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Bike insurance is a necessity for every bike owner. It provides financial protection in the event of an accident, theft, or any other unforeseen circumstances. A comprehensive <keyword id="21358051" type="General" weightage="100" keywordseo="bike-insurance-policy" source="keywords">bike insurance policy</keyword> not only protects your bike but also safeguards you against third-party liabilities. In India, as mandated by law under Motor Vehicles Act, of 1988, it is mandatory to have a third-party motor insurance policy for all motor vehicles. However, opting for comprehensive insurance which is a combination of Third-Party (TP) and Own Damage (OD) coverage, which offers additional benefits and peace of mind. If you purchased bike insurance in April 2023, it will be up for Own Damage (OD) renewal in <keyword id="19986528" type="General" weightage="20" keywordseo="April-2024" source="keywords">April 2024</keyword>. Here are some tips to help you renew your bike insurance policy effortlessly. This article will offer essential tips that will make your bike insurance renewal journey seamless and convenient. <cmsannotation type="cmsannotation" annotationid="Evaluate your current policy" comment="subhead" text="Evaluate your current policy">Evaluate your current policy</cmsannotation> Before renewing the policy, evaluate your current bike insurance policy. Assess the coverage you opted for and whether it meets your requirements. Check if your policy includes add-ons that you don't need or if it lacks crucial coverage. Based on your evaluation, you can decide if should switch to another insurer, opt for a new policy, or renew your existing policy with no changes. <cmsannotation type="cmsannotation" annotationid="Check for No Claims Bonus (NCB)" comment="subhead" text="Check for No Claims Bonus (NCB)">Check for No Claims Bonus (<keyword id="20071511" type="General" weightage="20" keywordseo="NCB" source="keywords">NCB</keyword>)</cmsannotation> If you did not make any claims during the previous policy period, you are eligible for a No Claims Bonus (NCB). You can avail of a discount on the premium for the next policy period. Ensure that your insurer has correctly calculated the NCB amount, and it reflects in the <keyword id="20791613" type="General" weightage="20" keywordseo="premium-amount" source="keywords">premium amount</keyword>. <cmsannotation type="cmsannotation" annotationid="Review the IDV of your bike" comment="subhead" text="Review the IDV of your bike">Review the <keyword id="20623260" type="General" weightage="20" keywordseo="IDV" source="keywords">IDV</keyword> of your bike</cmsannotation> Insured Declared Value (IDV) is the maximum amount that the insurer pays in the event of damage or theft of a bike. IDV is calculated based on the current market value of the bike. Review the IDV of your bike in your current policy. Ensure that the premium amount is correctly calculated based on the IDV. If the IDV mentioned is less than the actual value of your bike, you will have to pay extra in case of partial loss or theft. On the other hand, if the IDV is high, your premium amount will be more. Thus, you must evaluate the IDV wisely, ensuring a balance between the IDV and the premium amount. <cmsannotation type="cmsannotation" annotationid="Compare policies" comment="subhead" text="Compare policies">Compare policies</cmsannotation> It is crucial to compare policy quotes from different insurance providers before renewing your policy. Comparing policies helps you understand the different types of coverage available in the market. It also enables you to make an informed decision based on the best possible coverage and premium cost. Using online insurance comparison tools can help you compare policies and their features. It is advisable to opt for a policy that offers comprehensive coverage while keeping the premium amount affordable. At Bajaj Finance Insurance Mall, you can compare bike insurance policies and premiums offered by leading insurance providers in India. This convenient platform allows you to choose your preferred policy and buy it in just a few clicks. So, check Bajaj Finance Insurance Mall before renewing your bike insurance policy. <cmsannotation type="cmsannotation" annotationid="Renew on time" comment="subhead" text="Renew on time">Renew on time</cmsannotation> It is important to renew your bike insurance policy on or before the due date. If you fail to renew on time, you will have to pay a penalty for a delayed renewal. Additionally, if there is a gap between your policy's expiry date and the renewal date, you will not be covered in case of any mishaps. You can renew your policy online through your insurer's website or mobile application. It's a quick and convenient way to renew your policy from the comfort of your home. <cmsannotation type="cmsannotation" annotationid="Opt for long-term policies" comment="subhead" text="Opt for long-term policies">Opt for long-term policies</cmsannotation> Instead of renewing your policy annually, you have the option to opt for long-term policies. Long-term policies offer coverage for up to three years, reducing the hassle of renewing the policy every year. It also locks in the premium and NCB for the duration of the policy. <cmsannotation type="cmsannotation" annotationid="Final thoughts" comment="subhead" text="Final thoughts">Final thoughts</cmsannotation> Renewing your bike insurance policy on time is crucial to ensure financial protection in case of an accident, theft, or any other unforeseen circumstances. Carefully evaluate your current policy and compare policy quotes from different insurers. Review the IDV of your bike and ensure that the premium is calculated based on it. Check if you are eligible for a No Claims Bonus and if it is correctly reflected in the premium amount. Opt for a long-term policy if it suits your needs. Remember to renew your policy on time to avoid any penalties for delayed renewal and gaps in coverage. By following these tips, you can effortlessly renew your bike insurance policy in April 2024. (ADVERTORIAL DISCLAIMER: The above press release has been provided by VMPL. will not be responsible in any way for the content of the same)

