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<ul><li>Cancerians, like <keyword id="111343" type="General" weightage="80" keywordseo="gautam-adani" source="Orion">Gautam Adani</keyword>, contributed 8.5% to the cumulative wealth, saw a 26.4% erosion.</li><li>Aries comes fourth, courtesy <keyword id="3820" type="General" weightage="80" keywordseo="mukesh-ambani" source="Orion">Mukesh Ambani</keyword> who saw a 2% uptick in his wealth to top of the list.</li><li>Virgos, led by the likes of <keyword id="10020505" type="General" weightage="80" keywordseo="shapoor-pallonji-mistry" source="Orion">Shapoor Pallonji Mistry</keyword> and Anil Agarwal contributed 9.6% to the list.</li></ul> The stars have to align for entrepreneurs to become billionaires, they say. While not everyone believes in it, 360 ONE Wealth Hurun India Rich List 2023 report gives a detailed list of the star signs of India’s most successful billionaires. As of 2023, those with the <keyword id="123559" type="General" weightage="100" keywordseo="pisces" source="Orion">Pisces</keyword> sign had a great year, followed by Taurus and Libra. Things were not that smooth for the Cancerians who saw 26% of their wealth eroded. While there was a cumulative wealth increase of almost 35% for the Pisces, Taurus saw an uptick of 26.6%. Librans were just behind with 25.2% growth in wealth. Virgos, Aquarians, Capricorns, Leos and Gemini’s saw a double digit growth in wealth in the last one year. Aries, and Scorpios saw single digit rises. For Sagittarians, there was barely any change. The top contributors to the list A closer look at the star signs of India’s richest shows that, overall, Virgos and Scorpios led the way in total contribution, with the highest number of entries followed by Pisces. Virgo, the star sign was led by the likes of Shapoor Pallonji Mistry, Anil Agarwal, Gopikishan Damani and contributed 9.6% to the Hurun Rich list. Shapoor Pallonji Mistry has total wealth of ₹70,800 crore and is fifth on the list of Richest Non-Resident Indians. Anil Agarwal of Vedanta Group has ₹66,900 cr with his family after seeing a 14% uptick. While Cancerians cumulatively saw an erosion, the likes of Gautam Adani, who has come second overall despite a tough year, contributed 8.5% to the rich list. The Aries in this list were propelled to the fourth spot, courtesy Mukesh Ambani who saw a 2% uptick in his wealth to top the individual list. <table style="border-width: initial; border-style: none;"></colgroup><tbody><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Rank </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Zodiac sign </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Total contribution to the list (%) </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Richest Individuals </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">1 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Virgo </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">9.60% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Shapoor Pallonji Mistry, Anil Agarwal, Gopikishan Damani </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">2 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Scorpio </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">9.10% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Yusuff Ali MA, Sunil Mittal, Arvind Kumar Poddar </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">3 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Pisces </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">9.00% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Gopichand Hinduja, Radhakishan Damani, Uday Kotak </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">4 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Aries </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">8.90% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Mukesh Ambani, Sudhir Mehta, Adi Godrej, S Gopalakrishnan </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">4 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Gemini </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">8.90% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">LN Mittal, Kumar Mangalam Birla, Rahul Bhatia </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">6 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Leo </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">8.80% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Sri Prakash Lohia, Acharya Balkrishna, Rakesh Gangwal </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">7 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Cancer </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">8.50% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Gautam Adani, Shiv Nadar, Benu Gopal Bangur </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">8 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Capricorn </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">8.10% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Karsanbhai Patel, Vijay Chauhan, Radha Vembu </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">9 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Aquarius </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">7.60% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Nusli Wadia, Vikram Lal, Jamshyd Godrej </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">10 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Taurus </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">7.50% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Cyrus S Poonawalla, Rajiv Singh, Harsh Mariwala </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">11 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Sagittarius </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">7.20% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Ravi Jaipuria, Sajjan Jindal, Mangal Prabhat Lodha </td></tr><tr><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">12 </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Libra </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #cccccc 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">6.70% </td><td style="border-left:solid #cccccc 0.50000025pt;border-right:solid #000000 0.50000025pt;border-bottom:solid #cccccc 0.50000025pt;border-top:solid #cccccc 0.50000025pt;vertical-align:bottom;padding:2pt 2pt 2pt 2pt;overflow:hidden;overflow-wrap:break-word;">Dilip Shanghvi, Chandru Raheja, P Pitchi Reddy </td></tr></tbody></table>Source: 360 ONE Wealth Hurun India Rich List 2023

