<ul class="summary-list"><li>Sen. Elizabeth Warren urged the Supreme Court to uphold Biden's student-debt relief.</li><li>She's among the number of Democratic lawmakers urging the court to preserve the loan forgiveness.</li></ul><p>Democratic lawmakers are using the remaining days before the Supreme Court takes up President Joe Biden's student-loan forgiveness to urge it to preserve the relief for millions of Americans.</p><p>On Tuesday, the nation's highest court will <a href="https://www.businessinsider.com/when-is-supreme-court-hearing-student-loan-debt-forgiveness-february-2022-12">take on the two conservative-backed lawsuits</a> that paused Biden's plan to cancel up to $20,000 in student debt for federal borrowers. Since November, the Education Department stopped accepting new applications for Biden's relief, and it's now up to the Supreme Court to decide whether the loan forgiveness is legal and can be implemented, or should be permanently blocked.</p><p>Massachusetts Sen. Elizabeth Warren, who has been one of the leading Democratic lawmakers pushing for debt cancellation, reiterated to Insider her belief that if the Supreme Court appropriately applies the law, it should find that Biden has the authority to cancel student debt.</p><p>"President Biden has the legal authority to cancel student debt. President Biden's cancellation plan will deliver critical relief to tens of millions of hardworking Americans who have been crushed by student debt," Warren told Insider. "The Supreme Court needs to do its job and apply the law as it is written."</p><p>Rep. Pramila Jayapal, chair of the Congressional Progressive Caucus, joined Warren by <a href="https://twitter.com/PramilaJayapal/status/1628476220462489601" target="_blank" rel="noopener">writing</a> on Twitter that the Supreme "Court can and MUST side with precedent, and we the people, over these hypocritical lawsuits from out-of-touch GOP politicians," and Rep. Cori Bush, whose district is in Missouri — a state <a href="https://www.businessinsider.com/student-loan-company-mohela-involved-gop-lawsuits-cori-bush-2022-10">involved in one of the lawsuits</a> — wrote on Twitter on Friday that "the whole case is the latest example of the GOP putting profits over people &amp; championing policies that hurt our communities."</p><blockquote class="twitter-tweet blockquote" data-lang="en" data-cards="" data-conversation="">—Congresswoman Cori Bush  (@RepCori) <a href="https://twitter.com/mims/statuses/1629157950370578433?ref_src=twsrc%5Etfw">February 24, 2023</a></blockquote><p>Warren and Jayapal, along with other Democratic lawmakers including Reps. Max Frost, Ilhan Omar, and Senate Majority Leader Chuck Schumer, are planning to <a href="https://www.businessinsider.com/biden-student-loan-debt-forgiveness-blocked-scotus-arguments-camping-out-2023-2">join a rally on Tuesday</a> with a coalition of student-loan borrowers and advocacy groups pushing for debt cancellation and pushing back against the lawsuits in question.</p><p>One of the cases was filed by six Republican-led states who argued the debt relief would hurt their states' tax revenues, along with the revenue of Missouri-based student-loan company MOHELA, and the other lawsuit was filed on behalf of two student-loan borrowers who did not qualify for the full $20,000 amount of relief. </p><p>While the White House and Democrats have argued those cases do not have standing, Republican lawmakers have continued to say that Biden cannot cancel student debt broadly without Congressional approval — and that's it's an unfair policy.</p><p>GOP Sen. Marsha Blackburn, for example, <a href="https://twitter.com/MarshaBlackburn/status/1628766147326746632" target="_blank" rel="noopener">wrote</a> on Twitter on Thursday that "canceling student debt is Biden's gift to young left-wing activists. He wants hardworking Americans to pay for coastal elites to get their gender studies degrees."</p><p>She also led GOP senators in filing an amicus curiae brief to the Supreme Court urging it to <a href="https://www.businessinsider.com/block-student-loan-debt-forgiveness-conservative-groups-tell-supreme-court-2023-2">strike down</a> Biden's debt relief. It's unclear how the conservative-majority court will rule on this Democratic policy, but Biden's administration has expressed confidence that the plan follows the law and should be upheld.</p><p>"Our student debt relief program will help borrowers most at risk of delinquency or default from the pandemic get back on their feet," Education Secretary Miguel Cardona <a href="https://twitter.com/SecCardona/status/1627118268061466625" target="_blank" rel="noopener">wrote</a> on Twitter. "<a href="https://twitter.com/POTUS" target="_blank" rel="noopener">@POTUS</a> &amp; I will keep fighting against efforts to rob middle class families of the relief they need and deserve."</p><h2>White House: End of national emergency shouldn't mean end of relief</h2><p>A primary criticism of Biden's debt relief is his usage of the HEROES Act, which gives the Education Secretary the ability to waive or modify student-loan balances in connection with a national emergency, like COVID-19. The two conservative-backed lawsuits, along with GOP lawmakers, have argued that the relief is an overreach of that authority because the law does not allow for such broad relief for millions of Americans. Biden also declared that the national emergency for COVID-19 will end in May, <a href="https://www.businessinsider.com/how-will-covid-national-emergency-ending-impact-student-debt-cancellation-2023-1">potentially complicating matters</a>.</p><p>But people familiar with the administration's legal strategy told reporters on a Thursday call that Biden's plan is directed toward remedying the consequences of a national emergency, not stopping the spread of disease — and those financial consequences will remain long after the emergency is over.</p><p>Former Rep. George Miller, one of the <a href="https://www.businessinsider.com/is-biden-student-loan-forgiveness-legal-george-miller-architect-heroes-2023-2">architects of the HEROES Act</a>, also wrote an opinion piece in The Washington Post this week <a href="https://www.businessinsider.com/is-biden-student-loan-forgiveness-legal-george-miller-architect-heroes-2023-2">explaining</a> why he believes Biden's debt relief falls well within the law's authority, writing that "by giving officials the authority to 'waive' those requirements in connection with a national emergency, Congress empowered officials to say that those requirements no longer apply — that borrowers no longer need to pay off the debt they owe."</p><p>Miller's former colleagues disagree — former GOP lawmakers who also constructed the law <a href="https://www.businessinsider.com/betsy-devos-john-boeher-block-student-loan-debt-cancellation-scotus-2023-2">wrote in a separate amicus brief</a> that if "Congress really meant for the HEROES Act to confer this type of authority on the Secretary, it would have said so."</p><p>This scale of student-loan forgiveness is unprecedented, so it's hard to determine which way the Supreme Court will rule. But Warren, Biden, and Democrats are hoping that the 40 million borrowers who would qualify for this relief will end up getting it.</p>

Days before the Supreme Court takes on Biden's student-loan forgiveness, Elizabeth Warren urges it to 'do its job and apply the law as it is written'

