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<ul class="summary-list"><li>A Florida condo building unexpectedly collapsed on Thursday morning, killing at least 11 people.</li><li><keyword id="469979" type="ORGANIZATION" weightage="60" keywordseo="Search-And-Rescue">Search and rescue</keyword> operations continue as crews look for at least 150 people still unaccounted for. </li><li>A <keyword id="74388" type="ORGANIZATION" weightage="60" keywordseo="timeline">timeline</keyword> of the building's recent history reveals prior red flags that preceded the <keyword id="45337" type="ENTERTAINMENT" weightage="60" keywordseo="collapse">collapse</keyword>.</li></ul><p>The Champlain Towers South, a <a href="https://www.insider.com/part-of-miami-condo-block-from-ivanka-jared-caved-in-2021-6" target="_blank" rel="nofollow noopener">12-story Florida condo building</a>, unexpectedly collapsed the morning of Thursday June 24, killing at least 11 people and leaving some 150 still unaccounted for as more than 80 rescue units from <a href="https://twitter.com/MiamiDadeFire/status/1407951283747799043" target="_blank" rel="nofollow noopener">Miami-Dade Fire Rescue</a> continue searching the scene for survivors.</p><p>As unanswered questions begin to mount, a timeline of the condominium's recent history reveals a smattering of warning signs that emerged before the devastating collapse. </p><h2><strong>1981: The luxury Champlain Towers South and North are built using reinforced concrete</strong></h2><p>The Champlain Towers condominium complex at 8777 Collins Ave. was built in 1981, about a mile away from Miami Beach, on the Surfside shore. Both Champlain Towers South and Champlain Towers North, a smaller complex with fewer units, were built in 1981 out of reinforced concrete. A third tower, Champlain Towers East, went up in 1991.</p><p>The collapsed South tower had 136 units - the most of all three of the 12-story towers.</p><p>According to <a href="https://www.miamiherald.com/news/local/community/miami-dade/article252337838.html">The Miami Herald,</a> the upscale complex was the first new project built in Surfside after a county moratorium on new developments during the 1970s. </p><h2><strong>2015: A Champlain Towers resident files a lawsuit alleging improper maintenance in the building</strong></h2><p>A resident of the condominium <a href="https://www.insider.com/florida-collapsed-condo-was-part-of-2015-maintenance-lawsuit-2021-6">filed a lawsuit in 2015</a> alleging one of the building's outer walls had not been maintained properly, court records previously reviewed by Insider showed. </p><p>Matilde Fainstein said the building's owners "failed to repair or negligently repaired the common elements and the outside walls of the building." Fainstein filed for damages in the Miami-Dade Circuit Court in 2015.</p><p>In the lawsuit, Fainstein said water had started coming in through cracks in the outer wall to her terrace in the prior year, causing damage. She had previously taken the same issue to court, where the building's association, the Champlain Towers South Condominium Association was found liable, according to the complaint. </p><p>It is unclear what section of Champlain Towers the lawsuit was related to, or whether the issues raised in the filing played a role in Thursday's collapse.  </p><h2><strong>October 2018: An engineering consultant finds signs of "major structural damage" </strong></h2><p>An engineering consultant in 2018 <a href="https://www.insider.com/florida-condo-collapse-engineer-found-major-structural-damage-in-2018-2021-6">found signs of "major structural damage"</a> according to <a href="https://townofsurfsidefl.gov/departments-services/town-clerk/champlain-towers-public-records-documents">documents</a> released by the town of Surfside, Florida. </p><p>The consultant, Frank Morabito, also found evidence of "abundant" cracking and fragmentation of the columns, beams, and walls in the garage under the collapsed Champlain Towers South, according to an <a href="https://www.townofsurfsidefl.gov/docs/default-source/default-document-library/town-clerk-documents/champlain-towers-south-public-records/8777-collins-ave---structural-field-survey-report.pdf?sfvrsn=882a1194_2">October 2018 inspection report. </a></p><p>About eight percent of the concrete slabs in the garage and building plaza had experienced "concrete deterioration," the report said, and Morabito advised that the complex's crumbling concrete be repaired in a "timely fashion" to maintain the "structural integrity" of the building, according to <a href="https://www.nytimes.com/2021/06/26/us/miami-building-collapse-investigation.html">The New York Times.</a> </p><p>The report also noted additional signs of damage, including hairline cracking on the balcony structural floor slabs and splintering in the concrete columns and exterior walls. </p><p>The results of the inspection spurred plans for an extensive repair project that was slated to begin soon, according to The Times. A Surfside commissioner, Eliana Salzhauer, told the paper it was "upsetting" to learn the 2018 inspection problems had not prompted immediate repairs. </p><div type="image" title="Champlain tower destruction in surfside florida" height="2048" width="2730" msid="83941387" hostid="261"></div><h2><strong>2020: An academic study reveals the land around the complex has been sinking since the 1990s</strong></h2><p>A 2020 study conducted by Florida International University professor Shimon Wdowinski determined land around the Champlain Towers South building <a href="https://www.insider.com/florida-condo-collapse-2020-study-land-sinking-90s-2021-6">showed signs of sinking</a> in the 1990s.</p><p>The study, published in the journal <a href="https://www.sciencedirect.com/science/article/abs/pii/S0964569119309470">Ocean and Coastal Management</a>, identified the complex as an area displaying signs of land subsidence, in which land settles or sinks. </p><p>Wdowinski told <a href="https://news.fiu.edu/2021/fiu-professor-collapsed-surfside-building-showed-signs-of-subsidence-in-90s-era-space-radar-data">FIU news</a> that while the research indicates the ground around the building had moved, it wouldn't be the sole cause of the collapse. </p><h2><strong>2021: The Champlain Towers buildings begin a mandatory 40-year inspection  </strong></h2><p>Miami buildings require a full structural inspection 40 years after they are built, and 2021 marked Champlain Towers' 40th year.