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Consumption loans take a breather in July-September 2023 period, even as delinquencies rise

India’s retail loan growth moderated in the second quarter of FY24, especially in consumption-led s…

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Retail credit continues to boom, but delinquencies need better monitoring, says TransUnion CIBIL

​​India's retail credit market has continued to experience sustained growth in the second quarter o…

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Credit cards, personal loans & more – India’s youngest adults lead in credit inquiries

As India’s youngest adults are going for credit cards, consumer durable loans and personal loans – …

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IIM-L scores 100% placement

The Indian Institute of Management, Lucknow (IIM-L) has scored 100 per cent placement in its summer…

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How to find your CIBIL, Experian and CRIF credit score for free

A credit score is an important metric that helps in getting loans and credit cards. A credit score …

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Armed with better credit scores, female borrowers grow in numbers: CIBIL

The number of women borrowers is on the rise, with growth rates higher than those of men. This is d…

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Transunion Cibil says data reporting to be in line with moratorium guidelines

"We would work closely with our member banks and credit institutions to define the data reporting f…

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MSMEs on a growth path with rise in credit demand, fall in delinquency rates: CIBIL-SIDBI report

Credit demand grew at 1.29 times YoY in the quarter ending September 2022. MSME lending continues …

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MSME credit demand jumps 60% from pre-pandemic levels – a sign of rebound in economic activity

The sector is undergoing a quiet but steady revival, going by the increase in credit demand and a m…

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The US thinks that the RBI’s public credit bureau will squeeze out India’s private players

The public credit database will accumulate information on all borrowers along with outstanding …

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Just 33% of the Indians that are eligible for a loan have access to a bank account

The report found that out of 220 million people in India that are eligible for a loan -- bas…

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4 mins read

Why your CIBIL report is a summary of your financial health?

- How many loans and credit cards have you availed? - What is the type of credit you have availed –…

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1 min read

Now you can get easy loans at an electronics store if you follow these tips

She also advises that in order to better manage payments of credit card bills, one should set up an…

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All that you should know about your CIBIL score

CIBIL does not recommend any cut-off score to banks to help them arrive at any lending decisions. E…

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Getting a loan is difficult but these things can make it worse for you

Not everyone is Vijay Mallya, who defaults on Rs 9,000 crore loan and still have a good credit scor…

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Loan rejected despite a good CIBIL TransUnion Score? Check your CIBIL report again!

She adds that if an individual’s credit report is based on his credit history of 36 months and if i…

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4 credit management resolutions that you must make in this new year!

The first month of 2016 is about to get over and its time to look back and analyse your financial b…

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3 mins read

High income but low credit card limit? Here’s why your bank doesn’t want to give you more

It must be noted that while each credit card company follows its own set of criteria for deciding o…

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3 mins read

Here's what accessing your CIBIL report can do for you!

A CIBIL report helps you keep a tab on your loan and credit card accounts. “It is a useful tool to …

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2 mins read

A little financial planning will help you to study abroad

It is a tedious job but it is extremely important for anyone to go through and compare the various …