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Cautioning the consumers against online frauds, the Reserve Bank of India has issued a latest warning against a <keyword id="6379723" type="UNKNOWN" weightage="20" keywordseo="mobile-application">mobile application</keyword> that claims to be the apex bank’s app. 
	 “It has come to the notice of the Reserve Bank of India that an app (application) is doing rounds on WhatsApp purportedly to facilitate checking of balance in customers' bank accounts. The application has an <keyword id="30067" type="ORGANIZATION" weightage="20" keywordseo="RBI">RBI</keyword> logo with the title '<keyword id="2816300" type="UNKNOWN" weightage="20" keywordseo="All-Bank-Balance-Enquiry-No">All Bank Balance Enquiry No</keyword>' and has listed several banks with either a mobile number or call centre number,” RBI issued a statement on its website. 
	 
	It added, “The Reserve Bank wishes to clarify that it has not developed any such application. Members of public are, therefore, advised to use the application, if at all, at their own risk.” 
	 
	It is not the first time that fraudulent communications in the name of RBI have been made. “The Reserve Bank issues regular warnings to the public that the fraudsters send attractive offers to gullible public through letters, e-mails, mobile phones, SMSs and other such means. To lend credence to such offers, the communication is often sent on or from letterheads or websites that appear to be like that of some public authorities like the Reserve Bank of India,” said a senior official at RBI requesting anonymity. 
	 
	He further added that the offers are supposedly signed by senior officials of the bank. “The names of the officials is in the public domain so they are used in such mails but their signatures are fake. The offer document would contain contact details of a so-called RBI officer working in some department in the Reserve Bank or public authorities”. 
	 
	The apex bank has received several such complaints of wherein people have deposited some funds under a scheme, which is run in the name of RBI.

You are
probably a victim of online fraud if you have used this app

Incorporated in 1955, <keyword id="6354731" type="General" weightage="20" keywordseo="state-bank-of-india" source="Orion">State Bank of India</keyword> has been offering community service banking in India. One of the largest public sector banks in India, SBI is headquartered in Mumbai with its branches proliferated in nooks and corners of the country. Statistics show that <a href="https://www.capitalmarket.com/Company-Information/Information/About-Company/State-Bank-of-India/1375">SBI is the largest</a> state-owned banking and financial services company in the nation with more than 16,000 branches. SBI offers a portfolio of services and provides the most convenient tools, features and facilities for banking to its customers. Forbes magazine has identified SBI as the 10th most reputed company in the world. If you have a Bank Account with SBI (State Bank of India), you can check your account balance in quite a many ways including by dialing the toll-free number, SMS Banking, SBI Quick, Net Banking, Mobile Banking, and by visiting the ATM. <cmsannotation type="cmsannotation" annotationid="SBI Balance enquiry on the Toll-free Number" comment="subhead" text="SBI Balance enquiry on the Toll-free Number">SBI Balance enquiry on the Toll-free Number</cmsannotation> If you are an SBI customer, you can check your account balance through SMS banking services offered by the bank. Through this service, you can get your account balance details or a mini-statement. All that you have to do is to give a missed call or send an SMS from your registered mobile number to the SBI Balance enquiry number (toll free). Within a few seconds, you will get the balance details on your phone. Send SMS “BAL” to 09223766666 You can get your up-to-date SBI account balance information by sending an SMS “BAL” to the number 09223766666 from your registered mobile number. To get a mini statement, you can SMS “MSTMT” to 09223866666. The mini statement you get will have the full details of the last few transactions that happened on your account. <cmsannotation type="cmsannotation" annotationid="Check A/c balance by SBI Net Banking" comment="subhead" text="Check A/c balance by SBI Net Banking">Check A/c balance by SBI Net Banking</cmsannotation> SBI Account holders who have registered for net banking can use this service to check balance. In this process, you need to use your login id and password to log into your net banking account. Through this avenue, you can do balance enquiry, carryout funds transfer, or apply for personal loans, home loans or mortgage loans. SBI SMS Service You can register your mobile number to receive account balance via SMS. To register for this SBI SMS Service facility, follow the steps below. From the mobile number registered with SBI, SMS “REG&lt;space&gt;Account Number” to 09223488888. SBI will send you a message confirming the registration. Once this is done, you can use this service for several purposes including checking SBI account balance, get a mini statement, request for cheque book, get an e-statement, or get an education loan interest certificate or home loan interest certificate. <cmsannotation type="cmsannotation" annotationid="Balance check via mobile apps" comment="subhead" text="Balance check via mobile apps">Balance check via mobile apps</cmsannotation> SBI offers a number of mobile banking apps for the convenience of its customers. Some of the apps of SBI you can download and use on your mobile phone are SBI Anywhere, SBI Quick, SBI Online, and SBI Anywhere Saral (SBI mPassbook). Install any one of these apps on your mobile phone and follow the user friendly instructions for setting up. These apps make banking functions a pleasure and highly convenient experience for SBI customers. <cmsannotation type="cmsannotation" annotationid="Check balance account by SBI ATM Card" comment="subhead" text="Check balance account by SBI ATM Card">Check balance account by SBI ATM Card</cmsannotation> If you are an SBI customer, you can check account balance information at the ATM using the debit card issued by the bank. To know your account balance in this method, visit the SBI ATM and follow the steps below. Swipe your SBI debit card at the ATM When prompted, input the 4-digit ATM PIN Select the option “Balance Enquiry” Complete the transaction Using this method, you can also get the details of last 10 transactions by choosing the option “Mini Statement”. This command will get you the details of the last 10 transactions on your account in printed format. You can use this method to check your balance on the third party non-SBI ATM services also. There is a downside to using the ATM to check your account balance. SBI customers have a limited number of free ATM transactions per month. Once this number is exceeded, any additional transactions at the ATMs will invite a fee. So, it is advisable that you use other methods for balance check.