</p><p>According to <a href="https://www.miamiherald.com/news/local/community/miami-dade/article252337838.html">The Miami Herald</a>, the complex had begun its required inspection, which includes a safety check of electrical systems and the building's structure, but a full report had not yet been submitted to the town clerk.</p><h2><strong>Two months before the collapse: The condo association president warns of worsening conditions</strong></h2><p>In early April, the president of the condo association <a href="https://www.insider.com/florida-condo-president-warned-worsening-conditions-months-before-collapse-2021-6">warned that conditions</a> in the building's basement garage were worsening.</p><p>Jean Wodnicki, president of the Champlain Towers South Condominium Association said in an April 9 letter obtained by <a href="https://eu.usatoday.com/story/news/2021/06/28/miami-condo-deterioration-worsening-april-letter-says/7790478002/">USA Today</a> that damage had "gotten significantly worse" since the 2018 inspection.</p><p>She added deterioration of the building's concrete was "accelerating" and noted major repairs she believed necessary, the outlet reported. </p><p>"When you can visually see the concrete spalling (cracking), that means that the rebar holding it together is rusting and deteriorating beneath the surface," she said, according to USA Today. </p><h2><strong>Days before the collapse: A visiting pool contractor witnesses several maintenance issues</strong></h2><p>Last Tuesday, two days before the collapse, a pool contractor visiting the condo told <a href="https://www.miamiherald.com/news/local/community/miami-dade/miami-beach/article252421658.html">The Herald</a> he was struck by a lack of maintenance in the basement-level garage. According to the outlet, the contractor witnessed "standing water all over the parking garage," as well as "cracking concrete" and "corroded rebar" under the pool. </p><p>An area where the contractor said standing water was the deepest, was the same place Morabito, the engineer who conducted the 2018 inspection, flagged as "a major error" in the building's original design, The Herald reported. </p><p>Surfside Vice Mayor Tina Paul told Insider Champlain Towers South passed a roof inspection one day before the collapse. </p><h2><strong>About 1:20 a.m. on Thursday, June 24: the building collapses</strong></h2><p>In the early morning of June 24, a loud, prolonged bang and flashing lights reverberated across the complex as the South Tower fell into itself, collapsing layer by layer. </p><p>Miami-Dade Fire Rescue responded to the scene almost immediately as police officers and fellow firefighters from around the area arrived to help with search and rescue operations. </p><p>Using a cherry-picker, rescuers focused their efforts first on reaching people stuck in higher sections of the building.</p><div type="image" title="Survivor from Surfside, FL, building collapse" height="1950" width="3900" msid="83941388" hostid="261"></div><h2><strong>Around 8:00 a.m.: Firefighters finish clearing survivors</strong></h2><p>Around 8 a.m. on Thursday morning, Miami-Dade Emergency Rescue Management told The Herald  rescuers had cleared all remaining survivors from the tower.</p><p>At a press conference half an hour later, Miami-Dade Fire Rescue Assistant Fire Chief &amp; Chief of Operations Ray Jadallah said 35 initial survivors in total had been rescued. </p><p>By midmorning, the number of unaccounted people was 51.</p><h2><strong>Afternoon: The number of unaccounted people continued to rise</strong></h2><p>By 3 p.m., 99 people were unaccounted for, according to officials, as rescuers continued to search through the rubble. </p><p>Authorities noted the number was "fluid" and likely to change, as the list of missing people was cobbled together from property records and family members and friends reporting loved ones missing.</p><p>A reunification hub was set up nearby for loved ones to wait for any <keyword id="6355005" type="UNKNOWN" weightage="100" keywordseo="news">news</keyword>.</p><h2><strong>Days after the collapse: Search efforts continue as unanswered questions remain</strong></h2><p>In the days that followed, the number of unaccounted people has spiked to 150, while the <a href="https://www.insider.com/part-of-miami-condo-block-from-ivanka-jared-caved-in-2021-6">death toll remained at 11</a> as of Monday afternoon.</p><p>Officials have promised a thorough investigation into what caused the tragedy, and while many experts have <a href="https://www.businessinsider.in/international/news/experts-say-the-florida-condo-collapse-could-have-been-caused-by-something-at-the-bottom-of-the-building/articleshow/83927195.cms">pondered potential reasons why the building fell</a>, no clear answer has yet been confirmed. </p><p>Two residents have already <a href="https://www.insider.com/second-resident-files-lawsuit-against-champlain-towers-south-condos-2021-6">filed lawsuits</a> against the condo association for construction defects. One lawsuit, filed Monday, alleges <a href="https://www.insider.com/a-new-lawsuit-alleges-the-collapsed-florida-condominium-would-shake-2021-6">the building used to shake</a> while a neighboring residential complex was under construction. The same lawsuit also claims <a href="https://www.insider.com/weight-atop-the-collapsed-surfside-condo-broke-the-spine-lawsuit-2021-6">recent renovations and added heavy materials to the top</a> of the South tower building played a role in its collapse. </p><p>The White House announced Tuesday <a href="https://www.businessinsider.com/biden-to-travel-to-collapsed-florida-building-on-thursday-2021-6">President Joe Biden and first lady Jill Biden are set to visit</a> the site of the collapsed building on Thursday. Earlier this week, Biden said he would provide any necessary federal relief in response to the tragedy.</p>