<ul class="summary-list"><li>Both Republicans and Democrats are calling for oversight after the <keyword id="363661" type="COMPANY" weightage="60" keywordseo="GameStop">GameStop</keyword> trading debacle.</li><li>Senate and House committees are planning hearings on <keyword id="1268253" type="PERSON" weightage="60" keywordseo="Robinhood">Robinhood</keyword>'s move Thursday to limit trading.</li><li>Some lawmakers speaking out have different reasons for doing so than others.</li></ul><p>US lawmakers of both major parties are clamoring for scrutiny of the finance industry after the stock-trading app Robinhood temporarily froze its users out of a wild rush on GameStop stock.</p><p>Both the Senate and House committees overseeing financial services, led by Sen. Sherrod Brown and Rep. <keyword id="965336" type="PERSON" weightage="60" keywordseo="Maxine-Waters">Maxine Waters</keyword>, <a href="https://www.businessinsider.com/congressional-democrats-will-hold-hearings-on-gamestop-robinhood-2021-1">announced hearings</a> on the workings of the <keyword id="6357440" type="DEFINITION" weightage="60" keywordseo="Stock-Market">stock market</keyword> in the wake of the activity.</p><p>The announcements came Thursday, as the <a href="https://www.businessinsider.com/explainer-what-is-going-on-with-gamestop-stock-2021-1">astonishing saga of GameStop's stock reached a new intensity</a>.</p><p>Investors, coordinating on the Reddit board r/wallstreetbets, drove up the price of the ailing video game retailer, forcing institutional investors who had bet against the stock with short positions to suffer huge losses.</p><p>On Thursday, Robinhood <a href="https://www.businessinsider.com/gamestop-stock-trading-robinhood-users-critics-revolt-2021-1">blocked its users from buying GameStop stock</a>, a move that cut access for many regular investors but not Wall Street heavyweights, who could keep going.</p><div type="image" title="gamestop store" height="1000" width="2000" msid="80586749" hostid="261"></div><p>The move <a href="https://www.businessinsider.com/gamestop-stock-trading-robinhood-users-critics-revolt-2021-1">infuriated the app's user base</a>, and it later <a href="https://markets.businessinsider.com/news/stocks/gamestop-stock-price-day-traders-robinhood-eases-buying-restrictions-2021-1-1030019304">reinstated the ability to buy</a>.</p><p>The Biden administration has pointedly stayed out of the issue, with the White House press secretary, Jen Psaki, declining comment Thursday. But members of Congress were quick to respond.</p><p>The issue has united some usually opposed Republicans and Democrats - albeit for slightly different reasons.</p><p>On the GOP side, it's been a matter of defending the free market from overregulation. On the left, Democrats have objected to the unequal dynamics between the app's largely inexperienced investors and Wall Street insiders.</p><p>That dynamic was summed up when Sen. Ted Cruz of Texas retweeted Rep. Alexandria Ocasio-Cortez of New York to say he "completely" agreed with her criticisms of Robinhood - though <a href="https://www.businessinsider.com/aoc-ted-cruz-robin-hood-gamestop-criticism-2021-1">she rejected his support</a>, alluding to his challenges to the 2020 presidential election result.</p><h2>Here's who is weighing in:</h2><ul><li>Democratic Sen. <keyword id="213453" type="PERSON" weightage="60" keywordseo="Elizabeth-Warren">Elizabeth Warren</keyword> of Massachusetts <a href="https://www.cnbc.com/2021/01/28/first-on-cnbc-cnbc-transcript-senator-elizabeth-warren-d-mass-speaks-with-cnbcs-closing-bell-today.html">told CNBC's "Closing Bell"</a> on Thursday that the Securities and Exchange Commission needed to address market manipulation. "All of a sudden, the billionaires and some hedge funds are yelling because they're not the only ones who make money when the manipulation works," she said. Warren sits on the Senate's Housing and Urban Affairs committee and has campaigned extensively against Wall Street interests.</li></ul><iframe width="560" height="315" src="https://www.youtube.com/embed/0dyinlVOtV0" frameborder="0"></iframe><ul><li>Republican Sen. Pat Toomey of Pennsylvania, who serves on the Senate banking committee, said in an exchange with reporters that he found Robinhood's freeze "very disturbing."</li><li>Republican Rep. Patrick McHenry of North Carolina, the ranking member of the House Committee on Financial Services, backed Waters' move to hold a hearing and said members were watching the situation with "absolute fascination," <a href="https://www.ft.com/content/2028aa29-204c-3b2f-862a-f2e34986d2e6">according to the Financial Times</a>.</li><li>Democratic Rep. Rashida Tlaib of Michigan, also on the House Financial Services Committee, called the situation "beyond absurd" in a tweet.</li></ul><blockquote class="twitter-tweet blockquote" data-lang="en" data-cards="" data-conversation="">—Rashida Tlaib  (@RashidaTlaib) <a href="https://twitter.com/mims/statuses/1354807292667981828?ref_src=twsrc%5Etfw">January 28, 2021</a></blockquote><ul><li>Democratic Rep. Ro Khanna of California, whose district covers Silicon Valley, <a href="https://khanna.house.gov/media/press-releases/statement-rep-khanna-gamestop-trades">released a Thursday statement</a> calling for "more regulation and equality" in financial markets. "We're done letting hedge fund billionaires treat the stock market like their personal playground, then taking their ball home as soon as they lose," he said.</li><li>Republican Sen. Marsha Blackburn of Tennessee, a staunch Trump supporter, tweeted simply: "Free the traders on @RobinhoodApp."</li></ul><blockquote class="twitter-tweet blockquote" data-lang="en" data-cards="" data-conversation="">—Marsha Blackburn  (@VoteMarsha) <a href="https://twitter.com/mims/statuses/1354841841112395782?ref_src=twsrc%5Etfw">January 28, 2021</a></blockquote><ul><li>Democratic Rep. Ilhan Omar of Minnesota proposed a 0.1% tax on Wall Street trades, saying it would discourage high-frequency trading and could go toward paying off student debt.</li></ul><blockquote class="twitter-tweet blockquote" data-lang="en" data-cards="" data-conversation="">—Ilhan Omar  (@IlhanMN) <a href="https://twitter.com/mims/statuses/1354854012231806983?ref_src=twsrc%5Etfw">January 28, 2021</a></blockquote><p>In the chaos around the stock - which rocketed another 140% in premarket trading Friday - it remains unclear what action Congress could take. But it is clear that lawmakers are watching.</p>

Lawmakers of both parties want a reckoning for the finance industry after investors were locked out of trading GameStop

<img class="gwt-Image" src="/photo/28784527.cms" /><br /> Do you believe in healing beyond <keyword id="75801" type="ORGANIZATION" weightage="100" keywordseo="Traditional-medicine">traditional medicine</keyword>? Alternative paths to wellness are widely practised nowadays – right from meditation/mind-body therapy to naturopathic treatment to <keyword id="2014172" type="UNKNOWN" weightage="100" keywordseo="Energy-medicine">energy medicine</keyword>. But it is also likely that your <keyword id="53521" type="UNKNOWN" weightage="100" keywordseo="family-doctor">family doctor</keyword> hesitates to recommend these for a very simple reason. Lack of data and concrete proof of effectiveness. In-depth <keyword id="15509" type="ORGANIZATION" weightage="100" keywordseo="Research">research</keyword> and <keyword id="1009416" type="UNKNOWN" weightage="100" keywordseo="scientific-testing">scientific testing</keyword> are yet to happen in this space while most of the <keyword id="405225" type="UNKNOWN" weightage="100" keywordseo="medical-practitioners">medical practitioners</keyword> believe that alternative methods simply create a pleasant, feel-good sensation in the brain instead of any actual <keyword id="1821684" type="UNKNOWN" weightage="100" keywordseo="physical-healing">physical healing</keyword>. Simply put, alternative therapies like <keyword id="1538409" type="UNKNOWN" weightage="100" keywordseo="yoga-and-meditation">yoga and meditation</keyword> may increase your mental and physical toughness to fight a disease, but can’t cure the disease itself. There can be no ‘true’ <keyword id="2014174" type="UNKNOWN" weightage="100" keywordseo="Physiological-effects">physiological effects</keyword> on those suffering from <keyword id="1144427" type="UNKNOWN" weightage="100" keywordseo="medical-conditions">medical conditions</keyword>.<br />
 <br /> Wrong! The above concept no longer holds water as <keyword id="2014183" type="UNKNOWN" weightage="100" keywordseo="Research-scientists">research scientists</keyword> are now leveraging <keyword id="696384" type="UNKNOWN" weightage="100" keywordseo="Neuroimaging">neuroimaging</keyword> to measure the biological effects of <keyword id="6355812" type="COMPANY" weightage="100" keywordseo="Yoga">yoga</keyword> on the body. So that it will be a proven fact that the age-old practice is physically effective in curing <keyword id="23666" type="UNKNOWN" weightage="100" keywordseo="stress">stress</keyword> and other diseases, instead of simply driving the so-called <keyword id="2014193" type="UNKNOWN" weightage="100" keywordseo="Placebo-effects">placebo effects</keyword>.<br />
 <br /> According to a study published last year in the <keyword id="2014195" type="ORGANIZATION" weightage="100" keywordseo="Scientific-journal">scientific journal</keyword> <em><keyword id="639871" type="UNKNOWN" weightage="100" keywordseo="PLoS-ONE">PLOS One</keyword></em>, a single relaxation-response (<keyword id="177639" type="COMPANY" weightage="100" keywordseo="RR">RR</keyword>) session produced immediate changes in <keyword id="160634" type="TECHNOLOGY" weightage="100" keywordseo="gene-expression">gene expression</keyword> of <keyword id="48619" type="UNKNOWN" weightage="100" keywordseo="Immunity">immunity</keyword>, <keyword id="2014198" type="ORGANIZATION" weightage="100" keywordseo="Energy-metabolism">energy metabolism</keyword> and <keyword id="2014199" type="UNKNOWN" weightage="100" keywordseo="Insulin-secretion">insulin secretion</keyword>. It also reduced the expression of genes linked to inflammatory response and stress. Investigators from <keyword id="53675" type="ORGANIZATION" weightage="100" keywordseo="harvard">Harvard</keyword> analysed the expression of more than 22,000 genes and found that RR reduces symptoms of <keyword id="15418" type="UNKNOWN" weightage="100" keywordseo="anxiety">anxiety</keyword> and improves <keyword id="119915" type="UNKNOWN" weightage="100" keywordseo="heart-rate">heart rate</keyword>, <keyword id="22982" type="UNKNOWN" weightage="100" keywordseo="blood-pressure">blood pressure</keyword>, <keyword id="2014204" type="UNKNOWN" weightage="100" keywordseo="Oxygen-consumption">oxygen consumption</keyword> and <keyword id="72936" type="UNKNOWN" weightage="100" keywordseo="Brain-activity">brain activity</keyword> through <keyword id="49685" type="UNKNOWN" weightage="100" keywordseo="Genetic">genetic</keyword> changes in the DNA.<br />
 <br /> Scientists from other institutions are also investigating the biological changes happening due to yoga. According to a Bloomberg report, scientists at the <keyword id="689783" type="ORGANIZATION" weightage="80" keywordseo="University-of-California-at-Los-Angeles">University of California at Los Angeles</keyword> and <keyword id="52659" type="ORGANIZATION" weightage="100" keywordseo="nobel-prize">Nobel Prize</keyword> winner <keyword id="686620" type="PERSON" weightage="100" keywordseo="Elizabeth-Blackburn">Elizabeth Blackburn</keyword> have found that 12 minutes of daily yoga for eight weeks suggest an improvement in stress-induced ageing. Blackburn of the <keyword id="73593" type="ORGANIZATION" weightage="80" keywordseo="University-of-California">University of California</keyword>, San Francisco, shared the Nobel Prize in Medicine in 2009 with <keyword id="1283940" type="PERSON" weightage="100" keywordseo="Carol-Greider">Carol Greider</keyword> and <keyword id="1283941" type="PERSON" weightage="100" keywordseo="Jack-Szostak">Jack Szostak</keyword> for research on the ageing process of cells.<br />
 <br /> That is, undoubtedly, good news. Till date, experts have tried to track the health benefits of yoga and <keyword id="6388212" type="UNKNOWN" weightage="100" keywordseo="meditation">meditation</keyword> through some routine tools like <keyword id="24479" type="ORGANIZATION" weightage="100" keywordseo="heart">heart</keyword> rate and <keyword id="962453" type="UNKNOWN" weightage="100" keywordseo="blood-pressure-monitoring">blood pressure monitoring</keyword>. But now that sophisticated neuroimaging and <keyword id="210886" type="TECHNOLOGY" weightage="100" keywordseo="Genomics">genomics</keyword> technologies are put to use, measuring physiological changes will be more authentic and may persuade doctors to adapt a standard yoga therapy for various <keyword id="6505867" type="UNKNOWN" weightage="100" keywordseo="ailments">ailments</keyword>, based on the <keyword id="1200030" type="UNKNOWN" weightage="100" keywordseo="research-data">research data</keyword>.<br />
 <br /> Although stress is a normal pat of life and a little bit of it keeps us ready and alert for impending challenges, being constantly under pressure without any relief or relaxation often leads to critical medical conditions – right from <keyword id="6354802" type="PERSON" weightage="100" keywordseo="depression">depression</keyword> and <keyword id="22984" type="UNKNOWN" weightage="100" keywordseo="hypertension">hypertension</keyword> to <keyword id="24295" type="UNKNOWN" weightage="100" keywordseo="infertility">infertility</keyword>, untimely <keyword id="24314" type="UNKNOWN" weightage="80" keywordseo="aging">aging</keyword> and even heart attacks. In the US alone, 43% of all adults suffer adverse health effects due to negative or <keyword id="2014223" type="UNKNOWN" weightage="100" keywordseo="Intense-stress">intense stress</keyword> and 75-90% of <keyword id="6355082" type="ORGANIZATION" weightage="100" keywordseo="Doctor">doctor</keyword>’s office visits happen due to stress-related conditions.<br />
 <br /> Stress has been dubbed “the <keyword id="2014227" type="UNKNOWN" weightage="100" keywordseo="Health-epidemic">health epidemic</keyword> of the 21st century” by the <keyword id="43588" type="ORGANIZATION" weightage="80" keywordseo="World-Health-Organization">World Health Organization</keyword> (<keyword id="6366244" type="ORGANIZATION" weightage="100" keywordseo="WHO">WHO</keyword>) and is estimated to cost American businesses up to $300 billion per year. In fact, moderate-to-severe stress impacts almost half of all workers while they are on the job, a survey by ComPsych has revealed. So the current findings are heartening, especially if a <keyword id="416649" type="UNKNOWN" weightage="100" keywordseo="non-invasive-therapy">non-invasive therapy</keyword> like yoga can physically cure the condition instead of the much-abused anti-depressants.<br />
 <br /> <keyword id="2014165" type="UNKNOWN" weightage="100" keywordseo="John-Denninger">John Denninger</keyword>, a <keyword id="33876" type="POSITION" weightage="80" keywordseo="psychiatrist">psychiatrist</keyword> at <keyword id="20988" type="ORGANIZATION" weightage="100" keywordseo="Harvard-Medical-School">Harvard Medical School</keyword>, is also conducting a major research to confirm that yoga affects the genes and the brain activities in the <keyword id="2014231" type="UNKNOWN" weightage="100" keywordseo="Chronically-stressed">chronically stressed</keyword>. The $3.3 million government-funded study, to be concluded next year, tracks 210 subjects with high levels of <keyword id="1596274" type="UNKNOWN" weightage="100" keywordseo="chronic-stress">chronic stress</keyword>, for a span of six months. The subjects are split into three groups and undergo various <keyword id="2014234" type="UNKNOWN" weightage="100" keywordseo="Yoga-therapies">yoga therapies</keyword> to determine which would be the most effective for long-term relief.<br />
 <br />
Can yoga and meditation do it for us what traditional medicine has failed to accomplish? The jury is still out on this, but the positive developments keep us hopeful.

