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<ul><li>On Friday, <keyword id="6357120" type="DEFINITION" weightage="20" keywordseo="paytm">Paytm</keyword> was banned from the Google Play Store for over seven hours. </li><li>While Google released a statement it doesn’t allow online casinos or support any unregulated gambling apps that facilitate sports betting, Paytm had another story to tell.</li><li>By the end of the day, Paytm was back on the app store, however questions regarding the short ban on Paytm continued. </li></ul>On Friday afternoon, Paytm’s <keyword id="198636" type="PERSON" weightage="20" keywordseo="Vijay-Shekhar-Sharma">Vijay Shekhar Sharma</keyword> and his thousands of employees were in for a rude shock – Paytm was banned from the Google Play Store, a day before the Indian Premier League is scheduled to start. By the end of the day, Paytm was back on the app store, however questions regarding the short ban on Paytm continued. Google released a statement it doesn’t allow online casinos or support any unregulated gambling apps that facilitate sports betting. “This includes if an app leads consumers to an external website that allows them to participate in paid tournaments to win real money or cash prizes, it is a violation of our policies,” said the company’s statement. However, Paytm had a different story to tell. Paytm said that its recently launched mode of gamification where after every transaction you get a scratch card with a cricket sticker (a player's image and name), was the reason for the ban. “If a user collects five stickers then you would get a cashback, it’s as simple as that. Out of the blue and for reasons best known to Google, they considered it gambling. Whereas, their own payment app runs a similar promotion where you get scratch cards and then get money from that. We are a bit surprised because of that,” a Paytm spokesperson told Business Insider. While Google in its statement said that when an app violates the policies, they notify the developer of the violation and remove the app from Google Play until the developer brings the app into compliance. “And in the case where there are repeated policy violations, we may take more serious action which may include terminating Google Play Developer accounts,” it said. However, Paytm said that it was only today that it was notified regarding the scratch card ‘violation’. Earlier in the beginning of September, there was a different violation regarding Paytm First Games. “Today you can go and advertise about a fantasy gaming app on any other app but Google says that you can’t promote your own sister app. This meant that Paytm can promote any other app but not our own fantasy gaming app. This is drawing on the lines of anti-competitiveness. Today’s violation was absolutely Google’s single-minded understanding of what the game is. They clubbed it both under the same ‘policies’ violation whereas they are two different things,” said the spokesperson. ‘Google’s policies have to adhere to the law of the land’ Interestingly, Paytm First Games continues to exist in the Apple App Store, where it was launched a month ago. Google and Apple have different approaches towards fantasy gaming. While Google takes strict action against any game that is related to betting online, Apple doesn’t seem to have any qualms about that. In fact, Google allows fantasy gaming apps on the Play Store in the US. “Apple is a bit more liberal in their policies and hence more supportive of app ecosystems specifically when it comes to real money gaming. While Google allows fantasy gaming apps to be listed on the playstore in the US, what we are trying to ask is why an inferior treatment for apps in India,” said the Paytm spokesperson. Google’s removal of apps has often been questioned, even though the tech giant has always been clear about its processes to be followed by an app to be on the Play Store. <a href="https://www.indiatvnews.com/technology/news-mobikwik-digital-wallet-removed-from-google-play-store-here-is-why-621643#:~:text=Popular%20digital%20wallet%20MobiKwik%20was,exactly%20the%20payments%20platform%20do.">Earlier, </a>another payments app, Mobikwik, had been removed from the Play Store for not conforming to its ‘advertising rules’. “The more important thing that needs to be considered is that when our country is on the cusp of becoming a huge digital app ecosystem, how much is it possible to do when we have an entire ecosystem being ruled by policies which aren’t in coherence with the law of the land. If a simple scratch card can be read as gambling and of the larger apps out there Paytm can be banned, I’m actually worried about what happens to the smaller apps,” said the spokesperson. Business Insider reached out to Google for its response on specific charges made by Paytm but the spokesperson said that the tech giant has nothing more to add to its earlier statement. SEE ALSO: <a href="https://www.businessinsider.in/business/startups/news/paytm-says-your-money-is-safe-and-the-app-will-be-back-soon-on-play-store/articleshow/78185321.cms">Paytm says your money is safe and the app will be back soon on Play Store</a>