Miami building collapse timeline reveals multiple red flags, years and months before the structure tumbled to the ground

<ul class="summary-list"><li>Deon Graham, 35, is the chief brand officer at Combs Enterprises. </li><li>He oversees the marketing strategy for everything associated with its namesake founder, <keyword id="520467" type="ORGANIZATION" weightage="60" keywordseo="Diddy">Diddy</keyword>. </li><li>He told Insider about his rise, spurred from a nightlife website he founded in the early 2000s. </li></ul><p>In the beginning, it was just <a href="https://www.linkedin.com/in/deongraham86/">Deon Graham</a> and his nightlife website, <a href="https://www.cityneversleeps.com">City Never Sleeps</a>.</p><p>Now, it's Deon Graham and <a href="https://www.combsenterprises.com/index.html">Combs Enterprises,</a> where he's chief brand officer, leading marketing for everything associated with the <a href="https://www.forbes.com/sites/zackomalleygreenburg/2019/06/17/diddy-net-worth-740-million-in-2019/?sh=44195d5c4ef1">mogul Sean Combs</a> - otherwise known as the rapper Diddy. </p><p>"Year after year, I've seen him grow into a savvy, gritty and forward-thinking executive," Diddy told Insider, "for big and bold digital and brand strategy ideas that are crucial to what we do and our success." </p><p>Indeed, years before the 35-year-old Graham started working for Combs Enterprises full-time in 2015, he had caught the attention of the rapper, who, with <a href="https://www.forbes.com/sites/zackomalleygreenburg/2019/06/17/diddy-net-worth-740-million-in-2019/?sh=3ccdd0454ef1">a net worth topping $700 million</a>, has become one of <keyword id="6354530" type="CITY" weightage="60" keywordseo="music">music</keyword>'s most prolific businessmen. </p><p>If anything, Graham can say he has helped play a part in that. </p><p>In an interview with Insider, Graham talks about his rise to becoming the mogul's chief brand officer, what nightlife taught him about digital marketing, and the importance of creating content for and by Black people. </p><h2>A nightclubbing platform for 'people that looked like me, who went out every night'</h2><p>Graham told Insider he was a heavy nightclubber while he was a marketing student at Florida International University in Miami.</p><p>But one night in the mid-2000s, he said he began to pay attention to the world around him - <a href="https://www.businessinsider.com/viper-nightlife-company-founders-profile-2020-10">the bottles, the girls, the photographers</a>. Graham said he realized photogs were taking pictures of everyone except for him and his friends. When he would go to the club websites, only the white partygoers were depicted. </p><p>When he asked a bottle girl why this was happening, Graham told Insider, "she flat-out said, '<a href="https://www.businessinsider.com/the-art-of-power-dressing-with-michelle-obamas-stylist-meredith-koop-2021">because you're Black</a>.' I realized there was an opportunity for me to create a platform that serviced people that looked like me, who went out every night." </p><p>So, in 2008, he launched City Never Sleeps, a website that helped Black people navigate the clubbing scene. He went on to make deals with club managers around the country, hiring photographers to take photos of the Black clubgoers, which he would then put on his website. It helped clubs look "less racist," he said, but it also helped Black people find which clubs would let them in. </p><p>Graham said he dropped out of FIU after a semester to focus more on City Never Sleeps. </p><p>At its height, Graham said club managers were paying as much as $20,000 and he was taking paid advertisements on his website, making as much as the low six figures.  </p><p>During this time, he had also been advertising a popular vodka brand on the site. Those advertisements caught Diddy's attention, and the mogul's advertising agency, Blue Flame, reached out to Graham, asking if it would advertise Diddy's Ciroc instead. </p><p>Soon enough, Graham signed a contract with Ciroc in 2009. From there, he began working more closely with Diddy and Combs Enterprises.  "I had the urban market that nobody else had across the country," Graham said. "We worked well together."  </p><div type="image" title="Deon Graham" height="3996" width="5328" msid="80910559" hostid="261"></div><h2>The clubbing scene moves fast - just like Twitter</h2><p>Graham came on as a freelance digital consultant for Combs Enterprises in 2009. He recalls the phone conversation that helped set it all off. He was speaking to one of the marketing leads at Blue Flame who was talking about redesigning the Ciroc website. </p><p>They were throwing around big numbers "like $120,000 to redo the site," Graham said. So he took himself off mute and chimed in, "I was like yo, I could do that site for like 20-grand," he recalled. </p><p>"I had no idea what I was getting myself into building a site at that capacity for a company that large," he continued. "But that just opened another door. Every opportunity that would come, I would try to jump on something." </p><p>By 2010, City Never Sleeps had <a href="https://www.businessinsider.com/donahue-peebles-iii-real-estate-heir-yimby-affordable-housing-gentrification-2021-1">begun expanding globally,</a> to Los Angeles, Las Vegas, New York, London, and Toronto. Graham said he had, at times, nearly 30 photographers around the country, but he was struggling to pay them. Club managers were late on payments, and Graham said he himself often wasn't making a dime. </p><p>By 2015, he got a call from <a href="https://www.linkedin.com/in/diasimms/">Dia Simms</a>, then-President of Combs Enterprises, who had a role for a full-time digital director open, and Graham in mind. Three years later, he was appointed Combs' vice president of digital, and two years after that, he became chief brand officer. </p><p>He's worked on everything from Ciroc advertisements to films with Apple Music, and music with Bad Boy <keyword id="4578" type="COMPANY" weightage="100" keywordseo="entertainment">Entertainment</keyword>. He focuses on building and fostering long-term relationships with consumers, even if that means having <a href="https://www.tiktok.com/@diddy?lang=en">Diddy make TikToks</a>, post a few <a href="https://www.instagram.com/diddy/?hl=en">Instagrams,</a> or hop into <a href="https://www.revolt.tv/news/2020/12/15/22176068/biggie-wanted-to-be-diddy-manager-last-train-to-paris">Clubhouse</a> for a talk. </p><p>Graham said he likes to take it slow. "I'm not chasing, like, the headline. I'm not chasing that one-day growth." </p><p>It turns out, the clubbing scene moves quickly, just like Twitter. It doesn't take long to figure out if a social media campaign worked, just like it doesn't take long to figure out if it's going to be a good night for the club. </p><p>"He's relentless in his pursuit of goals, scrappy and innovative," Combs Enterprises President <a href="https://www.linkedin.com/in/tarikbrooks/">Tarik Brooks</a> told Insider. "He's a key leader on our team."</p><div type="image" title="Deon Graham" height="1365" width="1820" msid="80910563" hostid="261"></div><h2><strong>Graham seeks authenticity </strong></h2><p>Perception is a big thing to Graham. "How you're perceived is what people think of you and how they approach you," he said. </p><p>Combs Enterprises likes to bring on people who can help push out authentic narratives that let customers know "It's coming to the culture, by the culture," Graham said. "If you want to reach people, you gotta reach them with people that look like them." <strong> </strong></p><p>For example, Ciroc has been sponsoring and doing placements during the <a href="https://www.vulture.com/2020/11/verzuz-instagram-live-battles-ranked.html">Verzuz battles</a> that take place on <keyword id="819905" type="COMPANY" weightage="60" keywordseo="Instagram">Instagram</keyword> Live. The event sees artists such as Ashanti, Jeezy, and Brandy musically compete against each other to see who has the greatest hits. To help promote the events, Graham said the Combs team typically shoots trailers and makes a few fliers, but also depends on the natural interest of users on social media to help drive the conversation. </p><p>Creating moments of authenticity is one of Graham's main strategies, he said.</p><p>People liked when, in the "Can't Stop Won't Stop" documentary, Diddy jumped around his office with excitement, after presumably just closing a deal, screaming, "<a href="https://www.youtube.com/watch?v=XIeUtaqKrg0">I'm a Savage. Whatever I want I have to get</a>." That clip goes viral, even to this day, he said.</p><p>As a marketer, he said he's always focused on how projects will land with audiences. As a Black marketer is always paying attention to "<a href="https://www.urbandictionary.com/define.php?term=culture%20vulture">culture vultures</a>" - the often non-Black people who exploit Black culture for profit and gain.</p><p>He said that some companies and executives were guilty of this during the Black Lives Matter protests last summer, when they suddenly released statements and pledges about increasing racial equity. But he said he's happy that some consumers are beginning to take a stance against those who steal ideas, appropriate cultures, and who become socially conscious for monetary reasons. </p><p>"Nobody is forcing you to support companies that don't support you, that don't hire executives that look like you," he continued. "You're making that choice." </p><p>That's one thing he learned from his years in nightlife and now, working with Diddy - people like feeling seen, and they support the places and the people who make them feel good about themselves. </p><p>"I'm lucky to be in an enterprise that's owned by a Black man," he said. "It's a good feeling to walk into a building and see people who look like you, who are making decisions that are culturally relevant. I want everyone to have a chance to feel that now."</p>