Yoga Can Cure
You – Soon There Will Be Tangible Data To Prove It

London, Apr 11 (AFP) Liverpool legend Kenny Dalglish has tested positive for coronavirus but is not showing symptoms of the disease, his family said Friday.<p>The 69-year-old former Scottish international striker, who started his career at Celtic, was admitted to hospital on Wednesday for treatment for an infection which required intravenous antibiotics.</p><p>"He was subsequently tested for COVID-19 despite having previously displayed no symptoms of the illness," said a family statement.</p><p>"Unexpectedly, the test result was positive but he remains asymptomatic.</p><p>"Prior to his admission to hospital, he had chosen to voluntarily self isolate for longer than the advised period together with his family.</p><p>"He would urge everyone to follow the relevant government and expert guidance in the days and weeks ahead." Dalglish won the Scottish league title with Celtic as a player on four occasions before signing for Liverpool in 1977.</p><p> At Anfield, he captured eight English league titles, three FA Cups and three European Cups during a glittering 13-year stint as a player and in two managerial spells.</p><p>In his Liverpool playing career, he scored 172 goals in 515 games.</p><p> As well as his role in Liverpool's golden era in the 1970s and 1980s, Dalglish received plaudits for supporting victims' families after 96 fans died in the 1989 Hillsborough stadium disaster.</p><p>He also went on to coach Blackburn Rovers to the Premier League title in 1995.</p><p> Dalglish, who also made more than 100 international appearances for Scotland, was knighted by Queen Elizabeth II in 2018.</p><p>"Kenny would like to take this opportunity to thank the brilliant NHS staff, whose dedication, bravery and sacrifice should be the focus of the nation's attention at this extraordinary time," added the family statement on Friday.</p><p>"He would also ask that they are given the space to do their jobs during what is an extremely challenging time for them and that his own family's privacy is respected.</p>"He looks forward to being home soon. We will provide further updates as and when it is appropriate." The coronavirus has claimed the lives of nearly 9,000 people in Britain, while the number of confirmed cases in the country climbed Friday close to 74,000. (AFP)  RAXRAX

Liverpool legend Dalglish tests positive for coronavirus

<p><span><div class="KonaFilter image-container display-table float_right"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/5a4304424aa6b580708b69aa-768/2419067236621009c93afo-1-1024x576.jpg" alt="Telomeres" data-mce-source="NIH" data-mce-caption="Telomeres, in white, are structures at the tips of chromosomes (in blue)." /><p class="source"><span>NIH</span></p><p class="caption">Telomeres, in white, are structures at the tips of chromosomes (in blue).</p></div><p></p></div></div></span></p><p><span>Aging is largely your chromosomes' fault. That's what Nobel-prize winning biologist Elizabeth Blackburn discovered when she started exploring the world of the invisible, threadlike cellular strands that carry our genetic code. </span></p><p><span>"It's the over-shortening of telomeres that leads us to feel and see signs of aging," Blackburn said in an April 2017 <a href="https://www.ted.com/talks/elizabeth_blackburn_the_science_of_cells_that_never_get_old?utm_source=newsletter_daily&amp;utm_campaign=daily&amp;utm_medium=email&amp;utm_content=button__2017-11-27">TED talk</a>. "It sends a signal. Time to die." </span></p><p><span>Here are a few things Blackburn suggests anyone can do to keep their telomeres long. While these tips won't make you live forever, they can help with your "health span" - the number of years a person lives happily, and disease-free.</span></p> 

