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The US has the world's largest population of international students. For Indians looking to study abroad, however, it's too much of a dent on the pocket. 
 
Finding a destination that can offer a good education, a buzzing social life and great cultural experiences without being too heavy on the pocket is quite tricky. 
 With fluctuating exchange rates and the rupee hitting new lows, the cost of living in the US is always an important factor for <keyword id="43976" type="UNKNOWN" weightage="20" keywordseo="Indian-students">Indian students</keyword> to consider. 
 
It is for these reasons, we bring you a list of 9 affordable cities for Indian students to live in. Check them out:

The 9 Most Affordable and Beautiful Cities for Indian Students in the US to live in

<div class="KonaFilter image-container float_right click-to-enlarge"><div class="image"><a title_source="Reshma Saujani" title_caption="Reshma Saujani with one of her Girls Who Code students." class="zoomin" href="https://static-ssl.businessinsider.com/image/53346e2aecad04d761b634fa-960/reshma-saujani-8.jpg"></a>Reshma SaujaniReshma Saujani with one of her Girls Who Code students.</div></div>Earlier this year, Satya Nadella replaced Steve Ballmer as Microsoft's CEO, underlining the rise of Indians and Indian-Americans in the U.S. tech world. 
Today, around 15% of startups in Silicon Valley are founded by Indians, according to the <a href="http://articles.economictimes.indiatimes.com/2014-02-03/news/46962980_1_glass-ceiling-two-indians-silicon-valley" target="_blank">research of Professor Vivek Wadhwa</a>, himself a seasoned entrepreneur. 
We've put together a list of some of the brightest minds, innovative dreamers, and most accomplished leaders.
"It's just one more symbolic thing that validates that our world is becoming much more global and is crossing boundaries," Padmasree Warrior, chief technology officer of Cisco Systems, <a href="http://articles.latimes.com/2014/feb/05/business/la-fi-microsoft-ceo-20140205" target="_blank">told the LA Times,</a> after Microsoft announced Nadella's new position. "It suggests that it's execution and results that matter in the end, regardless of where you come from."

These Are The Most Influential Indians In US Tech

President <keyword id="6354484" type="PERSON" weightage="100" keywordseo="Donald-Trump">Donald Trump</keyword> signed an <a href="http://www.businessinsider.in/politics/trump-signed-an-executive-order-targeting-skilled-foreign-workers-heres-why-the-h-1b-program-is-so-controversial/articleshow/58250607.cms">executive order</a> of ‘buy American and <a href="http://www.businessinsider.in/trump-wants-to-encourage-hiring-americans/articleshow/58239808.cms">hire American</a>’, for the latter part of which he called on the Secretary of State, the Attorney General, the Secretary of Labor, and the Secretary of Homeland Security to “propose new rules and issue new guidance, to supersede or revise previous rules and guidance if appropriate, to protect the interests of United States workers in the administration of our immigration system, including through the prevention of fraud or abuse.” He also asked them to “suggest reforms to help ensure that H-1B visas are awarded to the most-skilled or highest-paid petition beneficiaries.” Also read: <a href="http://www.businessinsider.in/australia-scraps-457-visa-programme/articleshow/58258973.cms">Indian techies have nowhere to go to now</a> This clearly means that Trump wants the federal bureaucracy to enforce stringent visa laws, while suggesting new ways to reform and restrict the H-1B system. <a name="m_8817802008141497396__Hlk480288576"></a> National Association of Software and Services Companies (<keyword id="6372077" type="CITY" weightage="100" keywordseo="Nasscom">NASSCOM</keyword>), the trade association of Indian IT and BPO industries, has reacted to the order by saying that member companies support the <keyword id="3798493" type="UNKNOWN" weightage="100" keywordseo="trump-administration">Trump administration</keyword>’s efforts to root out the misuse of the H-1B system, saying that NASSCOM member companies abide by all applicable laws and regulations. Also read: <a href="http://www.businessinsider.in/with-tougher-visa-rules-india-is-sending-only-its-real-talent-to-the-us/articleshow/58023132.cms">With tougher visa rules, India is sending only its real talent to the US</a> Trump government’s current campaign is harming the reputation of <a href="http://www.businessinsider.in/careers/indian-it-sector-finding-it-hard-to-retrain-middle-level-employees/articleshow/57517479.cms">Indian IT and BPO sector</a> by persistent myths and ideas like H-1B visa holders from India are “cheap labor” who “displace American workers,” none of which is accurate. The Delhi-headquartered association goes on to say that at the core of this matter lies the shortage of highly-skilled domestic talent in the United States, in IT, healthcare, education, and other fields. It is this shortage that has led to the H-1B visa system, and tightening these rules beyond limit would hurt thousands of U.S. businesses and their efforts to be more competitive by hindering access to needed talent. Also read: <a href="http://www.businessinsider.in/indian-it-firms-may-face-layoffs-due-to-h-1b-visa-curbs/articleshow/58261310.cms">Indian IT firms may face layoffs due to H-1B visa curbs</a> <a href="http://www.businessinsider.in/indian-it-firms-may-face-layoffs-due-to-h-1b-visa-curbs/articleshow/58261310.cms"></a>The statement adds that NASSCOM will be prepared to comment on all the future changes that would be brought in by the <keyword id="48028" type="ORGANIZATION" weightage="100" keywordseo="US-government">US government</keyword>. (Image source)