How to check account balance in SBI with enquiry number

Within just two years of its launch, the cheap plans offered by the Jio network has made it India’s number one <keyword id="2894524" type="PERSON" weightage="20" keywordseo="mobile-network-operator">mobile network operator</keyword>. Jio, offers a number of offers and unforeseen economical packages to its customers. This fact has made this the most preferred mobile network in India. All of the different packages ranging from Rs. 149 to Rs. 4,999 provide the customers with unlimited voice calling, free roaming and a highly economical 4G data use to the subscribers. There are also unlimited data per day packs that are available at the rock bottom prices. Depending on the plan selected by the user, the daily data limit alone might vary between the different packs offered. If you are a Jio user, there are a few simple steps to check your balance. Read on to know how to check your Jio balance in different ways. You can choose the one that suits your convenience. Check your Jio balance on the official website of the network operator Visit Jio.com Sign up if you are a new user. Once you are signed in, login using your credentials (Jio ID and Password you generated while signing in). You can now check your Jio balance on the official portal of Jio. You will find your balance information displayed on the screen. It is also possible to go to My Statement to check the data consumption and charges. Toll Free number to check Jio balance information To get your Jio balance details, you can dial 1299 from your Jip number. Your call will be disconnected automatically and you will get an SMS with the details of your data, voice and SMS balance.

What Is Jio Balance Enquiry Number?

Airtel is one of the most popular network operators in India. Millions of users have subscribed to this network for their data, phone calling and SMS needs. When you want to check the balance information in your account, Airtel provides some USSD codes and other methods to do so. Getting to know the balance will let you make use of the network judiciously and preplan the usage of the balance without getting struck up during an emergency or important hour. Here are the ways in which you can check Airtel balance. The company has brought in a number of 3G and 4G plans and hence has given a lot of USSD codes for different purposes <cmsannotation type="cmsannotation" annotationid="Here are the steps to check Airtel balance:" comment="subhead" text="Here are the steps to check Airtel balance:">Here are the steps to check Airtel balance:</cmsannotation> <ol><li>To check Airtel main balance, dial *123# and you will get the balance information in a moment.</li><li>For checking Airtel net balance, you can dial *123*10#</li><li>When you dial *121#, you will get the details about the various offers given away by the Airtel network.</li><li>When your balance is over and you want to take a loan balance for talk time or main balance, you can dial *141#</li><li>For checking Airtel Internet Balance, dial *121#</li><li>The USSD code to check the Airtel 2G internet balance is *123*9#</li></ol> <cmsannotation type="cmsannotation" annotationid="Here are the various USSD dial codes for Airtel enquiry" comment="subhead" text="Here are the various USSD dial codes for Airtel enquiry">Here are the various USSD dial codes for Airtel enquiry</cmsannotation> Airtel customer care: 121 <keyword id="4874354" type="PERSON" weightage="20" keywordseo="airtel-recharge" source="Orion">Airtel recharge</keyword> number: 123 Consumer complaints for Airtel network: 198 Activation of DND service: 1909 USSD code to know the various offers provided by Airtel network: *121# See Also - <a href="https://www.businessinsider.in/steps-to-check-airtel-number/articleshow/69607391.cms">How to check airtel number</a> <a href="https://www.businessinsider.in/heres-how-to-check-airtel-net-balance/articleshow/69607319.cms">How to check airtel data balance</a> <a href="https://www.businessinsider.in/what-is-the-airtel-balance-enquiry-number/articleshow/71174595.cms">What is the airtel balance enquiry number</a>