INTERVIEW: Paytm trains its guns on Google while the payments app is back in Play Store

<ul><li>The <keyword id="1736801" type="PERSON" weightage="20" keywordseo="Paytm-app">Paytm app</keyword> has been removed from the Google Play Store for violating policies related to unregulated gambling apps.</li><li>This does not affect those who already have the app installed on their phones, but new downloads are not possible at this moment.</li><li>Other apps from the company, like Paytm Money, Paytm Mall and Paytm for Business are still available for download.</li><li>Google said it is in touch with the app’s developers to bring it back on the Play Store.</li></ul>The Paytm app has been removed from the Google Play Store. The reason reported for the removal of the app is that Google doesn’t allow ‘unregulated gambling apps that facilitate sports betting’. According to <a href="https://twitter.com/CNBCTV18Live/status/1306872648429785088">CNBC-TV18</a>, Google had notified developers about this a few days ago. It also said that it is working with Paytm to bring the app back on the Play Store. A search for the Paytm app on the Play Store confirmed the app’s removal. Other apps from the company like Paytm Money, Paytm Mall and Paytm for Business are still available for download. <div type="Article" hostid="261" msid="78187022" title="How to install the Paytm app on Xiaomi, Samsung and other phones" mstype="2" mssubtype="0"></div> On September 18, Google released a <a href="https://india.googleblog.com/">statement</a> saying that it doesn’t allow online casinos or support any unregulated gambling apps that facilitate sports betting. “This includes if an app leads consumers to an external website that allows them to participate in paid tournaments to win real money or cash prizes, it is a violation of our policies.” "When an app violates these policies, we notify the developer of the violation and remove the app from Google Play until the developer brings the app into compliance. And in the case where there are repeated policy violations, we may take more serious action which may include terminating Google Play Developer accounts. Our policies are applied and enforced on all developers consistently," the blog post added. We have reached out to Google for a statement. Big blow to Paytm ahead of IPL starting tomorrow Paytm First Games – which recently onboarded Sachin Tendulkar as its brand ambassador – is the Indian digital payments’ leaders foray into the fantasy gaming segment. Google’s ban is a huge blow to the app as the IPL begins tomorrow and Paytm First Games was hoping to cash in on the cricketing event. Paytm First Games had an elaborate plan to establish its stronghold in the fantasy gaming market. The app aims to get over 100 million users during the upcoming Indian Premier League and has planned over 200 live events on the platform over the next six months. The other popular fantasy sports app Dream11 has never been available on the Playstore. Last year in June, the Bombay High Court had dismissed a PIL filed by an advocate and said that Dream11 is a game of skill and not of chance. The PIL had claimed that the online fantasy league game encourages gambling. Earlier, the Punjab and Haryana High Court too had declared the Dream11 format of fantasy sports as legal. The order said that the game requires considerable skill and judgment. This order was further ratified by the Supreme Court. BJP leader demands ban on online rummy games and apps In the ongoing Parliament session, BJP leader K C Ramamurthy in the Rajya Sabha demanded a ban on online rummy. “Sir, it is a misnomer that rummy is a game of skill. It is gambling and betting money through rummy in the greed of getting more is illegal as it ruins families financially and otherwise. It is unfortunate that many have become addicts, particularly in south India,” he said. SEE ALSO: <a href="https://www.businessinsider.in/business/startups/news/paytm-says-your-money-is-safe-and-the-app-will-be-back-soon-on-play-store/articleshow/78185321.cms">Paytm says your money is safe and the app will be back soon on Play Store</a> <a href="https://www.businessinsider.in/tech/apps/how-to/how-to-install-the-paytm-app-when-its-not-available-on-google-play-store/articleshow/78187022.cms">How to install the Paytm app on Xiaomi, Samsung and other phones</a>

Paytm app removed from the Google Play Store – big blow to Paytm First Games ahead of the IPL starting tomorrow