Nasscom says H1-B visa professionals not cheap labour, make up for talent shortage in US

To enhance military cooperation, <keyword id="8669324" type="UNKNOWN" weightage="20" keywordseo="indian-army-vice-chief">Indian Army Vice Chief</keyword> Lieutenant General SK Saini will visit the United States for three days where he is to meet counterparts. "The aim of the visit is to enhance military cooperation between both the armies," the Indian Army stated. The visit is planned from October 17 to October 20. The Army Vice Chief will visit the <keyword id="10118289" type="UNKNOWN" weightage="20" keywordseo="us-army-pacific-command">US Army Pacific Command</keyword> (USARPRAC), the Army component of Indo-Pacific Command (INDOPACOM), and exchange ideas extensively with the military leadership apart from witnessing training and equipment capabilities of <keyword id="57857" type="ORGANIZATION" weightage="20" keywordseo="US-army">US Army</keyword>. Later, he will also visit INDOPACOM where aspects of military cooperation and furthering military to military engagement including procurements, training in niche domains, joint exercises and capability building will be discussed. The visit will further enhance the operational and strategic level collaboration between both armies, which is emphasised by the fact India is participating in two joint exercises with the US despite Covid-19 restrictions. The joint exercises include Yudh Abhyas, scheduled in February 2021 and Vajra Prahar, which is planned for March, 2021. SEE ALSO: <a href="https://www.businessinsider.in/careers/news/hcl-to-hire-more-jobs-and-increase-wages-over-next-three-months-9000-more-freshers-to-be-onboarded-by-march/articleshow/78696285.cms">HCL Tech to hire ‘significantly’ and bring back wage hikes over the next three months — 9,000 new freshers likely to be onboarded by March</a> <a href="https://www.businessinsider.in/business/corporates/news/hcl-tech-beats-guidance-clocks-in-4-5-jump-in-revenue-during-second-quarter/articleshow/78693542.cms">HCL Tech beats guidance — clocks-in 4.5% jump in revenue during second quarter</a>

Indian Army Vice Chief to visit US Army Pacific Command for three days to enhance military ties as both countries face tensions with China