Essential tips for effortlessly renewing your bike insurance policy in 2024

<ul><li>It is that time of the year which unfortunately will see the most car damage, and especially ‘total loss’, claims being filed. </li><li>If the repair estimate is above 75% of insured declared value (IDV) of the vehicle, it will be declared beyond repair. </li><li>Depending on the surveyor’s recommendation, you can get the IDV amount as compensation. </li></ul>A couple of monsoons back, several areas in South Bangalore were flooded due to heavy rain. Rohit Kumar (name changed) had parked his Hyundai i20 in an open space but unfortunately his car got completely submerged. The next day, when the water receded, the car, as expected, was as good as dead. With the rain gods ready to make an appearance, here is what you should know beforehand to tackle such ill-fated eventuality, which we hope will never occur. In insurance parlance, a car that can’t be repaired or is more expensive to repair than its insured value, is called ‘total loss'. In fact Policy Bazaar, says that generally, total loss is declared when repair cost exceeds 75% of the vehicle's Insured Declared Value or IDV. However, in such a case, where you are an unfortunate victim like Kumar, your insurance policy may help you cover the loss, at least partially. <cmsannotation type="cmsannotation" annotationid="subhead" text="First, remember these two important steps:">First, remember these two important steps:</cmsannotation> Contact the insurer pronto: If your car is damaged in flood waters, contact the insurance company immediately. You should provide the insurer with the requested information, and based on that, the insurer will provide guidance regarding the necessary steps to follow starting with safely towing the vehicle to an authorised garage. Document the damage: When registering such a claim, the customer is required to disclose all the details of the incident to the insurer. The insurance company is likely to ask for photographs, videos etc. as evidence to substantiate the claim. “It is always recommended to document the damage thoroughly and provide the necessary information to your insurer to make your case stronger,” says Vivek Chaturvedi, CMO and Head of Direct Sales, Digit Insurance. <cmsannotation type="cmsannotation" annotationid="subhead" text="Now, what happens if the car is damaged beyond repair?">Now, what happens if the car is damaged beyond repair?</cmsannotation> After evaluating the extent of damage to the vehicle, the insurance company will provide compensation for the loss. If the damage is repairable, the insurer will cover the cost of repairs. The determination of the repair cost will be based on an assessment of the parts and labour involved. “The authorised garage will prepare an estimate of repair costs. If the estimate is above 75% of IDV, the surveyor will confirm the case as total loss, and beyond repair,” says Chirag Nihalani, General Manager, Insurance Samadha, an insurance grievance redressal platform. <cmsannotation type="cmsannotation" annotationid="subhead" text="What next?">What next?</cmsannotation> When the car is declared damaged beyond repairs by the insurance surveyor, the insured party is entitled to the IDV amount as compensation. “This could be either paying the customer the claim amount as per the IDV taken in the policy or providing an option to the insured of taking an alternate vehicle through the insurer within the same price range,” says Chaturvedi. <cmsannotation type="cmsannotation" annotationid="subhead" text="IDV in detail">IDV in detail</cmsannotation> Insured Declared Value or IDV is the maximum sum insured that an insurance company will provide in the event of a total loss or theft of a vehicle. As time passes, the IDV of a car decreases due to depreciation. Consequently, in the event of a total loss, the claim amount received by the policyholder will be lower, as it is based on the current IDV of the vehicle. <cmsannotation type="cmsannotation" annotationid="subhead" text="The add-on one can opt for">The add-on one can opt for</cmsannotation> Policyholders can benefit from the ‘return to invoice’ (RTI) add-on in cases of complete loss. “This add-on compensates the policyholder for the total price of the car as mentioned in the invoice at the time of purchase and not IDV,” says Nitin Kumar, Head, Motor Insurance, Policybazaar.com, an online insurance broker. It is noteworthy that the RTI cover can be purchased only till your car is three years old. You have to pay 15-20% higher premiums than standard <keyword id="35490" type="General" weightage="20" keywordseo="car-insurance" source="Orion">car insurance</keyword>. Thus, it is advised that one takes a comprehensive insurance policy with relevant <a href="https://www.businessinsider.in/personal-finance/news/five-add-ons-to-consider-for-your-car-insurance-during-the-monsoons/articleshow/101011145.cms">add-ons</a> to provide adequate protection against flood like situations.

Explained: What is ‘total loss’ in car insurance and how to tackle it

<ul><li>Once you have reported the theft to the police, get in touch with your insurance provider immediately to report the incident. </li><li>Providing incorrect or misleading information or granting someone else permission to use the vehicle at the time of the theft can lead to claim rejection. </li><li>The amount of motor insurance claim settlement is calculated based on the insured declared value (IDV). </li></ul>In a recent court ruling, an insurance company was asked to pay 70% of the claim amount for a <keyword id="69401" type="General" weightage="20" keywordseo="bike-theft" source="Orion">bike theft</keyword> – this was despite the claim being filed 100 days after the theft. The Insurance Regulatory and Development Authority of India (IRDAI), however, is yet to issue clarifications on the matter. With <keyword id="6514325" type="General" weightage="20" keywordseo="vehicle-theft" source="Orion">vehicle theft</keyword> a serious issue in India, it’s important to know all the rules around vehicle theft claims, so that your claim is not rejected. A comprehensive insurance policy offers protection against vehicle theft, but the insured needs to be completely aware of the claim process. “The first step after your vehicle is stolen is to file a police report [FIR]. This report will provide important details about the theft, such as the date, time, location, and a description of the parking details and last usage details of the stolen vehicle,” says TA Ramalingam, chief technical officer, Bajaj Allianz General Insurance. Notify the insurance company immediately In case of vehicle theft, time is of the essence. “It is recommended that the insurer is immediately notified on the discovery of the vehicle theft, and the claim should also be filed without delay, as any delay in filing the claim can potentially affect the processing and settlement of the claim,” says Parthanil Ghosh, president, retail business, HDFC ERGO General Insurance. The specific time limit for filing a claim for vehicle theft may vary depending on the terms and conditions of the insurer. Your insurer will furnish you with a claims form that will help you through the process of filing the claim. Your insurance company will probably require some supporting documentation to substantiate your claim. This could involve submitting the police first information report (FIR), the original registration certificate (RC), all original keys, and any other pertinent records to your insurance provider. Agrees Yagnesh Dosshi, co-founder and director, Raghnall Insurance Broking and Risk Management. “Once the FIR is filed, the policyholder needs to report the theft to the insurance company immediately and initiate a claim request as soon as possible, ideally within 24-48 hours of the theft.” Why your vehicle theft claim may rejected An insurance company may deny a claim for vehicle theft under certain circumstances. It is important for the policyholder to report the theft to her insurance provider as soon as possible, as any delay in reporting may result in the denial of the claim. Providing incorrect or misleading information to the insurer or granting someone else permission to use the vehicle at the time of the theft can also lead to rejection of the claim. Additionally, if the policyholder's insurance policy was inactive at the time of the theft, the claim may be denied by the insurer. “Also, if the insurance company has reason to suspect that the policyholder was involved in the theft of their own vehicle, they may reject the claim, which is called a breach of trust and is against the principle of utmost good faith in insurance,” says Ramalingam. How much compensation are you entitled to? In the event that a claim for vehicle theft is approved, the amount of compensation you receive will be determined by the terms and conditions of your insurance policy as well as the insured declared value (IDV) of the stolen vehicle. The IDV is the amount that you had declared as the vehicle's value when you purchased the insurance policy, and it serves as the maximum amount that your insurer will pay out in the event of a total loss or theft. “In case the vehicle has been purchased with a bank loan then the insurer will reimburse the payout amount to the bank,” says Ghosh. If the stolen vehicle is found, the insurance company will compensate for any damages that occurred to the vehicle during the theft.