Star power: Indian billionaires with Pisces zodiac sign had a good run last year

<a target="_blank" href="https://www.businessinsider.com/travis-kelce-twin-brother-manager-make-him-famous-taylor-swift-2024-1">Travis Kelce</a> is everywhere right now. The Kansas City Chiefs tight end has gone from "guy who is very good at football" to "guy whose name I say more than my own" in the span of mere months. The <a target="_blank" href="https://www.businessinsider.com/travis-kelce-favorite-taylor-swift-song-anti-hero-2024-2">Taylor Swift</a> factor is obviously a big part of it — dating the world's most famous pop star will get you into the limelight — but Kelce is a mini-media mogul in his own right. He hosts a popular podcast. He's <a target="_blank" href="https://www.businessinsider.com/travis-kelces-brand-partnerships-boosted-by-taylor-swift-rumors-2023-10">a spokesperson for getting vaccinated</a>, buying insurance, and eating soup. And now, he would like to talk about everybody's — credit scores.Lately, my X, formerly Twitter, feed has been filled with a particular sponsored <a target="_blank" href="https://twitter.com/Experian_US/status/1751515458312839406">post</a> from Experian, one of the three big credit bureaus in the US, that features a surprised-looking Kelce asking a pretty personal question: Do you know your FICO score? It's the type of message that can briefly fill you with panic since <a target="_blank" href="https://www.businessinsider.com/personal-finance/what-is-a-credit-score">credit scores </a>can make or break your financial life. It's also the type of message that, if you take a beat, has more to unpack. What does Travis Kelce know about personal finance? More importantly, why is a credit bureau, which ostensibly exists to help American Express decide whether to give someone a credit card, advertising directly to people at all?Back in October, Experian announced it was launching a campaign with Kelce to "help consumers score a financial touchdown" by signing up for the credit bureau's "Smart Money" checking account. Its <a target="_blank" href="https://www.youtube.com/watch?v=RHb63pZ39FY">ads featuring the Chiefs player</a> have since flooded TV and social media. One of the main selling points of the Smart Money account is access to Experian Boost, a product that can help people increase their credit scores. <a target="_blank" href="https://www.businessinsider.com/personal-finance/how-is-credit-score-calculated">Credit scores</a> are calculated based on your track record of paying back loans, from the small, such as your monthly credit-card bill, to the massive, like a mortgage. How long you've been a borrower, <a target="_blank" href="https://www.businessinsider.com/personal-finance/what-is-a-good-credit-score">how much you owe</a>, and how often prospective new lenders are checking your credit are all taken into account. But a lot of regular transactions that could, in theory, prove your financial reliability are missed by the traditional process. So when you sign up for Boost, you allow Experian to scan your bank account for other regular payments — say, those to Netflix or the electric company — and lets you add them to your Experian credit file. Experian says Boost increases credit scores by an average of 13 points. When I tried it on my Citibank checking account, it increased my FICO score by 7. (You don't have to have an account with Experian to use Boost, which is free.)<div type="image" title="Travis Kelce." height="1666" width="2500" msid="107458712" hostid="261"></div>On its face, this seems pretty useful: Why not get credit for payments you're already trying to make? But when you dig deeper, the offering is actually a little meh. The checking account and debit card are pretty vanilla, and Boost doesn't guarantee a higher credit score. Even if you do get one, it's not necessarily super meaningful. Plus, Experian is just one of the three big agencies, so Boost won't affect scores from its competitors, <a target="_blank" href="https://www.businessinsider.com/how-to-get-higher-credit-score-medical-debt-credit-reporting-2023-11">TransUnion and Equifax</a>. Also, FICO scores <a target="_blank" href="https://www.businessinsider.com/personal-finance/what-is-an-excellent-credit-score">range from 300 to 850</a> — so a 7-point uptick isn't suddenly going to open the door to a lot of new loans. In fact, it's unclear whether lenders are taking this alternative data, meaning information not usually included in credit scoring, into account at all. The Boost-sourced data is cherry-picked — you get to decide to offer up when you pay on time, not when you pay late — and it's incomplete. When you go in for a mortgage, the bank may simply not care whether you paid your Netflix bill on time."It is certainly better to improve one of the three reports than none, but if your lender doesn't use Experian, then the help from Boost is largely irrelevant," Matt Schulz, the chief credit analyst at LendingTree, said.While the Kelce package is a mixed bag for the consumer, on Experian's end, the math is pretty good. For one thing, experts told me, Experian likely gets a cut of the swipe fee on the debit cards — the charge merchants pay every time a customer uses their card. For larger banks with over $10 billion in assets, the amount that they can collect from swipe fees is capped at $0.21 per transaction, plus 0.05% of the transaction value. But because Experian is partnering with a <a target="_blank" href="https://cdr.ffiec.gov/Public/ViewFacsimileDirect.aspx?ds=call&amp;idType=fdiccert&amp;id=57129&amp;date=09302023">small bank</a>, it can circumvent the cap, <a target="_blank" href="https://www.businessinsider.com/what-the-debit-card-interchange-rules-mean-for-consumers-2011-6">allowing the company to collect even more revenue</a>. That probably explains why there's a $75,000 limit on the accounts, said Aaron Klein, a senior fellow in economics at the Brookings Institution and former Treasury official."It's a national brand that people are familiar with, with a national spokesman, for a tiny bank that's going to be able to generate two to almost four times the swipe fee of the big banks," he said.Swipe fees are nice, but the bigger get for Experian is probably the data, whether obtained by persuading people to sign up for a debit card, attach their bank account to Boost, or just hand over their email and create an account. It can then <a target="_blank" href="https://www.inc.com/associated-press/equifax-data-money.html">sell that data</a> onward or use it to try to sell people other financial products, such as a consumer loan or a new credit card, for which Experian gets paid."They can both refer you to loans and perhaps sell you additional products, like credit monitoring," Rajiv Bhatia, an equity-research analyst at Morningstar, said.Experian has historically been the most <a target="_blank" href="https://www.businessinsider.com/personal-finance/credit-bureau-experian-equifax-transunion">direct-to-consumer-focused of the three bureaus</a> — after its 2017 <a target="_blank" href="https://www.businessinsider.com/equifax-breach-check-details-update-2018-5">data breach</a>, Equifax would like for you to forget it exists, and TransUnion does some DTC advertising but not as much. "Experian has always been the most aggressive," Chi Chi Wu, an attorney at the National Consumer Law Center who focuses on consumer credit, said. It's gotten them into hot water with regulators in the past, including over <a target="_blank" href="https://www.ftc.gov/news-events/news/press-releases/2005/08/marketer-free-credit-reports-settles-ftc-charges-0">marketing</a> of not-so-free "free" credit reports and <a target="_blank" href="https://www.ftc.gov/news-events/news/press-releases/2023/08/ftc-charges-experian-spamming-consumers-who-signed-company-accounts-marketing-emails-they-couldnt">spamming</a> consumers with marketing emails they couldn't make stop. When I reached out to Experian to talk about its consumer business, Boost, and Kelce, a spokesperson for the company said that while Experian was "widely known as a credit bureau," it's a "data and technology business using innovative technology to modernize an industry and provide real-time data to help consumers and businesses." She added that more than 14 million consumers had used Boost and that working with "ambassadors" such as Kelce complemented Experian's mission "in trying to reach a wide and diverse audience with information about the resources we offer."As a general rule, it's not a great idea to listen to advertising from celebrities pitching financial products, including Kelce — or Swift, who does ads for Capital One. It's not that anyone here is bad for taking ad dollars or that companies are nefarious for trying to reel consumers in, but there's a fundamental information asymmetry at play here. As with many financial products, it's helpful sometimes to just ask, "What's in it for them?" Especially when it's a credit bureau — perhaps a necessary evil in the economy but not really your best friend.As for the Kelce-Boost package, it's not going to ruin your life if you sign up, but you're handing over data you might later come to regret providing, and you'll wind up with more spammy emails in your inbox. Experian, not the consumer, is the real winner here."I am highly dubious that your FICO score will materially change as a result of this," Klein said. "But America is filled with people with bad credit scores who want to improve, and probably a lot of them are football fans."<a target="_blank" href="https://www.businessinsider.com/author/emily-stewart">Emily Stewart</a> is a senior correspondent at Business Insider, writing about business and the economy.