<ul><li>Of the total 1.1 million international students, over 200,000 students in the US are from India, according to the latest Open Doors Report on International Educational Exchange. </li><li>This means that one in five international students studying in the higher education institutions in the United States is Indian. </li><li>However, the number of student visas granted in 2018 stood at 42,694 — which fell by 40% in the last four years. </li><li>Most of the Indians enrolled in Mathematics and Computer Science domain at 37%.</li></ul>One in five international students studying in the United States is Indian. This means, India sent maximum chunks of students for higher education to the US, coming next only to China. Of the total 1.1 million international students, <a href="https://timesofindia.indiatimes.com/business/india-business/india-sent-over-two-lakh-students-to-us-in-2018-19-second-largest-after-china-report/articleshow/72104784.cms">over 200,000 </a> are from India, according to the latest Open Doors Report on International Educational Exchange. The number increased by 3% as compared to that of 2017-18 academic session. This number has withstood the onslaught on student visas to Indians. In 2018 as many as 42,694 visas were extended — which fell by 40%, according to a US State department. As STEM education gains popularity, maximum Indians chose to study Mathematics and Computer Science. They constitute 37% of the total students studying in the US. It is closely followed by the ever-popular engineering course, at nearly 32%. “The opportunity for STEM students to work in the US for 36 months after graduation has resulted in a palpable increase in the numbers currently pursuing optional training programmes. There is a growing trend in US institutions to collaborate with current students and alumni to build recruitment pipelines,with India being a preferred destination. These could be some of the reasons for the increase in enrollment," Swetha Muthanna, Director, Yashna Trust-Education <a href="https://timesofindia.indiatimes.com/business/india-business/indian-students-in-us-crosses-2-lakh/articleshow/72112249.cms">told</a> the Times of India. Other popular courses among <keyword id="3828130" type="PERSON" weightage="20" keywordseo="indians-in-the-us">Indians in the US</keyword> include business management, health and social sciences. While the undergraduate admissions increased by 6.3%, non-degree courses jumped by 18%. See also: <a href="https://www.businessinsider.in/policy/news/after-h1-b-visa-fee-hike-american-citizenship-costs-might-be-doubled-soon/articleshow/72069551.cms">After H1-B visa fee hike, American citizenship costs might be doubled soon</a> <a href="https://www.businessinsider.in/policy/news/h-1b-visa-rejection-rates-rise-sharply-30-of-cognizant-capgemini-accenture-wipro-and-infosys-applications-denied/articleshow/71821596.cms">H-1B visa rejection rates rise sharply — 30% of Cognizant, Capgemini, Accenture, Wipro and Infosys applications denied</a> <a href="https://www.businessinsider.in/why-indias-millionaires-are-leaving-india/articleshow/69321959.cms">India’s millionaires are fleeing from homeland -- and these are the countries where they are headed</a>

One in five international students in the US is Indian — despite sharp fall in student visas

Following the change in visa rules by the <a href="http://www.businessinsider.in/trump-wants-to-encourage-hiring-americans/articleshow/58239808.cms">US government</a>, Australia too has <a href="http://www.businessinsider.in/us-singapore-and-now-australia-country-to-abolish-work-visa-programme-popular-among-indians-says-jobs-for-australians/articleshow/58237630.cms">scrapped its visa programme</a> which was largely used for transfer of skilled foreign workers. Australian PM Malcolm Turnbull has done away with the 457 visa, which was started four years ago for entry of highly skilled migrants in the island country. Also read: <a href="http://www.businessinsider.in/it-veteran-mohandas-pai-says-rigorous-visa-rules-a-blessing-in-disguise-for-indian-it-firms/articleshow/58146465.cms">IT veteran Mohandas Pai says rigorous visa rules a blessing in disguise for Indian IT firms</a> As per IT industry analysts, this was a surprise move, given that almost 95,000 skilled migrants are currently in Australia on 457 visas, out of which a major portion is of being Indian techies. With this move, Australia has become the third country to do away with or change its work visa or permit programme in less than two months. Earlier <a href="http://www.businessinsider.in/more-trouble-another-country-has-blocked-visas-for-indian-it-professionals/articleshow/57984545.cms">Singapore</a>, which used to be a large market for Indian engineers, and the US, which attracts techies from world over and was for a long time considered a dream land by Indians, amended their work visa rules to protect local jobs. Also read: <a href="http://www.businessinsider.in/with-tougher-visa-rules-india-is-sending-only-its-real-talent-to-the-us/articleshow/58023132.cms">With tougher visa rules, India is sending only its real talent to the US</a> Indian techies, however, are feeling the heat of these decisions as all these countries used to be on the list of places they could go to for career enhancement and professional growth. United Kingdom has significantly increased the cost of visas used by Indian techies, which has further increased the chances of Indians not migrating there for jobs or onsite. (Image source Webifornia)

Indian techies have nowhere to go to now

US universities are dismissing all fears, saying Indians studying in the US need not be nervous due to recent row over HI-B visa. 
 