What is the Airtel balance check enquiry number

When you want to check your Jio balance, you can do it in two ways. Follow these steps to know your balance instantly on your Jio phone. Method-1 to check <keyword id="3453404" type="PERSON" weightage="20" keywordseo="jio-mobile">jio Mobile</keyword> Balance with code Go to phone app which you use for making calls. Dial *333# on your Jio SIM for which you wish to know the balance. Within seconds, you will get your Reliance Jio balance information displayed on your screen. Method – 2 to check jio mobile balance from SMS Go to the messaging app on your phone which you use to send messages. Send a text message “MBAL” to the number 55333. (This is free to use service and will not cost you anything) You will receive a SMS that will give you the Jio balance details. How to know your prepaid balance and validity Go to the messaging app on your phone that you use to send messages. Send an SMS typing “BAL” to the number 199. You will get a message from Reliance Jio that will give you the prepaid balance you have on your SIM and the validity of the pack that you have paid for. How to know your postpaid bill amount It is also possible to make use of USSD codes offered by Jio to know the bill amount of your postpaid Reliance Jio service. Go to the messaging app of your phone. Type in “BILL” and send the message to the number 199. Instantly you will receive a message from the network provider that will give you the details of your billed amount you need to pay. See Also - <a href="https://www.businessinsider.in/how-to-activate-jio-sim/articleshow/69711025.cms">How to activate Jio Sim</a> <a href="https://www.businessinsider.in/business/telecom/news/how-to-check-validity-of-vodafone-prepaid-account/articleshow/74610715.cms">How to check the Validity of Vodafone prepaid account</a>

how to check jio balance from enquiry number and code

Let us get the basics clear. Race, religion, gender, nationality, marital status and employment history do not impact <keyword id="6354680" type="ORGANIZATION" weightage="100" keywordseo="credit">credit</keyword> scores. It is because these factors do not help in assessing the credit worthiness of an individual. In several countries, it is not even legal to use these factors to calculate credit scores. 
 
Another frequently debated factor is income. Well, income does not impact your ‘credit score’ but it can impact your ‘credit worthiness.’ While banks will be interested in knowing your income in your loan application form, it will not be included in credit score calculation. In other words, banks will consider your income to appraise your credit worthiness and take informed decision when it comes to approving or rejecting your credit card/loan application. 
 
This is because high income of an individual does not make her less risky. Similarly, low income does not make her more risky. Credit behaviour of an individual is ‘independent’ of her income. Instead, banks use income for calculation of ratios like: 
· Debt to income ratio 
· Fixed obligation income ratio 
· Instalment to income ratio 
Credit scores are calculated based on several factors that provide an indication of the past credit behaviour of an individual. Here are some of the factors that will help predict future credit behaviour. 
 
 
Payment history: It explains your credit behaviour in the past 36-48 months. Your timely repayments or defaults are listed here. 
Amount owed: It is the outstanding amount against all your open credit cards and loans. 
Length of credit history: It shows how long the credit card or loan account is open or used. 
New credit: New credit facilities like credit cards or loans, which you have availed in the recent past. 
Nature of credit facility: It is the type of credit facility availed, i.e., secured or unsecured. A balance between secured and unsecured loans will help you build a good credit score. 
 
Enquiries: It is the number of times you have applied for a new credit facility. Too many enquiries negatively impact your score as they portray credit-hungry behaviour. 
 
Income is not an indicator of the past credit behaviour, nor does it help in predicting the future credit behaviour. Hence, it is not a part of your credit score calculation. 
 
Don’t forget it is your credit report and score, not your income report and score. 
 
About the author: Satish Mehta is the founder and director of Credexpert, a credit and debt counselling company in India.

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