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If one was wondering how the adult comedy '<keyword id="2605585" type="UNKNOWN" weightage="100" keywordseo="Kya-Kool-Hain-Hum-3">Kya Kool Hain Hum 3</keyword>' would pass the <keyword id="62146" type="ORGANIZATION" weightage="100" keywordseo="Censor-Board">Censor Board</keyword> test, here's the answer. It didn't. Scenes have been deleted mercilessly and songs modified ruthlessly. This does not end here. The Board in its effort to do its 'job' has made some replacements which will leave you in hilarious sobs. <keyword id="6425075" type="UNKNOWN" weightage="100" keywordseo="Censorship">Censorship</keyword> was never this fun before! 
 
Have a look at the revised version of the movie. Bet it beats the original. 
 
 
 
 
(Image credits: indiatimes, facebook)

Kya Kool Hai Hum 3 'revised'

<ul><li><keyword id="6587619" type="General" weightage="20" keywordseo="Upasana-Taku" source="Orion">Upasana Taku</keyword> of <keyword id="143842" type="General" weightage="20" keywordseo="mobikwik" source="Orion">Mobikwik</keyword> believes that it's not as easy as some companies are making it out to be.</li><li>The company claims to be the largest <keyword id="9522245" type="General" weightage="20" keywordseo="bnpl" source="Orion">BNPL</keyword> fintech company in India with 24 million pre-approved BNPL users.</li><li>According to Redseer, digital BNPL players’ GMV could scale up 15 times to $45-50 billion in the next four years.</li></ul>‘Buy Now, Pay Later’ (BNPL) has become the new buzzword in the Indian fintech ecosystem that everyone has been chasing. From Paytm to Ola Money, everyone has been looking to get deeper into the fintech space and generate revenue out of this simple form of micro loans. However, Upasana Taku of Mobikwik believes that it's not as easy as a few companies are making it out to be. Mobikwik – which has been in the BNPL space since the last two years – noted that there is a lot that goes behind the scenes in order to build these BNPL processes. “Lending as a feature the whole world is making. Don’t worry, mein bhi yahin hoon, aap bhi yahin hoon. 2024 mein baat karein gaye, vo sab band ho gaya hoga... Log na excitement mein aa kar posuting, prespetion aur valuation k liye cheezein shuru kar dete hain phir usmeine grand opening and grand closing ho jati hai [We are here, we’ll talk in 2024, till then all these new businesses will be shut. People get excited and start new vertices for posturing, perception and valuation. Then there is a grand opening and a grand closing],” Taku said. She also gave examples of how Flipkart, Ola, Amazon and several other non-traditional players entered the wallet payments in 2015 as it became a fad, but later exited since they had no expertise in the domain. Even MakeMyTrip has a wallet, but it is now only used for cashbacks, she added. “Kuch cheezein fashion mein aati hain, jitni jaldi aati hai utni jaldi fashion se nikal bhi jaati hai… Ultimately kya hota hai ki yeh sab khulta hai, ek-do saal paise bhetein hain. Phir 1-2 saal mein yeh sab baand bhi ho jata hai kyunki sabko realize hota hai ki hum apne core business mein leadership position to manage nahi kar paa rahe hain. Hum ek aur side business mein bina focus ke kya karna cha rahe hai. [These are just fads that come and go. Ultimately, the companies flow a lot of cash in these fads for 1-2 years and then shut it down as they realise that they are not able to manage leadership positions in their core business and it makes no sense for them to enter a new vertical without focus,” she added. <div type="image" title="INTERVIEW: Mobikwik’s Upasana Taku says all the companies that made their grand entry into BNPL will have a grand exit too" msid="89960638" hostid="261"></div> Taku has zeroed down on three major problems that any new fintech company planning to get into consumer-facing BNPL products might face. First, where to get the customer. Second, where to get the data from. Third, who to partner with so that the customers can spend the credited amount. How to get consumers? “You need consumers, and consumer ko acquire karne ke