Victim of a car theft? Here is all you need to know about claims

<ul><li>Electric vehicle (EV) insurance is different from insurance for the traditional internal combustion engine (ICE) vehicles in several ways. </li><li><keyword id="11052136" type="General" weightage="20" keywordseo="ev-insurance" source="Orion">EV insurance</keyword> is comparatively more expensive than insurance for <keyword id="7834335" type="General" weightage="20" keywordseo="ice-vehicles" source="Orion">ICE vehicles</keyword>. </li><li>The add-ons that you choose will depend on your individual needs and budget. </li></ul>Electric vehicles are where the auto industry is headed. They may cost a bit more initially, but over a longer period can lead to cost savings as compared to vehicles which run on petrol or diesel. The insurance for these vehicles also differs from their diesel/petrol run counterparts. We take a look. <keyword id="12291661" type="General" weightage="20" keywordseo="electric-vehicle-insurance" source="Orion">Electric vehicle insurance</keyword> is different from insurance for internal combustion engine vehicles in a few key ways. <cmsannotation type="cmsannotation" annotationid="Cost:" comment="subhead" text="Cost:">Cost:</cmsannotation> EV insurance is comparatively more expensive than insurance for ICE vehicles. “This is because EVs are more expensive to repair, and there is less data available on the risks associated with insuring them,” says Sanjiv Bajaj, chairman and MD, BajajCapital. <cmsannotation type="cmsannotation" annotationid="Cost:" comment="subhead" text="Coverage:">Coverage:</cmsannotation> EV insurance policies typically cover the same things as insurance for ICE vehicles, such as third-party liability, comprehensive, and collision coverage. EV insurance frequently includes coverage for the battery. “Since the battery is an important and costly component of an EV, insurance policies may include coverage for degradation or damage to it,” says Animesh Das, chief underwriting officer, ACKO. <cmsannotation type="cmsannotation" annotationid="Charging equipment coverage" comment="subhead" text="Charging equipment coverage">Charging equipment coverage</cmsannotation>: Charging equipment coverage is another important consideration for EV owners. “If your charging equipment is stolen or damaged, you will need to make sure that your insurance policy covers it,” says Bajaj. <cmsannotation type="cmsannotation" annotationid="Charging equipment coverage" comment="subhead" text="Roadside assistance">Roadside assistance</cmsannotation>: Roadside assistance is another important coverage to consider for EV owners. If your EV breaks down, you will need to be able to get it towed to a service station. Your EV may even run out of charge in a worst case scenario, and may need to be towed away. Some EV insurance policies include roadside assistance as part of their standard coverage, while others may offer it as an add-on. <cmsannotation type="cmsannotation" annotationid="EV insurance is more expensive" comment="subhead" text="EV insurance is more expensive">EV insurance is more expensive</cmsannotation> Electric vehicles are built with advanced technology that is expensive. “Furthermore, the EVs' light weight and instant torque make them vulnerable to extensive damage. This increases the insurer's liability, resulting in higher insurance policy costs,” says Das. “The battery typically constitutes 50%-60% of the vehicle cost and currently most original equipment manufacturers (OEMs) import batteries, further making the vehicle costlier,” says Mayur Kacholiya, head, motor product, Digit insurance. Also, EV vehicles are relatively new in the market, and stable trends relating to the risks associated with the same are only emerging. Battery cost is high, and any damage to battery may result in higher claims outflow (equivalent to total loss of the vehicle). “The servicing or repairs also requires intervention of highly qualified specialised mechanics, making the labour cost for EVs higher. All these factors, among others, affect the premium price of an electric vehicle,” says Kacholiya. For own damage (OD), final premium would be higher for EV mainly due to higher vehicle cost. However, the third-party premium, which is tariffed and decided by the regulator, is 15% lower. Below example illustrates the premium for Revotron XZ Plus EV vs ICE. <table style="border-width: initial; border-style: none;"></colgroup><tbody><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;background-color:#ffc000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Details </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;background-color:#ffc000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">EV XZ PLUS LUX (in Rs) </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;background-color:#ffc000;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">1.2 Revotron XZ Plus DT (O) (in Rs) </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Ex-Showroom </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">16,80,000 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">11,20,000 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Cost after subsidy (Cost to customer) </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">14,28,000 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">11,20,000 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">IDV </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 16,80,000 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 11,20,000 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Tariff OD Premium </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 55,104 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 36,736 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Less: Discount (considered 70% for 4W) </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 38,573 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 25,715 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Total: OD Premium after Discount </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 16,531 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 11,021 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Add-On (Zero Dep: 0.45%) </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 7,560 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 5,040 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Overall OD Premium </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 24,091 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 16,061 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Third-Party Premium (3-Year compulsory) </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 9,044 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 10,640 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">CPA Premium (Rs 15 lakh SI) </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 375 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 375 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Overall Premium (exclusive of GST) </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 33,510 </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;"> 27,076 </td></tr><tr><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:top;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">Premium to Ex-Showroom </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">1.99% </td><td style="border-left:solid #000000 0.75pt;border-right:solid #000000 0.75pt;border-bottom:solid #000000 0.75pt;border-top:solid #000000 0.75pt;vertical-align:bottom;padding:0pt 5pt 0pt 5pt;overflow:hidden;overflow-wrap:break-word;">2.42% </td></tr></tbody></table> Source: Go Digit General Insurance Assumptions: Assumed same discount rate and only Zero Depreciation add-on is opted. Note: Premium prices only for illustrative purposes. Actual rates may vary. <cmsannotation type="cmsannotation" annotationid="Keep in mind when insuring your EV" comment="subhead" text="Keep in mind when insuring your EV">Keep in mind when insuring your EV</cmsannotation> Add-ons offered for EV vehicles may vary from insurer to insurer. “As components of an EV vehicle are different, there may be specific add-ons one might have to take due to varied risks,” says Kacholiya. For example, water ingression, or short circuit, or damages due to external means like rat bite or animal attack, etc. can damage the battery of the vehicle or the electrical panel of vehicle charging point, or vehicle charger including the cable. One can check with their insurer if they offer any specific add-ons related to EVs to cover these additional risks as well. “The add-ons that you choose will depend on your individual needs and budget. If you are concerned about the cost of repairing, or replacing your EV's battery, you may want to consider purchasing a battery cover. If you frequently drive long distances, you may want to consider purchasing roadside assistance,” says Bajaj. It is important to understand all what is covered and be aware of the exclusions before buying EV insurance.