Meet Diddy's top marketing executive - a millennial who started out with a nightlife website

<p><div class="KonaFilter image-container display-table float_right"><div><div class="image on-image"><p class="source">NBC 6 South Florida</p></div><p></p></div></div>MIAMI (AP) - Officials at Florida International University say two students have been arrested for allegedly stealing exams to sell to other students.</p>
<p>In a statement issued late Monday, officials said FIU police had arrested two current students and a third person on charges that include dealing in stolen property and theft and burglary.</p>
<p>Officials say "one class in the current semester is impacted with a limited number of students involved."</p>
<p>No further details about the arrests or the exams were released, and an FIU spokeswoman had no additional information early Tuesday.</p>
<p>Officials said the investigation continues, and all "pertinent policies and procedures" would be reviewed.</p>
<div class="nc_footer">
<p>Copyright (2013) <keyword id="176712" type="COMPANY" weightage="60" keywordseo="Associated-Press">Associated Press</keyword>. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.</p>
</div>

Florida International University Students Arrested In Stolen Exam Scheme

<p><strong><div class="KonaFilter image-container display-table"><div><div class="image on-image"><p class="source"><span>Joe Raedle / Getty Images</span></p><p class="caption">The bridge was supposed to connect FIU's campus to Stillwater, a city where many students live.</p></div><p></p></div></div></strong></p><ul><li><strong>On Thursday, <a href="http://www.businessinsider.com/miami-bridge-collapse-florida-injuries-deaths-2018-3">a pedestrian bridge in Miami collapsed</a>, killing six people and trapping eight cars beneath it. </strong></li><li><strong>A survivor of the collapse described the collapse and its aftermath in an <a href="https://www.today.com/video/florida-bridge-collapse-death-toll-rises-to-at-least-6-1187497027922">interview with Today</a>. </strong></li><li><strong>The cause of the collapse hasn't been determined.</strong></li></ul><p><br />On Thursday, <a href="http://www.businessinsider.com/miami-bridge-collapse-florida-injuries-deaths-2018-3">a pedestrian bridge in Miami collapsed</a>, killing six people and trapping eight cars beneath it. </p><p>One survivor of the collapse, Florida International University sophomore Richard Humble, described the collapse and its aftermath in an <a href="https://www.today.com/video/florida-bridge-collapse-death-toll-rises-to-at-least-6-1187497027922">interview with Today</a>. He was being driven back from a doctor's appointment by a friend, Alexa Duran, when the bridge collapsed on her car. While Humble was able to escape the car, Duran has not been accounted for by authorities.</p><p>"I tried to duck, but at the same time, it was just way too fast," Humble told Today.</p><p>"We were parked at a red light, and I started to hear the bridge creak. So I looked up and I saw the bridge falling on top of us, and it fell on the roof of the car and caved in. And it kind of caved in on my neck and squished me down. But I didn't really know what was going on at all, and I screamed her name over and over again, but I didn't hear anything."</p><p>Humble's mother, Lourdes, recalled Richard's call to her after he escaped the car.</p><p>"All he said is, 'I have a lot of blood around me. It's not mine, mom, I have a lot of blood,'" she told Today.</p><h2>The bridge was supposed to make pedestrians safer</h2><p>The bridge was supposed to connect Florida International University's campus to Sweetwater, a city where many students live, when it opened in 2019. Its supports and bridge had been constructed separately over the course of several months and installed in a few hours on Saturday.</p><p>The innovative construction method <a href="http://www.businessinsider.com/miami-bridge-collapse-accelerated-bridge-construction-technique-2018-3">was supposed to be safer than traditional ones</a> for workers and pedestrians, and the bridge was <a href="http://www.businessinsider.com/miami-collapsed-bridge-was-designed-to-make-students-safer-2018-3">designed with student safety in mind</a>, as it would extend over a seven-lane road where a student was killed by a motorist in August.</p><p>Recovery efforts began Thursday and continued on Friday, though Miami-Dade authorities don't expect to find additional survivors.</p><p><span>"Our primary focus is to remove all of the cars and all of the victims in a dignified manner and not compromise the investigation in the process," Miami-Dade County Police Chief Juan Perez said during a press briefing on Friday.</span></p><p><span>The cause of the bridge's collapse hasn't been determined yet, but the National <keyword id="34991" type="ORGANIZATION" weightage="60" keywordseo="transportation">Transportation</keyword> Safety Board will conduct an investigation for around a week to figure out why the bridge collapsed and what could have been done to prevent it.</span></p>    <div class="margin-top">        <h3>NOW WATCH: <a href="http://www.businessinsider.com/china-trading-opportunities-alibaba-hsbc-jose-rasco-2018-3">An investment chief at HSBC sees huge trading opportunities outside the US</a></h3>        <div>                    </div>    </div>

Survivor of Florida bridge collapse recounts the horrifying moment his friend disappeared into the rubble