liye customer acquisition cost lagti hai [to acquire consumers you need to spend on customer acquisition cost], which if you're acquiring from a Google or a Facebook or a partner, it is going to be ₹1000 or higher per person. That’s a massive problem for any new fintech that is starting, because it will cost them a lot of money to acquire new customers,” she added. Where to get the data? Citing this as a “chicken and egg” problem, Taku explained that the Credit Information Bureau (India) Limited (CIBIL) only has data of the top 50-60 million people in India. These are the type of users that top banks and credit card companies have been chasing for loans. A BNPL product usually focuses on users, who usually don’t have any credit history or data on them, but are transacting digitally. These platforms don’t just need this data to know who to lend to, but also to know how much to lend. Another issue for new BNPL companies is that if they acquire 1000 customers, only a part of it would be creditworthy. However, since the companies have spent so much capital on acquiring these users, they can’t really reduce the ticket size of these BNPL credits. “Now most fintechs are giving ₹10,000, ₹30,000, ₹40,000 on a three months EMI [equated monthly installment] kind of product. But that is when they are able to make money on it. They can’t reduce the ticket size because it is a problem that they spent so much on acquising the total users,” Taku noted. Where will customers spend this credit? The third and another major challenge is setting up a BNPL business is getting merchants to use the payment feature so that the customers have enough options to spend the credited amount. Several companies like Zomato, Swiggy, Amazon and Flipkart currently accept BNPL whether directly or through third party platforms like Simpl, LazyPay, ZestPay and others. There is not much sense to borrowing capital from fintech startups if you are not able to spend it. “As an example, there is a company called Simpl. They also have a <keyword id="4585897" type="General" weightage="20" keywordseo="buy-now-pay-later" source="Orion">buy now pay later</keyword> product. They are not into the payments business. So they don’t have millions of merchants unlike us. Therefore, their PayLater product is available in a few hundred ecommerce platforms or apps. That is a problem,” Taku added. “In a platform play [it is easier], because you already have millions of merchants, you already have millions of customers,” Taku explained. The company claims to be the largest BNPL fintech company in India with 24 million pre-approved BNPL users. <div type="image" title="INTERVIEW: Mobikwik’s Upasana Taku says all the companies that made their grand entry into BNPL will have a grand exit too" msid="89960671" hostid="261"></div> “This is where a platform like Mobikwik has a serious upper hand,” Taku added, explaining that 50 million users have completed ‘know-your-customer’ (KYC) with Mobikwik so they have all customers' details. Secondly, they also have the customers’ spending and financial data given they have used Mobikwik’s app across their products. SEE ALSO <a class="tout-title-link" href="https://www.businessinsider.in/stock-market/news/upl-wipro-vedanta-future-retail-and-other-hot-stocks-on-march-3/slidelist/89959123.cms">UPL, Wipro, Vedanta, Future Retail and other hot stocks on March 3</a> <a href="https://www.businessinsider.in/india/news/expect-your-household-budget-to-go-up-sharply-as-prices-of-essential-items-take-a-plunge/articleshow/89954724.cms">Expect your household budget to go up sharply as prices of essential items shoot up</a> <a href="https://www.businessinsider.in/tech/news/google-is-calling-employees-back-to-some-us-offices-for-3-days-a-week-starting-april-4-with-flexibility-like-work-from-anywhere-weeks/articleshow/89956286.cms" data-type="tilCustomLink">Google is calling employees back to some US offices for 3 days a week starting April 4, with flexibility like 'work from anywhere' weeks</a>

INTERVIEW: Mobikwik’s Upasana Taku says all the companies that made their grand entry into BNPL will have a grand exit too