<ul><li><keyword id="6355629" type="DEFINITION" weightage="20" keywordseo="google">Google</keyword> has released a fresh statement on September 21 (Monday) saying that cashbacks and vouchers don’t alone constitute a violation. </li><li>Paytm had released a blog on September 20 (Sunday) stating all that happened on Friday and said that “suddenly UPI cashback is called an “online casino” by Google”. </li><li>Paytm was removed from the Play Store for about seven hours on a Friday.</li></ul>The Indian tech ecosystem is witnessing a war raging between one of India’s leading digital payments players Paytm and the tech giant Google. After Paytm was removed from the Play Store for about seven hours on a Friday, founder Vijay Shekhar Sharma had gone on record to say that Google was acting like the “<a href="https://www.businesstoday.in/current/corporate/google-is-judge-jury-executioner-paytm-hits-back-after-play-store-takes-down-app/story/416522.html">judge, jury and executioner</a>”. Paytm released a blog on September 20 (Sunday) stating all that happened on Friday and said that “suddenly UPI cashback is called an “online casino” by Google”. Fighting back, Google has released a fresh statement on September 21 (Monday) saying that “offering cashbacks and vouchers alone do not constitute a violation of our Google Play gambling policies”. It also let out a warning in its statement. “Last week we reiterated our Play Store gambling policies. Our policies don’t allow online casinos or support any unregulated gambling apps that facilitate sports betting, including daily fantasy sports in India. We enforce our policies very thoughtfully to provide a safe and secure experience for consumers, while also giving developers the platform and tools they need to build sustainable businesses. In the case of repeated policy violations, we may take more serious action which may include terminating Google Play Developer accounts. Our policies are applied and enforced on all developers consistently,” Google said in a statement on Monday. The ‘policy’ in controversy While Google continues to say that the violation is regarding fantasy gaming promotions, Paytm has <a href="https://www.businessinsider.in/tech/apps/news/paytm-trains-its-guns-on-google-while-the-payments-app-is-back-in-play-store/articleshow/78190088.cms">had a different story to tell. </a> Paytm said that its recently launched mode of gamification where after every transaction you get a scratch card with a cricket sticker (a player's image and name), was the reason for the ban. “The Google Play Support team had written to us on 3 occasions (on August 20th, August 28th and September 1st) with some concerns on a separate matter of Paytm First Games’ promotion through the Paytm app. While we strenuously disagreed with the allegation that we are breaching the policy (and we disagree with the policy itself too), we immediately complied with the diktat that barred us from promoting our gaming subsidiary,” Paytm wrote on its blog. The move by Google has been questioned by many in the Indian startup ecosystem with even Paytm suggesting that it was on the lines of ‘anti-competitiveness’. The digital payments startup even went on to compare its own cricket-driven cashback program to that of its competitor Google Pay’s ‘Tez Shots’ campaign which runs on similar lines. “Presumably, such cashback campaigns of Google Pay are not in breach of Play Store policies, or maybe they are, but a different set of rules apply to Google’s own apps,” said Paytm. SEE ALSO: <a href="https://www.businessinsider.in/tech/apps/news/paytm-trains-its-guns-on-google-while-the-payments-app-is-back-in-play-store/articleshow/78190088.cms">INTERVIEW: Paytm trains its guns on Google while the payments app is back in Play Store</a> <a href="https://www.businessinsider.in/stock-market/markets/news/indian-tech-companies-hcl-tech-wipro-infosys-tcs-share-price-are-green-today/articleshow/78228700.cms">It’s not just the DWS deal, Morgan Stanley's outlook has painted HCL Tech green⁠ — along with TCS, Infosys and Wipro</a> <a href="https://www.businessinsider.in/tech/news/top-ten-phishing-examples-and-tricks-used-by-companies-to-test-their-employees-cybersecurity-smarts/slidelist/78228072.cms">Top ten phishing tricks that companies are using to test their employees’ cybersecurity smarts</a>

Google hits back at Paytm ⁠— reiterates that ‘repeated policy violations’ will lead to stricter actions

