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<p><a href="https://www.insider.com/category/better-me"></a></p><div type="image" title="Intersectional Environmentalist founder and author Leah Thomas." height="1035" width="1381" msid="94251737" hostid="261" sizebytes="93178"></div><ul class="summary-list"><li>Leah Thomas is an intersectional environmentalist who hosts sustainable events.</li><li>Thomas told Insider eco-friendly hosting can be costly, but there are affordable methods. </li></ul><p>Intersectional environmentalism may sound wordy but its aims are simple, says <a href="https://www.instagram.com/greengirlleah/">Leah Thomas,</a> an activist and author who champions inclusive climate solutions.</p><p>In the summer of 2020, Thomas, a 27-year-old based in Los Angeles, founded <a href="https://www.intersectionalenvironmentalist.com/">Intersectional Environmentalist</a>, a community platform that explores "how identity and sustainability might intersect," she told Insider. In March, Thomas published her debut book, <a href="https://www.amazon.co.uk/Intersectional-Environmentalist-Dismantle-Systems-Oppression/dp/180081285X/">"The Intersectional Environmentalist,"</a> which she said is an "accessible and encouraging introduction" to the world of intersectional theory.</p><p>Intersectional approaches look at how factors such as income and racial demographics determine who bears the brunt of environmental issues, including toxic waste, polluted water, and natural disasters, Thomas said. </p><p>After completing her environmental studies in 2017, Thomas said subsequent events that galvanized global social justice efforts and ignited nuanced conversations about gender and race led her to create a space where those topics aren't tackled independently of each other. </p><p>In May 2020, Thomas shared an Instagram post <a href="https://www.instagram.com/p/CAvaxdRJRxu/">bringing intersectional environmentalism</a> to the attention of her followers, which now amount to over 236,000. The post's caption read: "Social justice cannot wait. It is not an optional 'add-on' to environmentalism. It is unfair to opt in and out of caring about racial injustices when many of us cannot."</p><p>The caption added that Black, Indigenous, and other ethnic minority communities face the daily impact of social and environmental injustice. The post created a movement and brought together a group of goal-orientated climate activists who want to make environmental education joyful, Thomas said.</p><h2>Thomas now hosts sustainable gatherings for the community </h2><p>Thomas said she has now hosted two sustainable events, one at a zero-waste venue in Brooklyn and another that was an outdoor event in Los Angeles.</p><p>"A year ago, I thought of an idea to host really intimate climate justice concerts because I wanted to find new ways to educate folks about environmental nonprofits that were also really fun and hopeful," Thomas told Insider. She said the first show was held in Brooklyn at a zero-waste venue that featured two performances and a panel talk with food-justice organizations.</p><div type="image" title="A Intersectional Environmentalist gathering held by Leah Thomas in Brooklyn, New York." height="1000" width="1500" msid="94251738" hostid="261" sizebytes="165710"></div><p>She said the venue's sustainable practices were subtle, but they used aluminum cups, had clear recycling and composting stations, and served plant-based food. "If you're throwing an event outside the home, look for zero-waste spaces because they'll have really strict standards already so you have to be accountable and follow them," she added. </p><p>Thomas said a lot of sustainability improvements tend to focus on consumer behavior and individual choices, but telling people to go out and buy new eco-friendly items can be counterproductive. There are a number of simple ways that people can plan more environmentally conscious events, whether they're small at-home gatherings or large corporate parties. </p><h2>Try to serve locally-sourced food and avoid single-use items</h2><p>Seeking out locally-sourced food products can be a great way to make an event more environmentally conscious, Thomas said, adding that natural wine is also a good purchase. Thomas said she hosted her birthday party in December with seven close friends and invited the founder of <a href="https://homegrown.kitchen/">Homegrown Kitchen</a> in Los Angeles to cook for her. </p><p>"This is not an everyday occurrence, but having her team cook a really beautiful meal that's locally sourced with sustainable ingredients was how I wanted to spend my birthday," she said. </p><p>From an intersectional perspective, Thomas said she's aware that these methods are not financially viable for everyone but another option is trying to avoid single-use items. She recommended reusable towels and napkins to save on paper waste and more durable materials so they last.</p><div type="image" title="Attendees during an Intersectional Environmentalist meet-up held by Leah Thomas." height="578" width="771" msid="94251740" hostid="261" sizebytes="99920"></div><p>As sustainable items often have higher price points, Thomas said Facebook Marketplace is a great resource for second-hand items. "I get a lot of compliments on the random up-cycled and repurposed things that I have," she said. "I have coasters that are made out of a fabric that's been plant-dyed."</p><p>For those who can't avoid single-use items, opt for biodegradable and compostable paper plates and cutlery, she added. </p><h2>Create table displays and decorations from existing materials</h2><p>When it comes to an event space, Thomas thinks minimalism is the way to go because "less is more." She suggested getting crafty with old fabrics and materials you already own to create decorations. "You can make little pompoms if you shred up fabric," she added. </p><p>Thomas also said that if you have table displays, ensure that the items can be used after the event ends to avoid waste. "I remember at the end of our most recent <a href="https://www.intersectionalenvironmentalist.com/earth-sessions-brooklyn">Earth Sessions concert</a>, I was going around telling people, 'Please take this bouquet. Take this, take it home,'" she said. </p><div type="image" title="Leah Thomas and attendees at an Intersectional Environmentalist event in Brooklyn, New York." height="1000" width="1333" msid="94251742" hostid="261" sizebytes="136850"></div><p>For birthdays, try to avoid releasing helium balloons because they can disrupt birdlife, she added.</p><p>Thomas also said shaming people into sustainable practices never works, and that those looking to improve their carbon footprint should lead by example. She added that volunteering to look into more sustainable options or sourcing compostable items will allow them to be part of the solution.</p>