<div class="KonaFilter image-container display-table float_right"><div><div class="image on-image">Warner Bros.All seven seasons of the popular series "Gilmore Girls" will be available for binge-watching from July 1.</div></div></div>Each month, Netflix welcomes a long list of films and TV shows to its library.This July, users of the streaming service can look forward to binge-watching all seven seasons of the popular TV series, "Gilmore Girls," in the lead-up to <a href="http://www.standard.co.uk/stayingin/tvfilm/gilmore-girls-is-coming-to-netflix-uk-in-full-this-july-a3282631.html" target="_blank">the launch of Netflix's four-part follow-up series, "Gilmore Girls: A Year in the Life," on November 22</a>.Other acclaimed TV releases include the second season of "Fargo" - a dark drama adapted from the Coen brothers' film of the same name - with an excellent cast including Kirsten Dunst, Colin Hanks, Patrick Wilson, and Ted Danson.Netflix originals like "Tallulah" - a film about two women who unite over a kidnapped baby, with Ellen Page and Allison Janney - and "Stranger Things," a drama series set in 1980s Midwestern America starring Winona Ryder, are also worth adding to your watchlist.Here's the full list of July's releases:Available 1/7/16"A Decent Arrangement" (2011)"Akeelah and the Bee" (2006)"Amok" (2014)"The Arrival" (1996)"Baba" (2002)"Between," Season 2, Netflix original"Bill Hicks: Revelations" (1993)"Brannigan" (1975)"Bright Night" (2015)"Brotherly Love" (2015)<div class="KonaFilter image-container display-table"><div><div class="image on-image">Freestyle Releasing"Brotherly Love" is about an American high-school basketball player's rise to fame</div></div></div>"Buddies" (1983)"Can't Run From Love," Season 1"Chauranga" (2014)"Chelsea," Season 1, Netflix original"Cowboy Bebop," Season 1"Daft Punk Unchained" (2015)"Daughters of Mother India" (2015)"Dwayne Perkins: Take Note" (2016)"Eastsiders," Seasons 1 &amp; 2"The End," Season 1"Exit Afghanistan" (2013)"Ezel," Season 1"Everything You Always Wanted to Know About Sex But Were Afraid to Ask" (1972)"Family Fever" (2014)"Fittest on Earth" (2015)"Floating!" (2015)"Forks Over Knives" (2001)"Forks Over Knives Presents: The Engine 2 Kitchen Rescue" (2011)"The Future of Water," Season 1"Gilmore Girls," Seasons 1 - 7<div class="KonaFilter image-container display-table"><div><div class="image on-image">Warner Bros.Stars Hollow's favourite mother-daughter duo Lorelai and Rory Gilmore returns to Netflix.</div></div></div>"Haraamkhor" (2015)"Hirschen" (2014)"Horrid Henry," Season 4"I.D." (1995)"III - The Ritual" (2015)"Indie Game: Life After" (2014)"Jem and the Holograms," Seasons 1 - 3"Jim Jefferies: Freedumb," Netflix original"Kacak," Season 1"Kaptn Oskar"(2013)"Karadayi," Season 1"Kate and Mim-Mim," Season 1"The Killer Elite" (1975)"Klappe Cowboy!" (2012)"Kumu Hina" (2014)"Kurt Seyit &amp; Sura," Season 1"Kya Kool Hain Hum 3" (2016)"The Little Girl Who Lives Down the Lane" (1976)"Love and Marriage," Season 1"Love Steaks" (2013)"Marco Polo," Season 2, Netflix original"Mossad 101," Season 1"Mount Joy" (2014)"My Friend Rockefeller" (2015)"NatureVision TV," Collection 1"Offspring," Seasons 1 - 5"Operation Proposal," Season 1"The Pink Mirror" (2003)"The Presence" (2010)"Road to Yesterday" (2015)"Running Scared" (2006)"Sam Kinison: Family Entertainment Hour" (1991)"Spotless," Season 1, Netflix original"Stealing History" (2005)"Suicide (Hitabdut)" (2014)"Terminus" (2015)"The Taking of Pelham 1, 2, 3" (1998)"The Wicker Man" (2006)"The Wiggles: Ready, Steady, Wiggle!" Season 2"Thief" (1981)"Welcome to the Punch" (2013)"Well Wishes" (2015)"White