"The Indian students in US universities have no reason to get unduly perturbed if they are seeking placements in America after finishing their courses. Presidents of top universities in America in a recent move have assured the Indian students that their talent is very much acknowledged in the USA,” said Indian-origin president and CEO of Lwarence Technological University Virinder K Moudgil, currently on a visit to India, told ET. 
 
Moudgil said top American firms are keen to employ Indian students like before notwithstanding noises over changes in US visa norms. The universities in the USA are with the international students including those from India. 
Moudgil said US university campuses are safe. 
 
"Indian students in the USA do well because they are not only talented but also hardworking. Therefore, they are at an advantage and are sought after by the American firms across disciplines,” Moudgil told ET.

Indians studying in US universities don’t have to worry about H1-B visa row. Here’s why

<ul><li>The <keyword id="6354458" type="UNKNOWN" weightage="20" keywordseo="US">US</keyword> government has given a grace period of 60 days to <keyword id="6358066" type="UNKNOWN" weightage="20" keywordseo="h-1b-visa">H-1B visa</keyword> holders and Green Card applicants.</li><li>According to the statement, the USCIS will consider a Form I-290B received up to 60 calendar days from the date of the decision before it takes any action.</li><li>The relaxations come in view of the coronavirus outbreak.</li></ul>The US government has given a grace period of 60 days to H-1B visa holders and Green Card applicants, who have been served notices for submission of various documents, in view of the novel coronavirus outbreak. The US Citizenship and <keyword id="361298" type="COMPANY" weightage="20" keywordseo="Immigration-Services">Immigration Services</keyword> (USCIS) on Friday said the 60-day grace period for responding to its requests will include requests for evidence; continuations to request evidence (N-14); notices of intent to deny; notices of intent to revoke; notices of intent to rescind and notices of intent to terminate regional investment centers; and filing date requirements for Form I-290B, Notice of Appeal or Motion. "USCIS will consider a response to the above requests and notices received within 60 calendar days after the response due date set in the request or notice before taking action," it said. According to the statement, the USCIS will consider a Form I-290B received up to 60 calendar days from the date of the decision before it takes any action. "USCIS is adopting several measures to protect our workforce and community and to minimise the immigration consequences for those seeking immigration benefits during this time," it said. The relaxations come in view of the coronavirus outbreak, which first surfaced in China's Wuhan city in December last. So far, the virus has claimed over 65,000 lives in the US and over 235,000 lives globally.

H-1B visa holders and green card applicants in the US heave a sigh of relief as government announces relaxations

Shri <keyword id="6912912" type="AGENCY" weightage="20" keywordseo="THANEDAR">Thanedar</keyword>, an Indian-origin millionaire businessman who ran for Governor two years ago, has been elected to the House of Representatives in Michigan with 93 per cent votes. Thanedar, 65, also a scientist, raised a record-breaking USD 438,620, primarily from his own wealth, in the state House primary against six other opponents of the Democratic Party. The former gubernatorial hopeful cashed in on his high name familiarity after he moved from Ann Arbor to Detroit after losing the 2018 primary. His campaign two years ago featured a heavy dose of "Shri for We" television ads. He won from the 3rd District of Michigan with 93 per cent of the total votes. Thanedar had spent almost USD 10 million of his own fortune to finish third behind Governor Gretchen Whitmer and Abdul El Sayed in the 2018 gubernatorial primary, but he won the most votes in Detroit. Originally from Karnataka's Belgaum, he earned a bachelor's degree in chemistry at 18 and master's degree from University of Bombay. Later, he migrated to the US in 1979 to pursue higher studies from University of Akron and later University of Michigan. Thanedar told the media in a recent interview that he began campaigning last fall prior to the pandemic and has spent time during the outbreak passing out masks, hand sanitiser and door knockers. He said that he wants to tackle a long list of challenges plaguing his district, including blight, water shutoffs, foreclosures, crime and unemployment. "I'm seeing people have no hope. Conditions are really bad and nothing has changed in years. People are disenfranchised. I've slept and ate on the floor, with no running water," Thanedar said, referring to his upbringing in India. "I understand the pain of poverty," he said.