Travis Kelce: Super Bowl legend, Taylor Swift's boyfriend, and … personal finance guru?

<ul><li>As much as 12.5% of healthcare wealth globally comes from India. </li><li>India has the second-largest concentration of automobile billionaires after China. </li><li>The wealth of Indian real estate billionaires increased by 150%. </li><li>The report also said that 63% of the world’s billionaires make physical products, while 37% sell software and services. </li></ul> The healthcare sector minted the most number of Indian dollar billionaires in the last one year, according to 2023 M3M <keyword id="2721202" type="General" weightage="20" keywordseo="hurun-global-rich-list" source="Orion">Hurun Global Rich List</keyword>. As much as 12.5% of healthcare wealth globally comes from India, and vaccine king Cyrus Poonawalla of Serum Institute is the richest healthcare billionaire in the world. With Poonawalla and Dilip Shanghvi of Sun Pharmaceutical, the top 10 richest Indians list has two entrants from the healthcare sector. Ranking at 46 globally, Poonawalla of the unlisted empire, is the only billionaire in the top 10 richest Indians whose wealth went up by 4% to $27 billion. Shanghvi, on the other hand, lost 6% wealth in the last one year to end at $17 billion, and is ranked 98 globally. After healthcare, the sectors that created the most Indian dollar billionaires are consumer goods and chemicals, said the Hurun report, adding that financial services, healthcare and retail sectors minted the most global billionaires. “With 13 billionaires from the automobile and auto components sector, India has the second-largest concentration of automobile billionaires after China, which has 39 billionaires. India needs to catch up on sectors such as investments and media and entertainment,” the report said. <table style="border-width: initial; border-style: none;" class="redcator-table-advance"></colgroup><tbody><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Industry </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">% of Indian Wealth in the industry </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Richest in the world and in India </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Main Company </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Consumer Goods </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">4.40% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Bernard Arnault India: Harsh Mariwala </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">LVMH Marico </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Financial Services </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">3.70% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Michael Bloomberg India: Uday Kotak </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Bloomberg Kotak </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Healthcare </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">12.50% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global and India: Cyrus Poonawalla </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Serum Institute of India </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Food &amp; Beverages </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">2.30% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Zhong Shanshan India: Nusli Wadia </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">YST Britannia </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Real Estate </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">5.00% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Lee Shau Kee India: Rajiv Singh &amp; family </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Henderson Land DLF </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Retail </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">2.50% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Jeff Bezos India: Radhakishan Damani </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Amazon Avenue SuperMarts </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Media &amp; Entertainment </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">0.30% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Steve Ballmer India: Shiv Nadar </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Microsoft HCL </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Software &amp; Services </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">7.80% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Steve Ballmer India: Shiv Nadar </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Microsoft HCL </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Industrial Products </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">3.40% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Chen Jianhua &amp; Fan Hongwei India: Anu Aga </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;background-color:#d9d9d9;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Hengli Thermax </td></tr><tr><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Investments </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">0.70% </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Global: Bill Gates India: Rekha Rakesh Jhunjhunwala </td><td style="border-left:solid #000000 0.6000000000000001pt;border-right:solid #000000 0.6000000000000001pt;border-bottom:solid #000000 0.6000000000000001pt;border-top:solid #000000 0.6000000000000001pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Microsoft Rare Enterprises </td></tr></tbody><tbody></tbody></table> Source: 2023 M3M Hurun Global Rich List IT, aviation and real estate sectors shine As much as 7.8% of IT sector wealth globally is from India, with Shiv Nadar of HCL as the richest software and services billionaire. His global counterpart is Steve Ballmer, the former CEO of Microsoft. Real estate sector is the third most important sector with 5% of the sector’s global wealth coming from India. “We at M3M are even further excited about the value creation potential of the real estate sector. As Andrew Carnegie also said – Ninety percent of all millionaires become so through owning real-estate. For instance, when cumulative wealth of Indian billionaires increased by 80%, the wealth of Indian real estate billionaires increased by 150%,” said Pankaj Bansal, Director, M3M India. India is also home to the richest aviation billionaires in the world and surprisingly both of them are the founders of the same airline, IndiGo which is the largest airline in India. Rakesh Gangwal and Rahul Bhatia possess wealth of $3.6 billion and $3.3 billion respectively. Energy vs new-age and tech biz Globally, billionaires who belonged to sectors like fertilizers and commodity trading, iron and steel, oil and gas, soft drinks and confectionery, casinos and hotels, sports clubs and luxury goods had a good year. Tech based and new-age businesses, however, had a bad year. “It’s a bad year for semiconductors, cloud solutions, cyber security, payment systems, e-commerce, batteries and new energy,” the report said. The report also said that two thirds of the world’s billionaires – 63% of them make physical products, while 37% sell software and services. In the last one year, the world has lost five billionaires every week. This is only the second time in the last ten years that the number of global billionaires has reduced. The world which has lost 269 billionaires, now has 3,112 billionaires. SEE ALSO <a href="https://www.businessinsider.in/business/news/mukesh-ambani-races-past-gautam-adani-as-richest-indian/articleshow/98910286.cms">Mukesh Ambani races past Gautam Adani as richest Indian: Only Indian in the top 10 in 2023 M3M Hurun Global Rich List</a> <a href="https://www.businessinsider.in/personal-finance/indian-super-rich-bracing-for-a-better-year-ahead-knight-frank/articleshow/98338254.cms">India's super-rich gear up for a better year ahead: Knight Frank</a>