<ul><li>On the anniversary of demonetization, Business Insider takes a look at how digital payments benefitted from the note ban. </li><li>According to a RBI report, the number of digital transactions is going to go from 20.6 billion in December 2018 to 87 billion in December 2021.</li><li>Payment companies like <keyword id="6357120" type="DEFINITION" weightage="20" keywordseo="paytm">Paytm</keyword>, MobiKwik continue to be leaders of digital payment transactions.</li><li>However, currency circulation is back at a 5-year high.</li></ul>Three years ago, Prime Minister Narendra Modi in an evening address shocked the nation by banning ₹500 and ₹1000 currency notes. The move crippled the economy, threw businesses into confusion, the effects of which are being felt even today. But there is one billionaire, Paytm founder <keyword id="198636" type="PERSON" weightage="20" keywordseo="Vijay-Shekhar-Sharma">Vijay Shekhar Sharma</keyword>, and his peers including 19 new digital payments <keyword id="6362513" type="UNKNOWN" weightage="20" keywordseo="startups">startups</keyword> clearly gained from the note ban. And Sharma knew the potential of this decision the moment it was announced. The day after demonetisation, Paytm released a front page advertisement in most Indian newspapers, thanking the Prime Minister for the note ban while the rest of the country cribbed and clamoured for cash. At the same time, according to <a href="https://www.moneycontrol.com/news/business/startup/demonetisation-how-paytm-gained-from-note-ban-and-why-it-used-pm-modis-pic-in-ads-2432963.html">reports</a>, Paytm saw a 200% increase in downloads on the night of demonetisation. In August 2016, Paytm was valued at $5 billion, which went up to $6 billion in the next year. Today, the company is set to hit $16 billion valuation, according to <a href="https://www.businesstoday.in/current/corporate/paytm-to-raise-another-usd-2-billion/story/384762.html">reports. </a> Paytm had 140 million users in October 2016, and today has over 350 million users. In the Hurun India Rich List 2019, Paytm founder Vijay Shekhar Sharma is the only startup founder to be in the top 50 of the list. Sharma has a net wealth of ₹20,400 crores. And he is not alone. Since 2016, there are over 19 funded startups that have come up in the digital payments sector with 10 of them coming up after demonetisation. The sector since 2016, has seen great investor investment over $641.6 million in funding, according to Tracxn (the number excludes startups founded before 2012 like Paytm, Mobikwik etc.) According to a Reserve Bank of India <a href="https://rbidocs.rbi.org.in/rdocs/PublicationReport/Pdfs/CDDP03062019634B0EEF3F7144C3B65360B280E420AC.PDF">report</a>, the number of digital transactions is expected to increase more than four times from 20.6 billion in December 2018 to 87.07 billion in December 2021. “The payment system transactions in 2017 grew by 44.8% over the previous year (over a strong year-on-year growth of 56.4% in 2016) even after cash availability normalised after demonetisation showing that non-cash payments were slowly becoming a habit for the users. This is also demonstrated by the growth of 54.3% in the financial year 2018-19 over the previous financial year,” said a Reserve Bank of India report. The government-owned Unified Payments Interface (UPI) has crossed 800 million users already and its transaction volume has grown from just 285,000 in November 2016 to 1.15 billion in October 2019. 
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 The use of cards and electronic wallets among people has definitely increased but its link with demonetisation is not clear. Data showed that electronic payments in retail transactions decline in the year of demonetisation and the one after that⁠— may be due to fall in consumption due to the cash crunch and confusion caused by the note ban. It’s only in financial year 2019, that electronic payments showed a sharp increase. 
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 Cash is coming back However, while digital payment continues to be on the rise, cash too is creeping back into the market with big numbers. 
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 However, according to experts the number is still low compared to India’s GDP. “Economic growth has been possible through many transactions – that are done primarily in cash. This demand for cash has led to a large growth in the Currency in Circulation (CIC). CIC grows with GDP, and inflation. Even after demonetization, CIC has come back up rapidly – though not to the same level as would be predicted by GDP growth rate and inflation,” said the Nandan Nilekani report on digital payments in India. See Also: <a href="https://www.businessinsider.in/stock-market/economy/news/moodys-rating-and-outlook-for-indian-economy/articleshow/71967678.cms">Upgrade post demonetisation, downgrade post tax cuts⁠— Moody's mood swings expose the economist’s inertia</a>

A new billionaire in India’s top 50⁠ and 10 new startups that have demonetisation to thank

Digital wallet company <keyword id="6357120" type="UNKNOWN" weightage="20" keywordseo="PayTM">Paytm</keyword> identified 48 fraudulent customers . Paytm was cheated to the tune of over Rs 6.15 lakh. The CBI has registered a case. 
 
