWN" weightage="100" keywordseo="Home-grown-e-commerce-firms">home-grown e-commerce firms</keyword> will require maximum <keyword id="573045" type="UNKNOWN" weightage="100" keywordseo="Customer-loyalty">customer loyalty</keyword> to stay in business and the likes of Myntra will play a key role in ensuring enhanced <keyword id="485911" type="PERSON" weightage="100" keywordseo="brand-loyalty">brand loyalty</keyword>.
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	The way ahead: Similar mergers may happen soon and we may see some monopolistic polarisation in the e-commerce space. If branding and management autonomy can be retained in the same way it had been done in the <keyword id="2196490" type="UNKNOWN" weightage="100" keywordseo="Flipkart-Myntra-deal">Flipkart-Myntra deal</keyword>, a Snapdeal-Jabong deal may very well be a possibility. On the other hand, Amazon may come up with a similar offer for Snapdeal (we don’t rule out <keyword id="161767" type="COMPANY" weightage="100" keywordseo="eBay-India">eBay India</keyword> either) and once again, we may witness the emergence of an e-commerce mega power in India. Also, in most of these deals, unequals could be gunning for merger-of-equals status, thus complicating the merger and acquisition operations. Ultimately, the <keyword id="2364839" type="UNKNOWN" weightage="100" keywordseo="Entry-barrier">entry barrier</keyword> will be too high for small or niche e-commerce sites and staying profitable will become a tough proposition. 
	 
	 
	 
	2. SME focus for marketplace growth: A couple of days ago, Flipkart announced tie-ups with two SME (small and medium enterprise) promotion bodies and signed MoUs with the Federation of Indian Micro and <keyword id="6375845" type="UNKNOWN" weightage="100" keywordseo="Small-and-medium-enterprises">Small and Medium Enterprises</keyword> (<keyword id="174192" type="ORGANIZATION" weightage="100" keywordseo="FISME">FISME</keyword>) and the National Centre for Design and Product Development (<keyword id="2348217" type="UNKNOWN" weightage="100" keywordseo="NCDPD">NCDPD</keyword>). With this move, the Bangalore firm expects to create a powerful affiliation with 50,000 SMEs and artisans by helping them with data analytics, marketing and customer acquisition. The company is also holding talks with several <keyword id="533862" type="UNKNOWN" weightage="100" keywordseo="Manufacturing-clusters">manufacturing clusters</keyword> in Punjab, Uttar Pradesh and Gujarat in a bid to attract more sellers on board and thus ensure strong growth for its marketplace model. 
	 
	As of now, Flipkart has about 3,000 sellers on board, mostly SMEs, and offers 15 million products across 70-plus categories. The company aims to grow the seller base to 12,000 by the end of the current fiscal, according to Economic Times. Myntra, too, has about 100 sellers on board and plans to increase this number to 1,000 by fiscal-end. However, this is too paltry a number, compared to the largest Chinese <keyword id="2049184" type="UNKNOWN" weightage="100" keywordseo="E-commerce-marketplace">e-commerce marketplace</keyword> <keyword id="302749" type="COMPANY" weightage="100" keywordseo="Alibaba">Alibaba</keyword>.com that has about 20 lakh SMEs on board, but has less than 20,000 in India. 
	 As for other key players in India, here are some mindboggling numbers according to media reports. Snapdeal currently features about 500 categories, 100,000 sellers and more than 5 million products (excluding books and movies); eBay has 1.1 million product listings at any given point <keyword id="54921" type="ENTERTAINMENT" weightage="60" keywordseo="spread">spread</keyword> across 2,000 categories and 45,000 sellers on board while Amazon has 15 million products from 5,000 sellers across 24 categories. Amazon has already opened two Fufillment Centers in India, enabling home-grown SMEs to get a scalable and robust national platform. Sellers opting for FBA (<keyword id="2023087" type="UNKNOWN" weightage="100" keywordseo="Fulfillment-by-Amazon">Fulfillment By Amazon</keyword>) send their products to these ‘fulfillment centers’ and once an order is placed, Amazon packs and ships the order.
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	The way ahead: Right now, no one can possibly predict whether the death of the inventory-led e-commerce model is imminent. But one thing is pretty certain – e-commerce businesses need as many products and categories as possible to enhance customer engagement. However, that won’t be possible without growing their marketplaces and bringing on board a huge number of sellers. Hence, the <keyword id="2364811" type="UNKNOWN" weightage="100" keywordseo="SME-focus">SME focus</keyword> and <keyword id="6630005" type="UNKNOWN" weightage="100" keywordseo="private-labels">private labels</keyword> are going to dominate e-commerce 3.0. 
	 