Healthcare, consumer goods minted the most Indian dollar billionaires

<ul><li>Indian Foreign Minister <keyword id="491850" type="PERSON" weightage="20" keywordseo="S-Jaishankar">S Jaishankar</keyword> is scheduled to meet Wang Yi, his Chinese counterpart, at the Shanghai Cooperation Organisation (SCO) Meet today. </li><li>The bilateral meeting comes on the backdrop of Pangong Tso Lake along the Line of Actual Control (LAC) becoming the latest hotspot in the border dispute between India and China. </li><li>Former diplomat and distinguished Gateway House fellow Rajiv Bhatia believes that the latest antics in Eastern Ladakh are just ‘mind games’ ahead of the meeting between the foreign ministers. </li></ul>As tensions along the India-China border continue to simmer, Indian Foreign Minister S Jaishankar and his Chinese counterpart, Wang Yi, are set to meet on the sidelines of the Shanghai Cooperation Organisation (SCO) meet today evening. They will likely discuss little else aside from the border issue. This after a series of <a href="https://www.businessinsider.in/defense/news/new-skirmish-at-india-china-border-along-pangong-tso-lake/articleshow/77989048.cms">fresh skirmishes were reported</a> between the two sides, along the Line of Actual Control (LAC) at Pangong Tso Lake. <div type="Article" hostid="261" msid="78014444" title="India-China border hotspot Pangong Tso Lake sees fresh build up of Chinese troops" mstype="2" mssubtype="0"></div> “These are all mind games, with Jaishankar going to Moscow — these are all regular pressure tactics,” former diplomat and a distinguished fellow with Gateway House, Rajiv Bhatia told Business Insider. According to him, the question is no longer about why the border dispute is occurring in the first place, but how to end it and get on with life. Call for ‘very, very deep conversations’ by Jaishankar At his book launch earlier this week, <a href="https://www.businessinsider.in/defense/news/china-accuses-india-of-gunshot-threats-ahead-of-jaishankars-likely-meet-with-beijings-foreign-minister-in-moscow/articleshow/77990856.cms">Jaishankar said the situation between India and China</a> “calls for very, very deep conversation between the two sides at a political level”. According to Bhatia, the ‘political levels’ which Jaishankar is referring to imply three levels — the Foreign Minister, the National Security Advisor (NSA), and the Prime Minister. “Unless they create a fourth one, which could be anyone’s guess,” he quipped. <div type="Article" hostid="261" msid="77743778" title="Experts explain India’s 'military options' against China" mstype="2" mssubtype="0"></div> Right now, the engagement is taking place at the Foreign Minister-level. However, if the India-China border dispute worsens, even the NSA could be pressed into the job. “And his counterpart on the Chinese side may have a slightly higher rank,” added Bhatia. India doesn't want to give China any wiggle room Four months ago, when the initial clash between the two sides occurred in Galwan Valley, many believed that <a href="https://www.businessinsider.in/defense/news/the-next-few-days-are-going-to-stormy-for-india-and-china-says-a-former-diplomat-and-retired-lieutenant-general/articleshow/76438507.cms">India may resort to postponing</a> any multilateral or bilateral engagements with China. India has instead decided to stand its ground and give China no space to make any claims on an international stage without India present. “India will keep plurilateral engagements on, even if that plurilateral includes China,” explained Bhatia. He also believes that Indian troops are likely to see resoluteness on the border from the Chinese side. Not only is China engaged with India along the LAC, but <a href="https://www.businessinsider.in/defense/news/not-only-india-hong-kong-taiwan-vietnam-and-japan-also-facing-chinese-army-aggression-on-border-issue/slidelist/76418800.cms">it is also reportedly </a>infiltrating Taiwanese airspace, and sailing through disputed water in the South China Sea. “You are dealing with a country which is obviously a master at handling multiple fronts and multiple levels of engagement. We have to recognise all that and be conscious of its significance,” he said. With de-escalating and disengagement looking unlikely, troops on both sides of the border have been preparing to settle in for the harsh winters in the Himalayas. The Indian Army <a href="https://www.businessinsider.in/defense/news/indian-army-is-loading-supplies-in-ladakh-fearing-the-worst-for-india-china-border-issue/articleshow/77122683.cms">began its Advance Winter Stocking (AWS) exercise back in July</a>, as it accounts for the fact that it will have more mouths to feed this year. SEE ALSO: <a href="https://www.businessinsider.in/defense/news/china-accuses-india-of-gunshot-threats-ahead-of-jaishankars-likely-meet-with-beijings-foreign-minister-in-moscow/articleshow/77990856.cms">Indian Army denies China's claims of 'gunshot threats' along the LAC</a> <a href="https://www.businessinsider.in/defense/news/india-bets-on-talks-to-resolve-china-border-even-as-it-prepares-for-a-two-front-threat-on-the-ground/articleshow/77929308.cms">India bets on talks to resolve China border row even as it prepares for a two-front threat on the ground</a> <a href="https://www.businessinsider.in/defense/news/india-says-border-situation-is-a-direct-result-of-chinese-actions-as-it-repositions-troops-in-ladakh/articleshow/77913259.cms">India says border situation is a ‘direct result’ of Chinese actions as it repositions troops in Ladakh</a>