This case raised doubts on security system on the digital wallet. In its complaint, Paytm elucidated 26 cases where a refund was claimed and processed after the delivery of goods was successfully made. 
 
“The technical analysis of the e-commerce service provider states that this cannot happen without involvement and knowledge of its employees,” the FIR said. 
 
"In the physical goods marketplace business, it was identified that certain fraudulent users were trying to unlawfully game the system. We have identified each of these cases and initiated legal proceedings," a Paytm spokesperson told Business Insider. 
 
Paytm said it regularly monitors its marketplace business to identify any fraudulent or suspicious behavior. "This is a part of the company’s security practices to ensure that genuine users are able to continuously avail the benefits brought by the Paytm marketplace," stated Paytm. 
 Paytm is garnering headlines, especially after demonetisation, and has made the most of cash ban since November 08. Paytm’s <keyword id="198636" type="PERSON" weightage="20" keywordseo="Vijay-Shekhar-Sharma">Vijay Shekhar Sharma</keyword> promoted its digital wallet to enable people to deal sudden cash crunch. 
 
Paytm saw a 700% hike in its customer traffic. It hired 9,000 staff to move on with their payments bank and help achieve cashless India goals.

Paytm identifies 48 fraudulent users who cheated it for over Rs 6.15 lakh; legal case initiated

A cybercriminal group with the alias ‘John Wick on Thursday said in a tweet that it did not hack <keyword id="4225623" type="PERSON" weightage="20" keywordseo="Paytm-Mall">Paytm Mall</keyword>, even as the group claimed responsibility for briefly hacking the Twitter account linked to Prime Minister Narendra Modi's personal website. <div type="Article" hostid="261" msid="77902203" title="Twitter account of PM Modi's personal website hacked — asks followers for Bitcoin and Ethereum donations" mstype="2" mssubtype="0"></div> "This account is hacked by John Wick (hckindia@tutanota.com), We have not hacked Paytm Mall," John Wick posted after taking over the Twitter account. The authenticity of the claims could not be immediately verified. The development comes after cyber-risk intelligence firm Cyble on August 30 wrote in a blog post that "John Wick" was able to upload a backdoor/Adminer on Paytm Mall application/website. The group gained unrestricted access to the entire databases of Paytm Mall, Cyble said in the blog post. "According to the messages forwarded to us by the source, the perpetrator claimed the hack happened due to an insider at Paytm Mall. The claims, however, are unverified, but possible," Cyble said. Paytm Mall said that the claims are "absolutely false". "We would like to assure that all users, as well as company data, is completely safe and secure. We invest heavily in our data security, as you would expect," a Paytm Mall spokesperson said in a statement. "We have been investigating the claims of a possible hack and data breach, and haven't found any security lapses yet. "We also have a Bug Bounty programme, under which we reward responsible disclosure of any security risks. We extensively work with the security research community and safely resolve security anomalies," the spokesperson said. SEE ALSO: <a href="https://www.businessinsider.in/india/news/pm-modi-twitter-account-hacked-heres-what-the-hacker-had-tweeted/articleshow/77902203.cms">Twitter account of PM Modi's personal website hacked — asks followers for Bitcoin and Ethereum donations</a> <a href="https://www.businessinsider.in/tech/enterprise/news/rise-in-work-from-anywhere-will-lead-to-more-outsourcing-thats-an-opportunity-for-tcs-infosys-and-hcl-tech/articleshow/77864248.cms">TCS, Infosys and HCL Tech have the most to gain from post COVID wave of outsourcing</a> <a href="https://www.businessinsider.in/tech/apps/news/india-bans-pubg-wechat-and-118-other-mobile-applications/articleshow/77890776.cms">India bans PUBG, Ludo World, and 116 other Chinese mobile applications</a>