5 simple ways to slow down aging

<p></p><div class="KonaFilter image-container display-table"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/5474df7369bedd4540c45c8f-800/branson%20split.jpg" alt="richard branson young and old" data-mce-source="Virgin; Steven Lawton/FilmMagic/Getty"><p class="source"><span>Virgin; Steven Lawton/FilmMagic/Getty</span></p></img></div><p></p></div></div><ul><li><strong>Chromosome ends called telomeres prompt the aging process in cells.</strong></li><li><strong>Nobel Laureate Elizabeth Blackburn says we have more control over our telomeres than we think.</strong></li><li><strong>In her <a href="https://www.ted.com/talks/elizabeth_blackburn_the_science_of_cells_that_never_get_old/transcript?utm_source=newsletter_daily&amp;utm_campaign=daily&amp;utm_medium=email&amp;utm_content=button__2017-11-27#t-416157">recent TED talk</a>, she details some of the key ways people can live more healthful lives into old age.&#xa0;</strong></li></ul><hr><p><br>Aging: it's largely your chromosomes' fault. That's what biologist Elizabeth Blackburn discovered when she started exploring the world of the invisible, threadlike cellular strands that carry our genetic code.&#xa0;</br></p><p>She revealed her decades-long process of discovery in a <a href="https://www.ted.com/talks/elizabeth_blackburn_the_science_of_cells_that_never_get_old?utm_source=newsletter_daily&amp;utm_campaign=daily&amp;utm_medium=email&amp;utm_content=button__2017-11-27">TED talk from April</a> that was posted online this week.</p><p>In the talk, Blackburn detailed how the cells dividing and multiplying inside our bodies each carry chromosomes that are bookended by vitally-important caps called telomeres.</p><p>You can think of the DNA-strand tips "like the protective caps at the ends of your shoelace," she said. And just like those shoelace ends, telomeres fray and wear over time. Eventually, telomeres get so short that they fall off.&#xa0;"It's the overshortening of telomeres that leads us to feel and see signs of aging," Blackburn said. "It sends a signal. Time to die."&#xa0;</p><p>But it doesn't have to be that way.</p><p>Blackburn shared the <a href="https://www.nobelprize.org/nobel_prizes/medicine/laureates/2009/">2009 Nobel Prize</a> in medicine with Carol Greider and Jack Szostak for discovering how telomeres, and an enzyme they named telomerase, can protect our chromosomes and make them last longer.&#xa0;Now thousands of studies based on that discovery are starting to shed light on simple ways we can control how short our telomeres get.</p><p>Here are a few key things people can do to keep their telomeres long. While these tips won't make you live forever, they&#xa0; can help with human "health span" - the number of years a person lives happily, and disease-free.&#xa0;</p><h2><strong>Manage Stress</strong></h2><p>The more chronically stressed we are, the shorter our telomeres become.&#xa0;<a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC534658/">Research</a>&#xa0;conducted by Blackburn that focused on mothers caregiving for children with autism and other chronic conditions revealed that moms who were more resilient to stress - perceiving their situation as a challenge, rather than a stressor - kept their telomeres longer.</p><p>"Attitude matters," Blackburn says."If you typically see something stressful as a challenge to be tackled,&#xa0;then blood flows to your heart and to your brain,&#xa0;and you experience a brief but energizing spike of cortisol."&#xa0;</p><h2><strong>Meditate </strong></h2><p>In case you haven't heard enough about how great it can be to add meditation into your routine, here's another way researchers have found it helps: Family members who meditated for as little as 12 minutes a day for two months while caring for a relative with dementia&#xa0;<a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3423469/">improved their telomere maintenance</a>.&#xa0;</p><h2><strong>Invest in your neighborhood </strong></h2><p>"Emotional neglect, exposure to violence,&#xa0;bullying and racism&#xa0;all impact your telomeres, and the effects are long-term," Blackburn said. Meanwhile, tight-knit communities can be good for telomere health.</p><h2><strong>Get married and maintain lifelong friendships&#xa0; </strong></h2><p>In a <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3575119/%20">2013 study</a> of 298 adults ages 65-74, participants who were married were found to have longer telomeres. Long term friendships can also help telomere health, according to Blackburn.&#xa0;</p><h2><strong>Make lots of money</strong></h2><p>Money can't buy love, but apparently, it might buy some longer chromosomes. The same study that pointed to the benefits of marriage also reported that high income is associated with longer telomeres.&#xa0;</p><p>Watch Blackburn reveal her entire journey from pond scum explorer to Nobel Laureate here:&#xa0;</p><p>&#xa0;</p><div><div style="max-width:854px"><div style="position:relative;height:0;padding-bottom:56.25%"><iframe src="https://embed.ted.com/talks/lang/en/elizabeth_blackburn_the_science_of_cells_that_never_get_old" width="854" height="480" style="position:absolute;left:0;top:0;width:100%;height:100%" frameborder="0" scrolling="no" allowfullscreen=""></iframe></div></div></div>    <div class="margin-top">        <h3>NOW WATCH: <a href="http://www.businessinsider.com/dna-genes-linked-human-intelligence-2017-10">Scientists discovered people who are highly-intelligent have 52 genes in common</a></h3>        <div>            <iframe class="bijwplayerclass" data-player="jwplayer" src="https://content.jwplatform.com/players/2EAIYJfy-CEZHWCBG.html" width="100%" height="100%" frameborder="0" scrolling="auto" style="margin:0px;" allowfullscreen=""></iframe><script>function receiveMessage(event){ console.log(event.data.fullscreen); Android.fullscreen(event.data.fullscreen); }window.addEventListener("message", receiveMessage, false);</script>        </div>    </div></hr>

You might have more control over aging than you think - here are 5 things you can do to slow it down

'This test is garbage': Experts and former employees allege that a Silicon Valley startup gives bogus 'cellular ages' based on a flawed blood test

<p><img src="https://static.businessinsider.com/image/589dd6223149a1e53a8b5f07-1200/the%20idea%20factory1200citi.png" alt="The Idea Factory_1200_CITI" data-mce-source="Business Insider" /></p><p><span><br>Co-author of </br></span><a href="https://www.amazon.com/Telomere-Effect-Revolutionary-Approach-Healthier/dp/1455587974/ref=sr_1_1?ie=UTF8&amp;qid=1488482492&amp;sr=8-1&amp;keywords=the+telomere+effect">"The Telomere Effect</a>," Dr. Elizabeth Blackburn received a Nobel Prize in Physiology and Medicine in 2009. She was honored for her discoveries about human DNA, which have provided notable insights into the body's aging process.</p><p>Raised in Australia, she&#xa0;served as a Chair&#xa0;of&#xa0;the Department of Microbiology and Immunology at the University of California. Dr. Blackburn is now&#xa0;President of the Salk Institute for Biological Studies in San Diego, CA.</p><p>Here, she shares her main inspiration to keep exploring. Her advice highlights the importance of welcoming other people's support&#xa0;in&#xa0;building a career.</p><p><strong>Follow BI Video:&#xa0;</strong><a href="https://twitter.com/BI_Video" target="_blank" data-saferedirecturl="https://www.google.com/url?hl=en&amp;q=https://twitter.com/BI_Video&amp;source=gmail&amp;ust=1486482918890000&amp;usg=AFQjCNGfOpVeOs9P5kOVUjMfoWj5Nj02rA">On&#xa0;Twitter</a></p><div><div id="ooyala-post-container"></div><script>var playerParam = {    'pcode': 'BhdmY6l9g002rBhQ6aEBZiheacDu',    'playerBrandingId': 'MGUzMzQ5MjczMzEzYjZkZTJlYTFkMWEw',    'autoplay': 'true',    'skin': {        'config': 'http://player.ooyala.com/static/v4/stable/4.4.11/skin-plugin/skin.json'    }};OO.ready(function() {    window.pp = OO.Player.create('ooyala-post-container', 'FxcHZwOTE6kPeymbH0l_9CRfXAqUbE2M', playerParam);});</script></div>

A Nobel prize-winning biologist reveals the biggest mistake she made early in her career