India-China border tensions are a part of "mind games" ahead of the meeting between the two foreign ministers, says former diplomat

<ul><li>Former diplomat Rajiv Bhatia believes that neither side wants a “real escalation in terms of <keyword id="1978906" type="PERSON" weightage="20" keywordseo="military-conflict">military conflict</keyword>.”</li><li>Using its diplomatic toolkit, India could delay the Russia-India-China (RIC) meeting scheduled for June 23 and convene a special QUAD meeting instead to send a strong signal. </li><li>The current conflict could strengthen the ties between the QUAD members — India, US, Japan and Australia — since all of them have been the target of Chinese aggression.</li></ul>Public pressure is mounting on both sides as India and China remain locked in conflict along the Line of Actual Control (LAC) in the Galwan Valley. Even after a telephonic conversation between India’s Foreign Minister Subrahmanyam Jaishankar and his Chinese counterpart Wang Yi, a lot remains up in the air. “The next few days are going to be stormy,” former diplomat and distinguished Gateway House fellow, Rajiv Bhatia told Business Insider India. Agreeing with him, Retired Lieutenant General DS Hooda — who was the Northern Army Commander during the surgical strike against Pakistan in September 2016 — told <a href="https://www.youtube.com/watch?time_continue=584&amp;v=j0P-t_U4FJk&amp;feature=emb_logo">HW News</a> “We’re in for some very tough and hard negotiations.” Amid the rising tensions, the Russia-India-China (RIC) meeting is scheduled for June 23. While India doesn’t wish for armed conflict, it could send a strong signal by delaying the conference. “Delhi should actually postpone the <keyword id="9420945" type="UNKNOWN" weightage="20" keywordseo="RIC-meeting">RIC meeting</keyword> and call a convene special QUAD meeting, which will send a very clear signal to our friends in Beijing,” suggests Bhatia. According to him, India’s international connections are strong and Prime Minister Narendra Modi has invested a great deal in partnership around the world — and now would be the time to bank on that goodwill. The difference in perception of what happened on June 15 The Indian side has unequivocally said that the Chinese attack was “premeditated and planned” resulting in the death of 20 Indian soldiers. China, on the other hand, believes that India needs to “control its frontline troops.” “The Indian unit went to check whether the particular part had actually been vacated by the Chinese,” said Bhatia. He explains that when the military actually reached the location instead of finding empty barracks — the troops were ambushed instead. Nobody wants another India-China war The statement issued by India’s Foreign Ministry indicated that the “violent face-off” on June 15 will “have a serious impact on the bilateral relationship.” On the other hand, China’s Foreign Ministry has asked India to “immediately cease all provocative actions.” But, one thing that both sides have agreed on is that things need to de-escalate. “We would just have to stick to a rational view and presume that neither side wants a real escalation in terms of military conflict across the border,” said Bhatia. However, since the agreement reached on June 6 didn’t hold and the foreign ministers were unable to reach a total reconciliation — the level of diplomatic parlays now needs to be escalated to special representatives, which would involve Wang from China’s side and national security advisor AK Doval on India’s behalf. “I don’t think we’ll get a solution out of military-to-military dialogue,” said Hooda even though another attempt is set to take place today on June 18 at 10:30 am at a Major General-level to resolve the issues related to the violent face-off in Galwan area on June 15 according to Indian Army sources that spoke to ANI. “Solutions will have to be found in the diplomatic and political sphere,” he explains that for militaries, on the ground, it’s unlikely that either side will step back that when it’s about territory. “China will inform some of their key friends like Russia and we’ll be doing the same with our QUAD partners and ASEAN. In our own neighbourhood, of course, we probably aren’t going to brief Nepal and Pakistan,” explained Bhatia. He adds that the current crisis could strengthen the solidarity between the QUAD countries — India, US, Japan and Australia — because all of them “are victims of Chinese aggression,” According to him, it will be a couple of days of back-and-forth between India and China before the special representatives reach a consensus. SEE ALSO: <a href="https://www.businessinsider.in/defense/news/not-only-india-hong-kong-taiwan-vietnam-and-japan-also-facing-chinese-army-aggression-on-border-issue/slidelist/76418800.cms">China’s aggression isn’t only aimed at India — but at least four other countries in the region</a> <a href="https://www.businessinsider.in/defense/news/china-and-pakistan-have-more-nuclear-weapons-as-compared-to-india/articleshow/76420350.cms">The total nuclear arsenal between India and China can destroy the world many times over</a> <a href="https://www.businessinsider.in/defense/news/difference-between-india-and-china-military-expenses-soldiers-number-aircrafts-tanks-and-missiles/articleshow/76421399.cms">The strength of India and China’s defence forces compared</a>