Planning an EV car as your next? The insurance is more expensive than ICE vehicles

<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div><ul class="summary-list"><li>Justin Bieber has backtracked from his UFC challenge.</li><li>Bieber recently challenged Tom Cruise to a UFC fight in a bizarre tweet last weekend.</li><li>The post went viral, attracted Conor McGregor's interest who said he'd fight Mark Wahlberg on the same night, but failed to win over UFC fighters who said Cruise would beat Bieber.</li><li>Now Bieber has admitted it was just a "random tweet," adding: "Tom would whoop my ass."</li><li>He probably realized he was cruising for a bruising.</li><li><a href="https://www.businessinsider.com/?hprecirc-bullet" target="_blank" rel="noopener">Visit Business Insider's homepage for more stories</a>.</li></ul>Justin Bieber has backtracked rapidly from his UFC challenge after realizing he was probably cruising for a bruising.Grammy award-winning singer Bieber tweeted Sunday that <a href="https://www.businessinsider.com/justin-bieber-tom-cruise-fight-conor-mcgregor-twitter-2019-6?r=US&amp;IR=T" target="_blank" rel="noopener">he wanted to fight Tom Cruise in a UFC Octagon</a>, telling the Hollywood hardman he'd "never live it down" if he refused. Bieber even tagged the UFC president Dana White in the post, asking if he was willing to organize the event.The June 10 tweet attracted 39,000 comments, 44,000 retweets, and 217,000 likes.It even piqued the former two-weight UFC champion Conor McGregor's attention, who amped up his crusade against the minority UFC shareholder Mark Wahlberg, another tough guy actor, one the Irishman has frequently expressed a desire to beat up in exchange for his equity stake in the business.Read more: <a href="https://www.businessinsider.com/conor-mcgregor-challenged-mark-wahlberg-to-a-fight-over-ufc-shares-2019-4?r=US&amp;IR=T" target="_blank" rel="noopener">Conor McGregor has challenged the 'actress' Mark Wahlberg to a fight because he wants his UFC shares</a>But Bieber has now backtracked, saying he was "just playing."Bieber was <a href="https://www.tmz.com/2019/06/12/justin-bieber-just-playing-about-fighting-tom-cruise/" target="_blank" rel="noopener">asked Wednesday by TMZ</a> whether the fight was real. He said "nah," adding: "It was just a random tweet. I'd have to get in shape. I think he'd be out of my weight class. He's got that dad strength."Bieber, who once trained with Floyd Mayweather and even walked the unbeaten American to the ring for a fight, failed to win the backing of UFC athletes as hall of fame featherweight <a href="https://www.tmz.com/2019/06/10/urijah-faber-justin-bieber-challenges-tom-cruise-fight-wrestling/" target="_blank" rel="noopener">Urijah Faber said even though he's a Belieber, he'd give the edge to Cruise</a>.Read more: <a href="https://www.businessinsider.com/the-best-paid-boxers-and-ufc-fighters-2019-forbes-2019-6?r=US&amp;IR=T" target="_blank" rel="noopener">The 6 highest-paid fighters in 2019</a>Even Bieber gives the edge to Cruise. "I'm pretty sure Tom would whoop my ass in a fight."<div></div> <div class="margin-top"> <h3>NOW WATCH: <a href="https://www.businessinsider.com/why-american-men-suck-soccer-world-cup-2018-6">The US women's national team dominates soccer, but here's why the US men's team sucks</a></h3> <div> </div> </div>

Justin Bieber backed down from his Tom Cruise UFC challenge: 'He'd whoop my ass'

John Nelson of <a href="http://uxblog.idvsolutions.com/2013/07/a-breathing-earth.html" target="_blank">IDV Solutions</a> has created an animation showing one year of seasons on <keyword id="6359982" type="ENTERTAINMENT" weightage="60" keywordseo="earth">Earth</keyword>.
The images come from <keyword id="6360409" type="ORGANIZATION" weightage="60" keywordseo="NASA">NASA</keyword>'s <a href="http://visibleearth.nasa.gov/view_cat.php?categoryID=1484" target="_blank">Visible Earth</a> database. Nelson writes on <a href="http://uxblog.idvsolutions.com/2013/07/a-breathing-earth.html" target="_blank">his blog</a> that he stitched together 12 clear satellite images of Earth for each month of the year to illustrate the annual transformation of snow, ice, and plant life on our planet.
He called this project "A Breathing Earth" because it looks like the entire planet has a heartbeat, he wrote.
Prepare to be mesmerized.
<div class="image-container" style="width:800px"><div class="image"><a href="http://uxblog.idvsolutions.com/2013/07/a-breathing-earth.html">John Nelson/IDV Solutions</a></div></div><div class="image-container" style="width:800px"><div class="image"><a href="http://uxblog.idvsolutions.com/2013/07/a-breathing-earth.html">John Nelson/IDV Solutions</a></div></div>

One Year Of Seasons On Earth In One Second

John Nelson and the wizards at IDV Solutions have created a <a href="http://uxblog.idvsolutions.com/2013/01/map-math-united-states-of-ratios.html">series of maps</a> plotting economic data (<a href="http://appliedgeographic.com/">via AGS</a>) by <keyword id="6372870" type="ORGANIZATION" weightage="60" keywordseo="Census">Census</keyword> county level.
Here's one we found particularly interesting: the ratio of property <keyword id="6368033" type="UNKNOWN" weightage="60" keywordseo="Taxes">taxes</keyword> to property values.
<div class="image-container" style="width:1000px"><div class="image"></div><a href="http://uxblog.idvsolutions.com/2013/01/map-math-united-states-of-ratios.html">John Nelson/IDV Solutions</a></div>
This map was achieved by "dividing" this map — property taxes:
<div class="image-container" style="width:1000px"><div class="image"></div><a href="http://uxblog.idvsolutions.com/2013/01/map-math-united-states-of-ratios.html">John Nelson/IDV Solutions</a></div>
...into this map — property values:
<div class="image-container" style="width:1000px"><div class="image"></div><a href="http://uxblog.idvsolutions.com/2013/01/map-math-united-states-of-ratios.html">John Nelson/IDV Solutions</a></div>
As you can see, the ratio is high in both Tennessee and Long Island — but for different reasons: land is dirt cheap in the former, taxes sky high in the latter.
Nelson writes on the IDV blog, "Typically property tax is commensurate with its value, more or less. Here's a look at that 'more or less' across the country. Some places really stand out and the coloration scale had to be pretty heavily tiered to pull out any of the middling values."
SEE MORE: <a href="http://www.businessinsider.com/home-affordability-index-breakdown-2013-1">Why There Has Never Been A Better Time To Buy A Home In U.S. History &gt;</a>