Thanedar, an Indian-origin millionaire businessman, gets elected to Michigan state legislature in US

Some US-based NRIs are under the impression that a new information-sharing protocol might bring their assets, financial details and capital market investments in India under the scanner of US tax authorities. This is the reason why many of them are considering selling their properties in India, even at discounted rates as the <keyword id="847167" type="UNKNOWN" weightage="100" keywordseo="Indian-real-estate">Indian real estate</keyword> market is going through a low phase. 
 The protocol under question is called the US Foreign Account Tax Compliance Act (<keyword id="838871" type="ORGANIZATION" weightage="100" keywordseo="FATCA">FATCA</keyword>), which was recently agreed to be implemented by both India and the US. The law aims to make sure that tax is paid on the income generated from residents’ overseas wealth. Under the agreement, both governments would be sharing information about their respective citizens that have assets in each other's countries. 
 
Even though it’s easy for the Indian government to take notice of mutual funds and bank accounts held by NRIs, identifying property held by them is not a cakewalk. 
 
However, with the new law coming in action and proper regulations being unclear to commoners, NRIs are anticipating that with time, details of their assets would be shared with US authorities automatically, which they want to avoid and are hence selling off their properties. 
 
The last decade saw many NRIs investing in Indian properties, because of the boom that the industry had seen. Many of these investments were done in coming-of-age cities, like Gurgaon. 
 
As of now, there are two schemes in the US under which NRIs can declare their wealth back home in India. In the first, there is no penalty for those who claim that they were unaware of the liability, although they have to pay the tax for income generated over the past three years. In the second scheme, however, one is required to pay back taxes for eight years, along with interest as well as a 27.5% penalty to compensate for non-compliance. 
 
<a href="http://www.dawnsandovalresidential.co.uk/wp-content/uploads/2011/01/iStock_000009966323Small.jpg">Image source</a>