<p><span style="color: #222222; font-size: 15px; line-height: 1.5em;"><div class="image-container float_right" style="width:480px"><div class="image"><p class="source"><a href="http://upload.wikimedia.org/wikipedia/commons/thumb/5/5d/FIU-CBA.jpg/799px-FIU-CBA.jpg">Wikimedia Commons</a></p></div></div>MIAMI (AP) — Florida International University officials have suspended the school's Pi Kappa Alpha <keyword id="162511" type="UNKNOWN" weightage="60" keywordseo="fraternity">fraternity</keyword> chapter following a series of Facebook posts.</span></p>
<p>An anonymous e-mail recently sent to local media and members of the FIU community included screenshots of Facebook posts that appeared to show fraternity members discussing the hazing of new members, which is prohibited by university policy.</p>
<p>The Miami Herald (<a href="http://goo.gl/4OtT1K">http://goo.gl/4OtT1K</a> ) reports that posts also refer to drug use and make offers to sell drugs. Several posts were of half-nude women who had apparently dated fraternity members.</p>
<p>FIU said in a statement Wednesday that it is investigating possible violations of the university's code of student conduct. The investigation includes the police.</p>
<p>The Pi Kappa Alpha fraternity's national headquarters in Tennessee says the FUI chapter would fully comply with the temporary suspension and subsequent investigation.</p>
<p>___</p>
<p>Information from: The Miami Herald, <a href="http://www.herald.com">http://www.herald.com</a></p>
<div class="nc_footer">
<p>Copyright (2013) <keyword id="176712" type="COMPANY" weightage="60" keywordseo="Associated-Press">Associated Press</keyword>. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.</p>
</div>
<p></p>

Florida University Suspends Frat Over Facebook Posts That Appear To Discuss Drugs, Hazing

Post <keyword id="3315394" type="UNKNOWN" weightage="20" keywordseo="demonetisation">demonetisation</keyword>, banks have been facing a lot of pressure from the tax and enforcement authorities and keeping that in mind, banks are not taking any chances in reporting "suspicious transactions" with some of the private players reporting an increase of up to 10 times.<br />
<br /> Reportedly, a private bank, which used to report around 275-300 transactions a month, saw the number for Suspicious Transaction Reports (STR) filings with the <keyword id="182455" type="ORGANIZATION" weightage="20" keywordseo="Financial-Intelligence-Unit">Financial Intelligence Unit</keyword> rise to almost 3,000 during December.<br />
<br />
Another large bank said that it had seen a seven to eight-fold jump in STRs which were typically made for cash deposits of over Rs 1 crore.<br />
<br />
According to experts, the number of filings had increased as there were several more alerts in the wake of increased surveillance from tax authorities.<br />
<br />
"We are being extra cautious. The number of cases that we used to report in a month, we are now doing in a week," a senior bank official, who did not wish to be named told ET.<br />
<br />
The enforcement directorate and the tax department are also keeping an eye on the deposit of old Rs 500 and Rs 1,000 notes--especially in private banks-and have also arrest five executives on allegations of illegally helping people convert black money .<br />
<br />
Separately, 547 branches have been identified by tax authorities for heightened scrutiny as they saw abnormal activity compared to the average daily business undertaken by them earlier.<br />
<br />
The repeated queries and surveys from the agencies prompted the banks to increase the "alerts". A banker said that various parameters were used for generating the alerts with the non-KYC compliant being one of the key triggers. Similarly, banks looked at the transaction history as one of the other criteria. "If there was a dormant account or one where the volume was very low and suddenly it saw a spurt in the form of large deposits, we decided to play it safe and report it to FIU. We are not taking any chances," said an executive.<br />
<br />
"Basically, any transaction which we think is suspicious is being reported. We do not want to face the blame," a bank executive told ET.<br />
<br />
The government is analysing data on bank deposits and tallying it with tax returns in a bid to go after those who may have sought to use demonetisation as an initiative to deposit unexplained cash.

Banks witness 10-fold rise in 'suspect transactions'

<br />
<br /> The International Consortium of Investigative Journalists (<keyword id="1626009" type="UNKNOWN" weightage="100" keywordseo="ICIJ">ICIJ</keyword>) has published new data regarding '<keyword id="3309646" type="UNKNOWN" weightage="100" keywordseo="panama-papers">Panama Papers</keyword>', which talks about detailed offshore holding of companies in various tax haven nations. Thousands of these documents can be traced to India, linked to around 2,000 <a href="http://www.businessinsider.in/Panama-Papers-Leaks-has-become-a-monkey-on-Amitabh-Bachchans-back-as-new-records-surface-Here-are-the-details/articleshow/51922026.cms">Indian individuals</a>, entities and addresses.<br />
 <br />
"The International Consortium of Investigative Journalists (ICIJ) publishes today (Monday) a <a href="http://www.businessinsider.in/Names-of-former-cricketer-don-industrialists-come-up-in-Panama-Papers-Part-II/articleshow/51694029.cms">searchable database </a>that strips away the secrecy of nearly 214,000 offshore entities created in 21 jurisdictions, from Nevada to Hong Kong and the British Virgin Islands.<br />
 <br />
"The data, part of the Panama Papers investigation, is the largest ever release of information about offshore companies and the people behind them. This includes, when available, the names of the real owners of those opaque structures," the consortium said in its latest message. <br />
<br />
When randomly checked, the database displayed about 22 offshore entities, 1,046 officers or individual links, 42 intermediaries and as many as 828 addresses within India, right from metropolitan locations in Delhi, Mumbai, Kolkata and Chennai to mofussil locations of Sirsa, Muzaffarpur, Bhopal and Mandasaur. <br />
<br />
However, the global body that brought out the first edition of the 'Panama Papers' has said that the information about a particular country could also have "duplicates.<br />
<br />
Also read: <a href="http://www.businessinsider.in/Twitter-also-has-a-take-on-the-Panama-Leaks-and-it-is-a-funny-one/articleshow/51683479.cms">Twitter also has a take on the Panama Leaks and it is a funny one</a><br />
 <br />
"We do not intend to suggest or imply that any persons, companies or other entities included in the ICIJ Offshore Leaks Database have broken the law or otherwise acted improperly," said the disclaimer on the web portal.<br />
 <br />
In India, meanwhile, the first set of names last month has led to a Multi-Agency Group (MAG), which includes officers from various central <a href="http://www.businessinsider.in/Majority-of-Indians-named-in-Panama-Papers-Leaks-may-have-used-a-legal-route-to-have-offshore-assets/articleshow/51806682.cms">investigative agencies </a>like the Income Tax department, FIU, RBI and Foreign Tax and Tax Research (FT and TR) under the CBDT, apart from the <a href="http://www.businessinsider.in/Panama-Papers-Leak-Black-money-SIT-to-investigate-list/articleshow/51685352.cms">Special Investigation Team</a> (SIT) which would review the probe in these cases. <br />
<br />
<a href="http://www.radionz.co.nz/assets/news_crops/9442/eight_col_Panama_Papers_(CC0_Public_Domain).jpg?1460189159"><em>Image source</em></a><br />