'John Wick' hacked PM Modi's Twitter handle to say they didn't hack Paytm Mall

Startups are unaffected by getting banned and are recruiting top talent at IIT placements this year. Regardless of the fact that many of the startups are being blacklisted by the institutes, many international companies that have just started in India are providing the students great offers and some big recruiters' individual hiring numbers. 
 Many like <keyword id="6354742" type="COMPANY" weightage="20" keywordseo="Flipkart">Flipkart</keyword> and <keyword id="541988" type="COMPANY" weightage="20" keywordseo="SnapDeal">Snapdeal</keyword> are amongst the blacklisted ones, their rival likes <keyword id="18635" type="CITY" weightage="20" keywordseo="Amazon">Amazon</keyword> and <keyword id="6357120" type="UNKNOWN" weightage="20" keywordseo="PayTM">Paytm</keyword> are hiring aggressively at several <keyword id="6386086" type="ORGANIZATION" weightage="20" keywordseo="Indian-Institutes-of-Technology">Indian Institutes of Technology</keyword>, and commanding premium slots in placements along with the likes of logistics startup <keyword id="3932850" type="UNKNOWN" weightage="20" keywordseo="rivigo-services">Rivigo Services</keyword> and enterprise software developer CodeNation. 
 Amazon is planning to visit 17 <keyword id="49737" type="COMPANY" weightage="20" keywordseo="IITs">IITs</keyword> this year and is looking forward to hiring more engineers than last year. It is making its first Jodhpur, Indore and Bhubaneswar IITs. 
 "We firmly believe that as we expand and grow in the country, talented engineers from these institutes will play an instrumental role in driving Amazon's growth in India. We continue to be aggressive in our hiring outlook as we scale up our operations in India,” <keyword id="662878" type="PERSON" weightage="20" keywordseo="Raj-Raghavan">Raj Raghavan</keyword>, HR director for APAC at Amazon, told ET. 
 
Paytm, after being benefited by the government’s demonetisation scheme, is now looking forward to increasing its intake from IITs this year. 
 "Paytm is expanding quickly and we are constantly on the lookout for talent to help us keep the momentum,” <keyword id="214729" type="PERSON" weightage="20" keywordseo="Amit-Sinha">Amit Sinha</keyword>, senior VP at Paytm, told ET. 
 
The Noida-based ecommerce and digital payments provider has hired from Guwahati, Roorkee, Madras, Bombay and Varanasi (BHU) IITs this year. Besides these biggies, several smaller startups, too, have joined the rush to attract top talent from the country's premier engineering campuses. 
 
"Startups are far from disappearing from the campus. For us, they hold a good share in the placements this year. Where 55 startups have registered for placements this year, up from 50 last year, and they've already handed out more offers than last year,” NP Padhy, professor-in-charge for training and placement at IIT Roorkee, told ET. 
 
There are many new comers in the placement league and the list includes Smartprix, FlyNava Technologies, Clustr, Hike and Buyhatke. 
 
"There are still many startups coming. While most hire in small numbers, they still find takers, especially among students who have a risk appetite,” a senior person involved in IIT placements, told ET. 
 
The IITs also blacklisted a list of startups over a list of numerous reasons. Despite some startups revoking offers in previous years, several students are still eager to join such firms. 
 "Students are now more aware about the uncertainties associated with startups, and more informed. Many are eager to join them, especially those who want to start something of their own in the future and want to gain the experience,” B Venkatesham, placement-in-charge at <keyword id="922152" type="ORGANIZATION" weightage="20" keywordseo="IIT-Hyderabad">IIT Hyderabad</keyword>, told ET. 
 
Even in campuses where the number of startup recruiters is less than last year, such firms are among the popular recruiters. IIT Madras has given premium slots to companies such as Amazon, Next Education, CodeNation, Rivigo Services and Paytm in the placement process.

You Searched For "Paytm Ban" and got 7 results

INTERVIEW: Paytm trains its guns on Google while the payments app is back in Play Store

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Despite getting blacklisted, startups still rock at IIT placements

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