<ul class="summary-list"><li>President Joe Biden's <keyword id="11130789" type="UNKNOWN" weightage="60" keywordseo="american-families-plan">American Families Plan</keyword> would invest heavily in <keyword id="27780" type="PERSON" weightage="60" keywordseo="childcare">childcare</keyword> and paid leave.</li><li>"This is a historic investment," Melissa Boteach of the National Women's Law Center told Insider.</li><li>The programs could increase mothers' earnings and help repair inequities worsened during the pandemic.</li></ul><p>It's no secret that the pandemic has <a href="https://www.businessinsider.com/economic-outlook-inequality-uneven-recovery-stimulus-debt-fed-raphael-bostic-2021-3">exacerbated the inequities</a> that existed in the before times. One group that's been particularly hard hit is women - especially women of color.</p><p>President Joe Biden's late April announcement of the <a href="https://www.businessinsider.com/biden-economic-spending-program-families-education-childcare-congress-2021-4">American Families Plan</a> sets the stage for a massive investment in predominantly female workers, and mothers. It could mark a new era in America's economic thinking around care and caretakers, and how essential both are to the <keyword id="34412" type="ORGANIZATION" weightage="100" keywordseo="economy">economy</keyword>.</p><p><a href="https://www.businessinsider.com/april-jobs-report-266000-payrolls-unemployment-rate-labor-market-recovery-2021-5">April's surprisingly bad jobs</a> report only threw the need for this into greater relief. Women's unemployment rates went down as more women exited the labor force. After 495,000 women age 20 and older had entered the labor force in March, <a href="https://www.businessinsider.com/april-jobs-report-shows-women-are-still-struggling-women-employment-2021-5">165,000 women in that same group exited</a> the next month. </p><p>The following chart shows monthly changes in labor force participation by gender:</p><iframe title="Labor force participation by gender" id="datawrapper-chart-DwD9K" src="https://datawrapper.dwcdn.net/DwD9K/1/" scrolling="no" frameborder="0" style="width: 0; min-width: 100% ; border: none;" height="450"></iframe><p>Some of the plan's provisions include<a href="https://www.businessinsider.com/national-paid-family-leave-infrastructure-biden-american-families-plan-2021-4"> $225 billion</a> for a national paid family and medical leave program, an area where the US lags behind many peers. There's also $200 billion for universal pre-K and $225 billion for affordable and high-quality childcare, which would be free for the lowest-earning families. It's coupled with the expanded child tax credit, which Biden is <a href="https://www.businessinsider.com/biden-to-propose-extending-monthly-checks-child-tax-credit-parents-2021-4">pushing to extend through 2025</a>, providing direct monthly checks to parents.</p><p>"The Biden administration made a major commitment to childcare in the American Families Plan that's going to change the lives of millions of women - especially Black and Brown women - who have been hit the hardest by this pandemic," Sen. Elizabeth Warren said in a statement to Insider.  </p><p>"This is a historic investment," Melissa Boteach, the vice president for income security and child care/early learning at the <a href="https://nwlc.org/resources/women-need-28-months-of-job-gains-at-aprils-level-to-recover-their-pandemic-losses/">National Women's Law Center (NWLC)</a>, told Insider.</p><div type="image" title="joe biden baby kid campaign" height="2667" width="3556" msid="82498417" hostid="261"></div><h2>Women, and especially mothers, have been devastated by the pandemic's economic fallout</h2><p>Throughout the pandemic, nearly 2 million women have fallen out of the labor force, according to the NWLC.</p><p>After March's jobs report <a href="https://www.businessinsider.com/women-employment-still-a-long-way-to-go-2021-4">brought some good news</a> for women, the April report means that it would take 28 months for women to get back to February 2020 employment levels, the NWLC finds, based on the 161,000 nonfarm payroll jobs added for women that month. Those roles may be low-paying, as leisure and hospitality saw the most gains, and could worsen wage gaps for the women filling them.</p><p>Among those leaving the workforce in droves are mothers. <a href="https://www.census.gov/library/stories/2020/08/parents-juggle-work-and-child-care-during-pandemic.html">August research</a> from the Census Bureau found that, among those not working, 32.1% of women ages 25 to 44 weren't working because of childcare, while <a href="https://www.nytimes.com/2020/10/29/upshot/mothers-leaving-jobs-pandemic.html">The New York Times reported</a> that potentially 1.5 million mothers had left the labor force between the onset of the pandemic and September 2020. As back-to-school season started up in September, <a href="https://www.businessinsider.com/married-women-are-losing-jobs-highlighting-coronavirus-inequities-2020-10">1 million married women lost their jobs</a>. While things rebounded a little for mothers, 1.2 million more were unemployed in January than a year earlier.</p><p>And then there are the mothers who had to stay in the workforce: According to an <a href="https://nwlc.org/wp-content/uploads/2021/04/EDPFS.pdf">NWLC analysis</a>, mothers make up one in five frontline workers, and they see a wage gap in their professions as well.</p><p>Saru Jayaraman, the president of One Fair Wage, <a href="https://www.businessinsider.com/women-employment-still-a-long-way-to-go-2021-4">previously told Insider</a> that there was a bifurcation in how women experienced the pandemic, with some suffering major income losses but technically remaining employed.</p><h2>The battle over universal childcare and paid leave isn't new</h2><p>As feminist magazine <a href="https://www.bitchmedia.org/article/universal-childcare-feminist-history">Bitch Media chronicles</a>, demands for universal childcare span decades. It was a central plank in the 1970s feminist movement, and the 1971 Comprehensive Child Development Act - which, as the <a href="https://newrepublic.com/article/113009/child-care-america-was-very-close-universal-day-care">New Republic reports</a>, would have created a national daycare support - passed with bipartisan support. It was ultimately vetoed by then-President Richard Nixon.</p><p>Overall, according to an <a href="https://nwlc.org/resources/a-lifetimes-worth-of-benefits-the-effects-of-affordable-high-quality-child-care-on-family-income-the-gender-earnings-gap-and-womens-retirement-security/">NWLC and Columbia University report</a>, having access to affordable care could boost the lifetime earnings for women with two children by $94,000. Black and Latina women would see a larger percent increase in their earnings.</p><p>Notably, the package also <a href="https://www.businessinsider.com/how-bidens-new-infrastructure-plan-will-benefit-parents-2021-4">boosts wages</a> for childcare workers, a predominantly female workforce. They're also more likely to live in poverty than the wider workforce - and have difficulty affording childcare of their own.</p><p>"I am glad that President Biden has prioritized addressing the challenges that so many mothers face in this country - including the frequent inability to afford quality child care and early education, and the lack of paid family leave that has forced thousands of women from the workforce in the last year alone," Sen. Kirsten Gillibrand, a <a href="https://www.businessinsider.com/gillibrands-family-bill-of-rights-would-cut-parents-costs-2019-5">longtime childcare advocate</a>, said in a statement to Insider.</p><p>These investments would also put the US more in line with its peers, according to Vicki Shabo, a paid leave expert at think tank New America.</p><p>"What I would tell a worker is that, if the Biden plan is enacted, they'll no longer have to wonder whether they'll be able to see their baby's first smile," Shabo said.</p><div type="image" title="AP374654890380" height="2511" width="3348" msid="82498421" hostid="261"></div><h2>More to be done, and a rocky road ahead</h2><p>Notably, the Biden plan would spend less than other childcare proposals from Congress, such as the Child Care for Working Families Act (CCWFA).</p><p>The <a href="https://nwlc.org/resources/700-billion-for-child-care/">NWLC says</a> it would only take $700 billion in direct spending on childcare to help facilitate an equitable recovery. And the Biden plan's paid leave would roll out over a decade, while <a href="https://www.businessinsider.com/congress-richard-neal-universal-paid-family-medical-leave-2021-4">other proposals would start benefits sooner</a>.</p><p>"It's going to take a much bigger investment to guarantee universal childcare and early learning because our childcare system was broken long before a pandemic hit, and I'm ready to lead this fight all the way," Warren said.</p><p>There's also GOP resistance to the package's size and definition of infrastructure. Some have <a href="https://www.businessinsider.com/biden-infrastructure-plan-republican-response-socialism-soviet-style-scalise-2021-4">already called</a> investments outside of roads and bridges socialist or Soviet-style, returning to a <a href="https://www.businessinsider.com/biden-infrastructure-plan-republican-response-socialism-soviet-style-scalise-2021-4">common Republican playbook</a> for Democratic policy items they don't like.</p><blockquote class="twitter-tweet blockquote" data-lang="en" data-cards="" data-conversation="">-Sen. Marsha Blackburn  (@MarshaBlackburn) <a href="https://twitter.com/mims/statuses/1387581118933778434?ref_src=twsrc%5Etfw">April 29, 2021</a></blockquote><p>The final package will almost certainly not look identical to Biden's current proposals, although a <a href="https://www.businessinsider.com/taxes-biden-infrastructure-capital-gains-corporate-morgan-stanley-2021-4">Morgan Stanley research note</a> predicts a final package could survive relatively intact at $4 trillion.</p><p>A cosponsor of the CCWFA, Rep. Bobby Scott, said in a statement to Insider that Biden's "historic" plan would make an immediate difference in the lives of millions of mothers and families. "The COVID-19 pandemic has placed an enormous burden on working parents - and mothers in particular," he said in a statement to Insider.</p><p>Sen. Patty Murray - another architect of the CCWFA - said in a statement to Insider that the lack of affordable childcare doesn't just hurt women; it also hurts the economy.</p><p>"We want women in the job market, we want women in the Senate, we want women to be able to take whatever path they choose - because our families, our country and our economy benefits from that."</p>

How Biden's American Families Plan could revolutionize American motherhood

<p></p><div class="KonaFilter image-container display-table"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/590249397dea7226008b4cbf-1600/34117468352691282a442h.jpg" alt="Serena Williams TED talk" data-mce-source="TED Conference/Flickr"><p class="source"><span>TED Conference/Flickr</span></p></img></div><p></p></div></div>In some ways, attending&#xa0;<a href="https://ted2017.ted.com/">the TED conference</a> in person is exactly what you'd expect from watching TED talks online. It's an overwhelming experience, jam-packed with scientists, artists, entrepreneurs, and CEOs who all have their One Big Idea to share.<p>Many of the big-name speakers&#xa0;<span>-&#xa0;</span>in 2017, they include Nobel Prize winner Elizabeth Blackburn, Serena Williams, and Elon Musk&#xa0;<span>-&#xa0;</span>stick around for the whole event, and it's not unusual to&#xa0;see them roaming the halls. There are also lots of well-known attendees who never hit the stage&#xa0;(the press isn't allowed to name names, but you can figure it out with a little Twitter digging).&#xa0;</p><p>The conference costs $10,000 to attend, and in addition to the talks&#xa0;there are&#xa0;all sorts of indulgent experiences, buffets, and&#xa0;workshops to keep attendees occupied. I showed up at the 2017 TED conference to check it all out.&#xa0;&#xa0;Here's what it's like.</p>

What it's like to attend the TED conference where attendees pay $10,000 to learn the next big ideas