MAP: Where Property Taxes Are Huge Compared To Property Values

<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div><ul class="summary-list"><li>Justin Bieber challenged Tom Cruise to a fight in the octagon.</li><li>Bieber's bashful challenge confused fans, leaving some to believe he was hacked and others to correct his poor internet grammar.</li><li>As the conversation surrounding Bieber's fight made its way across Twitter, Conor McGregor weighed in, saying he'd like to fight Mark Wahlberg on the same card.</li><li>It's not the first time McGregor has challenged Wahlberg to a fight.</li><li><a href="https://www.businessinsider.com/?hprecirc-bullet" target="_blank" rel="noopener">Visit Business Insider's homepage for more stories.</a></li></ul>Justin Bieber started a whirlwind of confusion on Sunday night when he tweeted out his desire to fight Tom Cruise in the UFC octagon."I wanna challenge Tom Cruise to a fight in the octagon," Bieber wrote. "Tom if you dont take this fight your scared and you will never live it down."Bieber then tagged UFC president Dana White, asking if he'd be willing to put on the fight.<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div>On Twitter, fans didn't know what to make of Bieber's challenge.Some thought his account got hacked, others thought he was just having a laugh, and more still simply wanted to correct Bieber's grammar.But many seemed to agree that Cruise, who is 31 years Bieber's senior, was an odd man to challenge with such vigor.While fans were clearly confused by Bieber's bizarre proposal, Conor McGregor was quick to volunteer his services to jump onto the celebrity fight card, saying that he'd challenge Mark Wahlberg to a bout on the same night.McGregor has pitched the idea of fighting Wahlberg in the past, saying he'd like to take on both him and Conan O'Brien for their shares in the UFC.Read more: <a href="https://www.businessinsider.com/conor-mcgregor-fight-conan-obrien-mark-wahlberg-ufc-shares-2019-5" data-analytics-position="4">Conor McGregor wants to fight Conan O'Brien and Mark Wahlberg on the same night after O'Brien jokingly offered his shares of UFC as a prize</a>Obviously, this fight card is a pipe dream, and will almost certainly not come to fruition. Nobody can know how serious - if at all - Bieber was with his initial proposal or Cruise's feelings on the matter.&#xa0;Of course, most thought Floyd Mayweather would never fight Conor McGregor until it did - and we all shelled out nearly $100 for that pay-per-view.<ul class="read-more-links"><li>Read more from Tyler Lauletta:</li></ul><a href="https://www.businessinsider.com/cowboy-donald-cerrone-eye-swelled-shut-tony-ferguson-ufc-238-2019-6" data-analytics-position="1">A UFC fighter's eye swelled shut so badly after he tried to blow his nose that they had to stop the fight</a><a href="https://www.businessinsider.com/dana-white-khabib-nurmagomedov-next-fight-dustin-poirier-2019-6" data-analytics-position="8">Khabib Nurmagomedov is officially set for his first fight since defeating Conor McGregor - and it comes against an opponent on a vicious 5-fight win streak</a><a href="https://www.businessinsider.com/video-nicolas-mahut-son-hug-french-open-crying-2019-6" data-analytics-position="5">French tennis player Nicolas Mahut's son sprinted across the clay at Roland-Garros to console his father after a tough loss at the French Open</a><a href="https://www.businessinsider.com/video-roger-federer-scares-french-open-fans-2019-6" data-analytics-position="3">Roger Federer scared the snot out of a French Open fan when he lost his cool and hit a ball into the stands</a><div></div><div></div><div></div><div></div><div></div> <div class="margin-top"> <h3>NOW WATCH: <a href="https://www.businessinsider.com/why-k2-harder-climb-mt-everest-2017-9">Mount Everest is not the hardest mountain to climb - here's what makes K2 so much worse</a></h3> <div> </div> </div>

Justin Bieber challenged Tom Cruise to a UFC fight and now Conor McGregor is involved

<div class="KonaFilter image-container display-table"><div><div class="image on-image"><a href="http://uxblog.idvsolutions.com/2013/10/the-dispersion-of-life-and-gender-in.html">IDV Solutions</a></div></div></div>This amazing GIF <a href="http://uxblog.idvsolutions.com/2013/10/the-dispersion-of-life-and-gender-in.html">from IDV Solutions</a> shows where New Yorkers live based on <keyword id="6378962" type="ORGANIZATION" weightage="60" keywordseo="age">age</keyword> and <keyword id="6358360" type="CITY" weightage="60" keywordseo="gender">gender</keyword>.
The turquoise dots represent male residents of <keyword id="72226" type="COMPANY" weightage="60" keywordseo="New-York-City">New York City</keyword>, and the magenta dots represent females. The GIF goes through ages 0 to 85+ showing the distribution of New York's population broken down by age and gender, based on data from the US Census Bureau.
What's really interesting about the maps is how much they reflect New York City's culture. Ages 0-15 give an idea of where parents are raising their children, while the 15-19 age range begins to show clusters of prisons and colleges - Morningside Heights, for instance, is bright pink thanks to Columbia University and Barnard College, while Rikers Island is filled with green dots.
You can also watch the map change drastically as people get older, and couples move out to the suburbs. The maps also become progressively more pink due to the fact that men tend to die sooner than women.
<a href="http://uxblog.idvsolutions.com/2013/10/the-dispersion-of-life-and-gender-in.html">Click here to learn more about the maps</a>, or visit <a href="http://www.flickr.com/photos/idvsolutions/sets/72157636294969146/">IDV Solutions' Flickr page</a> for individual maps.

This GIF Shows Where New Yorkers Live By Age And Sex

<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div><ul><li>Theresa May and more than 100 other MPs and peers posed in the Palace of Westminster.</li><li>They stood with an original copy of the 1918 Representation of the People Act, which first granted women the vote in 1918.</li></ul> Female MPs and members of the House of Lords gathered in Britain's Houses of Parliament on Tuesday to celebrate 100 years since women secured the vote.Theresa May and more than 100 of her lawmaking colleagues posed alongside the original copy of the Representation of the People Act, which was passed in February 1918.It formally granted women the ability to participate in UK democracy for the first time, though only to those who were aged 30 or over, and who met minimum property qualifications.The law also extended the franchise to millions of poorer men who had previously been excluded. Voting ages would remain unequal until 1928.<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div>May, Britain's second female Prime Minister, posed alongside several female cabinet ministers, including Leader of the House of Commons Andrea Leadsom, Chief Secretary to the Treasury Liz Truss and International Development Secretary Penny Mordaunt.Harriet Harman, who has twice been interim leader of the opposition Labour party, stood alongside May. Angela Eagle, who campaigned to become Labour leader instead of incumbent Jeremy Corbyn, also posed for the photo.Other notable faces include former cabinet ministers Priti Patel, Justine Greening, and Nicky Morgan, former minister Margaret Hodge and Labour MP Jess Philips, a prominent backbencher.The lawmakers assembled were a fraction of the total number of women in political office at Westminster.Currently, 208 of 650 MPs in the House of Commons are women, and, by coincidence, also 208 women in the House of Lords. There are 793 members of both houses in total.The 1918 bill was a triumph of the female suffrage movement, which spent decades campaigning for women to be granted the vote.Towards the end of the campaign, the suffragette movement adopted more militant tactics, including throwing bricks through windows and setting fire to buildings.Some leading campaigners were imprisoned, including suffragette leader Emmeline Pankhurst. Today groups including the Labour party argue that women imprisoned in the course of campaigning for the vote should be granted posthumous pardons.<div></div> <div class="margin-top"> <h3>NOW WATCH: <a href="http://www.businessinsider.com/president-trump-theresa-may-davos-false-rumour-2018-1">President Trump tells Theresa May not to believe the 'false rumour' that he doesn't 'have great respect for everything you're doing'</a></h3> <div> </div> </div></hr>