The next few days are going to be stormy for India and China say a former diplomat and retired lieutenant general

<ul><li>India’s Prime Minister <keyword id="6354477" type="PERSON" weightage="20" keywordseo="Narendra-Modi">Narendra Modi</keyword>, Chinese Prime Minister <keyword id="191809" type="PERSON" weightage="20" keywordseo="Xi-Jinping">Xi Jinping</keyword>, Pakistan’s Prime Minister Imran Khan and Russian President Vladimir Putin were present at the Shanghai Cooperation Organisation (SCO) Council of Heads of State meeting.</li><li>Modi took the opportunity to express the importance of being self-reliant, but also respecting each other’s ‘sovereignty and territorial integrity’ as the organisation continues to grow. </li><li>Without taking names, he also asserted that attempts are being made to bring up bilateral issues on a platform like the <keyword id="1079172" type="PERSON" weightage="20" keywordseo="SCO-summit">SCO summit</keyword>, which goes against the consensus and the charter of the institution. </li></ul>Today’s Shanghai Cooperation Organisation (SCO) summit is the first time India’s Prime Minister Narendra Modi has come face-to-face with the Chinese Prime Minister Xi Jinping since tensions broke out between the two countries. In addition to Xi and Modi, Pakistan’s Prime Minister Imran Khan and Russian President Vladimir Putin are also present at the event. “This SCO Summit was unusual. First virtual conference, and it met first time with two of its major member-states locked in a serious and prolonged border conflict," Ambassador Rajiv Bhatia, a distinguished fellow with think-tank Gateway House told Business Insider. Modi took the opportunity to express the importance of being self-reliant, but also respecting each other’s ‘sovereignty and territorial integrity’ as the organisation continues to grow. “India believes that to enhance connectivity it is important that we move forward while respecting one another’s sovereignty and territorial integrity,” he said. Without taking names, he also asserted that attempts are being made to bring up bilateral issues on a platform like the SCO Council of Heads of State meeting, which goes against the consensus and the charter of the institution. “It is unfortunate that repeated attempts are being made to unnecessarily bring bilateral issues into the SCO agenda, which violate the SCO Charter and Shanghai Spirit. Such efforts are contrary to the spirit of consensus and cooperation that defines SCO,” said Modi. According to Bhatia, Modi pulled the right buttons in his statement by not concealing Delhi's unhappiness over bilateral issues being dragged in. "His stress on respect for ‘territorial integrity' was a dig on China. Moscow Declaration will be substantial, but SCO cannot go very far, without Sino-Indian reconciliation,” he said. This is the first time that the annual SCO heads of state meeting is being held virtually due to the coronavirus pandemic. SEE ALSO: <a href="https://www.businessinsider.in/tech/apps/news/instagram-down-users-complain-of-frozen-timelines-and-likes/articleshow/79146012.cms">Instagram down — user complaints of report frozen timelines and likes continue to increase</a> <a href="https://www.businessinsider.in/politics/india/news/checkout-here-bihar-assembly-election-2020-results-and-updates-online/articleshow/79142084.cms">Bihar Election Results 2020: NDA continues to widen its lead over the Grand Alliance with 126 seats but faces narrow margins</a> <a href="https://www.businessinsider.in/politics/elections/news/bihar-election-results-2020-over-one-crore-votes-counted-so-far-and-the-ec-hopes-to-finish-the-polling-process-by-tonight/articleshow/79146843.cms">Bihar Election Results 2020: Over one crore votes counted so far and the EC hopes to finish the polling process by tonight</a>

Prime Minister Modi takes a dig at Pakistan and China during SCO summit — ‘attempts are being made to rake up bilateral issues’

Mumbai, Jan 6 () Subhash Chandra-owned Essel Group's Jalesh Cruises, which sailed its first ship Karnika on April 17 last year, is planning to introduce a second vessel by October 2020 following robust demand for cruise tourism in India.
"We witnessed huge demand since Karnika sailed from Mumbai on April 17, 2019. We are witnessing huge growth in bookings. In this calendar year we expect minimum 35-40 per cent growth in bookings from last year," Jalesh Cruises Strategic Advisor Rajiv Duggal told here on Monday on the sidelines of the launch of world's first 4-day business-to-business jewellery exhibition on board Karnika from January 6.
He said, in order to cater to this growing demand, the company is planning to launch another vessel by October this year.
"Cruise is also a huge employment generating medium and cruise ships are heavy with crew member. Currently, in Karnika we have 900 crew and we will be adding another 900 with the new vessel," he said.
As a long term goal, the company is planning to have 4-5 ships in next 5 years, he added.
The growing segments for cruise tourism in the country are wedding, meetings, incentives, conferences and events (MICE) and young independent travellers, he said.
"Destination weddings are now slowly getting extended to cruise as we are witnessing growing interest in the segment and MICE is also a huge segment for us. Young independent travellers are a huge opportunity for us. We are planning to tap all three segments," he added.
Mumbai Port Trust Chairman Sanjay Bhatia, who was also present on the occasion, said the country is in an exciting phase of the travel and tourism industry and cruise tourism will play a vital role in the sector's rapid growth.
"We are undertaking several steps towards expansion and swift implementation of initiatives that will significantly boost cruise tourism in India. We are proud of setting a benchmark by being the first in the world to have a jewellery exhibition on board the Karnika cruise," he added. SM BAL