The second list of Panama
Papers has names of 2000 Indians in it

<p></p><div class="KonaFilter image-container display-table"><div><div class="image on-image"></div><p></p></div></div>Video reportedly taken from a campaign event for Republican presidential candidate Donald Trump shows alleged Trump supporters violently dragging Latino demonstrators out of the event. A crowd stood by, chanting "USA! USA!"<p>Miami TV station NBC6 <a href="http://www.nbcmiami.com/news/local/Trump-Protester-336653081.html">says the eight demonstrators&#xa0;were Latino students from Florida International University</a>. They were each holding a letter, spelling out the word, "E-Q-U-A-L-I-T-Y," at the Trump event Friday night.</p><p>Ariel Rojas, a senior at FIU, told NBC6 a Trump supporter standing in front of him grabbed part of the sign that he was holding and tore it up.</p><p></p><div class="KonaFilter image-container display-table"><div><div class="image on-image"></div><p></p></div></div>Video shows a protester being pulled by a man wearing a red shirt. The man who is being pulled falls on his back, and the man in the red shirt appears to lunge at him&#xa0;as the crowd cheers on.<p>NBC6 reports several other pro-immigration demonstrators were at the event at the Trump National Miami Doral Resort where the real-estate mogul and Republican presidential contender addressed a crowd.</p><p>In the video, Trump can be heard continuing to talk, even as the Latino demonstrators were rushed out of the room. The crowd continues to cheer.</p><p>Photos from Reuters show another group of protesters&#xa0;at the event,&#xa0;holding signs that spelled out the word, "D-I-G-N-I-T-Y."</p><h2>You can see video of the exchange below:</h2><p><div></div></p>    <div class="margin-top">        <h3>NOW WATCH: <a href="http://www.businessinsider.com/trump-migration-crisis-syrian-refugees-politics-migrants-election-2015-10">Donald Trump on Syrian refugees: 'If I win they're going back'</a></h3>        <div>            <div>        <div class="ooyala-video-player" data-video-autoplay="false" data-video-id="ozM2d2dzqP5Si78cX89gx70rs2KB6hua" data-player-variable="ooyalapopvideo" id="ooyalaplayer_popvideo" style="width:1280px;height:720px"></div>        </div>        </div>            </div>

Trump supporters dragged Latino protestors out of a campaign event as a crowd cheered

<br />Almost 90 years after the Smoot-Hawley legislation imposed <keyword id="44844" type="ORGANIZATION" weightage="20" keywordseo="Trade">trade</keyword> tariffs that made economic conditions go downhill and sent people into despair, history looks like it might repeat itself. Trump’s tariff increases on steel and aluminum imports have sparked fears of a retaliatory war from Europe and other nations. The move has also prompted the World Bank to issue a warning that the impact on global trade could drop by about 9 percent, the same as during the 2008 financial crisis. <br /><br />Although such a dire scenario may not come to pass, global trade is showing signs of slowing down. <keyword id="6357761" type="UNKNOWN" weightage="20" keywordseo="WTO">WTO</keyword> predicted a 4.7 percent increase in the total gross merchandise exchanged around the globe in 2017; the prediction for this year is 4.4 percent. <br /><br />The combined impact of unfavorable trends – <keyword id="44380" type="COMPANY" weightage="20" keywordseo="protectionism">protectionism</keyword>, higher risk, slowing growth, and pessimism – will be felt on the cost of trade transactions. But with the help of digital technology, it is possible to limit the extent of the cost passed on to the end consumer. This article profiles one of the technologies that can really swing things in the world of trade finance, namely <keyword id="6355684" type="PERSON" weightage="20" keywordseo="Blockchain">Blockchain</keyword>. <br /><br />Broadly speaking, Blockchain and other distributed ledger technologies can reduce trade <keyword id="864664" type="PERSON" weightage="20" keywordseo="transaction-costs">transaction costs</keyword> on three fronts.<br /><br /><strong>Reduce transaction-related costs<br /></strong><br />International trade transactions are riddled with cost, complexity, and documentation. To cite just one example, a shipment of refrigerated goods going from Africa to Europe can involve more than 200 interactions between 30 officials and agencies. Just the financing process, from approving to issuing a Letter of Credit (LC), can take between 7 and 10 days. But a distributed ledger can dramatically bring down the time and handoffs, and consequently, the transaction costs. Last year, a machinery export deal between Japan and Australia carried all its trade processes on a Blockchain-based platform reducing the delivery time to two hours from several days earlier, cutting down the labor and cost of creating and dispatching documents, and making the entire process transparent to all parties.<br /><br />The technology also eliminates intermediaries since the transactions are approved by a network of several thousand members by consensus. The immutability of Blockchain transactions provides an additional layer of safety since the transactions once posted and approved, cannot be repudiated, changed or withdrawn. <br /><br /><strong>Check <keyword id="38935" type="PERSON" weightage="20" keywordseo="Fraud">fraud</keyword><br /></strong><br />Fraud and malpractice in trade transactions can take a massive toll on the economy. A study by John Zdanowicz, a fraud expert and professor at the FIU College of Business, found that between 2003 and 2014, false invoicing rose 30 percent in the United States, from US$ 168.31 billion to US$ 230.58 billion, and total trade invoice fraud cost the country about US$ 2.3 trillion in taxes. <br /><br />Duplicate invoice / bill of lading financing is rampant because banks have no way to check the authenticity of documents. With Blockchain, however, that problem is eliminated forever, because with network consensus and total transparency, there is no way a document can be duplicated or forged. <br /><br />It is also impossible for a supplier to renege on an order at a late stage of a transaction. Once the paperwork is put on Blockchain, the network holds the supplier liable for keeping his end of the bargain. <br /><br />If the innate safety and security of Blockchain could lead to just 10 percent of global trade transactions, it would significantly reduce banks’ spending on Anti Money Laundering, fraud detection, and risk management solutions. This would not only offset some of the cost increases arising from protectionist measures but also provide visibility and traceability, both of which are sorely lacking in trade transactions at present. <br /><br /><strong>Improve banks’ balance sheets<br /></strong><br />Today most banks are struggling to meet even their cost of equity, let alone make a return on it. At the same time, banks are forced to spend sums of money on contingent liability insurance to protect themselves against potential lawsuits, loan repayment default, and losses to a third party for which they are liable. Blockchain can help reduce this cost. Since with Blockchain, there is little or no risk of a deal going bad, the need for contingent liability insurance reduces. And if an insurance company is brought aboard the network, it can track each and every transaction, and even revise the premium downward. The same logic applies to other service providers such as logistics partners, warehousing companies, and customs agents. <br /><br />The potential of Blockchain and other distributed ledger technologies to lower the cost of trade is immense. A leading management consulting firm estimates that if implemented right, distributed ledger technology can reduce trade finance operating expenses by as much as 50 to 80 percent, and LC processing time by 80 percent. Technology providers are responding with a variety of solutions. A few months ago, Infosys formed an award-winning Blockchain-based network called <keyword id="3658" type="COUNTRY" weightage="20" keywordseo="India">India</keyword> Trade Connect with a consortium of Indian banks to address trade finance processing requirements. Progressive banks across the world have also started seeing early results of their Blockchain implementations.<br /><br />This is just the beginning. <br /><br /><em><b>The article is written by a Business Insider India contributor - Rajashekhara V Maiya, Vice President and Head of Business Consulting and Strategy at Infosys Finacle.</b><br />Rajashekara Maiya is responsible for Finacle’s business consulting practice where he heads client advisory, product strategy and pre-sales functions. He is also responsible for strategy regarding acquisitions and global alliance partnerships. He represents the company while interacting with external stakeholders such as analysts and the media. He has played several roles across diverse areas, including product management, solution architecture, implementation, and pre-sales over the last 18 years at Infosys.</em><br />