More than 100 female MPs and peers posed for a photo in British Parliament to mark 100 years of votes for women

<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div><ul class="summary-list"><li>The Justin Bieber and Tom Cruise UFC fight rumor refuses to go away.</li><li>The UFC president Dana White even gave the bizarre bout his seal of approval when he said he had a mystery phone call about it.</li><li>He said he'd be "an idiot not to make this fight" and that the UFC was willing to hold talks to make it happen.</li><li>Bieber vs. Cruise in a charity format would be fun, if not weird. But the moment UFC slaps its name over it, its name would be tarnished forever.</li><li>I wouldn't be surprised to see it happen, as the fight game is riddled with sideshows, and this may well be the next circus in an already absurd industry.</li><li><a href="https://www.businessinsider.com/?hprecirc-bullet" target="_blank" rel="noopener">Visit Business Insider's home page for more stories</a>.</li></ul>The UFC has thrown its weight behind the Justin Bieber vs. Tom Cruise spectacle, turning the whole thing into a farce that would only tarnish its acronym, name, and brand-value around the world.It all started with a single tweet when the Grammy-award-winning singer Bieber said on June 10 that he wanted to fight Tom Cruise in a UFC Octagon, telling the Hollywood hard man he'd <a href="https://www.businessinsider.com/justin-bieber-backs-down-from-tom-cruise-ufc-fight-whoop-2019-6?r=US&amp;IR=T" target="_blank" rel="noopener">"never live it down"</a> if he refused. Bieber even tagged UFC President Dana White in the post, asking if he was willing to organize the event.The tweet has so far attracted 40,000 comments, 45,000 retweets, and 226,000 likes and has dominated news sites, helped, no doubt, by fight star Conor McGregor's apparent interest in wanting to play a part.Read more: <a href="https://www.businessinsider.com/conor-mcgregor-warned-by-a-boxer-managed-by-mark-wahlberg-2019-6?r=US&amp;IR=T" target="_blank" rel="noopener">An unbeaten boxer represented by Mark Wahlberg has issued an Instagram warning to Conor McGregor: 'Don't call out my manager'</a>Though Bieber backtracked a few days later, <a href="https://www.businessinsider.com/justin-bieber-backs-down-from-tom-cruise-ufc-fight-whoop-2019-6?r=US&amp;IR=T" target="_blank" rel="noopener">saying it was "just a random tweet,"</a>&#xa0;it seemingly did not perturb White from pouncing on a potential business opportunity.White <a href="https://www.youtube.com/watch?v=4fB7v_F5IbA" target="_blank" rel="noopener">told TMZ</a> that he'd be "an idiot not to make this fight," adding that <a href="https://www.businessinsider.com/dana-white-told-tom-cruise-would-fight-justin-bieber-2019-6?r=US&amp;IR=T" target="_blank" rel="noopener">he had a mystery phone call</a> from people wanting to help make the fight, that Cruise himself wanted it, and that the UFC was willing to hold talks to make it happen.Really, we shouldn't be surprised, because combat sports history is littered with circus events.<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div>Decades ago, "boxing booths" were commonplace because of the appeal in challenging a trained athlete and maybe even winning in front of your friends and family in your hometown. A booth fighter would travel throughout Britain with the fairground, accepting challenges from eager locals in front of flabbergasted crowds.If a punter could last three rounds with the booth fighter, they'd win a prize. Step right up, if you dared.<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div>Boxing booths are rare these days, but carnival-type fights still run rife. This was perhaps never more apparent than when former circus strongman Primo Carnera, a lumbering giant who bystanders said stunk of garlic, won the world heavyweight boxing title <a href="http://fightland.vice.com/blog/the-hollywood-gangster-the-fix-and-the-man-mountain" target="_blank" rel="noopener">thanks to the mafia</a> in 1933.He didn't know at the time, but Canera was backed by the colorfully-named gangsters of his day, and they threatened or bribed his opponents so that they'd lose on purpose.<div class="KonaFilter image-container display-table"><div><div class="image on-image"></div></div></div>Even though the sport has moved on since Carnera, the fight game still loves really weird things, which helps explain the wildly popular fight <a href="https://www.businessinsider.com/logan-paul-vs-ksi-who-will-win-2018-8?r=US&amp;IR=T" target="_blank" rel="noopener">YouTube rivals Logan Paul and KSI</a> clumsily contested, looking every bit the competitive novices they were in a six-round draw in 2018.Read more: <a href="https://www.businessinsider.com/artem-lobov-beat-paulie-malignaggi-bareknuckle-result-2019-6?r=US&amp;IR=T" target="_blank" rel="noopener">Paulie Malignaggi, booed and cut multiple times, complains in the middle of the ring after losing to Artem Lobov in his bareknuckle debut</a>One year has passed since then, and the fight game wouldn't be the fight game without throwing up another bizarre piece of matchmaking for our apparent viewing pleasure.This time, it looks like it's a pop sensation and a Hollywood legend's turn - Bieber against Cruise. J-Beebs vs. Maverick. "Baby" in the blue corner and "The Last Samurai" in the red.It would surely be a box office success should the pair throw their microphones and movie scripts down and pick up a pair of 4-ounce MMA gloves instead. The fight combines the music, movie, and sports industries, so there's something for everyone who likes entertainment.If this was in a charity format, aired on a major network, fine - great, even. But the moment the UFC slaps its name over it, with White going giddy at the thought, is the moment it becomes something else; a cash-grab aimed at manipulating the interests of pop fans, movie-goers, and even sports nuts.The moment UFC gets involved is the moment this goes from what could have been a fun event, something that could act as a fundraiser for a global cause, into something bizarre that goes against the very letters in UFC's own name - the Ultimate Fighting Championship.Read more: <a href="https://www.businessinsider.com/video-watch-mairis-briedis-controversially-beat-krzysztof-glowacki-2019-6?r=US&amp;IR=T" target="_blank" rel="noopener">An illegal elbow, 2 knockdowns, and fighting after the bell: Mairis Briedis beats Krzysztof Glowacki in wild, controversial circumstances</a>There is nothing "ultimate fighter" about two celebrities more than 30 years apart who, as far as we know, don't know their rear-naked chokes from their hammerfists.The UFC should beware, because if it actually pushes for this bout, organizes it, and it proves to be the athletic dud that KSI and Logan Paul was, then it only serves to tarnish its own name.Combat sports is riddled with sideshows, and considering <a href="https://www.tmz.com/2019/06/24/dana-white-bieber-vs-tom-cruise-biggest-purse-ever/" target="_blank" rel="noopener">White reckons Bieber and Cruise would become the best-selling event of all time</a>, this may well be the next step in an already absurd industry.This is an <keyword id="6356002" type="UNKNOWN" weightage="60" keywordseo="opinion">opinion</keyword> column. The thoughts expressed are those of the author(s).<div></div> <div class="margin-top"> <h3>NOW WATCH: <a href="https://www.businessinsider.com/why-american-men-suck-soccer-world-cup-2018-6">The US women's national team dominates soccer, but here's why the US men's team sucks</a></h3> <div> </div> </div>