	 
	 
	3. VAS for better customer loyalty: In spite of a Mumbai firm delivering pizza on an experimental basis, civil/commercial drones à la <keyword id="2364850" type="UNKNOWN" weightage="100" keywordseo="Amazon-Prime-Air-drones">Amazon Prime Air drones</keyword> are still not a reality in India (neither they are commercially ready in the US). However, Amazon, eBay, Flipkart and Snapdeal are trying their best to ensure ‘fastest possible’ delivery in the country. While <keyword id="6354743" type="COMPANY" weightage="100" keywordseo="Amazon-India">Amazon India</keyword> offers same-day and guaranteed one-day delivery, eBay is testing a 9-hour delivery model in Mumbai. 
	 Only recently, Flipkart has launched its annual subscription service called <keyword id="2230132" type="UNKNOWN" weightage="100" keywordseo="Flipkart-First">Flipkart First</keyword>, offering a number of benefits including <keyword id="1591575" type="UNKNOWN" weightage="100" keywordseo="free-shipping">free shipping</keyword> for any purchase, free in-a-day guaranteed delivery, <keyword id="2364858" type="UNKNOWN" weightage="100" keywordseo="Discounted-same-day-delivery">discounted same-day delivery</keyword>, 24×7 <keyword id="2364859" type="UNKNOWN" weightage="100" keywordseo="Priority-customer-service">priority customer service</keyword> and more. This is similar to the lucrative logistics part of Amazon’s Prime subscription (currently not available in India), but Amazon offers a bigger service bouquet for its Prime subscribers, including access to songs, movies, TV shows and books. Flipkart, or any other Indian e-tailer for that matter, is yet to launch such extensive customer engagement programme, but the bait has been thrown by Flipkart and to some extent, by Snapdeal, which also offers free same-day delivery in certain regions and hopes to expand this service next year. 
	 
	The way ahead: Some experts feel that e-com businesses will soon curtail services like <keyword id="1972252" type="UNKNOWN" weightage="100" keywordseo="Express-delivery">express delivery</keyword> and free shipping in order to generate more cash. High transportation costs and other logistics issues have been cited as the main culprits. But keeping in mind that <keyword id="758541" type="ORGANIZATION" weightage="100" keywordseo="Amazon-Prime">Amazon Prime</keyword> works more as a <keyword id="1426078" type="UNKNOWN" weightage="100" keywordseo="loyalty-programme">loyalty programme</keyword> and less as a revenue-churner, fixing fickle customer loyalty may lie in developing these services. Now that Flipkart is going to market <keyword id="2364868" type="UNKNOWN" weightage="100" keywordseo="Affordable-tablets">affordable tablets</keyword> under its <keyword id="2338688" type="UNKNOWN" weightage="100" keywordseo="DigiFlip">DigiFlip</keyword> label, the Indian e-commerce giant can very well experiment with some Prime-like services and craft user experience based on ‘All things Flipkart’ just as Amazon does with its affordable <keyword id="785825" type="UNKNOWN" weightage="100" keywordseo="Kindle-Fire">Kindle Fire</keyword>. If that happens and other companies follow suit, e-commerce 3.0 in India will evolve into an inclusive and exciting user experience. For now, let us wait and watch. 
	 
	Images: Thinkstock/Getty Images

Life After
Flipkart-Myntra Deal: Will These 3 Trends Rule E-commerce In India?

New Delhi, Jan 16 () Indian companies raised USD 0.34 billion (Rs 2,400 crore) through 12 initial public offers in the fourth quarter of 2019, with the domestic stock exchanges being ranked seventh globally in terms of number of IPOs, according to a report.
Overall in 2019, 62 IPOs came in with total mop up of USD 2.53 billion (Rs 17,899 crore), a decrease of 62 per cent in volume and 54 per cent fall in terms of proceeds, EY India IPO Trends Report: Q4 2019, said on Thursday.
Consumer products and retail sector was the most active with four IPOs, followed by banking and capital markets with three such offers and diversified industrial products with two public offers, it said.
"India recorded 12 IPOs (USD 0.34 billion proceeds) in the fourth quarter of 2019," the report noted.
In the main market, there were four IPOs in Q4 2019 against two and six in Q4 2018 and Q3 2019, respectively, it added.
However, with the cuts in corporate tax rates, corporate earnings are expected to increase, the EY India report said.
"The government has already announced stimulus packages for automobile, real estate, telecom and financial services sectors, which may help companies achieve growth. In addition, there has been an increased inflow from foreign portfolio investors (FPIs)," it added.
In the SME markets, there were eight IPOs in Q4 2019 as against 32 and nine in Q4 2018 and Q3 2019, respectively.
In Q4 2019, SBI Cards and Payment Services filed for an IPO with an issue size of approximately USD 1.3 billion. Filing for such an issue size is a positive indication of investors appetite for new issues in the capital market, the report said.
It further added that other successful filings include - Indian Railway Catering and Tourism Corporation Limited (IRCTC) and CSB Bank.
Sandip Khetan, Partner and National Leader, Financial Accounting Advisory Services (FAAS), EY India said, "We anticipate the IPO market to pick up this year with the government expected to announce measures in the upcoming budget to address the economic slowdown. Overall, markets are expected to remain volatile, and companies and investors who have adopted a 'wait and watch' policy need to be prepared to take the leap of opportunity in 2020".
Globaly, in Q4 2019 there were 353 IPOs with proceeds of USD 84.5 billion, which was 5 per cent lower in deal volume and 53 per cent higher by proceeds compared to Q4 2018. SUM
BAL