An intersectional environmentalist shares how to host sustainable gatherings and celebrations with minimal waste

Mumbai, Nov 19 () Senior officials of scam-hit PMC Bank used special codes to hide hundreds of dummy loan accounts of HDIL, to which the bank had over 73 per cent of its loan exposure, the Reserve Bank informed the Bombay High Court on Tuesday.
<p>In an affidavit, the RBI also said of the 1,800 employees of Punjab &amp; Maharashtra Cooperative (PMC) Bank, only about 25 of them could access the loans accounts of the now bankrupt real estate developer HDIL and its group entities.
</p><p>The regulator said these few employees used an access code to hide and restrict the visibility of these dummy accounts of the realty developer.
</p><p>The Reserve Bank is closely monitoring the situation at the bank and a forensic audit is underway, governor Shaktikanta Das had said earlier amid persisting uncertainty over depositors' funds.
</p><p>"Senior officials of the PMC Bank had assigned certain specific access codes to the accounts belonging to HDIL and its group entities which were used for assigning restricted visibility," the RBI affidavit said.
</p><p>"Less than 25 of the 1,800 staff of the bank, could access these loan accounts. As a result, all the stressed HDIL group accounts were omitted from the system," it added.
</p><p>The arrested promoters of HDIL allegedly siphoned funds from PMC Bank by using overdraft facilities and the money was "disguised" as loan accounts by bank officials, the Economic Offences Wing of the Mumbai Police had said earlier.
</p><p>The urban cooperative bank, which was placed under an RBI administrator on September 23, has an exposure to the bankrupt HDIL of over Rs 6,500 crore, which is 73 per cent of its entire assets of Rs 8,880 crore.
</p><p>The RBI further said the undisclosed loan accounts to the HDIL group were sanctioned and renewed with approval of the bank's now-suspended managing director Joy Thomas, who is behind the bars now along with the bank chairman Wayram Singh.
</p><p>"These loan sanctions are not recorded in the minutes of loans committee, recovery committee and so on," the affidavit said.
</p><p>"PMC Bank submitted fraudulently manipulated data to the RBI for sample checks and the sample of accounts picked for inspection did not contain the undisclosed HDIL related accounts," it said.
</p><p>The RBI also informed the court that depositors of the bank can approach the RBI-appointed administrator for withdrawal up to Rs 1 lakh in case of medical emergencies.
</p>The withdrawal limit for account holders was initially Rs 1,000 per each customer for six months, which was later raised to Rs 10,000 and is now presently at Rs 50,000.   SP HV AP BEN  ZMN