The UFC will tarnish its name forever if it goes ahead with the Justin Bieber vs. Tom Cruise farce

The drug-abusing-playboy-turned-political-activist <a href="http://www.dailymail.co.uk/news/article-2871279/Russell-Brand-chest-hair-STRAIGHTENED-stylist-ahead-Question-Time-appearance-says-Nigel-Farage.html">stormed</a> the London headquarters of the Royal Bank of Scotland last week, confronting any and all employees he could find and demanding to know their salaries. Security quickly locked the doors to prevent his camera crew from entering, and in the process, prevented a number of bank employees from entering or exiting the building.
That, according to blogger Joseph Kynaston Reeves, was so uncool that it deserved a proper response.
Kynaston Reeves, whose LinkedIn identifies him as an RBS business analyst, penned an open letter to Brand on his <a href="http://blog.squandertwo.net/p/faq.html?m=1">personal blog</a>, and berated the multimillionaire celebrity for inconveniencing people who had nothing to do with bank bailouts (and for ruining his lunch).
Some gems include:
You know what I have in my pocket? A security pass. Unauthorised people aren't allowed in ... That's not a global conspiracy, Russell; it's basic security.
On the RBS bailout:
The idea was to buy the bank with public money, wait until it became profitable again, then resell it .... In other words, the taxpayer will make a profit on this deal.
And, on the inconvenience of the publicity stunt:
Who did you inconvenience on Friday? ... How about some of the millionaire traders you despise so much (some of whom are nearly as rich as you, Russell)? Well, no, because you got the wrong f----ng building.
Here's the full text of Kynaston Reeves' letter:
Dear Russell, Hi. I'm Jo. You may remember me. You may even have filmed me. <a href="http://www.dailymail.co.uk/news/article-2871279/Russell-Brand-chest-hair-STRAIGHTENED-stylist-ahead-Question-Time-appearance-says-Nigel-Farage.html" target="_blank">On Friday, you staged a publicity stunt at an RBS office</a>, inconveniencing a hundred or so people. I was the lanky slouched guy with a lot less hair than you but (I flatter myself) a slightly better beard who complained to you that you, a multimillionaire, had caused my lunch to get cold. You started going on at me about public money and bankers' bonuses, but look, Russell, anyone who knows me will tell you that my food is important to me, and I hadn't had breakfast that morning, and I'd been standing in the freezing cold for half an hour on your whim. What mattered to me at the time wasn't bonuses; it was my lunch, so I said so. Which is a great shame, because I'd usually be well up for a proper barney with you, and the points you made do actually deserve answers. Although not - and I really can't emphasise this enough, Russell - not as much as I deserve lunch. Before I go any further, I should stress that I don't speak for RBS. I'm not even an RBS employee, though I do currently work for them. What follows is not any sort of official statement from RBS, or even from the wider banking industry. It is merely the voice of a man whose lunch on Friday was unfairly delayed and too damn cold. So, firstly, for the people who weren't there, let's describe the kerfuffle. I didn't see your arrival; I just got back from buying my lunch to discover the building's doors were locked, a film crew were racing around outside trying to find a good angle to point their camera through the windows, and you were in reception, poncing around like you were Russell bleeding Brand. From what I can gather, you'd gone in and security had locked the doors to stop your film crew following you. Which left us - the people who were supposed to be in the building, who had work to do - standing around in the cold. My first question is, what were you hoping to achieve? Did you think a pack of traders might gallop through reception, laughing maniacally as they threw burning banknotes in the air, quaffing champagne, and brutally thrashing the ornamental paupers that they keep on diamante leashes - and you, Russell, would damningly catch them in the act? But that's on Tuesdays. I get it, Russell, I do: footage of being asked to leave by security is good footage. It looks like you're challenging the system and the powers that be want your voice suppressed. Or something. But all it really means, behind the manipulative media bullshit, is that you don't have an appointment. Of course, Russell, I have no idea whether you could get an appointment. Maybe RBS top brass would rather not talk to you. That's their call - and, you know, some of your behaviour might make them a tad wary. Reputations are very important in banking, and, reputation-wise, hanging out with a guy who was once fired for broadcasting hardcore pornography while off his head on crack is not ideal. But surely a man who can get invited onto Question Time to discuss the issues of the day with our Lords &amp; Masters is establishment enough to talk to a mere banker. And it would be great if you could. Have you tried, Russell? Maybe you could do an interview with one of them. An expert could answer your questions and rebut your points, and you could rebut right back at them. I might even watch that. (By the way, Russell, if you do, and it makes money, I would like a cut for the idea, please. And I'm sure it would. Most things you do make money.) But instead of doing something potentially educational, Russell, you staged a completely futile publicity stunt. You turned up and weren't allowed in. Big wow. You know what would have happened if a rabid capitalist had just turned up unannounced? They wouldn't have been allowed in either. You know what I have in my pocket? A security pass. Unauthorised people aren't allowed in. Obviously. That's not a global conspiracy, Russell; it's basic security. Breweries have security too, and that's not because they're conspiring to steal beer from the poor. And security really matters: banks are simply crawling with highly sensitive information. Letting you in because you're a celebrity and You Demand Answers could in fact see the bank hauled in front of the FCA. That would be a scandal. Turning you away is not. I'm sorry, Russell, but it's just not. Your response to my complaint that a multimillionaire was causing my lunch to get cold was... well, frankly, it was to completely miss the point, choosing to talk about your millions instead of addressing the real issue, namely my fucking lunch. But that's a forgivable mistake. We all have our priorities, Russell, and I can understand why a man as obsessed with money as I am with food would assume that's what every conversation is about. Anyway, you said that all your money has been made privately, not through taxation. Now, that, Russell, is actually a fair point. Well done. Although I can't help but notice that you have no qualms about appearing on the BBC in return for money raised through one of the most regressive taxes in the country, a tax which leads to <a href="http://www.huffingtonpost.co.uk/2013/10/29/bbc-licence-fee_n_4163939.html" target="_blank" title="Previously it was revealed that over 180,000 people appeared in court during 2012 over accusations of watching television without paying for a licence, which comprised a tenth of all court cases.">crippling fines and even jail time for thousands of poor people and zero rich people</a>. But never mind. I appreciate that it's difficult for a celeb to avoid the BBC, even if they're already a multimillionaire and can totally afford to turn the work down. Ah, the sacrifices we make to our principles for filthy lucre, eh, Russell? The condoms and hairspray won't buy themselves. Or, in my case, the pasta. And then there is that film you're working on, isn't there, for which I understand <a href="http://www.dailymail.co.uk/news/article-2813868/Russell-Brand-s-film-company-received-cash-injection-city-bankers.html" target="_blank" title="He appears to have no problem with raising nearly £1million from wealthy capitalists including investment bankers and a Premier League footballer to make a documentary about himself.">your production company is benefitting from the Enterprise Investment Scheme, allowing the City investors funding your film to avoid tax.