Jalesh Cruises to introduce second ship by October 2020

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When the country is experiencing an entrepreneurship boom in the market, for big industry tycoons if there is a perfect time to invest in <keyword id="428085" type="UNKNOWN" weightage="100" keywordseo="start-ups">start-ups</keyword>, it is now. With start-ups going on a crazy funding spree, <a href="http://www.businessinsider.in/If-you-want-Ratan-Tata-to-invest-in-your-start-up-just-ask-him-Your-wish-might-just-get-answered/articleshow/47551786.cms">Ratan Tata stands out as the most important investor</a>, saving many just when their bank balance was down to the last few zeroes.
	 
	
		From ecommerce to auto, Tata’s investment portfolio is as varied as it can get. There cannot be a better way to spend your retirement. <a href="http://www.businessinsider.in/Know-whats-keeping-Ratan-Tata-busy-and-happy-post-retirement/articleshow/47721497.cms">After his retirement</a>, he said young innovators should be encouraged and he stands true to his words. The list is becoming longer, with investments in 10 start-ups in this year alone.
	 
	
		Here’s a complete guide to the start-ups who went on to become some of the greatest in the space after his investments.
	 
	
		 
		 
		1. Altaeros Energies- Boston-based Altaeros was founded in 2010 at the Massachusetts Institute of Technology (MIT) to commercialise the world's first airborne wind turbine. Operating up to 2,000 feet (600 metres) above ground, the Altaeros BAT generates over twice the energy of similarly-sized tower mounted wind turbines.
	 
	
		When: Early 2014
	
		 
		 
		 
	
		2. <keyword id="541988" type="COMPANY" weightage="100" keywordseo="SnapDeal">Snapdeal</keyword>- Snapdeal got its funding from Tata when their bank balance was down to the last $100,000. Tata is believed to have invested less than Rs 5 crore, buying 256 shares from Snapdeal's angel investors including Kenneth Glass
	 
	
		When: August 2014.
	
		 
		 
		 
	
		3. <a href="http://www.businessinsider.in/Ratan-Tata-Bets-Big-On-Indias-e-commerce-Sector-Invests-In-Bluestone/articleshow/42258863.cms">Bluestone</a>- The online jewellery retailer was founded by IIT graduate Gaurav Singh Kushwaha and Vidya Nataraj. <keyword id="255703" type="PERSON" weightage="100" keywordseo="Bluestone">Bluestone</keyword> was valued at Rs 135 crore when it raised funding from Kalaari Capital, when Tata also co-invested. 
	
		When: September 2014
	
		 
		 
		 
	
		4. <keyword id="6368309" type="COMPANY" weightage="100" keywordseo="Urban-Ladder">Urban Ladder</keyword>- The online furniture etailer was founded by IIM-Bangalore MBAs Ashish Goel and Rajiv Srivatsa in July 2012.
	 
	
		When: November 2014
	
		 
		 
		 
	
		5. Swasth India- The Mumbai-based healthcare startup provides medical services to low income population. The company was founded by former consultants and IIT Bombay graduates Sundeep Kapila and Ankur Pegu
	 
	
		When: Invested Rs 2 crore in December 2014 
	
		 
		 
		 
	
		6. <keyword id="1945738" type="UNKNOWN" weightage="100" keywordseo="Cardekho">CarDekho</keyword>- The Jaipur-based online auto classifieds player was founded in 2007 by Amit and Anurag Jain, both IIT Delhi alumni. The company also runs other portals like BikeDekho and PriceDekho.
	 
	
		When: February 2015
	
		 
		 
		 
	
		7. <keyword id="182468" type="COMPANY" weightage="100" keywordseo="Grameen-Capital">Grameen Capital</keyword>- This is a Mumbai-based investment advisory company.
	 
	
		When: March 2015 
	
		 
		 
		 
	
		8. One97 Communications (<keyword id="6357120" type="UNKNOWN" weightage="100" keywordseo="PayTM">Paytm</keyword>)- The Noida-based Company has successfully transitioned from a value-added services player to an online wallet Paytm.
	 
	
		When: March 2015
	
		 
		 
		 
	
		9. <keyword id="874458" type="COMPANY" weightage="100" keywordseo="Xiaomi">Xiaomi</keyword>- Founded by serial entrepreneur Lei Jun, the Chinese smartphone maker, launched in India last year, became an instant hit in the market with their products.
	 
	
		When: April 2015
	
		 
		 
		 
	
		10. Kaaryah- <keyword id="6360722" type="PERSON" weightage="100" keywordseo="ratan-tata">Ratan Tata</keyword>'s latest investment is a women's non-casual wear is Kaaryah, founded Nidhi Agarwal Kashyap. 
	