<p><div class="KonaFilter image-container display-table float_right"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/55c917b0371d2232008be90f-767-575/2289296009_2da0a66459_b.jpg" alt="grandparents" data-mce-source="J.Elliot/Flickr" data-link="https://www.flickr.com/photos/midsommarnights/2289296009/in/photolist-4uieWR-brwbAT-cz7XCj-panT4-cz6mMU-39Vk4-39VjW-5P4HTs-9czDJn-opoq-4MVRQv-5hxVet-2tWQaB-6y8Vpx-6y8UMR-6yczgQ-6yDZj-cz7z8h-cz7zcL-2WKgF-LJktv-hu62h-6ycyvU-4MW3sy-4MW3dN-8SC6qQ-3w8EbP-4MWkLr-4MRS5H-4d2BYp-4D47fr-8Rgodx-5hChqQ-e9h8vb-dxbmq9-4N13KA-4MVRPc-6T7rSg-KVntM-7WALzz-593ne2-5aHZiP-6THXu-6THXP-5Neyi1-9czyCD-8iY6WX-2zcchX-4u3HK-4Xeehm" /><p class="source"><span><a href="https://www.flickr.com/photos/midsommarnights/2289296009/in/photolist-4uieWR-brwbAT-cz7XCj-panT4-cz6mMU-39Vk4-39VjW-5P4HTs-9czDJn-opoq-4MVRQv-5hxVet-2tWQaB-6y8Vpx-6y8UMR-6yczgQ-6yDZj-cz7z8h-cz7zcL-2WKgF-LJktv-hu62h-6ycyvU-4MW3sy-4MW3dN-8SC6qQ-3w8EbP-4MWkLr-4MRS5H-4d2BYp-4D47fr-8Rgodx-5hChqQ-e9h8vb-dxbmq9-4N13KA-4MVRPc-6T7rSg-KVntM-7WALzz-593ne2-5aHZiP-6THXu-6THXP-5Neyi1-9czyCD-8iY6WX-2zcchX-4u3HK-4Xeehm">J.Elliot/Flickr</a></span></p><p class="caption">What if you are still alive in 2100?</p></div><p></p></div></div>Chances are, most of us haven't asked ourselves the question: What if I live until 2100?</p><p>Most people would probably pin the average human lifespan at somewhere around 70 to 80 years old. The <a href="http://www.who.int/gho/mortality_burden_disease/life_tables/situation_trends/en/">World Health Organization said the average expectancy was 72 in 2013.</a></p><p>But within academia there are some serious discussions being had about what the world will look like when the average person lives past 100. But those discussions are only just beginning to permeate governments and the business world.</p><p>Hence why the "What If You Are Still Alive in 2100?" panel session at the World Economic Forum's Annual Meeting in Davos - the yearly who's who of the business, political, and academic elite - made for such an interesting an eye-opening debate.</p><p>Turns out, living past 100 won't be a rarity very soon. Vitality global chief health officer Derek Yach said on the panel that the population in 50 to 100 years from now will be between 10 and 11 billion people because of it. People have already lived to more than 120 years old. It's not unfathomable that more of us could celebrate our centenaries.</p><h2>Yet the decision makers of this world are not moving fast enough to keep up</h2><p><div class="KonaFilter image-container display-table"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/56a0e26fe6183e26008bb0ba-1423-784/lynda gratton.png" alt="lynda gratton" data-mce-source="Screenshot/World Economic Forum" data-link="http://www.openforumdavos.ch/en/" /><p class="source"><span><a href="http://www.openforumdavos.ch/en/">Screenshot/World Economic Forum</a></span></p><p class="caption">Lynda Gratton, London Business School professor of management, speaking at the WEF Annual Meeting in Davos, January 2016.</p></div><p></p></div></div>London Business School professor of management practice Lynda Gratton said: "What's clear is the major restructuring of life that we think is going to happen with regards to longevity - corporations are not prepared for this. Governments are not prepared for this. It will rest with the individual both working on their own and collectively who will be the agents of change. I expect to see and we are certainly monitoring some amazing experiments occurring over the next decade as people come to terms with what it really means to live 100 years."</p><p>So what kind of things should governments and corporations be preparing for?</p><h2>Some of the inevitable signs of ageing will begin to be wiped out</h2><p>Salk Institute for Biological Studies president and co-recipient of the 2009 Nobel Prize in Physiology or Medicine Elizabeth Blackburn said medically and scientifically we will soon have a real understanding that much of what is attributed to aging as an inevitable process - the slow decline, the increase in heart disease, cancers, dementia's and so on - will be avoidable.</p><p>Sadly, they won't be solved with someone wonderful magic pill that can counteract certain genes. It's a complex system, Blackburn said.</p><p>For example, we already know cardiovascular disease can largely be attributed to lifestyle: Eating lots of red meat, smoking, not keeping fit. All those things are modifiable. With dementia too, there is research to suggest exercise and social support structures can stave off some of the effects.</p><p><div class="KonaFilter image-container display-table"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/55afc8d85afbd32e308b4567-800-498/miscarriage-abortion-may-pose-similar-risks-for-next-pregnancy-2015-7.jpg" alt="A child touches her pregnant mother's stomach at the last stages of her pregnancy in Bordeaux April 28, 2010. REUTERS/Regis Duvignau  " data-mce-source="Thomson Reuters" data-mce-caption="A child touches her pregnant mother's stomach at the last stages of her pregnancy in Bordeaux" /><p class="source"><span>Thomson Reuters</span></p><p class="caption">The signs of age-related disease should be looked at far earlier in life, according to Salk Institute for Biological Studies president Elizabeth Blackburn.</p></div><p></p></div></div>Meanwhile, governments should be providing more funding for pre-natal and childcare education.</p><p>Blackburn said there are already "excellent" studies, looking at people pre-natally, then looking at the offspring who were deprived in some form in pregnancies. Those deprived in some during pregnancies were found to have a higher likelihood of diabetes and hyper-tension. The ageing process starts far earlier than old age and that investment can pay off decades later.</p><h2>There's no way people can take their pensions as early as they do now</h2><p>For the last three years, Gratton, alongside economist Andrew Scott, have been researching what life will look like when everybody lives to 100.</p><p>If you live until 100 and want to retire on 50% of your income, as most people do, you'll need to be working until 79-to-82-years-old, according to Gratton. </p><p>It's clear the idea of pushing people out of work at 60 is already behind the times.</p><h2>There will be a whole new set of life stages</h2><p><div class="KonaFilter image-container display-table"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/54da3f01dd0895154e8b466e-3500-2399/rtx13uof.jpg" alt="UK pensioners" data-mce-source="Reuters" data-mce-caption="1% of those approaching retirement plan to snap up a second home to rent out" /><p class="source"><span>Reuters</span></p><p class="caption">Retirement age will move from a period of recreation, to "re-creation."</p></div><p></p></div></div>If we're working longer, we're going to need to keep on learning. So Gratton thinks there'll be a shift among people at an older age from a notion of leisure and recreation to a notion of recreation.</p><p>In an elongated life, there will be new life stages. The idea of leisure, work, and retirement will be turned on its head. Individuals will take their own individual paths and have the capacity to transform themselves.</p><p>"Explorer" is one stage.</p><p>Gratton said: "Why would you want to make all your big career decisions at 20 when you could explore and create more choices?"</p><p>"Individual producers," is another stage - the idea of using all the readily available technology to build their own companies. Portfolios will become much more important too, she added.</p><h2>The least-prepared countries are three of the largest countries in the world </h2><p><div class="KonaFilter image-container display-table"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/55a92b6b2acae78b0e8b77e4-5400-3593/gettyimages-87379851.jpg" alt="India" data-mce-source="Getty/Keith Bedford" /><p class="source"><span>Getty/Keith Bedford</span></p><p class="caption">India will soon have the highest population of older people, according to Vitality global chief health officer Derek Yach.</p></div><p></p></div></div>Soon there will be three billion additional people in Africa, a population rising from a very low base, with a relatively low level of wealth, according to Yach. </p><p>A large proportion of older people will be situated in three of the largest and most populated countries on Earth: India first, then China, and Nigeria, he said.</p><p>While all this happens, climate change isn't going away - it's going to steadily get worse. Yach predicted that some major epidemics, <a href="http://www.ncbi.nlm.nih.gov/pmc/articles/PMC420061/">such as the near 15,000 heatstroke-related deaths in France in 200</a>3, will become more widespread as some countries are not prepared to take care for vulnerable people during extreme weather.</p><h2>Pensions are under threat</h2><p><div class="KonaFilter image-container display-table"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/569150825124c99c718b4567-800-533/greek-government-has-solid-majority-to-pass-pension-reform---deputy-pm.jpg" alt="A pensioner supporting the communist-affiliated trade union PAME cries out during a demonstration against a set of government's planned pension reforms in Athens, Greece, January 8, 2016. REUTERS/Alkis Konstantinidis" data-mce-source="Thomson Reuters" data-mce-caption="A pensioner supporting the communist-affiliated trade union PAME cries out during a demonstration against a set of government's planned pension reforms in Athens" /><p class="source"><span>Thomson Reuters</span></p><p class="caption">A pensioner supporting the communist-affiliated trade union PAME cries out during a demonstration against a set of government's planned pension reforms in Athens.</p></div><p></p></div></div>Gratton said that the UK government predicts that a child born today will live to 85. She says that's "obviously ridiculous" but there's a clear reason why governments are sticking to these kinds of estimates, rather than extending life expectancy forecasts to nearer 100.</p><p>"The reason why they are doing that is that all our pension schemes would go under water and would look more and more like a Ponzi scheme," she added.</p><p>Corporations and individuals need to realize employees need to work into their 70s and mid-70s - and they'll have to save.</p><h2>The relationship workers will have with their corporations will change</h2><p>As people work for longer, the "intangible assets" an employer will offer will become more important. Gratton said questions like "how much are you going to train me?" will become just as important as "how much are you going to pay me?"</p><p>The idea of a working week is probably going to change too. Perhaps companies will get more productivity from their older workforces if they ditch the traditional five-day working week, Blackburn suggested. Instead, companies may offer a two days on, one day off model.</p><p>Work-life balance too might need to be re-balanced over a longer period. Thinking about her own life as a professor, she said she has certain periods when she wants to be intensely involved in her research, then other times when she wants to give family her full attention - not half-baked for both over decades and decades. </p>    <div class="margin-top">        <h3>NOW WATCH: <a href="http://www.businessinsider.com/biggest-risks-2016-eurasia-group-saudi-arabi-isis-china-us-europe-2016-1">These are the biggest risks facing the world in 2016</a></h3>        <div>            <div>    <script src="http://player.ooyala.com/v3/6e12e8b3387a44daacfb73afba25a76e"></script>    <div class="ooyala-video-player" data-video-autoplay="false" data-video-id="1yZmd4eTokdaUX-SbXaNg-rdWXygmYaa" data-player-variable="ooyalapopvideo" id="ooyalaplayer_popvideo" style="width:1280px;height:720px"></div>    <script>    if (typeof RunFunctions === 'undefined') { var RunFunctions = []; }     RunFunctions.push(function()    {         var ooyalapopvideo = OO.Player.create('ooyalaplayer_popvideo', '1yZmd4eTokdaUX-SbXaNg-rdWXygmYaa',{ autoplay: 'false' });     });    </script>    <noscript><div>Please enable Javascript to watch this video</div></noscript></div>        </div>        <script>(function() { function createPlayer() { OO.ready(function() { RunFunctions.forEach(function(ooyalaFunction) { ooyalaFunction(); }); RunFunctions = [];}); } createPlayer(); }()); </script>    </div>