</a> Was that the film you were making on Friday, Russell, when you indignantly pointed out to me that none of your money comes from the taxpayer? Perhaps it had slipped your mind. And, of course, you've been in a few Hollywood films now, haven't you, Russell? I take it you've heard of <a href="http://en.wikipedia.org/wiki/Hollywood_accounting" target="_blank">Hollywood Accounting</a>? Of course you have, Russell; you produced <a href="http://www.imdb.com/title/tt1334512/business?ref_=tt_dt_bus" target="_blank">Arthur</a>. So you are well aware that Hollywood studios routinely cook their books to make sure their films never go into taxable profit - for instance, Return Of The Jedi has never, on paper, made a profit. Return Of The fucking Jedi, Russell. As an actor, and even more so as the producer of a (officially) loss-making film, you've taken part in that, you've benefitted from it. (While we're on the subject, I hear great things about Hollywood's catering. I hope you enjoyed it. Expensive, delicious, and served (at least when I dream about it) nice and hot.) But still, you're broadly right. Leaving aside the money you make from one of the most regressive of the UK's taxes, and the tax exemptions your company uses to encourage rich City investors to give you more money, and the huge fees you've accepted from one of the planet's most notorious and successful tax avoidance schemes, you, Russell, have come by your riches without any effect on taxpayers. Whereas RBS got bailed out. Fair point. Here's the thing about the bailout of RBS, Russell: it's temporary. The plan was never to bail out a bank so that it could then go bust anyway. That would be too asinine even for Gordon Brown. The idea was to buy the bank with public money, wait until it became profitable again, then resell it, as Alastair Darling clearly explained at the time. And that is still the plan, and it does appear to be on course. Not only that, but it looks as if the government will eventually sell RBS for more than they bought it for. In other words, the taxpayer will make a profit on this deal. Of all the profligate pissing away of public money that goes on in this country, the only instance where the public are actually going to get their money back seems an odd target for your ire. What other government spending can you say that about, Russell? What other schemes do they sink taxpayers' money into and get it all back, with interest? And how many people have you met who have actually been right in the middle of working to make a profit for the taxpayer when you've interrupted them to cause their lunch to get cold? As for bonuses, well, I'll be honest: I get an annual bonus. I'm not allowed to tell you exactly how much it is, but I will say it's four or five orders of magnitude smaller than the ones that make the headlines. It's very nice - helps pay off a bit of credit card debt (remember debt, Russell?) - but, to put it in terms you can understand, I'd need to work for several tens of thousands of years before my bonuses added up to close to what you're worth. But here's the key thing you need to know about bonuses, Russell: they come with conditions attached. My salary is mine to do with as I will (I like to spend a chunk of it on good hot food). My bonus my employer can take back off me under certain conditions. Again, I do not speak for RBS, so cannot say anything about the recent FX trading scandal or PPI or any of that shit. But, in general terms, bonuses have conditions attached, such as "And we'll claw back every penny if we discover you were breaking the rules." And yes, it does happen. The only bonuses that make the news are the ones that get paid. But, every year, bonuses either don't get paid or are even taken back off staff for various reasons, including misconduct. I'd've thought, Russell, that anyone who wanted bankers to be accountable would approve of the scheme. And now, if I may, a word about your manner. Much as I disagree with most of your politics, I've always rather liked you. You do a good job of coming across as someone who might be fun to be around. Turns out, that's an illusion. Because, you see, Russell, when you accosted me, you started speaking to me with your nose about two inches from mine. That's pretty fucking aggressive, Russell. I'm sure you're aware of the effect. Putting one's face that close to someone else's and staring into their eyes is how primates square off for a fight. Regardless of our veneer of civilisation, when someone does that to us, it causes instinctive physical responses: adrenaline, nervousness... back down or lash out. (Or, apparently, in the case of the celebrity bikes you like to hang out with, swoon.) I'm sure that, like turning up with a megaphone instead of an appointment, such an aggressive invasion of personal space makes for great footage: you keep talking to someone in that chatty reasonable affable tone of yours, and they react with anger. Makes them look unreasonable. Makes it look like they're the aggressive ones. Makes it look like people get flustered in the face of your incisive argument. When in fact they're just getting flustered in the face of your face. I've been thinking about this the last couple of days, Russell, and I can honestly say that the only other people ever to talk to me the way you did were school bullies. It's been nearly a quarter of a century since I had to deal with such bastards, so I was caught quite off my guard. Nice company you're keeping. Now I think about it, they used to ruin my lunchtimes too. One last thing, Russell. Who did you inconvenience on Friday? Let's say that you're right, and that the likes of Fred Goodwin need to pay. OK, so how much trouble do you think Fred faced last Friday as a result of your antics? Do you think any of his food got cold, Russell? Even just his tea? I somehow doubt it. How about some of the millionaire traders you despise so much (some of whom are nearly as rich as you, Russell)? Well, no, because you got the wrong fucking building. (Might want to have a word with your researchers about that.) Which brings us back to where we came in: a bunch of admittedly fairly well paid but still quite ordinary working people, admin staff mostly, having their lives inconvenienced and, in at least one case, their lunches quite disastrously cooled, in order to accommodate the puerile self-aggrandising antics of a prancing multimillionaire. If you had any self-awareness beyond agonising over how often to straighten your fucking chest-hair, you'd be ashamed. It was paella, by the way. From Fernando's in Devonshire Row. I highly recommend them: their food is frankly just fantastic. When it's hot.

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