Top PMC officials hid HDIL accounts from system: RBI to Bombay HC

<ul><li><strong>The Reserve Bank of India put withdrawal restrictions on customers of Punjab &amp; Maharashtra Cooperative (PMC) Bank.</strong></li><li><strong>Depositors cannot withdraw more than ₹1,000 from their savings/current/other deposit accounts.</strong></li><li><strong>The sanctions from the central bank ahead of the festive season has led to panic and protests in many parts of the country.</strong></li><li><strong>The business as usual has been restricted due to under-reporting of bad loans, according to reports.</strong></li></ul>Thousands of customers of Punjab &amp; Maharashtra Cooperative Bank (PMC) woke up to a terse notification from the Reserve Bank of India. Depositors cannot withdraw more than ₹1,000 from their savings/current/other deposit accounts.<br /><br />The bolt from the blue, ahead of the festive season, led to panic protests in many parts of the country. <br /><br /><div type="image" title="Thane: Customers gather inside the Punjab and Maharashtra Cooperative Bank, at K..." msid="71279706" hostid="261" caption="&amp;lt;p&amp;gt;Customers gather inside the Punjab and Maharashtra Cooperative Bank, at Kolshet in Thane. The Reserve Bank of India has placed Mumbai-based PMC Bank under directions for six months from the close of business of the bank on September 23, 2019.Photo)(&amp;lt;/p&amp;gt;"></div>

<br />As per the RBI sanctions, the PMC Bank is debarred for six months from granting, renewing any loans and advances, make any investments, incur any liability, including borrowal of funds or accept fresh deposits, etc, without the prior written approval from RBI.<br /><br />Described as a multi-state cooperative banking entity founded in 1984 from a small room in Mumbai, the PMC Bank has grown to 137 branches - in Maharashtra (103), Delhi (6), Karnataka (15), Goa (6), Gujarat (5), and Madhya Pradesh (2).<br /><br /><div type="image" title="Mumbai: Bank employees paste a copy of closure notice issued by the RBI on a wal..." msid="71279713" hostid="261" caption="&amp;lt;p&amp;gt;Bank employees paste a copy of closure notice issued by the RBI on a wall of Punjab and Maharashtra Cooperative Bank building, at Fort in Mumbai. The Reserve Bank of India has placed Mumbai-based PMC Bank under directions for six months from the close of business of the bank on September 23, 2019.Photo/Mitesh Bhuvad)(&amp;lt;/p&amp;gt;"></div>

<br /><br />The RBI has also restricted PMC, which ranks among the top 10 cooperative banks in the country, from disbursing, agreeing to disburse any payment-- even if it is to discharge its liabilities. Neither can the bank enter into any compromise or arrangements and sell, transfer or otherwise dispose of any of its properties or assets except as notified in the RBI notification of Monday.<br /><br />The decision by the banking regulator was triggered by the under-reporting of loans by PMC, according to sources cited by the LiveMint.<br /><br /><div type="image" title="Thane: Customers show a message received on their phones about the closure of Pu..." msid="71279724" hostid="261" caption="&amp;lt;p&amp;gt;Customers show a message received on their phones about the closure of Punjab and Maharashtra Cooperative Bank, at Kolshet in Thane. The Reserve Bank of India has placed Mumbai-based PMC Bank under directions for six months from the close of business of the bank on September 23, 2019.Photo)(&amp;lt;/p&amp;gt;"></div>

<br /><br />"This Rs 1,000 limit is ridiculous. We have to make purchases for Navratri, Diwali, pay our children's educational fees and other household expenses. How can we manage ?" the fuming man asked.<br /><br /><div type="image" title="Mumbai: A man talks on his phone outside outside the Punjab and Maharashtra Coop..." msid="71279739" hostid="261" caption="&amp;lt;p&amp;gt;A man talks on his phone outside outside the Punjab and Maharashtra Cooperative Bank at GTB Nagar in Mumbai. The Reserve Bank of India has placed Mumbai-based PMC Bank under directions for six months from the close of business of the bank on September 23, 2019.Photo/Shashank Parade) (&amp;lt;/p&amp;gt;"></div>

<br /><br />"As the MD of the Bank, I take full responsibility and assure all the depositors that these irregularities will be rectified before the expiry of six months," Joy Thomas , Managing Director, PMC said the bank had been put under regulatory restrictions by the RBI owing to irregularities disclosed to the apex bank.<br /><br />As per the PMC Bank's latest Annual Report, it has deposits of over ₹11,617 crore and loans/outstandings of ₹8,383 crore.<br /><br /><br />With inputs from IANS<br /><br /><br />SEE ALSO:<br /><br />RBI offers Narendra Modi government money to boost growth-- share markets cheer<br /><br /><br />India will soon have an online fraud registry with real-time data<br /><br /><br />

In pics: Thousands of customers of a small bank in India panic after the regulator cracks the whip

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An intersectional environmentalist shares how to host sustainable gatherings and celebrations with minimal waste

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Top PMC officials hid HDIL accounts from system: RBI to Bombay HC

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In pics: Thousands of customers of a small bank in India panic after the regulator cracks the whip

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