These are all the things governments and businesses will need to think about when everyone begins living past 100

<img src="https://static-ssl.businessinsider.com/image/5e3ad60b5bc79c452055e0e3-2400/86d5d12c7e310c7bda850fb109386769.jpg" alt="Senate Majority Leader Mitch McConnell, R-Ky., leaves after the Senate heard closing arguments in the impeachment trial of President Donald Trump on charges of abuse of power and obstruction of Congress, at the Capitol in Washington, Monday, Feb. 3, 2020. (AP Photo/J. Scott Applewhite)" /><p class="source"><span>Associated Press</span></p><p class="caption">Senate Majority Leader Mitch McConnell, R-Ky., leaves after the Senate heard closing arguments in the impeachment trial of President Donald Trump on charges of abuse of power and obstruction of Congress, at the Capitol in Washington, Monday, Feb. 3, 2020. (AP Photo/J. Scott Applewhite)</p><ul class="summary-list"><li>On February 5, the Senate formally voted to acquit President Donald Trump of the two charges against him following a bitter impeachment trial.</li><li>The House of Representatives impeached Trump in December for abuse of power and obstruction of Congress. Both charges center around his efforts to solicit foreign interference in the 2020 election and his subsequent attempt to cover up his actions by stonewalling Congress' investigation of the matter.</li><li>The Senate's decision to acquit Trump fell largely along party lines. The vote to clear him of the abuse of power was 52-48. The vote to clear him of obstruction of Congress was 53-47.</li><li>Trump is the third president in US history to be impeached by the House but acquitted in a Senate trial.</li><li><a href="https://www.businessinsider.com/?hprecirc-bullet">Visit Business Insider's homepage for more stories</a>.</li></ul><p>On February 5, the Senate formally voted to acquit President Donald Trump of two charges against him following a bitter impeachment trial.</p><p>The Senate's decision to acquit Trump fell almost entirely along party lines. The vote clearing him of both the abuse of power charge was 52-48. The vote to clear him of the abuse of power was 52-48. The vote to clear him of obstruction of Congress was 53-47.</p><p>Republican Sen. Mitt Romney of Utah was the sole Republican to break with his party by voting to convict Trump for abuse of power.</p><p>Vulnerable Democratic Senators including Sen. Doug Jones of Alabama, Sen. Krysten Sinema of Arizona, and Sen. Joe Manchin of West Virginia who were previously considered possible swing votes all voted to convict, with no Democrats moving to acquit.</p><p>This is the first time in US history that a member of the president's own party voted to convict and remove him from office. It's also the first time that the entire opposing party voted to convict the president.</p><h2>Who voted to convict Trump:</h2><ul><li>Sen. Doug Jones (D-AL)</li><li>Sen. Krysten Sinema (D-AZ)</li><li>Sen. Dianne Feinstein (D-CA)</li><li>Sen. Kamala Harris (D-CA)</li><li>Sen. Michael Bennet (D-CO)</li><li>Sen. Richard Blumenthal (D-CT)</li><li>Sen. Chris Murphy (D-CT)</li><li>Sen. Tom Carper (D-DE)</li><li>Sen. Chris Coons (D-DE)</li><li>Sen. Brian Schatz (D-HI)</li><li>Sen. Mazie Hirono (D-HI)</li><li>Sen. Dick Durbin (D-IL)</li><li>Sen. Tammy Duckworth (D-IL)</li><li>Sen. Angus King (I-ME)</li><li>Sen. Ben Cardin (D-MD)</li><li>Sen. Chris Van Hollen (D-MD) </li><li>Sen. Elizabeth Warren (D-MA)</li><li>Sen. Ed Markey (D-MA)</li><li>Sen. Debbie Stabenow (D-MI)</li><li>Sen. Gary Peters (D-MI)</li><li>Sen. Amy Klobuchar (D-MN)</li><li>Sen. Tina Smith (D-MN)</li><li>Sen. Jon Tester (D-MT)</li><li>Sen. Catherine Cortez Masto (D-NV)</li><li>Sen. Jacky Rosen (D-NV)</li><li>Sen. Jeanne Shaheen (D-NH)</li><li>Sen. Maggie Hassan (D-NH)</li><li>Sen. Bob Menendez (D-NJ) </li><li>Sen. Cory Booker (D-NJ)</li><li>Sen. Tom Udall (D-NM)</li><li>Sen. Martin Heinrich (D-NM)</li><li>Minority Leader Sen. Chuck Schumer (D-NY)</li><li>Sen. Kirsten Gillibrand (D-NY)</li><li>Sen. Sherrod Brown (D-OH)</li><li>Sen. Ron Wyden (D-OR)</li><li>Sen. Jeff Merkley (D-OR)</li><li>Sen. Bob Casey Jr. (D-PA)</li><li>Sen. Jack Reed (D-RI)</li><li>Sen. Sheldon Whitehouse (D-RI)</li><li>Sen. Mitt Romney (R-UT)</li><li>Sen. Patrick Leahy (D-VT)</li><li>Sen. Bernie Sanders (I-VT)</li><li>Sen. Mark Warner (D-VA)</li><li>Sen. Tim Kaine (D-VA)</li><li>Sen. Patty Murray (D-WA)</li><li>Sen. Maria Cantwell (D-WA)</li><li>Sen. Joe Manchin (D-WV)</li><li>Sen. Tammy Baldwin (D-WI)</li></ul><h2>Who voted to acquit Trump:</h2><ul><li>Sen. Richard Shelby (R-AL)</li><li>Sen. Lisa Murkowski (R-AK)</li><li>Sen. Dan Sullivan (R-AK)</li><li>Sen. Martha McSally (R-AZ)</li><li>Sen. John Boozman (R-AK)</li><li>Sen. Tom Cotton (R-AK)</li><li>Sen. Cory Gardner (R-CO)</li><li>Sen. Marco Rubio (R-FL)</li><li>Sen. Rick Scott (R-FL)</li><li>Sen. David Perdue (R-GA)</li><li>Sen. Kelly Loeffler (R-GA)</li><li>Sen. Mike Crapo (R-ID)</li><li>Sen. Jim Risch (R-ID)</li><li>Sen. Todd Young (R-IN)</li><li>Sen. Mike Braun (R-IN)</li><li>Sen. Chuck Grassley (R-IA)</li><li>Sen. Joni Ernst (R-IA)</li><li>Sen. Pat Roberts (R-KS)</li><li>Sen. Jerry Moran (R-KS)</li><li>Majority Leader Sen. Mitch McConnell (R-KY)</li><li>Sen. Rand Paul (R-KY)</li><li>Sen. Bill Cassidy (R-LA)</li><li>Sen. John Kennedy (R-LA)</li><li>Sen. Susan Collins (R-ME)</li><li>Sen. Roger Wicker (R-MS)</li><li>Sen. Cindy Hyde-Smith (R-MS)</li><li>Sen. Roy Blunt (R-MO)</li><li>Sen. Josh Hawley (R-MO)</li><li>Sen. Steve Daines (R-MT)</li><li>Sen. Deb Fischer (D-NE)</li><li>Sen. Ben Sasse (R-NE)</li><li>Sen. Richard Burr (R-NC)</li><li>Sen. Thom Tillis (R-NC)</li><li>Sen. John Hoeven (R-ND)</li><li>Sen. Kevin Cramer (R-ND)</li><li>Sen. Rob Portman (R-OH)</li><li>Sen. Jim Inhofe (R-OK)</li><li>Sen. James Lankford (R-OK)</li><li>Sen. Pat Toomey (R-PA)</li><li>Sen. Lindsey Graham (R-SC)</li><li>Sen. Tim Scott (R-SC)</li><li>Sen. John Thune (R-SD)</li><li>Sen. Mike Rounds (R-SD)</li><li>Sen. Lamar Alexander (R-TN)</li><li>Sen. Marsha Blackburn (R-TN)</li><li>Sen. John Cornyn (R-TX)</li><li>Sen. Ted Cruz (R-TX)</li><li>Sen. Mike Lee (R-UT)</li><li>Sen. Shelley Moore Capito (R-WV)</li><li>Sen. Ron Johnson (R-WI)</li><li>Sen. Mike Enzi (R-WY)</li><li>Sen. John Barrasso (R-WY) </li></ul><p>Trump is the third president in US history to be impeached by the House but acquitted in a Senate trial, following President Andrew Johnson in 1868 and President Bill Clinton in 1999. </p><p>Trump was impeached in December and charged with abuse of power and obstruction of Congress. Both articles of impeachment relate to his efforts to strong-arm Ukraine into interfering in the 2020 election while withholding $391 million in vital military aid and dangling a White House meeting that Ukrainian President Volodymyr Zelensky desperately sought and still hasn't gotten.</p><p>At the center of the impeachment inquiry was a July 25 phone call during which Trump repeatedly pressured Zelensky to investigate former Vice President Joe Biden and his son, Hunter, over the latter's employment on the board of the Ukrainian natural-gas company Burisma Holdings.</p><p>Trump also asked Zelensky to help discredit the Russia probe by investigating a bogus conspiracy theory suggesting Ukraine interfered in the 2016 election to help Democrats and Hillary Clinton's campaign.</p><p>Documents and testimony from more than a dozen witnesses eventually revealed that the July phone conversation was just one data point in a months-long effort by Trump and his allies, including his personal lawyer Rudy Giuliani, to leverage the weight of the US government and foreign policy to force Ukraine into acceding to his political demands.</p><p>Wednesday's vote to acquit the president came after a heated trial in which the Republican-controlled Senate refused to subpoena documents or hear new witness testimony.</p><p>The move was unprecedented - the Senate called witnesses in <a href="https://www.politifact.com/wisconsin/statements/2020/jan/21/tammy-baldwin/Trump-every-other-senate-impeachment-had-witnesses/">all 15 impeachment trials</a> in US history, including those of former Presidents Andrew Johnson and Bill Clinton.</p><p>Senate Republicans' decision to block witnesses was especially noteworthy given that John Bolton, Trump's former national security adviser, announced he was willing to testify and had firsthand knowledge of the president's pressure campaign in Ukraine.</p><p><strong>Read more:</strong></p><p><a href="https://www.businessinsider.com/current-senators-who-were-at-clinton-impeachment-2020-1">28 senators who were in Congress for Clinton's impeachment, and how they voted then</a></p><p><a href="https://www.businessinsider.com/mitt-romney-will-convict-trump-impeachment-trial-2020-2">Sen. Mitt Romney will vote to convict Trump of abuse of power in his impeachment trial</a></p><p><a href="https://www.businessinsider.com/trump-just-earned-his-highest-approval-rating-ever-amid-impeachment-2020-2">Trump just earned his highest approval rating ever after months of impeachment scandal that will almost certainly end in his acquittal</a></p>            <h3>NOW WATCH: <a href="https://www.businessinsider.com/georgetown-professor-reveals-people-wrong-mlk-martin-luther-king-jr-race-black-radical-racism-2017-5">A Georgetown professor explains how Martin Luther King Jr. 'has been severely whitewashed'</a></h3>                    <iframe class="bijwplayerclass" src="https://content.jwplatform.com/players/A9IMCemL-CEZHWCBG.html" width="100%" height="100%" frameborder="0" scrolling="auto" style="margin:0px;"></iframe>            