Cos raise USD 0.34 bn via 12 IPOs in Q4 2019; budget to set positive tone: EY

<div class="KonaFilter image-container display-table"><div><div class="image on-image"><a href="https://www.gettyimages.co.uk/license/109099180">Oli Scarff/Getty Images</a>The signage of a branch of Barclays bank in central London.</div></div></div><ul><li>Barclays has taken a stake in and partnered with UK SME lender MarketInvoice.</li><li>It is one of a number of recent partnerships between established banks and fintech startups.</li><li>Banks used to either buy or build new products and services but are increasingly favouring partnerships, realising they can't be experts at everything.</li></ul> LONDON - Not so long ago, most banks took one of two approaches when launching new products and services: build or buy.Increasingly, however, there's a third way: partner.Barclays announced on Thursday that it has taken a stake in online small business lender MarketInvoice and is partnering with the startup to offer MarketInvoice's lending capabilities to its small business clients.London-headquartered MarketInvoice, founded in 2011, offers invoice factoring and lines of credit to small and medium-sized businesses. It has lent over £2.7 billion to date.Barclays said in a release that the tie-up is part of its "plans to invest in new business models for growth, and MarketInvoice's ambition to broaden its reach across the UK." Crucially, Barclays has only taken what it calls a "significant minority" stake, rather than a controlling ownership holding. It means MarketInvoice should continue to operate at somewhat of an arm's length.Barclays isn't the first to turn to an innovative startup to help them power growth through partnerships. Spanish bank Santander signed a deal with online lender Kabbage in 2016, and JPMorgan has had a small business lending tie-up with OnDeck Capital since 2015, for example.Banks are embracing the old maxim: if you can't beat them, join them. Rather than spend millions building out new business lines to compete with these upstarts, banks are deciding instead that it's easier to simply use the resources that these companies have developed.In the past, this has generally led to acquisitions of the most promising challengers. But there's a growing sense that this approach can often stifle the very innovation that made a startup so compelling. In some cases, it can also turn out to be a costly mistake. Spanish bank BBVA last year had to take a $60 million write-down on its $117 million 2014 acquisition of US digital bank Simple, for example.Partnership offers a "best of both worlds" approach - access to the innovative products and services without taking on as much of the risk (there is of course still a reputational risk associated with a partnership). These deals also benefit the startups by potentially kicking their growth up a gear.More broadly, this trend speaks to the post-financial crisis mood within banking. Lenders that once sort to be financial goliaths now accept that they can't be all things to all people. HSBC is focusing on international trade and UBS is going back to its focus on wealth management, for example.By partnering with startups that can fill the gaps, banks can keep their clients happy by referring them on and potentially earning a small commission. Better than simply saying, sorry, can't help.<a href="http://www.businessinsider.com/intelligence/future-of-zelle-venmo-and-p2p-payments?IR=T&amp;utm_source=businessinsider&amp;utm_medium=ctgr&amp;utm_term=ctgr_leadgen&amp;utm_content=payments_ctgr_leadgen&amp;utm_campaign=payments_ctgr_leadgen_future-of-zelle"></a> <div class="margin-top"> <h3>NOW WATCH: <a href="https://www.businessinsider.com/chase-cards-ceo-on-sapphire-reserve-card-and-business-outlook-2018-7">Why the Chase Cards CEO is not worried about the hundreds of millions lost last quarter due to credit card rewards</a></h3> <div> </div> </div>

You Searched For "SME trends" and got 7 results

5 SME trends that’ll rule every entrepreneur’s mind & heart

Gaurav Sangwani

Sidbi to launch digital platform for SMEs

PTI

You Should Be Worried If The ECB Just Cuts Rates Tomorrow

Joe Weisenthal

Rupee gains 18 paise to close at 82.82 against US dollar

PTI

Life After Flipkart-Myntra Deal: Will These 3 Trends Rule E-commerce In India?

Sanghamitra Mandal

Cos raise USD 0.34 bn via 12 IPOs in Q4 2019; budget to set positive tone: EY

PTI

Barclays is teaming up with a startup online lender - and it points to a growing trend for banks

Oscar Williams-Grut

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