		When: June 2015 
	
		 
		 
		 
	
		11. Holachef- Launched in 2014 by Saurabh Saxena and Anil Kalra, this is a food-tech start-up where amateur and professional chefs can come together and sell their meals.
	 
	
		When- September 2015
	
		 
		 
		 
	
		12. <keyword id="6354720" type="PERSON" weightage="100" keywordseo="Ola">Ola</keyword>- In less than three months after Ola announced a $400 million funding round, led by Russian investment firm DST Global, Tata announced its investment in the online car services company, which valued the company at $2.5 billion.
	 
	
		When- July 2015
	
		 
		 
		 
	
		13. Infinite Analytics- Founded in 2012 by MIT graduates Akash Bhatia and Purushotam Botla, this is a US based predictive marketing and Analysis Company. The company deals with deep machine learning and predictive analytics by merging data from multiple sources to create a 360-degree view of the user.
	 
	
		When- August 2015
	
		 
		 
		 
	
		14. <keyword id="1517554" type="UNKNOWN" weightage="100" keywordseo="ampere">Ampere</keyword>- Ampere sells electric vehicles, cycles, trolleys and scooters. It also sells vehicles for differently-abled. It was founded by Hemalata Annamalai.
	 
	
		When- July 2015
	
		 
		 
		 
	
		15. <keyword id="2798697" type="UNKNOWN" weightage="100" keywordseo="Lybrate">Lybrate</keyword>- Healthcare communication start-up, Lybrate connects doctors with patients anonymously throughout India anywhere and anytime. They raised $10.2 m in Series A funding from Ratan Tata, Tiger Global, Nexus Venture Partners.
	 
	
		When- July 2015
	 
	 
	
		(Image credits: Indiatimes, cardekho, kaaryah, bluestone, swasth india, twitter, cupoworld)

Ratan Tata’s magical startup investment portfolio

<div class="KonaFilter image-container display-table float_right"><div><div class="image on-image"><a href="https://www.altschool.com/"></div></div></div> AltSchool's belief is that education today is fundamentally flawed. AltSchool feels the vast majority of people becoming adults today are not set up for that success - and that's largely because they're not receiving an education that's really preparing them to be happy and successful. To solve that problem, AltSchool has created a proprietary technology platform for child-centered learning. AltSchool uses something called "playlists," which consist of a weekly mix of 20 to 25 activities per student per week, including individual projects, small-group projects, or whole-class projects."You may have a group of students building a historically and scale-accurate block from 1906 in San Francisco in Minecraft. You may have another group of students building a catapult or researching the way sundials work," Ventilla says. Each child's playlist's items always tie back to specific goals and milestones they're pursuing in their personalized learning plans.Ventilla says AltSchool is focusing on the long-term, and he sees AltSchool as a "multi-decade" project."We're raising funds on that time scale. Our CTO who just joined has a ten-year vest that ends in 2027. That's amazing to have someone who has their equity tied to that kind of time scale," he says."I think the most important longterm focus for all of us is we're building this for our own children. My one-and-a-half-year-old will graduate from AltSchool middle school. Or who knows? We may have a high school by then. So it's very clear what I'm going to be doing for the next 15-plus years."<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div> AltSchool's mission is to enable all children to achieve their full potential. The startup wants more people becoming adults every year that are able and ready to thrive in the 21st century. To do that, AltSchool tackles education in a full-stack way: It oversees every aspect of the education experience, from figuring out where to put schools, to creating a technology platform, to communicating with parents. Tuition is steep: $20,000 in San Francisco, and even higher in Palo Alto because of real estate costs. "That's considerably lower than comparable schools, certainly schools with similar quality educators," Ventilla says. Some students can qualify for financial aid, however."We have way more demand in any given year than we have spots for, but we aim by the next year to have as much capacity as we would have needed to satisfy all the people on our wait list," Ventilla says.<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div>For applicants, AltSchool isn't so much focused on writing an application essay or filling out a questionnaire quite the right way."It's the kind of student and family interviews where we're able to get to know your needs as a family, and see what other groups of families that are applying to nearby AltSchools does it make sense to put you in the same classroom with," Ventilla says.When a playlist item is done, it doesn't just get filed away - it goes through a process of real-time assessment. Students may be asked to answer some questions to demonstrate that they understand the material, or they take a picture and upload their project, which becomes part of their living, digital record. Then, teachers can provide feedback and assess whether the student showed competence completing the assignment. Parents also have an app they can use to get feedback quickly and efficiently on how their child is doing in school and what he or she is learning.A year ago, AltSchool <a href="Max%20Ventilla">raised $33 million in a Series A round of funding</a> from Founders Fund and Andreessen Horowitz. Since then, AltSchool has opened three more schools - growing from 20 students to 150 and tripling its employee headcount from 30 to more than 100. And this fall, AltSchool will open new schools in Palo Alto and Brooklyn to accommodate 500 students this year. <div class="margin-top"> <h3>NOW WATCH: <a href="http://www.businessinsider.com/vaccinations-kids-school-anti-vaxxers-2015-2">Why we should ban non-vaccinated kids from schools</a></h3> <div> <div> <div class="ooyala-video-player" data-video-autoplay="false" data-video-id="k4OGtvcjq8opexFd2b9tXycCZXevrQqn" data-player-variable="ooyalapopvideo" id="ooyalaplayer_popvideo" style="width:1280px;height:720px"></div> </div> </div> </div>

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