FATCA scaring US NRIs to sell off investment properties in India

<ul><li>Indians are eyeing greater returns from the US stock markets. </li><li>New-age broking companies like <keyword id="10636221" type="UNKNOWN" weightage="20" keywordseo="indmoney">INDmoney</keyword>, Stockal, 5paisa, Vested Finance and more are making way for Indians to invest in companies like Tesla, Facebook, Apple, Amazon etc.</li><li>One of India’s largest brokerage firms Zerodha is reportedly working with a US stock broking firm to bring the option to its users.</li></ul>While most Indians are celebrating Sensex hitting the historic level of 50,000, there are many others going for bigger gains in markets abroad. Indians are now buying stocks like Apple, Facebook, Tesla, Netflix through stock broking companies ⁠— INDmoney, Groww and Stockal to name a few⁠— which have partnered with US-based broking firms to enable investing. For instance, Asian Paints was <a href="https://www.cnbctv18.com/market/from-40k-in-2019-to-50k-now-here-are-the-top-gainers-that-helped-sensex-achieve-the-milestone-8068721.htm">the best performer</a> among all stocks in the last 10,000 points of the rally that took a little under eight months. The country’s largest paint maker gained nearly 98% in that time. Even compared to that, the rally in some technology stocks in the US has been spectacular. Here’s a look at the returns offered by <keyword id="48211" type="ORGANIZATION" weightage="20" keywordseo="US-stocks">US stocks</keyword>, according to wealth-tech platform Winvesta. Top 5 US Stocks on Winvesta <table style="border-width: initial; border-style: none;"></colgroup><tbody><tr><td style="border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Stock </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">1 year return </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">3 year return </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">5 year return </td></tr><tr><td style="border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:bottom;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">TSLA </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">530% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">592.4% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">812.2% </td></tr><tr><td style="border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:bottom;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">AAPL </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">71.5% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">156.4% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">264.8% </td></tr><tr><td style="border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:bottom;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">BRK.B </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">-5.2% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">10.3% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">51.6% </td></tr><tr><td style="border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:bottom;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">AMZN </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">68.9% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">174.2% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">362.3% </td></tr><tr><td style="border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:bottom;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">MSFT </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">42.9% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">145.3% </td><td style="border-left:solid #000000 0.99609pt;border-right:solid #000000 0.99609pt;border-bottom:solid #000000 0.99609pt;border-top:solid #000000 0.99609pt;vertical-align:top;background-color:#ffffff;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">290.7% </td></tr></tbody></table>Source: Winvesta, Yahoo Finance. Returns are in USD. While the decade-long bull run in the US has been a big pull for Indian investors, there are other factors, too, which make such investments attractive. “The declining value of the rupee and rising dollar value have also pushed more Indians to put their money into US markets,” Vinay Bharathwaj, Co-Founder &amp; Co-CEO, Stockal Inc told Business Insider, adding that, “the US market gives stable and even generous returns at lower volatility over the long term.” <cmsannotation type="cmsannotation" annotationid="How to invest in US stocks" comment="subhead" text="How to invest in US stocks">How to invest in US stocks</cmsannotation> Indians can start investing in the US stock market by opening an overseas account with an Indian brokerage, open an account with foreign brokerage or invest through Mutual Funds with global equities. Currently, the Reserve Bank of India allows an Indian to invest only up to $250,000 (₹2 crore) overseas per year without having to apply for special permissions. But here’s what you need to remember while investing in an US stock, the profits will be subject to currency exchange rates and some brokerages may charge high commissions. <cmsannotation type="cmsannotation" annotationid="Startups that offer US stock investment to Indians" comment="subhead" text="Startups that offer US stock investment to Indians">Startups that offer US stock investment to Indians</cmsannotation> <table style="border-width: initial; border-style: none; width: 468pt; table-layout: fixed;"></colgroup><tbody><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Company </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;"> Brokerage </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">INDmoney </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Zero commission, transaction charges depending on banks </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Groww (in beta phase) </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">NA </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Stockal </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Ranges from zero commission to subscription and volume based pricing. </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">5paisa </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Zero commission (wire transfer and foreign exchange conversion fees applicable) </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Winvesta </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$0 per trade for 3 trades per month (10 free trades in the first month). $1 per trade after free trades </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Vested Finance </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Zero (Subscription charges are separate) </td></tr></tbody></table>*Zerodha <a href="https://www.moneycontrol.com/news/business/markets/zerodha-to-offer-option-to-invest-in-us-stocks-says-no-minimum-investment-5251041.html">reportedly</a> has its US stock investment offering in the pipeline. One of the popular platforms that was also one of the first to offer US stocks to Indian investors is the Ashish Kashyap-led INDmoney. The startup in May 2020 partnered with DriveWealth, LLC, a member of FINRA (Financial Industry Regulatory Authority) and SIPC (Securities Investor Protection Corporation) and a licensed carrying and self-clearing broker based out of the United States. The startup also claims “zero account opening fee, zero brokerage i.e. no charges on buying and selling.” <div type="twitter" handle="deepakabbot" handlename="Deepak Abbot" image="http://pbs.twimg.com/profile_images/1197371543287816192/pYK77Tn7_normal.jpg" favoritecount="140" retweetcount="9" status="Another awesome offering from @INDmoneyApp - bought my first ever US stock using indcoins 🤩 https://t.co/GEC5yfIkOV" createdat="1610376983000" id="1348644935222771715"></div> <cmsannotation type="cmsannotation" annotationid="Indians are eyeing greater returns from US stocks" comment="subhead" text="Indians are eyeing greater returns from US stocks">Indians are eyeing greater returns from US stocks</cmsannotation> Bharathwaj believes that in today’s world it seems rather restrictive that an Indian investor should not have access to own shares of companies like Netflix, Tesla and Amazon. He said that the problem with wealth management firms was they came with large minimum account requirements, rigid investing plans, extra costs for research, high commissions, and entry/exit loads. “The availability of homegrown digital investment platforms that have made investing in the US market easy and accessible are also one of the major reasons why investors are considering expanding the scope of their investments. At Stockal, we have partly digitized the Liberalized Remittance Scheme (LRS) process, working with six banks in India, and are making it completely online, working along with a couple of our very large banking partners,” he said. <table style="border-width: initial; border-style: none; width: 468pt; table-layout: fixed;"></colgroup><tbody><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Duration </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Stockal Daily Transaction Volume </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Top traded stocks by Indians on Stockal </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">April-June quarter </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$1 mn/per day </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Tesla (TSLA), Trivago (TRVG), Nio (NIO), Amazon (AMZN) and Palantir (PLTR) </td></tr><tr><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">Last six months </td><td style="border-left:solid #000000 1pt;border-right:solid #000000 1pt;border-bottom:solid #000000 1pt;border-top:solid #000000 1pt;vertical-align:top;padding:5pt 5pt 5pt 5pt;overflow:hidden;overflow-wrap:break-word;">$2.5 mn/per day </td></tr></tbody></table> SEE ALSO: <a href="https://www.businessinsider.in/policy/economy/news/recession-in-india-will-end-latest-by-march-says-a-top-economist/articleshow/80399198.cms">Recession in India will end latest by March, says a top economist</a> <a href="https://www.businessinsider.in/budget/news/do-not-panic-when-finance-minister-nirmala-sitharaman-reads-out-the-revised-estimates/articleshow/80400869.cms">Do not panic when Finance Minister Nirmala Sitharaman reads out the revised estimates</a>