Here's how blockchain reduces the overall costs associated with trade

<p>Students at Florida International University are using the new Oculus Rift virtual reality headset as a controller for a law enforcement robot called TeleBot, <a href="http://vrfocus.com/archives/675/oculus-rift-used-control-law-enforcement-robot/">reports VRFocus</a>.</p>
<p>TeleBot is outfitted with two cameras that feed a live video to the operator wearing the Oculus Rift. A head-tracking system turns the robot's head in time with your own. The operator's arms and hands are fitted with sensors that detect the position of one's body, and the robot mimics it.</p>
<p>You move, it moves.</p>
<p>Ever seen the robot boxing movie <em>Real Steel</em>? Pretty much exactly like that.</p>
<p><div class="KonaFilter image-container click-to-enlarge"><div class="image on-image"><a title_source="Screenshot" title_caption="'Real Steel'" class="zoomin" href="http://static4.businessinsider.com/image/530f4d186bb3f72c084a1bd7-960/realsteel4.jpg"><span class="sprites click-to-enlarge-icon" title="Click to enlarge"></span></a><p class="source"><span>Screenshot</span></p><p class="caption">'Real Steel'</p></div><p></p></div></p>
<p>The students' work is made possible by a $20,000 donation from Jeremy Robbins, a Navy Lieutenant interested in rehabilitative technology for disabled military veterans Robots like this may one day see injured military or law enforcement back in action in a much safer way.</p>
<p>The FIU students' TeleBot, named "Hutch," has been in a development for over a year and a half and has "<span>some way to go before it can be considered for official use." Check out the video below to see the TeleBot in action.</span></p>
<p></p>

Students Are Building A Robot For Disabled Cops Using The Oculus Rift Virtual Reality Headset

<br />
	 In a bid to curb <a href="http://www.businessinsider.in/You-need-a-country-to-stash-away-your-black-money-head-to-this-country-that-serves-as-the-worlds-no-1-tax-haven/articleshow/49641001.cms">black money</a> menace, The Special Investigation Team (<keyword id="45814" type="ORGANIZATION" weightage="20" keywordseo="SIT">SIT</keyword>) has turned its gun towards <keyword id="168506" type="UNKNOWN" weightage="20" keywordseo="shell-companies">shell companies</keyword> in <a href="http://www.businessinsider.in/Good-news-Moodysupgrades-outlook-for-banks-from-negative-to-stable/articleshow/49629251.cms">India</a>. A shell company is a firm that is registered in order to facilitate financial maneuvers for its other sister concerns.<br />
	 <br /> In its third report on <keyword id="6356023" type="UNKNOWN" weightage="20" keywordseo="Black-Money">black money</keyword>, the SIT has suggested a two-pronged strategy and recommended that the <a href="http://www.businessinsider.in/Hereshow-PM-Modi-will-help-white-goods-market-to-grow-in-India-from-to-30-bn/articleshow/49630998.cms">Modi government</a> should take proactive steps to detect inception of shell companies in India.  The investigative agency noted that through regular data gathering and dissemination processes, various law enforcement agencies can begin active surveillance of such companies.<br />
	 <br /> It also added that following the information gathered, penal action can be taken against the persons involved in creations of such bogus firms. “Serious Frauds Investigation Office (SFIO) under Ministry of Company needs to actively and regularly mine the MCA 21 database for certain red flag indicators. These red flag indicators could be based on common DIN numbers in multiple companies, companies with same address, same contact numbers, use of only mobile numbers, sudden and unexpected change in turnover declared in returns among others. These indicators are illustrative in nature and the SFIO office can prepare a set of indicators based on its own experience and consultation with other law enforcement agencies like <keyword id="128665" type="ORGANIZATION" weightage="20" keywordseo="CBDT">CBDT</keyword>, ED and FIU,” said Ministry of Finance in a statement.<br />
	 <br />
	It further added, “In case after investigation or assessment by CBDT, a case of creating accommodation entries is clearly established, the matter should be referred to SFIO to proceed under relevant sections of IPC for fraud. SFIO should also refer the matter to Enforcement Directorate for taking action under PMLA for all such cases of money laundering.”<br />
	 <br />
	The report has also observed that the directors of such shell companies are of limited means and are generally employed in blue-collar jobs such as driver, cooks for persons intending to launder black money.<br />
	 <br />
	It should be noted that the SIT had requested the Ministry of Corporate Affairs to disclose data on the persons who were the directors of more than one company as well as companies that have one single common address.<br />
	 <br />
	The data collected by the agency revealed that there are at least 2627 persons that hold directorship in more than 20 companies—a violation of Section 165 of the Companies Act, 2013.  The overall number of companies with common directors is 77,696. The data also disclosed that over 13,000 companies were operating from the same address.<br />
	 <br />

Black money: SIT tightens noose, wants bogus companies to be closely monitored!