WHIP COUNT: Here are the senators who voted for and against convicting Trump in his impeachment trial

<p><div class="KonaFilter image-container display-table float_right"><div><div class="image on-image"><img src="https://static-ssl.businessinsider.com/image/56386801bd86ef135c8bb9ec-915-610/senior citizens elderly.jpg" alt="Senior Citizens Elderly Aerobics" data-mce-source="AFP/Federica Narancio" /><p class="source"><span>AFP/Federica Narancio</span></p></div><p></p></div></div>Major corporations could soon allow their employees to bring their elderly parents to work into an office-based daycare system.</p><p>That prediction came from Thomas DeRosa, CEO of Welltower, the publicly listed real estate investment trust that invests in housing and assisted-living properties for senior citizens.</p><p>And surprisingly, he said he got the idea from a relatively young company: Google.</p><p>DeRosa thinks that just as Google has a policy where employees are allowed to bring their pets to work and leave them in the hands of "caregivers," companies should be looking into offering on-site daycare for employees whose parents have cognitive or other physical frailties but can't afford the thousands of dollars a month cost for private senior care. </p><p>(DeRosa may be mistaken about this. <a href="http://www.businessinsider.com/google-employees-favorite-perks-2014-7">Google certainly has a bring your dog to work policy</a> - your dog can sit by your desk and you're required to clean up after it and ensure it's not disruptive - and the company has even enshrined its love for dogs <a href="http://investor.google.com/corporate/google-code-of-conduct.html#toc-dogs">on its investor relations site</a>. But a company spokesperson didn't know anything about a pet-care facility, and this is the first we've heard about it.)</p><p>DeRosa was speaking on a fascinating panel session at the World Economic Forum's Annual Meeting in Davos on Wednesday entitled "What If You Are Still Alive in 2100?" DeRosa was joined by London Business School professor of management practice Lynda Gratton, Salk Institute for Biological Studies president (and co-recipient of the 2009 Nobel Prize in Physiology or Medicine) Elizabeth Blackburn, and Vitality global chief health officer Derek Yach.</p><p>The discussion ranged from whether the retirement age should be raised, what genetic and sociological factors make a person more likely to live longer, whether governments are prepared for an aging population, whether cities are well-equipped for more older people, and what skillsets older people have that younger people are lacking.</p><p>But DeRosa's "big idea" really stood out. We caught up with him after the session to see whether it was plausible.</p><p>He told Business Insider: "If you think about a business where most the employees are my age and think about the people who are faced with: 'I can't afford $8,000 a month, my mother has been diagnosed with Alzheimer's disease and I'm the eldest son or daughter who lives within proximity,' you have to leave your job. That's a 24/7 job."</p><p>DeRosa said he only came up with the idea today, and he hasn't worked through the economics of such a scheme but he thinks it has the potential to create a more sustainable workforce.</p><p>"Think about the productivity improvement of not losing these skilled employees [by preventing them from having to leave the workplace to become full-time carers to their parents," he said.</p><h2>It could also help reduce stigma</h2><p>Dementia is still a stigmatized subject. The panelists noted that people are far more likely to talk about their children misbehaving than their parents. It is sad to see someone, sometimes suddenly, lose their cognitive ability - especially a person who devoted their life to raising you. Could a parent-daycare option have the potential to be demeaning?</p><p>DeRosa says it doesn't have to be and thinks the more we elevate discussions around dementia and mental illness, the more solutions that are going to come into play.</p><p>He also revealed that Welltower is also considering building a "state of the art Alzheimer's and dementia care center" on its 160-acre campus HQ in Ohio. The idea is that Welltower's employees could take shifts within the center to understand the company is ultimately working for.</p>    <div class="margin-top">        <h3>NOW WATCH: <a href="http://www.businessinsider.com/gadget-designer-yves-behar-innovation-2015-12">Silicon Valley's most creative designer reveals the next wave of innovation - and we can't wait</a></h3>        <div>            <div>    <script src="http://player.ooyala.com/v3/6e12e8b3387a44daacfb73afba25a76e"></script>    <div class="ooyala-video-player" data-video-autoplay="false" data-video-id="MwMjNrdzrgf4pLDM02uGYosl_yw2msn-" data-player-variable="ooyalapopvideo" id="ooyalaplayer_popvideo" style="width:1280px;height:720px"></div>    <script>    if (typeof RunFunctions === 'undefined') { var RunFunctions = []; }     RunFunctions.push(function()    {         var ooyalapopvideo = OO.Player.create('ooyalaplayer_popvideo', 'MwMjNrdzrgf4pLDM02uGYosl_yw2msn-',{ autoplay: 'false' });     });    </script>    <noscript><div>Please enable Javascript to watch this video</div></noscript></div>        </div>        <script>(function() { function createPlayer() { OO.ready(function() { RunFunctions.forEach(function(ooyalaFunction) { ooyalaFunction(); }); RunFunctions = [];}); } createPlayer(); }()); </script>    </div>

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