Collar," Season 6"Willie Barcena: The Truth Hurts" (2016)"X: Past Is Present" (2015)"You Carry Me" (2015)Available 4/7/16"Kuromukoro," Season 1, Netflix originalAvailable 5/7/16"Thithi" (2015)Available 6/7/16"Belle" (2013)"Brahman Naman," Netflix original"Pretty Little Liars," Season 7Available 7/7/16"The Armor of Light" (2015)Available 8/7/16"The Invitation" (2015)"Mono" (2016)"Word Party," Season 1Available 11/7/16"The Returned," Season 2Available 12/7/16"PAW Patrol," Season 2"Scream," Season 2<div class="KonaFilter image-container display-table"><div><div class="image on-image">FXKirsten Dunst stars in the second season of the acclaimed series "Fargo," set in the 1970s.</div></div></div>Available 13/7/16"Fargo," Season 2"The Fault in Our Stars" (2014)Avaible 14/7/16"Dragon Blade" (2015)"Magi: Adventure of Sinbad," Season 1"Six Degrees of Separation" (1993)Available 15/7/16"A Good Rain Knows" (2009)"The Adventures of Puss in Boots," Season 3, Netflix original"Gavin &amp; Stacey," Season 3"Ghostheads" (2016)"Holidays" (2016)"International Street Art" (2014)"Jellies" (2015)"The Lava Field," Season 1"Lusers" (2015)"Ocean Wonders" (2015)"Puss in Boots" (2011)"Rudhramadevi" (2015)"Shrek 2" (2004)"Shrek Forever After" (2010)"Shrek the Third" (2007)"Small is Beautiful" (2015)"Soul Plane" (2004)"Stranger Things," Season 1, Netflix original<div class="KonaFilter image-container display-table"><div><div class="image on-image">Paramount PicturesKids and grown-ups alike can watch the family-friendly addition, "Shrek Forever After."</div></div></div>Available 17/7/16"The Human Experiment" (2013)"The Purge: Anarchy" (2014) Available 18/7/16"Power," Season 3Available 20/7/16"The Adventures of Elmo in Grouchland" (1999)"Genghis Khan" (1965)"Joe Dirt" (2001)"Labyrinth" (1986)"The Mirror Has Two Faces" (1996)"Resident Evil: Retribution" (2012)"X-Men: Days of Future Past" (2014)Available 21/7/16"Before We Go" (2014)"Internet Famous" (2016)Available 22/7/16"Bojack Horseman," Season 3, Netflix original"Degrassi: Next Class," Season 2, Netflix original"Million Dollar Arm" (2014)Available 23/7/16"QI," Season 12Available 24/7/16"Popples," Season 3, Netflix originalAvailable 25/7/16"The Concubine" (2012)"Enemies In-Law" (2015)"Eungyo" (2012)"The Exclusive: Beat the Devil's Tattoo" (2015)"Hope" (2013)"Manhole" (2014)"Man on High Heels" (2014)"Power," Season 3"The Silenced" (2015)"Tazza: The Hidden Card" (2014)"Queen of the Night" (2013)<div class="KonaFilter image-container display-table"><div><div class="image on-image">NetflixEllen Page gives an impressive performance in the Netflix original "Tallulah."</div></div></div>Available 27/7/16"April Fool's Day" (1986)"Hard Eight" (1996)"It Started in Naples" (1960)"Pretty Baby" (1978)"The Tenant" (1976)Available 29/7/16"Home," Season 1, Netflix original"LEGO Bionicle: The Journey to One," Season 1, Netflix original"Tallulah," Netflix original <div class="margin-top"> <h3>NOW WATCH: <a href="http://www.businessinsider.com/netflix-hidden-categories-2016-6">How to find Netflix's secret categories</a></h3> <div> <div> <div class="ooyala-video-player" data-video-autoplay="false" data-video-id="VlZjM2MDE6YhzeEmGWLIfJXnPkAikBM-" data-player-variable="ooyalapopvideo" id="ooyalaplayer_popvideo" style="width:1280px;height:720px"></div> </div> </div> </div>

You Searched For "Kya Kool Hain Hum 3" and got 3 results

Kya Kool Hai Hum 3 'revised'

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INTERVIEW: Mobikwik’s Upasana Taku says all the companies that made their grand entry into BNPL will have a grand exit too

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