<p><div class="KonaFilter image-container display-table float_right"><div><div class="image on-image"><p class="source"><span>Maddie Meyer/Getty</span></p></div><p></p></div></div>On Monday, the <span>United States Court of Appeals for the Second Circuit officially <a href="http://www.businessinsider.com/tom-bradys-4-game-deflategate-suspension-upheld-2016-7">denied Tom Brady's Deflategate appeal</a>.</span></p><p><span><a href="http://www.businessinsider.com/tom-bradys-deflategate-suspension-reinstated-2016-4">Brady had filed for an appeal in April</a> when the Second U.S. Circuit Court of Appeals had reinstated his suspension.</span></p><p><span>Now, almost 18 months after the Patriots' footballs were found to be under-inflated during the 2014 AFC Championship game, Brady has one last hope: the U.S. Supreme Court.</span></p><p><span>Brady's last chance of avoiding his four-game suspension is petitioning to the Supreme Court and Justice Ruth Bader Ginsburg. Brady would likely file for a stay and a "writ of certiorari," <a href="http://www.si.com/nfl/2016/07/13/tom-brady-suspended-deflategate-appeal-supreme-court">according to Sports Illustrated's Michael McCann</a>, meaning the appeal would be suspended until Ginsburg and other justices review the case. According to McCann, </span>a Massachusetts attorney and the founding director of the Sports and Entertainment Law Institute at the University of New Hampshire School of Law, <span>it would also bar the NFL from imposing the suspension until the justices rule on certiorari.</span></p><p><span>However, some around the NFL and legal world view Brady's chances of getting the Supreme Court to review his case are slim.</span></p><p><span>As McCann says, one of the reasons the Second US Circuit Court of Appeals decided to deny Brady's appeal is because it's not a particularly compelling legal case. It's less likely to appeal to the highest court in the country.</span></p><p><span>Furthermore, as McCann states, the Supreme Court rarely grants stays or writs of certiorari. McCann explains:</span></p><p style="padding-left: 30px;">"Brady will cite Supreme Court precedent and contend, one, there is a 'reasonable probability' that at least four Supreme Court justices would grant certiorari and, two, there is a 'fair prospect' that at least five justices would rule for Brady. This is a very tall task for Brady. Justice Ginsburg knows that the Supreme Court denies certiorari approximately 99% of the time.</p><p style="padding-left: 30px;">"Even more discouraging for Brady, new empirical research by Adam Feldman of Empirical SCOTUS suggests that the odds of certiorari are tougher than ever-particularly since the Supreme Court currently has only eight justices (so one less justice to vote for certiorari) due to the death of Justice Antonin Scalia and the protracted confirmation process of Merrick Garland, the Chief Judge of Court of Appeals for the District of Columbia and President Obama's nominee to replace Justice Scalia."</p><p>McCann does note that there are arguments Brady can make that could sway Ginsburg, but the chances are "slim."</p><p>McCann isn't the only one who feels this way. <a href="http://blogs.wsj.com/law/2016/07/13/its-fourth-and-long-for-tom-brady/">The Wall Street Journal spoke to</a> Raffi Melkonian, an appellate litigator at Wright &amp; Close LLP, who believes Brady's chances of getting the Supreme Court to hear the case are "remote," saying the case doesn't seem to be an issue demanding the Court's time.</p><p>WSJ also spoke to Howard Wasserman, a sports law and civil procedure scholar at FIU College of Law, who, like McCann, noted that the court's "state of flux" won't help Brady's chances.</p><p><div class="KonaFilter image-container display-table"><div><div class="image on-image"><p class="source"><span>Mary Altaffer/AP</span></p></div><p></p></div></div></p><p>Furthermore, <a href="http://espn.go.com/blog/nflnation/post/_/id/206946/tom-brady-should-give-it-up-for-the-team">ESPN's Kevin Seifert casts doubt</a> in an opinion piece on how effective going to the Supreme Court would be for Brady and the Patriots.</p><p>Seifert writes (emphasis ours), "<span>If Brady were to appeal, receive a stay and ultimately lose the case - <strong>his best-case scenario, many believe</strong> - the Patriots could lose him in the middle of a playoff push." Seifert argues that Brady would be better off dropping the case and accepting the punishment at the start of the season rather than carrying it into the year.</span></p><p><span>Seifert raises another factor in this saga - even if Brady can convince the Supreme Court to grant him a stay and writ of certiorari, it would be another hurdle to re-argue the case and have them rule in his favor.</span></p><p><span>It's not hopeless, as many of these experts note. Brady has gotten favorable rulings from Judge Richard Berman (when his suspension was over-turned in September) and from Robert Katzmann, chief judge of the Second Circuit, who voted to overturn the suspension in April, but lost in a 2-1 decision. McCann also notes that Brady's highly respected legal team could make a swaying argument to be granted a stay.</span></p><p><span>Nonetheless, the odds are stacked against Brady to win this battle. While it may take several more weeks for there to be a conclusion to Deflategate, the end is in sight.</span></p>    <div class="margin-top">        <h3>NOW WATCH: <a href="http://www.businessinsider.com/jetsurf-motorized-surfboard-2016-7">This motorized surfboard just took surfing to a new level</a></h3>        <div>            <div>        <div class="ooyala-video-player" data-video-autoplay="false" data-video-id="51bWJsNDE6Oj04cTue4xqrfcAdTgL133" data-player-variable="ooyalapopvideo" id="ooyalaplayer_popvideo" style="width:1280px;height:720px"></div>        </div>        </div>            </div>

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