Here’s how Indians are buying Tesla, Facebook, and Apple shares through brokerage startups

A few days back, we reported how the <keyword id="48028" type="ORGANIZATION" weightage="100" keywordseo="US-government">US government</keyword> has <a href="http://www.businessinsider.in/be-safe-us-warns-citizens-travelling-to-pakistan-bangladesh-afghanistan/articleshow/57512428.cms">issued a warning</a> to its citizens travelling to Pakistan, Afghanistan, and Bangladesh, while also saying that there are some extremist elements active in India as well. 
 Looks like <keyword id="6357647" type="ORGANIZATION" weightage="100" keywordseo="IT-Companies">IT companies</keyword> have taken a cue from this, and in order to keep their techies safe from hate crimes happening in the US, have asked them to be careful. 
 
Also read: <a href="http://www.businessinsider.in/NYPD-Hate-crimes-are-up-31-since-last-year/articleshow/55466298.cms">NYPD: Hate crimes are up 31% since last year</a> 
 
Wipro, after one of its techies found his home ransacked after returning from a weekend trip, has issued an advisor to warn its onsite employees about such crimes. Similarly, Cognizant has also sent an internal email to its employees, asking them to be on the guard. 
 
There are around one lakh Indian engineers in the US, who are under a clear threat because of these increasing hate crimes. 
 
Also read: <a href="http://www.businessinsider.in/hillary-clinton-trump-must-step-up-speak-out-on-hate-crimes/articleshow/57382005.cms">HILLARY CLINTON: Trump 'must step up &amp; speak out' on 'hate crimes'</a> 
 
Recently, <a href="http://www.businessinsider.in/trump-breaks-silence-condemns-killing-of-indian-techie-in-kansas-shooting/articleshow/57407125.cms">Srinivas Kuchibhotla</a>, an Indian engineer living in Kansas, was killed by a US native Adam Purinton. A few days later, Harnish Patel, who owned a convenience store in Lancaster County, South Carolina, was killed in the front yard of his home. 
 
Home minister <a href="http://www.businessinsider.in/topic/Rajnath-Singh/2">Rajnath Singh</a> had yesterday said that these crimes are being <a href="http://www.businessinsider.in/hate-crimes-against-indians-not-being-taken-lightly-says-rajnath-singh/articleshow/57556658.cms">taken seriously</a> by the government; while the opposition wanted the matter to be immediately taken up with the <a href="http://www.businessinsider.in/trump-wants-to-publicize-crimes-committed-by-immigrants-critics-call-it-scapegoating/articleshow/57420985.cms">Trump Administration</a>. 
 
(Image source: TOI)

IT companies ask onsite Indian employees to be careful in the US

An Indian-American woman, who raised her voice against alleged discrimination in admission of Asians in IV League schools, has announced that she will run for US House of Representatives, saying she wants to be a "voice, not a noise" for the community particularly the Hindus in the US. Andhra Pradesh-born Manga Anantatmula, who worked as a federal government contractor in defence acquisitions programme management, has already become a presumptive nominee of Republican party from the 11th Congressional District of Virginia, making her the first Indian origin candidate to run for the House of Representatives from there. Said to be a Democratic strong bastion, the 11th Congressional District comprises mostly of the affluent Fairfax County on the outskirts of Washington DC, has about 17 per cent Asian population, including an estimated 7 per cent Indian Americans. Asian Americans, including Indian-Americans normally support Democratic party candidates, but she hopes to turn the tide in the November Congressional elections by defeating six-term incumbent Congressman Gerry Connolly. Political pundits call it a tall order. "This time a large number of Democratic party supporters are moving towards the Republican party because of the current political situation and due to the successful policies of President Donald Trump," Anantatmula, who filed her nominations on January 26, told . Anantatmula, who will formally launch her Congressional Campaign on Saturday from Herndon, a Virginia suburb of Washington DC, is a great supporter of President Donald Trump. For campaign purposes, she has expanded her first name Manga as "Making Americans Great Again". Running her campaign on the platform of reducing taxes, equal rights for women, helping the growth of small and medium business and affordable healthcare, Anantatmula says if elected to the House of Representatives she will strive to strengthen India-US relationship. Anantatmula, in her interview, said that she considers herself as one among a new generation of Indian American and Hindu American leaders who do not become pawns in a globalist ideological agenda that undermines their own integrity as well as the national interests of their adoptive homeland. Slamming Congresswoman Pramila Jayapal, the first ever Indian American woman to be elected to House of Representatives, for tabling a resolution on Kashmir in the Congress, Anantatmula said such a move has caused "dismay" in the community. "I will be your voice, not a noise," Anantatmula says in her outreach to Indian American and Hindu community. In her recent tweets she has supported India's stand on Kashmir and recently enacted Citizenship Amendment Act and building the Ram Temple in Ayodhya. "She (Jayapal) is anti-India. She has no compassion for Kashmiri Hindus," she alleged. "I will support a strategy to build a global alliance to defeat terrorism," Anantatmula said, asserting that India and the US are natural partners in fight against terrorism. She had recently joined the Indian American community when they held a demonstration outside the Pakistani Embassy here against Pakistan's support to terrorist activities in India. "I am the only Indian American who continues to fight the discrimination in admission in IV League Schools," she said, adding that her fight resulted in 25 per cent more admissions of Indian American students in 2019. She has also been critical of recent stand of the US Commission for International Religious Freedom on India. "Leaving behind an affluent life in India, my little boy and I accompanied my husband to the US in early 1990s in pursuit of his graduate and doctoral degrees, an American dream. We chose Northern Virginia as our new home for its school system and standard of living, and lived in Fairfax County," she said. Born in <keyword id="37102" type="LOCATION" weightage="20" keywordseo="Andhra-Pradesh">Andhra Pradesh</keyword>, she did her schooling from Chennai and graduated from the Agra University before coming to the US as an immigrant. LKJ PMS PMS

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